First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First United Bank And Trust Company 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 10,742 |
| Total Mortgage Loan Application Amount | $3,807,420,000 |
| Average Mortgage Loan Application Amount | $254,800 |
| Highest Mortgage Loan Application Amount | $61,005,000 |
| Average Applicant Income | $167,600 |
| Highest Applicant Income | $6,677,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 926 | $ 258,590,000 | $ 279,000 | $ 127,000 |
| Cleveland County Oklahoma | 742 | $ 158,370,000 | $ 213,000 | $ 137,000 |
| Tulsa County Oklahoma | 646 | $ 172,450,000 | $ 266,000 | $ 127,000 |
| Travis County Texas | 621 | $ 491,225,000 | $ 791,000 | $ 385,000 |
| Dallas County Texas | 590 | $ 298,710,000 | $ 506,000 | $ 261,000 |
| Tarrant County Texas | 527 | $ 262,175,000 | $ 497,000 | $ 203,000 |
| Bryan County Oklahoma | 417 | $ 68,195,000 | $ 163,000 | $ 107,000 |
| Grayson County Texas | 417 | $ 96,155,000 | $ 230,000 | $ 139,000 |
| Pottawatomie County Oklahoma | 416 | $ 68,470,000 | $ 164,000 | $ 99,000 |
| Denton County Texas | 400 | $ 187,580,000 | $ 468,000 | $ 230,000 |
| Collin County Texas | 369 | $ 258,475,000 | $ 700,000 | $ 243,000 |
| Canadian County Oklahoma | 330 | $ 86,880,000 | $ 263,000 | $ 143,000 |
| Comanche County Oklahoma | 288 | $ 56,330,000 | $ 195,000 | $ 93,000 |
| Harris County Texas | 222 | $ 115,980,000 | $ 522,000 | $ 260,000 |
| McClain County Oklahoma | 190 | $ 46,540,000 | $ 244,000 | $ 211,000 |
| Bexar County Texas | 164 | $ 70,090,000 | $ 427,000 | $ 246,000 |
| Pontotoc County Oklahoma | 159 | $ 26,595,000 | $ 167,000 | $ 122,000 |
| Rogers County Oklahoma | 153 | $ 43,925,000 | $ 287,000 | $ 159,000 |
| Parker County Texas | 153 | $ 59,155,000 | $ 386,000 | $ 198,000 |
| Marshall County Oklahoma | 138 | $ 25,910,000 | $ 187,000 | $ 127,000 |
| Williamson County Texas | 124 | $ 91,580,000 | $ 738,000 | $ 229,000 |
| Creek County Oklahoma | 108 | $ 20,300,000 | $ 187,000 | $ 109,000 |
| Garvin County Oklahoma | 104 | $ 14,160,000 | $ 136,000 | $ 137,000 |
| Fannin County Texas | 103 | $ 19,125,000 | $ 185,000 | $ 102,000 |
| Montgomery County Texas | 98 | $ 44,480,000 | $ 453,000 | $ 241,000 |
| Seminole County Oklahoma | 95 | $ 12,675,000 | $ 133,000 | $ 86,000 |
| Wagoner County Oklahoma | 86 | $ 25,990,000 | $ 302,000 | $ 137,000 |
| Grady County Oklahoma | 83 | $ 16,905,000 | $ 203,000 | $ 104,000 |
| Burnet County Texas | 82 | $ 32,540,000 | $ 396,000 | $ 201,000 |
| Carter County Oklahoma | 74 | $ 14,340,000 | $ 193,000 | $ 112,000 |
| Logan County Oklahoma | 71 | $ 18,745,000 | $ 264,000 | $ 126,000 |
| Hays County Texas | 66 | $ 39,380,000 | $ 596,000 | $ 317,000 |
| Pittsburg County Oklahoma | 63 | $ 10,625,000 | $ 168,000 | $ 117,000 |
| Wise County Texas | 63 | $ 23,105,000 | $ 366,000 | $ 156,000 |
| Rockwall County Texas | 59 | $ 29,365,000 | $ 497,000 | $ 209,000 |
| Lincoln County Oklahoma | 54 | $ 12,790,000 | $ 236,000 | $ 112,000 |
| Johnson County Texas | 54 | $ 20,850,000 | $ 386,000 | $ 174,000 |
| Llano County Texas | 54 | $ 20,830,000 | $ 385,000 | $ 201,000 |
| Cooke County Texas | 53 | $ 14,115,000 | $ 266,000 | $ 167,000 |
| Comal County Texas | 49 | $ 27,505,000 | $ 561,000 | $ 315,000 |
| Hughes County Oklahoma | 48 | $ 6,550,000 | $ 136,000 | $ 126,000 |
| Guadalupe County Texas | 46 | $ 11,770,000 | $ 255,000 | $ 144,000 |
| Bell County Texas | 45 | $ 11,805,000 | $ 262,000 | $ 155,000 |
| Murray County Oklahoma | 41 | $ 6,605,000 | $ 161,000 | $ 135,000 |
| Hunt County Texas | 41 | $ 17,595,000 | $ 429,000 | $ 174,000 |
| Osage County Oklahoma | 40 | $ 10,370,000 | $ 259,000 | $ 117,000 |
| Ellis County Texas | 38 | $ 14,240,000 | $ 374,000 | $ 189,000 |
| Johnston County Oklahoma | 37 | $ 4,085,000 | $ 110,000 | $ 126,000 |
| Gillespie County Texas | 37 | $ 14,375,000 | $ 388,000 | $ 202,000 |
| Choctaw County Oklahoma | 31 | $ 3,125,000 | $ 100,000 | $ 72,000 |
| Fort Bend County Texas | 27 | $ 13,745,000 | $ 509,000 | $ 230,000 |
| Muskogee County Oklahoma | 24 | $ 5,390,000 | $ 224,000 | $ 86,000 |
| Kaufman County Texas | 24 | $ 6,810,000 | $ 283,000 | $ 150,000 |
| Mayes County Oklahoma | 22 | $ 5,500,000 | $ 250,000 | $ 105,000 |
| Payne County Oklahoma | 21 | $ 4,735,000 | $ 225,000 | $ 155,000 |
| Hood County Texas | 20 | $ 6,080,000 | $ 304,000 | $ 144,000 |
| McIntosh County Oklahoma | 18 | $ 4,450,000 | $ 247,000 | $ 128,000 |
| Okmulgee County Oklahoma | 18 | $ 4,500,000 | $ 250,000 | $ 145,000 |
| Stephens County Oklahoma | 18 | $ 3,660,000 | $ 203,000 | $ 94,000 |
| Atoka County Oklahoma | 17 | $ 2,725,000 | $ 160,000 | $ 94,000 |
| Love County Oklahoma | 16 | $ 4,180,000 | $ 261,000 | $ 80,000 |
| Galveston County Texas | 16 | $ 6,630,000 | $ 414,000 | $ 204,000 |
| Nueces County Texas | 16 | $ 9,460,000 | $ 591,000 | $ 416,000 |
| Palo Pinto County Texas | 16 | $ 10,510,000 | $ 656,000 | $ 264,000 |
| Bastrop County Texas | 15 | $ 5,655,000 | $ 377,000 | $ 343,000 |
| Smith County Texas | 14 | $ 7,020,000 | $ 501,000 | $ 195,000 |
| Pawnee County Oklahoma | 13 | $ 2,595,000 | $ 199,000 | $ 77,000 |
| Washington County Oklahoma | 13 | $ 2,885,000 | $ 221,000 | $ 125,000 |
| Montague County Texas | 13 | $ 3,575,000 | $ 275,000 | $ 140,000 |
| Kingfisher County Oklahoma | 12 | $ 3,150,000 | $ 262,000 | $ 106,000 |
| Henderson County Texas | 12 | $ 4,950,000 | $ 412,000 | $ 345,000 |
| Lubbock County Texas | 12 | $ 1,770,000 | $ 147,000 | $ 147,000 |
| McLennan County Texas | 12 | $ 20,470,000 | $ 1,705,000 | $ 216,000 |
| Delaware County Oklahoma | 11 | $ 3,405,000 | $ 309,000 | $ 233,000 |
| Garfield County Oklahoma | 11 | $ 1,965,000 | $ 178,000 | $ 100,000 |
| Le Flore County Oklahoma | 11 | $ 2,155,000 | $ 195,000 | $ 122,000 |
| McCurtain County Oklahoma | 11 | $ 4,665,000 | $ 424,000 | $ 319,000 |
| Coryell County Texas | 11 | $ 2,585,000 | $ 235,000 | $ 154,000 |
| Caddo County Oklahoma | 9 | $ 1,795,000 | $ 199,000 | $ 129,000 |
| Medina County Texas | 9 | $ 3,105,000 | $ 345,000 | $ 156,000 |
| Okfuskee County Oklahoma | 8 | $ 790,000 | $ 98,000 | $ 80,000 |
| Blanco County Texas | 8 | $ 6,790,000 | $ 848,000 | $ 335,000 |
| Brazos County Texas | 8 | $ 3,620,000 | $ 452,000 | $ 308,000 |
| Kerr County Texas | 8 | $ 3,290,000 | $ 411,000 | $ 166,000 |
| Wilson County Texas | 8 | $ 4,550,000 | $ 568,000 | $ 205,000 |
| Cherokee County Oklahoma | 7 | $ 1,225,000 | $ 175,000 | $ 76,000 |
| Pushmataha County Oklahoma | 7 | $ 1,415,000 | $ 202,000 | $ 114,000 |
| El Paso County Colorado | 6 | $ 2,740,000 | $ 456,000 | $ 180,000 |
| Coal County Oklahoma | 6 | $ 560,000 | $ 93,000 | $ 114,000 |
| Craig County Oklahoma | 6 | $ 1,150,000 | $ 191,000 | $ 62,000 |
| Haskell County Oklahoma | 6 | $ 1,500,000 | $ 250,000 | $ 126,000 |
| Brazoria County Texas | 6 | $ 2,230,000 | $ 371,000 | $ 231,000 |
| Kendall County Texas | 6 | $ 3,080,000 | $ 513,000 | $ 325,000 |
| Lamar County Texas | 6 | $ 850,000 | $ 141,000 | $ 108,000 |
| Navarro County Texas | 6 | $ 1,630,000 | $ 271,000 | $ 161,000 |
| Washington County Arkansas | 5 | $ 5,435,000 | $ 1,087,000 | $ 679,000 |
| Garfield County Colorado | 5 | $ 3,075,000 | $ 615,000 | $ 272,000 |
| Jackson County Oklahoma | 5 | $ 1,205,000 | $ 241,000 | $ 133,000 |
| Kay County Oklahoma | 5 | $ 705,000 | $ 141,000 | $ 95,000 |
| Latimer County Oklahoma | 5 | $ 1,045,000 | $ 209,000 | $ 110,000 |
| Cameron County Texas | 5 | $ 2,685,000 | $ 537,000 | $ 335,000 |
| El Paso County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 110,000 |
| Hill County Texas | 5 | $ 1,585,000 | $ 317,000 | $ 164,000 |
| Lampasas County Texas | 5 | $ 1,655,000 | $ 331,000 | $ 83,000 |
| Young County Texas | 5 | $ 1,575,000 | $ 315,000 | $ 143,000 |
| Maricopa County Arizona | 4 | $ 1,720,000 | $ 430,000 | $ 139,000 |
| Jefferson County Colorado | 4 | $ 1,790,000 | $ 447,000 | $ 416,000 |
| Cook County Illinois | 4 | $ 1,500,000 | $ 375,000 | $ 133,000 |
| East Baton Rouge County Louisiana | 4 | $ 1,230,000 | $ 307,000 | $ 123,000 |
| St. Louis City County Missouri | 4 | $ 670,000 | $ 167,000 | $ 159,000 |
| Custer County Oklahoma | 4 | $ 720,000 | $ 180,000 | $ 92,000 |
| Woodward County Oklahoma | 4 | $ 520,000 | $ 130,000 | $ 139,000 |
| Caldwell County Texas | 4 | $ 19,590,000 | $ 4,897,000 | $ 262,000 |
| Gonzales County Texas | 4 | $ 1,440,000 | $ 360,000 | $ 188,000 |
| San Jacinto County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 68,000 |
| Benton County Arkansas | 3 | $ 945,000 | $ 315,000 | $ 131,000 |
| Pulaski County Arkansas | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| Bay County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 114,000 |
| Palm Beach County Florida | 3 | $ 1,455,000 | $ 485,000 | $ 147,000 |
| Fulton County Georgia | 3 | $ 705,000 | $ 235,000 | $ 185,000 |
| DeSoto County Mississippi | 3 | $ 865,000 | $ 288,000 | $ 96,000 |
| Clay County Missouri | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Jackson County Missouri | 3 | $ 1,445,000 | $ 481,000 | $ 167,000 |
| St. Louis County Missouri | 3 | $ 675,000 | $ 225,000 | $ 197,000 |
| Erath County Texas | 3 | $ 875,000 | $ 291,000 | $ 108,000 |
| Grimes County Texas | 3 | $ 1,465,000 | $ 488,000 | $ 209,000 |
| Liberty County Texas | 3 | $ 505,000 | $ 168,000 | $ 72,000 |
| Orange County Texas | 3 | $ 705,000 | $ 235,000 | $ 109,000 |
| Van Zandt County Texas | 3 | $ 625,000 | $ 208,000 | $ 106,000 |
| Wood County Texas | 3 | $ 255,000 | $ 85,000 | $ 79,000 |
| Pima County Arizona | 2 | $ 560,000 | $ 280,000 | $ 285,000 |
| Yavapai County Arizona | 2 | $ 220,000 | $ 110,000 | $ 97,000 |
| Los Angeles County California | 2 | $ 1,310,000 | $ 655,000 | $ 266,000 |
| Douglas County Colorado | 2 | $ 1,230,000 | $ 615,000 | $ 218,000 |
| Brevard County Florida | 2 | $ 650,000 | $ 325,000 | $ 86,000 |
| Hillsborough County Florida | 2 | $ 930,000 | $ 465,000 | $ 162,000 |
| Indian River County Florida | 2 | $ 2,090,000 | $ 1,045,000 | $ 430,000 |
| Walton County Florida | 2 | $ 810,000 | $ 405,000 | $ 231,000 |
| Lake County Illinois | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| Hamilton County Indiana | 2 | $ 820,000 | $ 410,000 | $ 370,000 |
| St. Tammany County Louisiana | 2 | $ 550,000 | $ 275,000 | $ 71,000 |
| Jackson County Michigan | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Stone County Missouri | 2 | $ 900,000 | $ 450,000 | $ 256,000 |
| Colfax County New Mexico | 2 | $ 800,000 | $ 400,000 | $ 308,000 |
| Santa Fe County New Mexico | 2 | $ 2,510,000 | $ 1,255,000 | $ 677,000 |
| Nassau County New York | 2 | $ 1,090,000 | $ 545,000 | $ 150,000 |
| Cotton County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Jefferson County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 85,000 |
| Major County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Sequoyah County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Davidson County Tennessee | 2 | $ 840,000 | $ 420,000 | $ 156,000 |
| Bandera County Texas | 2 | $ 1,210,000 | $ 605,000 | $ 157,000 |
| Bosque County Texas | 2 | $ 510,000 | $ 255,000 | $ 183,000 |
| Bowie County Texas | 2 | $ 410,000 | $ 205,000 | $ 102,000 |
| Freestone County Texas | 2 | $ 650,000 | $ 325,000 | $ 152,000 |
| Hidalgo County Texas | 2 | $ 620,000 | $ 310,000 | $ 119,000 |
| Midland County Texas | 2 | $ 790,000 | $ 395,000 | $ 332,000 |
| Nacogdoches County Texas | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Rains County Texas | 2 | $ 1,080,000 | $ 540,000 | $ 203,000 |
| Taylor County Texas | 2 | $ 450,000 | $ 225,000 | $ 232,000 |
| Titus County Texas | 2 | $ 830,000 | $ 415,000 | $ 214,000 |
| Victoria County Texas | 2 | $ 500,000 | $ 250,000 | $ 125,000 |
| Walker County Texas | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Waller County Texas | 2 | $ 790,000 | $ 395,000 | $ 122,000 |
| Wichita County Texas | 2 | $ 330,000 | $ 165,000 | $ 119,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Coffee County Alabama | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Marshall County Alabama | 1 | $ 575,000 | $ 575,000 | $ 175,000 |
| Mobile County Alabama | 1 | $ 175,000 | $ 175,000 | $ 934,000 |
| Montgomery County Alabama | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Anchorage County Alaska | 1 | $ 485,000 | $ 485,000 | $ 290,000 |
| Kenai Peninsula County Alaska | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Coconino County Arizona | 1 | $ 2,955,000 | $ 2,955,000 | $ 0 |
| Mohave County Arizona | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Crawford County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 181,000 |
| Pike County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Saline County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Van Buren County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Butte County California | 1 | $ 485,000 | $ 485,000 | $ 160,000 |
| Contra Costa County California | 1 | $ 535,000 | $ 535,000 | $ 165,000 |
| Orange County California | 1 | $ 455,000 | $ 455,000 | $ 671,000 |
| Riverside County California | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Sacramento County California | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Arapahoe County Colorado | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Archuleta County Colorado | 1 | $ 255,000 | $ 255,000 | $ 326,000 |
| Fremont County Colorado | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Ouray County Colorado | 1 | $ 725,000 | $ 725,000 | $ 401,000 |
| Rio Grande County Colorado | 1 | $ 235,000 | $ 235,000 | $ 172,000 |
| Summit County Colorado | 1 | $ 405,000 | $ 405,000 | $ 372,000 |
| Teller County Colorado | 1 | $ 495,000 | $ 495,000 | $ 191,000 |
| Fairfield County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 284,000 |
| Hartford County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
| Escambia County Florida | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Lee County Florida | 1 | $ 525,000 | $ 525,000 | $ 389,000 |
| Okaloosa County Florida | 1 | $ 425,000 | $ 425,000 | $ 460,000 |
| Orange County Florida | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Osceola County Florida | 1 | $ 425,000 | $ 425,000 | $ 240,000 |
| Pinellas County Florida | 1 | $ 725,000 | $ 725,000 | $ 325,000 |
| Sarasota County Florida | 1 | $ 725,000 | $ 725,000 | $ 417,000 |
| Cherokee County Georgia | 1 | $ 485,000 | $ 485,000 | $ 122,000 |
| Cobb County Georgia | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| DeKalb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 216,000 |
| Gwinnett County Georgia | 1 | $ 1,365,000 | $ 1,365,000 | $ 345,000 |
| Henry County Georgia | 1 | $ 405,000 | $ 405,000 | $ 169,000 |
| Pickens County Georgia | 1 | $ 385,000 | $ 385,000 | $ 255,000 |
| Canyon County Idaho | 1 | $ 525,000 | $ 525,000 | $ 136,000 |
| Adams County Illinois | 1 | $ 365,000 | $ 365,000 | $ 285,000 |
| Jackson County Illinois | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| McLean County Illinois | 1 | $ 435,000 | $ 435,000 | $ 169,000 |
| Adams County Indiana | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Grant County Indiana | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Warren County Iowa | 1 | $ 455,000 | $ 455,000 | $ 265,000 |
| Butler County Kansas | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Geary County Kansas | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Harvey County Kansas | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Johnson County Kansas | 1 | $ 675,000 | $ 675,000 | $ 147,000 |
| Kearny County Kansas | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Labette County Kansas | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Rice County Kansas | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Sedgwick County Kansas | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Crittenden County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Jessamine County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Oldham County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Acadia County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Caddo County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Calcasieu County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 169,000 |
| York County Maine | 1 | $ 535,000 | $ 535,000 | $ 330,000 |
| Baltimore City County Maryland | 1 | $ 495,000 | $ 495,000 | $ 230,000 |
| Montgomery County Maryland | 1 | $ 1,145,000 | $ 1,145,000 | $ 287,000 |
| Berrien County Michigan | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Anoka County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Lamar County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Buchanan County Missouri | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Christian County Missouri | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Greene County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Newton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Taney County Missouri | 1 | $ 325,000 | $ 325,000 | $ 587,000 |
| Furnas County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 151,000 |
| Clark County Nevada | 1 | $ 325,000 | $ 325,000 | $ 724,000 |
| Washoe County Nevada | 1 | $ 3,205,000 | $ 3,205,000 | $ 1,116,000 |
| Morris County New Jersey | 1 | $ 1,095,000 | $ 1,095,000 | $ 501,000 |
| Ocean County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 190,000 |
| Bernalillo County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 195,000 |
| Lincoln County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 525,000 |
| Valencia County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Albany County New York | 1 | $ 525,000 | $ 525,000 | $ 273,000 |
| Dutchess County New York | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Richmond County New York | 1 | $ 515,000 | $ 515,000 | $ 250,000 |
| Buncombe County North Carolina | 1 | $ 945,000 | $ 945,000 | $ 382,000 |
| Columbus County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Craven County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Haywood County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 200,000 |
| Jackson County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 296,000 |
| Mecklenburg County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 1,200,000 |
| New Hanover County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 184,000 |
| Union County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 270,000 |
| Franklin County Ohio | 1 | $ 715,000 | $ 715,000 | $ 950,000 |
| Scioto County Ohio | 1 | $ 135,000 | $ 135,000 | $ 267,000 |
| Beckham County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Grant County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 220,000 |
| Greer County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Noble County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Nowata County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Ottawa County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Tillman County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Beaver County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Perry County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Westmoreland County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 144,000 |
| Wyoming County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Franklin County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 96,000 |
| Montgomery County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 99,000 |
| Robertson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Shelby County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Williamson County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 194,000 |
| Anderson County Texas | 1 | $ 105,000 | $ 105,000 | $ 223,000 |
| Angelina County Texas | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Aransas County Texas | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Archer County Texas | 1 | $ 645,000 | $ 645,000 | $ 312,000 |
| Brewster County Texas | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Calhoun County Texas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Chambers County Texas | 1 | $ 415,000 | $ 415,000 | $ 147,000 |
| Cherokee County Texas | 1 | $ 355,000 | $ 355,000 | $ 223,000 |
| Clay County Texas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Colorado County Texas | 1 | $ 495,000 | $ 495,000 | $ 101,000 |
| Comanche County Texas | 1 | $ 135,000 | $ 135,000 | $ 411,000 |
| Eastland County Texas | 1 | $ 195,000 | $ 195,000 | $ 179,000 |
| Gregg County Texas | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Hardin County Texas | 1 | $ 225,000 | $ 225,000 | $ 225,000 |
| Jack County Texas | 1 | $ 1,225,000 | $ 1,225,000 | $ 503,000 |
| Lamb County Texas | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Lee County Texas | 1 | $ 505,000 | $ 505,000 | $ 135,000 |
| Leon County Texas | 1 | $ 145,000 | $ 145,000 | $ 204,000 |
| Live Oak County Texas | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Matagorda County Texas | 1 | $ 315,000 | $ 315,000 | $ 205,000 |
| Maverick County Texas | 1 | $ 165,000 | $ 165,000 | $ 186,000 |
| Milam County Texas | 1 | $ 655,000 | $ 655,000 | $ 193,000 |
| Moore County Texas | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Polk County Texas | 1 | $ 545,000 | $ 545,000 | $ 230,000 |
| Real County Texas | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| San Patricio County Texas | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Shelby County Texas | 1 | $ 475,000 | $ 475,000 | $ 207,000 |
| Trinity County Texas | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Upshur County Texas | 1 | $ 385,000 | $ 385,000 | $ 133,000 |
| Val Verde County Texas | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Washington County Texas | 1 | $ 1,565,000 | $ 1,565,000 | $ 1,584,000 |
| Webb County Texas | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Summit County Utah | 1 | $ 905,000 | $ 905,000 | $ 350,000 |
| Chesterfield County Virginia | 1 | $ 125,000 | $ 125,000 | $ 479,000 |
| Fairfax County Virginia | 1 | $ 275,000 | $ 275,000 | $ 151,000 |
| Newport News County Virginia | 1 | $ 345,000 | $ 345,000 | $ 209,000 |
| Cowlitz County Washington | 1 | $ 335,000 | $ 335,000 | $ 63,000 |
| King County Washington | 1 | $ 365,000 | $ 365,000 | $ 172,000 |
| Kitsap County Washington | 1 | $ 505,000 | $ 505,000 | $ 116,000 |
| Pierce County Washington | 1 | $ 905,000 | $ 905,000 | $ 329,000 |
| Brown County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Eau Claire County Wisconsin | 1 | $ 525,000 | $ 525,000 | $ 447,000 |
| Outagamie County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,700 | $3,193,950,000 | $414,000 | $61,005,000 | $185,000 | $6,677,000 |
| Other Purpose | 1,288 | $186,020,000 | $144,000 | $2,805,000 | $165,000 | $4,767,000 |
| Refinancing | 909 | $248,695,000 | $273,000 | $2,805,000 | $181,000 | $2,422,000 |
| Home Improvement | 467 | $56,745,000 | $121,000 | $1,805,000 | $157,000 | $4,709,000 |
| Cash-out Refinancing | 378 | $122,010,000 | $322,000 | $3,075,000 | $150,000 | $1,120,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,415 | $2,169,045,000 | $338,000 | $7,005,000 | $184,000 | $6,677,000 |
| Not Provided | 1,449 | $451,095,000 | $311,000 | $5,875,000 | $186,000 | $4,767,000 |
| Hispanic | 963 | $284,195,000 | $295,000 | $3,205,000 | $146,000 | $2,966,000 |
| Not applicable | 592 | $431,050,000 | $728,000 | $61,005,000 | $0 | $0 |
| Asian | 518 | $243,330,000 | $469,000 | $3,005,000 | $227,000 | $1,378,000 |
| American Indian or Alaskan Native | 435 | $104,505,000 | $240,000 | $1,695,000 | $115,000 | $940,000 |
| Black or African American | 348 | $116,450,000 | $334,000 | $2,805,000 | $167,000 | $1,329,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $7,750,000 | $352,000 | $725,000 | $148,000 | $394,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,628 | $3,227,430,000 | $374,000 | $61,005,000 | $200,000 | $6,677,000 |
| FHA-insured (Federal Housing Administration) | 1,316 | $327,450,000 | $248,000 | $695,000 | $98,000 | $2,149,000 |
| VA-guaranteed (Veterans Administration) | 735 | $241,485,000 | $328,000 | $1,375,000 | $115,000 | $538,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 63 | $11,055,000 | $175,000 | $325,000 | $68,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,024 | $2,472,510,000 | $352,000 | $61,005,000 | $182,000 | $6,677,000 |
| Application Withdrawn By Applicant | 2,398 | $951,270,000 | $396,000 | $47,375,000 | $183,000 | $2,648,000 |
| Application Denied By Financial Institution | 680 | $150,620,000 | $221,000 | $3,205,000 | $123,000 | $2,422,000 |
| File Closed For Incompleteness | 427 | $182,875,000 | $428,000 | $3,105,000 | $198,000 | $2,422,000 |
| Application Approved But Not Accepted | 213 | $50,145,000 | $235,000 | $1,405,000 | $197,000 | $2,314,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,062 | $3,656,800,000 | $363,000 | $61,005,000 | $183,000 | $6,677,000 |
| Debt-To-Income Ratio | 360 | $81,590,000 | $226,000 | $2,505,000 | $95,000 | $631,000 |
| Credit History | 141 | $22,955,000 | $162,000 | $1,695,000 | $153,000 | $2,422,000 |
| Collateral | 69 | $17,415,000 | $252,000 | $3,205,000 | $151,000 | $1,116,000 |
| Other | 32 | $9,300,000 | $290,000 | $1,605,000 | $249,000 | $2,422,000 |
| Credit Application Incomplete | 29 | $6,045,000 | $208,000 | $995,000 | $153,000 | $620,000 |
| Employment History | 20 | $6,610,000 | $330,000 | $905,000 | $126,000 | $492,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,920,000 | $208,000 | $385,000 | $101,000 | $242,000 |
| Unverifiable Information | 14 | $3,740,000 | $267,000 | $1,005,000 | $99,000 | $294,000 |
| Mortgage Insurance Denied | 1 | $45,000 | $45,000 | $45,000 | $23,000 | $23,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.