Firstbank Mortgage Lending & HMDA Data, 2020
In 2020, Firstbank of Nashville, TN reported 43,501 mortgage applications totaling $11.2 billion, up 29% from 2019. The average application was for $258,108, and applicants reported an average income of $116,097. 59% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (6,556), Huntsville, AL (1,697) and Birmingham-Hoover, AL (1,592) (applications in parentheses).
| Mortgage Company & Address | Firstbank 1221 Broadway Suite 1300 Nashville, TN 37203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 43,501 |
| Total Mortgage Loan Application Amount | $11,227,985,000 |
| Average Mortgage Loan Application Amount | $258,108 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $116,097 |
| Highest Applicant Income | $5,223,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firstbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 6,779 | $ 971,375,000 | $ 143,291 | $ 78,251 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6,556 | $ 2,052,480,000 | $ 313,068 | $ 139,000 |
| Huntsville, AL | 1,697 | $ 442,525,000 | $ 260,769 | $ 114,000 |
| Birmingham-Hoover, AL | 1,592 | $ 348,890,000 | $ 219,152 | $ 89,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,115 | $ 340,345,000 | $ 305,242 | $ 145,000 |
| Seattle-Bellevue-Everett, WA | 946 | $ 405,910,000 | $ 429,080 | $ 157,000 |
| Chattanooga, TN-GA | 916 | $ 189,740,000 | $ 207,139 | $ 122,430 |
| Daphne-Fairhope-Foley, AL | 893 | $ 212,435,000 | $ 237,889 | $ 119,000 |
| Phoenix-Mesa-Scottsdale, AZ | 672 | $ 221,270,000 | $ 329,270 | $ 128,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 590 | $ 254,190,000 | $ 430,830 | $ 176,033 |
| Tuscaloosa, AL | 585 | $ 98,835,000 | $ 168,948 | $ 71,000 |
| Knoxville, TN | 559 | $ 127,695,000 | $ 228,434 | $ 124,000 |
| Dallas-Plano-Irving, TX | 553 | $ 123,635,000 | $ 223,571 | $ 122,000 |
| Los Angeles-Long Beach-Glendale, CA | 540 | $ 232,520,000 | $ 430,592 | $ 150,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 535 | $ 194,835,000 | $ 364,177 | $ 142,897 |
| Memphis, TN-MS-AR | 522 | $ 110,390,000 | $ 211,475 | $ 109,796 |
| Denver-Aurora-Lakewood, CO | 471 | $ 184,185,000 | $ 391,050 | $ 143,000 |
| Las Vegas-Henderson-Paradise, NV | 450 | $ 150,060,000 | $ 333,466 | $ 132,000 |
| Houston-The Woodlands-Sugar Land, TX | 437 | $ 103,985,000 | $ 237,951 | $ 131,000 |
| Charlotte-Concord-Gastonia, NC-SC | 406 | $ 133,190,000 | $ 328,054 | $ 142,714 |
| Austin-Round Rock, TX | 369 | $ 84,815,000 | $ 229,850 | $ 112,000 |
| Riverside-San Bernardino-Ontario, CA | 365 | $ 134,375,000 | $ 368,150 | $ 134,000 |
| San Diego-Carlsbad, CA | 361 | $ 154,875,000 | $ 429,016 | $ 147,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 328 | $ 115,320,000 | $ 351,585 | $ 146,768 |
| Oakland-Hayward-Berkeley, CA | 325 | $ 146,965,000 | $ 452,200 | $ 169,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 318 | $ 120,330,000 | $ 378,396 | $ 152,000 |
| Anaheim-Santa Ana-Irvine, CA | 288 | $ 131,770,000 | $ 457,534 | $ 162,000 |
| Jackson, TN | 288 | $ 51,290,000 | $ 178,090 | $ 106,000 |
| Salt Lake City, UT | 261 | $ 97,375,000 | $ 373,084 | $ 133,000 |
| Raleigh, NC | 254 | $ 85,780,000 | $ 337,716 | $ 140,000 |
| Chicago-Naperville, IL | 245 | $ 85,765,000 | $ 350,061 | $ 169,000 |
| Columbus, GA-AL | 242 | $ 29,530,000 | $ 122,024 | $ 58,719 |
| Mobile, AL | 241 | $ 25,555,000 | $ 106,037 | $ 68,000 |
| New York-Newark, NY | 227 | $ 87,945,000 | $ 387,422 | $ 185,171 |
| Bowling Green, KY | 225 | $ 35,995,000 | $ 159,977 | $ 82,000 |
| Dalton, GA | 204 | $ 34,460,000 | $ 168,921 | $ 80,000 |
| Dothan, AL | 181 | $ 22,515,000 | $ 124,392 | $ 61,000 |
| Rome, GA | 171 | $ 32,605,000 | $ 190,672 | $ 87,000 |
| Orlando-Kissimmee-Sanford, FL | 158 | $ 50,390,000 | $ 318,924 | $ 136,000 |
| Tampa-St. Petersburg-Clearwater, FL | 155 | $ 47,915,000 | $ 309,129 | $ 139,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 153 | $ 70,605,000 | $ 461,470 | $ 195,000 |
| Reno, NV | 150 | $ 50,060,000 | $ 333,733 | $ 121,000 |
| Morristown, TN | 145 | $ 23,085,000 | $ 159,206 | $ 94,000 |
| San Antonio-New Braunfels, TX | 145 | $ 23,295,000 | $ 160,655 | $ 77,000 |
| Warren-Troy-Farmington Hills, MI | 140 | $ 56,080,000 | $ 400,571 | $ 151,000 |
| Newark, NJ-PA | 139 | $ 54,175,000 | $ 389,748 | $ 182,035 |
| Montgomery County-Bucks County-Chester County, PA | 138 | $ 51,470,000 | $ 372,971 | $ 174,000 |
| Cambridge-Newton-Framingham, MA | 137 | $ 57,705,000 | $ 421,204 | $ 173,000 |
| Provo-Orem, UT | 134 | $ 48,230,000 | $ 359,925 | $ 126,000 |
| Fort Worth-Arlington, TX | 131 | $ 31,705,000 | $ 242,022 | $ 131,000 |
| Tacoma-Lakewood, WA | 127 | $ 45,515,000 | $ 358,385 | $ 126,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 123 | $ 42,505,000 | $ 345,569 | $ 139,000 |
| Charleston-North Charleston, SC | 120 | $ 29,950,000 | $ 249,583 | $ 111,000 |
| Jackson, MS | 120 | $ 9,370,000 | $ 78,083 | $ 53,000 |
| New York-Jersey City-White Plains, NY-NJ | 118 | $ 46,910,000 | $ 397,542 | $ 172,254 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 118 | $ 38,430,000 | $ 325,677 | $ 126,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 112 | $ 47,210,000 | $ 421,517 | $ 150,000 |
| Boise City, ID | 108 | $ 37,780,000 | $ 349,814 | $ 134,000 |
| Clarksville, TN-KY | 105 | $ 18,935,000 | $ 180,333 | $ 91,047 |
| Decatur, AL | 105 | $ 15,165,000 | $ 144,428 | $ 69,000 |
| Columbus, OH | 101 | $ 33,855,000 | $ 335,198 | $ 146,000 |
| Cleveland, TN | 100 | $ 20,410,000 | $ 204,100 | $ 87,000 |
| Hattiesburg, MS | 87 | $ 7,365,000 | $ 84,655 | $ 56,000 |
| Gulfport-Biloxi-Pascagoula, MS | 84 | $ 6,800,000 | $ 80,952 | $ 54,000 |
| Ogden-Clearfield, UT | 82 | $ 29,880,000 | $ 364,390 | $ 133,000 |
| Crestview-Fort Walton Beach-Destin, FL | 81 | $ 26,855,000 | $ 331,543 | $ 267,000 |
| Indianapolis-Carmel-Anderson, IN | 81 | $ 28,365,000 | $ 350,185 | $ 157,000 |
| Jacksonville, FL | 81 | $ 28,845,000 | $ 356,111 | $ 178,000 |
| Oklahoma City, OK | 79 | $ 10,625,000 | $ 134,493 | $ 79,000 |
| San Francisco-Redwood City-South San Francisco, CA | 78 | $ 36,670,000 | $ 470,128 | $ 202,000 |
| Richmond, VA | 77 | $ 27,435,000 | $ 356,298 | $ 143,000 |
| Stockton-Lodi, CA | 76 | $ 28,080,000 | $ 369,473 | $ 138,000 |
| Cincinnati, OH-KY-IN | 75 | $ 23,945,000 | $ 319,266 | $ 153,773 |
| Louisville/Jefferson County, KY-IN | 74 | $ 22,460,000 | $ 303,513 | $ 147,013 |
| Kansas City, MO-KS | 73 | $ 24,345,000 | $ 333,493 | $ 147,534 |
| St. Louis, MO-IL | 68 | $ 22,140,000 | $ 325,588 | $ 167,382 |
| Albany, GA | 67 | $ 5,975,000 | $ 89,179 | $ 47,000 |
| Auburn-Opelika, AL | 66 | $ 11,020,000 | $ 166,969 | $ 93,000 |
| Bridgeport-Stamford-Norwalk, CT | 63 | $ 26,445,000 | $ 419,761 | $ 170,000 |
| Pensacola-Ferry Pass-Brent, FL | 63 | $ 12,675,000 | $ 201,190 | $ 85,000 |
| Tucson, AZ | 63 | $ 18,325,000 | $ 290,873 | $ 126,000 |
| Boulder, CO | 62 | $ 26,240,000 | $ 423,225 | $ 173,000 |
| Colorado Springs, CO | 61 | $ 20,165,000 | $ 330,573 | $ 121,000 |
| Lakeland-Winter Haven, FL | 60 | $ 4,950,000 | $ 82,500 | $ 49,000 |
| Albuquerque, NM | 58 | $ 20,090,000 | $ 346,379 | $ 158,000 |
| Milwaukee-Waukesha-West Allis, WI | 58 | $ 19,450,000 | $ 335,344 | $ 154,000 |
| Montgomery, AL | 57 | $ 7,455,000 | $ 130,789 | $ 76,000 |
| Bend-Redmond, OR | 56 | $ 20,290,000 | $ 362,321 | $ 150,000 |
| Hartford-West Hartford-East Hartford, CT | 55 | $ 18,115,000 | $ 329,363 | $ 156,000 |
| Vallejo-Fairfield, CA | 55 | $ 20,225,000 | $ 367,727 | $ 133,000 |
| Durham-Chapel Hill, NC | 54 | $ 18,950,000 | $ 350,925 | $ 167,000 |
| Boston, MA | 53 | $ 23,145,000 | $ 436,698 | $ 157,000 |
| Santa Rosa, CA | 53 | $ 21,365,000 | $ 403,113 | $ 139,000 |
| Gadsden, AL | 51 | $ 7,575,000 | $ 148,529 | $ 65,000 |
| Florence-Muscle Shoals, AL | 49 | $ 11,115,000 | $ 226,836 | $ 140,000 |
| Greenville-Anderson-Mauldin, SC | 49 | $ 14,125,000 | $ 288,265 | $ 149,000 |
| Anchorage, AK | 48 | $ 19,520,000 | $ 406,666 | $ 155,000 |
| Fresno, CA | 48 | $ 16,700,000 | $ 347,916 | $ 155,000 |
| Lake County-Kenosha County, IL-WI | 48 | $ 17,260,000 | $ 359,583 | $ 179,375 |
| Miami-Miami Beach-Kendall, FL | 47 | $ 16,425,000 | $ 349,468 | $ 153,000 |
| Cleveland-Elyria, OH | 46 | $ 13,820,000 | $ 300,434 | $ 154,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 45 | $ 17,905,000 | $ 397,888 | $ 154,000 |
| Pittsburgh, PA | 44 | $ 14,330,000 | $ 325,681 | $ 174,000 |
| Spokane-Spokane Valley, WA | 44 | $ 14,680,000 | $ 333,636 | $ 125,000 |
| Anniston-Oxford-Jacksonville, AL | 43 | $ 3,535,000 | $ 82,209 | $ 54,000 |
| Bremerton-Silverdale, WA | 43 | $ 15,515,000 | $ 360,813 | $ 138,000 |
| Eugene, OR | 43 | $ 15,225,000 | $ 354,069 | $ 161,000 |
| Fort Collins, CO | 43 | $ 15,475,000 | $ 359,883 | $ 149,000 |
| Omaha-Council Bluffs, NE-IA | 43 | $ 13,185,000 | $ 306,627 | $ 154,000 |
| Philadelphia, PA | 43 | $ 16,305,000 | $ 379,186 | $ 183,000 |
| North Port-Sarasota-Bradenton, FL | 42 | $ 16,020,000 | $ 381,428 | $ 166,000 |
| Panama City, FL | 42 | $ 9,530,000 | $ 226,904 | $ 150,000 |
| New Orleans-Metairie, LA | 41 | $ 14,555,000 | $ 355,000 | $ 168,000 |
| Modesto, CA | 40 | $ 12,980,000 | $ 324,500 | $ 128,000 |
| Midland, TX | 39 | $ 4,015,000 | $ 102,948 | $ 70,000 |
| Odessa, TX | 39 | $ 3,055,000 | $ 78,333 | $ 60,000 |
| Wilmington, DE-MD-NJ | 39 | $ 13,625,000 | $ 349,358 | $ 167,000 |
| Salem, OR | 38 | $ 12,250,000 | $ 322,368 | $ 108,000 |
| Detroit-Dearborn-Livonia, MI | 37 | $ 12,765,000 | $ 345,000 | $ 157,000 |
| Grand Rapids-Wyoming, MI | 37 | $ 9,215,000 | $ 249,054 | $ 131,000 |
| Greensboro-High Point, NC | 37 | $ 10,055,000 | $ 271,756 | $ 146,000 |
| Olympia-Tumwater, WA | 36 | $ 12,400,000 | $ 344,444 | $ 123,000 |
| Ann Arbor, MI | 35 | $ 11,365,000 | $ 324,714 | $ 164,000 |
| Cape Coral-Fort Myers, FL | 35 | $ 10,925,000 | $ 312,142 | $ 132,000 |
| Bellingham, WA | 34 | $ 11,760,000 | $ 345,882 | $ 109,000 |
| Madison, WI | 34 | $ 12,050,000 | $ 354,411 | $ 141,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 34 | $ 10,540,000 | $ 310,000 | $ 173,294 |
| Salinas, CA | 34 | $ 13,670,000 | $ 402,058 | $ 149,000 |
| St. George, UT | 34 | $ 11,580,000 | $ 340,588 | $ 121,000 |
| Manchester-Nashua, NH | 33 | $ 11,465,000 | $ 347,424 | $ 133,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 33 | $ 11,085,000 | $ 335,909 | $ 144,454 |
| Gainesville, FL | 31 | $ 4,125,000 | $ 133,064 | $ 80,000 |
| College Station-Bryan, TX | 30 | $ 2,490,000 | $ 83,000 | $ 82,000 |
| Medford, OR | 30 | $ 9,440,000 | $ 314,666 | $ 126,000 |
| Trenton, NJ | 30 | $ 11,400,000 | $ 380,000 | $ 192,000 |
| Elgin, IL | 28 | $ 8,650,000 | $ 308,928 | $ 161,000 |
| Greeley, CO | 28 | $ 10,790,000 | $ 385,357 | $ 128,000 |
| Kennewick-Richland, WA | 28 | $ 9,690,000 | $ 346,071 | $ 132,000 |
| Naples-Immokalee-Marco Island, FL | 28 | $ 10,900,000 | $ 389,285 | $ 156,000 |
| Nassau County-Suffolk County, NY | 27 | $ 10,805,000 | $ 400,185 | $ 226,000 |
| Camden, NJ | 26 | $ 8,380,000 | $ 322,307 | $ 169,000 |
| Des Moines-West Des Moines, IA | 26 | $ 4,060,000 | $ 156,153 | $ 106,000 |
| Coeur D'Alene, ID | 25 | $ 8,855,000 | $ 354,200 | $ 130,000 |
| Lexington-Fayette, KY | 25 | $ 5,955,000 | $ 238,200 | $ 114,000 |
| McAllen-Edinburg-Mission, TX | 25 | $ 1,695,000 | $ 67,800 | $ 110,000 |
| Prescott Valley-Prescott, AZ | 25 | $ 14,045,000 | $ 561,800 | $ 134,000 |
| Providence-Warwick, RI-MA | 25 | $ 9,285,000 | $ 371,400 | $ 156,080 |
| Bakersfield, CA | 24 | $ 6,940,000 | $ 289,166 | $ 110,000 |
| Missoula, MT | 24 | $ 8,500,000 | $ 354,166 | $ 137,000 |
| Columbia, SC | 23 | $ 6,025,000 | $ 261,956 | $ 139,000 |
| New Haven-Milford, CT | 23 | $ 7,995,000 | $ 347,608 | $ 166,000 |
| Santa Maria-Santa Barbara, CA | 23 | $ 9,465,000 | $ 411,521 | $ 125,000 |
| Baton Rouge, LA | 22 | $ 7,280,000 | $ 330,909 | $ 152,000 |
| Gary, IN | 21 | $ 5,205,000 | $ 247,857 | $ 98,000 |
| Mount Vernon-Anacortes, WA | 21 | $ 7,575,000 | $ 360,714 | $ 108,000 |
| Ocala, FL | 21 | $ 2,615,000 | $ 124,523 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 6,965,000 | $ 331,666 | $ 149,000 |
| Santa Cruz-Watsonville, CA | 21 | $ 8,715,000 | $ 415,000 | $ 148,000 |
| Asheville, NC | 20 | $ 7,060,000 | $ 353,000 | $ 166,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 19 | $ 5,705,000 | $ 300,263 | $ 141,368 |
| Billings, MT | 19 | $ 6,365,000 | $ 335,000 | $ 127,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 19 | $ 5,915,000 | $ 311,315 | $ 117,000 |
| Killeen-Temple, TX | 19 | $ 1,685,000 | $ 88,684 | $ 59,000 |
| Portland-South Portland, ME | 19 | $ 7,365,000 | $ 387,631 | $ 172,000 |
| Toledo, OH | 19 | $ 5,675,000 | $ 298,684 | $ 137,000 |
| Brunswick, GA | 18 | $ 4,860,000 | $ 270,000 | $ 164,000 |
| Rockingham County-Strafford County, NH | 18 | $ 6,760,000 | $ 375,555 | $ 158,000 |
| Akron, OH | 17 | $ 4,825,000 | $ 283,823 | $ 128,000 |
| Harrisburg-Carlisle, PA | 17 | $ 6,085,000 | $ 357,941 | $ 154,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 17 | $ 5,015,000 | $ 295,000 | $ 163,000 |
| Owensboro, KY | 16 | $ 1,630,000 | $ 101,875 | $ 63,000 |
| Salisbury, MD-DE | 16 | $ 5,380,000 | $ 336,250 | $ 172,000 |
| San Rafael, CA | 16 | $ 7,370,000 | $ 460,625 | $ 218,000 |
| Tyler, TX | 16 | $ 1,670,000 | $ 104,375 | $ 63,000 |
| Winston-Salem, NC | 16 | $ 4,830,000 | $ 301,875 | $ 147,000 |
| Kingsport-Bristol-Bristol, TN-VA | 15 | $ 1,715,000 | $ 114,333 | $ 64,000 |
| Lake Havasu City-Kingman, AZ | 15 | $ 3,785,000 | $ 252,333 | $ 108,000 |
| Macon-Bibb County, GA | 15 | $ 1,285,000 | $ 85,666 | $ 53,000 |
| Charlottesville, VA | 14 | $ 5,710,000 | $ 407,857 | $ 162,000 |
| Savannah, GA | 14 | $ 3,010,000 | $ 215,000 | $ 160,000 |
| Warner Robins, GA | 14 | $ 1,860,000 | $ 132,857 | $ 63,000 |
| Wenatchee, WA | 14 | $ 4,860,000 | $ 347,142 | $ 193,000 |
| Merced, CA | 13 | $ 3,945,000 | $ 303,461 | $ 114,000 |
| Urban Honolulu, HI | 13 | $ 6,895,000 | $ 530,384 | $ 151,000 |
| Valdosta, GA | 13 | $ 1,145,000 | $ 88,076 | $ 49,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 3,510,000 | $ 292,500 | $ 133,500 |
| Chico, CA | 12 | $ 3,660,000 | $ 305,000 | $ 99,000 |
| Corpus Christi, TX | 12 | $ 1,320,000 | $ 110,000 | $ 98,000 |
| Corvallis, OR | 12 | $ 3,780,000 | $ 315,000 | $ 117,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 3,540,000 | $ 295,000 | $ 164,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 3,520,000 | $ 293,333 | $ 128,000 |
| Visalia-Porterville, CA | 12 | $ 3,880,000 | $ 323,333 | $ 116,000 |
| Wilmington, NC | 12 | $ 3,390,000 | $ 282,500 | $ 209,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 1,625,000 | $ 147,727 | $ 108,363 |
| Johnson City, TN | 11 | $ 2,475,000 | $ 225,000 | $ 144,000 |
| Las Cruces, NM | 11 | $ 1,485,000 | $ 135,000 | $ 64,000 |
| Port St. Lucie, FL | 11 | $ 3,895,000 | $ 354,090 | $ 199,000 |
| Spartanburg, SC | 11 | $ 2,535,000 | $ 230,454 | $ 105,000 |
| Tallahassee, FL | 11 | $ 2,505,000 | $ 227,727 | $ 113,000 |
| Worcester, MA-CT | 11 | $ 3,965,000 | $ 360,454 | $ 160,272 |
| Dayton-Springfield-Kettering, OH | 10 | $ 2,780,000 | $ 278,000 | $ 134,000 |
| Kahului-Wailuku-Lahaina, HI | 10 | $ 5,660,000 | $ 566,000 | $ 164,000 |
| Lancaster, PA | 10 | $ 3,140,000 | $ 314,000 | $ 181,000 |
| Little Rock-North Little Rock-Conway, AR | 10 | $ 2,750,000 | $ 275,000 | $ 358,000 |
| Lynchburg, VA | 10 | $ 2,540,000 | $ 254,000 | $ 95,000 |
| Beaumont-Port Arthur, TX | 9 | $ 735,000 | $ 81,666 | $ 58,000 |
| Brownsville-Harlingen, TX | 9 | $ 535,000 | $ 59,444 | $ 62,000 |
| El Paso, TX | 9 | $ 2,025,000 | $ 225,000 | $ 108,000 |
| Gainesville, GA | 9 | $ 2,915,000 | $ 323,888 | $ 145,000 |
| Hinesville, GA | 9 | $ 1,015,000 | $ 112,777 | $ 60,000 |
| Napa, CA | 9 | $ 4,335,000 | $ 481,666 | $ 200,000 |
| Niles-Benton Harbor, MI | 9 | $ 2,065,000 | $ 229,444 | $ 81,000 |
| Redding, CA | 9 | $ 2,765,000 | $ 307,222 | $ 99,000 |
| Santa Fe, NM | 9 | $ 3,835,000 | $ 426,111 | $ 154,000 |
| The Villages, FL | 9 | $ 2,555,000 | $ 283,888 | $ 90,000 |
| Winchester, VA-WV | 9 | $ 2,965,000 | $ 329,444 | $ 157,333 |
| Abilene, TX | 8 | $ 680,000 | $ 85,000 | $ 47,000 |
| Carson City, NV | 8 | $ 2,230,000 | $ 278,750 | $ 98,000 |
| Elizabethtown-Fort Knox, KY | 8 | $ 980,000 | $ 122,500 | $ 70,000 |
| Green Bay, WI | 8 | $ 2,650,000 | $ 331,250 | $ 254,000 |
| Lafayette, LA | 8 | $ 2,480,000 | $ 310,000 | $ 168,000 |
| Madera, CA | 8 | $ 3,010,000 | $ 376,250 | $ 126,000 |
| Barnstable Town, MA | 7 | $ 2,365,000 | $ 337,857 | $ 138,000 |
| Evansville, IN-KY | 7 | $ 1,705,000 | $ 243,571 | $ 115,571 |
| Kalamazoo-Portage, MI | 7 | $ 2,155,000 | $ 307,857 | $ 114,000 |
| Norwich-New London, CT | 7 | $ 2,285,000 | $ 326,428 | $ 162,000 |
| Punta Gorda, FL | 7 | $ 2,305,000 | $ 329,285 | $ 147,000 |
| Albany, OR | 6 | $ 1,500,000 | $ 250,000 | $ 75,000 |
| Athens-Clarke County, GA | 6 | $ 2,050,000 | $ 341,666 | $ 159,000 |
| El Centro, CA | 6 | $ 1,830,000 | $ 305,000 | $ 179,000 |
| Elkhart-Goshen, IN | 6 | $ 400,000 | $ 66,666 | $ 58,000 |
| Fargo, ND-MN | 6 | $ 2,050,000 | $ 341,666 | $ 143,000 |
| Fayetteville, NC | 6 | $ 1,170,000 | $ 195,000 | $ 107,000 |
| Flagstaff, AZ | 6 | $ 2,310,000 | $ 385,000 | $ 182,000 |
| Grants Pass, OR | 6 | $ 2,090,000 | $ 348,333 | $ 121,000 |
| Homosassa Springs, FL | 6 | $ 970,000 | $ 161,666 | $ 58,000 |
| Idaho Falls, ID | 6 | $ 2,100,000 | $ 350,000 | $ 125,000 |
| Lansing-East Lansing, MI | 6 | $ 1,620,000 | $ 270,000 | $ 115,000 |
| Lawton, OK | 6 | $ 190,000 | $ 31,666 | $ 34,000 |
| Lincoln, NE | 6 | $ 1,690,000 | $ 281,666 | $ 137,000 |
| Sherman-Denison, TX | 6 | $ 1,400,000 | $ 233,333 | $ 64,000 |
| Springfield, MA | 6 | $ 1,770,000 | $ 295,000 | $ 148,000 |
| Cheyenne, WY | 5 | $ 1,595,000 | $ 319,000 | $ 120,000 |
| Harrisonburg, VA | 5 | $ 1,615,000 | $ 323,000 | $ 147,000 |
| Muskegon, MI | 5 | $ 745,000 | $ 149,000 | $ 114,000 |
| Rochester, MN | 5 | $ 1,685,000 | $ 337,000 | $ 120,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,645,000 | $ 329,000 | $ 223,000 |
| Sebring, FL | 5 | $ 855,000 | $ 171,000 | $ 55,000 |
| Tulsa, OK | 5 | $ 1,295,000 | $ 259,000 | $ 69,000 |
| Victoria, TX | 5 | $ 395,000 | $ 79,000 | $ 45,000 |
| Wichita, KS | 5 | $ 1,355,000 | $ 271,000 | $ 120,000 |
| Burlington-South Burlington, VT | 4 | $ 1,610,000 | $ 402,500 | $ 227,000 |
| East Stroudsburg, PA | 4 | $ 810,000 | $ 202,500 | $ 84,000 |
| Grand Junction, CO | 4 | $ 1,100,000 | $ 275,000 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 290,000 | $ 72,500 | $ 56,500 |
| Logan, UT-ID | 4 | $ 1,550,000 | $ 387,500 | $ 168,000 |
| Monroe, MI | 4 | $ 1,300,000 | $ 325,000 | $ 129,000 |
| Roanoke, VA | 4 | $ 770,000 | $ 192,500 | $ 84,000 |
| Rochester, NY | 4 | $ 1,200,000 | $ 300,000 | $ 208,000 |
| Shreveport-Bossier City, LA | 4 | $ 3,170,000 | $ 792,500 | $ 127,000 |
| Sioux City, IA-NE-SD | 4 | $ 500,000 | $ 125,000 | $ 91,000 |
| Yakima, WA | 4 | $ 1,020,000 | $ 255,000 | $ 127,000 |
| Bloomington, IL | 3 | $ 435,000 | $ 145,000 | $ 76,000 |
| Carbondale-Marion, IL | 3 | $ 1,055,000 | $ 351,666 | $ 128,000 |
| Eau Claire, WI | 3 | $ 1,135,000 | $ 378,333 | $ 487,000 |
| Fort Wayne, IN | 3 | $ 1,245,000 | $ 415,000 | $ 170,000 |
| Hammond, LA | 3 | $ 1,105,000 | $ 368,333 | $ 209,000 |
| Hanford-Corcoran, CA | 3 | $ 765,000 | $ 255,000 | $ 159,000 |
| Longview, WA | 3 | $ 1,205,000 | $ 401,666 | $ 87,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 955,000 | $ 318,333 | $ 146,000 |
| Sioux Falls, SD | 3 | $ 1,115,000 | $ 371,666 | $ 173,000 |
| Amarillo, TX | 2 | $ 360,000 | $ 180,000 | $ 45,000 |
| Ames, IA | 2 | $ 630,000 | $ 315,000 | $ 142,000 |
| Appleton, WI | 2 | $ 530,000 | $ 265,000 | $ 314,000 |
| Bloomington, IN | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 660,000 | $ 330,000 | $ 103,000 |
| Charleston, WV | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Dover, DE | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
| Fairbanks, AK | 2 | $ 690,000 | $ 345,000 | $ 97,000 |
| Flint, MI | 2 | $ 510,000 | $ 255,000 | $ 81,000 |
| Florence, SC | 2 | $ 630,000 | $ 315,000 | $ 94,000 |
| Great Falls, MT | 2 | $ 570,000 | $ 285,000 | $ 119,000 |
| Hot Springs, AR | 2 | $ 630,000 | $ 315,000 | $ 130,000 |
| Iowa City, IA | 2 | $ 530,000 | $ 265,000 | $ 141,000 |
| Michigan City-La Porte, IN | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Muncie, IN | 2 | $ 680,000 | $ 340,000 | $ 211,000 |
| Parkersburg-Vienna, WV | 2 | $ 790,000 | $ 395,000 | $ 229,000 |
| Peoria, IL | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| Racine, WI | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
| Reading, PA | 2 | $ 600,000 | $ 300,000 | $ 130,000 |
| San Angelo, TX | 2 | $ 330,000 | $ 165,000 | $ 32,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Springfield, IL | 2 | $ 120,000 | $ 60,000 | $ 36,000 |
| Springfield, MO | 2 | $ 520,000 | $ 260,000 | $ 81,000 |
| St. Cloud, MN | 2 | $ 770,000 | $ 385,000 | $ 177,000 |
| Staunton-Waynesboro, VA | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Syracuse, NY | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Twin Falls, ID | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 380,000 | $ 190,000 | $ 168,000 |
| Yuba City, CA | 2 | $ 740,000 | $ 370,000 | $ 150,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Alexandria, LA | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 505,000 | $ 505,000 | $ 400,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Bangor, ME | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Beckley, WV | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Bloomsburg-Berwick, PA | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Burlington, NC | 1 | $ 255,000 | $ 255,000 | $ 192,000 |
| Canton-Massillon, OH | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Columbus, IN | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Dubuque, IA | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Duluth, MN-WI | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| Erie, PA | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Grand Forks, ND-MN | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Houma-Thibodaux, LA | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Jackson, MI | 1 | $ 265,000 | $ 265,000 | $ 250,000 |
| Jacksonville, NC | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Jonesboro, AR | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Kingston, NY | 1 | $ 175,000 | $ 175,000 | $ 210,000 |
| Kokomo, IN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Lafayette-West Lafayette, IN | 1 | $ 485,000 | $ 485,000 | $ 487,000 |
| Lebanon, PA | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Lewiston, ID-WA | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Longview, TX | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Lubbock, TX | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Mankato-North Mankato, MN | 1 | $ 395,000 | $ 395,000 | $ 456,000 |
| Mansfield, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Monroe, LA | 1 | $ 295,000 | $ 295,000 | $ 64,000 |
| Morgantown, WV | 1 | $ 285,000 | $ 285,000 | $ 250,000 |
| Ocean City, NJ | 1 | $ 355,000 | $ 355,000 | $ 220,000 |
| Oshkosh-Neenah, WI | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Pine Bluff, AR | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Pocatello, ID | 1 | $ 245,000 | $ 245,000 | $ 264,000 |
| Pueblo, CO | 1 | $ 525,000 | $ 525,000 | $ 137,000 |
| Rapid City, SD | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Saginaw, MI | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Sheboygan, WI | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| York-Hanover, PA | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,569 | $3,417,135,000 | $174,000 | $10,005,000 | $82,000 | $3,159,000 |
| Refinancing | 18,017 | $6,112,435,000 | $339,000 | $6,785,000 | $147,000 | $5,223,000 |
| Cash-out Refinancing | 4,901 | $1,578,425,000 | $322,000 | $2,215,000 | $132,000 | $1,730,000 |
| Other Purpose | 803 | $98,445,000 | $122,000 | $1,655,000 | $153,000 | $2,913,000 |
| Home Improvement | 211 | $21,545,000 | $102,000 | $1,805,000 | $130,000 | $1,111,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,086 | $6,843,880,000 | $252,000 | $4,605,000 | $117,000 | $5,223,000 |
| Not Provided | 5,815 | $1,821,355,000 | $313,000 | $3,255,000 | $141,000 | $2,913,000 |
| Black or African American | 4,339 | $580,455,000 | $133,000 | $1,255,000 | $63,000 | $3,159,000 |
| Asian | 2,782 | $1,038,120,000 | $373,000 | $1,095,000 | $155,000 | $2,284,000 |
| Hispanic | 2,368 | $524,360,000 | $221,000 | $1,505,000 | $97,000 | $2,310,000 |
| Not applicable | 392 | $186,820,000 | $476,000 | $10,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 178 | $34,380,000 | $193,000 | $675,000 | $85,000 | $266,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $10,495,000 | $299,000 | $565,000 | $116,000 | $299,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 39,881 | $10,326,085,000 | $258,000 | $10,005,000 | $119,000 | $5,223,000 |
| FHA-insured (Federal Housing Administration) | 1,690 | $350,920,000 | $207,000 | $1,025,000 | $67,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 1,422 | $471,890,000 | $331,000 | $1,485,000 | $110,000 | $2,724,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 508 | $79,090,000 | $155,000 | $385,000 | $50,000 | $347,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25,709 | $7,524,915,000 | $292,000 | $10,005,000 | $129,000 | $2,958,000 |
| Application Denied By Financial Institution | 8,823 | $1,331,075,000 | $150,000 | $4,065,000 | $70,000 | $2,400,000 |
| Application Withdrawn By Applicant | 6,818 | $2,140,480,000 | $313,000 | $4,605,000 | $142,000 | $5,223,000 |
| Application Approved But Not Accepted | 2,027 | $199,885,000 | $98,000 | $1,555,000 | $68,000 | $1,479,000 |
| Loan Purchased By The Institution | 87 | $18,335,000 | $210,000 | $1,255,000 | $27,000 | $27,000 |
| File Closed For Incompleteness | 37 | $13,295,000 | $359,000 | $2,005,000 | $190,000 | $1,708,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 34,678 | $9,896,910,000 | $285,000 | $10,005,000 | $128,000 | $5,223,000 |
| Credit History | 4,614 | $440,390,000 | $95,000 | $1,505,000 | $54,000 | $2,400,000 |
| Other | 1,315 | $152,155,000 | $115,000 | $745,000 | $63,000 | $1,655,000 |
| Debt-To-Income Ratio | 1,305 | $252,705,000 | $193,000 | $1,445,000 | $57,000 | $519,000 |
| Credit Application Incomplete | 1,079 | $380,415,000 | $352,000 | $4,065,000 | $152,000 | $2,310,000 |
| Collateral | 176 | $46,570,000 | $264,000 | $635,000 | $130,000 | $870,000 |
| Unverifiable Information | 161 | $25,365,000 | $157,000 | $905,000 | $87,000 | $766,000 |
| Employment History | 131 | $23,975,000 | $183,000 | $575,000 | $78,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $9,500,000 | $226,000 | $515,000 | $74,000 | $242,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About