First Western Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Western Federal Savings Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Federal Savings Bank P.O. Box 1435 Rapid City, SD 57709 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 229 |
| Total Mortgage Loan Application Amount | $31,920,000 |
| Average Mortgage Loan Application Amount | $141,500 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Western Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Western Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Federal Savings Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 8 | $ 824,000 | $ 103,000 | $ 0 |
| Pasco County Florida | 5 | $ 343,000 | $ 68,000 | $ 0 |
| San Diego County California | 4 | $ 865,000 | $ 216,000 | $ 0 |
| San Joaquin County California | 4 | $ 1,197,000 | $ 299,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 673,000 | $ 168,000 | $ 0 |
| Cook County Illinois | 4 | $ 835,000 | $ 208,000 | $ 0 |
| Harris County Texas | 4 | $ 447,000 | $ 111,000 | $ 0 |
| Los Angeles County California | 3 | $ 1,582,000 | $ 527,000 | $ 0 |
| Larimer County Colorado | 3 | $ 834,000 | $ 278,000 | $ 0 |
| Henry County Georgia | 3 | $ 167,000 | $ 55,000 | $ 0 |
| Comal County Texas | 3 | $ 452,000 | $ 150,000 | $ 0 |
| Erath County Texas | 3 | $ 183,000 | $ 61,000 | $ 0 |
| Fredericksburg County Virginia | 3 | $ 381,000 | $ 127,000 | $ 0 |
| Pierce County Washington | 3 | $ 514,000 | $ 171,000 | $ 0 |
| Madison County Alabama | 2 | $ 141,000 | $ 70,000 | $ 0 |
| Riverside County California | 2 | $ 233,000 | $ 116,000 | $ 0 |
| Sacramento County California | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Archuleta County Colorado | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Denver County Colorado | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Broward County Florida | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Duval County Florida | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 205,000 | $ 102,000 | $ 0 |
| Monroe County Florida | 2 | $ 595,000 | $ 297,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Pinellas County Florida | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Polk County Florida | 2 | $ 153,000 | $ 76,000 | $ 0 |
| Sarasota County Florida | 2 | $ 137,000 | $ 68,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 136,000 | $ 68,000 | $ 0 |
| Volusia County Florida | 2 | $ 165,000 | $ 82,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 157,000 | $ 78,000 | $ 0 |
| Bonneville County Idaho | 2 | $ 484,000 | $ 242,000 | $ 0 |
| Johnson County Indiana | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Marion County Indiana | 2 | $ 107,000 | $ 53,000 | $ 0 |
| Oakland County Michigan | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 199,000 | $ 99,000 | $ 0 |
| Jackson County Missouri | 2 | $ 115,000 | $ 57,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Wake County North Carolina | 2 | $ 652,000 | $ 326,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 85,000 | $ 42,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Canadian County Oklahoma | 2 | $ 191,000 | $ 95,000 | $ 0 |
| Marion County Oregon | 2 | $ 695,000 | $ 347,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Brazos County Texas | 2 | $ 249,000 | $ 124,000 | $ 0 |
| Dallas County Texas | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Lubbock County Texas | 2 | $ 937,000 | $ 468,000 | $ 0 |
| Nueces County Texas | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Tarrant County Texas | 2 | $ 131,000 | $ 65,000 | $ 0 |
| Travis County Texas | 2 | $ 258,000 | $ 129,000 | $ 0 |
| Grand County Utah | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Utah County Utah | 2 | $ 383,000 | $ 191,000 | $ 0 |
| Benton County Washington | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Cowlitz County Washington | 2 | $ 169,000 | $ 84,000 | $ 0 |
| Albany County Wyoming | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Colbert County Alabama | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Kenai Peninsula County Alaska | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Navajo County Arizona | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Pima County Arizona | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Pinal County Arizona | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Kern County California | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 230,000 | $ 230,000 | $ 0 |
| El Paso County Colorado | 1 | $ 193,000 | $ 193,000 | $ 0 |
| La Plata County Colorado | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Mesa County Colorado | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Weld County Colorado | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Kent County Delaware | 1 | $ 75,000 | $ 75,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Charlotte County Florida | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Collier County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hendry County Florida | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Leon County Florida | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Manatee County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Osceola County Florida | 1 | $ 77,000 | $ 77,000 | $ 0 |
| St. Johns County Florida | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Walton County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Bartow County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Clayton County Georgia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Fulton County Georgia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Walton County Georgia | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Maui County Hawaii | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Ada County Idaho | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Johnson County Kansas | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Miami County Kansas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Howard County Maryland | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Washington County Maryland | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Worcester County Maryland | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Marquette County Michigan | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Wright County Minnesota | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Clay County Missouri | 1 | $ 114,000 | $ 114,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Clark County Nevada | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Taos County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Essex County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County New York | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Putnam County New York | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Suffolk County New York | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Butler County Ohio | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Clermont County Ohio | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Lane County Oregon | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Horry County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Richland County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Lawrence County South Dakota | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Bexar County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Williamson County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Prince William County Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Sheridan County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Western Federal Savings Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 209 | $29,007,000 | $138,000 | $900,000 | $0 | $0 |
| Refinancing | 20 | $2,913,000 | $145,000 | $560,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 228 | $31,720,000 | $139,000 | $900,000 | $0 | $0 |
| White | 1 | $200,000 | $200,000 | $200,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 229 | $31,920,000 | $139,000 | $900,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 111 | $14,831,000 | $133,000 | $886,000 | $0 | $0 |
| Application Denied By Financial Institution | 50 | $5,819,000 | $116,000 | $520,000 | $0 | $0 |
| Application Withdrawn By Applicant | 35 | $6,400,000 | $182,000 | $900,000 | $0 | $0 |
| Application Approved But Not Accepted | 28 | $4,239,000 | $151,000 | $400,000 | $0 | $0 |
| File Closed For Incompleteness | 5 | $631,000 | $126,000 | $235,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 34 | $3,888,000 | $114,000 | $450,000 | $0 | $0 |
| Other | 14 | $1,704,000 | $121,000 | $520,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $227,000 | $113,000 | $152,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Federal Savings Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.