Firstmerit Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Firstmerit Bank Na 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstmerit Bank Na Iii Cascade Plaza - Cas46 Akron, OH 44308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,898 |
| Total Mortgage Loan Application Amount | $1,195,512,000 |
| Average Mortgage Loan Application Amount | $135,666 |
| Highest Mortgage Loan Application Amount | $34,000,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $3,644,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Firstmerit Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstmerit Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Firstmerit Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstmerit Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstmerit Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstmerit Bank Na's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Summit County Ohio | 726 | $ 100,817,000 | $ 138,000 | $ 72,000 |
| Stark County Ohio | 670 | $ 67,737,000 | $ 101,000 | $ 68,000 |
| Genesee County Michigan | 454 | $ 30,579,000 | $ 67,000 | $ 66,000 |
| Cuyahoga County Ohio | 427 | $ 102,231,000 | $ 239,000 | $ 89,000 |
| Cook County Illinois | 402 | $ 107,132,000 | $ 266,000 | $ 96,000 |
| Lorain County Ohio | 357 | $ 34,097,000 | $ 95,000 | $ 68,000 |
| Medina County Ohio | 320 | $ 40,939,000 | $ 127,000 | $ 80,000 |
| Wayne County Michigan | 234 | $ 21,073,000 | $ 90,000 | $ 63,000 |
| Lake County Ohio | 197 | $ 22,261,000 | $ 113,000 | $ 80,000 |
| Oakland County Michigan | 176 | $ 34,915,000 | $ 198,000 | $ 169,000 |
| Franklin County Ohio | 174 | $ 46,721,000 | $ 268,000 | $ 93,000 |
| Ashtabula County Ohio | 172 | $ 15,845,000 | $ 92,000 | $ 58,000 |
| Wayne County Ohio | 172 | $ 17,514,000 | $ 101,000 | $ 73,000 |
| Saginaw County Michigan | 167 | $ 10,689,000 | $ 64,000 | $ 86,000 |
| Lawrence County Pennsylvania | 154 | $ 15,162,000 | $ 98,000 | $ 59,000 |
| Richland County Ohio | 140 | $ 10,871,000 | $ 77,000 | $ 61,000 |
| Portage County Ohio | 119 | $ 12,549,000 | $ 105,000 | $ 69,000 |
| Jackson County Michigan | 105 | $ 26,926,000 | $ 256,000 | $ 55,000 |
| Ashland County Ohio | 99 | $ 8,784,000 | $ 88,000 | $ 52,000 |
| Bay County Michigan | 97 | $ 6,183,000 | $ 63,000 | $ 53,000 |
| Washtenaw County Michigan | 80 | $ 45,468,000 | $ 568,000 | $ 88,000 |
| Livingston County Michigan | 79 | $ 16,695,000 | $ 211,000 | $ 110,000 |
| Geauga County Ohio | 77 | $ 14,568,000 | $ 189,000 | $ 93,000 |
| DuPage County Illinois | 71 | $ 19,092,000 | $ 268,000 | $ 146,000 |
| Wexford County Michigan | 70 | $ 3,904,000 | $ 55,000 | $ 44,000 |
| St. Joseph County Michigan | 56 | $ 3,700,000 | $ 66,000 | $ 73,000 |
| Macomb County Michigan | 53 | $ 7,661,000 | $ 144,000 | $ 135,000 |
| Osceola County Michigan | 52 | $ 2,527,000 | $ 48,000 | $ 51,000 |
| Lucas County Ohio | 52 | $ 24,504,000 | $ 471,000 | $ 94,000 |
| Erie County Ohio | 51 | $ 5,152,000 | $ 101,000 | $ 105,000 |
| Delaware County Ohio | 50 | $ 20,689,000 | $ 413,000 | $ 101,000 |
| Crawford County Ohio | 47 | $ 2,489,000 | $ 52,000 | $ 46,000 |
| Midland County Michigan | 46 | $ 6,234,000 | $ 135,000 | $ 90,000 |
| Clinton County Michigan | 42 | $ 3,423,000 | $ 81,000 | $ 61,000 |
| Shiawassee County Michigan | 41 | $ 2,391,000 | $ 58,000 | $ 70,000 |
| Ingham County Michigan | 40 | $ 2,084,000 | $ 52,000 | $ 55,000 |
| Brown County Wisconsin | 39 | $ 4,042,000 | $ 103,000 | $ 84,000 |
| Huron County Ohio | 35 | $ 2,759,000 | $ 78,000 | $ 49,000 |
| Marquette County Michigan | 34 | $ 4,053,000 | $ 119,000 | $ 81,000 |
| Missaukee County Michigan | 34 | $ 2,336,000 | $ 68,000 | $ 55,000 |
| Ogemaw County Michigan | 34 | $ 909,000 | $ 26,000 | $ 42,000 |
| Oconto County Wisconsin | 33 | $ 3,392,000 | $ 102,000 | $ 70,000 |
| Lake County Illinois | 31 | $ 8,189,000 | $ 264,000 | $ 143,000 |
| Arenac County Michigan | 31 | $ 1,595,000 | $ 51,000 | $ 43,000 |
| Knox County Ohio | 31 | $ 3,189,000 | $ 102,000 | $ 53,000 |
| Mahoning County Ohio | 31 | $ 6,994,000 | $ 225,000 | $ 47,000 |
| Tuscola County Michigan | 30 | $ 1,971,000 | $ 65,000 | $ 67,000 |
| Madison County Ohio | 28 | $ 3,026,000 | $ 108,000 | $ 69,000 |
| Trumbull County Ohio | 28 | $ 2,191,000 | $ 78,000 | $ 49,000 |
| Crawford County Michigan | 27 | $ 1,994,000 | $ 73,000 | $ 63,000 |
| Otsego County Michigan | 26 | $ 2,678,000 | $ 103,000 | $ 74,000 |
| Wood County Ohio | 26 | $ 4,064,000 | $ 156,000 | $ 73,000 |
| Will County Illinois | 25 | $ 5,675,000 | $ 227,000 | $ 92,000 |
| Monroe County Michigan | 24 | $ 2,421,000 | $ 100,000 | $ 71,000 |
| Tuscarawas County Ohio | 20 | $ 1,897,000 | $ 94,000 | $ 64,000 |
| Outagamie County Wisconsin | 20 | $ 2,195,000 | $ 109,000 | $ 64,000 |
| McHenry County Illinois | 19 | $ 3,114,000 | $ 163,000 | $ 133,000 |
| Morrow County Ohio | 19 | $ 2,477,000 | $ 130,000 | $ 104,000 |
| Seneca County Ohio | 19 | $ 1,101,000 | $ 57,000 | $ 42,000 |
| Mercer County Pennsylvania | 19 | $ 2,467,000 | $ 129,000 | $ 71,000 |
| Vilas County Wisconsin | 19 | $ 2,379,000 | $ 125,000 | $ 110,000 |
| Kane County Illinois | 18 | $ 5,880,000 | $ 326,000 | $ 115,000 |
| Oneida County Wisconsin | 18 | $ 1,667,000 | $ 92,000 | $ 51,000 |
| Walworth County Wisconsin | 18 | $ 1,101,000 | $ 61,000 | $ 50,000 |
| Alpena County Michigan | 17 | $ 889,000 | $ 52,000 | $ 37,000 |
| Grant County Wisconsin | 17 | $ 1,101,000 | $ 64,000 | $ 48,000 |
| Door County Wisconsin | 16 | $ 1,962,000 | $ 122,000 | $ 65,000 |
| Grand Traverse County Michigan | 15 | $ 1,804,000 | $ 120,000 | $ 71,000 |
| Roscommon County Michigan | 15 | $ 771,000 | $ 51,000 | $ 84,000 |
| Winnebago County Wisconsin | 15 | $ 1,538,000 | $ 102,000 | $ 60,000 |
| Charlevoix County Michigan | 14 | $ 1,514,000 | $ 108,000 | $ 50,000 |
| Columbiana County Ohio | 14 | $ 1,472,000 | $ 105,000 | $ 62,000 |
| Lapeer County Michigan | 13 | $ 1,207,000 | $ 92,000 | $ 76,000 |
| Ottawa County Michigan | 13 | $ 5,250,000 | $ 403,000 | $ 60,000 |
| Fairfield County Ohio | 13 | $ 1,724,000 | $ 132,000 | $ 65,000 |
| Portage County Wisconsin | 13 | $ 1,196,000 | $ 92,000 | $ 60,000 |
| Calhoun County Michigan | 12 | $ 854,000 | $ 71,000 | $ 56,000 |
| Gladwin County Michigan | 12 | $ 1,913,000 | $ 159,000 | $ 157,000 |
| Gogebic County Michigan | 12 | $ 191,000 | $ 15,000 | $ 34,000 |
| Oscoda County Michigan | 12 | $ 384,000 | $ 32,000 | $ 45,000 |
| Carroll County Ohio | 12 | $ 1,073,000 | $ 89,000 | $ 53,000 |
| Shawano County Wisconsin | 11 | $ 875,000 | $ 79,000 | $ 57,000 |
| Lee County Florida | 10 | $ 4,150,000 | $ 415,000 | $ 667,000 |
| Ottawa County Ohio | 10 | $ 3,547,000 | $ 354,000 | $ 162,000 |
| Waushara County Wisconsin | 10 | $ 958,000 | $ 95,000 | $ 41,000 |
| Antrim County Michigan | 9 | $ 1,683,000 | $ 187,000 | $ 223,000 |
| Chippewa County Michigan | 9 | $ 483,000 | $ 53,000 | $ 36,000 |
| Houghton County Michigan | 9 | $ 631,000 | $ 70,000 | $ 36,000 |
| Jefferson County Wisconsin | 9 | $ 693,000 | $ 77,000 | $ 44,000 |
| Marinette County Wisconsin | 9 | $ 723,000 | $ 80,000 | $ 51,000 |
| Polk County Wisconsin | 9 | $ 794,000 | $ 88,000 | $ 42,000 |
| Alger County Michigan | 8 | $ 538,000 | $ 67,000 | $ 73,000 |
| Dickinson County Michigan | 8 | $ 283,000 | $ 35,000 | $ 48,000 |
| Lenawee County Michigan | 8 | $ 554,000 | $ 69,000 | $ 62,000 |
| Manistee County Michigan | 8 | $ 544,000 | $ 68,000 | $ 81,000 |
| Muskegon County Michigan | 8 | $ 314,000 | $ 39,000 | $ 94,000 |
| Licking County Ohio | 8 | $ 967,000 | $ 120,000 | $ 51,000 |
| Calumet County Wisconsin | 8 | $ 1,018,000 | $ 127,000 | $ 73,000 |
| Lincoln County Wisconsin | 8 | $ 734,000 | $ 91,000 | $ 68,000 |
| Clare County Michigan | 7 | $ 737,000 | $ 105,000 | $ 70,000 |
| St. Clair County Michigan | 7 | $ 4,865,000 | $ 695,000 | $ 52,000 |
| Marion County Ohio | 7 | $ 1,052,000 | $ 150,000 | $ 110,000 |
| Douglas County Wisconsin | 7 | $ 232,000 | $ 33,000 | $ 45,000 |
| Waupaca County Wisconsin | 7 | $ 477,000 | $ 68,000 | $ 51,000 |
| Collier County Florida | 6 | $ 2,428,000 | $ 404,000 | $ 493,000 |
| Miami-Dade County Florida | 6 | $ 1,063,000 | $ 177,000 | $ 394,000 |
| Alcona County Michigan | 6 | $ 444,000 | $ 74,000 | $ 43,000 |
| Delta County Michigan | 6 | $ 253,000 | $ 42,000 | $ 51,000 |
| Emmet County Michigan | 6 | $ 2,526,000 | $ 421,000 | $ 215,000 |
| Gratiot County Michigan | 6 | $ 368,000 | $ 61,000 | $ 57,000 |
| Kent County Michigan | 6 | $ 11,921,000 | $ 1,986,000 | $ 121,000 |
| Presque Isle County Michigan | 6 | $ 920,000 | $ 153,000 | $ 90,000 |
| Holmes County Ohio | 6 | $ 966,000 | $ 161,000 | $ 82,000 |
| Westmoreland County Pennsylvania | 6 | $ 1,233,000 | $ 205,000 | $ 92,000 |
| Green County Wisconsin | 6 | $ 134,000 | $ 22,000 | $ 29,000 |
| Milwaukee County Wisconsin | 6 | $ 1,552,000 | $ 258,000 | $ 49,000 |
| Allegan County Michigan | 5 | $ 1,251,000 | $ 250,000 | $ 224,000 |
| Benzie County Michigan | 5 | $ 820,000 | $ 164,000 | $ 133,000 |
| Harrison County Ohio | 5 | $ 564,000 | $ 112,000 | $ 39,000 |
| Montgomery County Ohio | 5 | $ 319,000 | $ 63,000 | $ 90,000 |
| Union County Ohio | 5 | $ 1,023,000 | $ 204,000 | $ 99,000 |
| Beaver County Pennsylvania | 5 | $ 432,000 | $ 86,000 | $ 81,000 |
| St. Croix County Wisconsin | 5 | $ 277,000 | $ 55,000 | $ 70,000 |
| Indian River County Florida | 4 | $ 1,200,000 | $ 300,000 | $ 1,104,000 |
| Sarasota County Florida | 4 | $ 1,009,000 | $ 252,000 | $ 292,000 |
| Iron County Michigan | 4 | $ 135,000 | $ 33,000 | $ 61,000 |
| Kalamazoo County Michigan | 4 | $ 307,000 | $ 76,000 | $ 58,000 |
| Leelanau County Michigan | 4 | $ 1,094,000 | $ 273,000 | $ 227,000 |
| Mackinac County Michigan | 4 | $ 1,897,000 | $ 474,000 | $ 282,000 |
| Menominee County Michigan | 4 | $ 132,000 | $ 33,000 | $ 43,000 |
| Montmorency County Michigan | 4 | $ 577,000 | $ 144,000 | $ 101,000 |
| Butler County Ohio | 4 | $ 34,086,000 | $ 8,521,000 | $ 66,000 |
| Sandusky County Ohio | 4 | $ 317,000 | $ 79,000 | $ 71,000 |
| Crawford County Wisconsin | 4 | $ 51,000 | $ 12,000 | $ 29,000 |
| Kewaunee County Wisconsin | 4 | $ 228,000 | $ 57,000 | $ 66,000 |
| Price County Wisconsin | 4 | $ 341,000 | $ 85,000 | $ 49,000 |
| Waukesha County Wisconsin | 4 | $ 559,000 | $ 139,000 | $ 57,000 |
| Citrus County Florida | 3 | $ 220,000 | $ 73,000 | $ 70,000 |
| Palm Beach County Florida | 3 | $ 678,000 | $ 226,000 | $ 592,000 |
| Pinellas County Florida | 3 | $ 1,320,000 | $ 440,000 | $ 264,000 |
| Volusia County Florida | 3 | $ 395,000 | $ 131,000 | $ 124,000 |
| Kendall County Illinois | 3 | $ 427,000 | $ 142,000 | $ 80,000 |
| Putnam County Illinois | 3 | $ 297,000 | $ 99,000 | $ 72,000 |
| Cass County Michigan | 3 | $ 153,000 | $ 51,000 | $ 37,000 |
| Eaton County Michigan | 3 | $ 315,000 | $ 105,000 | $ 54,000 |
| Iosco County Michigan | 3 | $ 303,000 | $ 101,000 | $ 170,000 |
| Kalkaska County Michigan | 3 | $ 154,000 | $ 51,000 | $ 186,000 |
| Mecosta County Michigan | 3 | $ 224,000 | $ 74,000 | $ 40,000 |
| Washington County Minnesota | 3 | $ 122,000 | $ 40,000 | $ 100,000 |
| Champaign County Ohio | 3 | $ 626,000 | $ 208,000 | $ 66,000 |
| Logan County Ohio | 3 | $ 626,000 | $ 208,000 | $ 100,000 |
| Pickaway County Ohio | 3 | $ 539,000 | $ 179,000 | $ 62,000 |
| Allegheny County Pennsylvania | 3 | $ 201,000 | $ 67,000 | $ 176,000 |
| Butler County Pennsylvania | 3 | $ 359,000 | $ 119,000 | $ 76,000 |
| Crawford County Pennsylvania | 3 | $ 226,000 | $ 75,000 | $ 37,000 |
| Monroe County Pennsylvania | 3 | $ 340,000 | $ 113,000 | $ 206,000 |
| Iron County Wisconsin | 3 | $ 110,000 | $ 36,000 | $ 108,000 |
| Manitowoc County Wisconsin | 3 | $ 304,000 | $ 101,000 | $ 53,000 |
| Racine County Wisconsin | 3 | $ 215,000 | $ 71,000 | $ 32,000 |
| Maricopa County Arizona | 2 | $ 305,000 | $ 152,000 | $ 97,000 |
| Broward County Florida | 2 | $ 776,000 | $ 388,000 | $ 807,000 |
| Flagler County Florida | 2 | $ 438,000 | $ 219,000 | $ 141,000 |
| Monroe County Florida | 2 | $ 880,000 | $ 440,000 | $ 311,000 |
| Seminole County Florida | 2 | $ 404,000 | $ 202,000 | $ 55,000 |
| Sumter County Florida | 2 | $ 971,000 | $ 485,000 | $ 233,000 |
| Marion County Indiana | 2 | $ 698,000 | $ 349,000 | $ 97,000 |
| Fayette County Kentucky | 2 | $ 7,253,000 | $ 3,626,000 | $ 77,000 |
| Jessamine County Kentucky | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Cheboygan County Michigan | 2 | $ 140,000 | $ 70,000 | $ 107,000 |
| Isabella County Michigan | 2 | $ 249,000 | $ 124,000 | $ 94,000 |
| Keweenaw County Michigan | 2 | $ 61,000 | $ 30,000 | $ 123,000 |
| Lake County Michigan | 2 | $ 127,000 | $ 63,000 | $ 25,000 |
| Athens County Ohio | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Clark County Ohio | 2 | $ 102,000 | $ 51,000 | $ 133,000 |
| Fulton County Ohio | 2 | $ 259,000 | $ 129,000 | $ 35,000 |
| Guernsey County Ohio | 2 | $ 221,000 | $ 110,000 | $ 202,000 |
| Hocking County Ohio | 2 | $ 274,000 | $ 137,000 | $ 102,000 |
| Pike County Ohio | 2 | $ 358,000 | $ 179,000 | $ 50,000 |
| Warren County Ohio | 2 | $ 61,000 | $ 30,000 | $ 135,000 |
| Wyandot County Ohio | 2 | $ 243,000 | $ 121,000 | $ 100,000 |
| Washington County Pennsylvania | 2 | $ 106,000 | $ 53,000 | $ 33,000 |
| Horry County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 257,000 |
| Forest County Wisconsin | 2 | $ 45,000 | $ 22,000 | $ 24,000 |
| Iowa County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| La Crosse County Wisconsin | 2 | $ 287,000 | $ 143,000 | $ 103,000 |
| Lafayette County Wisconsin | 2 | $ 112,000 | $ 56,000 | $ 117,000 |
| Rock County Wisconsin | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
| Madison County Alabama | 1 | $ 295,000 | $ 295,000 | $ 171,000 |
| Summit County Colorado | 1 | $ 186,000 | $ 186,000 | $ 85,000 |
| Charlotte County Florida | 1 | $ 294,000 | $ 294,000 | $ 217,000 |
| Duval County Florida | 1 | $ 201,000 | $ 201,000 | $ 112,000 |
| Hillsborough County Florida | 1 | $ 163,000 | $ 163,000 | $ 404,000 |
| Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| Okaloosa County Florida | 1 | $ 458,000 | $ 458,000 | $ 661,000 |
| Osceola County Florida | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Boone County Illinois | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Monroe County Illinois | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Winnebago County Illinois | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Adams County Indiana | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Delaware County Indiana | 1 | $ 14,000,000 | $ 14,000,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Hendricks County Indiana | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Lake County Indiana | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| LaPorte County Indiana | 1 | $ 263,000 | $ 263,000 | $ 186,000 |
| Madison County Indiana | 1 | $ 3,225,000 | $ 3,225,000 | $ 0 |
| Porter County Indiana | 1 | $ 677,000 | $ 677,000 | $ 1,202,000 |
| Campbell County Kentucky | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 177,000 | $ 177,000 | $ 135,000 |
| Huron County Michigan | 1 | $ 4,000 | $ 4,000 | $ 47,000 |
| Ionia County Michigan | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Luce County Michigan | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
| Montcalm County Michigan | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Newaygo County Michigan | 1 | $ 23,000 | $ 23,000 | $ 78,000 |
| Ontonagon County Michigan | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Sanilac County Michigan | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Schoolcraft County Michigan | 1 | $ 292,000 | $ 292,000 | $ 148,000 |
| Ramsey County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 46,000 |
| Waseca County Minnesota | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Erie County New York | 1 | $ 2,075,000 | $ 2,075,000 | $ 0 |
| Oneida County New York | 1 | $ 194,000 | $ 194,000 | $ 188,000 |
| Gaston County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Guilford County North Carolina | 1 | $ 532,000 | $ 532,000 | $ 318,000 |
| Wake County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 299,000 | $ 299,000 | $ 72,000 |
| Clermont County Ohio | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| Coshocton County Ohio | 1 | $ 151,000 | $ 151,000 | $ 95,000 |
| Defiance County Ohio | 1 | $ 49,000 | $ 49,000 | $ 104,000 |
| Fayette County Ohio | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Greene County Ohio | 1 | $ 130,000 | $ 130,000 | $ 149,000 |
| Hamilton County Ohio | 1 | $ 5,281,000 | $ 5,281,000 | $ 0 |
| Hardin County Ohio | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Highland County Ohio | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Jackson County Ohio | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Jefferson County Ohio | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Meigs County Ohio | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| Miami County Ohio | 1 | $ 402,000 | $ 402,000 | $ 397,000 |
| Morgan County Ohio | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Washington County Ohio | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| Bucks County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| Clarion County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 21,000 |
| Erie County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 156,000 |
| Lehigh County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
| Montgomery County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 70,000 |
| Pike County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| Wayne County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 138,000 |
| Laurens County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Richland County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Morgan County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Adams County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Barron County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 38,000 |
| Bayfield County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 55,000 |
| Clark County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Dane County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 85,000 |
| Dodge County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Florence County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Fond du Lac County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| Kenosha County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 113,000 |
| Langlade County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Marathon County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Ozaukee County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 143,000 |
| Sheboygan County Wisconsin | 1 | $ 440,000 | $ 440,000 | $ 472,000 |
Mortgage Loan Application Detail Totals for Firstmerit Bank Na in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,293 | $543,119,000 | $164,000 | $34,000,000 | $84,000 | $1,660,000 |
| Home Purchase | 3,269 | $551,834,000 | $168,000 | $34,000,000 | $83,000 | $3,644,000 |
| Home Improvement | 1,336 | $100,559,000 | $75,000 | $18,072,000 | $58,000 | $984,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,400 | $559,465,000 | $103,000 | $1,600,000 | $76,000 | $2,000,000 |
| Not Provided | 1,655 | $254,727,000 | $153,000 | $3,260,000 | $102,000 | $3,644,000 |
| Black or African American | 525 | $29,959,000 | $57,000 | $500,000 | $46,000 | $220,000 |
| Hispanic | 167 | $15,858,000 | $94,000 | $1,200,000 | $62,000 | $1,656,000 |
| Asian | 67 | $8,457,000 | $126,000 | $458,000 | $110,000 | $710,000 |
| Not applicable | 51 | $324,292,000 | $6,358,000 | $34,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $1,604,000 | $72,000 | $450,000 | $62,000 | $237,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,150,000 | $104,000 | $417,000 | $165,000 | $500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,222 | $1,125,162,000 | $155,000 | $34,000,000 | $82,000 | $3,644,000 |
| FHA-insured (Federal Housing Administration) | 572 | $56,722,000 | $99,000 | $417,000 | $47,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 80 | $11,094,000 | $138,000 | $375,000 | $59,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $2,534,000 | $105,000 | $180,000 | $29,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,410 | $676,378,000 | $153,000 | $34,000,000 | $89,000 | $3,644,000 |
| Application Denied By Financial Institution | 1,921 | $208,874,000 | $108,000 | $20,000,000 | $56,000 | $692,000 |
| Application Withdrawn By Applicant | 992 | $249,864,000 | $251,000 | $34,000,000 | $88,000 | $2,148,000 |
| File Closed For Incompleteness | 216 | $30,894,000 | $143,000 | $1,140,000 | $80,000 | $420,000 |
| Application Approved But Not Accepted | 155 | $11,145,000 | $71,000 | $380,000 | $81,000 | $598,000 |
| Preapproval Denied by Financial Institution | 105 | $10,588,000 | $100,000 | $618,000 | $33,000 | $135,000 |
| Loan Purchased By The Institution | 99 | $7,769,000 | $78,000 | $302,000 | $62,000 | $533,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 799 | $49,670,000 | $62,000 | $18,072,000 | $52,000 | $630,000 |
| Debt-To-Income Ratio | 550 | $66,789,000 | $121,000 | $15,020,000 | $40,000 | $227,000 |
| Collateral | 367 | $50,016,000 | $136,000 | $2,200,000 | $85,000 | $692,000 |
| Other | 155 | $9,976,000 | $64,000 | $238,000 | $55,000 | $249,000 |
| Credit Application Incomplete | 77 | $3,773,000 | $49,000 | $202,000 | $74,000 | $401,000 |
| Unverifiable Information | 46 | $7,703,000 | $167,000 | $950,000 | $31,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $30,329,000 | $1,213,000 | $20,000,000 | $29,000 | $96,000 |
| Employment History | 7 | $1,206,000 | $172,000 | $800,000 | $20,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstmerit Bank Na's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstmerit Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.