First Tennessee Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Tennessee Bank Na 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Tennessee Bank Na 165 Madison 5Th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,971 |
| Total Mortgage Loan Application Amount | $1,838,783,000 |
| Average Mortgage Loan Application Amount | $60,707 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $23,816 |
| Highest Applicant Income | $8,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Tennessee Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Tennessee Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Tennessee Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Tennessee Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by First Tennessee Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Tennessee Bank Na's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MEMPHIS, TN-MS-AR | 1,522 | $ 89,112,000 | $ 58,000 | $ 64,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1,092 | $ 73,278,000 | $ 67,000 | $ 67,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 910 | $ 56,044,000 | $ 61,000 | $ 48,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 884 | $ 55,949,000 | $ 63,000 | $ 48,000 |
| KNOXVILLE, TN | 858 | $ 68,924,000 | $ 80,000 | $ 64,000 |
| BOISE CITY-NAMPA, ID | 780 | $ 28,470,000 | $ 36,000 | $ 11,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 743 | $ 41,066,000 | $ 55,000 | $ 49,000 |
| BALTIMORE-TOWSON, MD | 637 | $ 42,328,000 | $ 66,000 | $ 20,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 596 | $ 35,401,000 | $ 59,000 | $ 28,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 494 | $ 27,471,000 | $ 55,000 | $ 57,000 |
| DALLAS-PLANO-IRVING, TX | 451 | $ 22,268,000 | $ 49,000 | $ 11,000 |
| CHATTANOOGA, TN-GA | 435 | $ 63,640,000 | $ 146,000 | $ 94,000 |
| DENVER-AURORA, CO | 419 | $ 25,089,000 | $ 59,000 | $ 21,000 |
| JOHNSON CITY, TN | 351 | $ 25,287,000 | $ 72,000 | $ 52,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 349 | $ 21,653,000 | $ 62,000 | $ 22,000 |
| FORT WORTH-ARLINGTON, TX | 322 | $ 17,691,000 | $ 54,000 | $ 30,000 |
| SALT LAKE CITY, UT | 320 | $ 14,588,000 | $ 45,000 | $ 4,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 300 | $ 27,109,000 | $ 90,000 | $ 44,000 |
| ALBUQUERQUE, NM | 299 | $ 14,368,000 | $ 48,000 | $ 9,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 298 | $ 26,347,000 | $ 88,000 | $ 28,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 297 | $ 23,407,000 | $ 78,000 | $ 49,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 278 | $ 14,586,000 | $ 52,000 | $ 0 |
| PHILADELPHIA, PA | 273 | $ 20,765,000 | $ 76,000 | $ 22,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 249 | $ 31,540,000 | $ 126,000 | $ 46,000 |
| LAS VEGAS-PARADISE, NV | 245 | $ 17,766,000 | $ 72,000 | $ 51,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 234 | $ 11,202,000 | $ 47,000 | $ 20,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 229 | $ 15,998,000 | $ 69,000 | $ 3,000 |
| COLORADO SPRINGS, CO | 205 | $ 10,052,000 | $ 49,000 | $ 26,000 |
| TACOMA, WA | 198 | $ 11,416,000 | $ 57,000 | $ 22,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 188 | $ 13,890,000 | $ 73,000 | $ 36,000 |
| INDIANAPOLIS, IN | 181 | $ 6,933,000 | $ 38,000 | $ 5,000 |
| ST. LOUIS, MO-IL | 177 | $ 9,533,000 | $ 53,000 | $ 11,000 |
| OKLAHOMA CITY, OK | 169 | $ 6,468,000 | $ 38,000 | $ 9,000 |
| MORRISTOWN, TN | 168 | $ 10,772,000 | $ 64,000 | $ 51,000 |
| PITTSBURGH, PA | 166 | $ 7,531,000 | $ 45,000 | $ 10,000 |
| AUSTIN-ROUND ROCK, TX | 157 | $ 7,306,000 | $ 46,000 | $ 4,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 156 | $ 5,241,000 | $ 33,000 | $ 22,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 156 | $ 10,269,000 | $ 65,000 | $ 18,000 |
| LANCASTER, PA | 144 | $ 5,692,000 | $ 39,000 | $ 27,000 |
| KANSAS CITY, MO-KS | 137 | $ 9,448,000 | $ 68,000 | $ 22,000 |
| WICHITA, KS | 136 | $ 4,670,000 | $ 34,000 | $ 8,000 |
| ORLANDO, FL | 133 | $ 9,536,000 | $ 71,000 | $ 19,000 |
| BOSTON-QUINCY, MA | 131 | $ 9,892,000 | $ 75,000 | $ 5,000 |
| RICHMOND, VA | 125 | $ 7,410,000 | $ 59,000 | $ 28,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 123 | $ 15,123,000 | $ 122,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 120 | $ 8,627,000 | $ 71,000 | $ 24,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 119 | $ 12,242,000 | $ 102,000 | $ 33,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 114 | $ 13,630,000 | $ 119,000 | $ 30,000 |
| CLEVELAND, TN | 113 | $ 11,921,000 | $ 105,000 | $ 51,000 |
| PROVO-OREM, UT | 112 | $ 4,752,000 | $ 42,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 108 | $ 10,328,000 | $ 95,000 | $ 5,000 |
| COLUMBUS, OH | 107 | $ 5,873,000 | $ 54,000 | $ 6,000 |
| RALEIGH-CARY, NC | 107 | $ 5,394,000 | $ 50,000 | $ 9,000 |
| OGDEN-CLEARFIELD, UT | 106 | $ 4,808,000 | $ 45,000 | $ 22,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 104 | $ 6,919,000 | $ 66,000 | $ 11,000 |
| SPOKANE, WA | 100 | $ 4,619,000 | $ 46,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 93 | $ 11,067,000 | $ 119,000 | $ 46,000 |
| YORK-HANOVER, PA | 93 | $ 4,052,000 | $ 43,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 92 | $ 5,528,000 | $ 60,000 | $ 14,000 |
| SPRINGFIELD, MO | 91 | $ 2,475,000 | $ 27,000 | $ 13,000 |
| WILMINGTON, DE-MD-NJ | 90 | $ 5,737,000 | $ 63,000 | $ 27,000 |
| EDISON, NJ | 87 | $ 7,464,000 | $ 85,000 | $ 34,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 85 | $ 10,024,000 | $ 117,000 | $ 30,000 |
| EUGENE-SPRINGFIELD, OR | 84 | $ 5,397,000 | $ 64,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 83 | $ 5,537,000 | $ 66,000 | $ 32,000 |
| SALEM, OR | 80 | $ 3,882,000 | $ 48,000 | $ 25,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 79 | $ 5,037,000 | $ 63,000 | $ 29,000 |
| JACKSON, TN | 75 | $ 5,245,000 | $ 69,000 | $ 78,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 75 | $ 8,211,000 | $ 109,000 | $ 35,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 73 | $ 4,195,000 | $ 57,000 | $ 9,000 |
| HARRISBURG-CARLISLE, PA | 70 | $ 2,774,000 | $ 39,000 | $ 6,000 |
| TULSA, OK | 70 | $ 3,185,000 | $ 45,000 | $ 14,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 68 | $ 7,926,000 | $ 116,000 | $ 129,000 |
| POCATELLO, ID | 66 | $ 1,558,000 | $ 23,000 | $ 4,000 |
| WORCESTER, MA | 66 | $ 4,684,000 | $ 70,000 | $ 14,000 |
| CAMDEN, NJ | 64 | $ 4,587,000 | $ 71,000 | $ 18,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 64 | $ 4,426,000 | $ 69,000 | $ 7,000 |
| TUCSON, AZ | 64 | $ 4,393,000 | $ 68,000 | $ 37,000 |
| VALLEJO-FAIRFIELD, CA | 64 | $ 6,552,000 | $ 102,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 63 | $ 2,334,000 | $ 37,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 62 | $ 3,959,000 | $ 63,000 | $ 30,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 60 | $ 2,902,000 | $ 48,000 | $ 9,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 59 | $ 3,227,000 | $ 54,000 | $ 18,000 |
| DES MOINES, IA | 57 | $ 3,260,000 | $ 57,000 | $ 0 |
| RENO-SPARKS, NV | 57 | $ 4,627,000 | $ 81,000 | $ 9,000 |
| ESSEX COUNTY, MA | 55 | $ 4,299,000 | $ 78,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 54 | $ 2,154,000 | $ 39,000 | $ 21,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 53 | $ 2,936,000 | $ 55,000 | $ 12,000 |
| SPARTANBURG, SC | 53 | $ 1,826,000 | $ 34,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 49 | $ 2,619,000 | $ 53,000 | $ 8,000 |
| BEND, OR | 47 | $ 2,773,000 | $ 59,000 | $ 13,000 |
| GREENSBORO-HIGH POINT, NC | 47 | $ 2,411,000 | $ 51,000 | $ 25,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 47 | $ 4,716,000 | $ 100,000 | $ 28,000 |
| SAN ANTONIO, TX | 47 | $ 2,262,000 | $ 48,000 | $ 0 |
| OLYMPIA, WA | 46 | $ 2,231,000 | $ 48,000 | $ 23,000 |
| BELLINGHAM, WA | 45 | $ 1,791,000 | $ 39,000 | $ 8,000 |
| MEDFORD, OR | 45 | $ 2,565,000 | $ 57,000 | $ 19,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 44 | $ 5,765,000 | $ 131,000 | $ 0 |
| JACKSONVILLE, FL | 43 | $ 2,768,000 | $ 64,000 | $ 25,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 43 | $ 2,278,000 | $ 52,000 | $ 0 |
| LOUISVILLE, KY-IN | 42 | $ 1,612,000 | $ 38,000 | $ 6,000 |
| SANTA ROSA-PETALUMA, CA | 42 | $ 4,533,000 | $ 107,000 | $ 13,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 41 | $ 2,175,000 | $ 53,000 | $ 22,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 41 | $ 1,349,000 | $ 32,000 | $ 0 |
| BOULDER, CO | 39 | $ 2,504,000 | $ 64,000 | $ 16,000 |
| ST. JOSEPH, MO-KS | 39 | $ 1,236,000 | $ 31,000 | $ 8,000 |
| FRESNO, CA | 37 | $ 2,988,000 | $ 80,000 | $ 0 |
| DOVER, DE | 36 | $ 2,481,000 | $ 68,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 34 | $ 1,664,000 | $ 48,000 | $ 15,000 |
| HONOLULU, HI | 34 | $ 2,688,000 | $ 79,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 34 | $ 2,130,000 | $ 62,000 | $ 8,000 |
| ALBANY-SCHENECTADY-TROY, NY | 33 | $ 2,826,000 | $ 85,000 | $ 14,000 |
| NEW HAVEN-MILFORD, CT | 33 | $ 2,500,000 | $ 75,000 | $ 32,000 |
| DURHAM, NC | 32 | $ 1,278,000 | $ 39,000 | $ 10,000 |
| GRAND RAPIDS-WYOMING, MI | 32 | $ 1,066,000 | $ 33,000 | $ 13,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 32 | $ 1,371,000 | $ 42,000 | $ 9,000 |
| SANTA FE, NM | 32 | $ 1,841,000 | $ 57,000 | $ 0 |
| BAKERSFIELD, CA | 31 | $ 2,706,000 | $ 87,000 | $ 15,000 |
| JACKSON, MS | 31 | $ 1,632,000 | $ 52,000 | $ 30,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 31 | $ 4,146,000 | $ 133,000 | $ 206,000 |
| ANN ARBOR, MI | 30 | $ 2,020,000 | $ 67,000 | $ 13,000 |
| CAPE CORAL-FORT MYERS, FL | 30 | $ 2,099,000 | $ 69,000 | $ 16,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 30 | $ 3,810,000 | $ 127,000 | $ 82,000 |
| IDAHO FALLS, ID | 30 | $ 1,092,000 | $ 36,000 | $ 0 |
| BATON ROUGE, LA | 29 | $ 1,624,000 | $ 56,000 | $ 11,000 |
| GREELEY, CO | 29 | $ 1,407,000 | $ 48,000 | $ 27,000 |
| READING, PA | 29 | $ 1,652,000 | $ 56,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 29 | $ 1,409,000 | $ 48,000 | $ 62,000 |
| STOCKTON, CA | 28 | $ 3,097,000 | $ 110,000 | $ 22,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 27 | $ 3,706,000 | $ 137,000 | $ 9,000 |
| LONGVIEW, WA | 26 | $ 1,409,000 | $ 54,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 26 | $ 1,495,000 | $ 57,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 26 | $ 2,203,000 | $ 84,000 | $ 5,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 24 | $ 2,837,000 | $ 118,000 | $ 34,000 |
| GREENVILLE, SC | 23 | $ 969,000 | $ 42,000 | $ 6,000 |
| LAKE CHARLES, LA | 23 | $ 759,000 | $ 33,000 | $ 8,000 |
| TOPEKA, KS | 23 | $ 1,079,000 | $ 46,000 | $ 4,000 |
| AKRON, OH | 22 | $ 1,164,000 | $ 52,000 | $ 0 |
| GAINESVILLE, GA | 21 | $ 1,725,000 | $ 82,000 | $ 50,000 |
| MADISON, WI | 21 | $ 854,000 | $ 40,000 | $ 0 |
| ALTOONA, PA | 20 | $ 871,000 | $ 43,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 20 | $ 1,325,000 | $ 66,000 | $ 62,000 |
| SANTA CRUZ-WATSONVILLE, CA | 20 | $ 2,214,000 | $ 110,000 | $ 21,000 |
| BARNSTABLE TOWN, MA | 19 | $ 1,128,000 | $ 59,000 | $ 26,000 |
| FARMINGTON, NM | 19 | $ 801,000 | $ 42,000 | $ 0 |
| FORT WAYNE, IN | 19 | $ 591,000 | $ 31,000 | $ 4,000 |
| JEFFERSON CITY, MO | 19 | $ 471,000 | $ 24,000 | $ 0 |
| LAWRENCE, KS | 19 | $ 1,233,000 | $ 64,000 | $ 19,000 |
| MODESTO, CA | 19 | $ 1,792,000 | $ 94,000 | $ 9,000 |
| SALISBURY, MD | 19 | $ 1,065,000 | $ 56,000 | $ 0 |
| GRAND JUNCTION, CO | 18 | $ 678,000 | $ 37,000 | $ 3,000 |
| NORWICH-NEW LONDON, CT | 18 | $ 1,608,000 | $ 89,000 | $ 20,000 |
| WICHITA FALLS, TX | 18 | $ 443,000 | $ 24,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 17 | $ 1,201,000 | $ 70,000 | $ 22,000 |
| LAS CRUCES, NM | 17 | $ 811,000 | $ 47,000 | $ 0 |
| WINCHESTER, VA-WV | 17 | $ 903,000 | $ 53,000 | $ 0 |
| CHICO, CA | 16 | $ 1,250,000 | $ 78,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 16 | $ 982,000 | $ 61,000 | $ 41,000 |
| FLINT, MI | 16 | $ 1,007,000 | $ 62,000 | $ 28,000 |
| GAINESVILLE, FL | 16 | $ 638,000 | $ 39,000 | $ 8,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 16 | $ 1,204,000 | $ 75,000 | $ 19,000 |
| BROWNSVILLE-HARLINGEN, TX | 15 | $ 477,000 | $ 31,000 | $ 0 |
| CHARLOTTESVILLE, VA | 15 | $ 1,017,000 | $ 67,000 | $ 0 |
| FAYETTEVILLE, NC | 15 | $ 822,000 | $ 54,000 | $ 32,000 |
| FLAGSTAFF, AZ | 15 | $ 1,152,000 | $ 76,000 | $ 26,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 15 | $ 1,775,000 | $ 118,000 | $ 0 |
| ST. GEORGE, UT | 15 | $ 925,000 | $ 61,000 | $ 0 |
| TALLAHASSEE, FL | 15 | $ 802,000 | $ 53,000 | $ 10,000 |
| VISALIA-PORTERVILLE, CA | 15 | $ 1,142,000 | $ 76,000 | $ 14,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 14 | $ 1,270,000 | $ 90,000 | $ 89,000 |
| PRESCOTT, AZ | 14 | $ 1,204,000 | $ 86,000 | $ 0 |
| ROANOKE, VA | 14 | $ 761,000 | $ 54,000 | $ 0 |
| WILMINGTON, NC | 14 | $ 2,220,000 | $ 158,000 | $ 130,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 13 | $ 848,000 | $ 65,000 | $ 0 |
| COLUMBIA, SC | 13 | $ 1,276,000 | $ 98,000 | $ 33,000 |
| GARY, IN | 13 | $ 597,000 | $ 45,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 13 | $ 705,000 | $ 54,000 | $ 0 |
| SPRINGFIELD, MA | 13 | $ 1,015,000 | $ 78,000 | $ 0 |
| TOLEDO, OH | 13 | $ 602,000 | $ 46,000 | $ 6,000 |
| BILLINGS, MT | 12 | $ 448,000 | $ 37,000 | $ 9,000 |
| CORVALLIS, OR | 12 | $ 775,000 | $ 64,000 | $ 0 |
| DAYTON, OH | 12 | $ 474,000 | $ 39,000 | $ 0 |
| LAFAYETTE, IN | 12 | $ 311,000 | $ 25,000 | $ 0 |
| LAKELAND, FL | 12 | $ 735,000 | $ 61,000 | $ 6,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 12 | $ 516,000 | $ 43,000 | $ 16,000 |
| YUMA, AZ | 12 | $ 737,000 | $ 61,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 740,000 | $ 67,000 | $ 14,000 |
| COEUR D'ALENE, ID | 11 | $ 595,000 | $ 54,000 | $ 0 |
| KINGSTON, NY | 11 | $ 661,000 | $ 60,000 | $ 23,000 |
| LOGAN, UT-ID | 11 | $ 366,000 | $ 33,000 | $ 0 |
| PUEBLO, CO | 11 | $ 445,000 | $ 40,000 | $ 0 |
| SALINAS, CA | 11 | $ 1,709,000 | $ 155,000 | $ 0 |
| CANTON-MASSILLON, OH | 10 | $ 568,000 | $ 56,000 | $ 0 |
| CHEYENNE, WY | 10 | $ 404,000 | $ 40,000 | $ 0 |
| COLUMBIA, MO | 10 | $ 344,000 | $ 34,000 | $ 0 |
| COLUMBUS, GA-AL | 10 | $ 584,000 | $ 58,000 | $ 0 |
| CORPUS CHRISTI, TX | 10 | $ 560,000 | $ 56,000 | $ 0 |
| DULUTH, MN-WI | 10 | $ 618,000 | $ 61,000 | $ 0 |
| ERIE, PA | 10 | $ 557,000 | $ 55,000 | $ 10,000 |
| LAFAYETTE, LA | 10 | $ 366,000 | $ 36,000 | $ 0 |
| LYNCHBURG, VA | 10 | $ 350,000 | $ 35,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 566,000 | $ 56,000 | $ 0 |
| ROCHESTER, NY | 10 | $ 616,000 | $ 61,000 | $ 0 |
| TRENTON-EWING, NJ | 10 | $ 753,000 | $ 75,000 | $ 50,000 |
| WINSTON-SALEM, NC | 10 | $ 539,000 | $ 53,000 | $ 0 |
| YUBA CITY, CA | 10 | $ 808,000 | $ 80,000 | $ 0 |
| ABILENE, TX | 9 | $ 195,000 | $ 21,000 | $ 0 |
| CLARKSVILLE, TN-KY | 9 | $ 385,000 | $ 42,000 | $ 24,000 |
| DALTON, GA | 9 | $ 644,000 | $ 71,000 | $ 47,000 |
| GULFPORT-BILOXI, MS | 9 | $ 470,000 | $ 52,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 9 | $ 763,000 | $ 84,000 | $ 0 |
| LEBANON, PA | 9 | $ 343,000 | $ 38,000 | $ 10,000 |
| MISSOULA, MT | 9 | $ 429,000 | $ 47,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 9 | $ 1,383,000 | $ 153,000 | $ 42,000 |
| ANDERSON, IN | 8 | $ 217,000 | $ 27,000 | $ 0 |
| ASHEVILLE, NC | 8 | $ 820,000 | $ 102,000 | $ 29,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 355,000 | $ 44,000 | $ 0 |
| LANSING-EAST LANSING, MI | 8 | $ 569,000 | $ 71,000 | $ 0 |
| LEWISTON-AUBURN, ME | 8 | $ 424,000 | $ 53,000 | $ 0 |
| LINCOLN, NE | 8 | $ 418,000 | $ 52,000 | $ 20,000 |
| MONROE, MI | 8 | $ 549,000 | $ 68,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 8 | $ 637,000 | $ 79,000 | $ 59,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 8 | $ 1,229,000 | $ 153,000 | $ 0 |
| SYRACUSE, NY | 8 | $ 463,000 | $ 57,000 | $ 0 |
| WENATCHEE, WA | 8 | $ 289,000 | $ 36,000 | $ 0 |
| WILLIAMSPORT, PA | 8 | $ 279,000 | $ 34,000 | $ 6,000 |
| YAKIMA, WA | 8 | $ 396,000 | $ 49,000 | $ 0 |
| BANGOR, ME | 7 | $ 388,000 | $ 55,000 | $ 0 |
| REDDING, CA | 7 | $ 647,000 | $ 92,000 | $ 0 |
| TYLER, TX | 7 | $ 239,000 | $ 34,000 | $ 0 |
| WARNER ROBINS, GA | 7 | $ 323,000 | $ 46,000 | $ 24,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 7 | $ 252,000 | $ 36,000 | $ 0 |
| CHARLESTON, WV | 6 | $ 344,000 | $ 57,000 | $ 7,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 6 | $ 1,478,000 | $ 246,000 | $ 0 |
| JONESBORO, AR | 6 | $ 321,000 | $ 53,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 6 | $ 155,000 | $ 25,000 | $ 0 |
| MONROE, LA | 6 | $ 309,000 | $ 51,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 278,000 | $ 55,000 | $ 0 |
| ATLANTIC CITY, NJ | 5 | $ 437,000 | $ 87,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 282,000 | $ 56,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 5 | $ 191,000 | $ 38,000 | $ 0 |
| KOKOMO, IN | 5 | $ 145,000 | $ 29,000 | $ 16,000 |
| OCEAN CITY, NJ | 5 | $ 432,000 | $ 86,000 | $ 0 |
| ROCHESTER, MN | 5 | $ 354,000 | $ 70,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 428,000 | $ 85,000 | $ 59,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 170,000 | $ 34,000 | $ 12,000 |
| SPRINGFIELD, IL | 5 | $ 230,000 | $ 46,000 | $ 0 |
| BLOOMINGTON, IN | 4 | $ 227,000 | $ 56,000 | $ 0 |
| CASPER, WY | 4 | $ 225,000 | $ 56,000 | $ 0 |
| EL CENTRO, CA | 4 | $ 424,000 | $ 106,000 | $ 0 |
| HANFORD-CORCORAN, CA | 4 | $ 282,000 | $ 70,000 | $ 0 |
| HATTIESBURG, MS | 4 | $ 133,000 | $ 33,000 | $ 0 |
| JOHNSTOWN, PA | 4 | $ 99,000 | $ 24,000 | $ 0 |
| MACON, GA | 4 | $ 137,000 | $ 34,000 | $ 0 |
| MANSFIELD, OH | 4 | $ 239,000 | $ 59,000 | $ 0 |
| MERCED, CA | 4 | $ 417,000 | $ 104,000 | $ 0 |
| OCALA, FL | 4 | $ 1,085,000 | $ 271,000 | $ 0 |
| RAPID CITY, SD | 4 | $ 190,000 | $ 47,000 | $ 17,000 |
| STATE COLLEGE, PA | 4 | $ 162,000 | $ 40,000 | $ 0 |
| UTICA-ROME, NY | 4 | $ 295,000 | $ 73,000 | $ 0 |
| AMARILLO, TX | 3 | $ 105,000 | $ 35,000 | $ 0 |
| AMES, IA | 3 | $ 69,000 | $ 23,000 | $ 0 |
| APPLETON, WI | 3 | $ 134,000 | $ 44,000 | $ 0 |
| BINGHAMTON, NY | 3 | $ 161,000 | $ 53,000 | $ 0 |
| CARSON CITY, NV | 3 | $ 348,000 | $ 116,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 124,000 | $ 41,000 | $ 0 |
| CUMBERLAND, MD-WV | 3 | $ 139,000 | $ 46,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 224,000 | $ 74,000 | $ 21,000 |
| EL PASO, TX | 3 | $ 178,000 | $ 59,000 | $ 0 |
| ELIZABETHTOWN, KY | 3 | $ 162,000 | $ 54,000 | $ 0 |
| ELKHART-GOSHEN, IN | 3 | $ 104,000 | $ 34,000 | $ 73,000 |
| EVANSVILLE, IN-KY | 3 | $ 56,000 | $ 18,000 | $ 31,000 |
| FOND DU LAC, WI | 3 | $ 198,000 | $ 66,000 | $ 0 |
| GLENS FALLS, NY | 3 | $ 238,000 | $ 79,000 | $ 0 |
| GREEN BAY, WI | 3 | $ 105,000 | $ 35,000 | $ 76,000 |
| JANESVILLE, WI | 3 | $ 93,000 | $ 31,000 | $ 0 |
| LUBBOCK, TX | 3 | $ 36,000 | $ 12,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 159,000 | $ 53,000 | $ 0 |
| MIDLAND, TX | 3 | $ 100,000 | $ 33,000 | $ 0 |
| MOBILE, AL | 3 | $ 366,000 | $ 122,000 | $ 0 |
| MONTGOMERY, AL | 3 | $ 79,000 | $ 26,000 | $ 31,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 184,000 | $ 61,000 | $ 0 |
| NAPA, CA | 3 | $ 318,000 | $ 106,000 | $ 0 |
| PINE BLUFF, AR | 3 | $ 159,000 | $ 53,000 | $ 8,000 |
| PUNTA GORDA, FL | 3 | $ 499,000 | $ 166,000 | $ 24,000 |
| SANDUSKY, OH | 3 | $ 223,000 | $ 74,000 | $ 8,000 |
| SAVANNAH, GA | 3 | $ 112,000 | $ 37,000 | $ 12,000 |
| SHERMAN-DENISON, TX | 3 | $ 139,000 | $ 46,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 166,000 | $ 55,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 3 | $ 129,000 | $ 43,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 95,000 | $ 31,000 | $ 0 |
| ALBANY, GA | 2 | $ 78,000 | $ 39,000 | $ 0 |
| ALEXANDRIA, LA | 2 | $ 255,000 | $ 127,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 52,000 | $ 26,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 214,000 | $ 107,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 147,000 | $ 73,000 | $ 63,000 |
| GOLDSBORO, NC | 2 | $ 85,000 | $ 42,000 | $ 0 |
| GREAT FALLS, MT | 2 | $ 32,000 | $ 16,000 | $ 0 |
| HARRISONBURG, VA | 2 | $ 158,000 | $ 79,000 | $ 0 |
| HOT SPRINGS, AR | 2 | $ 85,000 | $ 42,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 68,000 | $ 34,000 | $ 0 |
| MADERA, CA | 2 | $ 200,000 | $ 100,000 | $ 0 |
| MCALLEN-EDINBURG-PHARR, TX | 2 | $ 52,000 | $ 26,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 2 | $ 222,000 | $ 111,000 | $ 36,000 |
| OWENSBORO, KY | 2 | $ 59,000 | $ 29,000 | $ 0 |
| PEORIA, IL | 2 | $ 182,000 | $ 91,000 | $ 0 |
| SIOUX FALLS, SD | 2 | $ 153,000 | $ 76,000 | $ 0 |
| SPRINGFIELD, OH | 2 | $ 155,000 | $ 77,000 | $ 0 |
| VERO BEACH, FL | 2 | $ 82,000 | $ 41,000 | $ 0 |
| WACO, TX | 2 | $ 50,000 | $ 25,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 216,000 | $ 108,000 | $ 0 |
| ANDERSON, SC | 1 | $ 25,000 | $ 25,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| BATTLE CREEK, MI | 1 | $ 37,000 | $ 37,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 37,000 | $ 37,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 42,000 | $ 42,000 | $ 0 |
| DANVILLE, VA | 1 | $ 38,000 | $ 38,000 | $ 11,000 |
| DECATUR, AL | 1 | $ 87,000 | $ 87,000 | $ 0 |
| DOTHAN, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 58,000 | $ 58,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 23,000 | $ 23,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 10,000 | $ 10,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 40,000 | $ 40,000 | $ 0 |
| ITHACA, NY | 1 | $ 75,000 | $ 75,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 38,000 | $ 38,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 1 | $ 97,000 | $ 97,000 | $ 0 |
| LAWTON, OK | 1 | $ 50,000 | $ 50,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| MUNCIE, IN | 1 | $ 32,000 | $ 32,000 | $ 0 |
| PASCAGOULA, MS | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| PITTSFIELD, MA | 1 | $ 54,000 | $ 54,000 | $ 0 |
| RACINE, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| SHEBOYGAN, WI | 1 | $ 30,000 | $ 30,000 | $ 112,000 |
| SUMTER, SC | 1 | $ 30,000 | $ 30,000 | $ 0 |
| TERRE HAUTE, IN | 1 | $ 20,000 | $ 20,000 | $ 0 |
| WAUSAU, WI | 1 | $ 34,000 | $ 34,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for First Tennessee Bank Na in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 13,891 | $1,094,052,000 | $76,820 | $2,400,000 | $15,000 | $7,400,000 |
| Home Purchase | 12,638 | $667,238,000 | $47,469 | $15,000,000 | $11,204 | $8,000,000 |
| Home Improvement | 1,442 | $77,493,000 | $57,437 | $2,000,000 | $45,875 | $733,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,837 | $1,372,565,000 | $61,260 | $15,000,000 | $0 | $137,000 |
| White | 3,518 | $285,672,000 | $72,829 | $3,000,000 | $98,510 | $8,000,000 |
| Not Provided | 1,654 | $123,154,000 | $83,714 | $1,330,000 | $89,214 | $1,426,000 |
| Black or African American | 711 | $38,162,000 | $51,875 | $740,000 | $74,375 | $486,000 |
| Hispanic | 128 | $7,805,000 | $54,823 | $297,000 | $78,352 | $606,000 |
| Asian | 81 | $8,887,000 | $77,166 | $960,000 | $119,250 | $560,000 |
| American Indian or Alaskan Native | 38 | $2,426,000 | $51,600 | $312,000 | $71,800 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $112,000 | $28,000 | $42,000 | $106,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,971 | $1,838,783,000 | $63,240 | $15,000,000 | $18,980 | $8,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 21,763 | $1,337,842,000 | $58,460 | $850,000 | $0 | $137,000 |
| Loan Originated | 3,760 | $337,572,000 | $142,900 | $15,000,000 | $124,775 | $8,000,000 |
| Application Denied By Financial Institution | 1,408 | $81,911,000 | $44,822 | $800,000 | $70,177 | $887,000 |
| Application Approved But Not Accepted | 684 | $55,669,000 | $86,625 | $2,100,000 | $93,531 | $1,000,000 |
| Application Withdrawn By Applicant | 356 | $25,789,000 | $55,607 | $900,000 | $98,035 | $800,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 910 | $51,138,000 | $42,976 | $800,000 | $71,116 | $887,000 |
| Debt-To-Income Ratio | 277 | $17,660,000 | $59,689 | $420,000 | $62,758 | $235,000 |
| Collateral | 144 | $8,451,000 | $52,666 | $573,000 | $83,533 | $271,000 |
| Unverifiable Information | 43 | $2,295,000 | $51,764 | $170,000 | $92,647 | $425,000 |
| Other | 34 | $2,367,000 | $57,133 | $342,000 | $75,800 | $299,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank Na's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Tennessee Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.