Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Flagstar Bank, N.A. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 153,737 |
| Total Mortgage Loan Application Amount | $42,389,875,000 |
| Average Mortgage Loan Application Amount | $224,500 |
| Highest Mortgage Loan Application Amount | $17,255,000 |
| Average Applicant Income | $117,666 |
| Highest Applicant Income | $9,584,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 13,138 | $ 2,453,760,000 | $ 200,234 | $ 97,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7,288 | $ 3,023,320,000 | $ 414,000 | $ 144,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 6,757 | $ 1,994,975,000 | $ 295,000 | $ 116,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5,784 | $ 1,048,160,000 | $ 181,000 | $ 96,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 5,333 | $ 1,467,765,000 | $ 275,000 | $ 113,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,484 | $ 919,240,000 | $ 263,000 | $ 132,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3,428 | $ 1,129,460,000 | $ 329,000 | $ 118,000 |
| SAN DIEGO-CARLSBAD, CA | 3,025 | $ 1,289,435,000 | $ 426,000 | $ 145,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2,811 | $ 1,212,235,000 | $ 431,000 | $ 160,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2,780 | $ 452,450,000 | $ 162,000 | $ 96,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,453 | $ 670,875,000 | $ 273,000 | $ 110,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,336 | $ 602,800,000 | $ 246,000 | $ 102,500 |
| CHICAGO-NAPERVILLE, IL | 2,303 | $ 540,985,000 | $ 234,000 | $ 111,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,267 | $ 1,001,675,000 | $ 441,000 | $ 164,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2,216 | $ 752,740,000 | $ 339,000 | $ 140,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,182 | $ 515,720,000 | $ 236,000 | $ 111,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,861 | $ 885,375,000 | $ 475,000 | $ 171,000 |
| KANSAS CITY, MO-KS | 1,742 | $ 368,290,000 | $ 212,500 | $ 101,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,615 | $ 546,685,000 | $ 292,750 | $ 127,250 |
| DALLAS-PLANO-IRVING, TX | 1,557 | $ 466,805,000 | $ 299,000 | $ 138,000 |
| SALT LAKE CITY, UT | 1,491 | $ 433,385,000 | $ 290,000 | $ 101,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,388 | $ 336,460,000 | $ 242,000 | $ 109,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,365 | $ 423,065,000 | $ 309,000 | $ 126,000 |
| ST. LOUIS, MO-IL | 1,352 | $ 276,250,000 | $ 198,000 | $ 93,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,340 | $ 568,190,000 | $ 393,500 | $ 150,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,249 | $ 323,615,000 | $ 259,000 | $ 118,000 |
| BOISE CITY, ID | 1,174 | $ 292,090,000 | $ 248,000 | $ 92,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,165 | $ 285,605,000 | $ 245,000 | $ 101,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,135 | $ 303,625,000 | $ 267,000 | $ 120,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,089 | $ 287,335,000 | $ 263,000 | $ 118,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,085 | $ 654,455,000 | $ 603,000 | $ 231,000 |
| GRAND RAPIDS-WYOMING, MI | 1,015 | $ 149,765,000 | $ 147,000 | $ 88,000 |
| SANTA ROSA, CA | 1,002 | $ 442,120,000 | $ 441,000 | $ 159,000 |
| PROVO-OREM, UT | 983 | $ 291,995,000 | $ 297,000 | $ 97,000 |
| LANSING-EAST LANSING, MI | 953 | $ 123,525,000 | $ 129,000 | $ 77,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 946 | $ 192,400,000 | $ 203,000 | $ 98,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 898 | $ 251,830,000 | $ 280,000 | $ 114,000 |
| NEW YORK-NEWARK, NY | 892 | $ 270,980,000 | $ 308,000 | $ 139,000 |
| FRESNO, CA | 886 | $ 246,860,000 | $ 278,000 | $ 138,000 |
| AUSTIN-ROUND ROCK, TX | 882 | $ 305,160,000 | $ 345,000 | $ 182,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 856 | $ 215,710,000 | $ 247,500 | $ 126,500 |
| TUCSON, AZ | 852 | $ 201,270,000 | $ 236,000 | $ 96,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 851 | $ 346,675,000 | $ 407,000 | $ 149,000 |
| VALLEJO-FAIRFIELD, CA | 826 | $ 273,860,000 | $ 331,000 | $ 126,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 824 | $ 222,230,000 | $ 269,000 | $ 119,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 820 | $ 367,260,000 | $ 447,000 | $ 181,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 783 | $ 562,075,000 | $ 717,000 | $ 256,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 774 | $ 275,220,000 | $ 355,000 | $ 120,000 |
| COLUMBUS, OH | 766 | $ 153,750,000 | $ 200,000 | $ 97,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 760 | $ 161,040,000 | $ 197,000 | $ 98,500 |
| OGDEN-CLEARFIELD, UT | 700 | $ 198,720,000 | $ 283,000 | $ 100,000 |
| EUGENE, OR | 699 | $ 189,415,000 | $ 270,000 | $ 100,000 |
| BOSTON, MA | 695 | $ 248,335,000 | $ 357,000 | $ 121,000 |
| SANTA CRUZ-WATSONVILLE, CA | 667 | $ 358,285,000 | $ 537,000 | $ 196,000 |
| JACKSON, MI | 663 | $ 72,375,000 | $ 109,000 | $ 68,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 649 | $ 148,755,000 | $ 229,000 | $ 109,000 |
| PROVIDENCE-WARWICK, RI-MA | 647 | $ 170,385,000 | $ 269,000 | $ 107,000 |
| TACOMA-LAKEWOOD, WA | 647 | $ 206,975,000 | $ 319,000 | $ 117,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 636 | $ 247,670,000 | $ 389,000 | $ 145,000 |
| SPOKANE-SPOKANE VALLEY, WA | 618 | $ 138,330,000 | $ 223,000 | $ 91,000 |
| COLORADO SPRINGS, CO | 602 | $ 179,640,000 | $ 298,000 | $ 107,000 |
| FORT WORTH-ARLINGTON, TX | 566 | $ 143,620,000 | $ 253,000 | $ 126,000 |
| PITTSBURGH, PA | 552 | $ 94,920,000 | $ 171,000 | $ 85,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 530 | $ 121,550,000 | $ 229,000 | $ 110,000 |
| STOCKTON-LODI, CA | 530 | $ 158,550,000 | $ 299,000 | $ 118,000 |
| KENNEWICK-RICHLAND, WA | 510 | $ 131,840,000 | $ 258,000 | $ 103,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 507 | $ 126,025,000 | $ 248,000 | $ 112,000 |
| PORT ST. LUCIE, FL | 496 | $ 109,240,000 | $ 220,000 | $ 101,000 |
| NEW ORLEANS-METAIRIE, LA | 494 | $ 115,110,000 | $ 233,000 | $ 115,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 477 | $ 124,295,000 | $ 260,000 | $ 131,000 |
| RENO, NV | 468 | $ 149,870,000 | $ 320,000 | $ 133,000 |
| CAPE CORAL-FORT MYERS, FL | 459 | $ 107,045,000 | $ 233,000 | $ 140,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 458 | $ 98,560,000 | $ 193,000 | $ 104,500 |
| ANN ARBOR, MI | 449 | $ 96,485,000 | $ 214,000 | $ 126,000 |
| RALEIGH, NC | 445 | $ 116,325,000 | $ 261,000 | $ 114,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 444 | $ 155,510,000 | $ 350,000 | $ 122,000 |
| FLINT, MI | 440 | $ 57,020,000 | $ 129,000 | $ 75,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 426 | $ 121,000,000 | $ 284,000 | $ 124,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 424 | $ 86,370,000 | $ 203,000 | $ 90,500 |
| MODESTO, CA | 423 | $ 110,275,000 | $ 260,000 | $ 101,000 |
| JACKSONVILLE, FL | 418 | $ 105,340,000 | $ 252,000 | $ 110,000 |
| ALBUQUERQUE, NM | 408 | $ 94,210,000 | $ 230,000 | $ 100,000 |
| FORT WAYNE, IN | 407 | $ 39,185,000 | $ 96,000 | $ 65,000 |
| WICHITA, KS | 404 | $ 62,110,000 | $ 153,000 | $ 78,000 |
| NAPA, CA | 399 | $ 171,595,000 | $ 430,000 | $ 157,000 |
| GREEN BAY, WI | 398 | $ 67,670,000 | $ 170,000 | $ 82,000 |
| OKLAHOMA CITY, OK | 392 | $ 85,880,000 | $ 219,000 | $ 135,000 |
| REDDING, CA | 390 | $ 103,800,000 | $ 266,000 | $ 101,000 |
| SALEM, OR | 389 | $ 94,475,000 | $ 242,000 | $ 97,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 385 | $ 75,335,000 | $ 208,500 | $ 101,500 |
| BAKERSFIELD, CA | 382 | $ 91,450,000 | $ 239,000 | $ 107,000 |
| NEWARK, NJ-PA | 378 | $ 110,350,000 | $ 222,000 | $ 143,500 |
| GREELEY, CO | 366 | $ 114,860,000 | $ 313,000 | $ 103,000 |
| SAN RAFAEL, CA | 365 | $ 224,075,000 | $ 613,000 | $ 222,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 359 | $ 93,115,000 | $ 228,000 | $ 157,500 |
| MEMPHIS, TN-MS-AR | 348 | $ 67,560,000 | $ 148,333 | $ 94,000 |
| CLEVELAND-ELYRIA, OH | 346 | $ 53,460,000 | $ 154,000 | $ 83,000 |
| OLYMPIA-TUMWATER, WA | 338 | $ 103,110,000 | $ 305,000 | $ 120,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 316 | $ 62,820,000 | $ 198,000 | $ 87,000 |
| LAKELAND-WINTER HAVEN, FL | 303 | $ 55,765,000 | $ 184,000 | $ 80,000 |
| FORT COLLINS, CO | 299 | $ 93,105,000 | $ 311,000 | $ 123,000 |
| WORCESTER, MA-CT | 295 | $ 75,485,000 | $ 226,500 | $ 79,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 286 | $ 57,790,000 | $ 202,000 | $ 85,000 |
| DES MOINES-WEST DES MOINES, IA | 281 | $ 53,865,000 | $ 191,000 | $ 77,000 |
| CLARKSVILLE, TN-KY | 275 | $ 53,795,000 | $ 179,500 | $ 85,000 |
| BATON ROUGE, LA | 270 | $ 56,060,000 | $ 207,000 | $ 89,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 265 | $ 48,485,000 | $ 188,000 | $ 86,000 |
| ALBANY, GA | 263 | $ 45,215,000 | $ 171,000 | $ 92,000 |
| CINCINNATI, OH-KY-IN | 259 | $ 50,715,000 | $ 183,666 | $ 84,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 259 | $ 57,335,000 | $ 221,000 | $ 100,000 |
| ELGIN, IL | 258 | $ 57,040,000 | $ 221,000 | $ 99,000 |
| SALINAS, CA | 258 | $ 116,300,000 | $ 450,000 | $ 184,000 |
| VISALIA-PORTERVILLE, CA | 257 | $ 68,195,000 | $ 265,000 | $ 165,000 |
| SAVANNAH, GA | 251 | $ 54,655,000 | $ 217,000 | $ 95,000 |
| LAREDO, TX | 249 | $ 50,615,000 | $ 203,000 | $ 101,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 248 | $ 49,760,000 | $ 200,000 | $ 93,000 |
| CAMDEN, NJ | 247 | $ 48,305,000 | $ 195,000 | $ 137,000 |
| IDAHO FALLS, ID | 246 | $ 54,630,000 | $ 222,000 | $ 79,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 239 | $ 62,395,000 | $ 261,000 | $ 122,000 |
| RICHMOND, VA | 235 | $ 57,585,000 | $ 245,000 | $ 88,000 |
| ALTOONA, PA | 231 | $ 30,315,000 | $ 131,000 | $ 70,000 |
| BIRMINGHAM-HOOVER, AL | 231 | $ 45,105,000 | $ 195,000 | $ 84,000 |
| PORTLAND-SOUTH PORTLAND, ME | 230 | $ 58,250,000 | $ 253,000 | $ 100,000 |
| ST. GEORGE, UT | 230 | $ 64,390,000 | $ 279,000 | $ 94,000 |
| BILLINGS, MT | 229 | $ 47,755,000 | $ 208,000 | $ 91,000 |
| BEND-REDMOND, OR | 217 | $ 65,805,000 | $ 303,000 | $ 132,000 |
| NEW HAVEN-MILFORD, CT | 208 | $ 36,630,000 | $ 176,000 | $ 86,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 207 | $ 43,825,000 | $ 211,000 | $ 113,000 |
| ANCHORAGE, AK | 206 | $ 65,730,000 | $ 319,000 | $ 121,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 201 | $ 58,475,000 | $ 290,000 | $ 117,000 |
| GREAT FALLS, MT | 190 | $ 36,710,000 | $ 193,000 | $ 83,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 189 | $ 61,565,000 | $ 325,000 | $ 174,000 |
| MADISON, WI | 188 | $ 48,670,000 | $ 258,000 | $ 104,000 |
| PHILADELPHIA, PA | 188 | $ 34,630,000 | $ 184,000 | $ 113,000 |
| KALAMAZOO-PORTAGE, MI | 183 | $ 24,195,000 | $ 132,000 | $ 74,000 |
| OCALA, FL | 179 | $ 29,515,000 | $ 164,000 | $ 66,000 |
| SANTA MARIA-SANTA BARBARA, CA | 176 | $ 65,960,000 | $ 374,000 | $ 173,000 |
| SHEBOYGAN, WI | 170 | $ 24,610,000 | $ 144,000 | $ 78,000 |
| KILLEEN-TEMPLE, TX | 169 | $ 30,375,000 | $ 179,000 | $ 91,000 |
| HUNTSVILLE, AL | 168 | $ 38,120,000 | $ 226,000 | $ 89,000 |
| BISMARCK, ND | 167 | $ 43,975,000 | $ 263,000 | $ 96,000 |
| COLUMBIA, SC | 167 | $ 34,615,000 | $ 207,000 | $ 87,000 |
| BOULDER, CO | 165 | $ 60,065,000 | $ 364,000 | $ 139,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 165 | $ 44,925,000 | $ 272,000 | $ 120,000 |
| LEXINGTON-FAYETTE, KY | 161 | $ 31,145,000 | $ 193,000 | $ 93,000 |
| LAFAYETTE, LA | 154 | $ 28,520,000 | $ 185,000 | $ 77,000 |
| CHATTANOOGA, TN-GA | 153 | $ 31,865,000 | $ 184,500 | $ 89,500 |
| BATTLE CREEK, MI | 148 | $ 15,620,000 | $ 105,000 | $ 62,000 |
| EAU CLAIRE, WI | 146 | $ 20,710,000 | $ 141,000 | $ 64,000 |
| GARY, IN | 146 | $ 27,570,000 | $ 188,000 | $ 124,000 |
| COEUR D'ALENE, ID | 145 | $ 38,295,000 | $ 264,000 | $ 91,000 |
| SPRINGFIELD, MA | 145 | $ 33,795,000 | $ 233,000 | $ 94,000 |
| HARRISBURG-CARLISLE, PA | 138 | $ 23,530,000 | $ 170,000 | $ 83,000 |
| BREMERTON-SILVERDALE, WA | 137 | $ 46,115,000 | $ 336,000 | $ 142,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 135 | $ 19,055,000 | $ 141,000 | $ 81,000 |
| ERIE, PA | 135 | $ 18,085,000 | $ 133,000 | $ 67,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 134 | $ 38,530,000 | $ 287,000 | $ 103,000 |
| TOLEDO, OH | 131 | $ 17,305,000 | $ 132,000 | $ 63,000 |
| MERCED, CA | 129 | $ 29,835,000 | $ 231,000 | $ 92,000 |
| SPRINGFIELD, MO | 129 | $ 21,295,000 | $ 165,000 | $ 85,000 |
| EVANSVILLE, IN-KY | 126 | $ 18,700,000 | $ 151,500 | $ 86,000 |
| MONROE, MI | 124 | $ 18,660,000 | $ 150,000 | $ 77,000 |
| AKRON, OH | 119 | $ 18,535,000 | $ 155,000 | $ 94,000 |
| MANCHESTER-NASHUA, NH | 119 | $ 30,355,000 | $ 255,000 | $ 105,000 |
| CHICO, CA | 117 | $ 32,735,000 | $ 279,000 | $ 116,000 |
| COLLEGE STATION-BRYAN, TX | 116 | $ 29,950,000 | $ 258,000 | $ 143,000 |
| MADERA, CA | 114 | $ 27,080,000 | $ 237,000 | $ 108,000 |
| ALBANY, OR | 111 | $ 25,095,000 | $ 226,000 | $ 80,000 |
| EL PASO, TX | 111 | $ 21,845,000 | $ 196,000 | $ 92,000 |
| WILMINGTON, DE-MD-NJ | 111 | $ 25,745,000 | $ 218,000 | $ 95,333 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 107 | $ 19,475,000 | $ 192,000 | $ 143,000 |
| YAKIMA, WA | 107 | $ 20,535,000 | $ 191,000 | $ 89,000 |
| BEAUMONT-PORT ARTHUR, TX | 106 | $ 22,320,000 | $ 210,000 | $ 115,000 |
| DURHAM-CHAPEL HILL, NC | 104 | $ 25,270,000 | $ 242,000 | $ 121,000 |
| KNOXVILLE, TN | 104 | $ 20,420,000 | $ 196,000 | $ 118,000 |
| SIOUX CITY, IA-NE-SD | 104 | $ 14,530,000 | $ 119,333 | $ 53,333 |
| SOUTH BEND-MISHAWAKA, IN-MI | 104 | $ 10,280,000 | $ 105,000 | $ 70,500 |
| URBAN HONOLULU, HI | 103 | $ 53,785,000 | $ 522,000 | $ 123,000 |
| BARNSTABLE TOWN, MA | 101 | $ 31,695,000 | $ 313,000 | $ 135,000 |
| LOGAN, UT-ID | 101 | $ 22,965,000 | $ 220,000 | $ 75,500 |
| ASHEVILLE, NC | 100 | $ 24,070,000 | $ 240,000 | $ 108,000 |
| FLAGSTAFF, AZ | 98 | $ 31,090,000 | $ 317,000 | $ 172,000 |
| SIOUX FALLS, SD | 96 | $ 22,870,000 | $ 238,000 | $ 123,000 |
| YUBA CITY, CA | 96 | $ 26,830,000 | $ 279,000 | $ 116,000 |
| GREENSBORO-HIGH POINT, NC | 95 | $ 16,545,000 | $ 174,000 | $ 99,000 |
| LAWRENCE, KS | 95 | $ 21,495,000 | $ 226,000 | $ 123,000 |
| MCALLEN-EDINBURG-MISSION, TX | 93 | $ 18,075,000 | $ 194,000 | $ 132,000 |
| CAPE GIRARDEAU, MO-IL | 92 | $ 15,510,000 | $ 168,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 91 | $ 19,805,000 | $ 217,000 | $ 107,000 |
| RAPID CITY, SD | 91 | $ 19,555,000 | $ 214,000 | $ 84,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 86 | $ 13,230,000 | $ 153,000 | $ 76,000 |
| SALISBURY, MD-DE | 86 | $ 20,410,000 | $ 236,000 | $ 101,500 |
| SANTA FE, NM | 86 | $ 24,440,000 | $ 284,000 | $ 111,000 |
| GAINESVILLE, GA | 85 | $ 20,755,000 | $ 244,000 | $ 132,000 |
| BELLINGHAM, WA | 83 | $ 20,275,000 | $ 244,000 | $ 102,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 82 | $ 25,670,000 | $ 313,000 | $ 154,000 |
| PUNTA GORDA, FL | 82 | $ 16,570,000 | $ 202,000 | $ 85,000 |
| NILES-BENTON HARBOR, MI | 81 | $ 10,735,000 | $ 132,000 | $ 108,000 |
| SPARTANBURG, SC | 79 | $ 14,385,000 | $ 182,000 | $ 67,000 |
| HANFORD-CORCORAN, CA | 78 | $ 18,560,000 | $ 237,000 | $ 94,000 |
| JOHNSTOWN, PA | 77 | $ 8,335,000 | $ 108,000 | $ 68,000 |
| SAGINAW, MI | 77 | $ 8,755,000 | $ 113,000 | $ 66,000 |
| CANTON-MASSILLON, OH | 76 | $ 11,770,000 | $ 154,000 | $ 68,000 |
| MUSKEGON, MI | 76 | $ 8,830,000 | $ 116,000 | $ 63,000 |
| ST. CLOUD, MN | 71 | $ 14,895,000 | $ 209,000 | $ 98,000 |
| WILMINGTON, NC | 71 | $ 17,905,000 | $ 252,000 | $ 91,000 |
| RACINE, WI | 70 | $ 11,780,000 | $ 168,000 | $ 84,000 |
| TOPEKA, KS | 70 | $ 10,430,000 | $ 149,000 | $ 74,000 |
| TULSA, OK | 70 | $ 11,520,000 | $ 164,000 | $ 112,000 |
| MEDFORD, OR | 69 | $ 17,925,000 | $ 259,000 | $ 103,000 |
| CARBONDALE-MARION, IL | 68 | $ 9,750,000 | $ 143,000 | $ 78,000 |
| LINCOLN, NE | 68 | $ 14,360,000 | $ 211,000 | $ 72,000 |
| DULUTH, MN-WI | 67 | $ 12,385,000 | $ 207,000 | $ 97,500 |
| CHAMPAIGN-URBANA, IL | 65 | $ 10,005,000 | $ 153,000 | $ 87,000 |
| FAYETTEVILLE, NC | 65 | $ 11,495,000 | $ 176,000 | $ 111,000 |
| LONGVIEW, WA | 64 | $ 17,950,000 | $ 280,000 | $ 101,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 63 | $ 27,655,000 | $ 438,000 | $ 84,000 |
| JACKSON, MS | 62 | $ 11,560,000 | $ 186,000 | $ 75,000 |
| GRAND JUNCTION, CO | 61 | $ 16,235,000 | $ 266,000 | $ 107,000 |
| APPLETON, WI | 60 | $ 11,730,000 | $ 195,000 | $ 88,000 |
| CHEYENNE, WY | 60 | $ 14,860,000 | $ 247,000 | $ 108,000 |
| COLUMBIA, MO | 60 | $ 10,180,000 | $ 169,000 | $ 74,000 |
| LANCASTER, PA | 59 | $ 11,615,000 | $ 196,000 | $ 67,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 56 | $ 8,840,000 | $ 155,000 | $ 86,500 |
| WARNER ROBINS, GA | 56 | $ 10,340,000 | $ 184,000 | $ 75,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 55 | $ 9,815,000 | $ 161,000 | $ 74,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 55 | $ 25,595,000 | $ 465,000 | $ 132,000 |
| PUEBLO, CO | 55 | $ 11,575,000 | $ 210,000 | $ 87,000 |
| YUMA, AZ | 55 | $ 10,145,000 | $ 184,000 | $ 88,000 |
| MISSOULA, MT | 54 | $ 14,930,000 | $ 276,000 | $ 116,000 |
| SEBRING, FL | 54 | $ 9,050,000 | $ 167,000 | $ 66,000 |
| SIERRA VISTA-DOUGLAS, AZ | 54 | $ 11,370,000 | $ 210,000 | $ 87,000 |
| YORK-HANOVER, PA | 54 | $ 10,330,000 | $ 191,000 | $ 90,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 53 | $ 6,935,000 | $ 131,000 | $ 60,500 |
| HOMOSASSA SPRINGS, FL | 52 | $ 8,870,000 | $ 170,000 | $ 77,000 |
| JOPLIN, MO | 52 | $ 8,100,000 | $ 155,000 | $ 72,000 |
| ROCKFORD, IL | 52 | $ 6,460,000 | $ 124,000 | $ 74,000 |
| WINCHESTER, VA-WV | 52 | $ 12,890,000 | $ 159,000 | $ 75,500 |
| MANHATTAN, KS | 51 | $ 11,145,000 | $ 218,000 | $ 100,000 |
| MOUNT VERNON-ANACORTES, WA | 51 | $ 15,525,000 | $ 304,000 | $ 108,000 |
| CORVALLIS, OR | 50 | $ 15,150,000 | $ 303,000 | $ 117,000 |
| MONTGOMERY, AL | 50 | $ 10,200,000 | $ 204,000 | $ 122,000 |
| STATE COLLEGE, PA | 49 | $ 9,545,000 | $ 194,000 | $ 80,000 |
| TRENTON, NJ | 49 | $ 10,455,000 | $ 213,000 | $ 176,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 46 | $ 7,660,000 | $ 166,000 | $ 72,000 |
| JEFFERSON CITY, MO | 46 | $ 7,520,000 | $ 163,000 | $ 68,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 46 | $ 6,110,000 | $ 132,000 | $ 84,000 |
| WINSTON-SALEM, NC | 46 | $ 6,040,000 | $ 131,000 | $ 85,000 |
| SEBASTIAN-VERO BEACH, FL | 45 | $ 9,935,000 | $ 220,000 | $ 124,000 |
| ALBANY-SCHENECTADY-TROY, NY | 44 | $ 7,420,000 | $ 168,000 | $ 81,000 |
| BAY CITY, MI | 44 | $ 4,130,000 | $ 93,000 | $ 53,000 |
| JANESVILLE-BELOIT, WI | 44 | $ 7,500,000 | $ 170,000 | $ 73,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 42 | $ 13,170,000 | $ 313,000 | $ 128,000 |
| CORPUS CHRISTI, TX | 41 | $ 7,725,000 | $ 188,000 | $ 153,000 |
| VALDOSTA, GA | 41 | $ 7,435,000 | $ 181,000 | $ 59,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 40 | $ 7,860,000 | $ 196,000 | $ 121,000 |
| BLOOMINGTON, IN | 40 | $ 7,160,000 | $ 179,000 | $ 104,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 40 | $ 8,280,000 | $ 207,000 | $ 114,000 |
| MICHIGAN CITY-LA PORTE, IN | 40 | $ 3,570,000 | $ 89,000 | $ 53,000 |
| CHARLOTTESVILLE, VA | 39 | $ 10,365,000 | $ 265,000 | $ 99,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 39 | $ 8,955,000 | $ 229,000 | $ 114,000 |
| CARSON CITY, NV | 38 | $ 12,000,000 | $ 315,000 | $ 110,000 |
| DOVER, DE | 38 | $ 8,640,000 | $ 227,000 | $ 111,000 |
| HAMMOND, LA | 38 | $ 7,950,000 | $ 209,000 | $ 89,000 |
| ROANOKE, VA | 38 | $ 7,900,000 | $ 207,000 | $ 81,000 |
| BROWNSVILLE-HARLINGEN, TX | 37 | $ 5,895,000 | $ 159,000 | $ 95,000 |
| COLUMBUS, GA-AL | 37 | $ 6,265,000 | $ 164,500 | $ 69,500 |
| READING, PA | 37 | $ 5,275,000 | $ 142,000 | $ 70,000 |
| TALLAHASSEE, FL | 37 | $ 7,525,000 | $ 203,000 | $ 94,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 37 | $ 4,185,000 | $ 105,000 | $ 62,500 |
| AUBURN-OPELIKA, AL | 36 | $ 8,550,000 | $ 237,000 | $ 98,000 |
| PANAMA CITY, FL | 36 | $ 8,340,000 | $ 231,000 | $ 144,000 |
| PARKERSBURG-VIENNA, WV | 35 | $ 4,165,000 | $ 119,000 | $ 63,000 |
| SHREVEPORT-BOSSIER CITY, LA | 34 | $ 6,460,000 | $ 190,000 | $ 87,000 |
| ST. JOSEPH, MO-KS | 34 | $ 5,470,000 | $ 160,000 | $ 76,000 |
| WACO, TX | 34 | $ 7,520,000 | $ 221,000 | $ 105,000 |
| HICKORY-LENOIR-MORGANTON, NC | 33 | $ 6,565,000 | $ 198,000 | $ 77,000 |
| AMES, IA | 32 | $ 5,150,000 | $ 160,000 | $ 67,000 |
| ATHENS-CLARKE COUNTY, GA | 32 | $ 7,310,000 | $ 228,000 | $ 101,000 |
| FARGO, ND-MN | 32 | $ 6,280,000 | $ 189,500 | $ 62,500 |
| EL CENTRO, CA | 31 | $ 6,345,000 | $ 204,000 | $ 90,000 |
| GAINESVILLE, FL | 31 | $ 5,955,000 | $ 192,000 | $ 106,000 |
| WALLA WALLA, WA | 31 | $ 7,905,000 | $ 255,000 | $ 92,000 |
| HOUMA-THIBODAUX, LA | 30 | $ 4,540,000 | $ 151,000 | $ 90,000 |
| TUSCALOOSA, AL | 30 | $ 4,280,000 | $ 142,000 | $ 72,000 |
| LAKE CHARLES, LA | 29 | $ 6,315,000 | $ 217,000 | $ 91,000 |
| TWIN FALLS, ID | 29 | $ 5,905,000 | $ 203,000 | $ 96,000 |
| SPRINGFIELD, IL | 28 | $ 4,270,000 | $ 152,000 | $ 100,000 |
| WICHITA FALLS, TX | 28 | $ 3,440,000 | $ 122,000 | $ 63,000 |
| DECATUR, AL | 27 | $ 5,235,000 | $ 193,000 | $ 100,000 |
| NORWICH-NEW LONDON, CT | 27 | $ 5,245,000 | $ 194,000 | $ 125,000 |
| ROCHESTER, NY | 27 | $ 3,485,000 | $ 129,000 | $ 76,000 |
| WENATCHEE, WA | 27 | $ 6,935,000 | $ 256,000 | $ 159,000 |
| ALEXANDRIA, LA | 26 | $ 4,200,000 | $ 161,000 | $ 87,000 |
| ELKHART-GOSHEN, IN | 26 | $ 3,970,000 | $ 152,000 | $ 68,000 |
| HARRISONBURG, VA | 26 | $ 5,750,000 | $ 221,000 | $ 92,000 |
| JACKSONVILLE, NC | 26 | $ 5,170,000 | $ 198,000 | $ 89,000 |
| MIDLAND, TX | 26 | $ 7,360,000 | $ 283,000 | $ 144,000 |
| LUBBOCK, TX | 25 | $ 5,215,000 | $ 208,000 | $ 130,000 |
| MIDLAND, MI | 25 | $ 3,435,000 | $ 137,000 | $ 85,000 |
| OSHKOSH-NEENAH, WI | 25 | $ 4,775,000 | $ 191,000 | $ 106,000 |
| ROCHESTER, MN | 25 | $ 5,255,000 | $ 210,000 | $ 88,000 |
| SHERMAN-DENISON, TX | 25 | $ 5,095,000 | $ 203,000 | $ 113,000 |
| THE VILLAGES, FL | 25 | $ 5,055,000 | $ 202,000 | $ 124,000 |
| GRANTS PASS, OR | 24 | $ 5,710,000 | $ 237,000 | $ 75,000 |
| MOBILE, AL | 24 | $ 3,730,000 | $ 155,000 | $ 63,000 |
| MUNCIE, IN | 24 | $ 2,250,000 | $ 93,000 | $ 53,000 |
| CEDAR RAPIDS, IA | 23 | $ 3,615,000 | $ 157,000 | $ 76,000 |
| CLEVELAND, TN | 23 | $ 3,505,000 | $ 152,000 | $ 77,000 |
| GREENVILLE, NC | 23 | $ 4,085,000 | $ 177,000 | $ 83,000 |
| EAST STROUDSBURG, PA | 22 | $ 3,380,000 | $ 153,000 | $ 80,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 22 | $ 3,840,000 | $ 174,000 | $ 68,000 |
| LAS CRUCES, NM | 22 | $ 4,300,000 | $ 195,000 | $ 81,000 |
| LAWTON, OK | 22 | $ 2,940,000 | $ 133,000 | $ 67,000 |
| LYNCHBURG, VA | 22 | $ 3,230,000 | $ 146,000 | $ 70,000 |
| POCATELLO, ID | 22 | $ 3,910,000 | $ 177,000 | $ 66,000 |
| SPRINGFIELD, OH | 22 | $ 2,420,000 | $ 110,000 | $ 72,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 21 | $ 3,475,000 | $ 165,000 | $ 70,000 |
| ENID, OK | 21 | $ 3,355,000 | $ 159,000 | $ 81,000 |
| HATTIESBURG, MS | 21 | $ 3,255,000 | $ 155,000 | $ 72,000 |
| LEWISTON-AUBURN, ME | 21 | $ 3,435,000 | $ 163,000 | $ 64,000 |
| MORRISTOWN, TN | 21 | $ 3,665,000 | $ 174,000 | $ 61,000 |
| WHEELING, WV-OH | 21 | $ 2,295,000 | $ 110,000 | $ 54,500 |
| LEWISTON, ID-WA | 20 | $ 4,070,000 | $ 247,500 | $ 158,000 |
| MACON-BIBB COUNTY, GA | 20 | $ 3,080,000 | $ 154,000 | $ 71,000 |
| MANKATO-NORTH MANKATO, MN | 20 | $ 4,090,000 | $ 204,000 | $ 98,000 |
| MORGANTOWN, WV | 20 | $ 2,770,000 | $ 138,000 | $ 75,000 |
| OCEAN CITY, NJ | 20 | $ 6,400,000 | $ 320,000 | $ 219,000 |
| DALTON, GA | 19 | $ 2,815,000 | $ 148,000 | $ 70,000 |
| KANKAKEE, IL | 19 | $ 2,965,000 | $ 156,000 | $ 102,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 19 | $ 3,195,000 | $ 175,500 | $ 57,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 18 | $ 5,110,000 | $ 283,000 | $ 121,000 |
| CASPER, WY | 18 | $ 4,210,000 | $ 233,000 | $ 110,000 |
| FLORENCE, SC | 18 | $ 2,720,000 | $ 151,000 | $ 81,000 |
| BLOOMINGTON, IL | 17 | $ 3,505,000 | $ 206,000 | $ 120,000 |
| GRAND FORKS, ND-MN | 17 | $ 4,015,000 | $ 216,500 | $ 86,000 |
| HINESVILLE, GA | 17 | $ 2,625,000 | $ 154,000 | $ 75,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 17 | $ 2,115,000 | $ 121,666 | $ 61,000 |
| JOHNSON CITY, TN | 17 | $ 2,695,000 | $ 158,000 | $ 76,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 16 | $ 3,320,000 | $ 207,000 | $ 107,000 |
| BOWLING GREEN, KY | 16 | $ 2,670,000 | $ 166,000 | $ 80,000 |
| LONGVIEW, TX | 16 | $ 2,360,000 | $ 147,000 | $ 128,000 |
| ODESSA, TX | 16 | $ 3,620,000 | $ 226,000 | $ 115,000 |
| ROCKY MOUNT, NC | 16 | $ 2,760,000 | $ 172,000 | $ 75,000 |
| STAUNTON-WAYNESBORO, VA | 16 | $ 2,770,000 | $ 173,000 | $ 56,000 |
| ABILENE, TX | 15 | $ 2,025,000 | $ 135,000 | $ 117,000 |
| BECKLEY, WV | 15 | $ 1,505,000 | $ 100,000 | $ 60,000 |
| BRUNSWICK, GA | 15 | $ 3,975,000 | $ 265,000 | $ 116,000 |
| HOT SPRINGS, AR | 15 | $ 2,775,000 | $ 185,000 | $ 108,000 |
| KOKOMO, IN | 15 | $ 2,065,000 | $ 137,000 | $ 67,000 |
| LEBANON, PA | 15 | $ 2,505,000 | $ 167,000 | $ 96,000 |
| TYLER, TX | 15 | $ 2,885,000 | $ 192,000 | $ 86,000 |
| PEORIA, IL | 14 | $ 2,040,000 | $ 145,000 | $ 62,000 |
| WAUSAU, WI | 14 | $ 2,300,000 | $ 164,000 | $ 91,000 |
| AMARILLO, TX | 13 | $ 2,855,000 | $ 219,000 | $ 82,000 |
| BURLINGTON, NC | 13 | $ 2,575,000 | $ 198,000 | $ 83,000 |
| DOTHAN, AL | 13 | $ 2,275,000 | $ 175,000 | $ 104,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 13 | $ 2,015,000 | $ 155,000 | $ 75,000 |
| JACKSON, TN | 13 | $ 2,945,000 | $ 226,000 | $ 74,000 |
| FORT SMITH, AR-OK | 12 | $ 1,880,000 | $ 166,000 | $ 71,000 |
| KINGSTON, NY | 12 | $ 4,220,000 | $ 351,000 | $ 106,000 |
| LA CROSSE-ONALASKA, WI-MN | 12 | $ 2,400,000 | $ 200,000 | $ 60,000 |
| NEW BERN, NC | 12 | $ 1,960,000 | $ 163,000 | $ 77,000 |
| ROME, GA | 12 | $ 2,290,000 | $ 190,000 | $ 105,000 |
| SYRACUSE, NY | 12 | $ 2,150,000 | $ 179,000 | $ 100,000 |
| VINELAND-BRIDGETON, NJ | 12 | $ 1,960,000 | $ 163,000 | $ 74,000 |
| CHARLESTON, WV | 11 | $ 1,435,000 | $ 130,000 | $ 44,000 |
| FOND DU LAC, WI | 11 | $ 1,705,000 | $ 155,000 | $ 89,000 |
| SAN ANGELO, TX | 11 | $ 2,005,000 | $ 182,000 | $ 110,000 |
| TERRE HAUTE, IN | 11 | $ 1,655,000 | $ 150,000 | $ 83,000 |
| COLUMBUS, IN | 10 | $ 1,500,000 | $ 150,000 | $ 51,000 |
| FAIRBANKS, AK | 10 | $ 3,000,000 | $ 300,000 | $ 147,000 |
| FARMINGTON, NM | 10 | $ 1,450,000 | $ 145,000 | $ 84,000 |
| GADSDEN, AL | 10 | $ 1,550,000 | $ 155,000 | $ 65,000 |
| GOLDSBORO, NC | 10 | $ 1,910,000 | $ 191,000 | $ 37,000 |
| MANSFIELD, OH | 10 | $ 1,260,000 | $ 126,000 | $ 78,000 |
| OWENSBORO, KY | 10 | $ 1,400,000 | $ 140,000 | $ 50,000 |
| SUMTER, SC | 10 | $ 1,750,000 | $ 175,000 | $ 60,000 |
| DUBUQUE, IA | 9 | $ 1,635,000 | $ 181,000 | $ 75,000 |
| JONESBORO, AR | 8 | $ 1,140,000 | $ 142,000 | $ 456,000 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 1,670,000 | $ 208,000 | $ 62,000 |
| CUMBERLAND, MD-WV | 7 | $ 735,000 | $ 101,500 | $ 85,500 |
| DECATUR, IL | 7 | $ 675,000 | $ 96,000 | $ 55,000 |
| GETTYSBURG, PA | 7 | $ 1,595,000 | $ 227,000 | $ 111,000 |
| LIMA, OH | 7 | $ 825,000 | $ 117,000 | $ 67,000 |
| WATERTOWN-FORT DRUM, NY | 7 | $ 1,025,000 | $ 146,000 | $ 59,000 |
| BANGOR, ME | 6 | $ 1,160,000 | $ 193,000 | $ 85,000 |
| DANVILLE, IL | 6 | $ 620,000 | $ 103,000 | $ 60,000 |
| GLENS FALLS, NY | 6 | $ 1,460,000 | $ 243,000 | $ 168,000 |
| MONROE, LA | 6 | $ 1,160,000 | $ 193,000 | $ 98,000 |
| PINE BLUFF, AR | 6 | $ 790,000 | $ 131,000 | $ 0 |
| PITTSFIELD, MA | 6 | $ 890,000 | $ 148,000 | $ 58,000 |
| VICTORIA, TX | 6 | $ 1,930,000 | $ 321,000 | $ 123,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 5 | $ 465,000 | $ 93,000 | $ 37,000 |
| BINGHAMTON, NY | 5 | $ 615,000 | $ 123,000 | $ 98,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 655,000 | $ 131,000 | $ 58,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 1,145,000 | $ 229,000 | $ 51,000 |
| GRAND ISLAND, NE | 5 | $ 715,000 | $ 143,000 | $ 99,000 |
| WILLIAMSPORT, PA | 5 | $ 555,000 | $ 111,000 | $ 67,000 |
| IOWA CITY, IA | 3 | $ 395,000 | $ 131,000 | $ 61,000 |
| TEXARKANA, TX-AR | 3 | $ 485,000 | $ 161,000 | $ 125,000 |
| UTICA-ROME, NY | 3 | $ 205,000 | $ 68,000 | $ 82,000 |
| ELMIRA, NY | 2 | $ 440,000 | $ 220,000 | $ 247,000 |
| ITHACA, NY | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 74,714 | $20,834,480,000 | $278,000 | $3,155,000 | $108,000 | $4,630,000 |
| Refinancing | 34,655 | $11,269,715,000 | $325,000 | $4,005,000 | $136,000 | $9,584,000 |
| Cash-out Refinancing | 31,580 | $8,136,820,000 | $257,000 | $2,305,000 | $111,000 | $6,075,000 |
| Not Applicable | 4,573 | $1,289,245,000 | $281,000 | $3,345,000 | $132,000 | $2,456,000 |
| Other Purpose | 4,380 | $544,510,000 | $124,000 | $17,255,000 | $107,000 | $2,940,000 |
| Home Improvement | 3,835 | $315,105,000 | $82,000 | $1,255,000 | $112,000 | $1,748,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 73,713 | $19,369,785,000 | $262,000 | $3,345,000 | $117,000 | $9,584,000 |
| Not applicable | 36,552 | $10,855,380,000 | $296,000 | $17,255,000 | $31,000 | $37,000 |
| Not Provided | 14,838 | $3,933,360,000 | $265,000 | $4,005,000 | $120,000 | $6,075,000 |
| Hispanic | 12,114 | $3,211,650,000 | $265,000 | $2,155,000 | $96,000 | $2,875,000 |
| Asian | 9,081 | $3,260,615,000 | $359,000 | $2,955,000 | $133,000 | $2,305,000 |
| Black or African American | 6,502 | $1,487,300,000 | $228,000 | $2,525,000 | $87,000 | $2,036,000 |
| American Indian or Alaskan Native | 450 | $110,750,000 | $246,000 | $1,315,000 | $105,000 | $614,000 |
| Native Hawaiian or Other Pacific Islander | 268 | $83,750,000 | $312,000 | $1,825,000 | $114,000 | $1,011,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 111,311 | $31,444,195,000 | $282,000 | $17,255,000 | $127,000 | $9,584,000 |
| FHA-insured (Federal Housing Administration) | 22,939 | $5,226,645,000 | $227,000 | $1,175,000 | $73,000 | $1,032,000 |
| VA-guaranteed (Veterans Administration) | 16,994 | $5,339,380,000 | $314,000 | $3,325,000 | $92,000 | $791,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,493 | $379,655,000 | $152,000 | $735,000 | $52,000 | $331,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 83,002 | $22,759,070,000 | $274,000 | $17,255,000 | $118,000 | $6,075,000 |
| Loan Purchased By The Institution | 36,652 | $10,852,840,000 | $296,000 | $1,575,000 | $59,000 | $209,000 |
| Application Denied By Financial Institution | 20,840 | $5,329,820,000 | $255,000 | $3,005,000 | $100,000 | $2,946,000 |
| Application Withdrawn By Applicant | 10,195 | $2,863,455,000 | $280,000 | $3,345,000 | $121,000 | $9,584,000 |
| File Closed For Incompleteness | 1,536 | $349,650,000 | $227,000 | $1,745,000 | $108,000 | $1,600,000 |
| Application Approved But Not Accepted | 1,512 | $235,040,000 | $155,000 | $2,005,000 | $111,000 | $1,380,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 132,897 | $37,060,055,000 | $278,000 | $17,255,000 | $118,000 | $9,584,000 |
| Credit Application Incomplete | 8,575 | $2,484,235,000 | $289,000 | $2,885,000 | $112,000 | $2,946,000 |
| Debt-To-Income Ratio | 5,444 | $1,368,520,000 | $251,000 | $3,005,000 | $73,000 | $857,000 |
| Credit History | 2,496 | $385,010,000 | $154,000 | $2,255,000 | $91,000 | $1,860,000 |
| Collateral | 2,307 | $507,905,000 | $220,000 | $2,335,000 | $116,000 | $2,875,000 |
| Other | 1,519 | $451,965,000 | $297,000 | $2,045,000 | $127,000 | $1,758,000 |
| Unverifiable Information | 251 | $72,365,000 | $288,000 | $2,505,000 | $121,000 | $1,510,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 128 | $34,110,000 | $266,000 | $1,155,000 | $116,000 | $2,065,000 |
| Employment History | 115 | $25,055,000 | $217,000 | $765,000 | $79,000 | $450,000 |
| Mortgage Insurance Denied | 5 | $655,000 | $131,000 | $345,000 | $70,000 | $125,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.