First Western Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

First Western Trust Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Western Trust Bank
1900 16Th Street Suite #500
Denver, CO 80202
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 1,817
Total Mortgage Loan Application Amount $1,058,815,000
Average Mortgage Loan Application Amount $5,358,800
Highest Mortgage Loan Application Amount $23,395,000
Average Applicant Income $257,400
Highest Applicant Income $5,643,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Western Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down First Western Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Trust Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by First Western Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Trust Bank's mortgage activity for 2022.

Mortgage Loan Application Totals for First Western Trust Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
DENVER-AURORA-LAKEWOOD, CO 751 $ 452,645,000 $ 602,000 $ 240,000
FORT COLLINS, CO 320 $ 147,970,000 $ 462,000 $ 162,000
NA (OUTSIDE OF MSA/MD) 220 $ 178,040,000 $ 443,360 $ 192,400
GREELEY, CO 105 $ 44,385,000 $ 422,000 $ 168,000
PHOENIX-MESA-SCOTTSDALE, AZ 60 $ 46,920,000 $ 782,000 $ 336,000
COLORADO SPRINGS, CO 44 $ 19,940,000 $ 453,000 $ 165,000
BOULDER, CO 35 $ 27,025,000 $ 772,000 $ 281,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 9 $ 5,845,000 $ 649,000 $ 197,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 8 $ 2,630,000 $ 328,000 $ 156,000
PUEBLO, CO 8 $ 2,290,000 $ 286,000 $ 170,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 7 $ 4,905,000 $ 700,000 $ 350,000
AUSTIN-ROUND ROCK, TX 6 $ 3,110,000 $ 518,000 $ 195,000
CHEYENNE, WY 6 $ 2,540,000 $ 423,000 $ 146,000
DALLAS-PLANO-IRVING, TX 6 $ 3,570,000 $ 595,000 $ 207,000
LINCOLN, NE 6 $ 1,530,000 $ 255,000 $ 64,000
ANAHEIM-SANTA ANA-IRVINE, CA 5 $ 8,705,000 $ 1,741,000 $ 865,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 5 $ 1,555,000 $ 311,000 $ 155,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 5 $ 1,865,000 $ 373,000 $ 176,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 5 $ 3,555,000 $ 711,000 $ 567,000
NORTH PORT-SARASOTA-BRADENTON, FL 5 $ 3,525,000 $ 705,000 $ 429,000
ALBUQUERQUE, NM 4 $ 910,000 $ 227,000 $ 128,000
CHARLESTON-NORTH CHARLESTON, SC 4 $ 5,930,000 $ 1,482,000 $ 694,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 4 $ 1,250,000 $ 312,000 $ 166,000
GRAND JUNCTION, CO 4 $ 1,460,000 $ 365,000 $ 253,000
KANSAS CITY, MO-KS 4 $ 470,000 $ 117,500 $ 156,000
MEMPHIS, TN-MS-AR 4 $ 320,000 $ 80,000 $ 163,000
OKLAHOMA CITY, OK 4 $ 840,000 $ 210,000 $ 136,000
PROVO-OREM, UT 4 $ 2,080,000 $ 520,000 $ 678,000
RALEIGH, NC 4 $ 2,800,000 $ 700,000 $ 155,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 4 $ 2,940,000 $ 735,000 $ 1,824,000
TULSA, OK 4 $ 1,070,000 $ 267,000 $ 80,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 4 $ 1,340,000 $ 358,000 $ 95,000
CAPE CORAL-FORT MYERS, FL 3 $ 1,345,000 $ 448,000 $ 189,000
CASPER, WY 3 $ 815,000 $ 271,000 $ 115,000
CLEVELAND-ELYRIA, OH 3 $ 855,000 $ 285,000 $ 142,000
GRAND RAPIDS-WYOMING, MI 3 $ 785,000 $ 261,000 $ 124,000
MIAMI-MIAMI BEACH-KENDALL, FL 3 $ 1,755,000 $ 585,000 $ 237,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 3 $ 685,000 $ 228,000 $ 214,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 3 $ 1,485,000 $ 495,000 $ 171,000
ORLANDO-KISSIMMEE-SANFORD, FL 3 $ 1,085,000 $ 361,000 $ 78,000
PANAMA CITY, FL 3 $ 1,205,000 $ 401,000 $ 237,000
PRESCOTT VALLEY-PRESCOTT, AZ 3 $ 1,815,000 $ 605,000 $ 342,000
SPRINGFIELD, MO 3 $ 275,000 $ 91,000 $ 149,000
TACOMA-LAKEWOOD, WA 3 $ 2,285,000 $ 761,000 $ 420,000
TOLEDO, OH 3 $ 605,000 $ 201,000 $ 171,000
ASHEVILLE, NC 2 $ 920,000 $ 460,000 $ 464,000
BALTIMORE-COLUMBIA-TOWSON, MD 2 $ 600,000 $ 300,000 $ 251,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 2 $ 370,000 $ 185,000 $ 88,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2 $ 800,000 $ 400,000 $ 364,000
CHICAGO-NAPERVILLE, IL 2 $ 740,000 $ 370,000 $ 233,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 2 $ 1,120,000 $ 560,000 $ 274,000
FLAGSTAFF, AZ 2 $ 960,000 $ 480,000 $ 184,000
FORT WORTH-ARLINGTON, TX 2 $ 550,000 $ 275,000 $ 91,000
GARY, IN 2 $ 210,000 $ 105,000 $ 176,000
IOWA CITY, IA 2 $ 510,000 $ 255,000 $ 250,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 460,000 $ 230,000 $ 55,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 2 $ 10,530,000 $ 5,265,000 $ 3,436,000
NEWARK, NJ-PA 2 $ 800,000 $ 400,000 $ 188,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 570,000 $ 285,000 $ 167,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 2 $ 570,000 $ 285,000 $ 105,500
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2 $ 690,000 $ 345,000 $ 99,000
ROCHESTER, MN 2 $ 460,000 $ 230,000 $ 153,000
SALT LAKE CITY, UT 2 $ 860,000 $ 430,000 $ 89,000
ST. LOUIS, MO-IL 2 $ 330,000 $ 165,000 $ 647,000
STAUNTON-WAYNESBORO, VA 2 $ 480,000 $ 240,000 $ 81,000
TUCSON, AZ 2 $ 380,000 $ 190,000 $ 58,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 2 $ 1,320,000 $ 660,000 $ 355,500
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2 $ 920,000 $ 460,000 $ 340,000
ANCHORAGE, AK 1 $ 315,000 $ 315,000 $ 147,000
APPLETON, WI 1 $ 285,000 $ 285,000 $ 80,000
BATON ROUGE, LA 1 $ 415,000 $ 415,000 $ 130,000
BEND-REDMOND, OR 1 $ 735,000 $ 735,000 $ 200,000
BILLINGS, MT 1 $ 565,000 $ 565,000 $ 97,000
BIRMINGHAM-HOOVER, AL 1 $ 205,000 $ 205,000 $ 185,000
BLOOMINGTON, IL 1 $ 145,000 $ 145,000 $ 153,000
BOISE CITY, ID 1 $ 405,000 $ 405,000 $ 68,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 775,000 $ 775,000 $ 1,055,000
CINCINNATI, OH-KY-IN 1 $ 125,000 $ 125,000 $ 271,000
COEUR D'ALENE, ID 1 $ 265,000 $ 265,000 $ 50,000
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 395,000 $ 395,000 $ 196,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 145,000 $ 145,000 $ 39,000
DES MOINES-WEST DES MOINES, IA 1 $ 155,000 $ 155,000 $ 123,000
DULUTH, MN-WI 1 $ 135,000 $ 135,000 $ 131,000
EL PASO, TX 1 $ 475,000 $ 475,000 $ 215,000
ELGIN, IL 1 $ 175,000 $ 175,000 $ 664,000
FAYETTEVILLE, NC 1 $ 205,000 $ 205,000 $ 73,000
FOND DU LAC, WI 1 $ 125,000 $ 125,000 $ 52,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 215,000 $ 215,000 $ 90,000
FORT SMITH, AR-OK 1 $ 195,000 $ 195,000 $ 126,000
FRESNO, CA 1 $ 155,000 $ 155,000 $ 99,000
GRANTS PASS, OR 1 $ 405,000 $ 405,000 $ 232,000
GREENSBORO-HIGH POINT, NC 1 $ 785,000 $ 785,000 $ 196,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 295,000 $ 295,000 $ 73,000
HOT SPRINGS, AR 1 $ 255,000 $ 255,000 $ 102,000
IDAHO FALLS, ID 1 $ 325,000 $ 325,000 $ 59,000
JACKSONVILLE, FL 1 $ 645,000 $ 645,000 $ 320,000
KAHULUI-WAILUKU-LAHAINA, HI 1 $ 745,000 $ 745,000 $ 127,000
KENNEWICK-RICHLAND, WA 1 $ 495,000 $ 495,000 $ 118,000
KILLEEN-TEMPLE, TX 1 $ 235,000 $ 235,000 $ 329,000
KNOXVILLE, TN 1 $ 205,000 $ 205,000 $ 116,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 305,000 $ 305,000 $ 126,000
LEXINGTON-FAYETTE, KY 1 $ 625,000 $ 625,000 $ 140,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 285,000 $ 285,000 $ 76,000
MADERA, CA 1 $ 165,000 $ 165,000 $ 107,000
MADISON, WI 1 $ 245,000 $ 245,000 $ 142,000
MANKATO-NORTH MANKATO, MN 1 $ 325,000 $ 325,000 $ 139,000
MEDFORD, OR 1 $ 285,000 $ 285,000 $ 60,000
MIDLAND, TX 1 $ 165,000 $ 165,000 $ 78,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 105,000 $ 105,000 $ 72,000
MONROE, LA 1 $ 645,000 $ 645,000 $ 147,000
NEW HAVEN-MILFORD, CT 1 $ 175,000 $ 175,000 $ 68,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1 $ 2,835,000 $ 2,835,000 $ 796,000
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 1,445,000 $ 1,445,000 $ 602,000
OGDEN-CLEARFIELD, UT 1 $ 295,000 $ 295,000 $ 204,000
OLYMPIA-TUMWATER, WA 1 $ 585,000 $ 585,000 $ 179,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 125,000 $ 125,000 $ 67,000
OSHKOSH-NEENAH, WI 1 $ 265,000 $ 265,000 $ 80,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 445,000 $ 445,000 $ 732,000
RACINE, WI 1 $ 245,000 $ 245,000 $ 51,000
RICHMOND, VA 1 $ 365,000 $ 365,000 $ 128,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 1 $ 515,000 $ 515,000 $ 125,000
SALISBURY, MD-DE 1 $ 265,000 $ 265,000 $ 122,000
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 275,000 $ 275,000 $ 52,000
SAN DIEGO-CARLSBAD, CA 1 $ 705,000 $ 705,000 $ 156,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 1 $ 1,055,000 $ 1,055,000 $ 233,000
SANTA FE, NM 1 $ 6,005,000 $ 6,005,000 $ 0
SANTA MARIA-SANTA BARBARA, CA 1 $ 1,005,000 $ 1,005,000 $ 197,000
SAVANNAH, GA 1 $ 305,000 $ 305,000 $ 85,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 595,000 $ 595,000 $ 124,000
SPOKANE-SPOKANE VALLEY, WA 1 $ 355,000 $ 355,000 $ 71,000
ST. GEORGE, UT 1 $ 495,000 $ 495,000 $ 395,000
SYRACUSE, NY 1 $ 325,000 $ 325,000 $ 190,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 155,000 $ 155,000 $ 71,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 1 $ 1,245,000 $ 1,245,000 $ 286,000
WILMINGTON, NC 1 $ 295,000 $ 295,000 $ 85,000
WINSTON-SALEM, NC 1 $ 185,000 $ 185,000 $ 369,000

Mortgage Loan Application Detail Totals for First Western Trust Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,331 $739,495,000 $555,000 $7,355,000 $228,000 $4,594,000
Cash-out Refinancing 294 $191,870,000 $652,000 $10,005,000 $331,000 $5,643,000
Refinancing 187 $97,365,000 $520,000 $3,625,000 $250,000 $2,453,000
Home Improvement 4 $6,690,000 $1,672,000 $3,005,000 $478,000 $1,122,000
Other Purpose 1 $23,395,000 $23,395,000 $23,395,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,283 $731,455,000 $570,000 $10,005,000 $254,000 $5,643,000
Not Provided 183 $96,275,000 $526,000 $3,005,000 $226,000 $2,386,000
Asian 183 $97,295,000 $531,000 $3,005,000 $214,000 $1,404,000
Hispanic 90 $48,300,000 $536,000 $3,005,000 $192,000 $1,200,000
Black or African American 22 $13,780,000 $626,000 $3,625,000 $221,000 $1,317,000
Not applicable 21 $50,965,000 $2,426,000 $23,395,000 $0 $0
American Indian or Alaskan Native 2 $860,000 $430,000 $575,000 $148,000 $207,000
Native Hawaiian or Other Pacific Islander 1 $685,000 $685,000 $685,000 $166,000 $166,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,693 $1,006,905,000 $594,000 $23,395,000 $257,000 $5,643,000
VA-guaranteed (Veterans Administration) 83 $36,685,000 $441,000 $1,345,000 $121,000 $410,000
FHA-insured (Federal Housing Administration) 38 $14,360,000 $377,000 $695,000 $114,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $865,000 $288,000 $385,000 $73,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,357 $833,615,000 $614,000 $23,395,000 $256,000 $5,643,000
Application Withdrawn By Applicant 240 $122,680,000 $511,000 $2,405,000 $263,000 $2,453,000
File Closed For Incompleteness 125 $52,885,000 $423,000 $1,235,000 $168,000 $1,200,000
Application Approved But Not Accepted 85 $44,475,000 $523,000 $2,915,000 $206,000 $1,573,000
Application Denied By Financial Institution 10 $5,160,000 $516,000 $1,785,000 $83,000 $149,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,807 $1,053,655,000 $583,000 $23,395,000 $248,000 $5,643,000
Debt-To-Income Ratio 5 $1,915,000 $383,000 $535,000 $74,000 $149,000
Collateral 2 $2,590,000 $1,295,000 $1,785,000 $0 $0
Credit History 2 $440,000 $220,000 $255,000 $99,000 $144,000
Other 1 $215,000 $215,000 $215,000 $94,000 $94,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Western Trust Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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