First Tennessee Bank NA Mortgage Lending & HMDA Data, 2005
In 2005, First Tennessee Bank NA of Memphis, TN reported 27,971 mortgage applications totaling $1.8 billion, up 172% from 2004. The average application was for $65,738, and applicants reported an average income of $23,915. 13% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Memphis, TN-MS-AR (1,522), Nashville-Davidson--Murfreesboro, TN (1,092) and Seattle-Bellevue-Everett, WA (910) (applications in parentheses).
| Mortgage Company & Address | First Tennessee Bank NA 165 Madison 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,971 |
| Total Mortgage Loan Application Amount | $1,838,783,000 |
| Average Mortgage Loan Application Amount | $65,738 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $23,915 |
| Highest Applicant Income | $8,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Memphis, TN-MS-AR | 1,522 | $ 89,112,000 | $ 58,549 | $ 64,000 |
| Nashville-Davidson--Murfreesboro, TN | 1,092 | $ 73,278,000 | $ 67,104 | $ 67,000 |
| Seattle-Bellevue-Everett, WA | 910 | $ 56,044,000 | $ 61,586 | $ 48,000 |
| Phoenix-Mesa-Scottsdale, AZ | 884 | $ 55,949,000 | $ 63,290 | $ 48,000 |
| Knoxville, TN | 858 | $ 68,924,000 | $ 80,331 | $ 64,000 |
| Boise City-Nampa, ID | 780 | $ 28,470,000 | $ 36,500 | $ 11,000 |
| Atlanta-Sandy Springs-Marietta, GA | 743 | $ 41,066,000 | $ 55,270 | $ 49,000 |
| Baltimore-Towson, MD | 637 | $ 42,328,000 | $ 66,448 | $ 20,000 |
| Portland-Vancouver-Beaverton, OR-WA | 596 | $ 35,401,000 | $ 59,397 | $ 28,000 |
| Kingsport-Bristol-Bristol, TN-VA | 494 | $ 27,471,000 | $ 55,609 | $ 57,000 |
| Dallas-Plano-Irving, TX | 451 | $ 22,268,000 | $ 49,374 | $ 11,000 |
| Chattanooga, TN-GA | 435 | $ 63,640,000 | $ 146,298 | $ 94,000 |
| Denver-Aurora, CO | 419 | $ 25,089,000 | $ 59,878 | $ 21,000 |
| Johnson City, TN | 351 | $ 25,287,000 | $ 72,042 | $ 52,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 349 | $ 21,653,000 | $ 62,042 | $ 22,000 |
| Fort Worth-Arlington, TX | 322 | $ 17,691,000 | $ 54,940 | $ 30,000 |
| Salt Lake City, UT | 320 | $ 14,588,000 | $ 45,587 | $ 4,000 |
| Riverside-San Bernardino-Ontario, CA | 300 | $ 27,109,000 | $ 90,363 | $ 44,000 |
| Albuquerque, NM | 299 | $ 14,368,000 | $ 48,053 | $ 9,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 298 | $ 26,347,000 | $ 88,412 | $ 28,000 |
| Bethesda-Frederick-Gaithersburg, MD | 297 | $ 23,407,000 | $ 78,811 | $ 49,000 |
| Houston-Baytown-Sugar Land, TX | 278 | $ 14,586,000 | $ 52,467 | $ 0 |
| Philadelphia, PA | 273 | $ 20,765,000 | $ 76,062 | $ 22,000 |
| Los Angeles-Long Beach-Glendale, CA | 249 | $ 31,540,000 | $ 126,666 | $ 46,000 |
| Las Vegas-Paradise, NV | 245 | $ 17,766,000 | $ 72,514 | $ 51,000 |
| Charlotte-Gastonia-Concord, NC-SC | 234 | $ 11,202,000 | $ 47,871 | $ 20,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 229 | $ 15,998,000 | $ 69,860 | $ 3,000 |
| Colorado Springs, CO | 205 | $ 10,052,000 | $ 49,034 | $ 26,000 |
| Tacoma, WA | 198 | $ 11,416,000 | $ 57,656 | $ 22,000 |
| Chicago-Naperville-Joliet, IL | 188 | $ 13,890,000 | $ 73,882 | $ 36,000 |
| Indianapolis, IN | 181 | $ 6,933,000 | $ 38,303 | $ 5,000 |
| St. Louis, MO-IL | 177 | $ 9,533,000 | $ 53,858 | $ 11,000 |
| Oklahoma City, OK | 169 | $ 6,468,000 | $ 38,272 | $ 9,000 |
| Morristown, TN | 168 | $ 10,772,000 | $ 64,119 | $ 51,000 |
| Pittsburgh, PA | 166 | $ 7,531,000 | $ 45,367 | $ 10,000 |
| Austin-Round Rock, TX | 157 | $ 7,306,000 | $ 46,535 | $ 4,000 |
| Omaha-Council Bluffs, NE-IA | 156 | $ 5,241,000 | $ 33,596 | $ 22,000 |
| Providence-New Bedford-Fall River, RI-MA | 156 | $ 10,269,000 | $ 65,826 | $ 18,000 |
| Lancaster, PA | 144 | $ 5,692,000 | $ 39,527 | $ 27,000 |
| Kansas City, MO-KS | 137 | $ 9,448,000 | $ 68,963 | $ 22,000 |
| Wichita, KS | 136 | $ 4,670,000 | $ 34,338 | $ 8,000 |
| Orlando, FL | 133 | $ 9,536,000 | $ 71,699 | $ 19,000 |
| Boston-Quincy, MA | 131 | $ 9,892,000 | $ 75,511 | $ 5,000 |
| Richmond, VA | 125 | $ 7,410,000 | $ 59,280 | $ 28,000 |
| Oakland-Fremont-Hayward, CA | 123 | $ 15,123,000 | $ 122,951 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 120 | $ 8,627,000 | $ 71,891 | $ 24,000 |
| San Diego-Carlsbad-San Marcos, CA | 119 | $ 12,242,000 | $ 102,873 | $ 33,000 |
| Santa Ana-Anaheim-Irvine, CA | 114 | $ 13,630,000 | $ 119,561 | $ 30,000 |
| Cleveland, TN | 113 | $ 11,921,000 | $ 105,495 | $ 51,000 |
| Provo-Orem, UT | 112 | $ 4,752,000 | $ 42,428 | $ 0 |
| Cambridge-Newton-Framingham, MA | 108 | $ 10,328,000 | $ 95,629 | $ 5,000 |
| Columbus, OH | 107 | $ 5,873,000 | $ 54,887 | $ 6,000 |
| Raleigh-Cary, NC | 107 | $ 5,394,000 | $ 50,411 | $ 9,000 |
| Ogden-Clearfield, UT | 106 | $ 4,808,000 | $ 45,358 | $ 22,000 |
| Rockingham County-Strafford County, NH | 104 | $ 6,919,000 | $ 66,528 | $ 11,000 |
| Spokane, WA | 100 | $ 4,619,000 | $ 46,190 | $ 0 |
| Nassau-Suffolk, NY | 93 | $ 11,067,000 | $ 119,000 | $ 46,000 |
| York-Hanover, PA | 93 | $ 4,052,000 | $ 43,569 | $ 0 |
| Manchester-Nashua, NH | 92 | $ 5,528,000 | $ 60,086 | $ 14,000 |
| Springfield, MO | 91 | $ 2,475,000 | $ 27,197 | $ 13,000 |
| Wilmington, DE-MD-NJ | 90 | $ 5,737,000 | $ 63,744 | $ 27,000 |
| Edison, NJ | 87 | $ 7,464,000 | $ 85,793 | $ 34,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 85 | $ 10,024,000 | $ 117,929 | $ 30,000 |
| Eugene-Springfield, OR | 84 | $ 5,397,000 | $ 64,250 | $ 0 |
| Newark-Union, NJ-PA | 83 | $ 5,537,000 | $ 66,710 | $ 32,000 |
| Salem, OR | 80 | $ 3,882,000 | $ 48,525 | $ 25,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 79 | $ 5,037,000 | $ 63,759 | $ 29,000 |
| Jackson, TN | 75 | $ 5,245,000 | $ 69,933 | $ 78,000 |
| New York-Wayne-White Plains, NY-NJ | 75 | $ 8,211,000 | $ 109,480 | $ 35,000 |
| Warren-Farmington Hills-Troy, MI | 73 | $ 4,195,000 | $ 57,465 | $ 9,000 |
| Harrisburg-Carlisle, PA | 70 | $ 2,774,000 | $ 39,628 | $ 6,000 |
| Tulsa, OK | 70 | $ 3,185,000 | $ 45,500 | $ 14,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 68 | $ 7,926,000 | $ 116,558 | $ 129,000 |
| Pocatello, ID | 66 | $ 1,558,000 | $ 23,606 | $ 4,000 |
| Worcester, MA | 66 | $ 4,684,000 | $ 70,969 | $ 14,000 |
| Camden, NJ | 64 | $ 4,587,000 | $ 71,671 | $ 18,000 |
| Portland-South Portland-Biddeford, ME | 64 | $ 4,426,000 | $ 69,156 | $ 7,000 |
| Tucson, AZ | 64 | $ 4,393,000 | $ 68,640 | $ 37,000 |
| Vallejo-Fairfield, CA | 64 | $ 6,552,000 | $ 102,375 | $ 0 |
| Lexington-Fayette, KY | 63 | $ 2,334,000 | $ 37,047 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 62 | $ 3,959,000 | $ 63,854 | $ 30,000 |
| Cleveland-Elyria-Mentor, OH | 60 | $ 2,902,000 | $ 48,366 | $ 9,000 |
| Cincinnati-Middletown, OH-KY-IN | 59 | $ 3,227,000 | $ 54,694 | $ 18,000 |
| Des Moines, IA | 57 | $ 3,260,000 | $ 57,192 | $ 0 |
| Reno-Sparks, NV | 57 | $ 4,627,000 | $ 81,175 | $ 9,000 |
| Essex County, MA | 55 | $ 4,299,000 | $ 78,163 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 54 | $ 2,154,000 | $ 39,888 | $ 21,000 |
| Hagerstown-Martinsburg, MD-WV | 53 | $ 2,936,000 | $ 55,396 | $ 12,000 |
| Spartanburg, SC | 53 | $ 1,826,000 | $ 34,452 | $ 0 |
| Bremerton-Silverdale, WA | 49 | $ 2,619,000 | $ 53,448 | $ 8,000 |
| Bend, OR | 47 | $ 2,773,000 | $ 59,000 | $ 13,000 |
| Greensboro-High Point, NC | 47 | $ 2,411,000 | $ 51,297 | $ 25,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 47 | $ 4,716,000 | $ 100,340 | $ 28,000 |
| San Antonio, TX | 47 | $ 2,262,000 | $ 48,127 | $ 0 |
| Olympia, WA | 46 | $ 2,231,000 | $ 48,500 | $ 23,000 |
| Bellingham, WA | 45 | $ 1,791,000 | $ 39,800 | $ 8,000 |
| Medford, OR | 45 | $ 2,565,000 | $ 57,000 | $ 19,000 |
| San Francisco-San Mateo-Redwood City, CA | 44 | $ 5,765,000 | $ 131,022 | $ 0 |
| Jacksonville, FL | 43 | $ 2,768,000 | $ 64,372 | $ 25,000 |
| New Orleans-Metairie-Kenner, LA | 43 | $ 2,278,000 | $ 52,976 | $ 0 |
| Louisville, KY-IN | 42 | $ 1,612,000 | $ 38,380 | $ 6,000 |
| Santa Rosa-Petaluma, CA | 42 | $ 4,533,000 | $ 107,928 | $ 13,000 |
| Detroit-Livonia-Dearborn, MI | 41 | $ 2,175,000 | $ 53,048 | $ 22,000 |
| Kennewick-Richland-Pasco, WA | 41 | $ 1,349,000 | $ 32,902 | $ 0 |
| Boulder, CO | 39 | $ 2,504,000 | $ 64,205 | $ 16,000 |
| St. Joseph, MO-KS | 39 | $ 1,236,000 | $ 31,692 | $ 8,000 |
| Fresno, CA | 37 | $ 2,988,000 | $ 80,756 | $ 0 |
| Dover, DE | 36 | $ 2,481,000 | $ 68,916 | $ 0 |
| Fort Collins-Loveland, CO | 34 | $ 1,664,000 | $ 48,941 | $ 15,000 |
| Honolulu, HI | 34 | $ 2,688,000 | $ 79,058 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 34 | $ 2,130,000 | $ 62,647 | $ 8,000 |
| Albany-Schenectady-Troy, NY | 33 | $ 2,826,000 | $ 85,636 | $ 14,000 |
| New Haven-Milford, CT | 33 | $ 2,500,000 | $ 75,757 | $ 32,000 |
| Durham, NC | 32 | $ 1,278,000 | $ 39,937 | $ 10,000 |
| Grand Rapids-Wyoming, MI | 32 | $ 1,066,000 | $ 33,312 | $ 13,000 |
| Little Rock-North Little Rock, AR | 32 | $ 1,371,000 | $ 42,843 | $ 9,000 |
| Santa Fe, NM | 32 | $ 1,841,000 | $ 57,531 | $ 0 |
| Bakersfield, CA | 31 | $ 2,706,000 | $ 87,290 | $ 15,000 |
| Jackson, MS | 31 | $ 1,632,000 | $ 52,645 | $ 30,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 31 | $ 4,146,000 | $ 133,741 | $ 206,000 |
| Ann Arbor, MI | 30 | $ 2,020,000 | $ 67,333 | $ 13,000 |
| Cape Coral-Fort Myers, FL | 30 | $ 2,099,000 | $ 69,966 | $ 16,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 30 | $ 3,810,000 | $ 127,000 | $ 82,000 |
| Idaho Falls, ID | 30 | $ 1,092,000 | $ 36,400 | $ 0 |
| Baton Rouge, LA | 29 | $ 1,624,000 | $ 56,000 | $ 11,000 |
| Greeley, CO | 29 | $ 1,407,000 | $ 48,517 | $ 27,000 |
| Reading, PA | 29 | $ 1,652,000 | $ 56,965 | $ 0 |
| Scranton--Wilkes-Barre, PA | 29 | $ 1,409,000 | $ 48,586 | $ 62,000 |
| Stockton, CA | 28 | $ 3,097,000 | $ 110,607 | $ 22,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 27 | $ 3,706,000 | $ 137,259 | $ 9,000 |
| Longview, WA | 26 | $ 1,409,000 | $ 54,192 | $ 0 |
| Mount Vernon-Anacortes, WA | 26 | $ 1,495,000 | $ 57,500 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 26 | $ 2,203,000 | $ 84,730 | $ 5,000 |
| Bridgeport-Stamford-Norwalk, CT | 24 | $ 2,837,000 | $ 118,208 | $ 34,000 |
| Greenville, SC | 23 | $ 969,000 | $ 42,130 | $ 6,000 |
| Lake Charles, LA | 23 | $ 759,000 | $ 33,000 | $ 8,000 |
| Topeka, KS | 23 | $ 1,079,000 | $ 46,913 | $ 4,000 |
| Akron, OH | 22 | $ 1,164,000 | $ 52,909 | $ 0 |
| Gainesville, GA | 21 | $ 1,725,000 | $ 82,142 | $ 50,000 |
| Madison, WI | 21 | $ 854,000 | $ 40,666 | $ 0 |
| Altoona, PA | 20 | $ 871,000 | $ 43,550 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 1,325,000 | $ 66,250 | $ 62,000 |
| Santa Cruz-Watsonville, CA | 20 | $ 2,214,000 | $ 110,700 | $ 21,000 |
| Barnstable Town, MA | 19 | $ 1,128,000 | $ 59,368 | $ 26,000 |
| Farmington, NM | 19 | $ 801,000 | $ 42,157 | $ 0 |
| Fort Wayne, IN | 19 | $ 591,000 | $ 31,105 | $ 4,000 |
| Jefferson City, MO | 19 | $ 471,000 | $ 24,789 | $ 0 |
| Lawrence, KS | 19 | $ 1,233,000 | $ 64,894 | $ 19,000 |
| Modesto, CA | 19 | $ 1,792,000 | $ 94,315 | $ 9,000 |
| Salisbury, MD | 19 | $ 1,065,000 | $ 56,052 | $ 0 |
| Grand Junction, CO | 18 | $ 678,000 | $ 37,666 | $ 3,000 |
| Norwich-New London, CT | 18 | $ 1,608,000 | $ 89,333 | $ 20,000 |
| Wichita Falls, TX | 18 | $ 443,000 | $ 24,611 | $ 0 |
| Buffalo-Niagara Falls, NY | 17 | $ 1,201,000 | $ 70,647 | $ 22,000 |
| Las Cruces, NM | 17 | $ 811,000 | $ 47,705 | $ 0 |
| Winchester, VA-WV | 17 | $ 903,000 | $ 53,117 | $ 0 |
| Chico, CA | 16 | $ 1,250,000 | $ 78,125 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 16 | $ 982,000 | $ 61,375 | $ 41,000 |
| Flint, MI | 16 | $ 1,007,000 | $ 62,937 | $ 28,000 |
| Gainesville, FL | 16 | $ 638,000 | $ 39,875 | $ 8,000 |
| Port St. Lucie-Fort Pierce, FL | 16 | $ 1,204,000 | $ 75,250 | $ 19,000 |
| Brownsville-Harlingen, TX | 15 | $ 477,000 | $ 31,800 | $ 0 |
| Charlottesville, VA | 15 | $ 1,017,000 | $ 67,800 | $ 0 |
| Fayetteville, NC | 15 | $ 822,000 | $ 54,800 | $ 32,000 |
| Flagstaff, AZ | 15 | $ 1,152,000 | $ 76,800 | $ 26,000 |
| Miami-Miami Beach-Kendall, FL | 15 | $ 1,775,000 | $ 118,333 | $ 0 |
| St. George, UT | 15 | $ 925,000 | $ 61,666 | $ 0 |
| Tallahassee, FL | 15 | $ 802,000 | $ 53,466 | $ 10,000 |
| Visalia-Porterville, CA | 15 | $ 1,142,000 | $ 76,133 | $ 14,000 |
| Charleston-North Charleston, SC | 14 | $ 1,270,000 | $ 90,714 | $ 89,000 |
| Prescott, AZ | 14 | $ 1,204,000 | $ 86,000 | $ 0 |
| Roanoke, VA | 14 | $ 761,000 | $ 54,357 | $ 0 |
| Wilmington, NC | 14 | $ 2,220,000 | $ 158,571 | $ 130,000 |
| Burlington-South Burlington, VT | 13 | $ 848,000 | $ 65,230 | $ 0 |
| Columbia, SC | 13 | $ 1,276,000 | $ 98,153 | $ 33,000 |
| Gary, IN | 13 | $ 597,000 | $ 45,923 | $ 0 |
| Lake County-Kenosha County, IL-WI | 13 | $ 705,000 | $ 54,230 | $ 0 |
| Springfield, MA | 13 | $ 1,015,000 | $ 78,076 | $ 0 |
| Toledo, OH | 13 | $ 602,000 | $ 46,307 | $ 6,000 |
| Billings, MT | 12 | $ 448,000 | $ 37,333 | $ 9,000 |
| Corvallis, OR | 12 | $ 775,000 | $ 64,583 | $ 0 |
| Dayton, OH | 12 | $ 474,000 | $ 39,500 | $ 0 |
| Lafayette, IN | 12 | $ 311,000 | $ 25,916 | $ 0 |
| Lakeland, FL | 12 | $ 735,000 | $ 61,250 | $ 6,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 12 | $ 516,000 | $ 43,000 | $ 16,000 |
| Yuma, AZ | 12 | $ 737,000 | $ 61,416 | $ 0 |
| Birmingham-Hoover, AL | 11 | $ 740,000 | $ 67,272 | $ 14,000 |
| Coeur D'Alene, ID | 11 | $ 595,000 | $ 54,090 | $ 0 |
| Kingston, NY | 11 | $ 661,000 | $ 60,090 | $ 23,000 |
| Logan, UT-ID | 11 | $ 366,000 | $ 33,272 | $ 0 |
| Pueblo, CO | 11 | $ 445,000 | $ 40,454 | $ 0 |
| Salinas, CA | 11 | $ 1,709,000 | $ 155,363 | $ 0 |
| Canton-Massillon, OH | 10 | $ 568,000 | $ 56,800 | $ 0 |
| Cheyenne, WY | 10 | $ 404,000 | $ 40,400 | $ 0 |
| Columbia, MO | 10 | $ 344,000 | $ 34,400 | $ 0 |
| Columbus, GA-AL | 10 | $ 584,000 | $ 58,400 | $ 0 |
| Corpus Christi, TX | 10 | $ 560,000 | $ 56,000 | $ 0 |
| Duluth, MN-WI | 10 | $ 618,000 | $ 61,800 | $ 0 |
| Erie, PA | 10 | $ 557,000 | $ 55,700 | $ 10,000 |
| Lafayette, LA | 10 | $ 366,000 | $ 36,600 | $ 0 |
| Lynchburg, VA | 10 | $ 350,000 | $ 35,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 566,000 | $ 56,600 | $ 0 |
| Rochester, NY | 10 | $ 616,000 | $ 61,600 | $ 0 |
| Trenton-Ewing, NJ | 10 | $ 753,000 | $ 75,300 | $ 50,000 |
| Winston-Salem, NC | 10 | $ 539,000 | $ 53,900 | $ 0 |
| Yuba City, CA | 10 | $ 808,000 | $ 80,800 | $ 0 |
| Abilene, TX | 9 | $ 195,000 | $ 21,666 | $ 0 |
| Clarksville, TN-KY | 9 | $ 385,000 | $ 42,777 | $ 24,000 |
| Dalton, GA | 9 | $ 644,000 | $ 71,555 | $ 47,000 |
| Gulfport-Biloxi, MS | 9 | $ 470,000 | $ 52,222 | $ 0 |
| Kalamazoo-Portage, MI | 9 | $ 763,000 | $ 84,777 | $ 0 |
| Lebanon, PA | 9 | $ 343,000 | $ 38,111 | $ 10,000 |
| Missoula, MT | 9 | $ 429,000 | $ 47,666 | $ 0 |
| Naples-Marco Island, FL | 9 | $ 1,383,000 | $ 153,666 | $ 42,000 |
| Anderson, IN | 8 | $ 217,000 | $ 27,125 | $ 0 |
| Asheville, NC | 8 | $ 820,000 | $ 102,500 | $ 29,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 355,000 | $ 44,375 | $ 0 |
| Lansing-East Lansing, MI | 8 | $ 569,000 | $ 71,125 | $ 0 |
| Lewiston-Auburn, ME | 8 | $ 424,000 | $ 53,000 | $ 0 |
| Lincoln, NE | 8 | $ 418,000 | $ 52,250 | $ 20,000 |
| Monroe, MI | 8 | $ 549,000 | $ 68,625 | $ 0 |
| Panama City-Lynn Haven, FL | 8 | $ 637,000 | $ 79,625 | $ 59,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 8 | $ 1,229,000 | $ 153,625 | $ 0 |
| Syracuse, NY | 8 | $ 463,000 | $ 57,875 | $ 0 |
| Wenatchee, WA | 8 | $ 289,000 | $ 36,125 | $ 0 |
| Williamsport, PA | 8 | $ 279,000 | $ 34,875 | $ 6,000 |
| Yakima, WA | 8 | $ 396,000 | $ 49,500 | $ 0 |
| Bangor, ME | 7 | $ 388,000 | $ 55,428 | $ 0 |
| Redding, CA | 7 | $ 647,000 | $ 92,428 | $ 0 |
| Tyler, TX | 7 | $ 239,000 | $ 34,142 | $ 0 |
| Warner Robins, GA | 7 | $ 323,000 | $ 46,142 | $ 24,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 252,000 | $ 36,000 | $ 0 |
| Charleston, WV | 6 | $ 344,000 | $ 57,333 | $ 7,000 |
| Fort Walton Beach-Crestview-Destin, FL | 6 | $ 1,478,000 | $ 246,333 | $ 0 |
| Jonesboro, AR | 6 | $ 321,000 | $ 53,500 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 155,000 | $ 25,833 | $ 0 |
| Monroe, LA | 6 | $ 309,000 | $ 51,500 | $ 0 |
| Athens-Clarke County, GA | 5 | $ 278,000 | $ 55,600 | $ 0 |
| Atlantic City, NJ | 5 | $ 437,000 | $ 87,400 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 282,000 | $ 56,400 | $ 0 |
| Holland-Grand Haven, MI | 5 | $ 191,000 | $ 38,200 | $ 0 |
| Kokomo, IN | 5 | $ 145,000 | $ 29,000 | $ 16,000 |
| Ocean City, NJ | 5 | $ 432,000 | $ 86,400 | $ 0 |
| Rochester, MN | 5 | $ 354,000 | $ 70,800 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 428,000 | $ 85,600 | $ 59,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 170,000 | $ 34,000 | $ 12,000 |
| Springfield, IL | 5 | $ 230,000 | $ 46,000 | $ 0 |
| Bloomington, IN | 4 | $ 227,000 | $ 56,750 | $ 0 |
| Casper, WY | 4 | $ 225,000 | $ 56,250 | $ 0 |
| El Centro, CA | 4 | $ 424,000 | $ 106,000 | $ 0 |
| Hanford-Corcoran, CA | 4 | $ 282,000 | $ 70,500 | $ 0 |
| Hattiesburg, MS | 4 | $ 133,000 | $ 33,250 | $ 0 |
| Johnstown, PA | 4 | $ 99,000 | $ 24,750 | $ 0 |
| Macon, GA | 4 | $ 137,000 | $ 34,250 | $ 0 |
| Mansfield, OH | 4 | $ 239,000 | $ 59,750 | $ 0 |
| Merced, CA | 4 | $ 417,000 | $ 104,250 | $ 0 |
| Ocala, FL | 4 | $ 1,085,000 | $ 271,250 | $ 0 |
| Rapid City, SD | 4 | $ 190,000 | $ 47,500 | $ 17,000 |
| State College, PA | 4 | $ 162,000 | $ 40,500 | $ 0 |
| Utica-Rome, NY | 4 | $ 295,000 | $ 73,750 | $ 0 |
| Amarillo, TX | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Ames, IA | 3 | $ 69,000 | $ 23,000 | $ 0 |
| Appleton, WI | 3 | $ 134,000 | $ 44,666 | $ 0 |
| Binghamton, NY | 3 | $ 161,000 | $ 53,666 | $ 0 |
| Carson City, NV | 3 | $ 348,000 | $ 116,000 | $ 0 |
| College Station-Bryan, TX | 3 | $ 124,000 | $ 41,333 | $ 0 |
| Cumberland, MD-WV | 3 | $ 139,000 | $ 46,333 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 224,000 | $ 74,666 | $ 21,000 |
| El Paso, TX | 3 | $ 178,000 | $ 59,333 | $ 0 |
| Elizabethtown, KY | 3 | $ 162,000 | $ 54,000 | $ 0 |
| Elkhart-Goshen, IN | 3 | $ 104,000 | $ 34,666 | $ 73,000 |
| Evansville, IN-KY | 3 | $ 56,000 | $ 18,666 | $ 31,000 |
| Fond Du Lac, WI | 3 | $ 198,000 | $ 66,000 | $ 0 |
| Glens Falls, NY | 3 | $ 238,000 | $ 79,333 | $ 0 |
| Green Bay, WI | 3 | $ 105,000 | $ 35,000 | $ 76,000 |
| Janesville, WI | 3 | $ 93,000 | $ 31,000 | $ 0 |
| Lubbock, TX | 3 | $ 36,000 | $ 12,000 | $ 0 |
| Michigan City-La Porte, IN | 3 | $ 159,000 | $ 53,000 | $ 0 |
| Midland, TX | 3 | $ 100,000 | $ 33,333 | $ 0 |
| Mobile, AL | 3 | $ 366,000 | $ 122,000 | $ 0 |
| Montgomery, AL | 3 | $ 79,000 | $ 26,333 | $ 31,000 |
| Muskegon-Norton Shores, MI | 3 | $ 184,000 | $ 61,333 | $ 0 |
| Napa, CA | 3 | $ 318,000 | $ 106,000 | $ 0 |
| Pine Bluff, AR | 3 | $ 159,000 | $ 53,000 | $ 8,000 |
| Punta Gorda, FL | 3 | $ 499,000 | $ 166,333 | $ 24,000 |
| Sandusky, OH | 3 | $ 223,000 | $ 74,333 | $ 8,000 |
| Savannah, GA | 3 | $ 112,000 | $ 37,333 | $ 12,000 |
| Sherman-Denison, TX | 3 | $ 139,000 | $ 46,333 | $ 0 |
| Shreveport-Bossier City, LA | 3 | $ 166,000 | $ 55,333 | $ 0 |
| Sioux City, IA-NE-SD | 3 | $ 129,000 | $ 43,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Albany, GA | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Alexandria, LA | 2 | $ 255,000 | $ 127,500 | $ 0 |
| Beaumont-Port Arthur, TX | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Brunswick, GA | 2 | $ 147,000 | $ 73,500 | $ 63,000 |
| Goldsboro, NC | 2 | $ 85,000 | $ 42,500 | $ 0 |
| Great Falls, MT | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Harrisonburg, VA | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Hot Springs, AR | 2 | $ 85,000 | $ 42,500 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 68,000 | $ 34,000 | $ 0 |
| Madera, CA | 2 | $ 200,000 | $ 100,000 | $ 0 |
| McAllen-Edinburg-Pharr, TX | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 222,000 | $ 111,000 | $ 36,000 |
| Owensboro, KY | 2 | $ 59,000 | $ 29,500 | $ 0 |
| Peoria, IL | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Sioux Falls, SD | 2 | $ 153,000 | $ 76,500 | $ 0 |
| Springfield, OH | 2 | $ 155,000 | $ 77,500 | $ 0 |
| Vero Beach, FL | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Waco, TX | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Anderson, SC | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Battle Creek, MI | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Columbus, IN | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Danville, VA | 1 | $ 38,000 | $ 38,000 | $ 11,000 |
| Decatur, AL | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Dothan, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Greenville, NC | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Huntsville, AL | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Ithaca, NY | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jacksonville, NC | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Kankakee-Bradley, IL | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Lawton, OK | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Muncie, IN | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Pascagoula, MS | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Pittsfield, MA | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Racine, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Sheboygan, WI | 1 | $ 30,000 | $ 30,000 | $ 112,000 |
| Sumter, SC | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Terre Haute, IN | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Wausau, WI | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 13,891 | $1,094,052,000 | $76,820 | $2,400,000 | $15,000 | $7,400,000 |
| Home Purchase | 12,638 | $667,238,000 | $47,469 | $15,000,000 | $11,204 | $8,000,000 |
| Home Improvement | 1,442 | $77,493,000 | $57,437 | $2,000,000 | $45,875 | $733,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,837 | $1,372,565,000 | $61,260 | $15,000,000 | $0 | $137,000 |
| White | 3,518 | $285,672,000 | $72,829 | $3,000,000 | $98,510 | $8,000,000 |
| Not Provided | 1,654 | $123,154,000 | $83,714 | $1,330,000 | $89,214 | $1,426,000 |
| Black or African American | 711 | $38,162,000 | $51,875 | $740,000 | $74,375 | $486,000 |
| Hispanic | 128 | $7,805,000 | $54,823 | $297,000 | $78,352 | $606,000 |
| Asian | 81 | $8,887,000 | $77,166 | $960,000 | $119,250 | $560,000 |
| American Indian or Alaskan Native | 38 | $2,426,000 | $51,600 | $312,000 | $71,800 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $112,000 | $28,000 | $42,000 | $106,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,971 | $1,838,783,000 | $63,240 | $15,000,000 | $18,980 | $8,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 21,763 | $1,337,842,000 | $58,460 | $850,000 | $0 | $137,000 |
| Loan Originated | 3,760 | $337,572,000 | $142,900 | $15,000,000 | $124,775 | $8,000,000 |
| Application Denied By Financial Institution | 1,408 | $81,911,000 | $44,822 | $800,000 | $70,177 | $887,000 |
| Application Approved But Not Accepted | 684 | $55,669,000 | $86,625 | $2,100,000 | $93,531 | $1,000,000 |
| Application Withdrawn By Applicant | 356 | $25,789,000 | $55,607 | $900,000 | $98,035 | $800,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 910 | $51,138,000 | $42,976 | $800,000 | $71,116 | $887,000 |
| Debt-To-Income Ratio | 277 | $17,660,000 | $59,689 | $420,000 | $62,758 | $235,000 |
| Collateral | 144 | $8,451,000 | $52,666 | $573,000 | $83,533 | $271,000 |
| Unverifiable Information | 43 | $2,295,000 | $51,764 | $170,000 | $92,647 | $425,000 |
| Other | 34 | $2,367,000 | $57,133 | $342,000 | $75,800 | $299,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Tennessee Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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