First Western Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Western Trust Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Trust Bank 1900 16Th Street Suite #500 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,981 |
| Total Mortgage Loan Application Amount | $1,734,795,000 |
| Average Mortgage Loan Application Amount | $429,000 |
| Highest Mortgage Loan Application Amount | $11,165,000 |
| Average Applicant Income | $190,000 |
| Highest Applicant Income | $9,334,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Western Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Western Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Trust Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer County Colorado | 822 | $ 301,460,000 | $ 366,000 | $ 140,000 |
| Denver County Colorado | 523 | $ 285,165,000 | $ 545,000 | $ 215,000 |
| Arapahoe County Colorado | 447 | $ 193,575,000 | $ 433,000 | $ 190,000 |
| Douglas County Colorado | 336 | $ 162,620,000 | $ 483,000 | $ 177,000 |
| Weld County Colorado | 253 | $ 90,615,000 | $ 358,000 | $ 121,000 |
| Jefferson County Colorado | 206 | $ 89,730,000 | $ 435,000 | $ 178,000 |
| Adams County Colorado | 135 | $ 48,175,000 | $ 356,000 | $ 116,000 |
| Boulder County Colorado | 129 | $ 70,385,000 | $ 545,000 | $ 287,000 |
| Maricopa County Arizona | 90 | $ 38,150,000 | $ 423,000 | $ 208,000 |
| El Paso County Colorado | 89 | $ 32,115,000 | $ 360,000 | $ 169,000 |
| Summit County Colorado | 33 | $ 18,565,000 | $ 562,000 | $ 479,000 |
| Eagle County Colorado | 32 | $ 19,830,000 | $ 619,000 | $ 342,000 |
| Los Angeles County California | 25 | $ 23,375,000 | $ 935,000 | $ 361,000 |
| Broomfield County Colorado | 25 | $ 9,795,000 | $ 391,000 | $ 136,000 |
| Grand County Colorado | 23 | $ 9,905,000 | $ 430,000 | $ 239,000 |
| Contra Costa County California | 21 | $ 11,475,000 | $ 546,000 | $ 211,000 |
| Olmsted County Minnesota | 20 | $ 3,700,000 | $ 185,000 | $ 356,000 |
| Teton County Wyoming | 20 | $ 15,150,000 | $ 757,000 | $ 324,000 |
| Orange County California | 19 | $ 16,855,000 | $ 887,000 | $ 260,000 |
| San Diego County California | 19 | $ 12,865,000 | $ 677,000 | $ 288,000 |
| Pueblo County Colorado | 17 | $ 3,505,000 | $ 206,000 | $ 82,000 |
| Elbert County Colorado | 16 | $ 6,710,000 | $ 419,000 | $ 115,000 |
| Laramie County Wyoming | 15 | $ 4,305,000 | $ 287,000 | $ 110,000 |
| Escambia County Florida | 14 | $ 2,930,000 | $ 209,000 | $ 150,000 |
| Pitkin County Colorado | 12 | $ 20,510,000 | $ 1,709,000 | $ 1,530,000 |
| Park County Colorado | 11 | $ 3,865,000 | $ 351,000 | $ 169,000 |
| Pima County Arizona | 10 | $ 3,340,000 | $ 334,000 | $ 207,000 |
| Fulton County Georgia | 10 | $ 1,500,000 | $ 150,000 | $ 226,000 |
| Clark County Nevada | 10 | $ 2,880,000 | $ 288,000 | $ 141,000 |
| Garfield County Colorado | 9 | $ 3,655,000 | $ 406,000 | $ 595,000 |
| Gallatin County Montana | 9 | $ 2,765,000 | $ 307,000 | $ 490,000 |
| Cumberland County North Carolina | 9 | $ 975,000 | $ 108,000 | $ 225,000 |
| Utah County Utah | 9 | $ 2,625,000 | $ 291,000 | $ 118,000 |
| Routt County Colorado | 8 | $ 3,390,000 | $ 423,000 | $ 242,000 |
| Dallas County Texas | 8 | $ 5,690,000 | $ 711,000 | $ 452,000 |
| Tarrant County Texas | 8 | $ 2,500,000 | $ 312,000 | $ 167,000 |
| Pinal County Arizona | 7 | $ 1,535,000 | $ 219,000 | $ 82,000 |
| Gunnison County Colorado | 7 | $ 3,475,000 | $ 496,000 | $ 194,000 |
| La Plata County Colorado | 7 | $ 2,675,000 | $ 382,000 | $ 175,000 |
| Mesa County Colorado | 7 | $ 13,085,000 | $ 1,869,000 | $ 170,000 |
| Sacramento County California | 6 | $ 2,080,000 | $ 346,000 | $ 142,000 |
| Chaffee County Colorado | 6 | $ 1,700,000 | $ 283,000 | $ 128,000 |
| Clear Creek County Colorado | 6 | $ 2,900,000 | $ 483,000 | $ 176,000 |
| Lee County Florida | 6 | $ 3,430,000 | $ 571,000 | $ 245,000 |
| Miami-Dade County Florida | 6 | $ 2,790,000 | $ 465,000 | $ 215,000 |
| Polk County Iowa | 6 | $ 1,360,000 | $ 226,000 | $ 137,000 |
| Jackson County Missouri | 6 | $ 660,000 | $ 110,000 | $ 180,000 |
| Cuyahoga County Ohio | 6 | $ 740,000 | $ 123,000 | $ 205,000 |
| Collin County Texas | 6 | $ 2,020,000 | $ 336,000 | $ 133,000 |
| Harris County Texas | 6 | $ 6,560,000 | $ 1,093,000 | $ 114,000 |
| Travis County Texas | 6 | $ 4,030,000 | $ 671,000 | $ 325,000 |
| Albany County Wyoming | 6 | $ 1,850,000 | $ 308,000 | $ 145,000 |
| Benton County Arkansas | 5 | $ 1,655,000 | $ 331,000 | $ 116,000 |
| Alameda County California | 5 | $ 2,805,000 | $ 561,000 | $ 316,000 |
| Riverside County California | 5 | $ 2,045,000 | $ 409,000 | $ 279,000 |
| San Francisco County California | 5 | $ 2,315,000 | $ 463,000 | $ 119,000 |
| Ventura County California | 5 | $ 2,265,000 | $ 453,000 | $ 137,000 |
| Williamson County Tennessee | 5 | $ 2,265,000 | $ 453,000 | $ 340,000 |
| Bexar County Texas | 5 | $ 1,555,000 | $ 311,000 | $ 127,000 |
| Placer County California | 4 | $ 1,490,000 | $ 372,000 | $ 368,000 |
| San Luis Obispo County California | 4 | $ 2,490,000 | $ 622,000 | $ 483,000 |
| Ouray County Colorado | 4 | $ 1,870,000 | $ 467,000 | $ 312,000 |
| Fairfield County Connecticut | 4 | $ 2,130,000 | $ 532,000 | $ 204,000 |
| Cook County Illinois | 4 | $ 1,490,000 | $ 372,000 | $ 121,000 |
| Jefferson County Kentucky | 4 | $ 1,150,000 | $ 287,000 | $ 107,000 |
| Oakland County Michigan | 4 | $ 960,000 | $ 240,000 | $ 294,000 |
| Washington County Minnesota | 4 | $ 1,240,000 | $ 310,000 | $ 181,000 |
| Oklahoma County Oklahoma | 4 | $ 670,000 | $ 167,000 | $ 72,000 |
| Fremont County Colorado | 3 | $ 485,000 | $ 161,000 | $ 52,000 |
| San Miguel County Colorado | 3 | $ 4,325,000 | $ 1,441,000 | $ 600,000 |
| Broward County Florida | 3 | $ 365,000 | $ 121,000 | $ 500,000 |
| Duval County Florida | 3 | $ 695,000 | $ 231,000 | $ 110,000 |
| Pinellas County Florida | 3 | $ 675,000 | $ 225,000 | $ 180,000 |
| Sarasota County Florida | 3 | $ 1,525,000 | $ 508,000 | $ 584,000 |
| St. Johns County Florida | 3 | $ 785,000 | $ 261,000 | $ 105,000 |
| Fannin County Georgia | 3 | $ 1,765,000 | $ 588,000 | $ 328,000 |
| Hawaii County Hawaii | 3 | $ 1,455,000 | $ 485,000 | $ 304,000 |
| Kauai County Hawaii | 3 | $ 1,435,000 | $ 478,000 | $ 119,000 |
| Ada County Idaho | 3 | $ 1,105,000 | $ 368,000 | $ 207,000 |
| Teton County Idaho | 3 | $ 1,545,000 | $ 515,000 | $ 125,000 |
| Valley County Idaho | 3 | $ 3,435,000 | $ 1,145,000 | $ 496,000 |
| DuPage County Illinois | 3 | $ 1,085,000 | $ 361,000 | $ 118,000 |
| East Baton Rouge County Louisiana | 3 | $ 315,000 | $ 105,000 | $ 239,000 |
| Orleans County Louisiana | 3 | $ 1,085,000 | $ 361,000 | $ 296,000 |
| Hennepin County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 157,000 |
| St. Louis City County Missouri | 3 | $ 475,000 | $ 158,000 | $ 123,000 |
| Carbon County Montana | 3 | $ 815,000 | $ 271,000 | $ 93,000 |
| Douglas County Nebraska | 3 | $ 905,000 | $ 301,000 | $ 71,000 |
| Washoe County Nevada | 3 | $ 1,055,000 | $ 351,000 | $ 126,000 |
| Bernalillo County New Mexico | 3 | $ 445,000 | $ 148,000 | $ 52,000 |
| Forsyth County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 181,000 |
| Mecklenburg County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 133,000 |
| Wake County North Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 209,000 |
| Franklin County Ohio | 3 | $ 695,000 | $ 231,000 | $ 108,000 |
| Bell County Texas | 3 | $ 565,000 | $ 188,000 | $ 162,000 |
| Denton County Texas | 3 | $ 705,000 | $ 235,000 | $ 124,000 |
| Salt Lake County Utah | 3 | $ 805,000 | $ 268,000 | $ 140,000 |
| Washington County Utah | 3 | $ 1,115,000 | $ 371,000 | $ 121,000 |
| Virginia Beach County Virginia | 3 | $ 775,000 | $ 258,000 | $ 138,000 |
| Cochise County Arizona | 2 | $ 440,000 | $ 220,000 | $ 244,000 |
| Coconino County Arizona | 2 | $ 1,290,000 | $ 645,000 | $ 215,000 |
| Yavapai County Arizona | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Pulaski County Arkansas | 2 | $ 400,000 | $ 200,000 | $ 166,000 |
| Monterey County California | 2 | $ 1,040,000 | $ 520,000 | $ 137,000 |
| Nevada County California | 2 | $ 880,000 | $ 440,000 | $ 105,000 |
| San Bernardino County California | 2 | $ 840,000 | $ 420,000 | $ 110,000 |
| San Joaquin County California | 2 | $ 380,000 | $ 190,000 | $ 74,000 |
| Santa Barbara County California | 2 | $ 1,270,000 | $ 635,000 | $ 196,000 |
| Santa Clara County California | 2 | $ 660,000 | $ 330,000 | $ 132,000 |
| Siskiyou County California | 2 | $ 580,000 | $ 290,000 | $ 146,000 |
| Jackson County Colorado | 2 | $ 230,000 | $ 115,000 | $ 106,000 |
| Montrose County Colorado | 2 | $ 840,000 | $ 420,000 | $ 135,000 |
| Morgan County Colorado | 2 | $ 640,000 | $ 320,000 | $ 67,000 |
| Hartford County Connecticut | 2 | $ 550,000 | $ 275,000 | $ 173,000 |
| Brevard County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 200,000 |
| Collier County Florida | 2 | $ 750,000 | $ 375,000 | $ 103,000 |
| Hillsborough County Florida | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Monroe County Florida | 2 | $ 1,950,000 | $ 975,000 | $ 2,166,000 |
| Santa Rosa County Florida | 2 | $ 460,000 | $ 230,000 | $ 204,000 |
| Walton County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 301,000 |
| Clayton County Georgia | 2 | $ 610,000 | $ 305,000 | $ 219,000 |
| Thomas County Georgia | 2 | $ 250,000 | $ 125,000 | $ 144,000 |
| Bonneville County Idaho | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Madison County Idaho | 2 | $ 170,000 | $ 85,000 | $ 142,000 |
| Will County Illinois | 2 | $ 250,000 | $ 125,000 | $ 95,000 |
| Hamilton County Indiana | 2 | $ 420,000 | $ 210,000 | $ 150,000 |
| Jefferson County Louisiana | 2 | $ 720,000 | $ 360,000 | $ 447,000 |
| Lafayette County Louisiana | 2 | $ 490,000 | $ 245,000 | $ 112,000 |
| Baltimore County Maryland | 2 | $ 800,000 | $ 400,000 | $ 149,000 |
| Howard County Maryland | 2 | $ 470,000 | $ 235,000 | $ 224,000 |
| Norfolk County Massachusetts | 2 | $ 1,670,000 | $ 835,000 | $ 247,000 |
| Suffolk County Massachusetts | 2 | $ 1,080,000 | $ 540,000 | $ 403,000 |
| Calhoun County Michigan | 2 | $ 180,000 | $ 90,000 | $ 34,000 |
| New Madrid County Missouri | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| Stone County Missouri | 2 | $ 510,000 | $ 255,000 | $ 122,000 |
| Yellowstone County Montana | 2 | $ 1,240,000 | $ 620,000 | $ 227,000 |
| Hall County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 121,000 |
| Scotts Bluff County Nebraska | 2 | $ 470,000 | $ 235,000 | $ 185,000 |
| Erie County New York | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Clackamas County Oregon | 2 | $ 1,480,000 | $ 740,000 | $ 155,000 |
| Multnomah County Oregon | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Davidson County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 132,000 |
| Fentress County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 56,000 |
| Montgomery County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 63,000 |
| Shelby County Tennessee | 2 | $ 1,190,000 | $ 595,000 | $ 122,000 |
| Fort Bend County Texas | 2 | $ 380,000 | $ 190,000 | $ 121,000 |
| Nueces County Texas | 2 | $ 600,000 | $ 300,000 | $ 101,000 |
| Williamson County Texas | 2 | $ 610,000 | $ 305,000 | $ 120,000 |
| Davis County Utah | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| Summit County Utah | 2 | $ 930,000 | $ 465,000 | $ 308,000 |
| Prince William County Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 134,000 |
| Kitsap County Washington | 2 | $ 850,000 | $ 425,000 | $ 179,000 |
| Spokane County Washington | 2 | $ 1,040,000 | $ 520,000 | $ 175,000 |
| Thurston County Washington | 2 | $ 770,000 | $ 385,000 | $ 133,000 |
| Whatcom County Washington | 2 | $ 720,000 | $ 360,000 | $ 277,000 |
| Iron County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| Vilas County Wisconsin | 2 | $ 1,120,000 | $ 560,000 | $ 1,472,000 |
| Autauga County Alabama | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| Montgomery County Alabama | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Fairbanks North Star County Alaska | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Saline County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 223,000 |
| Washington County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
| White County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Madera County California | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Marin County California | 1 | $ 1,605,000 | $ 1,605,000 | $ 523,000 |
| San Mateo County California | 1 | $ 595,000 | $ 595,000 | $ 262,000 |
| Santa Cruz County California | 1 | $ 755,000 | $ 755,000 | $ 260,000 |
| Sonoma County California | 1 | $ 445,000 | $ 445,000 | $ 123,000 |
| Archuleta County Colorado | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Conejos County Colorado | 1 | $ 425,000 | $ 425,000 | $ 426,000 |
| Delta County Colorado | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Gilpin County Colorado | 1 | $ 515,000 | $ 515,000 | $ 180,000 |
| Lake County Colorado | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Montezuma County Colorado | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
| New Haven County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| District of Columbia County District Of Columbia | 1 | $ 725,000 | $ 725,000 | $ 118,000 |
| Bay County Florida | 1 | $ 545,000 | $ 545,000 | $ 223,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 268,000 |
| Marion County Florida | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Okaloosa County Florida | 1 | $ 755,000 | $ 755,000 | $ 209,000 |
| Osceola County Florida | 1 | $ 475,000 | $ 475,000 | $ 423,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 338,000 |
| DeKalb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 245,000 |
| Forsyth County Georgia | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Franklin County Georgia | 1 | $ 285,000 | $ 285,000 | $ 185,000 |
| Gilmer County Georgia | 1 | $ 485,000 | $ 485,000 | $ 290,000 |
| Maui County Hawaii | 1 | $ 945,000 | $ 945,000 | $ 253,000 |
| Boise County Idaho | 1 | $ 485,000 | $ 485,000 | $ 117,000 |
| Bonner County Idaho | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Canyon County Idaho | 1 | $ 485,000 | $ 485,000 | $ 116,000 |
| Jerome County Idaho | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Kootenai County Idaho | 1 | $ 545,000 | $ 545,000 | $ 125,000 |
| Kane County Illinois | 1 | $ 315,000 | $ 315,000 | $ 582,000 |
| Elkhart County Indiana | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Hendricks County Indiana | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Lake County Indiana | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Black Hawk County Iowa | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Linn County Iowa | 1 | $ 545,000 | $ 545,000 | $ 107,000 |
| Mahaska County Iowa | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Ellis County Kansas | 1 | $ 145,000 | $ 145,000 | $ 226,000 |
| Johnson County Kansas | 1 | $ 615,000 | $ 615,000 | $ 441,000 |
| Sedgwick County Kansas | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Fayette County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 41,000 |
| Hardin County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Cumberland County Maine | 1 | $ 525,000 | $ 525,000 | $ 257,000 |
| Calvert County Maryland | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| St. Mary's County Maryland | 1 | $ 535,000 | $ 535,000 | $ 106,000 |
| Essex County Massachusetts | 1 | $ 725,000 | $ 725,000 | $ 150,000 |
| Hampshire County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Middlesex County Massachusetts | 1 | $ 855,000 | $ 855,000 | $ 173,000 |
| Plymouth County Massachusetts | 1 | $ 1,055,000 | $ 1,055,000 | $ 421,000 |
| Benzie County Michigan | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Cass County Michigan | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Hillsdale County Michigan | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Kent County Michigan | 1 | $ 255,000 | $ 255,000 | $ 203,000 |
| Wayne County Michigan | 1 | $ 355,000 | $ 355,000 | $ 234,000 |
| Anoka County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Carver County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Dakota County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| McLeod County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Ramsey County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| St. Louis County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Stearns County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 106,000 |
| Wright County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Clay County Missouri | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Greene County Missouri | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Jasper County Missouri | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Jefferson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 249,000 |
| Knox County Missouri | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Madison County Missouri | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Platte County Missouri | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Putnam County Missouri | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| St. Louis County Missouri | 1 | $ 285,000 | $ 285,000 | $ 48,000 |
| Deer Lodge County Montana | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Flathead County Montana | 1 | $ 235,000 | $ 235,000 | $ 440,000 |
| Stillwater County Montana | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Morrill County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 650,000 |
| Lyon County Nevada | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Grafton County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Strafford County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Camden County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 260,000 |
| Colfax County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Otero County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Sandoval County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Santa Fe County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 242,000 |
| Socorro County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 546,000 |
| Albany County New York | 1 | $ 545,000 | $ 545,000 | $ 582,000 |
| Oneida County New York | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Queens County New York | 1 | $ 725,000 | $ 725,000 | $ 240,000 |
| Westchester County New York | 1 | $ 665,000 | $ 665,000 | $ 210,000 |
| Buncombe County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 157,000 |
| Carteret County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 231,000 |
| Macon County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Moore County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 244,000 |
| Onslow County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Swain County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 162,000 |
| Burleigh County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Lucas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Vinton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Warren County Ohio | 1 | $ 65,000 | $ 65,000 | $ 372,000 |
| Cleveland County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Creek County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Benton County Oregon | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Josephine County Oregon | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Washington County Oregon | 1 | $ 415,000 | $ 415,000 | $ 218,000 |
| Lackawanna County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 400,000 |
| Lancaster County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 149,000 |
| Monroe County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 137,000 |
| Philadelphia County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 170,000 |
| Westmoreland County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Dorado County Puerto Rico | 1 | $ 3,155,000 | $ 3,155,000 | $ 2,937,000 |
| Newport County Rhode Island | 1 | $ 355,000 | $ 355,000 | $ 174,000 |
| Charleston County South Carolina | 1 | $ 1,155,000 | $ 1,155,000 | $ 686,000 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Laurens County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Meade County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 550,000 |
| Minnehaha County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 132,000 |
| Campbell County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 207,000 |
| Cannon County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 74,000 |
| Rutherford County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Brazoria County Texas | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Brown County Texas | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Comal County Texas | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Galveston County Texas | 1 | $ 815,000 | $ 815,000 | $ 372,000 |
| Kendall County Texas | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Montgomery County Texas | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Nolan County Texas | 1 | $ 105,000 | $ 105,000 | $ 167,000 |
| Potter County Texas | 1 | $ 105,000 | $ 105,000 | $ 182,000 |
| Wharton County Texas | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| Wilson County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Grand County Utah | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Wasatch County Utah | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Bennington County Vermont | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Arlington County Virginia | 1 | $ 345,000 | $ 345,000 | $ 580,000 |
| Chesapeake County Virginia | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Cumberland County Virginia | 1 | $ 675,000 | $ 675,000 | $ 310,000 |
| Fairfax County Virginia | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| James City County Virginia | 1 | $ 415,000 | $ 415,000 | $ 126,000 |
| Loudoun County Virginia | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Staunton County Virginia | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Benton County Washington | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Clark County Washington | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Cowlitz County Washington | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| King County Washington | 1 | $ 545,000 | $ 545,000 | $ 162,000 |
| Fayette County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Greenbrier County West Virginia | 1 | $ 1,075,000 | $ 1,075,000 | $ 1,009,000 |
| Chippewa County Wisconsin | 1 | $ 525,000 | $ 525,000 | $ 165,000 |
| Douglas County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 154,000 |
| Waukesha County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Fremont County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Platte County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for First Western Trust Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,642 | $815,480,000 | $496,000 | $11,165,000 | $191,000 | $3,062,000 |
| Refinancing | 1,434 | $548,750,000 | $382,000 | $5,455,000 | $184,000 | $9,334,000 |
| Cash-out Refinancing | 862 | $352,050,000 | $408,000 | $6,265,000 | $199,000 | $6,266,000 |
| Home Improvement | 43 | $18,515,000 | $430,000 | $3,005,000 | $186,000 | $1,988,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,189 | $1,362,435,000 | $427,000 | $6,265,000 | $196,000 | $9,334,000 |
| Asian | 253 | $114,265,000 | $451,000 | $3,005,000 | $191,000 | $2,829,000 |
| Not Provided | 221 | $97,905,000 | $443,000 | $3,475,000 | $176,000 | $1,353,000 |
| Hispanic | 201 | $79,655,000 | $396,000 | $1,395,000 | $127,000 | $784,000 |
| Black or African American | 70 | $26,000,000 | $371,000 | $885,000 | $126,000 | $500,000 |
| Not applicable | 18 | $41,870,000 | $2,326,000 | $11,165,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,055,000 | $293,000 | $515,000 | $121,000 | $243,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $870,000 | $435,000 | $625,000 | $174,000 | $242,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,713 | $1,624,385,000 | $437,000 | $11,165,000 | $198,000 | $9,334,000 |
| VA-guaranteed (Veterans Administration) | 184 | $79,330,000 | $431,000 | $1,955,000 | $78,000 | $557,000 |
| FHA-insured (Federal Housing Administration) | 81 | $30,255,000 | $373,000 | $725,000 | $83,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $825,000 | $275,000 | $325,000 | $77,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,315 | $1,422,455,000 | $429,000 | $11,165,000 | $183,000 | $6,266,000 |
| Application Withdrawn By Applicant | 471 | $228,445,000 | $485,000 | $3,255,000 | $240,000 | $9,334,000 |
| Application Approved But Not Accepted | 150 | $67,860,000 | $452,000 | $1,625,000 | $213,000 | $3,381,000 |
| Application Denied By Financial Institution | 30 | $10,540,000 | $351,000 | $575,000 | $95,000 | $240,000 |
| File Closed For Incompleteness | 14 | $5,340,000 | $381,000 | $725,000 | $117,000 | $268,000 |
| Loan Purchased By The Institution | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,951 | $1,724,255,000 | $436,000 | $11,165,000 | $191,000 | $9,334,000 |
| Debt-To-Income Ratio | 17 | $6,795,000 | $399,000 | $575,000 | $92,000 | $240,000 |
| Other | 5 | $1,545,000 | $309,000 | $515,000 | $88,000 | $210,000 |
| Collateral | 3 | $965,000 | $321,000 | $355,000 | $130,000 | $185,000 |
| Unverifiable Information | 2 | $570,000 | $285,000 | $375,000 | $149,000 | $155,000 |
| Employment History | 1 | $385,000 | $385,000 | $385,000 | $58,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $215,000 | $215,000 | $215,000 | $87,000 | $87,000 |
| Credit History | 1 | $65,000 | $65,000 | $65,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.