First Street Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

First Street Financial, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Street Financial, Inc.
310 Commerce, Suite 150
Irvine, CA 92602
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 8,876
Total Mortgage Loan Application Amount $2,283,230,000
Average Mortgage Loan Application Amount $250,500
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $111,000
Highest Applicant Income $1,944,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Street Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Street Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down First Street Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Street Financial, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by First Street Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Street Financial, Inc.'s mortgage activity for 2006.

Mortgage Loan Application Totals for First Street Financial, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,730 $ 543,016,000 $ 313,000 $ 121,000
San Bernardino County California 798 $ 191,672,000 $ 240,000 $ 102,000
Riverside County California 781 $ 219,564,000 $ 281,000 $ 117,000
Orange County California 507 $ 184,920,000 $ 364,000 $ 153,000
San Diego County California 406 $ 132,271,000 $ 325,000 $ 134,000
Broward County Florida 211 $ 45,961,000 $ 217,000 $ 97,000
Maricopa County Arizona 198 $ 46,662,000 $ 235,000 $ 105,000
Miami-Dade County Florida 178 $ 42,492,000 $ 238,000 $ 102,000
Kern County California 166 $ 31,222,000 $ 188,000 $ 86,000
Clark County Nevada 135 $ 31,852,000 $ 235,000 $ 109,000
Fresno County California 117 $ 22,257,000 $ 190,000 $ 82,000
Sacramento County California 116 $ 30,991,000 $ 267,000 $ 102,000
Alameda County California 99 $ 37,384,000 $ 377,000 $ 136,000
Contra Costa County California 78 $ 25,705,000 $ 329,000 $ 132,000
San Joaquin County California 76 $ 22,434,000 $ 295,000 $ 116,000
Hillsborough County Florida 73 $ 13,608,000 $ 186,000 $ 113,000
Palm Beach County Florida 68 $ 15,737,000 $ 231,000 $ 118,000
Orange County Florida 57 $ 10,149,000 $ 178,000 $ 79,000
Salt Lake County Utah 55 $ 7,468,000 $ 135,000 $ 74,000
Stanislaus County California 53 $ 13,581,000 $ 256,000 $ 104,000
Tulare County California 53 $ 9,946,000 $ 187,000 $ 73,000
Santa Clara County California 52 $ 22,559,000 $ 433,000 $ 154,000
Duval County Florida 51 $ 9,862,000 $ 193,000 $ 88,000
Solano County California 45 $ 14,335,000 $ 318,000 $ 121,000
Ventura County California 45 $ 18,657,000 $ 414,000 $ 163,000
Milwaukee County Wisconsin 43 $ 4,221,000 $ 98,000 $ 54,000
Jackson County Missouri 42 $ 4,541,000 $ 108,000 $ 74,000
Pinellas County Florida 39 $ 7,013,000 $ 179,000 $ 72,000
King County Washington 39 $ 10,589,000 $ 271,000 $ 100,000
Sonoma County California 38 $ 12,186,000 $ 320,000 $ 149,000
Prince George's County Maryland 38 $ 12,485,000 $ 328,000 $ 106,000
Lee County Florida 37 $ 7,032,000 $ 190,000 $ 113,000
St. Louis County Missouri 37 $ 4,882,000 $ 131,000 $ 59,000
Fulton County Georgia 34 $ 6,215,000 $ 182,000 $ 96,000
San Mateo County California 31 $ 13,145,000 $ 424,000 $ 174,000
Oklahoma County Oklahoma 31 $ 2,805,000 $ 90,000 $ 86,000
Pima County Arizona 30 $ 6,737,000 $ 224,000 $ 88,000
Volusia County Florida 29 $ 5,291,000 $ 182,000 $ 71,000
Imperial County California 28 $ 4,760,000 $ 170,000 $ 79,000
Merced County California 28 $ 7,414,000 $ 264,000 $ 110,000
Honolulu County Hawaii 28 $ 13,060,000 $ 466,000 $ 178,000
Oakland County Michigan 28 $ 8,369,000 $ 298,000 $ 116,000
Osceola County Florida 26 $ 4,770,000 $ 183,000 $ 80,000
Baltimore City County Maryland 26 $ 3,170,000 $ 121,000 $ 63,000
Polk County Florida 24 $ 3,253,000 $ 135,000 $ 88,000
St. Lucie County Florida 24 $ 4,584,000 $ 191,000 $ 70,000
Pasco County Florida 23 $ 3,656,000 $ 158,000 $ 90,000
St. Louis City County Missouri 22 $ 2,246,000 $ 102,000 $ 69,000
Madera County California 21 $ 4,346,000 $ 206,000 $ 93,000
New Haven County Connecticut 21 $ 3,606,000 $ 171,000 $ 91,000
Brevard County Florida 21 $ 3,966,000 $ 188,000 $ 113,000
Hennepin County Minnesota 21 $ 3,825,000 $ 182,000 $ 127,000
Monterey County California 20 $ 9,074,000 $ 453,000 $ 135,000
Bernalillo County New Mexico 20 $ 2,448,000 $ 122,000 $ 61,000
Pierce County Washington 20 $ 4,859,000 $ 242,000 $ 95,000
Snohomish County Washington 20 $ 5,836,000 $ 291,000 $ 105,000
Marion County Florida 19 $ 2,293,000 $ 120,000 $ 52,000
Jefferson County Colorado 18 $ 3,652,000 $ 202,000 $ 91,000
Gwinnett County Georgia 18 $ 3,052,000 $ 169,000 $ 93,000
Wayne County Michigan 18 $ 3,756,000 $ 208,000 $ 102,000
Kings County California 17 $ 3,611,000 $ 212,000 $ 87,000
San Francisco County California 17 $ 6,802,000 $ 400,000 $ 140,000
Sarasota County Florida 17 $ 3,144,000 $ 184,000 $ 84,000
Clay County Missouri 17 $ 2,355,000 $ 138,000 $ 93,000
Cleveland County Oklahoma 17 $ 2,005,000 $ 117,000 $ 98,000
Multnomah County Oregon 17 $ 3,231,000 $ 190,000 $ 67,000
Fairfield County Connecticut 16 $ 6,371,000 $ 398,000 $ 124,000
Collier County Florida 16 $ 4,132,000 $ 258,000 $ 106,000
Johnson County Kansas 16 $ 2,767,000 $ 172,000 $ 110,000
Baltimore County Maryland 16 $ 3,415,000 $ 213,000 $ 81,000
Macomb County Michigan 16 $ 2,510,000 $ 156,000 $ 75,000
Utah County Utah 16 $ 2,589,000 $ 161,000 $ 93,000
Spokane County Washington 16 $ 2,465,000 $ 154,000 $ 82,000
Butte County California 15 $ 3,449,000 $ 229,000 $ 92,000
Santa Barbara County California 15 $ 5,351,000 $ 356,000 $ 135,000
Hawaii County Hawaii 15 $ 5,477,000 $ 365,000 $ 235,000
Douglas County Nebraska 15 $ 1,326,000 $ 88,000 $ 53,000
Yuma County Arizona 14 $ 2,172,000 $ 155,000 $ 80,000
Lake County California 14 $ 2,819,000 $ 201,000 $ 96,000
Placer County California 14 $ 4,727,000 $ 337,000 $ 138,000
Hernando County Florida 14 $ 2,160,000 $ 154,000 $ 67,000
Wake County North Carolina 14 $ 2,665,000 $ 190,000 $ 93,000
Tulsa County Oklahoma 14 $ 2,038,000 $ 145,000 $ 96,000
Polk County Iowa 13 $ 1,264,000 $ 97,000 $ 52,000
Scott County Iowa 13 $ 1,344,000 $ 103,000 $ 112,000
Prince William County Virginia 13 $ 3,992,000 $ 307,000 $ 110,000
San Luis Obispo County California 12 $ 5,532,000 $ 461,000 $ 152,000
Adams County Colorado 12 $ 2,177,000 $ 181,000 $ 68,000
St. Johns County Florida 12 $ 3,067,000 $ 255,000 $ 151,000
Clayton County Georgia 12 $ 1,645,000 $ 137,000 $ 79,000
Wyandotte County Kansas 12 $ 1,391,000 $ 115,000 $ 58,000
Anne Arundel County Maryland 12 $ 3,703,000 $ 308,000 $ 91,000
Forsyth County North Carolina 12 $ 1,294,000 $ 107,000 $ 57,000
Shelby County Tennessee 12 $ 1,164,000 $ 97,000 $ 82,000
Clark County Washington 12 $ 2,317,000 $ 193,000 $ 63,000
Denver County Colorado 11 $ 2,112,000 $ 192,000 $ 87,000
Charlotte County Florida 11 $ 2,495,000 $ 226,000 $ 81,000
Clay County Florida 11 $ 2,052,000 $ 186,000 $ 52,000
Seminole County Florida 11 $ 2,261,000 $ 205,000 $ 86,000
Davis County Utah 11 $ 1,905,000 $ 173,000 $ 88,000
Weber County Utah 11 $ 1,293,000 $ 117,000 $ 73,000
Yuba County California 10 $ 2,544,000 $ 254,000 $ 84,000
Arapahoe County Colorado 10 $ 1,063,000 $ 106,000 $ 73,000
Alachua County Florida 10 $ 1,315,000 $ 131,000 $ 70,000
Escambia County Florida 10 $ 1,625,000 $ 162,000 $ 64,000
Lake County Florida 10 $ 2,088,000 $ 208,000 $ 103,000
Cobb County Georgia 10 $ 1,340,000 $ 134,000 $ 67,000
Sedgwick County Kansas 10 $ 1,065,000 $ 106,000 $ 47,000
Harford County Maryland 10 $ 1,832,000 $ 183,000 $ 62,000
Wicomico County Maryland 10 $ 948,000 $ 94,000 $ 72,000
Sandoval County New Mexico 10 $ 1,915,000 $ 191,000 $ 90,000
Mecklenburg County North Carolina 10 $ 1,285,000 $ 128,000 $ 84,000
Deschutes County Oregon 10 $ 2,953,000 $ 295,000 $ 112,000
Henrico County Virginia 10 $ 1,830,000 $ 183,000 $ 94,000
El Paso County Colorado 9 $ 2,548,000 $ 283,000 $ 126,000
Manatee County Florida 9 $ 1,875,000 $ 208,000 $ 99,000
Montgomery County Maryland 9 $ 4,497,000 $ 499,000 $ 169,000
Guilford County North Carolina 9 $ 955,000 $ 106,000 $ 73,000
Thurston County Washington 9 $ 1,961,000 $ 217,000 $ 128,000
Whatcom County Washington 9 $ 1,496,000 $ 166,000 $ 74,000
San Benito County California 8 $ 3,450,000 $ 431,000 $ 132,000
Shasta County California 8 $ 1,942,000 $ 242,000 $ 535,000
Yolo County California 8 $ 2,087,000 $ 260,000 $ 127,000
Hartford County Connecticut 8 $ 1,161,000 $ 145,000 $ 68,000
New London County Connecticut 8 $ 1,864,000 $ 233,000 $ 108,000
Houston County Georgia 8 $ 790,000 $ 98,000 $ 81,000
Canyon County Idaho 8 $ 941,000 $ 117,000 $ 57,000
Richland County South Carolina 8 $ 797,000 $ 99,000 $ 57,000
Mohave County Arizona 7 $ 2,221,000 $ 317,000 $ 343,000
Mendocino County California 7 $ 1,876,000 $ 268,000 $ 82,000
Nevada County California 7 $ 3,312,000 $ 473,000 $ 120,000
Columbia County Florida 7 $ 697,000 $ 99,000 $ 53,000
Martin County Florida 7 $ 1,456,000 $ 208,000 $ 107,000
DeKalb County Georgia 7 $ 1,368,000 $ 195,000 $ 68,000
Charles County Maryland 7 $ 2,075,000 $ 296,000 $ 115,000
Calhoun County Michigan 7 $ 651,000 $ 93,000 $ 198,000
Saginaw County Michigan 7 $ 788,000 $ 112,000 $ 119,000
Clackamas County Oregon 7 $ 2,003,000 $ 286,000 $ 172,000
Washington County Utah 7 $ 2,121,000 $ 303,000 $ 114,000
Fairfax County Virginia 7 $ 3,064,000 $ 437,000 $ 132,000
Kitsap County Washington 7 $ 1,243,000 $ 177,000 $ 71,000
Pinal County Arizona 6 $ 1,196,000 $ 199,000 $ 86,000
Benton County Arkansas 6 $ 1,281,000 $ 213,000 $ 74,000
Pulaski County Arkansas 6 $ 581,000 $ 96,000 $ 43,000
El Dorado County California 6 $ 2,410,000 $ 401,000 $ 217,000
Mesa County Colorado 6 $ 776,000 $ 129,000 $ 66,000
Okaloosa County Florida 6 $ 1,438,000 $ 239,000 $ 74,000
Santa Rosa County Florida 6 $ 1,028,000 $ 171,000 $ 108,000
Henry County Georgia 6 $ 602,000 $ 100,000 $ 88,000
Kent County Michigan 6 $ 1,002,000 $ 167,000 $ 101,000
Washoe County Nevada 6 $ 2,449,000 $ 408,000 $ 138,000
Santa Fe County New Mexico 6 $ 952,000 $ 158,000 $ 47,000
Douglas County Oregon 6 $ 849,000 $ 141,000 $ 46,000
Jackson County Oregon 6 $ 1,868,000 $ 311,000 $ 116,000
Marion County Oregon 6 $ 852,000 $ 142,000 $ 64,000
Washington County Oregon 6 $ 1,712,000 $ 285,000 $ 91,000
Greenville County South Carolina 6 $ 1,040,000 $ 173,000 $ 68,000
Spartanburg County South Carolina 6 $ 1,205,000 $ 200,000 $ 110,000
Portsmouth County Virginia 6 $ 922,000 $ 153,000 $ 87,000
Yavapai County Arizona 5 $ 892,000 $ 178,000 $ 76,000
Calaveras County California 5 $ 1,096,000 $ 219,000 $ 77,000
Pueblo County Colorado 5 $ 516,000 $ 103,000 $ 60,000
Citrus County Florida 5 $ 850,000 $ 170,000 $ 71,000
Flagler County Florida 5 $ 1,032,000 $ 206,000 $ 253,000
Rockdale County Georgia 5 $ 817,000 $ 163,000 $ 89,000
Kauai County Hawaii 5 $ 1,531,000 $ 306,000 $ 77,000
Maui County Hawaii 5 $ 2,104,000 $ 420,000 $ 198,000
Ada County Idaho 5 $ 939,000 $ 187,000 $ 75,000
Calvert County Maryland 5 $ 1,157,000 $ 231,000 $ 90,000
Dakota County Minnesota 5 $ 789,000 $ 157,000 $ 57,000
St. Charles County Missouri 5 $ 882,000 $ 176,000 $ 74,000
Linn County Oregon 5 $ 915,000 $ 183,000 $ 64,000
Yamhill County Oregon 5 $ 1,414,000 $ 282,000 $ 120,000
Pickens County South Carolina 5 $ 449,000 $ 89,000 $ 52,000
York County South Carolina 5 $ 823,000 $ 164,000 $ 67,000
Loudoun County Virginia 5 $ 1,784,000 $ 356,000 $ 105,000
Newport News County Virginia 5 $ 733,000 $ 146,000 $ 102,000
Chelan County Washington 5 $ 846,000 $ 169,000 $ 118,000
Yakima County Washington 5 $ 877,000 $ 175,000 $ 78,000
Racine County Wisconsin 5 $ 300,000 $ 60,000 $ 43,000
Marin County California 4 $ 2,278,000 $ 569,000 $ 183,000
Napa County California 4 $ 1,611,000 $ 402,000 $ 125,000
Sutter County California 4 $ 765,000 $ 191,000 $ 128,000
Tehama County California 4 $ 682,000 $ 170,000 $ 134,000
Douglas County Colorado 4 $ 823,000 $ 205,000 $ 75,000
Larimer County Colorado 4 $ 607,000 $ 151,000 $ 57,000
Linn County Iowa 4 $ 252,000 $ 63,000 $ 59,000
Genesee County Michigan 4 $ 447,000 $ 111,000 $ 67,000
Lapeer County Michigan 4 $ 430,000 $ 107,000 $ 33,000
Scott County Minnesota 4 $ 1,042,000 $ 260,000 $ 82,000
Andrew County Missouri 4 $ 448,000 $ 112,000 $ 49,000
Cass County Missouri 4 $ 283,000 $ 70,000 $ 75,000
Rogers County Oklahoma 4 $ 444,000 $ 111,000 $ 42,000
Rutherford County Tennessee 4 $ 445,000 $ 111,000 $ 116,000
Chesterfield County Virginia 4 $ 576,000 $ 144,000 $ 54,000
Hampton County Virginia 4 $ 395,000 $ 98,000 $ 46,000
Virginia Beach County Virginia 4 $ 588,000 $ 147,000 $ 68,000
Cowlitz County Washington 4 $ 684,000 $ 171,000 $ 44,000
Waukesha County Wisconsin 4 $ 902,000 $ 225,000 $ 68,000
Cochise County Arizona 3 $ 370,000 $ 123,000 $ 40,000
Santa Cruz County Arizona 3 $ 975,000 $ 325,000 $ 95,000
Amador County California 3 $ 717,000 $ 239,000 $ 100,000
Santa Cruz County California 3 $ 1,159,000 $ 386,000 $ 97,000
Gadsden County Florida 3 $ 433,000 $ 144,000 $ 40,000
Highlands County Florida 3 $ 530,000 $ 176,000 $ 122,000
Indian River County Florida 3 $ 604,000 $ 201,000 $ 92,000
Leon County Florida 3 $ 431,000 $ 143,000 $ 46,000
Nassau County Florida 3 $ 322,000 $ 107,000 $ 55,000
Bibb County Georgia 3 $ 417,000 $ 139,000 $ 47,000
Carroll County Georgia 3 $ 278,000 $ 92,000 $ 35,000
Douglas County Georgia 3 $ 677,000 $ 225,000 $ 103,000
Paulding County Georgia 3 $ 494,000 $ 164,000 $ 55,000
Whitfield County Georgia 3 $ 263,000 $ 87,000 $ 61,000
Bannock County Idaho 3 $ 475,000 $ 158,000 $ 67,000
Pottawattamie County Iowa 3 $ 512,000 $ 170,000 $ 83,000
Washington County Maryland 3 $ 475,000 $ 158,000 $ 44,000
Worcester County Maryland 3 $ 793,000 $ 264,000 $ 100,000
Allegan County Michigan 3 $ 335,000 $ 111,000 $ 230,000
Ingham County Michigan 3 $ 265,000 $ 88,000 $ 33,000
Jackson County Michigan 3 $ 282,000 $ 94,000 $ 40,000
Sanilac County Michigan 3 $ 283,000 $ 94,000 $ 69,000
Crow Wing County Minnesota 3 $ 436,000 $ 145,000 $ 60,000
Ramsey County Minnesota 3 $ 555,000 $ 185,000 $ 82,000
Buchanan County Missouri 3 $ 311,000 $ 103,000 $ 118,000
Franklin County Missouri 3 $ 463,000 $ 154,000 $ 52,000
Greene County Missouri 3 $ 286,000 $ 95,000 $ 35,000
Lancaster County Nebraska 3 $ 271,000 $ 90,000 $ 98,000
Sarpy County Nebraska 3 $ 682,000 $ 227,000 $ 104,000
Lea County New Mexico 3 $ 207,000 $ 69,000 $ 56,000
Buncombe County North Carolina 3 $ 456,000 $ 152,000 $ 57,000
Cleveland County North Carolina 3 $ 287,000 $ 95,000 $ 26,000
Durham County North Carolina 3 $ 445,000 $ 148,000 $ 93,000
Pasquotank County North Carolina 3 $ 519,000 $ 173,000 $ 60,000
Wilson County North Carolina 3 $ 250,000 $ 83,000 $ 49,000
Canadian County Oklahoma 3 $ 553,000 $ 184,000 $ 110,000
Woodward County Oklahoma 3 $ 184,000 $ 61,000 $ 67,000
Josephine County Oregon 3 $ 606,000 $ 202,000 $ 64,000
Klamath County Oregon 3 $ 383,000 $ 127,000 $ 88,000
Polk County Oregon 3 $ 524,000 $ 174,000 $ 100,000
Horry County South Carolina 3 $ 415,000 $ 138,000 $ 52,000
Cache County Utah 3 $ 241,000 $ 80,000 $ 59,000
Caroline County Virginia 3 $ 571,000 $ 190,000 $ 60,000
Chesapeake County Virginia 3 $ 802,000 $ 267,000 $ 78,000
Clarke County Virginia 3 $ 950,000 $ 316,000 $ 89,000
Isle of Wight County Virginia 3 $ 394,000 $ 131,000 $ 44,000
Louisa County Virginia 3 $ 311,000 $ 103,000 $ 74,000
Roanoke City County Virginia 3 $ 319,000 $ 106,000 $ 33,000
Suffolk County Virginia 3 $ 419,000 $ 139,000 $ 75,000
Rock County Wisconsin 3 $ 611,000 $ 203,000 $ 80,000
Coconino County Arizona 2 $ 531,000 $ 265,000 $ 67,000
Gila County Arizona 2 $ 429,000 $ 214,000 $ 63,000
Craighead County Arkansas 2 $ 179,000 $ 89,000 $ 75,000
Lonoke County Arkansas 2 $ 115,000 $ 57,000 $ 69,000
Lassen County California 2 $ 415,000 $ 207,000 $ 69,000
Boulder County Colorado 2 $ 260,000 $ 130,000 $ 131,000
Elbert County Colorado 2 $ 658,000 $ 329,000 $ 99,000
Weld County Colorado 2 $ 185,000 $ 92,000 $ 55,000
Litchfield County Connecticut 2 $ 417,000 $ 208,000 $ 91,000
Middlesex County Connecticut 2 $ 160,000 $ 80,000 $ 66,000
Bradford County Florida 2 $ 190,000 $ 95,000 $ 101,000
Hardee County Florida 2 $ 158,000 $ 79,000 $ 49,000
Putnam County Florida 2 $ 317,000 $ 158,000 $ 140,000
Suwannee County Florida 2 $ 263,000 $ 131,000 $ 59,000
Union County Florida 2 $ 175,000 $ 87,000 $ 56,000
Barrow County Georgia 2 $ 358,000 $ 179,000 $ 52,000
Effingham County Georgia 2 $ 232,000 $ 116,000 $ 95,000
Fayette County Georgia 2 $ 366,000 $ 183,000 $ 68,000
Forsyth County Georgia 2 $ 161,000 $ 80,000 $ 104,000
Hall County Georgia 2 $ 144,000 $ 72,000 $ 35,000
Jones County Georgia 2 $ 482,000 $ 241,000 $ 59,000
Lowndes County Georgia 2 $ 385,000 $ 192,000 $ 135,000
Lumpkin County Georgia 2 $ 493,000 $ 246,000 $ 71,000
Newton County Georgia 2 $ 159,000 $ 79,000 $ 106,000
Richmond County Georgia 2 $ 152,000 $ 76,000 $ 96,000
Spalding County Georgia 2 $ 174,000 $ 87,000 $ 35,000
Thomas County Georgia 2 $ 145,000 $ 72,000 $ 41,000
Walker County Georgia 2 $ 190,000 $ 95,000 $ 41,000
Franklin County Idaho 2 $ 178,000 $ 89,000 $ 70,000
Kootenai County Idaho 2 $ 452,000 $ 226,000 $ 55,000
Benton County Iowa 2 $ 282,000 $ 141,000 $ 153,000
Lucas County Iowa 2 $ 250,000 $ 125,000 $ 51,000
Anderson County Kansas 2 $ 110,000 $ 55,000 $ 125,000
Carroll County Kentucky 2 $ 138,000 $ 69,000 $ 39,000
Floyd County Kentucky 2 $ 296,000 $ 148,000 $ 68,000
Jefferson County Kentucky 2 $ 188,000 $ 94,000 $ 49,000
Jessamine County Kentucky 2 $ 185,000 $ 92,000 $ 64,000
Cecil County Maryland 2 $ 333,000 $ 166,000 $ 45,000
Frederick County Maryland 2 $ 476,000 $ 238,000 $ 76,000
Howard County Maryland 2 $ 456,000 $ 228,000 $ 78,000
Livingston County Michigan 2 $ 357,000 $ 178,000 $ 84,000
Mackinac County Michigan 2 $ 115,000 $ 57,000 $ 33,000
Monroe County Michigan 2 $ 297,000 $ 148,000 $ 56,000
Tuscola County Michigan 2 $ 258,000 $ 129,000 $ 38,000
Van Buren County Michigan 2 $ 119,000 $ 59,000 $ 54,000
Washtenaw County Michigan 2 $ 133,000 $ 66,000 $ 137,000
Carver County Minnesota 2 $ 290,000 $ 145,000 $ 72,000
Isanti County Minnesota 2 $ 182,000 $ 91,000 $ 59,000
Butler County Missouri 2 $ 142,000 $ 71,000 $ 66,000
Cole County Missouri 2 $ 326,000 $ 163,000 $ 68,000
Jasper County Missouri 2 $ 150,000 $ 75,000 $ 23,000
Lincoln County Missouri 2 $ 403,000 $ 201,000 $ 50,000
Newton County Missouri 2 $ 395,000 $ 197,000 $ 185,000
Flathead County Montana 2 $ 448,000 $ 224,000 $ 111,000
Platte County Nebraska 2 $ 150,000 $ 75,000 $ 50,000
Nye County Nevada 2 $ 438,000 $ 219,000 $ 74,000
Chaves County New Mexico 2 $ 104,000 $ 52,000 $ 59,000
Dona Ana County New Mexico 2 $ 531,000 $ 265,000 $ 75,000
McKinley County New Mexico 2 $ 224,000 $ 112,000 $ 51,000
San Juan County New Mexico 2 $ 152,000 $ 76,000 $ 38,000
Taos County New Mexico 2 $ 340,000 $ 170,000 $ 58,000
Valencia County New Mexico 2 $ 127,000 $ 63,000 $ 47,000
Cabarrus County North Carolina 2 $ 239,000 $ 119,000 $ 74,000
Currituck County North Carolina 2 $ 287,000 $ 143,000 $ 83,000
Jackson County North Carolina 2 $ 541,000 $ 270,000 $ 78,000
Onslow County North Carolina 2 $ 242,000 $ 121,000 $ 168,000
Person County North Carolina 2 $ 160,000 $ 80,000 $ 76,000
Pitt County North Carolina 2 $ 293,000 $ 146,000 $ 61,000
Rockingham County North Carolina 2 $ 308,000 $ 154,000 $ 107,000
Rowan County North Carolina 2 $ 296,000 $ 148,000 $ 64,000
Union County North Carolina 2 $ 190,000 $ 95,000 $ 70,000
Cuyahoga County Ohio 2 $ 180,000 $ 90,000 $ 78,000
Caddo County Oklahoma 2 $ 90,000 $ 45,000 $ 47,000
Kay County Oklahoma 2 $ 127,000 $ 63,000 $ 38,000
McCurtain County Oklahoma 2 $ 125,000 $ 62,000 $ 49,000
Coos County Oregon 2 $ 339,000 $ 169,000 $ 72,000
York County Pennsylvania 2 $ 200,000 $ 100,000 $ 54,000
Aiken County South Carolina 2 $ 298,000 $ 149,000 $ 153,000
Beaufort County South Carolina 2 $ 1,229,000 $ 614,000 $ 159,000
Charleston County South Carolina 2 $ 339,000 $ 169,000 $ 45,000
Georgetown County South Carolina 2 $ 537,000 $ 268,000 $ 77,000
Lexington County South Carolina 2 $ 374,000 $ 187,000 $ 56,000
Sumter County South Carolina 2 $ 180,000 $ 90,000 $ 86,000
Davidson County Tennessee 2 $ 862,000 $ 431,000 $ 89,000
Knox County Tennessee 2 $ 398,000 $ 199,000 $ 53,000
Madison County Tennessee 2 $ 853,000 $ 426,000 $ 108,000
Montgomery County Tennessee 2 $ 83,000 $ 41,000 $ 26,000
Frederick County Virginia 2 $ 444,000 $ 222,000 $ 124,000
Fredericksburg County Virginia 2 $ 819,000 $ 409,000 $ 360,000
Harrisonburg County Virginia 2 $ 344,000 $ 172,000 $ 355,000
Manassas County Virginia 2 $ 480,000 $ 240,000 $ 120,000
Norfolk County Virginia 2 $ 215,000 $ 107,000 $ 72,000
Richmond City County Virginia 2 $ 421,000 $ 210,000 $ 84,000
Benton County Washington 2 $ 125,000 $ 62,000 $ 66,000
Clallam County Washington 2 $ 280,000 $ 140,000 $ 32,000
Skagit County Washington 2 $ 382,000 $ 191,000 $ 115,000
Eau Claire County Wisconsin 2 $ 297,000 $ 148,000 $ 59,000
Sawyer County Wisconsin 2 $ 826,000 $ 413,000 $ 522,000
Fremont County Wyoming 2 $ 142,000 $ 71,000 $ 31,000
Sweetwater County Wyoming 2 $ 156,000 $ 78,000 $ 58,000
Apache County Arizona 1 $ 119,000 $ 119,000 $ 32,000
Navajo County Arizona 1 $ 158,000 $ 158,000 $ 40,000
Arkansas County Arkansas 1 $ 104,000 $ 104,000 $ 53,000
Faulkner County Arkansas 1 $ 50,000 $ 50,000 $ 104,000
Jackson County Arkansas 1 $ 104,000 $ 104,000 $ 27,000
Jefferson County Arkansas 1 $ 60,000 $ 60,000 $ 45,000
Lawrence County Arkansas 1 $ 50,000 $ 50,000 $ 60,000
White County Arkansas 1 $ 134,000 $ 134,000 $ 62,000
Glenn County California 1 $ 200,000 $ 200,000 $ 111,000
Humboldt County California 1 $ 156,000 $ 156,000 $ 44,000
Mono County California 1 $ 252,000 $ 252,000 $ 72,000
Plumas County California 1 $ 184,000 $ 184,000 $ 60,000
Tuolumne County California 1 $ 315,000 $ 315,000 $ 60,000
Fremont County Colorado 1 $ 148,000 $ 148,000 $ 53,000
Garfield County Colorado 1 $ 300,000 $ 300,000 $ 54,000
Gilpin County Colorado 1 $ 199,000 $ 199,000 $ 68,000
Grand County Colorado 1 $ 181,000 $ 181,000 $ 55,000
Logan County Colorado 1 $ 87,000 $ 87,000 $ 33,000
Morgan County Colorado 1 $ 185,000 $ 185,000 $ 53,000
Rio Blanco County Colorado 1 $ 90,000 $ 90,000 $ 101,000
Summit County Colorado 1 $ 449,000 $ 449,000 $ 168,000
Windham County Connecticut 1 $ 261,000 $ 261,000 $ 55,000
Baker County Florida 1 $ 122,000 $ 122,000 $ 86,000
Bay County Florida 1 $ 153,000 $ 153,000 $ 48,000
DeSoto County Florida 1 $ 135,000 $ 135,000 $ 56,000
Dixie County Florida 1 $ 90,000 $ 90,000 $ 30,000
Hendry County Florida 1 $ 101,000 $ 101,000 $ 49,000
Wakulla County Florida 1 $ 62,000 $ 62,000 $ 183,000
Walton County Florida 1 $ 200,000 $ 200,000 $ 52,000
Camden County Georgia 1 $ 119,000 $ 119,000 $ 55,000
Catoosa County Georgia 1 $ 162,000 $ 162,000 $ 164,000
Chatham County Georgia 1 $ 90,000 $ 90,000 $ 47,000
Cherokee County Georgia 1 $ 138,000 $ 138,000 $ 35,000
Fannin County Georgia 1 $ 204,000 $ 204,000 $ 75,000
Floyd County Georgia 1 $ 52,000 $ 52,000 $ 19,000
Glynn County Georgia 1 $ 188,000 $ 188,000 $ 66,000
Haralson County Georgia 1 $ 442,000 $ 442,000 $ 115,000
Jackson County Georgia 1 $ 437,000 $ 437,000 $ 125,000
Jenkins County Georgia 1 $ 115,000 $ 115,000 $ 69,000
Toombs County Georgia 1 $ 80,000 $ 80,000 $ 66,000
Walton County Georgia 1 $ 174,000 $ 174,000 $ 99,000
Worth County Georgia 1 $ 331,000 $ 331,000 $ 75,000
Bear Lake County Idaho 1 $ 117,000 $ 117,000 $ 102,000
Blaine County Idaho 1 $ 233,000 $ 233,000 $ 47,000
Fremont County Idaho 1 $ 109,000 $ 109,000 $ 85,000
Jefferson County Idaho 1 $ 132,000 $ 132,000 $ 70,000
Nez Perce County Idaho 1 $ 161,000 $ 161,000 $ 29,000
Teton County Idaho 1 $ 224,000 $ 224,000 $ 87,000
Valley County Idaho 1 $ 203,000 $ 203,000 $ 43,000
Cook County Illinois 1 $ 153,000 $ 153,000 $ 52,000
Appanoose County Iowa 1 $ 130,000 $ 130,000 $ 28,000
Black Hawk County Iowa 1 $ 75,000 $ 75,000 $ 30,000
Cerro Gordo County Iowa 1 $ 60,000 $ 60,000 $ 20,000
Dallas County Iowa 1 $ 58,000 $ 58,000 $ 24,000
Decatur County Iowa 1 $ 72,000 $ 72,000 $ 21,000
Guthrie County Iowa 1 $ 210,000 $ 210,000 $ 228,000
Henry County Iowa 1 $ 75,000 $ 75,000 $ 69,000
Lee County Iowa 1 $ 84,000 $ 84,000 $ 56,000
O'Brien County Iowa 1 $ 120,000 $ 120,000 $ 87,000
Wapello County Iowa 1 $ 56,000 $ 56,000 $ 24,000
Allen County Kansas 1 $ 56,000 $ 56,000 $ 27,000
Bourbon County Kansas 1 $ 55,000 $ 55,000 $ 20,000
Crawford County Kansas 1 $ 124,000 $ 124,000 $ 85,000
Harper County Kansas 1 $ 50,000 $ 50,000 $ 31,000
Leavenworth County Kansas 1 $ 72,000 $ 72,000 $ 48,000
Reno County Kansas 1 $ 70,000 $ 70,000 $ 49,000
Riley County Kansas 1 $ 233,000 $ 233,000 $ 96,000
Sumner County Kansas 1 $ 50,000 $ 50,000 $ 65,000
Christian County Kentucky 1 $ 78,000 $ 78,000 $ 31,000
Fayette County Kentucky 1 $ 120,000 $ 120,000 $ 60,000
Hopkins County Kentucky 1 $ 66,000 $ 66,000 $ 36,000
Laurel County Kentucky 1 $ 97,000 $ 97,000 $ 40,000
Montgomery County Kentucky 1 $ 116,000 $ 116,000 $ 57,000
Carroll County Maryland 1 $ 138,000 $ 138,000 $ 43,000
Garrett County Maryland 1 $ 295,000 $ 295,000 $ 81,000
St. Mary's County Maryland 1 $ 327,000 $ 327,000 $ 150,000
Talbot County Maryland 1 $ 152,000 $ 152,000 $ 41,000
Alcona County Michigan 1 $ 261,000 $ 261,000 $ 104,000
Branch County Michigan 1 $ 86,000 $ 86,000 $ 100,000
Eaton County Michigan 1 $ 99,000 $ 99,000 $ 42,000
Montmorency County Michigan 1 $ 54,000 $ 54,000 $ 34,000
Osceola County Michigan 1 $ 100,000 $ 100,000 $ 34,000
Ottawa County Michigan 1 $ 190,000 $ 190,000 $ 57,000
Shiawassee County Michigan 1 $ 117,000 $ 117,000 $ 35,000
St. Clair County Michigan 1 $ 74,000 $ 74,000 $ 77,000
Anoka County Minnesota 1 $ 206,000 $ 206,000 $ 54,000
Chisago County Minnesota 1 $ 207,000 $ 207,000 $ 68,000
Goodhue County Minnesota 1 $ 102,000 $ 102,000 $ 74,000
Mille Lacs County Minnesota 1 $ 195,000 $ 195,000 $ 46,000
Nobles County Minnesota 1 $ 84,000 $ 84,000 $ 25,000
Olmsted County Minnesota 1 $ 140,000 $ 140,000 $ 18,000
Stearns County Minnesota 1 $ 304,000 $ 304,000 $ 132,000
Wright County Minnesota 1 $ 208,000 $ 208,000 $ 64,000
Camden County Missouri 1 $ 152,000 $ 152,000 $ 70,000
Gentry County Missouri 1 $ 71,000 $ 71,000 $ 50,000
Holt County Missouri 1 $ 59,000 $ 59,000 $ 36,000
Lafayette County Missouri 1 $ 141,000 $ 141,000 $ 36,000
Lawrence County Missouri 1 $ 77,000 $ 77,000 $ 54,000
Miller County Missouri 1 $ 107,000 $ 107,000 $ 70,000
Pettis County Missouri 1 $ 59,000 $ 59,000 $ 31,000
Pulaski County Missouri 1 $ 59,000 $ 59,000 $ 24,000
Ray County Missouri 1 $ 121,000 $ 121,000 $ 58,000
St. Francois County Missouri 1 $ 129,000 $ 129,000 $ 41,000
Stoddard County Missouri 1 $ 56,000 $ 56,000 $ 73,000
Stone County Missouri 1 $ 50,000 $ 50,000 $ 31,000
Cascade County Montana 1 $ 200,000 $ 200,000 $ 96,000
Glacier County Montana 1 $ 68,000 $ 68,000 $ 120,000
Lincoln County Montana 1 $ 126,000 $ 126,000 $ 34,000
Ravalli County Montana 1 $ 210,000 $ 210,000 $ 84,000
Nance County Nebraska 1 $ 64,000 $ 64,000 $ 30,000
Scotts Bluff County Nebraska 1 $ 62,000 $ 62,000 $ 26,000
Carson City County Nevada 1 $ 158,000 $ 158,000 $ 46,000
Humboldt County Nevada 1 $ 247,000 $ 247,000 $ 108,000
Lander County Nevada 1 $ 99,000 $ 99,000 $ 61,000
Lincoln County New Mexico 1 $ 600,000 $ 600,000 $ 159,000
Otero County New Mexico 1 $ 68,000 $ 68,000 $ 42,000
Rio Arriba County New Mexico 1 $ 275,000 $ 275,000 $ 90,000
Torrance County New Mexico 1 $ 124,000 $ 124,000 $ 33,000
Alleghany County North Carolina 1 $ 98,000 $ 98,000 $ 66,000
Ashe County North Carolina 1 $ 1,085,000 $ 1,085,000 $ 408,000
Beaufort County North Carolina 1 $ 52,000 $ 52,000 $ 44,000
Brunswick County North Carolina 1 $ 125,000 $ 125,000 $ 55,000
Caldwell County North Carolina 1 $ 95,000 $ 95,000 $ 36,000
Camden County North Carolina 1 $ 238,000 $ 238,000 $ 73,000
Carteret County North Carolina 1 $ 186,000 $ 186,000 $ 44,000
Chatham County North Carolina 1 $ 259,000 $ 259,000 $ 95,000
Craven County North Carolina 1 $ 202,000 $ 202,000 $ 96,000
Dare County North Carolina 1 $ 1,200,000 $ 1,200,000 $ 540,000
Davidson County North Carolina 1 $ 139,000 $ 139,000 $ 44,000
Franklin County North Carolina 1 $ 135,000 $ 135,000 $ 63,000
Gaston County North Carolina 1 $ 247,000 $ 247,000 $ 114,000
Iredell County North Carolina 1 $ 650,000 $ 650,000 $ 186,000
Johnston County North Carolina 1 $ 125,000 $ 125,000 $ 51,000
Lincoln County North Carolina 1 $ 86,000 $ 86,000 $ 55,000
Moore County North Carolina 1 $ 460,000 $ 460,000 $ 313,000
Orange County North Carolina 1 $ 158,000 $ 158,000 $ 74,000
Randolph County North Carolina 1 $ 278,000 $ 278,000 $ 179,000
Richmond County North Carolina 1 $ 67,000 $ 67,000 $ 31,000
Robeson County North Carolina 1 $ 85,000 $ 85,000 $ 37,000
Rutherford County North Carolina 1 $ 104,000 $ 104,000 $ 72,000
Surry County North Carolina 1 $ 180,000 $ 180,000 $ 69,000
Cass County North Dakota 1 $ 109,000 $ 109,000 $ 37,000
Cherokee County Oklahoma 1 $ 94,000 $ 94,000 $ 60,000
Coal County Oklahoma 1 $ 62,000 $ 62,000 $ 56,000
Comanche County Oklahoma 1 $ 111,000 $ 111,000 $ 28,000
Craig County Oklahoma 1 $ 50,000 $ 50,000 $ 53,000
Garfield County Oklahoma 1 $ 71,000 $ 71,000 $ 53,000
Haskell County Oklahoma 1 $ 51,000 $ 51,000 $ 39,000
Le Flore County Oklahoma 1 $ 50,000 $ 50,000 $ 22,000
Mayes County Oklahoma 1 $ 139,000 $ 139,000 $ 53,000
Payne County Oklahoma 1 $ 61,000 $ 61,000 $ 59,000
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Mortgage Loan Application Detail Totals for First Street Financial, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,307 $1,501,232,000 $282,000 $1,500,000 $101,000 $1,944,000
Home Purchase 3,569 $781,998,000 $219,000 $1,200,000 $121,000 $1,530,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 3,171 $836,399,000 $263,000 $1,250,000 $110,000 $1,530,000
White 2,698 $667,802,000 $247,000 $1,320,000 $109,000 $1,944,000
Not Provided 1,268 $334,087,000 $263,000 $1,500,000 $105,000 $1,699,000
Black or African American 1,100 $247,923,000 $225,000 $1,275,000 $95,000 $1,164,000
Asian 455 $141,490,000 $310,000 $1,080,000 $147,000 $1,320,000
Native Hawaiian or Other Pacific Islander 134 $44,532,000 $332,000 $1,155,000 $136,000 $1,101,000
American Indian or Alaskan Native 50 $10,997,000 $219,000 $580,000 $94,000 $277,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,876 $2,283,230,000 $257,000 $1,500,000 $109,000 $1,944,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 3,157 $841,779,000 $266,000 $1,260,000 $109,000 $1,944,000
Application Denied By Financial Institution 2,900 $744,801,000 $256,000 $1,500,000 $117,000 $1,320,000
Loan Originated 2,664 $650,917,000 $244,000 $1,155,000 $100,000 $1,500,000
File Closed For Incompleteness 116 $33,134,000 $285,000 $1,320,000 $136,000 $1,226,000
Application Withdrawn By Applicant 39 $12,599,000 $323,000 $1,250,000 $127,000 $306,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 572 $142,360,000 $248,000 $1,500,000 $126,000 $900,000
Credit History 529 $114,187,000 $215,000 $1,250,000 $102,000 $718,000
Debt-To-Income Ratio 421 $122,586,000 $291,000 $850,000 $117,000 $1,101,000
Insufficient Cash (Downpayment, Closing Cost) 326 $93,381,000 $286,000 $995,000 $112,000 $720,000
Collateral 313 $82,024,000 $262,000 $1,275,000 $124,000 $572,000
Unverifiable Information 153 $44,659,000 $291,000 $975,000 $139,000 $981,000
Credit Application Incomplete 66 $14,891,000 $225,000 $750,000 $125,000 $492,000
Employment History 65 $16,235,000 $249,000 $708,000 $93,000 $246,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Street Financial, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Street Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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