First Western Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Western Trust Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Trust Bank 1900 16Th Street Suite #500 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,817 |
| Total Mortgage Loan Application Amount | $1,058,815,000 |
| Average Mortgage Loan Application Amount | $5,358,800 |
| Highest Mortgage Loan Application Amount | $23,395,000 |
| Average Applicant Income | $257,400 |
| Highest Applicant Income | $5,643,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Western Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Western Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Trust Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer County Colorado | 320 | $ 147,970,000 | $ 462,000 | $ 162,000 |
| Denver County Colorado | 214 | $ 158,890,000 | $ 742,000 | $ 261,000 |
| Arapahoe County Colorado | 190 | $ 99,570,000 | $ 524,000 | $ 234,000 |
| Douglas County Colorado | 187 | $ 113,195,000 | $ 605,000 | $ 240,000 |
| Weld County Colorado | 105 | $ 44,385,000 | $ 422,000 | $ 168,000 |
| Jefferson County Colorado | 75 | $ 41,655,000 | $ 555,000 | $ 173,000 |
| Maricopa County Arizona | 57 | $ 45,925,000 | $ 805,000 | $ 345,000 |
| Adams County Colorado | 57 | $ 25,115,000 | $ 440,000 | $ 299,000 |
| El Paso County Colorado | 44 | $ 19,940,000 | $ 453,000 | $ 165,000 |
| Boulder County Colorado | 35 | $ 27,025,000 | $ 772,000 | $ 281,000 |
| Teton County Wyoming | 26 | $ 35,250,000 | $ 1,355,000 | $ 731,000 |
| Broomfield County Colorado | 18 | $ 8,790,000 | $ 488,000 | $ 165,000 |
| Eagle County Colorado | 18 | $ 14,960,000 | $ 831,000 | $ 664,000 |
| Teton County Idaho | 15 | $ 7,785,000 | $ 519,000 | $ 197,000 |
| Summit County Colorado | 14 | $ 7,990,000 | $ 570,000 | $ 336,000 |
| Routt County Colorado | 12 | $ 34,980,000 | $ 2,915,000 | $ 550,000 |
| Grand County Colorado | 11 | $ 5,365,000 | $ 487,000 | $ 476,000 |
| Gunnison County Colorado | 10 | $ 8,850,000 | $ 885,000 | $ 557,000 |
| Pitkin County Colorado | 10 | $ 11,500,000 | $ 1,150,000 | $ 1,109,000 |
| Los Angeles County California | 9 | $ 5,845,000 | $ 649,000 | $ 197,000 |
| Pueblo County Colorado | 8 | $ 2,290,000 | $ 286,000 | $ 170,000 |
| Lancaster County Nebraska | 6 | $ 1,530,000 | $ 255,000 | $ 64,000 |
| Travis County Texas | 6 | $ 3,110,000 | $ 518,000 | $ 195,000 |
| Laramie County Wyoming | 6 | $ 2,540,000 | $ 423,000 | $ 146,000 |
| Sublette County Wyoming | 6 | $ 3,300,000 | $ 550,000 | $ 198,000 |
| Sweetwater County Wyoming | 6 | $ 1,000,000 | $ 166,000 | $ 61,000 |
| Orange County California | 5 | $ 8,705,000 | $ 1,741,000 | $ 865,000 |
| Park County Colorado | 5 | $ 2,995,000 | $ 599,000 | $ 264,000 |
| Gallatin County Montana | 5 | $ 10,925,000 | $ 2,185,000 | $ 219,000 |
| Harris County Texas | 5 | $ 1,635,000 | $ 327,000 | $ 124,000 |
| Lincoln County Wyoming | 5 | $ 3,995,000 | $ 799,000 | $ 284,000 |
| San Luis Obispo County California | 4 | $ 2,940,000 | $ 735,000 | $ 1,824,000 |
| Elbert County Colorado | 4 | $ 2,110,000 | $ 527,000 | $ 199,000 |
| Mesa County Colorado | 4 | $ 1,460,000 | $ 365,000 | $ 253,000 |
| Sarasota County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 144,000 |
| Fulton County Georgia | 4 | $ 3,530,000 | $ 882,000 | $ 462,000 |
| Hillsdale County Michigan | 4 | $ 410,000 | $ 102,000 | $ 133,000 |
| Crawford County Pennsylvania | 4 | $ 490,000 | $ 122,000 | $ 44,000 |
| Charleston County South Carolina | 4 | $ 5,930,000 | $ 1,482,000 | $ 694,000 |
| Sevier County Tennessee | 4 | $ 2,140,000 | $ 535,000 | $ 225,000 |
| Shelby County Tennessee | 4 | $ 320,000 | $ 80,000 | $ 163,000 |
| Utah County Utah | 4 | $ 2,080,000 | $ 520,000 | $ 678,000 |
| Pinal County Arizona | 3 | $ 995,000 | $ 331,000 | $ 102,000 |
| Yavapai County Arizona | 3 | $ 1,815,000 | $ 605,000 | $ 342,000 |
| Benton County Arkansas | 3 | $ 1,035,000 | $ 345,000 | $ 147,000 |
| Chaffee County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 166,000 |
| Bay County Florida | 3 | $ 1,205,000 | $ 401,000 | $ 237,000 |
| Collier County Florida | 3 | $ 1,485,000 | $ 495,000 | $ 171,000 |
| Lee County Florida | 3 | $ 1,345,000 | $ 448,000 | $ 189,000 |
| Miami-Dade County Florida | 3 | $ 1,755,000 | $ 585,000 | $ 237,000 |
| Marion County Indiana | 3 | $ 875,000 | $ 291,000 | $ 196,000 |
| Greene County Missouri | 3 | $ 275,000 | $ 91,000 | $ 149,000 |
| Bernalillo County New Mexico | 3 | $ 695,000 | $ 231,000 | $ 146,000 |
| Wake County North Carolina | 3 | $ 2,455,000 | $ 818,000 | $ 177,000 |
| Lucas County Ohio | 3 | $ 605,000 | $ 201,000 | $ 171,000 |
| Horry County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 214,000 |
| Davidson County Tennessee | 3 | $ 2,865,000 | $ 955,000 | $ 887,000 |
| Pierce County Washington | 3 | $ 2,285,000 | $ 761,000 | $ 420,000 |
| Natrona County Wyoming | 3 | $ 815,000 | $ 271,000 | $ 115,000 |
| Coconino County Arizona | 2 | $ 960,000 | $ 480,000 | $ 184,000 |
| Pima County Arizona | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Alamosa County Colorado | 2 | $ 500,000 | $ 250,000 | $ 106,000 |
| La Plata County Colorado | 2 | $ 580,000 | $ 290,000 | $ 78,000 |
| Escambia County Florida | 2 | $ 570,000 | $ 285,000 | $ 167,000 |
| Orange County Florida | 2 | $ 730,000 | $ 365,000 | $ 78,000 |
| Palm Beach County Florida | 2 | $ 920,000 | $ 460,000 | $ 340,000 |
| Walton County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 274,000 |
| Hawaii County Hawaii | 2 | $ 1,230,000 | $ 615,000 | $ 231,000 |
| Bonner County Idaho | 2 | $ 1,710,000 | $ 855,000 | $ 435,000 |
| Cook County Illinois | 2 | $ 740,000 | $ 370,000 | $ 233,000 |
| Hamilton County Indiana | 2 | $ 680,000 | $ 340,000 | $ 94,000 |
| Lake County Indiana | 2 | $ 210,000 | $ 105,000 | $ 176,000 |
| Spencer County Indiana | 2 | $ 540,000 | $ 270,000 | $ 65,000 |
| Johnson County Iowa | 2 | $ 510,000 | $ 255,000 | $ 250,000 |
| Jefferson County Kentucky | 2 | $ 460,000 | $ 230,000 | $ 55,000 |
| Baltimore City County Maryland | 2 | $ 600,000 | $ 300,000 | $ 251,000 |
| Kent County Michigan | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Olmsted County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 153,000 |
| Wright County Minnesota | 2 | $ 1,090,000 | $ 545,000 | $ 242,000 |
| Jackson County Missouri | 2 | $ 190,000 | $ 95,000 | $ 142,000 |
| Pulaski County Missouri | 2 | $ 280,000 | $ 140,000 | $ 40,000 |
| St. Louis County Missouri | 2 | $ 330,000 | $ 165,000 | $ 647,000 |
| Texas County Missouri | 2 | $ 650,000 | $ 325,000 | $ 134,000 |
| Madison County Montana | 2 | $ 2,310,000 | $ 1,155,000 | $ 1,258,000 |
| Otero County New Mexico | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Erie County New York | 2 | $ 370,000 | $ 185,000 | $ 88,000 |
| Suffolk County New York | 2 | $ 10,530,000 | $ 5,265,000 | $ 3,436,000 |
| Buncombe County North Carolina | 2 | $ 920,000 | $ 460,000 | $ 464,000 |
| Lorain County Ohio | 2 | $ 720,000 | $ 360,000 | $ 136,000 |
| Oklahoma County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 178,000 |
| Wagoner County Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Fentress County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Dallas County Texas | 2 | $ 970,000 | $ 485,000 | $ 190,000 |
| Fort Bend County Texas | 2 | $ 690,000 | $ 345,000 | $ 263,000 |
| Rockwall County Texas | 2 | $ 730,000 | $ 365,000 | $ 204,000 |
| Salt Lake County Utah | 2 | $ 860,000 | $ 430,000 | $ 89,000 |
| Staunton County Virginia | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Virginia Beach County Virginia | 2 | $ 550,000 | $ 275,000 | $ 50,000 |
| Albany County Wyoming | 2 | $ 1,030,000 | $ 515,000 | $ 646,000 |
| Sheridan County Wyoming | 2 | $ 740,000 | $ 370,000 | $ 144,000 |
| Baldwin County Alabama | 1 | $ 395,000 | $ 395,000 | $ 196,000 |
| St. Clair County Alabama | 1 | $ 205,000 | $ 205,000 | $ 185,000 |
| Anchorage County Alaska | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Baxter County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Crawford County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 126,000 |
| Garland County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Pulaski County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Washington County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 225,000 |
| Contra Costa County California | 1 | $ 1,445,000 | $ 1,445,000 | $ 602,000 |
| Fresno County California | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Madera County California | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Nevada County California | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Riverside County California | 1 | $ 445,000 | $ 445,000 | $ 87,000 |
| San Bernardino County California | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| San Diego County California | 1 | $ 705,000 | $ 705,000 | $ 156,000 |
| San Francisco County California | 1 | $ 1,055,000 | $ 1,055,000 | $ 233,000 |
| Santa Barbara County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 197,000 |
| Siskiyou County California | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Ventura County California | 1 | $ 445,000 | $ 445,000 | $ 732,000 |
| Yolo County California | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Archuleta County Colorado | 1 | $ 935,000 | $ 935,000 | $ 635,000 |
| Clear Creek County Colorado | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Delta County Colorado | 1 | $ 435,000 | $ 435,000 | $ 92,000 |
| Hinsdale County Colorado | 1 | $ 545,000 | $ 545,000 | $ 222,000 |
| Lake County Colorado | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Las Animas County Colorado | 1 | $ 105,000 | $ 105,000 | $ 14,000 |
| Logan County Colorado | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| Moffat County Colorado | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Morgan County Colorado | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Rio Grande County Colorado | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| New Haven County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Sussex County Delaware | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,065,000 | $ 1,065,000 | $ 600,000 |
| Broward County Florida | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Duval County Florida | 1 | $ 645,000 | $ 645,000 | $ 320,000 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Lake County Florida | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Manatee County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,573,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Chatham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| DeKalb County Georgia | 1 | $ 505,000 | $ 505,000 | $ 162,000 |
| Forsyth County Georgia | 1 | $ 665,000 | $ 665,000 | $ 370,000 |
| Gwinnett County Georgia | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Kauai County Hawaii | 1 | $ 1,825,000 | $ 1,825,000 | $ 888,000 |
| Maui County Hawaii | 1 | $ 745,000 | $ 745,000 | $ 127,000 |
| Bonneville County Idaho | 1 | $ 325,000 | $ 325,000 | $ 59,000 |
| Canyon County Idaho | 1 | $ 405,000 | $ 405,000 | $ 68,000 |
| Kootenai County Idaho | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Lincoln County Idaho | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| Kane County Illinois | 1 | $ 175,000 | $ 175,000 | $ 664,000 |
| Lake County Illinois | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| McLean County Illinois | 1 | $ 145,000 | $ 145,000 | $ 153,000 |
| Noble County Indiana | 1 | $ 195,000 | $ 195,000 | $ 202,000 |
| Polk County Iowa | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Poweshiek County Iowa | 1 | $ 325,000 | $ 325,000 | $ 117,000 |
| Johnson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Wyandotte County Kansas | 1 | $ 105,000 | $ 105,000 | $ 246,000 |
| Fayette County Kentucky | 1 | $ 625,000 | $ 625,000 | $ 140,000 |
| Livingston County Louisiana | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Ouachita County Louisiana | 1 | $ 645,000 | $ 645,000 | $ 147,000 |
| Lincoln County Maine | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Waldo County Maine | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Montgomery County Maryland | 1 | $ 1,245,000 | $ 1,245,000 | $ 286,000 |
| Middlesex County Massachusetts | 1 | $ 775,000 | $ 775,000 | $ 1,055,000 |
| Ottawa County Michigan | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Aitkin County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 295,000 |
| Hennepin County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 156,000 |
| Le Sueur County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| McLeod County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Nicollet County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| Ramsey County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| St. Louis County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Camden County Missouri | 1 | $ 445,000 | $ 445,000 | $ 1,605,000 |
| Livingston County Missouri | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Taney County Missouri | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Carbon County Montana | 1 | $ 565,000 | $ 565,000 | $ 97,000 |
| Ravalli County Montana | 1 | $ 395,000 | $ 395,000 | $ 83,000 |
| Sweet Grass County Montana | 1 | $ 615,000 | $ 615,000 | $ 153,000 |
| Cheyenne County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Saunders County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Union County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 106,000 |
| Sandoval County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Santa Fe County New Mexico | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Kings County New York | 1 | $ 2,835,000 | $ 2,835,000 | $ 796,000 |
| Onondaga County New York | 1 | $ 325,000 | $ 325,000 | $ 190,000 |
| Carteret County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 390,000 |
| Cherokee County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 172,000 |
| Cumberland County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Currituck County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Forsyth County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 369,000 |
| Guilford County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 196,000 |
| Johnston County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Mecklenburg County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 531,000 |
| Moore County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 192,000 |
| New Hanover County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Cuyahoga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
| Hamilton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 271,000 |
| Tuscarawas County Ohio | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Canadian County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Cleveland County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Noble County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Rogers County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| Stephens County Oklahoma | 1 | $ 1,785,000 | $ 1,785,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Clackamas County Oregon | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Deschutes County Oregon | 1 | $ 735,000 | $ 735,000 | $ 200,000 |
| Jackson County Oregon | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Josephine County Oregon | 1 | $ 405,000 | $ 405,000 | $ 232,000 |
| Umatilla County Oregon | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Pike County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 270,000 |
| Colleton County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 439,000 |
| Georgetown County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 266,000 |
| Laurens County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Oconee County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| York County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Maury County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 70,000 |
| Rutherford County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Bell County Texas | 1 | $ 235,000 | $ 235,000 | $ 329,000 |
| Bexar County Texas | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Collin County Texas | 1 | $ 1,345,000 | $ 1,345,000 | $ 299,000 |
| Denton County Texas | 1 | $ 525,000 | $ 525,000 | $ 154,000 |
| El Paso County Texas | 1 | $ 475,000 | $ 475,000 | $ 215,000 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Gillespie County Texas | 1 | $ 505,000 | $ 505,000 | $ 85,000 |
| Johnson County Texas | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Llano County Texas | 1 | $ 315,000 | $ 315,000 | $ 54,000 |
| Midland County Texas | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Tarrant County Texas | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Davis County Utah | 1 | $ 295,000 | $ 295,000 | $ 204,000 |
| Grand County Utah | 1 | $ 465,000 | $ 465,000 | $ 144,000 |
| Washington County Utah | 1 | $ 495,000 | $ 495,000 | $ 395,000 |
| Alexandria County Virginia | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| New Kent County Virginia | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Suffolk County Virginia | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Benton County Washington | 1 | $ 495,000 | $ 495,000 | $ 118,000 |
| Clark County Washington | 1 | $ 415,000 | $ 415,000 | $ 108,000 |
| King County Washington | 1 | $ 595,000 | $ 595,000 | $ 124,000 |
| Stevens County Washington | 1 | $ 355,000 | $ 355,000 | $ 71,000 |
| Thurston County Washington | 1 | $ 585,000 | $ 585,000 | $ 179,000 |
| Bayfield County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 225,000 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Fond du Lac County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Milwaukee County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Outagamie County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Racine County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Winnebago County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Carbon County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 148,000 |
| Fremont County Wyoming | 1 | $ 455,000 | $ 455,000 | $ 115,000 |
| Platte County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for First Western Trust Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,331 | $739,495,000 | $555,000 | $7,355,000 | $228,000 | $4,594,000 |
| Cash-out Refinancing | 294 | $191,870,000 | $652,000 | $10,005,000 | $331,000 | $5,643,000 |
| Refinancing | 187 | $97,365,000 | $520,000 | $3,625,000 | $250,000 | $2,453,000 |
| Home Improvement | 4 | $6,690,000 | $1,672,000 | $3,005,000 | $478,000 | $1,122,000 |
| Other Purpose | 1 | $23,395,000 | $23,395,000 | $23,395,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,283 | $731,455,000 | $570,000 | $10,005,000 | $254,000 | $5,643,000 |
| Not Provided | 183 | $96,275,000 | $526,000 | $3,005,000 | $226,000 | $2,386,000 |
| Asian | 183 | $97,295,000 | $531,000 | $3,005,000 | $214,000 | $1,404,000 |
| Hispanic | 90 | $48,300,000 | $536,000 | $3,005,000 | $192,000 | $1,200,000 |
| Black or African American | 22 | $13,780,000 | $626,000 | $3,625,000 | $221,000 | $1,317,000 |
| Not applicable | 21 | $50,965,000 | $2,426,000 | $23,395,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $860,000 | $430,000 | $575,000 | $148,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $685,000 | $685,000 | $685,000 | $166,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,693 | $1,006,905,000 | $594,000 | $23,395,000 | $257,000 | $5,643,000 |
| VA-guaranteed (Veterans Administration) | 83 | $36,685,000 | $441,000 | $1,345,000 | $121,000 | $410,000 |
| FHA-insured (Federal Housing Administration) | 38 | $14,360,000 | $377,000 | $695,000 | $114,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $865,000 | $288,000 | $385,000 | $73,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,357 | $833,615,000 | $614,000 | $23,395,000 | $256,000 | $5,643,000 |
| Application Withdrawn By Applicant | 240 | $122,680,000 | $511,000 | $2,405,000 | $263,000 | $2,453,000 |
| File Closed For Incompleteness | 125 | $52,885,000 | $423,000 | $1,235,000 | $168,000 | $1,200,000 |
| Application Approved But Not Accepted | 85 | $44,475,000 | $523,000 | $2,915,000 | $206,000 | $1,573,000 |
| Application Denied By Financial Institution | 10 | $5,160,000 | $516,000 | $1,785,000 | $83,000 | $149,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,807 | $1,053,655,000 | $583,000 | $23,395,000 | $248,000 | $5,643,000 |
| Debt-To-Income Ratio | 5 | $1,915,000 | $383,000 | $535,000 | $74,000 | $149,000 |
| Collateral | 2 | $2,590,000 | $1,295,000 | $1,785,000 | $0 | $0 |
| Credit History | 2 | $440,000 | $220,000 | $255,000 | $99,000 | $144,000 |
| Other | 1 | $215,000 | $215,000 | $215,000 | $94,000 | $94,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.