First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First United Bank And Trust Company 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 20,934 |
| Total Mortgage Loan Application Amount | $7,956,460,000 |
| Average Mortgage Loan Application Amount | $296,200 |
| Highest Mortgage Loan Application Amount | $51,005,000 |
| Average Applicant Income | $170,000 |
| Highest Applicant Income | $7,744,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 1,577 | $ 1,226,985,000 | $ 778,000 | $ 323,000 |
| Tarrant County Texas | 1,529 | $ 559,155,000 | $ 365,000 | $ 165,000 |
| Oklahoma County Oklahoma | 1,489 | $ 329,165,000 | $ 221,000 | $ 108,000 |
| Tulsa County Oklahoma | 1,411 | $ 341,855,000 | $ 242,000 | $ 109,000 |
| Dallas County Texas | 1,162 | $ 707,740,000 | $ 609,000 | $ 264,000 |
| Harris County Texas | 1,077 | $ 634,575,000 | $ 589,000 | $ 260,000 |
| Cleveland County Oklahoma | 1,031 | $ 215,495,000 | $ 209,000 | $ 117,000 |
| Denton County Texas | 913 | $ 421,795,000 | $ 461,000 | $ 203,000 |
| Collin County Texas | 830 | $ 390,710,000 | $ 470,000 | $ 218,000 |
| Grayson County Texas | 654 | $ 171,330,000 | $ 261,000 | $ 132,000 |
| Pottawatomie County Oklahoma | 602 | $ 98,340,000 | $ 163,000 | $ 85,000 |
| Montgomery County Texas | 564 | $ 303,510,000 | $ 538,000 | $ 246,000 |
| Comanche County Oklahoma | 520 | $ 100,950,000 | $ 194,000 | $ 83,000 |
| Bryan County Oklahoma | 503 | $ 83,905,000 | $ 166,000 | $ 94,000 |
| Bexar County Texas | 480 | $ 258,480,000 | $ 538,000 | $ 206,000 |
| Canadian County Oklahoma | 440 | $ 91,290,000 | $ 207,000 | $ 97,000 |
| Williamson County Texas | 417 | $ 208,205,000 | $ 499,000 | $ 189,000 |
| Parker County Texas | 415 | $ 161,925,000 | $ 390,000 | $ 155,000 |
| Rogers County Oklahoma | 298 | $ 71,220,000 | $ 238,000 | $ 140,000 |
| Wagoner County Oklahoma | 239 | $ 57,975,000 | $ 242,000 | $ 103,000 |
| McClain County Oklahoma | 213 | $ 47,605,000 | $ 223,000 | $ 107,000 |
| Comal County Texas | 206 | $ 118,490,000 | $ 575,000 | $ 184,000 |
| Pontotoc County Oklahoma | 195 | $ 39,055,000 | $ 200,000 | $ 101,000 |
| Creek County Oklahoma | 167 | $ 29,795,000 | $ 178,000 | $ 114,000 |
| Fannin County Texas | 146 | $ 27,100,000 | $ 185,000 | $ 106,000 |
| Hays County Texas | 141 | $ 79,965,000 | $ 567,000 | $ 237,000 |
| Marshall County Oklahoma | 133 | $ 19,525,000 | $ 146,000 | $ 97,000 |
| Fort Bend County Texas | 130 | $ 100,870,000 | $ 775,000 | $ 204,000 |
| Burnet County Texas | 127 | $ 56,165,000 | $ 442,000 | $ 184,000 |
| Johnson County Texas | 121 | $ 36,855,000 | $ 304,000 | $ 132,000 |
| Wise County Texas | 121 | $ 36,315,000 | $ 300,000 | $ 121,000 |
| Guadalupe County Texas | 120 | $ 36,360,000 | $ 303,000 | $ 122,000 |
| Rockwall County Texas | 113 | $ 59,935,000 | $ 530,000 | $ 229,000 |
| Grady County Oklahoma | 111 | $ 24,265,000 | $ 218,000 | $ 95,000 |
| Seminole County Oklahoma | 109 | $ 13,295,000 | $ 121,000 | $ 95,000 |
| Logan County Oklahoma | 103 | $ 28,465,000 | $ 276,000 | $ 109,000 |
| Gillespie County Texas | 101 | $ 45,615,000 | $ 451,000 | $ 222,000 |
| Garvin County Oklahoma | 100 | $ 14,650,000 | $ 146,000 | $ 131,000 |
| Cooke County Texas | 81 | $ 22,885,000 | $ 282,000 | $ 127,000 |
| Carter County Oklahoma | 79 | $ 14,665,000 | $ 185,000 | $ 91,000 |
| Llano County Texas | 68 | $ 33,200,000 | $ 488,000 | $ 262,000 |
| Lincoln County Oklahoma | 66 | $ 11,690,000 | $ 177,000 | $ 95,000 |
| Ellis County Texas | 66 | $ 26,150,000 | $ 396,000 | $ 143,000 |
| Pittsburg County Oklahoma | 65 | $ 11,665,000 | $ 179,000 | $ 108,000 |
| Kaufman County Texas | 56 | $ 14,640,000 | $ 261,000 | $ 106,000 |
| Galveston County Texas | 52 | $ 20,800,000 | $ 400,000 | $ 207,000 |
| Osage County Oklahoma | 50 | $ 10,670,000 | $ 213,000 | $ 111,000 |
| Hunt County Texas | 50 | $ 16,090,000 | $ 321,000 | $ 116,000 |
| Mayes County Oklahoma | 45 | $ 8,505,000 | $ 189,000 | $ 115,000 |
| Bell County Texas | 45 | $ 15,815,000 | $ 351,000 | $ 157,000 |
| Payne County Oklahoma | 44 | $ 7,680,000 | $ 174,000 | $ 99,000 |
| Hughes County Oklahoma | 42 | $ 4,320,000 | $ 102,000 | $ 86,000 |
| Johnston County Oklahoma | 42 | $ 4,380,000 | $ 104,000 | $ 80,000 |
| Choctaw County Oklahoma | 41 | $ 4,925,000 | $ 120,000 | $ 90,000 |
| McCurtain County Oklahoma | 39 | $ 13,815,000 | $ 354,000 | $ 305,000 |
| Muskogee County Oklahoma | 35 | $ 6,435,000 | $ 183,000 | $ 80,000 |
| Hood County Texas | 34 | $ 10,430,000 | $ 306,000 | $ 125,000 |
| Brazoria County Texas | 33 | $ 14,405,000 | $ 436,000 | $ 185,000 |
| Stephens County Oklahoma | 32 | $ 4,510,000 | $ 140,000 | $ 72,000 |
| Kendall County Texas | 31 | $ 21,295,000 | $ 686,000 | $ 234,000 |
| Walker County Texas | 28 | $ 15,910,000 | $ 568,000 | $ 224,000 |
| Palo Pinto County Texas | 27 | $ 11,205,000 | $ 415,000 | $ 202,000 |
| McLennan County Texas | 26 | $ 10,830,000 | $ 416,000 | $ 196,000 |
| Atoka County Oklahoma | 25 | $ 3,485,000 | $ 139,000 | $ 67,000 |
| Pawnee County Oklahoma | 25 | $ 3,575,000 | $ 143,000 | $ 67,000 |
| Wilson County Texas | 25 | $ 9,055,000 | $ 362,000 | $ 136,000 |
| McIntosh County Oklahoma | 24 | $ 4,210,000 | $ 175,000 | $ 122,000 |
| Delaware County Oklahoma | 23 | $ 6,465,000 | $ 281,000 | $ 126,000 |
| Blanco County Texas | 23 | $ 11,105,000 | $ 482,000 | $ 157,000 |
| Bastrop County Texas | 22 | $ 6,740,000 | $ 306,000 | $ 127,000 |
| Washington County Oklahoma | 21 | $ 3,285,000 | $ 156,000 | $ 83,000 |
| Brazos County Texas | 21 | $ 5,715,000 | $ 272,000 | $ 255,000 |
| Henderson County Texas | 21 | $ 11,595,000 | $ 552,000 | $ 365,000 |
| Kingfisher County Oklahoma | 20 | $ 4,540,000 | $ 227,000 | $ 88,000 |
| Murray County Oklahoma | 20 | $ 3,490,000 | $ 174,000 | $ 88,000 |
| Latimer County Oklahoma | 18 | $ 1,950,000 | $ 108,000 | $ 52,000 |
| Medina County Texas | 17 | $ 6,995,000 | $ 411,000 | $ 140,000 |
| Love County Oklahoma | 16 | $ 5,020,000 | $ 313,000 | $ 91,000 |
| Okfuskee County Oklahoma | 16 | $ 2,600,000 | $ 162,000 | $ 94,000 |
| Okmulgee County Oklahoma | 16 | $ 3,190,000 | $ 199,000 | $ 108,000 |
| Maricopa County Arizona | 15 | $ 9,335,000 | $ 622,000 | $ 174,000 |
| Walton County Florida | 15 | $ 10,355,000 | $ 690,000 | $ 258,000 |
| Smith County Texas | 14 | $ 3,560,000 | $ 254,000 | $ 134,000 |
| Caddo County Oklahoma | 12 | $ 2,320,000 | $ 193,000 | $ 70,000 |
| Cherokee County Oklahoma | 12 | $ 2,120,000 | $ 176,000 | $ 104,000 |
| Lamar County Texas | 12 | $ 1,920,000 | $ 160,000 | $ 87,000 |
| Waller County Texas | 12 | $ 9,160,000 | $ 763,000 | $ 738,000 |
| Nueces County Texas | 11 | $ 3,995,000 | $ 363,000 | $ 252,000 |
| Webb County Texas | 11 | $ 2,215,000 | $ 201,000 | $ 86,000 |
| Bandera County Texas | 10 | $ 4,770,000 | $ 477,000 | $ 141,000 |
| Erath County Texas | 10 | $ 3,980,000 | $ 398,000 | $ 128,000 |
| Kerr County Texas | 10 | $ 3,250,000 | $ 325,000 | $ 122,000 |
| Lubbock County Texas | 10 | $ 2,100,000 | $ 210,000 | $ 157,000 |
| Taylor County Texas | 10 | $ 1,920,000 | $ 192,000 | $ 80,000 |
| Young County Texas | 10 | $ 1,280,000 | $ 128,000 | $ 110,000 |
| Custer County Oklahoma | 9 | $ 1,345,000 | $ 149,000 | $ 122,000 |
| Garfield County Oklahoma | 9 | $ 1,865,000 | $ 207,000 | $ 78,000 |
| El Paso County Texas | 9 | $ 2,825,000 | $ 313,000 | $ 147,000 |
| Haskell County Oklahoma | 8 | $ 870,000 | $ 108,000 | $ 72,000 |
| Pushmataha County Oklahoma | 8 | $ 970,000 | $ 121,000 | $ 105,000 |
| Montague County Texas | 8 | $ 1,320,000 | $ 165,000 | $ 88,000 |
| Polk County Texas | 8 | $ 3,210,000 | $ 401,000 | $ 255,000 |
| El Paso County Colorado | 7 | $ 3,505,000 | $ 500,000 | $ 164,000 |
| Blaine County Oklahoma | 7 | $ 1,105,000 | $ 157,000 | $ 70,000 |
| Coal County Oklahoma | 7 | $ 1,185,000 | $ 169,000 | $ 55,000 |
| Woodward County Oklahoma | 7 | $ 1,555,000 | $ 222,000 | $ 105,000 |
| Harrison County Texas | 7 | $ 2,535,000 | $ 362,000 | $ 234,000 |
| Hill County Texas | 7 | $ 1,635,000 | $ 233,000 | $ 97,000 |
| Washington County Texas | 7 | $ 3,175,000 | $ 453,000 | $ 324,000 |
| Wood County Texas | 7 | $ 2,065,000 | $ 295,000 | $ 174,000 |
| Pima County Arizona | 6 | $ 1,980,000 | $ 330,000 | $ 171,000 |
| Pulaski County Arkansas | 6 | $ 1,660,000 | $ 276,000 | $ 163,000 |
| Santa Fe County New Mexico | 6 | $ 2,620,000 | $ 436,000 | $ 619,000 |
| Grimes County Texas | 6 | $ 2,750,000 | $ 458,000 | $ 185,000 |
| Randall County Texas | 6 | $ 1,400,000 | $ 233,000 | $ 191,000 |
| Van Zandt County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 80,000 |
| Wichita County Texas | 6 | $ 1,900,000 | $ 316,000 | $ 235,000 |
| Los Angeles County California | 5 | $ 4,235,000 | $ 847,000 | $ 300,000 |
| Orange County Florida | 5 | $ 2,205,000 | $ 441,000 | $ 281,000 |
| Jackson County Missouri | 5 | $ 1,085,000 | $ 217,000 | $ 86,000 |
| Kay County Oklahoma | 5 | $ 1,245,000 | $ 249,000 | $ 122,000 |
| Cameron County Texas | 5 | $ 1,645,000 | $ 329,000 | $ 166,000 |
| Coryell County Texas | 5 | $ 1,355,000 | $ 271,000 | $ 81,000 |
| Greenbrier County West Virginia | 5 | $ 6,015,000 | $ 1,203,000 | $ 1,134,000 |
| Benton County Arkansas | 4 | $ 1,320,000 | $ 330,000 | $ 153,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,040,000 | $ 510,000 | $ 304,000 |
| Collier County Florida | 4 | $ 2,050,000 | $ 512,000 | $ 238,000 |
| Escambia County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 327,000 |
| Hillsborough County Florida | 4 | $ 1,330,000 | $ 332,000 | $ 102,000 |
| Okaloosa County Florida | 4 | $ 3,470,000 | $ 867,000 | $ 557,000 |
| Palm Beach County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 1,023,000 |
| Lincoln County New Mexico | 4 | $ 1,040,000 | $ 260,000 | $ 299,000 |
| Beckham County Oklahoma | 4 | $ 790,000 | $ 197,000 | $ 92,000 |
| Craig County Oklahoma | 4 | $ 600,000 | $ 150,000 | $ 55,000 |
| Kiowa County Oklahoma | 4 | $ 310,000 | $ 77,000 | $ 48,000 |
| Le Flore County Oklahoma | 4 | $ 530,000 | $ 132,000 | $ 124,000 |
| Cherokee County Texas | 4 | $ 1,640,000 | $ 410,000 | $ 113,000 |
| Fayette County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 83,000 |
| Jack County Texas | 4 | $ 940,000 | $ 235,000 | $ 62,000 |
| Midland County Texas | 4 | $ 1,930,000 | $ 482,000 | $ 383,000 |
| Tom Green County Texas | 4 | $ 1,300,000 | $ 325,000 | $ 224,000 |
| Spokane County Washington | 4 | $ 1,490,000 | $ 372,000 | $ 87,000 |
| Baldwin County Alabama | 3 | $ 935,000 | $ 311,000 | $ 177,000 |
| Archuleta County Colorado | 3 | $ 1,005,000 | $ 335,000 | $ 355,000 |
| La Plata County Colorado | 3 | $ 1,315,000 | $ 438,000 | $ 332,000 |
| Broward County Florida | 3 | $ 1,295,000 | $ 431,000 | $ 291,000 |
| Marion County Florida | 3 | $ 555,000 | $ 185,000 | $ 136,000 |
| Miami-Dade County Florida | 3 | $ 1,855,000 | $ 618,000 | $ 516,000 |
| Volusia County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 310,000 |
| Cook County Illinois | 3 | $ 815,000 | $ 271,000 | $ 213,000 |
| Johnson County Kansas | 3 | $ 1,075,000 | $ 358,000 | $ 97,000 |
| Worcester County Massachusetts | 3 | $ 1,585,000 | $ 528,000 | $ 448,000 |
| Wayne County Michigan | 3 | $ 625,000 | $ 208,000 | $ 281,000 |
| Clark County Nevada | 3 | $ 1,105,000 | $ 368,000 | $ 134,000 |
| Mecklenburg County North Carolina | 3 | $ 1,315,000 | $ 438,000 | $ 305,000 |
| Jackson County Oklahoma | 3 | $ 685,000 | $ 228,000 | $ 70,000 |
| Major County Oklahoma | 3 | $ 845,000 | $ 281,000 | $ 91,000 |
| Nowata County Oklahoma | 3 | $ 565,000 | $ 188,000 | $ 92,000 |
| Sequoyah County Oklahoma | 3 | $ 785,000 | $ 261,000 | $ 180,000 |
| Washita County Oklahoma | 3 | $ 265,000 | $ 88,000 | $ 36,000 |
| Williamson County Tennessee | 3 | $ 1,345,000 | $ 448,000 | $ 162,000 |
| Austin County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 210,000 |
| Bowie County Texas | 3 | $ 355,000 | $ 118,000 | $ 57,000 |
| Burleson County Texas | 3 | $ 1,305,000 | $ 435,000 | $ 152,000 |
| Caldwell County Texas | 3 | $ 995,000 | $ 331,000 | $ 140,000 |
| Hamilton County Texas | 3 | $ 315,000 | $ 105,000 | $ 73,000 |
| Hidalgo County Texas | 3 | $ 1,505,000 | $ 501,000 | $ 612,000 |
| Jefferson County Texas | 3 | $ 1,575,000 | $ 525,000 | $ 411,000 |
| Kimble County Texas | 3 | $ 515,000 | $ 171,000 | $ 16,000 |
| Madison County Texas | 3 | $ 475,000 | $ 158,000 | $ 71,000 |
| Saline County Arkansas | 2 | $ 550,000 | $ 275,000 | $ 179,000 |
| Sebastian County Arkansas | 2 | $ 710,000 | $ 355,000 | $ 572,000 |
| Orange County California | 2 | $ 1,190,000 | $ 595,000 | $ 148,000 |
| Sacramento County California | 2 | $ 570,000 | $ 285,000 | $ 190,000 |
| Chaffee County Colorado | 2 | $ 930,000 | $ 465,000 | $ 214,000 |
| Denver County Colorado | 2 | $ 1,240,000 | $ 620,000 | $ 146,000 |
| Douglas County Colorado | 2 | $ 750,000 | $ 375,000 | $ 94,000 |
| Eagle County Colorado | 2 | $ 2,480,000 | $ 1,240,000 | $ 296,000 |
| Garfield County Colorado | 2 | $ 840,000 | $ 420,000 | $ 725,000 |
| Jefferson County Colorado | 2 | $ 720,000 | $ 360,000 | $ 179,000 |
| Summit County Colorado | 2 | $ 1,560,000 | $ 780,000 | $ 413,000 |
| Brevard County Florida | 2 | $ 490,000 | $ 245,000 | $ 125,000 |
| Sarasota County Florida | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Fayette County Georgia | 2 | $ 650,000 | $ 325,000 | $ 129,000 |
| Kootenai County Idaho | 2 | $ 800,000 | $ 400,000 | $ 395,000 |
| Lake County Illinois | 2 | $ 540,000 | $ 270,000 | $ 974,000 |
| Sedgwick County Kansas | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| Orleans County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 94,000 |
| Howard County Maryland | 2 | $ 1,000,000 | $ 500,000 | $ 121,000 |
| Berkshire County Massachusetts | 2 | $ 870,000 | $ 435,000 | $ 193,000 |
| Middlesex County Massachusetts | 2 | $ 940,000 | $ 470,000 | $ 195,000 |
| St. Clair County Michigan | 2 | $ 560,000 | $ 280,000 | $ 308,000 |
| Harrison County Mississippi | 2 | $ 960,000 | $ 480,000 | $ 108,000 |
| Douglas County Nebraska | 2 | $ 950,000 | $ 475,000 | $ 330,000 |
| Washoe County Nevada | 2 | $ 500,000 | $ 250,000 | $ 211,000 |
| Los Alamos County New Mexico | 2 | $ 880,000 | $ 440,000 | $ 360,000 |
| Taos County New Mexico | 2 | $ 1,010,000 | $ 505,000 | $ 228,000 |
| Lincoln County North Carolina | 2 | $ 930,000 | $ 465,000 | $ 101,000 |
| Cuyahoga County Ohio | 2 | $ 280,000 | $ 140,000 | $ 108,000 |
| Delaware County Ohio | 2 | $ 500,000 | $ 250,000 | $ 152,000 |
| Cotton County Oklahoma | 2 | $ 610,000 | $ 305,000 | $ 207,000 |
| Noble County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 85,000 |
| Horry County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 143,000 |
| Sevier County Tennessee | 2 | $ 1,160,000 | $ 580,000 | $ 436,000 |
| Atascosa County Texas | 2 | $ 1,080,000 | $ 540,000 | $ 167,000 |
| Brown County Texas | 2 | $ 890,000 | $ 445,000 | $ 128,000 |
| Chambers County Texas | 2 | $ 950,000 | $ 475,000 | $ 273,000 |
| Lee County Texas | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| Mason County Texas | 2 | $ 290,000 | $ 145,000 | $ 123,000 |
| Nacogdoches County Texas | 2 | $ 300,000 | $ 150,000 | $ 137,000 |
| Navarro County Texas | 2 | $ 230,000 | $ 115,000 | $ 132,000 |
| Potter County Texas | 2 | $ 200,000 | $ 100,000 | $ 120,000 |
| Rains County Texas | 2 | $ 670,000 | $ 335,000 | $ 120,000 |
| San Jacinto County Texas | 2 | $ 930,000 | $ 465,000 | $ 226,000 |
| San Patricio County Texas | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Somervell County Texas | 2 | $ 880,000 | $ 440,000 | $ 127,000 |
| Victoria County Texas | 2 | $ 240,000 | $ 120,000 | $ 149,000 |
| Wharton County Texas | 2 | $ 740,000 | $ 370,000 | $ 145,000 |
| Arlington County Virginia | 2 | $ 540,000 | $ 270,000 | $ 100,000 |
| King County Washington | 2 | $ 890,000 | $ 445,000 | $ 167,000 |
| Pierce County Washington | 2 | $ 720,000 | $ 360,000 | $ 87,000 |
| Thurston County Washington | 2 | $ 620,000 | $ 310,000 | $ 104,000 |
| Etowah County Alabama | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Jefferson County Alabama | 1 | $ 375,000 | $ 375,000 | $ 68,000 |
| Madison County Alabama | 1 | $ 505,000 | $ 505,000 | $ 260,000 |
| Cochise County Arizona | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Yavapai County Arizona | 1 | $ 265,000 | $ 265,000 | $ 45,000 |
| Carroll County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 139,000 |
| Craighead County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Faulkner County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Garland County Arkansas | 1 | $ 1,195,000 | $ 1,195,000 | $ 309,000 |
| Hot Spring County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 201,000 |
| Izard County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Lonoke County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Marion County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 1,262,000 |
| Polk County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Sharp County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| Washington County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 960,000 |
| White County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Monterey County California | 1 | $ 285,000 | $ 285,000 | $ 239,000 |
| Riverside County California | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| San Bernardino County California | 1 | $ 445,000 | $ 445,000 | $ 448,000 |
| San Diego County California | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Ventura County California | 1 | $ 495,000 | $ 495,000 | $ 83,000 |
| Yolo County California | 1 | $ 285,000 | $ 285,000 | $ 240,000 |
| Arapahoe County Colorado | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Grand County Colorado | 1 | $ 525,000 | $ 525,000 | $ 563,000 |
| Gunnison County Colorado | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
| Ouray County Colorado | 1 | $ 835,000 | $ 835,000 | $ 247,000 |
| Pitkin County Colorado | 1 | $ 2,165,000 | $ 2,165,000 | $ 878,000 |
| Rio Grande County Colorado | 1 | $ 225,000 | $ 225,000 | $ 186,000 |
| Routt County Colorado | 1 | $ 355,000 | $ 355,000 | $ 53,000 |
| San Miguel County Colorado | 1 | $ 1,815,000 | $ 1,815,000 | $ 401,000 |
| Weld County Colorado | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Bay County Florida | 1 | $ 1,615,000 | $ 1,615,000 | $ 556,000 |
| Duval County Florida | 1 | $ 515,000 | $ 515,000 | $ 243,000 |
| Indian River County Florida | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Lee County Florida | 1 | $ 1,075,000 | $ 1,075,000 | $ 416,000 |
| Manatee County Florida | 1 | $ 545,000 | $ 545,000 | $ 324,000 |
| Osceola County Florida | 1 | $ 445,000 | $ 445,000 | $ 372,000 |
| Polk County Florida | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Seminole County Florida | 1 | $ 555,000 | $ 555,000 | $ 375,000 |
| St. Lucie County Florida | 1 | $ 265,000 | $ 265,000 | $ 260,000 |
| Chatham County Georgia | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| Cobb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Columbia County Georgia | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Fulton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Gilmer County Georgia | 1 | $ 245,000 | $ 245,000 | $ 152,000 |
| Henry County Georgia | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Honolulu County Hawaii | 1 | $ 475,000 | $ 475,000 | $ 122,000 |
| Kauai County Hawaii | 1 | $ 505,000 | $ 505,000 | $ 196,000 |
| Will County Illinois | 1 | $ 545,000 | $ 545,000 | $ 199,000 |
| Hamilton County Indiana | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Dickinson County Iowa | 1 | $ 645,000 | $ 645,000 | $ 627,000 |
| Cherokee County Kansas | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| Leavenworth County Kansas | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Pottawatomie County Kansas | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Shawnee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 345,000 |
| Boone County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 267,000 |
| Fayette County Kentucky | 1 | $ 535,000 | $ 535,000 | $ 152,000 |
| Meade County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Oldham County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 175,000 |
| Pike County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Warren County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 143,000 |
| Bossier County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Caddo County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
| Calcasieu County Louisiana | 1 | $ 455,000 | $ 455,000 | $ 101,000 |
| East Baton Rouge County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Jefferson County Louisiana | 1 | $ 1,105,000 | $ 1,105,000 | $ 322,000 |
| Lafayette County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Anne Arundel County Maryland | 1 | $ 1,535,000 | $ 1,535,000 | $ 577,000 |
| Baltimore City County Maryland | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Barnstable County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Bristol County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 132,000 |
| Essex County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 318,000 |
| Berrien County Michigan | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Macomb County Michigan | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Oakland County Michigan | 1 | $ 305,000 | $ 305,000 | $ 46,000 |
| Otsego County Michigan | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Ottawa County Michigan | 1 | $ 365,000 | $ 365,000 | $ 686,000 |
| Stearns County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Washington County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 105,000 |
| George County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Jackson County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 244,000 |
| Platte County Missouri | 1 | $ 315,000 | $ 315,000 | $ 81,000 |
| Taney County Missouri | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Warren County Missouri | 1 | $ 445,000 | $ 445,000 | $ 124,000 |
| Gallatin County Montana | 1 | $ 295,000 | $ 295,000 | $ 235,000 |
| Scotts Bluff County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Rockingham County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Colfax County New Mexico | 1 | $ 555,000 | $ 555,000 | $ 689,000 |
| Eddy County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Sandoval County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 244,000 |
| Genesee County New York | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Kings County New York | 1 | $ 435,000 | $ 435,000 | $ 449,000 |
| Brunswick County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 265,000 |
| Buncombe County North Carolina | 1 | $ 1,395,000 | $ 1,395,000 | $ 690,000 |
| Carteret County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Dare County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 178,000 |
| Guilford County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Moore County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Polk County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Wake County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Ashtabula County Ohio | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Clark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 251,000 |
| Defiance County Ohio | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Hamilton County Ohio | 1 | $ 645,000 | $ 645,000 | $ 199,000 |
| Jefferson County Ohio | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Dewey County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Grant County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Harper County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Jefferson County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tillman County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Woods County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Crook County Oregon | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Josephine County Oregon | 1 | $ 515,000 | $ 515,000 | $ 216,000 |
| Multnomah County Oregon | 1 | $ 475,000 | $ 475,000 | $ 113,000 |
| Indiana County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Lehigh County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Providence County Rhode Island | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Aiken County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Charleston County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 402,000 |
| Dorchester County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Greenwood County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 202,000 |
| Kershaw County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Sumter County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Blount County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| Cheatham County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Davidson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 432,000 |
| Shelby County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Stewart County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 35,000 |
| Weakley County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Anderson County Texas | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Angelina County Texas | 1 | $ 545,000 | $ 545,000 | $ 191,000 |
| Aransas County Texas | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| Archer County Texas | 1 | $ 165,000 | $ 165,000 | $ 410,000 |
| Bosque County Texas | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Brewster County Texas | 1 | $ 75,000 | $ 75,000 | $ 184,000 |
| Callahan County Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Delta County Texas | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Ector County Texas | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Franklin County Texas | 1 | $ 545,000 | $ 545,000 | $ 515,000 |
| Gonzales County Texas | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Gray County Texas | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Hardin County Texas | 1 | $ 255,000 | $ 255,000 | $ 211,000 |
| Hopkins County Texas | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Houston County Texas | 1 | $ 385,000 | $ 385,000 | $ 214,000 |
| Jackson County Texas | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Lampasas County Texas | 1 | $ 495,000 | $ 495,000 | $ 151,000 |
| Liberty County Texas | 1 | $ 575,000 | $ 575,000 | $ 205,000 |
| Matagorda County Texas | 1 | $ 175,000 | $ 175,000 | $ 196,000 |
| Maverick County Texas | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Mills County Texas | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Moore County Texas | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Presidio County Texas | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Runnels County Texas | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Rusk County Texas | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Shackelford County Texas | 1 | $ 145,000 | $ 145,000 | $ 157,000 |
| Titus County Texas | 1 | $ 735,000 | $ 735,000 | $ 158,000 |
| Upshur County Texas | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Cache County Utah | 1 | $ 725,000 | $ 725,000 | $ 137,000 |
| Summit County Utah | 1 | $ 6,165,000 | $ 6,165,000 | $ 1,240,000 |
| Chittenden County Vermont | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Chesterfield County Virginia | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Fairfax County Virginia | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Fairfax City County Virginia | 1 | $ 265,000 | $ 265,000 | $ 168,000 |
| Fauquier County Virginia | 1 | $ 385,000 | $ 385,000 | $ 68,000 |
| Virginia Beach County Virginia | 1 | $ 355,000 | $ 355,000 | $ 71,000 |
| Monongalia County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 218,000 |
| Milwaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 231,000 |
| Sublette County Wyoming | 1 | $ 635,000 | $ 635,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,224 | $5,098,400,000 | $417,000 | $51,005,000 | $172,000 | $7,744,000 |
| Refinancing | 5,143 | $1,757,245,000 | $341,000 | $4,025,000 | $177,000 | $5,186,000 |
| Cash-out Refinancing | 2,177 | $813,265,000 | $373,000 | $6,165,000 | $173,000 | $7,296,000 |
| Other Purpose | 1,067 | $249,475,000 | $233,000 | $2,595,000 | $163,000 | $2,100,000 |
| Home Improvement | 323 | $38,075,000 | $117,000 | $1,535,000 | $165,000 | $4,182,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,588 | $5,014,570,000 | $369,000 | $10,005,000 | $175,000 | $7,744,000 |
| Not Provided | 2,512 | $1,010,140,000 | $402,000 | $4,655,000 | $192,000 | $5,170,000 |
| Hispanic | 1,733 | $568,075,000 | $327,000 | $2,625,000 | $139,000 | $2,252,000 |
| Asian | 1,080 | $512,590,000 | $474,000 | $6,505,000 | $207,000 | $4,968,000 |
| Black or African American | 743 | $242,245,000 | $326,000 | $2,595,000 | $142,000 | $6,100,000 |
| American Indian or Alaskan Native | 687 | $158,065,000 | $230,000 | $1,465,000 | $117,000 | $1,800,000 |
| Not applicable | 566 | $444,560,000 | $785,000 | $51,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,305,000 | $252,000 | $635,000 | $87,000 | $208,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,568 | $7,155,340,000 | $407,000 | $51,005,000 | $190,000 | $7,744,000 |
| FHA-insured (Federal Housing Administration) | 1,898 | $391,530,000 | $206,000 | $575,000 | $74,000 | $780,000 |
| VA-guaranteed (Veterans Administration) | 1,307 | $384,445,000 | $294,000 | $1,045,000 | $99,000 | $1,143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 161 | $25,145,000 | $156,000 | $315,000 | $52,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,556 | $6,059,050,000 | $389,000 | $51,005,000 | $173,000 | $7,744,000 |
| Application Withdrawn By Applicant | 3,630 | $1,338,440,000 | $368,000 | $10,005,000 | $177,000 | $5,186,000 |
| Application Denied By Financial Institution | 1,103 | $287,185,000 | $260,000 | $2,625,000 | $153,000 | $7,296,000 |
| Application Approved But Not Accepted | 366 | $184,020,000 | $502,000 | $50,005,000 | $202,000 | $4,706,000 |
| File Closed For Incompleteness | 279 | $87,765,000 | $314,000 | $1,805,000 | $156,000 | $1,567,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,831 | $7,669,275,000 | $386,000 | $51,005,000 | $174,000 | $7,744,000 |
| Credit History | 427 | $91,115,000 | $213,000 | $1,465,000 | $224,000 | $7,296,000 |
| Debt-To-Income Ratio | 418 | $106,810,000 | $255,000 | $1,705,000 | $79,000 | $721,000 |
| Collateral | 122 | $41,730,000 | $342,000 | $1,915,000 | $157,000 | $1,128,000 |
| Employment History | 42 | $14,040,000 | $334,000 | $2,005,000 | $136,000 | $1,498,000 |
| Other | 32 | $10,180,000 | $318,000 | $2,625,000 | $149,000 | $550,000 |
| Unverifiable Information | 31 | $10,195,000 | $328,000 | $1,365,000 | $138,000 | $914,000 |
| Credit Application Incomplete | 16 | $6,840,000 | $427,000 | $1,715,000 | $181,000 | $610,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $5,960,000 | $425,000 | $2,005,000 | $213,000 | $1,104,000 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $96,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.