First Horizon Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Horizon Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5Th Floor Memphis, TN 38101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 19,012 |
| Total Mortgage Loan Application Amount | $6,850,540,000 |
| Average Mortgage Loan Application Amount | $298,833 |
| Highest Mortgage Loan Application Amount | $50,005,000 |
| Average Applicant Income | $188,666 |
| Highest Applicant Income | $8,478,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Horizon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Horizon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Horizon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Horizon Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Horizon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Horizon Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,256 | $ 751,920,000 | $ 333,000 | $ 210,000 |
| NA (OUTSIDE OF MSA/MD) | 1,651 | $ 488,835,000 | $ 542,037 | $ 519,000 |
| MEMPHIS, TN-MS-AR | 1,435 | $ 310,985,000 | $ 173,666 | $ 123,666 |
| KNOXVILLE, TN | 997 | $ 248,985,000 | $ 249,000 | $ 179,000 |
| NEW ORLEANS-METAIRIE, LA | 863 | $ 291,825,000 | $ 338,000 | $ 253,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 720 | $ 352,850,000 | $ 490,000 | $ 328,000 |
| DALLAS-PLANO-IRVING, TX | 600 | $ 375,320,000 | $ 625,000 | $ 342,000 |
| LAFAYETTE, LA | 565 | $ 88,355,000 | $ 156,000 | $ 140,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 557 | $ 313,085,000 | $ 562,000 | $ 290,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 533 | $ 126,625,000 | $ 237,000 | $ 144,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 514 | $ 341,210,000 | $ 663,000 | $ 418,000 |
| CHATTANOOGA, TN-GA | 501 | $ 117,455,000 | $ 220,500 | $ 161,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 458 | $ 250,170,000 | $ 546,000 | $ 320,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 426 | $ 139,780,000 | $ 308,500 | $ 263,000 |
| WINSTON-SALEM, NC | 368 | $ 48,820,000 | $ 132,000 | $ 155,000 |
| BATON ROUGE, LA | 353 | $ 95,595,000 | $ 270,000 | $ 294,000 |
| BIRMINGHAM-HOOVER, AL | 335 | $ 91,005,000 | $ 271,000 | $ 173,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 326 | $ 131,060,000 | $ 402,000 | $ 258,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 304 | $ 192,800,000 | $ 634,000 | $ 359,000 |
| DURHAM-CHAPEL HILL, NC | 272 | $ 51,120,000 | $ 187,000 | $ 119,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 241 | $ 69,075,000 | $ 286,000 | $ 163,000 |
| LAKE CHARLES, LA | 233 | $ 35,815,000 | $ 153,000 | $ 136,000 |
| JOHNSON CITY, TN | 226 | $ 54,120,000 | $ 239,000 | $ 176,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 221 | $ 121,995,000 | $ 552,000 | $ 371,000 |
| HICKORY-LENOIR-MORGANTON, NC | 200 | $ 26,650,000 | $ 133,000 | $ 141,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 193 | $ 40,795,000 | $ 218,500 | $ 155,500 |
| CAPE CORAL-FORT MYERS, FL | 189 | $ 51,095,000 | $ 270,000 | $ 184,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 188 | $ 71,260,000 | $ 379,000 | $ 245,000 |
| ST. LOUIS, MO-IL | 164 | $ 42,240,000 | $ 273,500 | $ 121,000 |
| RALEIGH, NC | 157 | $ 58,455,000 | $ 372,000 | $ 238,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 144 | $ 99,690,000 | $ 692,000 | $ 367,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 136 | $ 200,440,000 | $ 1,412,000 | $ 482,000 |
| GREENSBORO-HIGH POINT, NC | 123 | $ 21,025,000 | $ 170,000 | $ 123,000 |
| JACKSONVILLE, FL | 123 | $ 73,535,000 | $ 597,000 | $ 433,000 |
| MORRISTOWN, TN | 120 | $ 19,190,000 | $ 159,000 | $ 124,000 |
| JACKSON, MS | 112 | $ 37,310,000 | $ 333,000 | $ 182,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 107 | $ 29,585,000 | $ 276,000 | $ 157,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 102 | $ 48,710,000 | $ 477,000 | $ 347,000 |
| FORT WORTH-ARLINGTON, TX | 98 | $ 59,330,000 | $ 605,000 | $ 299,000 |
| JONESBORO, AR | 85 | $ 14,005,000 | $ 164,000 | $ 150,000 |
| CLEVELAND, TN | 81 | $ 10,735,000 | $ 132,000 | $ 96,000 |
| ASHEVILLE, NC | 76 | $ 23,880,000 | $ 314,000 | $ 233,000 |
| JACKSON, TN | 73 | $ 9,275,000 | $ 127,000 | $ 135,000 |
| MOBILE, AL | 73 | $ 26,215,000 | $ 359,000 | $ 329,000 |
| AUSTIN-ROUND ROCK, TX | 72 | $ 77,250,000 | $ 1,072,000 | $ 655,000 |
| MONROE, LA | 71 | $ 11,245,000 | $ 158,000 | $ 115,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 63 | $ 31,245,000 | $ 495,000 | $ 303,000 |
| HUNTSVILLE, AL | 62 | $ 21,330,000 | $ 344,000 | $ 207,000 |
| COLUMBIA, SC | 61 | $ 16,375,000 | $ 268,000 | $ 190,000 |
| FAYETTEVILLE, NC | 54 | $ 12,330,000 | $ 228,000 | $ 164,000 |
| PORT ST. LUCIE, FL | 54 | $ 30,920,000 | $ 572,000 | $ 324,000 |
| HOUMA-THIBODAUX, LA | 52 | $ 8,690,000 | $ 167,000 | $ 148,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 49 | $ 59,365,000 | $ 1,211,000 | $ 573,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 43 | $ 22,755,000 | $ 529,000 | $ 285,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 42 | $ 32,900,000 | $ 783,000 | $ 373,000 |
| BURLINGTON, NC | 41 | $ 4,705,000 | $ 114,000 | $ 79,000 |
| SPARTANBURG, SC | 40 | $ 8,390,000 | $ 209,000 | $ 107,000 |
| ROANOKE, VA | 37 | $ 5,805,000 | $ 156,000 | $ 94,000 |
| CLARKSVILLE, TN-KY | 36 | $ 5,060,000 | $ 103,500 | $ 125,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 28 | $ 29,550,000 | $ 1,055,000 | $ 671,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 26 | $ 22,430,000 | $ 788,000 | $ 734,500 |
| SHREVEPORT-BOSSIER CITY, LA | 23 | $ 6,645,000 | $ 288,000 | $ 167,000 |
| GAINESVILLE, FL | 21 | $ 14,925,000 | $ 710,000 | $ 296,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 21 | $ 13,175,000 | $ 627,000 | $ 406,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 20 | $ 20,900,000 | $ 1,045,000 | $ 419,000 |
| NEW YORK-NEWARK, NY | 19 | $ 18,875,000 | $ 789,000 | $ 407,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 18 | $ 6,780,000 | $ 386,500 | $ 292,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 18 | $ 7,650,000 | $ 425,000 | $ 262,000 |
| OCALA, FL | 14 | $ 4,680,000 | $ 334,000 | $ 187,000 |
| WILMINGTON, NC | 14 | $ 14,440,000 | $ 1,031,000 | $ 612,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 13 | $ 10,155,000 | $ 781,000 | $ 548,000 |
| LAKELAND-WINTER HAVEN, FL | 13 | $ 5,995,000 | $ 461,000 | $ 283,000 |
| PANAMA CITY, FL | 13 | $ 6,775,000 | $ 521,000 | $ 329,000 |
| CHICAGO-NAPERVILLE, IL | 12 | $ 6,050,000 | $ 504,000 | $ 453,000 |
| GREENVILLE, NC | 12 | $ 4,230,000 | $ 352,000 | $ 195,000 |
| NEWARK, NJ-PA | 12 | $ 14,050,000 | $ 1,170,000 | $ 943,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 12 | $ 4,870,000 | $ 405,000 | $ 177,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 11 | $ 3,245,000 | $ 295,000 | $ 266,000 |
| HAMMOND, LA | 11 | $ 2,415,000 | $ 219,000 | $ 132,000 |
| MONTGOMERY, AL | 11 | $ 4,475,000 | $ 406,000 | $ 248,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 11 | $ 5,585,000 | $ 507,000 | $ 391,000 |
| TUSCALOOSA, AL | 11 | $ 4,695,000 | $ 426,000 | $ 211,000 |
| HOT SPRINGS, AR | 10 | $ 2,150,000 | $ 215,000 | $ 105,000 |
| RICHMOND, VA | 10 | $ 56,040,000 | $ 5,604,000 | $ 316,000 |
| SAVANNAH, GA | 10 | $ 3,090,000 | $ 309,000 | $ 215,000 |
| SHERMAN-DENISON, TX | 10 | $ 4,840,000 | $ 484,000 | $ 208,000 |
| TYLER, TX | 10 | $ 5,670,000 | $ 567,000 | $ 396,000 |
| DECATUR, AL | 9 | $ 1,955,000 | $ 217,000 | $ 173,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 9 | $ 8,155,000 | $ 906,000 | $ 702,000 |
| PUNTA GORDA, FL | 9 | $ 1,885,000 | $ 209,000 | $ 119,000 |
| BRUNSWICK, GA | 8 | $ 7,670,000 | $ 958,000 | $ 454,000 |
| GAINESVILLE, GA | 8 | $ 2,080,000 | $ 260,000 | $ 244,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 6,940,000 | $ 867,000 | $ 325,000 |
| TALLAHASSEE, FL | 8 | $ 2,880,000 | $ 360,000 | $ 194,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 1,615,000 | $ 230,000 | $ 128,000 |
| KILLEEN-TEMPLE, TX | 7 | $ 2,605,000 | $ 372,000 | $ 241,000 |
| LYNCHBURG, VA | 7 | $ 2,255,000 | $ 322,000 | $ 157,000 |
| CINCINNATI, OH-KY-IN | 6 | $ 3,950,000 | $ 745,000 | $ 301,500 |
| DALTON, GA | 6 | $ 1,400,000 | $ 233,000 | $ 411,000 |
| EL PASO, TX | 6 | $ 2,480,000 | $ 413,000 | $ 438,000 |
| HATTIESBURG, MS | 6 | $ 1,940,000 | $ 323,000 | $ 426,000 |
| WACO, TX | 6 | $ 2,290,000 | $ 381,000 | $ 180,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 1,025,000 | $ 195,500 | $ 91,500 |
| CLEVELAND-ELYRIA, OH | 5 | $ 545,000 | $ 109,000 | $ 101,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 2,715,000 | $ 543,000 | $ 464,000 |
| HINESVILLE, GA | 5 | $ 715,000 | $ 143,000 | $ 106,000 |
| KANSAS CITY, MO-KS | 5 | $ 2,505,000 | $ 500,000 | $ 270,500 |
| LAREDO, TX | 5 | $ 1,815,000 | $ 363,000 | $ 189,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 5 | $ 4,415,000 | $ 883,000 | $ 527,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 6,055,000 | $ 1,211,000 | $ 738,000 |
| THE VILLAGES, FL | 5 | $ 1,155,000 | $ 231,000 | $ 84,000 |
| AUBURN-OPELIKA, AL | 4 | $ 1,880,000 | $ 470,000 | $ 491,000 |
| LONGVIEW, TX | 4 | $ 2,080,000 | $ 520,000 | $ 302,000 |
| PHILADELPHIA, PA | 4 | $ 870,000 | $ 217,000 | $ 296,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4 | $ 1,950,000 | $ 487,000 | $ 262,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 255,000 | $ 85,000 | $ 135,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3 | $ 1,075,000 | $ 358,000 | $ 216,000 |
| BOWLING GREEN, KY | 3 | $ 1,325,000 | $ 441,000 | $ 554,000 |
| CAMDEN, NJ | 3 | $ 2,285,000 | $ 761,000 | $ 328,000 |
| CORPUS CHRISTI, TX | 3 | $ 1,895,000 | $ 631,000 | $ 438,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 2,475,000 | $ 825,000 | $ 264,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 1,005,000 | $ 335,000 | $ 121,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 405,000 | $ 135,000 | $ 108,000 |
| LANCASTER, PA | 3 | $ 1,095,000 | $ 365,000 | $ 254,000 |
| LUBBOCK, TX | 3 | $ 2,035,000 | $ 678,000 | $ 325,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 1,465,000 | $ 488,000 | $ 302,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3 | $ 1,405,000 | $ 468,000 | $ 157,000 |
| OKLAHOMA CITY, OK | 3 | $ 1,365,000 | $ 455,000 | $ 326,000 |
| PITTSBURGH, PA | 3 | $ 885,000 | $ 295,000 | $ 146,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3 | $ 1,235,000 | $ 411,000 | $ 143,000 |
| ROME, GA | 3 | $ 615,000 | $ 205,000 | $ 152,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 1,285,000 | $ 428,000 | $ 132,000 |
| TULSA, OK | 3 | $ 705,000 | $ 235,000 | $ 102,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3 | $ 1,495,000 | $ 498,000 | $ 369,000 |
| ALBANY, OR | 2 | $ 970,000 | $ 485,000 | $ 290,000 |
| ALBUQUERQUE, NM | 2 | $ 910,000 | $ 455,000 | $ 139,000 |
| AMARILLO, TX | 2 | $ 1,930,000 | $ 965,000 | $ 436,000 |
| BARNSTABLE TOWN, MA | 2 | $ 5,080,000 | $ 2,540,000 | $ 5,451,000 |
| BOISE CITY, ID | 2 | $ 910,000 | $ 455,000 | $ 178,000 |
| BOULDER, CO | 2 | $ 1,260,000 | $ 630,000 | $ 463,000 |
| CHARLESTON, WV | 2 | $ 730,000 | $ 365,000 | $ 290,000 |
| CHARLOTTESVILLE, VA | 2 | $ 1,240,000 | $ 620,000 | $ 249,000 |
| COLUMBUS, OH | 2 | $ 710,000 | $ 355,000 | $ 125,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| FORT SMITH, AR-OK | 2 | $ 500,000 | $ 250,000 | $ 79,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 1,290,000 | $ 645,000 | $ 270,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 690,000 | $ 345,000 | $ 100,000 |
| JACKSONVILLE, NC | 2 | $ 550,000 | $ 275,000 | $ 51,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 1,450,000 | $ 725,000 | $ 323,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 520,000 | $ 260,000 | $ 178,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 1,970,000 | $ 985,000 | $ 350,000 |
| PINE BLUFF, AR | 2 | $ 490,000 | $ 245,000 | $ 156,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 860,000 | $ 430,000 | $ 136,000 |
| READING, PA | 2 | $ 820,000 | $ 410,000 | $ 1,679,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 930,000 | $ 465,000 | $ 380,500 |
| SPRINGFIELD, MO | 2 | $ 270,000 | $ 135,000 | $ 99,000 |
| SYRACUSE, NY | 2 | $ 1,390,000 | $ 695,000 | $ 447,000 |
| VICTORIA, TX | 2 | $ 820,000 | $ 410,000 | $ 375,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 560,000 | $ 280,000 | $ 495,000 |
| WINCHESTER, VA-WV | 2 | $ 1,500,000 | $ 750,000 | $ 482,000 |
| ALBANY, GA | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| BILLINGS, MT | 1 | $ 255,000 | $ 255,000 | $ 0 |
| BOSTON, MA | 1 | $ 195,000 | $ 195,000 | $ 300,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| ELGIN, IL | 1 | $ 635,000 | $ 635,000 | $ 600,000 |
| ENID, OK | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| EVANSVILLE, IN-KY | 1 | $ 525,000 | $ 525,000 | $ 300,000 |
| GADSDEN, AL | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| JEFFERSON CITY, MO | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| JOPLIN, MO | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| KINGSTON, NY | 1 | $ 775,000 | $ 775,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 235,000 | $ 235,000 | $ 373,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 295,000 | $ 295,000 | $ 275,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 405,000 | $ 405,000 | $ 254,000 |
| MORGANTOWN, WV | 1 | $ 185,000 | $ 185,000 | $ 267,000 |
| NEW BERN, NC | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 615,000 | $ 615,000 | $ 184,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 455,000 | $ 455,000 | $ 156,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| RACINE, WI | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| RAPID CITY, SD | 1 | $ 805,000 | $ 805,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| ROCHESTER, NY | 1 | $ 75,000 | $ 75,000 | $ 288,000 |
| SALT LAKE CITY, UT | 1 | $ 425,000 | $ 425,000 | $ 112,000 |
| SAN ANGELO, TX | 1 | $ 525,000 | $ 525,000 | $ 328,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,534,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 1,085,000 | $ 1,085,000 | $ 380,000 |
| SEBRING, FL | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| SPRINGFIELD, OH | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 505,000 | $ 505,000 | $ 95,000 |
| TRENTON, NJ | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| VALDOSTA, GA | 1 | $ 415,000 | $ 415,000 | $ 400,000 |
| WARNER ROBINS, GA | 1 | $ 355,000 | $ 355,000 | $ 214,000 |
| WENATCHEE, WA | 1 | $ 615,000 | $ 615,000 | $ 188,000 |
| YAKIMA, WA | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,643 | $4,246,545,000 | $555,000 | $50,005,000 | $263,000 | $8,478,000 |
| Home Improvement | 4,900 | $799,380,000 | $163,000 | $5,505,000 | $193,000 | $7,165,000 |
| Refinancing | 3,919 | $1,040,605,000 | $265,000 | $10,005,000 | $210,000 | $5,602,000 |
| Other Purpose | 1,868 | $520,970,000 | $278,000 | $12,005,000 | $259,000 | $8,261,000 |
| Cash-out Refinancing | 678 | $242,340,000 | $357,000 | $9,605,000 | $150,000 | $4,576,000 |
| Not Applicable | 4 | $700,000 | $175,000 | $325,000 | $57,000 | $88,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,059 | $4,426,495,000 | $338,000 | $12,005,000 | $226,000 | $8,478,000 |
| Not Provided | 1,833 | $814,815,000 | $444,000 | $9,375,000 | $317,000 | $8,261,000 |
| Black or African American | 1,770 | $401,520,000 | $226,000 | $3,005,000 | $131,000 | $4,613,000 |
| Hispanic | 1,285 | $556,585,000 | $433,000 | $10,005,000 | $241,000 | $5,500,000 |
| Asian | 832 | $481,500,000 | $578,000 | $2,945,000 | $288,000 | $1,928,000 |
| American Indian or Alaskan Native | 65 | $18,785,000 | $289,000 | $1,165,000 | $198,000 | $901,000 |
| Not applicable | 35 | $89,825,000 | $2,566,000 | $50,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,520,000 | $226,000 | $1,005,000 | $191,000 | $800,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,799 | $6,533,245,000 | $367,000 | $50,005,000 | $239,000 | $8,478,000 |
| FHA-insured (Federal Housing Administration) | 888 | $223,710,000 | $251,000 | $805,000 | $81,000 | $458,000 |
| VA-guaranteed (Veterans Administration) | 264 | $82,260,000 | $311,000 | $1,225,000 | $98,000 | $407,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 61 | $11,325,000 | $185,000 | $345,000 | $70,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,132 | $4,500,770,000 | $404,000 | $50,005,000 | $271,000 | $7,165,000 |
| Application Denied By Financial Institution | 4,825 | $1,037,025,000 | $214,000 | $12,005,000 | $134,000 | $6,264,000 |
| Application Withdrawn By Applicant | 1,669 | $948,415,000 | $568,000 | $9,995,000 | $293,000 | $8,478,000 |
| Loan Purchased By The Institution | 836 | $180,850,000 | $216,000 | $615,000 | $68,000 | $2,251,000 |
| Application Approved But Not Accepted | 423 | $105,315,000 | $248,000 | $6,335,000 | $307,000 | $6,623,000 |
| File Closed For Incompleteness | 127 | $78,165,000 | $615,000 | $3,505,000 | $291,000 | $2,463,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,187 | $5,813,515,000 | $409,000 | $50,005,000 | $262,000 | $8,478,000 |
| Debt-To-Income Ratio | 2,890 | $672,640,000 | $232,000 | $7,005,000 | $101,000 | $1,875,000 |
| Credit History | 1,085 | $125,785,000 | $115,000 | $4,005,000 | $139,000 | $5,939,000 |
| Collateral | 499 | $104,355,000 | $209,000 | $3,005,000 | $242,000 | $4,613,000 |
| Unverifiable Information | 186 | $28,640,000 | $153,000 | $1,085,000 | $230,000 | $6,264,000 |
| Other | 105 | $55,945,000 | $532,000 | $9,605,000 | $296,000 | $2,964,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $30,710,000 | $1,395,000 | $12,005,000 | $311,000 | $1,509,000 |
| Credit Application Incomplete | 20 | $13,290,000 | $664,000 | $2,305,000 | $236,000 | $646,000 |
| Employment History | 18 | $5,660,000 | $314,000 | $1,475,000 | $148,000 | $550,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.