First Western Trust Bank Mortgage Lending & HMDA Data, 2020
In 2020, First Western Trust Bank of Denver, CO reported 4,643 mortgage applications totaling $1.9 billion, up 98% from 2019. The average application was for $406,264, and applicants reported an average income of $176,634. 82% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (2,420), Fort Collins, CO (888) and Greeley, CO (285) (applications in parentheses).
| Mortgage Company & Address | First Western Trust Bank 1900 16th Street Suite #500 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,643 |
| Total Mortgage Loan Application Amount | $1,886,285,000 |
| Average Mortgage Loan Application Amount | $406,264 |
| Highest Mortgage Loan Application Amount | $8,205,000 |
| Average Applicant Income | $176,634 |
| Highest Applicant Income | $7,578,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Western Trust Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer, Colorado | 888 | $ 304,160,000 | $ 342,522 | $ 149,000 |
| Denver, Colorado | 728 | $ 342,490,000 | $ 470,453 | $ 209,000 |
| Arapahoe, Colorado | 576 | $ 222,800,000 | $ 386,805 | $ 177,000 |
| Douglas, Colorado | 563 | $ 230,125,000 | $ 408,747 | $ 158,000 |
| Jefferson, Colorado | 321 | $ 121,795,000 | $ 379,423 | $ 139,000 |
| Weld, Colorado | 285 | $ 96,335,000 | $ 338,017 | $ 117,000 |
| Boulder, Colorado | 167 | $ 79,815,000 | $ 477,934 | $ 177,000 |
| Adams, Colorado | 150 | $ 49,750,000 | $ 331,666 | $ 115,000 |
| Maricopa, Arizona | 88 | $ 52,410,000 | $ 595,568 | $ 266,000 |
| El Paso, Colorado | 65 | $ 21,585,000 | $ 332,076 | $ 154,000 |
| Eagle, Colorado | 35 | $ 27,765,000 | $ 793,285 | $ 459,000 |
| Grand, Colorado | 33 | $ 13,485,000 | $ 408,636 | $ 280,000 |
| Broomfield, Colorado | 32 | $ 13,400,000 | $ 418,750 | $ 184,000 |
| Summit, Colorado | 29 | $ 13,745,000 | $ 473,965 | $ 335,000 |
| Elbert, Colorado | 24 | $ 9,810,000 | $ 408,750 | $ 106,000 |
| Teton, Wyoming | 18 | $ 24,470,000 | $ 1,359,444 | $ 538,000 |
| San Diego, California | 16 | $ 13,930,000 | $ 870,625 | $ 425,000 |
| Contra Costa, California | 15 | $ 7,615,000 | $ 507,666 | $ 217,000 |
| Los Angeles, California | 15 | $ 6,805,000 | $ 453,666 | $ 209,000 |
| Orange, California | 15 | $ 10,335,000 | $ 689,000 | $ 230,000 |
| Pueblo, Colorado | 15 | $ 5,675,000 | $ 378,333 | $ 192,000 |
| Park, Colorado | 13 | $ 4,185,000 | $ 321,923 | $ 117,000 |
| Pitkin, Colorado | 11 | $ 19,475,000 | $ 1,770,454 | $ 1,157,000 |
| Chaffee, Colorado | 10 | $ 3,290,000 | $ 329,000 | $ 150,000 |
| Clear Creek, Colorado | 10 | $ 3,980,000 | $ 398,000 | $ 156,000 |
| Gunnison, Colorado | 10 | $ 3,840,000 | $ 384,000 | $ 312,000 |
| Escambia, Florida | 10 | $ 1,770,000 | $ 177,000 | $ 99,000 |
| Ventura, California | 9 | $ 4,545,000 | $ 505,000 | $ 157,000 |
| Alameda, California | 8 | $ 3,320,000 | $ 415,000 | $ 211,000 |
| Garfield, Colorado | 7 | $ 3,125,000 | $ 446,428 | $ 258,000 |
| Mesa, Colorado | 7 | $ 1,915,000 | $ 273,571 | $ 84,000 |
| Miami-Dade, Florida | 7 | $ 2,585,000 | $ 369,285 | $ 203,000 |
| Dallas, Texas | 7 | $ 5,165,000 | $ 737,857 | $ 519,000 |
| Utah, Utah | 7 | $ 2,035,000 | $ 290,714 | $ 109,000 |
| Pima, Arizona | 6 | $ 2,020,000 | $ 336,666 | $ 289,000 |
| Placer, California | 6 | $ 2,500,000 | $ 416,666 | $ 107,000 |
| Riverside, California | 6 | $ 6,480,000 | $ 1,080,000 | $ 1,289,000 |
| Routt, Colorado | 6 | $ 2,300,000 | $ 383,333 | $ 145,000 |
| Cook, Illinois | 6 | $ 1,480,000 | $ 246,666 | $ 159,000 |
| Middlesex, Massachusetts | 6 | $ 2,580,000 | $ 430,000 | $ 206,000 |
| Jackson, Missouri | 6 | $ 980,000 | $ 163,333 | $ 135,000 |
| Sacramento, California | 5 | $ 2,555,000 | $ 511,000 | $ 157,000 |
| Lee, Florida | 5 | $ 1,365,000 | $ 273,000 | $ 122,000 |
| Sarasota, Florida | 5 | $ 1,265,000 | $ 253,000 | $ 113,000 |
| Johnson, Kansas | 5 | $ 1,605,000 | $ 321,000 | $ 105,000 |
| Barnstable, Massachusetts | 5 | $ 2,475,000 | $ 495,000 | $ 198,000 |
| Hennepin, Minnesota | 5 | $ 1,525,000 | $ 305,000 | $ 155,000 |
| Santa Fe, New Mexico | 5 | $ 1,885,000 | $ 377,000 | $ 284,000 |
| Washington, Oregon | 5 | $ 1,555,000 | $ 311,000 | $ 132,000 |
| King, Washington | 5 | $ 2,485,000 | $ 497,000 | $ 104,000 |
| Pierce, Washington | 5 | $ 1,875,000 | $ 375,000 | $ 78,000 |
| Pinal, Arizona | 4 | $ 830,000 | $ 207,500 | $ 79,000 |
| Monterey, California | 4 | $ 2,240,000 | $ 560,000 | $ 136,000 |
| San Luis Obispo, California | 4 | $ 2,420,000 | $ 605,000 | $ 218,000 |
| Santa Cruz, California | 4 | $ 2,080,000 | $ 520,000 | $ 157,000 |
| Fremont, Colorado | 4 | $ 870,000 | $ 217,500 | $ 80,000 |
| Morgan, Colorado | 4 | $ 610,000 | $ 152,500 | $ 55,000 |
| Fulton, Georgia | 4 | $ 1,910,000 | $ 477,500 | $ 344,000 |
| Montgomery, Maryland | 4 | $ 1,380,000 | $ 345,000 | $ 116,000 |
| Olmsted, Minnesota | 4 | $ 780,000 | $ 195,000 | $ 348,000 |
| Gallatin, Montana | 4 | $ 1,200,000 | $ 300,000 | $ 109,000 |
| Williamson, Tennessee | 4 | $ 1,910,000 | $ 477,500 | $ 152,000 |
| Bexar, Texas | 4 | $ 1,160,000 | $ 290,000 | $ 110,000 |
| Collin, Texas | 4 | $ 1,290,000 | $ 322,500 | $ 72,000 |
| Fort Bend, Texas | 4 | $ 1,310,000 | $ 327,500 | $ 316,000 |
| Thurston, Washington | 4 | $ 1,480,000 | $ 370,000 | $ 74,000 |
| Laramie, Wyoming | 4 | $ 1,320,000 | $ 330,000 | $ 130,000 |
| San Bernardino, California | 3 | $ 945,000 | $ 315,000 | $ 141,000 |
| San Francisco, California | 3 | $ 1,555,000 | $ 518,333 | $ 234,000 |
| Santa Clara, California | 3 | $ 1,605,000 | $ 535,000 | $ 165,000 |
| Custer, Colorado | 3 | $ 735,000 | $ 245,000 | $ 173,000 |
| Gilpin, Colorado | 3 | $ 1,255,000 | $ 418,333 | $ 119,000 |
| San Miguel, Colorado | 3 | $ 2,865,000 | $ 955,000 | $ 583,000 |
| Broward, Florida | 3 | $ 645,000 | $ 215,000 | $ 333,000 |
| Hawaii, Hawaii | 3 | $ 1,385,000 | $ 461,666 | $ 139,000 |
| Ada, Idaho | 3 | $ 1,325,000 | $ 441,666 | $ 192,000 |
| Kootenai, Idaho | 3 | $ 1,085,000 | $ 361,666 | $ 121,000 |
| Prince George's, Maryland | 3 | $ 1,045,000 | $ 348,333 | $ 48,000 |
| Bernalillo, New Mexico | 3 | $ 515,000 | $ 171,666 | $ 169,000 |
| Mecklenburg, North Carolina | 3 | $ 705,000 | $ 235,000 | $ 192,000 |
| Benton, Oregon | 3 | $ 635,000 | $ 211,666 | $ 281,000 |
| Denton, Texas | 3 | $ 825,000 | $ 275,000 | $ 131,000 |
| Yavapai, Arizona | 2 | $ 770,000 | $ 385,000 | $ 204,000 |
| Washington, Arkansas | 2 | $ 210,000 | $ 105,000 | $ 139,000 |
| El Dorado, California | 2 | $ 820,000 | $ 410,000 | $ 158,000 |
| San Joaquin, California | 2 | $ 640,000 | $ 320,000 | $ 133,000 |
| San Mateo, California | 2 | $ 1,030,000 | $ 515,000 | $ 232,000 |
| Santa Barbara, California | 2 | $ 2,230,000 | $ 1,115,000 | $ 322,000 |
| Lake, Colorado | 2 | $ 550,000 | $ 275,000 | $ 58,000 |
| Rio Blanco, Colorado | 2 | $ 520,000 | $ 260,000 | $ 58,000 |
| Teller, Colorado | 2 | $ 1,260,000 | $ 630,000 | $ 784,000 |
| Clay, Florida | 2 | $ 390,000 | $ 195,000 | $ 11,000 |
| Palm Beach, Florida | 2 | $ 410,000 | $ 205,000 | $ 434,000 |
| Pasco, Florida | 2 | $ 460,000 | $ 230,000 | $ 50,000 |
| Pinellas, Florida | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Volusia, Florida | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Teton, Idaho | 2 | $ 1,600,000 | $ 800,000 | $ 254,000 |
| Hamilton, Indiana | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Marion, Indiana | 2 | $ 290,000 | $ 145,000 | $ 152,000 |
| Howard, Maryland | 2 | $ 1,060,000 | $ 530,000 | $ 276,000 |
| Kent, Michigan | 2 | $ 380,000 | $ 190,000 | $ 159,000 |
| Camden, Missouri | 2 | $ 930,000 | $ 465,000 | $ 171,000 |
| Pulaski, Missouri | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Flathead, Montana | 2 | $ 710,000 | $ 355,000 | $ 313,000 |
| Douglas, Nebraska | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Hall, Nebraska | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Clark, Nevada | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Hudson, New Jersey | 2 | $ 970,000 | $ 485,000 | $ 165,000 |
| Durham, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 98,000 |
| Macon, North Carolina | 2 | $ 280,000 | $ 140,000 | $ 27,000 |
| Wake, North Carolina | 2 | $ 330,000 | $ 165,000 | $ 277,000 |
| Summit, Ohio | 2 | $ 320,000 | $ 160,000 | $ 103,000 |
| Cleveland, Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Comanche, Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Deschutes, Oregon | 2 | $ 830,000 | $ 415,000 | $ 204,000 |
| Jackson, Oregon | 2 | $ 510,000 | $ 255,000 | $ 112,000 |
| Lackawanna, Pennsylvania | 2 | $ 820,000 | $ 410,000 | $ 268,000 |
| Westmoreland, Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 110,000 |
| Beaufort, South Carolina | 2 | $ 360,000 | $ 180,000 | $ 205,000 |
| Georgetown, South Carolina | 2 | $ 610,000 | $ 305,000 | $ 262,000 |
| Minnehaha, South Dakota | 2 | $ 410,000 | $ 205,000 | $ 130,000 |
| Rutherford, Tennessee | 2 | $ 610,000 | $ 305,000 | $ 109,000 |
| Wilson, Tennessee | 2 | $ 530,000 | $ 265,000 | $ 108,000 |
| Harris, Texas | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Travis, Texas | 2 | $ 640,000 | $ 320,000 | $ 141,000 |
| Sanpete, Utah | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Wasatch, Utah | 2 | $ 840,000 | $ 420,000 | $ 150,000 |
| Weber, Utah | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Fairfax, Virginia | 2 | $ 900,000 | $ 450,000 | $ 161,000 |
| Benton, Washington | 2 | $ 450,000 | $ 225,000 | $ 131,000 |
| Waukesha, Wisconsin | 2 | $ 1,060,000 | $ 530,000 | $ 269,000 |
| Albany, Wyoming | 2 | $ 310,000 | $ 155,000 | $ 161,000 |
| Sublette, Wyoming | 2 | $ 1,000,000 | $ 500,000 | $ 174,000 |
| Baldwin, Alabama | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Gila, Arizona | 1 | $ 515,000 | $ 515,000 | $ 300,000 |
| Mohave, Arizona | 1 | $ 285,000 | $ 285,000 | $ 161,000 |
| Navajo, Arizona | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Butte, California | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Marin, California | 1 | $ 1,005,000 | $ 1,005,000 | $ 394,000 |
| Mono, California | 1 | $ 495,000 | $ 495,000 | $ 443,000 |
| Napa, California | 1 | $ 2,105,000 | $ 2,105,000 | $ 2,424,000 |
| Solano, California | 1 | $ 445,000 | $ 445,000 | $ 144,000 |
| Yolo, California | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Alamosa, Colorado | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Archuleta, Colorado | 1 | $ 515,000 | $ 515,000 | $ 417,000 |
| Crowley, Colorado | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Delta, Colorado | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| La Plata, Colorado | 1 | $ 345,000 | $ 345,000 | $ 154,000 |
| Las Animas, Colorado | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Ouray, Colorado | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Fairfield, Connecticut | 1 | $ 515,000 | $ 515,000 | $ 197,000 |
| Hartford, Connecticut | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Litchfield, Connecticut | 1 | $ 515,000 | $ 515,000 | $ 393,000 |
| New Haven, Connecticut | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| District of Columbia, District Of Columbia | 1 | $ 765,000 | $ 765,000 | $ 455,000 |
| Flagler, Florida | 1 | $ 465,000 | $ 465,000 | $ 82,000 |
| Manatee, Florida | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Okaloosa, Florida | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Seminole, Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Johns, Florida | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| St. Lucie, Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sumter, Florida | 1 | $ 305,000 | $ 305,000 | $ 211,000 |
| Walton, Florida | 1 | $ 505,000 | $ 505,000 | $ 167,000 |
| Cherokee, Georgia | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| DeKalb, Georgia | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Forsyth, Georgia | 1 | $ 165,000 | $ 165,000 | $ 245,000 |
| Gwinnett, Georgia | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Richmond, Georgia | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Rockdale, Georgia | 1 | $ 115,000 | $ 115,000 | $ 280,000 |
| Honolulu, Hawaii | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Bannock, Idaho | 1 | $ 95,000 | $ 95,000 | $ 182,000 |
| Bonneville, Idaho | 1 | $ 155,000 | $ 155,000 | $ 213,000 |
| Kane, Illinois | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| Lake, Illinois | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Will, Illinois | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| Allen, Indiana | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Douglas, Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Jefferson, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Calcasieu, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Orleans, Louisiana | 1 | $ 335,000 | $ 335,000 | $ 176,000 |
| St. Bernard, Louisiana | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Hancock, Maine | 1 | $ 515,000 | $ 515,000 | $ 231,000 |
| Calvert, Maryland | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Harford, Maryland | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Norfolk, Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 631,000 |
| Plymouth, Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Worcester, Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Benzie, Michigan | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Oakland, Michigan | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Van Buren, Michigan | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Washtenaw, Michigan | 1 | $ 515,000 | $ 515,000 | $ 336,000 |
| Carlton, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 232,000 |
| Carver, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Cass, Minnesota | 1 | $ 515,000 | $ 515,000 | $ 485,000 |
| Dakota, Minnesota | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Platte, Missouri | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| St. Charles, Missouri | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Dakota, Nebraska | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Keith, Nebraska | 1 | $ 275,000 | $ 275,000 | $ 469,000 |
| Douglas, Nevada | 1 | $ 455,000 | $ 455,000 | $ 87,000 |
| Washoe, Nevada | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Essex, New Jersey | 1 | $ 805,000 | $ 805,000 | $ 454,000 |
| Mercer, New Jersey | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Union, New Jersey | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dona Ana, New Mexico | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| San Juan, New Mexico | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| San Miguel, New Mexico | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Sandoval, New Mexico | 1 | $ 365,000 | $ 365,000 | $ 331,000 |
| Taos, New Mexico | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Valencia, New Mexico | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Kings, New York | 1 | $ 995,000 | $ 995,000 | $ 460,000 |
| Otsego, New York | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Steuben, New York | 1 | $ 235,000 | $ 235,000 | $ 143,000 |
| Suffolk, New York | 1 | $ 375,000 | $ 375,000 | $ 154,000 |
| Westchester, New York | 1 | $ 435,000 | $ 435,000 | $ 215,000 |
| Transylvania, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Cuyahoga, Ohio | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Franklin, Ohio | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Fulton, Ohio | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Stark, Ohio | 1 | $ 75,000 | $ 75,000 | $ 260,000 |
| Canadian, Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 255,000 |
| Delaware, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Clatsop, Oregon | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Multnomah, Oregon | 1 | $ 395,000 | $ 395,000 | $ 167,000 |
| Philadelphia, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| York, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 219,000 |
| Horry, South Carolina | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| York, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Lake, South Dakota | 1 | $ 115,000 | $ 115,000 | $ 211,000 |
| Lawrence, South Dakota | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| Lincoln, South Dakota | 1 | $ 495,000 | $ 495,000 | $ 225,000 |
| Pennington, South Dakota | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Union, South Dakota | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Bradley, Tennessee | 1 | $ 635,000 | $ 635,000 | $ 288,000 |
| Davidson, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Hamilton, Tennessee | 1 | $ 355,000 | $ 355,000 | $ 214,000 |
| Knox, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Bell, Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Brazos, Texas | 1 | $ 375,000 | $ 375,000 | $ 151,000 |
| Ellis, Texas | 1 | $ 415,000 | $ 415,000 | $ 179,000 |
| Kaufman, Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kendall, Texas | 1 | $ 175,000 | $ 175,000 | $ 186,000 |
| Montgomery, Texas | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Presidio, Texas | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| San Jacinto, Texas | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Tarrant, Texas | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Tom Green, Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Williamson, Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Cache, Utah | 1 | $ 505,000 | $ 505,000 | $ 310,000 |
| Davis, Utah | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Iron, Utah | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Salt Lake, Utah | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Washington, Utah | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Caroline, Virginia | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Chesapeake, Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Henrico, Virginia | 1 | $ 165,000 | $ 165,000 | $ 165,000 |
| James City, Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Newport News, Virginia | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Rockbridge, Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| San Juan, Washington | 1 | $ 635,000 | $ 635,000 | $ 379,000 |
| Barron, Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 221,000 |
| Carbon, Wyoming | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Converse, Wyoming | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Crook, Wyoming | 1 | $ 495,000 | $ 495,000 | $ 154,000 |
| Platte, Wyoming | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
Mortgage Loan Application Detail Totals for First Western Trust Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,359 | $901,385,000 | $382,000 | $7,205,000 | $176,000 | $7,578,000 |
| Home Purchase | 1,508 | $671,920,000 | $445,000 | $8,205,000 | $178,000 | $3,197,000 |
| Cash-out Refinancing | 742 | $299,420,000 | $403,000 | $4,505,000 | $177,000 | $7,549,000 |
| Home Improvement | 33 | $12,555,000 | $380,000 | $1,505,000 | $148,000 | $711,000 |
| Other Purpose | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $290,000 | $290,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,800 | $1,523,850,000 | $401,000 | $7,205,000 | $182,000 | $7,578,000 |
| Asian | 375 | $153,045,000 | $408,000 | $3,925,000 | $166,000 | $2,138,000 |
| Not Provided | 181 | $73,675,000 | $407,000 | $1,955,000 | $177,000 | $1,800,000 |
| Hispanic | 171 | $62,235,000 | $363,000 | $1,815,000 | $111,000 | $725,000 |
| Black or African American | 57 | $21,155,000 | $371,000 | $925,000 | $141,000 | $500,000 |
| Not applicable | 24 | $39,150,000 | $1,631,000 | $8,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $5,850,000 | $365,000 | $515,000 | $114,000 | $423,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,500,000 | $375,000 | $535,000 | $125,000 | $237,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,243 | $1,734,945,000 | $408,000 | $8,205,000 | $187,000 | $7,578,000 |
| VA-guaranteed (Veterans Administration) | 260 | $104,140,000 | $400,000 | $1,025,000 | $58,000 | $454,000 |
| FHA-insured (Federal Housing Administration) | 130 | $44,330,000 | $341,000 | $685,000 | $77,000 | $315,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,870,000 | $287,000 | $405,000 | $69,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,803 | $1,521,335,000 | $400,000 | $8,205,000 | $170,000 | $7,549,000 |
| Application Withdrawn By Applicant | 665 | $297,145,000 | $446,000 | $7,205,000 | $220,000 | $7,578,000 |
| Application Approved But Not Accepted | 108 | $44,750,000 | $414,000 | $3,505,000 | $169,000 | $1,015,000 |
| Application Denied By Financial Institution | 48 | $17,380,000 | $362,000 | $1,305,000 | $116,000 | $298,000 |
| File Closed For Incompleteness | 19 | $5,675,000 | $298,000 | $635,000 | $126,000 | $535,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,595 | $1,868,905,000 | $406,000 | $8,205,000 | $177,000 | $7,578,000 |
| Debt-To-Income Ratio | 21 | $9,185,000 | $437,000 | $1,305,000 | $124,000 | $298,000 |
| Credit History | 16 | $4,800,000 | $300,000 | $515,000 | $116,000 | $228,000 |
| Collateral | 5 | $1,345,000 | $269,000 | $325,000 | $93,000 | $242,000 |
| Unverifiable Information | 4 | $1,290,000 | $322,000 | $505,000 | $107,000 | $180,000 |
| Other | 1 | $325,000 | $325,000 | $325,000 | $73,000 | $73,000 |
| Employment History | 1 | $435,000 | $435,000 | $435,000 | $131,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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