First Western Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Western Federal Savings Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Federal Savings Bank P.O. Box 1435 Rapid City, SD 57709 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 208 |
| Total Mortgage Loan Application Amount | $31,370,000 |
| Average Mortgage Loan Application Amount | $165,000 |
| Highest Mortgage Loan Application Amount | $1,305,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Western Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Western Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Federal Savings Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 8 | $ 760,000 | $ 95,000 | $ 0 |
| Harris County Texas | 7 | $ 535,000 | $ 76,000 | $ 0 |
| Pinellas County Florida | 6 | $ 700,000 | $ 116,000 | $ 0 |
| Riverside County California | 4 | $ 370,000 | $ 92,000 | $ 0 |
| Marion County Indiana | 4 | $ 310,000 | $ 77,000 | $ 0 |
| Los Angeles County California | 3 | $ 1,745,000 | $ 581,000 | $ 0 |
| San Diego County California | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Sonoma County California | 3 | $ 515,000 | $ 171,000 | $ 0 |
| Adams County Colorado | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Lee County Florida | 3 | $ 715,000 | $ 238,000 | $ 0 |
| Marion County Florida | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Fulton County Georgia | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Cook County Illinois | 3 | $ 1,195,000 | $ 398,000 | $ 0 |
| Wayne County Michigan | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Clark County Nevada | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Bexar County Texas | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Tarrant County Texas | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Travis County Texas | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Pima County Arizona | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Contra Costa County California | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Sacramento County California | 2 | $ 250,000 | $ 125,000 | $ 0 |
| San Francisco County California | 2 | $ 2,510,000 | $ 1,255,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Citrus County Florida | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Madison County Florida | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Walton County Florida | 2 | $ 230,000 | $ 115,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| Ada County Idaho | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Hancock County Maine | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Oakland County Michigan | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Marion County Oregon | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Horry County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Comal County Texas | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Dallas County Texas | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Grayson County Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Grant County Washington | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Morgan County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Coconino County Arizona | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Fresno County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Kern County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Placer County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| San Joaquin County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Santa Barbara County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Shasta County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| El Paso County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Larimer County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 0 |
| New London County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Collier County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Duval County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lake County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Martin County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Nassau County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Orange County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Seminole County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Thomas County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| DuPage County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Madison County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Johnson County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Polk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Boone County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Carroll County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Howard County Maryland | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Benzie County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Taney County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gallatin County Montana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Morris County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Nassau County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Orange County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clay County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Nash County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Union County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Washington County Oregon | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Brazoria County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Collin County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Galveston County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Montgomery County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Nueces County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Emery County Utah | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Washington County Utah | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Craig County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Benton County Washington | 1 | $ 125,000 | $ 125,000 | $ 0 |
| King County Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kitsap County Washington | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pierce County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Western Federal Savings Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 193 | $28,635,000 | $148,000 | $1,305,000 | $0 | $0 |
| Refinancing | 15 | $2,735,000 | $182,000 | $1,205,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 208 | $31,370,000 | $150,000 | $1,305,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 208 | $31,370,000 | $150,000 | $1,305,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 112 | $13,270,000 | $118,000 | $1,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 32 | $7,980,000 | $249,000 | $1,305,000 | $0 | $0 |
| Application Withdrawn By Applicant | 29 | $3,905,000 | $134,000 | $355,000 | $0 | $0 |
| Application Approved But Not Accepted | 29 | $5,365,000 | $185,000 | $1,005,000 | $0 | $0 |
| File Closed For Incompleteness | 6 | $850,000 | $141,000 | $355,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 176 | $23,390,000 | $132,000 | $1,205,000 | $0 | $0 |
| Collateral | 18 | $4,440,000 | $246,000 | $1,305,000 | $0 | $0 |
| Other | 14 | $3,540,000 | $252,000 | $1,005,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Federal Savings Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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