First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First State Bank Of St. Charles, Missouri 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,953 |
| Total Mortgage Loan Application Amount | $2,198,065,000 |
| Average Mortgage Loan Application Amount | $278,400 |
| Highest Mortgage Loan Application Amount | $3,255,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,671 | $ 538,525,000 | $ 322,000 | $ 150,000 |
| Jackson County Missouri | 1,093 | $ 268,425,000 | $ 245,000 | $ 115,000 |
| St. Louis County Missouri | 935 | $ 264,295,000 | $ 282,000 | $ 150,000 |
| St. Charles County Missouri | 924 | $ 215,890,000 | $ 233,000 | $ 110,000 |
| Clay County Missouri | 403 | $ 95,715,000 | $ 237,000 | $ 106,000 |
| Maricopa County Arizona | 365 | $ 138,615,000 | $ 379,000 | $ 157,000 |
| Camden County Missouri | 248 | $ 58,770,000 | $ 236,000 | $ 168,000 |
| St. Louis City County Missouri | 233 | $ 53,035,000 | $ 227,000 | $ 115,000 |
| Platte County Missouri | 188 | $ 51,360,000 | $ 273,000 | $ 123,000 |
| Wyandotte County Kansas | 178 | $ 31,630,000 | $ 177,000 | $ 72,000 |
| Cass County Missouri | 175 | $ 48,865,000 | $ 279,000 | $ 117,000 |
| Leavenworth County Kansas | 141 | $ 38,125,000 | $ 270,000 | $ 100,000 |
| Lincoln County Missouri | 127 | $ 28,805,000 | $ 226,000 | $ 79,000 |
| Jefferson County Missouri | 122 | $ 26,010,000 | $ 213,000 | $ 103,000 |
| Warren County Missouri | 63 | $ 14,725,000 | $ 233,000 | $ 112,000 |
| Miller County Missouri | 46 | $ 7,860,000 | $ 170,000 | $ 92,000 |
| Miami County Kansas | 45 | $ 12,995,000 | $ 288,000 | $ 116,000 |
| Morgan County Missouri | 45 | $ 10,465,000 | $ 232,000 | $ 132,000 |
| Franklin County Missouri | 31 | $ 8,045,000 | $ 259,000 | $ 98,000 |
| Douglas County Kansas | 27 | $ 5,985,000 | $ 221,000 | $ 197,000 |
| Pinal County Arizona | 21 | $ 4,765,000 | $ 226,000 | $ 91,000 |
| Delaware County Oklahoma | 17 | $ 7,075,000 | $ 416,000 | $ 185,000 |
| Madison County Illinois | 16 | $ 3,450,000 | $ 215,000 | $ 126,000 |
| Boone County Missouri | 16 | $ 4,450,000 | $ 278,000 | $ 158,000 |
| Riley County Kansas | 12 | $ 2,170,000 | $ 180,000 | $ 99,000 |
| Sedgwick County Kansas | 12 | $ 3,580,000 | $ 298,000 | $ 196,000 |
| Tarrant County Texas | 12 | $ 4,010,000 | $ 334,000 | $ 148,000 |
| Los Angeles County California | 11 | $ 5,555,000 | $ 505,000 | $ 170,000 |
| Pinellas County Florida | 11 | $ 4,205,000 | $ 382,000 | $ 186,000 |
| Buchanan County Missouri | 11 | $ 1,505,000 | $ 136,000 | $ 107,000 |
| Clinton County Missouri | 11 | $ 2,155,000 | $ 195,000 | $ 85,000 |
| Lafayette County Missouri | 11 | $ 2,255,000 | $ 205,000 | $ 81,000 |
| Cook County Illinois | 10 | $ 3,200,000 | $ 320,000 | $ 171,000 |
| St. Clair County Illinois | 10 | $ 1,760,000 | $ 176,000 | $ 95,000 |
| Pottawatomie County Kansas | 10 | $ 2,410,000 | $ 241,000 | $ 97,000 |
| Harris County Texas | 10 | $ 2,170,000 | $ 217,000 | $ 256,000 |
| Bates County Missouri | 9 | $ 2,335,000 | $ 259,000 | $ 102,000 |
| Greene County Missouri | 9 | $ 1,765,000 | $ 196,000 | $ 127,000 |
| Denver County Colorado | 8 | $ 3,210,000 | $ 401,000 | $ 130,000 |
| Jefferson County Colorado | 8 | $ 3,620,000 | $ 452,000 | $ 207,000 |
| Franklin County Kansas | 8 | $ 1,910,000 | $ 238,000 | $ 106,000 |
| St. Francois County Missouri | 8 | $ 1,350,000 | $ 168,000 | $ 72,000 |
| Saratoga County New York | 8 | $ 2,230,000 | $ 278,000 | $ 98,000 |
| Travis County Texas | 8 | $ 2,410,000 | $ 301,000 | $ 144,000 |
| Coconino County Arizona | 7 | $ 3,515,000 | $ 502,000 | $ 313,000 |
| Yavapai County Arizona | 7 | $ 2,195,000 | $ 313,000 | $ 134,000 |
| Collier County Florida | 7 | $ 4,165,000 | $ 595,000 | $ 351,000 |
| Lee County Florida | 7 | $ 1,975,000 | $ 282,000 | $ 131,000 |
| Fulton County Georgia | 7 | $ 3,115,000 | $ 445,000 | $ 266,000 |
| Jefferson County Kansas | 7 | $ 1,285,000 | $ 183,000 | $ 75,000 |
| Shawnee County Kansas | 7 | $ 955,000 | $ 136,000 | $ 101,000 |
| Johnson County Missouri | 7 | $ 1,675,000 | $ 239,000 | $ 112,000 |
| Collin County Texas | 7 | $ 2,875,000 | $ 410,000 | $ 130,000 |
| Eagle County Colorado | 6 | $ 3,250,000 | $ 541,000 | $ 270,000 |
| Larimer County Colorado | 6 | $ 1,800,000 | $ 300,000 | $ 192,000 |
| Duval County Florida | 6 | $ 1,330,000 | $ 221,000 | $ 119,000 |
| Sarasota County Florida | 6 | $ 2,100,000 | $ 350,000 | $ 143,000 |
| Taney County Missouri | 6 | $ 970,000 | $ 161,000 | $ 160,000 |
| Clark County Nevada | 6 | $ 2,320,000 | $ 386,000 | $ 240,000 |
| Williamson County Texas | 6 | $ 1,890,000 | $ 315,000 | $ 171,000 |
| King County Washington | 6 | $ 5,200,000 | $ 866,000 | $ 258,000 |
| Pima County Arizona | 5 | $ 1,925,000 | $ 385,000 | $ 247,000 |
| Charlotte County Florida | 5 | $ 1,585,000 | $ 317,000 | $ 157,000 |
| Okaloosa County Florida | 5 | $ 1,885,000 | $ 377,000 | $ 206,000 |
| Hennepin County Minnesota | 5 | $ 2,345,000 | $ 469,000 | $ 214,000 |
| Henry County Missouri | 5 | $ 965,000 | $ 193,000 | $ 78,000 |
| Montgomery County Missouri | 5 | $ 755,000 | $ 151,000 | $ 91,000 |
| Pike County Missouri | 5 | $ 815,000 | $ 163,000 | $ 53,000 |
| Ray County Missouri | 5 | $ 1,405,000 | $ 281,000 | $ 85,000 |
| Dallas County Texas | 5 | $ 3,035,000 | $ 607,000 | $ 291,000 |
| El Paso County Texas | 5 | $ 1,025,000 | $ 205,000 | $ 181,000 |
| Baldwin County Alabama | 4 | $ 1,590,000 | $ 397,000 | $ 292,000 |
| Napa County California | 4 | $ 3,370,000 | $ 842,000 | $ 266,000 |
| Orange County California | 4 | $ 2,830,000 | $ 707,000 | $ 226,000 |
| Riverside County California | 4 | $ 2,020,000 | $ 505,000 | $ 209,000 |
| Santa Clara County California | 4 | $ 1,490,000 | $ 372,000 | $ 237,000 |
| Arapahoe County Colorado | 4 | $ 2,050,000 | $ 512,000 | $ 157,000 |
| Orange County Florida | 4 | $ 1,550,000 | $ 387,000 | $ 299,000 |
| St. Johns County Florida | 4 | $ 1,330,000 | $ 332,000 | $ 156,000 |
| Andrew County Missouri | 4 | $ 600,000 | $ 150,000 | $ 82,000 |
| Barry County Missouri | 4 | $ 680,000 | $ 170,000 | $ 88,000 |
| Benton County Missouri | 4 | $ 620,000 | $ 155,000 | $ 175,000 |
| Cape Girardeau County Missouri | 4 | $ 690,000 | $ 172,000 | $ 74,000 |
| Crawford County Missouri | 4 | $ 670,000 | $ 167,000 | $ 74,000 |
| Daviess County Missouri | 4 | $ 1,310,000 | $ 327,000 | $ 149,000 |
| Stone County Missouri | 4 | $ 890,000 | $ 222,000 | $ 236,000 |
| Cleveland County Oklahoma | 4 | $ 680,000 | $ 170,000 | $ 139,000 |
| Tulsa County Oklahoma | 4 | $ 970,000 | $ 242,000 | $ 78,000 |
| Deschutes County Oregon | 4 | $ 1,120,000 | $ 280,000 | $ 166,000 |
| San Diego County California | 3 | $ 1,365,000 | $ 455,000 | $ 182,000 |
| Clear Creek County Colorado | 3 | $ 1,275,000 | $ 425,000 | $ 130,000 |
| Douglas County Colorado | 3 | $ 1,315,000 | $ 438,000 | $ 127,000 |
| Summit County Colorado | 3 | $ 1,045,000 | $ 348,000 | $ 102,000 |
| Miami-Dade County Florida | 3 | $ 1,605,000 | $ 535,000 | $ 234,000 |
| St. Lucie County Florida | 3 | $ 915,000 | $ 305,000 | $ 148,000 |
| Walton County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 317,000 |
| Polk County Iowa | 3 | $ 525,000 | $ 175,000 | $ 116,000 |
| Cherokee County Kansas | 3 | $ 545,000 | $ 181,000 | $ 75,000 |
| Middlesex County Massachusetts | 3 | $ 965,000 | $ 321,000 | $ 105,000 |
| Jasper County Missouri | 3 | $ 625,000 | $ 208,000 | $ 173,000 |
| Ralls County Missouri | 3 | $ 425,000 | $ 141,000 | $ 104,000 |
| Ste. Genevieve County Missouri | 3 | $ 465,000 | $ 155,000 | $ 97,000 |
| Washington County Missouri | 3 | $ 495,000 | $ 165,000 | $ 77,000 |
| Douglas County Nebraska | 3 | $ 795,000 | $ 265,000 | $ 97,000 |
| Bergen County New Jersey | 3 | $ 875,000 | $ 291,000 | $ 178,000 |
| Middlesex County New Jersey | 3 | $ 885,000 | $ 295,000 | $ 142,000 |
| Bernalillo County New Mexico | 3 | $ 1,075,000 | $ 358,000 | $ 144,000 |
| Dona Ana County New Mexico | 3 | $ 995,000 | $ 331,000 | $ 149,000 |
| Santa Fe County New Mexico | 3 | $ 1,635,000 | $ 545,000 | $ 241,000 |
| Cabarrus County North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 157,000 |
| Craig County Oklahoma | 3 | $ 745,000 | $ 248,000 | $ 137,000 |
| Oklahoma County Oklahoma | 3 | $ 545,000 | $ 181,000 | $ 85,000 |
| Washington County Oklahoma | 3 | $ 825,000 | $ 275,000 | $ 118,000 |
| Greenville County South Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 144,000 |
| Bell County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 205,000 |
| Bexar County Texas | 3 | $ 1,445,000 | $ 481,000 | $ 186,000 |
| Henrico County Virginia | 3 | $ 675,000 | $ 225,000 | $ 62,000 |
| Virginia Beach County Virginia | 3 | $ 1,545,000 | $ 515,000 | $ 197,000 |
| Spokane County Washington | 3 | $ 1,045,000 | $ 348,000 | $ 138,000 |
| Madison County Alabama | 2 | $ 380,000 | $ 190,000 | $ 129,000 |
| Gila County Arizona | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Pulaski County Arkansas | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
| White County Arkansas | 2 | $ 500,000 | $ 250,000 | $ 170,000 |
| Marin County California | 2 | $ 1,370,000 | $ 685,000 | $ 150,000 |
| Adams County Colorado | 2 | $ 710,000 | $ 355,000 | $ 165,000 |
| Weld County Colorado | 2 | $ 980,000 | $ 490,000 | $ 167,000 |
| Brevard County Florida | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Broward County Florida | 2 | $ 1,730,000 | $ 865,000 | $ 668,000 |
| Indian River County Florida | 2 | $ 390,000 | $ 195,000 | $ 448,000 |
| Lake County Florida | 2 | $ 620,000 | $ 310,000 | $ 118,000 |
| Volusia County Florida | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| Cherokee County Georgia | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Fayette County Georgia | 2 | $ 1,090,000 | $ 545,000 | $ 436,000 |
| Forsyth County Georgia | 2 | $ 700,000 | $ 350,000 | $ 123,000 |
| Glynn County Georgia | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Maui County Hawaii | 2 | $ 720,000 | $ 360,000 | $ 216,000 |
| Kootenai County Idaho | 2 | $ 470,000 | $ 235,000 | $ 49,000 |
| DuPage County Illinois | 2 | $ 710,000 | $ 355,000 | $ 106,000 |
| Henderson County Illinois | 2 | $ 240,000 | $ 120,000 | $ 86,000 |
| Randolph County Illinois | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Williamson County Illinois | 2 | $ 500,000 | $ 250,000 | $ 245,000 |
| Atchison County Kansas | 2 | $ 490,000 | $ 245,000 | $ 400,000 |
| Cowley County Kansas | 2 | $ 460,000 | $ 230,000 | $ 115,000 |
| Lyon County Kentucky | 2 | $ 960,000 | $ 480,000 | $ 607,000 |
| York County Maine | 2 | $ 2,620,000 | $ 1,310,000 | $ 571,000 |
| Oakland County Michigan | 2 | $ 820,000 | $ 410,000 | $ 152,000 |
| Adair County Missouri | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Callaway County Missouri | 2 | $ 380,000 | $ 190,000 | $ 101,000 |
| Christian County Missouri | 2 | $ 400,000 | $ 200,000 | $ 55,000 |
| Laclede County Missouri | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Moniteau County Missouri | 2 | $ 240,000 | $ 120,000 | $ 34,000 |
| Nodaway County Missouri | 2 | $ 380,000 | $ 190,000 | $ 113,000 |
| Vernon County Missouri | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| Otoe County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Sandoval County New Mexico | 2 | $ 710,000 | $ 355,000 | $ 131,000 |
| Wake County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 136,000 |
| Cuyahoga County Ohio | 2 | $ 590,000 | $ 295,000 | $ 210,000 |
| Greene County Ohio | 2 | $ 820,000 | $ 410,000 | $ 174,000 |
| Multnomah County Oregon | 2 | $ 730,000 | $ 365,000 | $ 129,000 |
| Charleston County South Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 178,000 |
| Dorchester County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 98,000 |
| Davidson County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 185,000 |
| Sumner County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| Wilson County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 114,000 |
| Denton County Texas | 2 | $ 760,000 | $ 380,000 | $ 152,000 |
| Hays County Texas | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Parker County Texas | 2 | $ 660,000 | $ 330,000 | $ 171,000 |
| Utah County Utah | 2 | $ 900,000 | $ 450,000 | $ 127,000 |
| Chesterfield County Virginia | 2 | $ 660,000 | $ 330,000 | $ 73,000 |
| Fairfax County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 279,000 |
| James City County Virginia | 2 | $ 460,000 | $ 230,000 | $ 148,000 |
| Loudoun County Virginia | 2 | $ 870,000 | $ 435,000 | $ 221,000 |
| Grays Harbor County Washington | 2 | $ 630,000 | $ 315,000 | $ 422,000 |
| Pierce County Washington | 2 | $ 970,000 | $ 485,000 | $ 91,000 |
| Dane County Wisconsin | 2 | $ 1,030,000 | $ 515,000 | $ 337,000 |
| Kenosha County Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 121,000 |
| Milwaukee County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 121,000 |
| Waukesha County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 134,000 |
| Blount County Alabama | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Jefferson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Limestone County Alabama | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Walker County Alabama | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Mohave County Arizona | 1 | $ 365,000 | $ 365,000 | $ 57,000 |
| Navajo County Arizona | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Benton County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
| Saline County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Washington County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Alameda County California | 1 | $ 975,000 | $ 975,000 | $ 314,000 |
| Fresno County California | 1 | $ 385,000 | $ 385,000 | $ 57,000 |
| Placer County California | 1 | $ 455,000 | $ 455,000 | $ 137,000 |
| Sacramento County California | 1 | $ 495,000 | $ 495,000 | $ 163,000 |
| San Bernardino County California | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| San Francisco County California | 1 | $ 1,045,000 | $ 1,045,000 | $ 696,000 |
| San Mateo County California | 1 | $ 475,000 | $ 475,000 | $ 140,000 |
| Stanislaus County California | 1 | $ 475,000 | $ 475,000 | $ 123,000 |
| Ventura County California | 1 | $ 435,000 | $ 435,000 | $ 177,000 |
| Archuleta County Colorado | 1 | $ 285,000 | $ 285,000 | $ 250,000 |
| Boulder County Colorado | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| El Paso County Colorado | 1 | $ 835,000 | $ 835,000 | $ 152,000 |
| Garfield County Colorado | 1 | $ 385,000 | $ 385,000 | $ 82,000 |
| Routt County Colorado | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Hartford County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Tolland County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| District of Columbia County District Of Columbia | 1 | $ 885,000 | $ 885,000 | $ 710,000 |
| Alachua County Florida | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Bay County Florida | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Franklin County Florida | 1 | $ 545,000 | $ 545,000 | $ 111,000 |
| Hernando County Florida | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Hillsborough County Florida | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Martin County Florida | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Osceola County Florida | 1 | $ 355,000 | $ 355,000 | $ 429,000 |
| Palm Beach County Florida | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Santa Rosa County Florida | 1 | $ 885,000 | $ 885,000 | $ 258,000 |
| Sumter County Florida | 1 | $ 325,000 | $ 325,000 | $ 222,000 |
| Bartow County Georgia | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Coweta County Georgia | 1 | $ 525,000 | $ 525,000 | $ 166,000 |
| DeKalb County Georgia | 1 | $ 805,000 | $ 805,000 | $ 225,000 |
| Effingham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Gwinnett County Georgia | 1 | $ 375,000 | $ 375,000 | $ 157,000 |
| Jackson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Toombs County Georgia | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Canyon County Idaho | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Jefferson County Idaho | 1 | $ 365,000 | $ 365,000 | $ 62,000 |
| Alexander County Illinois | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Crawford County Illinois | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Kankakee County Illinois | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Lake County Illinois | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Monroe County Illinois | 1 | $ 325,000 | $ 325,000 | $ 231,000 |
| Will County Illinois | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Hamilton County Indiana | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Hendricks County Indiana | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Marshall County Indiana | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Warrick County Indiana | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Whitley County Indiana | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Adair County Iowa | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Muscatine County Iowa | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Pottawattamie County Iowa | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Sioux County Iowa | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Anderson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Brown County Kansas | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Butler County Kansas | 1 | $ 545,000 | $ 545,000 | $ 525,000 |
| Finney County Kansas | 1 | $ 435,000 | $ 435,000 | $ 101,000 |
| Geary County Kansas | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Harvey County Kansas | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Linn County Kansas | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| McPherson County Kansas | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Reno County Kansas | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Rice County Kansas | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Saline County Kansas | 1 | $ 465,000 | $ 465,000 | $ 157,000 |
| Wabaunsee County Kansas | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Daviess County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Jefferson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Kenton County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 265,000 |
| Oldham County Kentucky | 1 | $ 515,000 | $ 515,000 | $ 193,000 |
| Orleans County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| St. Bernard County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| St. Tammany County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Knox County Maine | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Baltimore City County Maryland | 1 | $ 395,000 | $ 395,000 | $ 153,000 |
| Garrett County Maryland | 1 | $ 115,000 | $ 115,000 | $ 190,000 |
| Plymouth County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 136,000 |
| Clinton County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Genesee County Michigan | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Ingham County Michigan | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Jackson County Michigan | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Kent County Michigan | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Wayne County Michigan | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| Carver County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| Pope County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Stearns County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Washington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Lafayette County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Audrain County Missouri | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Caldwell County Missouri | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
| Carroll County Missouri | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Cole County Missouri | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| DeKalb County Missouri | 1 | $ 475,000 | $ 475,000 | $ 103,000 |
| Gasconade County Missouri | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Gentry County Missouri | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Grundy County Missouri | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Howard County Missouri | 1 | $ 545,000 | $ 545,000 | $ 207,000 |
| Lawrence County Missouri | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Livingston County Missouri | 1 | $ 175,000 | $ 175,000 | $ 27,000 |
| Madison County Missouri | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Maries County Missouri | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Marion County Missouri | 1 | $ 85,000 | $ 85,000 | $ 148,000 |
| Newton County Missouri | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Pettis County Missouri | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Phelps County Missouri | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Polk County Missouri | 1 | $ 215,000 | $ 215,000 | $ 204,000 |
| Randolph County Missouri | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Ripley County Missouri | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Saline County Missouri | 1 | $ 505,000 | $ 505,000 | $ 211,000 |
| Scott County Missouri | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Stoddard County Missouri | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Webster County Missouri | 1 | $ 125,000 | $ 125,000 | $ 18,000 |
| Flathead County Montana | 1 | $ 915,000 | $ 915,000 | $ 432,000 |
| Lancaster County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 173,000 |
| Merrick County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Platte County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 244,000 |
| Red Willow County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Sarpy County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Burlington County New Jersey | 1 | $ 965,000 | $ 965,000 | $ 330,000 |
| Union County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 150,000 |
| Colfax County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 264,000 |
| De Baca County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Los Alamos County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 186,000 |
| Nassau County New York | 1 | $ 475,000 | $ 475,000 | $ 300,000 |
| Carteret County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Craven County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Mecklenburg County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Nash County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Pitt County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Union County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Watauga County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Delaware County Ohio | 1 | $ 475,000 | $ 475,000 | $ 197,000 |
| Hamilton County Ohio | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Montgomery County Ohio | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Creek County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 84,000 |
| Garvin County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 169,000 |
| Logan County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Mayes County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 90,000 |
| McClain County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Payne County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| Clackamas County Oregon | 1 | $ 515,000 | $ 515,000 | $ 128,000 |
| Douglas County Oregon | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Lane County Oregon | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Marion County Oregon | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Washington County Oregon | 1 | $ 545,000 | $ 545,000 | $ 177,000 |
| Montgomery County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 240,000 |
| Westmoreland County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 141,000 |
| Bristol County Rhode Island | 1 | $ 845,000 | $ 845,000 | $ 400,000 |
| Anderson County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Beaufort County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Knox County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Lincoln County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Loudon County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Marshall County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 234,000 |
| Aransas County Texas | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Erath County Texas | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Fort Bend County Texas | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Grayson County Texas | 1 | $ 235,000 | $ 235,000 | $ 38,000 |
| Hood County Texas | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Kaufman County Texas | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Montgomery County Texas | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Nueces County Texas | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Wilson County Texas | 1 | $ 305,000 | $ 305,000 | $ 292,000 |
| Davis County Utah | 1 | $ 645,000 | $ 645,000 | $ 180,000 |
| Caledonia County Vermont | 1 | $ 205,000 | $ 205,000 | $ 141,000 |
| Chesapeake County Virginia | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
| Norfolk County Virginia | 1 | $ 155,000 | $ 155,000 | $ 224,000 |
| Poquoson County Virginia | 1 | $ 545,000 | $ 545,000 | $ 311,000 |
| Roanoke County Virginia | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| San Juan County Washington | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Racine County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Walworth County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Washington County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 174,000 |
| Fremont County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Teton County Wyoming | 1 | $ 1,005,000 | $ 1,005,000 | $ 216,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,103 | $1,184,415,000 | $288,000 | $2,925,000 | $127,000 | $3,600,000 |
| Refinancing | 2,555 | $667,115,000 | $261,000 | $3,255,000 | $139,000 | $3,495,000 |
| Cash-out Refinancing | 1,218 | $323,410,000 | $265,000 | $1,535,000 | $128,000 | $1,479,000 |
| Other Purpose | 47 | $15,945,000 | $339,000 | $2,505,000 | $162,000 | $719,000 |
| Home Improvement | 30 | $7,180,000 | $239,000 | $545,000 | $184,000 | $996,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,342 | $1,766,840,000 | $278,000 | $3,255,000 | $131,000 | $3,600,000 |
| Not Provided | 547 | $155,145,000 | $283,000 | $1,725,000 | $148,000 | $1,040,000 |
| Hispanic | 343 | $83,825,000 | $244,000 | $1,045,000 | $92,000 | $696,000 |
| Asian | 267 | $81,725,000 | $306,000 | $975,000 | $154,000 | $915,000 |
| Black or African American | 169 | $41,945,000 | $248,000 | $965,000 | $101,000 | $765,000 |
| Not applicable | 130 | $22,330,000 | $171,000 | $2,925,000 | $0 | $0 |
| American Indian or Alaskan Native | 53 | $14,985,000 | $282,000 | $905,000 | $105,000 | $329,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $990,000 | $247,000 | $455,000 | $133,000 | $338,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,266 | $2,020,690,000 | $278,000 | $3,255,000 | $136,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 361 | $77,855,000 | $215,000 | $435,000 | $69,000 | $197,000 |
| VA-guaranteed (Veterans Administration) | 268 | $88,310,000 | $329,000 | $1,005,000 | $108,000 | $680,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 58 | $11,210,000 | $193,000 | $425,000 | $58,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,543 | $1,792,565,000 | $273,000 | $2,925,000 | $129,000 | $2,272,000 |
| Application Withdrawn By Applicant | 866 | $248,650,000 | $287,000 | $2,245,000 | $143,000 | $3,600,000 |
| File Closed For Incompleteness | 381 | $112,595,000 | $295,000 | $3,255,000 | $151,000 | $3,495,000 |
| Application Denied By Financial Institution | 132 | $38,270,000 | $289,000 | $1,505,000 | $117,000 | $681,000 |
| Application Approved But Not Accepted | 31 | $5,985,000 | $193,000 | $385,000 | $100,000 | $450,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,821 | $2,159,795,000 | $276,000 | $3,255,000 | $132,000 | $3,600,000 |
| Debt-To-Income Ratio | 54 | $16,680,000 | $308,000 | $905,000 | $91,000 | $350,000 |
| Other | 27 | $7,835,000 | $290,000 | $755,000 | $145,000 | $619,000 |
| Collateral | 23 | $4,255,000 | $185,000 | $545,000 | $102,000 | $415,000 |
| Credit History | 15 | $4,565,000 | $304,000 | $605,000 | $140,000 | $322,000 |
| Employment History | 8 | $2,520,000 | $315,000 | $705,000 | $169,000 | $681,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,905,000 | $635,000 | $1,505,000 | $161,000 | $338,000 |
| Unverifiable Information | 2 | $510,000 | $255,000 | $295,000 | $67,000 | $89,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.