First Western Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Western Trust Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Trust Bank 1900 16Th Street Suite #500 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,643 |
| Total Mortgage Loan Application Amount | $1,886,285,000 |
| Average Mortgage Loan Application Amount | $523,000 |
| Highest Mortgage Loan Application Amount | $8,205,000 |
| Average Applicant Income | $193,800 |
| Highest Applicant Income | $7,578,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Western Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Western Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Trust Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer County Colorado | 888 | $ 304,160,000 | $ 342,000 | $ 149,000 |
| Denver County Colorado | 728 | $ 342,490,000 | $ 470,000 | $ 209,000 |
| Arapahoe County Colorado | 576 | $ 222,800,000 | $ 386,000 | $ 177,000 |
| Douglas County Colorado | 563 | $ 230,125,000 | $ 408,000 | $ 158,000 |
| Jefferson County Colorado | 321 | $ 121,795,000 | $ 379,000 | $ 139,000 |
| Weld County Colorado | 285 | $ 96,335,000 | $ 338,000 | $ 117,000 |
| Boulder County Colorado | 167 | $ 79,815,000 | $ 477,000 | $ 177,000 |
| Adams County Colorado | 150 | $ 49,750,000 | $ 331,000 | $ 115,000 |
| Maricopa County Arizona | 88 | $ 52,410,000 | $ 595,000 | $ 266,000 |
| El Paso County Colorado | 65 | $ 21,585,000 | $ 332,000 | $ 154,000 |
| Eagle County Colorado | 35 | $ 27,765,000 | $ 793,000 | $ 459,000 |
| Grand County Colorado | 33 | $ 13,485,000 | $ 408,000 | $ 280,000 |
| Broomfield County Colorado | 32 | $ 13,400,000 | $ 418,000 | $ 184,000 |
| Summit County Colorado | 29 | $ 13,745,000 | $ 473,000 | $ 335,000 |
| Elbert County Colorado | 24 | $ 9,810,000 | $ 408,000 | $ 106,000 |
| Teton County Wyoming | 18 | $ 24,470,000 | $ 1,359,000 | $ 538,000 |
| San Diego County California | 16 | $ 13,930,000 | $ 870,000 | $ 425,000 |
| Contra Costa County California | 15 | $ 7,615,000 | $ 507,000 | $ 217,000 |
| Los Angeles County California | 15 | $ 6,805,000 | $ 453,000 | $ 209,000 |
| Orange County California | 15 | $ 10,335,000 | $ 689,000 | $ 230,000 |
| Pueblo County Colorado | 15 | $ 5,675,000 | $ 378,000 | $ 192,000 |
| Park County Colorado | 13 | $ 4,185,000 | $ 321,000 | $ 117,000 |
| Pitkin County Colorado | 11 | $ 19,475,000 | $ 1,770,000 | $ 1,157,000 |
| Chaffee County Colorado | 10 | $ 3,290,000 | $ 329,000 | $ 150,000 |
| Clear Creek County Colorado | 10 | $ 3,980,000 | $ 398,000 | $ 156,000 |
| Gunnison County Colorado | 10 | $ 3,840,000 | $ 384,000 | $ 312,000 |
| Escambia County Florida | 10 | $ 1,770,000 | $ 177,000 | $ 99,000 |
| Ventura County California | 9 | $ 4,545,000 | $ 505,000 | $ 157,000 |
| Alameda County California | 8 | $ 3,320,000 | $ 415,000 | $ 211,000 |
| Garfield County Colorado | 7 | $ 3,125,000 | $ 446,000 | $ 258,000 |
| Mesa County Colorado | 7 | $ 1,915,000 | $ 273,000 | $ 84,000 |
| Miami-Dade County Florida | 7 | $ 2,585,000 | $ 369,000 | $ 203,000 |
| Dallas County Texas | 7 | $ 5,165,000 | $ 737,000 | $ 519,000 |
| Utah County Utah | 7 | $ 2,035,000 | $ 290,000 | $ 109,000 |
| Pima County Arizona | 6 | $ 2,020,000 | $ 336,000 | $ 289,000 |
| Placer County California | 6 | $ 2,500,000 | $ 416,000 | $ 107,000 |
| Riverside County California | 6 | $ 6,480,000 | $ 1,080,000 | $ 1,289,000 |
| Routt County Colorado | 6 | $ 2,300,000 | $ 383,000 | $ 145,000 |
| Cook County Illinois | 6 | $ 1,480,000 | $ 246,000 | $ 159,000 |
| Middlesex County Massachusetts | 6 | $ 2,580,000 | $ 430,000 | $ 206,000 |
| Jackson County Missouri | 6 | $ 980,000 | $ 163,000 | $ 135,000 |
| Sacramento County California | 5 | $ 2,555,000 | $ 511,000 | $ 157,000 |
| Lee County Florida | 5 | $ 1,365,000 | $ 273,000 | $ 122,000 |
| Sarasota County Florida | 5 | $ 1,265,000 | $ 253,000 | $ 113,000 |
| Johnson County Kansas | 5 | $ 1,605,000 | $ 321,000 | $ 105,000 |
| Barnstable County Massachusetts | 5 | $ 2,475,000 | $ 495,000 | $ 198,000 |
| Hennepin County Minnesota | 5 | $ 1,525,000 | $ 305,000 | $ 155,000 |
| Santa Fe County New Mexico | 5 | $ 1,885,000 | $ 377,000 | $ 284,000 |
| Washington County Oregon | 5 | $ 1,555,000 | $ 311,000 | $ 132,000 |
| King County Washington | 5 | $ 2,485,000 | $ 497,000 | $ 104,000 |
| Pierce County Washington | 5 | $ 1,875,000 | $ 375,000 | $ 78,000 |
| Pinal County Arizona | 4 | $ 830,000 | $ 207,000 | $ 79,000 |
| Monterey County California | 4 | $ 2,240,000 | $ 560,000 | $ 136,000 |
| San Luis Obispo County California | 4 | $ 2,420,000 | $ 605,000 | $ 218,000 |
| Santa Cruz County California | 4 | $ 2,080,000 | $ 520,000 | $ 157,000 |
| Fremont County Colorado | 4 | $ 870,000 | $ 217,000 | $ 80,000 |
| Morgan County Colorado | 4 | $ 610,000 | $ 152,000 | $ 55,000 |
| Fulton County Georgia | 4 | $ 1,910,000 | $ 477,000 | $ 344,000 |
| Montgomery County Maryland | 4 | $ 1,380,000 | $ 345,000 | $ 116,000 |
| Olmsted County Minnesota | 4 | $ 780,000 | $ 195,000 | $ 348,000 |
| Gallatin County Montana | 4 | $ 1,200,000 | $ 300,000 | $ 109,000 |
| Williamson County Tennessee | 4 | $ 1,910,000 | $ 477,000 | $ 152,000 |
| Bexar County Texas | 4 | $ 1,160,000 | $ 290,000 | $ 110,000 |
| Collin County Texas | 4 | $ 1,290,000 | $ 322,000 | $ 72,000 |
| Fort Bend County Texas | 4 | $ 1,310,000 | $ 327,000 | $ 316,000 |
| Thurston County Washington | 4 | $ 1,480,000 | $ 370,000 | $ 74,000 |
| Laramie County Wyoming | 4 | $ 1,320,000 | $ 330,000 | $ 130,000 |
| San Bernardino County California | 3 | $ 945,000 | $ 315,000 | $ 141,000 |
| San Francisco County California | 3 | $ 1,555,000 | $ 518,000 | $ 234,000 |
| Santa Clara County California | 3 | $ 1,605,000 | $ 535,000 | $ 165,000 |
| Custer County Colorado | 3 | $ 735,000 | $ 245,000 | $ 173,000 |
| Gilpin County Colorado | 3 | $ 1,255,000 | $ 418,000 | $ 119,000 |
| San Miguel County Colorado | 3 | $ 2,865,000 | $ 955,000 | $ 583,000 |
| Broward County Florida | 3 | $ 645,000 | $ 215,000 | $ 333,000 |
| Hawaii County Hawaii | 3 | $ 1,385,000 | $ 461,000 | $ 139,000 |
| Ada County Idaho | 3 | $ 1,325,000 | $ 441,000 | $ 192,000 |
| Kootenai County Idaho | 3 | $ 1,085,000 | $ 361,000 | $ 121,000 |
| Prince George's County Maryland | 3 | $ 1,045,000 | $ 348,000 | $ 48,000 |
| Bernalillo County New Mexico | 3 | $ 515,000 | $ 171,000 | $ 169,000 |
| Mecklenburg County North Carolina | 3 | $ 705,000 | $ 235,000 | $ 192,000 |
| Benton County Oregon | 3 | $ 635,000 | $ 211,000 | $ 281,000 |
| Denton County Texas | 3 | $ 825,000 | $ 275,000 | $ 131,000 |
| Yavapai County Arizona | 2 | $ 770,000 | $ 385,000 | $ 204,000 |
| Washington County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 139,000 |
| El Dorado County California | 2 | $ 820,000 | $ 410,000 | $ 158,000 |
| San Joaquin County California | 2 | $ 640,000 | $ 320,000 | $ 133,000 |
| San Mateo County California | 2 | $ 1,030,000 | $ 515,000 | $ 232,000 |
| Santa Barbara County California | 2 | $ 2,230,000 | $ 1,115,000 | $ 322,000 |
| Lake County Colorado | 2 | $ 550,000 | $ 275,000 | $ 58,000 |
| Rio Blanco County Colorado | 2 | $ 520,000 | $ 260,000 | $ 58,000 |
| Teller County Colorado | 2 | $ 1,260,000 | $ 630,000 | $ 784,000 |
| Clay County Florida | 2 | $ 390,000 | $ 195,000 | $ 11,000 |
| Palm Beach County Florida | 2 | $ 410,000 | $ 205,000 | $ 434,000 |
| Pasco County Florida | 2 | $ 460,000 | $ 230,000 | $ 50,000 |
| Pinellas County Florida | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Teton County Idaho | 2 | $ 1,600,000 | $ 800,000 | $ 254,000 |
| Hamilton County Indiana | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Marion County Indiana | 2 | $ 290,000 | $ 145,000 | $ 152,000 |
| Howard County Maryland | 2 | $ 1,060,000 | $ 530,000 | $ 276,000 |
| Kent County Michigan | 2 | $ 380,000 | $ 190,000 | $ 159,000 |
| Camden County Missouri | 2 | $ 930,000 | $ 465,000 | $ 171,000 |
| Pulaski County Missouri | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Flathead County Montana | 2 | $ 710,000 | $ 355,000 | $ 313,000 |
| Douglas County Nebraska | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Hall County Nebraska | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Clark County Nevada | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Hudson County New Jersey | 2 | $ 970,000 | $ 485,000 | $ 165,000 |
| Durham County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 98,000 |
| Macon County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 27,000 |
| Wake County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 277,000 |
| Summit County Ohio | 2 | $ 320,000 | $ 160,000 | $ 103,000 |
| Cleveland County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Comanche County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Deschutes County Oregon | 2 | $ 830,000 | $ 415,000 | $ 204,000 |
| Jackson County Oregon | 2 | $ 510,000 | $ 255,000 | $ 112,000 |
| Lackawanna County Pennsylvania | 2 | $ 820,000 | $ 410,000 | $ 268,000 |
| Westmoreland County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 110,000 |
| Beaufort County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 205,000 |
| Georgetown County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 262,000 |
| Minnehaha County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 130,000 |
| Rutherford County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 109,000 |
| Wilson County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 108,000 |
| Harris County Texas | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Travis County Texas | 2 | $ 640,000 | $ 320,000 | $ 141,000 |
| Sanpete County Utah | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Wasatch County Utah | 2 | $ 840,000 | $ 420,000 | $ 150,000 |
| Weber County Utah | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Fairfax County Virginia | 2 | $ 900,000 | $ 450,000 | $ 161,000 |
| Benton County Washington | 2 | $ 450,000 | $ 225,000 | $ 131,000 |
| Waukesha County Wisconsin | 2 | $ 1,060,000 | $ 530,000 | $ 269,000 |
| Albany County Wyoming | 2 | $ 310,000 | $ 155,000 | $ 161,000 |
| Sublette County Wyoming | 2 | $ 1,000,000 | $ 500,000 | $ 174,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Gila County Arizona | 1 | $ 515,000 | $ 515,000 | $ 300,000 |
| Mohave County Arizona | 1 | $ 285,000 | $ 285,000 | $ 161,000 |
| Navajo County Arizona | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Butte County California | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Marin County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 394,000 |
| Mono County California | 1 | $ 495,000 | $ 495,000 | $ 443,000 |
| Napa County California | 1 | $ 2,105,000 | $ 2,105,000 | $ 2,424,000 |
| Solano County California | 1 | $ 445,000 | $ 445,000 | $ 144,000 |
| Yolo County California | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Alamosa County Colorado | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Archuleta County Colorado | 1 | $ 515,000 | $ 515,000 | $ 417,000 |
| Crowley County Colorado | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Delta County Colorado | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| La Plata County Colorado | 1 | $ 345,000 | $ 345,000 | $ 154,000 |
| Las Animas County Colorado | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Ouray County Colorado | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Fairfield County Connecticut | 1 | $ 515,000 | $ 515,000 | $ 197,000 |
| Hartford County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Litchfield County Connecticut | 1 | $ 515,000 | $ 515,000 | $ 393,000 |
| New Haven County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| District of Columbia County District Of Columbia | 1 | $ 765,000 | $ 765,000 | $ 455,000 |
| Flagler County Florida | 1 | $ 465,000 | $ 465,000 | $ 82,000 |
| Manatee County Florida | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Okaloosa County Florida | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Johns County Florida | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| St. Lucie County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sumter County Florida | 1 | $ 305,000 | $ 305,000 | $ 211,000 |
| Walton County Florida | 1 | $ 505,000 | $ 505,000 | $ 167,000 |
| Cherokee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| DeKalb County Georgia | 1 | $ 385,000 | $ 385,000 | $ 215,000 |
| Forsyth County Georgia | 1 | $ 165,000 | $ 165,000 | $ 245,000 |
| Gwinnett County Georgia | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Richmond County Georgia | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Rockdale County Georgia | 1 | $ 115,000 | $ 115,000 | $ 280,000 |
| Honolulu County Hawaii | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Bannock County Idaho | 1 | $ 95,000 | $ 95,000 | $ 182,000 |
| Bonneville County Idaho | 1 | $ 155,000 | $ 155,000 | $ 213,000 |
| Kane County Illinois | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Will County Illinois | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| Allen County Indiana | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Douglas County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Jefferson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Calcasieu County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Orleans County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 176,000 |
| St. Bernard County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Hancock County Maine | 1 | $ 515,000 | $ 515,000 | $ 231,000 |
| Calvert County Maryland | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Harford County Maryland | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 631,000 |
| Plymouth County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Worcester County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Benzie County Michigan | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Oakland County Michigan | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Van Buren County Michigan | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Washtenaw County Michigan | 1 | $ 515,000 | $ 515,000 | $ 336,000 |
| Carlton County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 232,000 |
| Carver County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Cass County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 485,000 |
| Dakota County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Platte County Missouri | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| St. Charles County Missouri | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Dakota County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Keith County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 469,000 |
| Douglas County Nevada | 1 | $ 455,000 | $ 455,000 | $ 87,000 |
| Washoe County Nevada | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Essex County New Jersey | 1 | $ 805,000 | $ 805,000 | $ 454,000 |
| Mercer County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Union County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| San Juan County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| San Miguel County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Sandoval County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 331,000 |
| Taos County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Valencia County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Kings County New York | 1 | $ 995,000 | $ 995,000 | $ 460,000 |
| Otsego County New York | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Steuben County New York | 1 | $ 235,000 | $ 235,000 | $ 143,000 |
| Suffolk County New York | 1 | $ 375,000 | $ 375,000 | $ 154,000 |
| Westchester County New York | 1 | $ 435,000 | $ 435,000 | $ 215,000 |
| Transylvania County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Cuyahoga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Franklin County Ohio | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Fulton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Stark County Ohio | 1 | $ 75,000 | $ 75,000 | $ 260,000 |
| Canadian County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 255,000 |
| Delaware County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Clatsop County Oregon | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Multnomah County Oregon | 1 | $ 395,000 | $ 395,000 | $ 167,000 |
| Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| York County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 219,000 |
| Horry County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| York County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Lake County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 211,000 |
| Lawrence County South Dakota | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| Lincoln County South Dakota | 1 | $ 495,000 | $ 495,000 | $ 225,000 |
| Pennington County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Union County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Bradley County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 288,000 |
| Davidson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Hamilton County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 214,000 |
| Knox County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Brazos County Texas | 1 | $ 375,000 | $ 375,000 | $ 151,000 |
| Ellis County Texas | 1 | $ 415,000 | $ 415,000 | $ 179,000 |
| Kaufman County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kendall County Texas | 1 | $ 175,000 | $ 175,000 | $ 186,000 |
| Montgomery County Texas | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Presidio County Texas | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Tarrant County Texas | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Tom Green County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Williamson County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Cache County Utah | 1 | $ 505,000 | $ 505,000 | $ 310,000 |
| Davis County Utah | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Iron County Utah | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Salt Lake County Utah | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Washington County Utah | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Caroline County Virginia | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Chesapeake County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Henrico County Virginia | 1 | $ 165,000 | $ 165,000 | $ 165,000 |
| James City County Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Newport News County Virginia | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Rockbridge County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| San Juan County Washington | 1 | $ 635,000 | $ 635,000 | $ 379,000 |
| Barron County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 221,000 |
| Carbon County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Converse County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Crook County Wyoming | 1 | $ 495,000 | $ 495,000 | $ 154,000 |
| Platte County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
Mortgage Loan Application Detail Totals for First Western Trust Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,359 | $901,385,000 | $382,000 | $7,205,000 | $176,000 | $7,578,000 |
| Home Purchase | 1,508 | $671,920,000 | $445,000 | $8,205,000 | $178,000 | $3,197,000 |
| Cash-out Refinancing | 742 | $299,420,000 | $403,000 | $4,505,000 | $177,000 | $7,549,000 |
| Home Improvement | 33 | $12,555,000 | $380,000 | $1,505,000 | $148,000 | $711,000 |
| Other Purpose | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $290,000 | $290,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,800 | $1,523,850,000 | $401,000 | $7,205,000 | $182,000 | $7,578,000 |
| Asian | 375 | $153,045,000 | $408,000 | $3,925,000 | $166,000 | $2,138,000 |
| Not Provided | 181 | $73,675,000 | $407,000 | $1,955,000 | $177,000 | $1,800,000 |
| Hispanic | 171 | $62,235,000 | $363,000 | $1,815,000 | $111,000 | $725,000 |
| Black or African American | 57 | $21,155,000 | $371,000 | $925,000 | $141,000 | $500,000 |
| Not applicable | 24 | $39,150,000 | $1,631,000 | $8,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $5,850,000 | $365,000 | $515,000 | $114,000 | $423,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,500,000 | $375,000 | $535,000 | $125,000 | $237,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,243 | $1,734,945,000 | $408,000 | $8,205,000 | $187,000 | $7,578,000 |
| VA-guaranteed (Veterans Administration) | 260 | $104,140,000 | $400,000 | $1,025,000 | $58,000 | $454,000 |
| FHA-insured (Federal Housing Administration) | 130 | $44,330,000 | $341,000 | $685,000 | $77,000 | $315,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,870,000 | $287,000 | $405,000 | $69,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,803 | $1,521,335,000 | $400,000 | $8,205,000 | $170,000 | $7,549,000 |
| Application Withdrawn By Applicant | 665 | $297,145,000 | $446,000 | $7,205,000 | $220,000 | $7,578,000 |
| Application Approved But Not Accepted | 108 | $44,750,000 | $414,000 | $3,505,000 | $169,000 | $1,015,000 |
| Application Denied By Financial Institution | 48 | $17,380,000 | $362,000 | $1,305,000 | $116,000 | $298,000 |
| File Closed For Incompleteness | 19 | $5,675,000 | $298,000 | $635,000 | $126,000 | $535,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,595 | $1,868,905,000 | $406,000 | $8,205,000 | $177,000 | $7,578,000 |
| Debt-To-Income Ratio | 21 | $9,185,000 | $437,000 | $1,305,000 | $124,000 | $298,000 |
| Credit History | 16 | $4,800,000 | $300,000 | $515,000 | $116,000 | $228,000 |
| Collateral | 5 | $1,345,000 | $269,000 | $325,000 | $93,000 | $242,000 |
| Unverifiable Information | 4 | $1,290,000 | $322,000 | $505,000 | $107,000 | $180,000 |
| Other | 1 | $325,000 | $325,000 | $325,000 | $73,000 | $73,000 |
| Employment History | 1 | $435,000 | $435,000 | $435,000 | $131,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.