First Tennessee Bank NA Mortgage Lending & HMDA Data, 2005

In 2005, First Tennessee Bank NA of Memphis, TN reported 27,971 mortgage applications totaling $1.8 billion, up 172% from 2004. The average application was for $65,738, and applicants reported an average income of $23,915. 13% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Memphis, TN-MS-AR (1,522), Nashville-Davidson--Murfreesboro, TN (1,092) and Seattle-Bellevue-Everett, WA (910) (applications in parentheses).

Mortgage Company & Address First Tennessee Bank NA
165 Madison 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 27,971
Total Mortgage Loan Application Amount $1,838,783,000
Average Mortgage Loan Application Amount $65,738
Highest Mortgage Loan Application Amount $15,000,000
Average Applicant Income $23,915
Highest Applicant Income $8,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Tennessee Bank NA by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 1,431 $ 83,450,000 $ 58,315 $ 61,000
Maricopa, Arizona 808 $ 51,823,000 $ 64,137 $ 55,000
Knox, Tennessee 632 $ 47,275,000 $ 74,802 $ 60,000
Ada, Idaho 582 $ 22,289,000 $ 38,297 $ 24,000
King, Washington 573 $ 37,043,000 $ 64,647 $ 60,000
Sullivan, Tennessee 440 $ 24,677,000 $ 56,084 $ 61,000
Hamilton, Tennessee 425 $ 61,571,000 $ 144,872 $ 83,000
Davidson, Tennessee 378 $ 25,031,000 $ 66,219 $ 62,000
Snohomish, Washington 337 $ 19,001,000 $ 56,382 $ 27,000
Clark, Washington 318 $ 16,504,000 $ 51,899 $ 38,000
Salt Lake, Utah 304 $ 13,265,000 $ 43,634 $ 7,000
Tarrant, Texas 276 $ 15,588,000 $ 56,478 $ 56,000
Fairfax, Virginia 276 $ 25,769,000 $ 93,365 $ 82,000
Los Angeles, California 249 $ 31,540,000 $ 126,666 $ 46,000
Clark, Nevada 245 $ 17,766,000 $ 72,514 $ 51,000
Prince George's, Maryland 244 $ 16,872,000 $ 69,147 $ 39,000
Bernalillo, New Mexico 234 $ 11,422,000 $ 48,811 $ 13,000
Washington, Tennessee 234 $ 18,881,000 $ 80,688 $ 48,000
Multnomah, Oregon 208 $ 11,221,000 $ 53,947 $ 50,000
Rutherford, Tennessee 206 $ 11,026,000 $ 53,524 $ 57,000
El Paso, Colorado 198 $ 9,607,000 $ 48,520 $ 35,000
Pierce, Washington 198 $ 11,416,000 $ 57,656 $ 22,000
Sacramento, California 189 $ 15,774,000 $ 83,460 $ 43,000
Washington, Oregon 188 $ 10,463,000 $ 55,654 $ 25,000
Montgomery, Maryland 186 $ 16,661,000 $ 89,575 $ 65,000
Canyon, Idaho 183 $ 5,538,000 $ 30,262 $ 0
Wilson, Tennessee 178 $ 15,065,000 $ 84,634 $ 67,000
Blount, Tennessee 174 $ 17,581,000 $ 101,040 $ 73,000
Dallas, Texas 172 $ 8,744,000 $ 50,837 $ 0
Riverside, California 168 $ 16,254,000 $ 96,750 $ 29,000
Baltimore, Maryland 166 $ 9,316,000 $ 56,120 $ 3,000
Anne Arundel, Maryland 162 $ 12,957,000 $ 79,981 $ 53,000
Clackamas, Oregon 159 $ 11,399,000 $ 71,691 $ 24,000
Mecklenburg, North Carolina 156 $ 7,235,000 $ 46,378 $ 39,000
Williamson, Tennessee 148 $ 11,525,000 $ 77,871 $ 93,000
Greene, Tennessee 146 $ 8,899,000 $ 60,952 $ 50,000
Harris, Texas 145 $ 7,809,000 $ 53,855 $ 0
Virginia Beach, Virginia 145 $ 9,036,000 $ 62,317 $ 39,000
Lancaster, Pennsylvania 144 $ 5,692,000 $ 39,527 $ 27,000
Prince William, Virginia 135 $ 11,669,000 $ 86,437 $ 75,000
Denton, Texas 134 $ 6,455,000 $ 48,171 $ 29,000
San Bernardino, California 132 $ 10,855,000 $ 82,234 $ 55,000
Fulton, Georgia 132 $ 8,367,000 $ 63,386 $ 229,000
Putnam, Tennessee 130 $ 9,002,000 $ 69,246 $ 70,000
DeSoto, Mississippi 125 $ 9,644,000 $ 77,152 $ 79,000
Sumner, Tennessee 125 $ 8,112,000 $ 64,896 $ 77,000
San Diego, California 119 $ 12,242,000 $ 102,873 $ 33,000
Sedgwick, Kansas 118 $ 3,941,000 $ 33,398 $ 17,000
Orange, California 114 $ 13,630,000 $ 119,561 $ 30,000
Utah, Utah 112 $ 4,752,000 $ 42,428 $ 0
Frederick, Maryland 111 $ 6,746,000 $ 60,774 $ 26,000
Middlesex, Massachusetts 108 $ 10,328,000 $ 95,629 $ 5,000
Douglas, Nebraska 106 $ 3,478,000 $ 32,811 $ 22,000
Bradley, Tennessee 106 $ 11,545,000 $ 108,915 $ 51,000
Travis, Texas 104 $ 5,337,000 $ 51,317 $ 11,000
Bristol, Massachusetts 103 $ 5,642,000 $ 54,776 $ 0
Cobb, Georgia 102 $ 6,351,000 $ 62,264 $ 80,000
Spokane, Washington 100 $ 4,619,000 $ 46,190 $ 0
Dyer, Tennessee 98 $ 5,763,000 $ 58,806 $ 49,000
Gwinnett, Georgia 97 $ 5,306,000 $ 54,701 $ 44,000
Loudoun, Virginia 96 $ 9,586,000 $ 99,854 $ 55,000
Johnson, Kansas 95 $ 6,175,000 $ 65,000 $ 22,000
Jefferson, Colorado 94 $ 5,580,000 $ 59,361 $ 46,000
DeKalb, Georgia 93 $ 5,847,000 $ 62,870 $ 71,000
York, Pennsylvania 93 $ 4,052,000 $ 43,569 $ 0
Hillsborough, New Hampshire 92 $ 5,528,000 $ 60,086 $ 14,000
Wake, North Carolina 91 $ 4,670,000 $ 51,318 $ 15,000
Davis, Utah 91 $ 3,787,000 $ 41,615 $ 34,000
New Castle, Delaware 90 $ 5,737,000 $ 63,744 $ 27,000
Collin, Texas 90 $ 4,949,000 $ 54,988 $ 24,000
Oklahoma, Oklahoma 88 $ 3,268,000 $ 37,136 $ 11,000
Chesapeake, Virginia 88 $ 5,472,000 $ 62,181 $ 32,000
Baltimore City, Maryland 86 $ 3,658,000 $ 42,534 $ 11,000
Douglas, Colorado 85 $ 5,954,000 $ 70,047 $ 22,000
Santa Clara, California 84 $ 9,970,000 $ 118,690 $ 34,000
Lane, Oregon 84 $ 5,397,000 $ 64,250 $ 0
Harford, Maryland 83 $ 5,172,000 $ 62,313 $ 0
Hamblen, Tennessee 82 $ 4,958,000 $ 60,463 $ 46,000
Allegheny, Pennsylvania 81 $ 3,442,000 $ 42,493 $ 37,000
Montgomery, Pennsylvania 80 $ 6,045,000 $ 75,562 $ 43,000
Arapahoe, Colorado 79 $ 4,878,000 $ 61,746 $ 36,000
Rockingham, New Hampshire 78 $ 5,918,000 $ 75,871 $ 20,000
Cook, Illinois 77 $ 5,976,000 $ 77,610 $ 24,000
Pinal, Arizona 76 $ 4,126,000 $ 54,289 $ 19,000
Howard, Maryland 76 $ 7,112,000 $ 93,578 $ 37,000
Providence, Rhode Island 75 $ 4,388,000 $ 58,506 $ 10,000
Jefferson, Tennessee 75 $ 5,175,000 $ 69,000 $ 69,000
Unicoi, Tennessee 75 $ 4,482,000 $ 59,760 $ 67,000
Madison, Tennessee 73 $ 5,147,000 $ 70,506 $ 81,000
Denver, Colorado 72 $ 3,730,000 $ 51,805 $ 0
Orange, Florida 72 $ 5,064,000 $ 70,333 $ 30,000
Marion, Oregon 71 $ 3,440,000 $ 48,450 $ 36,000
Henry, Georgia 69 $ 2,700,000 $ 39,130 $ 0
District of Columbia, District Of Columbia 68 $ 7,926,000 $ 116,558 $ 129,000
Adams, Colorado 67 $ 3,342,000 $ 49,880 $ 0
Hennepin, Minnesota 67 $ 4,768,000 $ 71,164 $ 16,000
Greene, Missouri 67 $ 1,838,000 $ 27,432 $ 20,000
Bannock, Idaho 66 $ 1,558,000 $ 23,606 $ 4,000
St. Mary's, Maryland 66 $ 4,807,000 $ 72,833 $ 14,000
Worcester, Massachusetts 66 $ 4,684,000 $ 70,969 $ 14,000
Jackson, Missouri 66 $ 4,850,000 $ 73,484 $ 22,000
St. Louis, Missouri 66 $ 4,006,000 $ 60,696 $ 22,000
Montgomery, Texas 66 $ 4,204,000 $ 63,696 $ 0
Alameda, California 65 $ 7,831,000 $ 120,476 $ 0
Pima, Arizona 64 $ 4,393,000 $ 68,640 $ 37,000
Solano, California 64 $ 6,552,000 $ 102,375 $ 0
Hillsborough, Florida 59 $ 4,748,000 $ 80,474 $ 44,000
Contra Costa, California 58 $ 7,292,000 $ 125,724 $ 0
St. Charles, Missouri 58 $ 2,499,000 $ 43,086 $ 19,000
Suffolk, New York 58 $ 6,570,000 $ 113,275 $ 61,000
Charles, Maryland 57 $ 3,841,000 $ 67,385 $ 9,000
Washoe, Nevada 57 $ 4,627,000 $ 81,175 $ 9,000
Franklin, Ohio 57 $ 3,104,000 $ 54,456 $ 0
Stafford, Virginia 57 $ 5,252,000 $ 92,140 $ 34,000
Essex, Massachusetts 55 $ 4,299,000 $ 78,163 $ 0
Delaware, Pennsylvania 55 $ 4,078,000 $ 74,145 $ 28,000
Spotsylvania, Virginia 55 $ 3,484,000 $ 63,345 $ 14,000
Hawkins, Tennessee 54 $ 2,794,000 $ 51,740 $ 49,000
Marion, Indiana 53 $ 1,603,000 $ 30,245 $ 0
Washington, Maryland 53 $ 2,936,000 $ 55,396 $ 12,000
Bucks, Pennsylvania 53 $ 4,507,000 $ 85,037 $ 0
Chester, Pennsylvania 53 $ 4,147,000 $ 78,245 $ 22,000
Spartanburg, South Carolina 53 $ 1,826,000 $ 34,452 $ 0
Norfolk, Massachusetts 52 $ 4,244,000 $ 81,615 $ 0
Alexandria, Virginia 52 $ 3,546,000 $ 68,192 $ 17,000
Fayette, Kentucky 51 $ 1,915,000 $ 37,549 $ 0
Tulsa, Oklahoma 51 $ 2,348,000 $ 46,039 $ 24,000
Tipton, Tennessee 51 $ 2,663,000 $ 52,215 $ 63,000
Placer, California 50 $ 5,112,000 $ 102,240 $ 0
Carroll, Maryland 50 $ 3,290,000 $ 65,800 $ 0
Cleveland, Oklahoma 49 $ 1,815,000 $ 37,040 $ 25,000
Kitsap, Washington 49 $ 2,619,000 $ 53,448 $ 8,000
Tate, Mississippi 48 $ 3,282,000 $ 68,375 $ 59,000
Sandoval, New Mexico 48 $ 2,397,000 $ 49,937 $ 12,000
Cherokee, Georgia 47 $ 2,806,000 $ 59,702 $ 38,000
Deschutes, Oregon 47 $ 2,773,000 $ 59,000 $ 13,000
Sarpy, Nebraska 46 $ 1,644,000 $ 35,739 $ 17,000
Thurston, Washington 46 $ 2,231,000 $ 48,500 $ 23,000
Plymouth, Massachusetts 45 $ 3,423,000 $ 76,066 $ 13,000
Jackson, Oregon 45 $ 2,565,000 $ 57,000 $ 19,000
Whatcom, Washington 45 $ 1,791,000 $ 39,800 $ 8,000
Guilford, North Carolina 44 $ 2,256,000 $ 51,272 $ 32,000
Coweta, Georgia 43 $ 1,548,000 $ 36,000 $ 0
Sonoma, California 42 $ 4,533,000 $ 107,928 $ 13,000
Hamilton, Indiana 42 $ 2,117,000 $ 50,404 $ 30,000
Carter, Tennessee 42 $ 1,924,000 $ 45,809 $ 44,000
Polk, Iowa 41 $ 2,551,000 $ 62,219 $ 0
Wayne, Michigan 41 $ 2,175,000 $ 53,048 $ 22,000
Northampton, Pennsylvania 41 $ 2,789,000 $ 68,024 $ 40,000
Sevier, Tennessee 41 $ 2,878,000 $ 70,195 $ 101,000
Arlington, Virginia 41 $ 3,916,000 $ 95,512 $ 50,000
Hartford, Connecticut 40 $ 2,351,000 $ 58,775 $ 38,000
Sussex, Delaware 40 $ 2,901,000 $ 72,525 $ 0
Seminole, Florida 40 $ 2,930,000 $ 73,250 $ 26,000
Fayette, Tennessee 40 $ 2,999,000 $ 74,975 $ 81,000
Boulder, Colorado 39 $ 2,504,000 $ 64,205 $ 16,000
Will, Illinois 39 $ 3,092,000 $ 79,282 $ 26,000
Suffolk, Virginia 38 $ 2,229,000 $ 58,657 $ 51,000
Fresno, California 37 $ 2,988,000 $ 80,756 $ 0
Pinellas, Florida 37 $ 2,644,000 $ 71,459 $ 25,000
Cumberland, Maine 37 $ 2,421,000 $ 65,432 $ 14,000
Union, North Carolina 37 $ 1,730,000 $ 46,756 $ 0
Henrico, Virginia 37 $ 2,134,000 $ 57,675 $ 42,000
Kent, Delaware 36 $ 2,481,000 $ 68,916 $ 0
St. Tammany, Louisiana 36 $ 1,485,000 $ 41,250 $ 0
Clay, Missouri 36 $ 1,916,000 $ 53,222 $ 19,000
Nassau, New York 35 $ 4,497,000 $ 128,485 $ 30,000
Chesterfield, Virginia 35 $ 2,425,000 $ 69,285 $ 43,000
Yolo, California 34 $ 3,318,000 $ 97,588 $ 35,000
Larimer, Colorado 34 $ 1,664,000 $ 48,941 $ 15,000
Honolulu, Hawaii 34 $ 2,688,000 $ 79,058 $ 0
Suffolk, Massachusetts 34 $ 2,225,000 $ 65,441 $ 0
Lehigh, Pennsylvania 34 $ 2,152,000 $ 63,294 $ 24,000
Williamson, Texas 34 $ 1,222,000 $ 35,941 $ 0
Benton, Arkansas 33 $ 1,280,000 $ 38,787 $ 29,000
New Haven, Connecticut 33 $ 2,500,000 $ 75,757 $ 32,000
DuPage, Illinois 33 $ 2,536,000 $ 76,848 $ 70,000
Calvert, Maryland 33 $ 2,714,000 $ 82,242 $ 0
Cuyahoga, Ohio 33 $ 1,552,000 $ 47,030 $ 23,000
Dauphin, Pennsylvania 33 $ 1,299,000 $ 39,363 $ 0
Kent, Rhode Island 33 $ 2,162,000 $ 65,515 $ 0
Catoosa, Georgia 32 $ 3,379,000 $ 105,593 $ 64,000
Forsyth, Georgia 32 $ 2,003,000 $ 62,593 $ 39,000
Oakland, Michigan 32 $ 1,803,000 $ 56,343 $ 20,000
Dakota, Minnesota 32 $ 2,110,000 $ 65,937 $ 0
Santa Fe, New Mexico 32 $ 1,841,000 $ 57,531 $ 0
Cumberland, Pennsylvania 32 $ 1,208,000 $ 37,750 $ 15,000
Philadelphia, Pennsylvania 32 $ 1,988,000 $ 62,125 $ 0
Kern, California 31 $ 2,706,000 $ 87,290 $ 15,000
Palm Beach, Florida 31 $ 4,146,000 $ 133,741 $ 206,000
Worcester, Maryland 31 $ 1,838,000 $ 59,290 $ 15,000
Anoka, Minnesota 31 $ 1,897,000 $ 61,193 $ 0
Morris, New Jersey 31 $ 2,170,000 $ 70,000 $ 48,000
Yamhill, Oregon 31 $ 1,887,000 $ 60,870 $ 15,000
Broward, Florida 30 $ 3,810,000 $ 127,000 $ 82,000
Lee, Florida 30 $ 2,099,000 $ 69,966 $ 16,000
Twin Falls, Idaho 30 $ 830,000 $ 27,666 $ 0
Washtenaw, Michigan 30 $ 2,020,000 $ 67,333 $ 13,000
Essex, New Jersey 30 $ 2,027,000 $ 67,566 $ 25,000
Norfolk, Virginia 30 $ 1,818,000 $ 60,600 $ 3,000
Weld, Colorado 29 $ 1,407,000 $ 48,517 $ 27,000
Hancock, Indiana 29 $ 875,000 $ 30,172 $ 0
Jefferson, Kentucky 29 $ 962,000 $ 33,172 $ 15,000
Bergen, New Jersey 29 $ 3,693,000 $ 127,344 $ 26,000
Orange, New York 29 $ 2,924,000 $ 100,827 $ 40,000
Berks, Pennsylvania 29 $ 1,652,000 $ 56,965 $ 0
Mohave, Arizona 28 $ 1,579,000 $ 56,392 $ 32,000
San Joaquin, California 28 $ 3,097,000 $ 110,607 $ 22,000
San Mateo, California 28 $ 3,834,000 $ 136,928 $ 0
Fort Bend, Texas 28 $ 1,106,000 $ 39,500 $ 0
Culpeper, Virginia 28 $ 1,741,000 $ 62,178 $ 17,000
Ventura, California 27 $ 3,706,000 $ 137,259 $ 9,000
Walker, Georgia 27 $ 3,063,000 $ 113,444 $ 36,000
Hendricks, Indiana 27 $ 926,000 $ 34,296 $ 0
Middlesex, New Jersey 27 $ 2,525,000 $ 93,518 $ 37,000
Westmoreland, Pennsylvania 27 $ 1,373,000 $ 50,851 $ 0
Benton, Washington 27 $ 914,000 $ 33,851 $ 0
Duval, Florida 26 $ 1,406,000 $ 54,076 $ 22,000
Fayette, Georgia 26 $ 1,856,000 $ 71,384 $ 0
Tangipahoa, Louisiana 26 $ 658,000 $ 25,307 $ 15,000
Strafford, New Hampshire 26 $ 1,001,000 $ 38,500 $ 0
Monmouth, New Jersey 26 $ 2,269,000 $ 87,269 $ 50,000
Washington, Pennsylvania 26 $ 1,407,000 $ 54,115 $ 0
Anderson, Tennessee 26 $ 1,741,000 $ 66,961 $ 40,000
Fauquier, Virginia 26 $ 2,418,000 $ 93,000 $ 31,000
Cowlitz, Washington 26 $ 1,409,000 $ 54,192 $ 0
Skagit, Washington 26 $ 1,495,000 $ 57,500 $ 0
El Dorado, California 25 $ 2,143,000 $ 85,720 $ 10,000
Kent, Michigan 25 $ 864,000 $ 34,560 $ 23,000
Jefferson, Missouri 25 $ 1,799,000 $ 71,960 $ 0
Durham, North Carolina 25 $ 812,000 $ 32,480 $ 23,000
Delaware, Ohio 25 $ 1,601,000 $ 64,040 $ 0
Robertson, Tennessee 25 $ 921,000 $ 36,840 $ 60,000
Bexar, Texas 25 $ 1,060,000 $ 42,400 $ 0
Fairfield, Connecticut 24 $ 2,837,000 $ 118,208 $ 34,000
Bonneville, Idaho 24 $ 756,000 $ 31,500 $ 0
Gloucester, New Jersey 24 $ 1,586,000 $ 66,083 $ 21,000
Berkeley, West Virginia 24 $ 1,807,000 $ 75,291 $ 0
York, Maine 23 $ 1,716,000 $ 74,608 $ 0
Buchanan, Missouri 23 $ 852,000 $ 37,043 $ 0
Ocean, New Jersey 23 $ 1,551,000 $ 67,434 $ 31,000
Washington, Rhode Island 23 $ 1,793,000 $ 77,956 $ 57,000
Maury, Tennessee 23 $ 1,860,000 $ 80,869 $ 55,000
Brazoria, Texas 23 $ 814,000 $ 35,391 $ 0
Livingston, Michigan 22 $ 1,320,000 $ 60,000 $ 0
Ramsey, Minnesota 22 $ 1,569,000 $ 71,318 $ 0
Christian, Missouri 22 $ 576,000 $ 26,181 $ 12,000
Flathead, Montana 22 $ 722,000 $ 32,818 $ 0
Cabarrus, North Carolina 22 $ 1,689,000 $ 76,772 $ 19,000
Island, Washington 22 $ 1,379,000 $ 62,681 $ 0
Hall, Georgia 21 $ 1,725,000 $ 82,142 $ 50,000
Elmore, Idaho 21 $ 616,000 $ 29,333 $ 0
Calcasieu, Louisiana 21 $ 706,000 $ 33,619 $ 10,000
Marshall, Mississippi 21 $ 916,000 $ 43,619 $ 50,000
Burlington, New Jersey 21 $ 1,769,000 $ 84,238 $ 30,000
Bristol, Virginia 21 $ 692,000 $ 32,952 $ 46,000
Washington, Virginia 21 $ 1,080,000 $ 51,428 $ 54,000
Santa Cruz, California 20 $ 2,214,000 $ 110,700 $ 21,000
Brevard, Florida 20 $ 1,325,000 $ 66,250 $ 62,000
Paulding, Georgia 20 $ 663,000 $ 33,150 $ 7,000
Merrimack, New Hampshire 20 $ 1,429,000 $ 71,450 $ 10,000
Westchester, New York 20 $ 2,041,000 $ 102,050 $ 62,000
Blair, Pennsylvania 20 $ 871,000 $ 43,550 $ 0
Franklin, Pennsylvania 20 $ 707,000 $ 35,350 $ 23,000
Monroe, Pennsylvania 20 $ 1,214,000 $ 60,700 $ 0
Loudon, Tennessee 20 $ 1,675,000 $ 83,750 $ 64,000
Parker, Texas 20 $ 1,194,000 $ 59,700 $ 16,000
Pulaski, Arkansas 19 $ 908,000 $ 47,789 $ 26,000
Washington, Arkansas 19 $ 702,000 $ 36,947 $ 0
Stanislaus, California 19 $ 1,792,000 $ 94,315 $ 9,000
St. Clair, Illinois 19 $ 570,000 $ 30,000 $ 26,000
Douglas, Kansas 19 $ 1,233,000 $ 64,894 $ 19,000
Barnstable, Massachusetts 19 $ 1,128,000 $ 59,368 $ 26,000
Camden, New Jersey 19 $ 1,232,000 $ 64,842 $ 0
San Juan, New Mexico 19 $ 801,000 $ 42,157 $ 0
Canadian, Oklahoma 19 $ 917,000 $ 48,263 $ 0
Greenville, South Carolina 19 $ 779,000 $ 41,000 $ 0
Dane, Wisconsin 19 $ 807,000 $ 42,473 $ 0
Eagle, Colorado 18 $ 1,400,000 $ 77,777 $ 14,000
La Plata, Colorado 18 $ 794,000 $ 44,111 $ 0
Mesa, Colorado 18 $ 678,000 $ 37,666 $ 3,000
New London, Connecticut 18 $ 1,608,000 $ 89,333 $ 20,000
Kane, Illinois 18 $ 1,262,000 $ 70,111 $ 51,000
Allen, Indiana 18 $ 577,000 $ 32,055 $ 4,000
Dutchess, New York 18 $ 1,792,000 $ 99,555 $ 17,000
Gaston, North Carolina 18 $ 503,000 $ 27,944 $ 0
Butler, Ohio 18 $ 1,023,000 $ 56,833 $ 31,000
Newport, Rhode Island 18 $ 1,331,000 $ 73,944 $ 15,000
York, South Carolina 18 $ 640,000 $ 35,555 $ 70,000
Ellis, Texas 18 $ 608,000 $ 33,777 $ 0
Pasco, Florida 17 $ 970,000 $ 57,058 $ 10,000
Wicomico, Maryland 17 $ 892,000 $ 52,470 $ 0
Scott, Minnesota 17 $ 1,250,000 $ 73,529 $ 0
Wright, Minnesota 17 $ 991,000 $ 58,294 $ 0
Cass, Missouri 17 $ 1,792,000 $ 105,411 $ 18,000
Dona Ana, New Mexico 17 $ 811,000 $ 47,705 $ 0
Luzerne, Pennsylvania 17 $ 846,000 $ 49,764 $ 52,000
Cheatham, Tennessee 17 $ 925,000 $ 54,411 $ 42,000
Wichita, Texas 17 $ 421,000 $ 24,764 $ 0
Hanover, Virginia 17 $ 897,000 $ 52,764 $ 23,000
Butte, California 16 $ 1,250,000 $ 78,125 $ 0
Alachua, Florida 16 $ 638,000 $ 39,875 $ 8,000
Volusia, Florida 16 $ 982,000 $ 61,375 $ 41,000
Genesee, Michigan 16 $ 1,007,000 $ 62,937 $ 28,000
Hudson, New Jersey 16 $ 1,036,000 $ 64,750 $ 80,000
Valencia, New Mexico 16 $ 503,000 $ 31,437 $ 0
Saratoga, New York 16 $ 1,469,000 $ 91,812 $ 0
Hamilton, Ohio 16 $ 922,000 $ 57,625 $ 28,000
Summit, Ohio 16 $ 881,000 $ 55,062 $ 0
Warren, Ohio 16 $ 886,000 $ 55,375 $ 0
Rockwall, Texas 16 $ 796,000 $ 49,750 $ 0
Frederick, Virginia 16 $ 862,000 $ 53,875 $ 0
Coconino, Arizona 15 $ 1,152,000 $ 76,800 $ 26,000
Tulare, California 15 $ 1,142,000 $ 76,133 $ 14,000
Miami-Dade, Florida 15 $ 1,775,000 $ 118,333 $ 0
Clayton, Georgia 15 $ 554,000 $ 36,933 $ 0
Valley, Idaho 15 $ 888,000 $ 59,200 $ 0
Madison, Illinois 15 $ 777,000 $ 51,800 $ 0
Cumberland, North Carolina 15 $ 822,000 $ 54,800 $ 32,000
Linn, Oregon 15 $ 866,000 $ 57,733 $ 0
Butler, Pennsylvania 15 $ 620,000 $ 41,333 $ 0
Cameron, Texas 15 $ 477,000 $ 31,800 $ 0
Comal, Texas 15 $ 977,000 $ 65,133 $ 0
Johnson, Texas 15 $ 365,000 $ 24,333 $ 0
Washington, Utah 15 $ 925,000 $ 61,666 $ 0
Weber, Utah 15 $ 1,021,000 $ 68,066 $ 0
Manassas, Virginia 15 $ 1,740,000 $ 116,000 $ 11,000
Yavapai, Arizona 14 $ 1,204,000 $ 86,000 $ 0
Shawnee, Kansas 14 $ 604,000 $ 43,142 $ 11,000
Queen Anne's, Maryland 14 $ 823,000 $ 58,785 $ 0
Macomb, Michigan 14 $ 793,000 $ 56,642 $ 0
Carver, Minnesota 14 $ 1,359,000 $ 97,071 $ 0
Andrew, Missouri 14 $ 356,000 $ 25,428 $ 17,000
St. Louis City, Missouri 14 $ 575,000 $ 41,071 $ 0
Erie, New York 14 $ 1,057,000 $ 75,500 $ 31,000
Kings, New York 14 $ 1,638,000 $ 117,000 $ 42,000
Josephine, Oregon 14 $ 1,092,000 $ 78,000 $ 0
Franklin, Washington 14 $ 435,000 $ 31,071 $ 0
Jefferson, West Virginia 14 $ 1,074,000 $ 76,714 $ 16,000
Crittenden, Arkansas 13 $ 655,000 $ 50,384 $ 75,000
Middlesex, Connecticut 13 $ 1,125,000 $ 86,538 $ 34,000
Manatee, Florida 13 $ 939,000 $ 72,230 $ 9,000
Sarasota, Florida 13 $ 1,264,000 $ 97,230 $ 0
Dade, Georgia 13 $ 2,542,000 $ 195,538 $ 70,000
Rockdale, Georgia 13 $ 640,000 $ 49,230 $ 0
Lake, Illinois 13 $ 705,000 $ 54,230 $ 0
Clark, Indiana 13 $ 415,000 $ 31,923 $ 23,000
Ascension, Louisiana 13 $ 520,000 $ 40,000 $ 25,000
East Baton Rouge, Louisiana 13 $ 884,000 $ 68,000 $ 0
Washington, Minnesota 13 $ 892,000 $ 68,615 $ 0
Queens, New York 13 $ 1,585,000 $ 121,923 $ 55,000
Beaver, Pennsylvania 13 $ 526,000 $ 40,461 $ 0
Portsmouth, Virginia 13 $ 623,000 $ 47,923 $ 17,000
Waukesha, Wisconsin 13 $ 896,000 $ 68,923 $ 0
Yuma, Arizona 12 $ 737,000 $ 61,416 $ 0
Nevada, California 12 $ 1,061,000 $ 88,416 $ 0
Lake, Florida 12 $ 591,000 $ 49,250 $ 6,000
Polk, Florida 12 $ 735,000 $ 61,250 $ 6,000
St. Lucie, Florida 12 $ 879,000 $ 73,250 $ 25,000
Douglas, Georgia 12 $ 576,000 $ 48,000 $ 0
Bingham, Idaho 12 $ 244,000 $ 20,333 $ 0
McHenry, Illinois 12 $ 481,000 $ 40,083 $ 12,000
Johnson, Indiana 12 $ 745,000 $ 62,083 $ 0
Cecil, Maryland 12 $ 1,038,000 $ 86,500 $ 0
Hinds, Mississippi 12 $ 501,000 $ 41,750 $ 19,000
Rankin, Mississippi 12 $ 657,000 $ 54,750 $ 53,000
Platte, Missouri 12 $ 572,000 $ 47,666 $ 27,000
Yellowstone, Montana 12 $ 448,000 $ 37,333 $ 9,000
Richmond, New York 12 $ 1,278,000 $ 106,500 $ 24,000
Johnston, North Carolina 12 $ 453,000 $ 37,750 $ 0
Benton, Oregon 12 $ 775,000 $ 64,583 $ 0
Douglas, Oregon 12 $ 876,000 $ 73,000 $ 36,000
Horry, South Carolina 12 $ 516,000 $ 43,000 $ 16,000
Kaufman, Texas 12 $ 462,000 $ 38,500 $ 0
Tooele, Utah 12 $ 348,000 $ 29,000 $ 0
Grant, Washington 12 $ 298,000 $ 24,833 $ 0
Mississippi, Arkansas 11 $ 351,000 $ 31,909 $ 71,000
Monterey, California 11 $ 1,709,000 $ 155,363 $ 0
Pueblo, Colorado 11 $ 445,000 $ 40,454 $ 0
Windham, Connecticut 11 $ 589,000 $ 53,545 $ 0
Newton, Georgia 11 $ 468,000 $ 42,545 $ 0
Gem, Idaho 11 $ 546,000 $ 49,636 $ 0
Kootenai, Idaho 11 $ 595,000 $ 54,090 $ 0
Morgan, Indiana 11 $ 404,000 $ 36,727 $ 6,000
Tippecanoe, Indiana 11 $ 283,000 $ 25,727 $ 0
Butler, Kansas 11 $ 538,000 $ 48,909 $ 0
Somerset, New Jersey 11 $ 1,119,000 $ 101,727 $ 0
Union, New Jersey 11 $ 651,000 $ 59,181 $ 38,000
Ulster, New York 11 $ 661,000 $ 60,090 $ 23,000
Beaufort, South Carolina 11 $ 22,058,000 $ 2,005,272 $ 424,000
Gibson, Tennessee 11 $ 783,000 $ 71,181 $ 75,000
Grainger, Tennessee 11 $ 639,000 $ 58,090 $ 28,000
White, Tennessee 11 $ 522,000 $ 47,454 $ 29,000
Galveston, Texas 11 $ 417,000 $ 37,909 $ 0
Wise, Texas 11 $ 544,000 $ 49,454 $ 0
Cache, Utah 11 $ 366,000 $ 33,272 $ 0
Milwaukee, Wisconsin 11 $ 668,000 $ 60,727 $ 0
San Francisco, California 10 $ 1,497,000 $ 149,700 $ 0
Leon, Florida 10 $ 511,000 $ 51,100 $ 18,000
St. Johns, Florida 10 $ 834,000 $ 83,400 $ 48,000
Maui, Hawaii 10 $ 964,000 $ 96,400 $ 0
Lafayette, Louisiana 10 $ 366,000 $ 36,600 $ 0
Talbot, Maryland 10 $ 608,000 $ 60,800 $ 0
Boone, Missouri 10 $ 344,000 $ 34,400 $ 0
Cole, Missouri 10 $ 305,000 $ 30,500 $ 0
Belknap, New Hampshire 10 $ 327,000 $ 32,700 $ 14,000
Mercer, New Jersey 10 $ 753,000 $ 75,300 $ 50,000
Iredell, North Carolina 10 $ 588,000 $ 58,800 $ 2,000
Lake, Ohio 10 $ 318,000 $ 31,800 $ 0
Lucas, Ohio 10 $ 491,000 $ 49,100 $ 10,000
Columbia, Oregon 10 $ 431,000 $ 43,100 $ 0
Erie, Pennsylvania 10 $ 557,000 $ 55,700 $ 10,000
Lackawanna, Pennsylvania 10 $ 463,000 $ 46,300 $ 85,000
Pike, Pennsylvania 10 $ 790,000 $ 79,000 $ 32,000
Charleston, South Carolina 10 $ 1,105,000 $ 110,500 $ 131,000
Roane, Tennessee 10 $ 532,000 $ 53,200 $ 67,000
Hays, Texas 10 $ 344,000 $ 34,400 $ 0
Scott, Virginia 10 $ 477,000 $ 47,700 $ 59,000
Laramie, Wyoming 10 $ 404,000 $ 40,400 $ 0
Tolland, Connecticut 9 $ 483,000 $ 53,666 $ 0
Collier, Florida 9 $ 1,383,000 $ 153,666 $ 42,000
Osceola, Florida 9 $ 951,000 $ 105,666 $ 0
Whitfield, Georgia 9 $ 644,000 $ 71,555 $ 47,000
McCracken, Kentucky 9 $ 351,000 $ 39,000 $ 22,000
Hampden, Massachusetts 9 $ 798,000 $ 88,666 $ 0
Kalamazoo, Michigan 9 $ 763,000 $ 84,777 $ 0
St. Louis, Minnesota 9 $ 560,000 $ 62,222 $ 0
Franklin, Missouri 9 $ 489,000 $ 54,333 $ 12,000
Johnson, Missouri 9 $ 570,000 $ 63,333 $ 13,000
Gallatin, Montana 9 $ 584,000 $ 64,888 $ 15,000
Lewis and Clark, Montana 9 $ 319,000 $ 35,444 $ 0
Missoula, Montana 9 $ 429,000 $ 47,666 $ 0
Sussex, New Jersey 9 $ 610,000 $ 67,777 $ 0
Putnam, New York 9 $ 1,035,000 $ 115,000 $ 0
Forsyth, North Carolina 9 $ 504,000 $ 56,000 $ 0
Clermont, Ohio 9 $ 396,000 $ 44,000 $ 0
Licking, Ohio 9 $ 347,000 $ 38,555 $ 10,000
Stark, Ohio 9 $ 544,000 $ 60,444 $ 0
Polk, Oregon 9 $ 442,000 $ 49,111 $ 0
Adams, Pennsylvania 9 $ 452,000 $ 50,222 $ 0
Lebanon, Pennsylvania 9 $ 343,000 $ 38,111 $ 10,000
Aiken, South Carolina 9 $ 424,000 $ 47,111 $ 0
Cocke, Tennessee 9 $ 270,000 $ 30,000 $ 16,000
Hood, Texas 9 $ 324,000 $ 36,000 $ 0
Hunt, Texas 9 $ 254,000 $ 28,222 $ 0
Chittenden, Vermont 9 $ 676,000 $ 75,111 $ 0
Warren, Virginia 9 $ 707,000 $ 78,555 $ 0
Polk, Arkansas 8 $ 194,000 $ 24,250 $ 0
Mono, California 8 $ 540,000 $ 67,500 $ 0
Santa Barbara, California 8 $ 1,229,000 $ 153,625 $ 0
Elbert, Colorado 8 $ 589,000 $ 73,625 $ 31,000
Bay, Florida 8 $ 637,000 $ 79,625 $ 59,000
Muscogee, Georgia 8 $ 510,000 $ 63,750 $ 0
Blaine, Idaho 8 $ 613,000 $ 76,625 $ 0
Madison, Indiana 8 $ 217,000 $ 27,125 $ 0
Wyandotte, Kansas 8 $ 418,000 $ 52,250 $ 0
Androscoggin, Maine 8 $ 424,000 $ 53,000 $ 0
Lenawee, Michigan 8 $ 364,000 $ 45,500 $ 0
Monroe, Michigan 8 $ 549,000 $ 68,625 $ 0
Sherburne, Minnesota 8 $ 709,000 $ 88,625 $ 11,000
Lee, Mississippi 8 $ 295,000 $ 36,875 $ 8,000
Panola, Mississippi 8 $ 336,000 $ 42,000 $ 39,000
Osage, Missouri 8 $ 146,000 $ 18,250 $ 0
Lancaster, Nebraska 8 $ 418,000 $ 52,250 $ 20,000
Nye, Nevada 8 $ 409,000 $ 51,125 $ 0
Warren, New Jersey 8 $ 700,000 $ 87,500 $ 0
New Hanover, North Carolina 8 $ 1,123,000 $ 140,375 $ 68,000
Fairfield, Ohio 8 $ 453,000 $ 56,625 $ 18,000
Lycoming, Pennsylvania 8 $ 279,000 $ 34,875 $ 6,000
Crockett, Tennessee 8 $ 298,000 $ 37,250 $ 49,000
Marion, Tennessee 8 $ 1,946,000 $ 243,250 $ 135,000
Monroe, Tennessee 8 $ 418,000 $ 52,250 $ 78,000
Montgomery, Tennessee 8 $ 343,000 $ 42,875 $ 18,000
Bastrop, Texas 8 $ 376,000 $ 47,000 $ 0
James City, Virginia 8 $ 594,000 $ 74,250 $ 0
Newport News, Virginia 8 $ 507,000 $ 63,375 $ 0
Orange, Virginia 8 $ 304,000 $ 38,000 $ 0
Mason, Washington 8 $ 307,000 $ 38,375 $ 0
Yakima, Washington 8 $ 396,000 $ 49,500 $ 0
Shasta, California 7 $ 647,000 $ 92,428 $ 0
Sutter, California 7 $ 574,000 $ 82,000 $ 0
Teller, Colorado 7 $ 445,000 $ 63,571 $ 0
Litchfield, Connecticut 7 $ 519,000 $ 74,142 $ 0
Hernando, Florida 7 $ 265,000 $ 37,857 $ 5,000
Carroll, Georgia 7 $ 300,000 $ 42,857 $ 23,000
Columbia, Georgia 7 $ 293,000 $ 41,857 $ 0
Houston, Georgia 7 $ 323,000 $ 46,142 $ 24,000
Walton, Georgia 7 $ 293,000 $ 41,857 $ 23,000
Caribou, Idaho 7 $ 114,000 $ 16,285 $ 0
Kendall, Illinois 7 $ 310,000 $ 44,285 $ 29,000
Floyd, Indiana 7 $ 236,000 $ 33,714 $ 13,000
Lake, Indiana 7 $ 362,000 $ 51,714 $ 0
Dallas, Iowa 7 $ 373,000 $ 53,285 $ 0
Warren, Iowa 7 $ 270,000 $ 38,571 $ 0
Kenton, Kentucky 7 $ 367,000 $ 52,428 $ 0
Penobscot, Maine 7 $ 388,000 $ 55,428 $ 0
Harrison, Mississippi 7 $ 414,000 $ 59,142 $ 0
Lafayette, Mississippi 7 $ 401,000 $ 57,285 $ 73,000
Madison, Mississippi 7 $ 474,000 $ 67,714 $ 0
Passaic, New Jersey 7 $ 332,000 $ 47,428 $ 30,000
Page:

Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,891 $1,094,052,000 $76,820 $2,400,000 $15,000 $7,400,000
Home Purchase 12,638 $667,238,000 $47,469 $15,000,000 $11,204 $8,000,000
Home Improvement 1,442 $77,493,000 $57,437 $2,000,000 $45,875 $733,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 21,837 $1,372,565,000 $61,260 $15,000,000 $0 $137,000
White 3,518 $285,672,000 $72,829 $3,000,000 $98,510 $8,000,000
Not Provided 1,654 $123,154,000 $83,714 $1,330,000 $89,214 $1,426,000
Black or African American 711 $38,162,000 $51,875 $740,000 $74,375 $486,000
Hispanic 128 $7,805,000 $54,823 $297,000 $78,352 $606,000
Asian 81 $8,887,000 $77,166 $960,000 $119,250 $560,000
American Indian or Alaskan Native 38 $2,426,000 $51,600 $312,000 $71,800 $204,000
Native Hawaiian or Other Pacific Islander 4 $112,000 $28,000 $42,000 $106,000 $132,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,971 $1,838,783,000 $63,240 $15,000,000 $18,980 $8,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 21,763 $1,337,842,000 $58,460 $850,000 $0 $137,000
Loan Originated 3,760 $337,572,000 $142,900 $15,000,000 $124,775 $8,000,000
Application Denied By Financial Institution 1,408 $81,911,000 $44,822 $800,000 $70,177 $887,000
Application Approved But Not Accepted 684 $55,669,000 $86,625 $2,100,000 $93,531 $1,000,000
Application Withdrawn By Applicant 356 $25,789,000 $55,607 $900,000 $98,035 $800,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 910 $51,138,000 $42,976 $800,000 $71,116 $887,000
Debt-To-Income Ratio 277 $17,660,000 $59,689 $420,000 $62,758 $235,000
Collateral 144 $8,451,000 $52,666 $573,000 $83,533 $271,000
Unverifiable Information 43 $2,295,000 $51,764 $170,000 $92,647 $425,000
Other 34 $2,367,000 $57,133 $342,000 $75,800 $299,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Tennessee Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List