Flanagan State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Flanagan State Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,750 |
| Total Mortgage Loan Application Amount | $375,512,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $561,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $901,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Will County Illinois | 209 | $ 38,868,000 | $ 185,000 | $ 77,000 |
| McLean County Illinois | 176 | $ 24,130,000 | $ 137,000 | $ 88,000 |
| Lawrence County Indiana | 131 | $ 13,617,000 | $ 103,000 | $ 47,000 |
| Butler County Missouri | 104 | $ 11,540,000 | $ 110,000 | $ 46,000 |
| Stoddard County Missouri | 84 | $ 8,579,000 | $ 102,000 | $ 42,000 |
| Cook County Illinois | 76 | $ 12,299,000 | $ 161,000 | $ 68,000 |
| Kankakee County Illinois | 76 | $ 12,257,000 | $ 161,000 | $ 52,000 |
| Muscatine County Iowa | 73 | $ 8,095,000 | $ 110,000 | $ 50,000 |
| Woodford County Illinois | 60 | $ 6,738,000 | $ 112,000 | $ 74,000 |
| Minnehaha County South Dakota | 58 | $ 10,256,000 | $ 176,000 | $ 67,000 |
| Marion County Florida | 42 | $ 4,749,000 | $ 113,000 | $ 43,000 |
| Henry County Illinois | 37 | $ 2,714,000 | $ 73,000 | $ 48,000 |
| Livingston County Illinois | 37 | $ 4,081,000 | $ 110,000 | $ 68,000 |
| Rock Island County Illinois | 37 | $ 4,181,000 | $ 113,000 | $ 52,000 |
| Anderson County Texas | 35 | $ 4,181,000 | $ 119,000 | $ 57,000 |
| Sangamon County Illinois | 32 | $ 3,392,000 | $ 106,000 | $ 53,000 |
| Logan County Illinois | 31 | $ 2,402,000 | $ 77,000 | $ 50,000 |
| Scott County Iowa | 31 | $ 5,122,000 | $ 165,000 | $ 70,000 |
| Berks County Pennsylvania | 31 | $ 2,958,000 | $ 95,000 | $ 34,000 |
| Campbell County Wyoming | 30 | $ 6,802,000 | $ 226,000 | $ 105,000 |
| Buchanan County Missouri | 28 | $ 2,937,000 | $ 104,000 | $ 51,000 |
| Pennington County South Dakota | 28 | $ 5,567,000 | $ 198,000 | $ 89,000 |
| Lake County Indiana | 27 | $ 6,026,000 | $ 223,000 | $ 69,000 |
| Taylor County Kentucky | 27 | $ 3,195,000 | $ 118,000 | $ 47,000 |
| Lincoln County South Dakota | 27 | $ 5,313,000 | $ 196,000 | $ 82,000 |
| Polk County Florida | 23 | $ 2,820,000 | $ 122,000 | $ 52,000 |
| Fulton County Illinois | 23 | $ 1,908,000 | $ 82,000 | $ 47,000 |
| Big Horn County Wyoming | 23 | $ 2,815,000 | $ 122,000 | $ 61,000 |
| Ripley County Missouri | 21 | $ 2,005,000 | $ 95,000 | $ 44,000 |
| McDonough County Illinois | 20 | $ 1,764,000 | $ 88,000 | $ 51,000 |
| Peoria County Illinois | 20 | $ 2,381,000 | $ 119,000 | $ 53,000 |
| Christian County Illinois | 19 | $ 1,883,000 | $ 99,000 | $ 46,000 |
| Linn County Iowa | 19 | $ 2,938,000 | $ 154,000 | $ 64,000 |
| Russell County Kentucky | 19 | $ 2,590,000 | $ 136,000 | $ 47,000 |
| Dunklin County Missouri | 19 | $ 1,560,000 | $ 82,000 | $ 51,000 |
| Broward County Florida | 18 | $ 4,291,000 | $ 238,000 | $ 64,000 |
| Tazewell County Illinois | 17 | $ 2,039,000 | $ 119,000 | $ 80,000 |
| New Madrid County Missouri | 17 | $ 1,464,000 | $ 86,000 | $ 48,000 |
| Scott County Missouri | 16 | $ 1,650,000 | $ 103,000 | $ 44,000 |
| East Baton Rouge County Louisiana | 15 | $ 2,064,000 | $ 137,000 | $ 57,000 |
| Jackson County Minnesota | 15 | $ 1,368,000 | $ 91,000 | $ 41,000 |
| Wayne County Missouri | 15 | $ 1,612,000 | $ 107,000 | $ 53,000 |
| Yellowstone County Montana | 15 | $ 2,883,000 | $ 192,000 | $ 72,000 |
| Laramie County Wyoming | 15 | $ 3,460,000 | $ 230,000 | $ 105,000 |
| Mason County Illinois | 14 | $ 1,076,000 | $ 76,000 | $ 47,000 |
| Tippecanoe County Indiana | 14 | $ 1,679,000 | $ 119,000 | $ 45,000 |
| Brookings County South Dakota | 14 | $ 2,488,000 | $ 177,000 | $ 68,000 |
| Monroe County Indiana | 13 | $ 1,616,000 | $ 124,000 | $ 48,000 |
| Hot Spring County Arkansas | 12 | $ 1,774,000 | $ 147,000 | $ 53,000 |
| Pasco County Florida | 12 | $ 1,576,000 | $ 131,000 | $ 49,000 |
| Brevard County Florida | 11 | $ 1,374,000 | $ 124,000 | $ 35,000 |
| De Witt County Illinois | 11 | $ 1,089,000 | $ 99,000 | $ 85,000 |
| Buchanan County Iowa | 11 | $ 1,262,000 | $ 114,000 | $ 46,000 |
| Meade County South Dakota | 11 | $ 2,392,000 | $ 217,000 | $ 85,000 |
| Greene County Indiana | 10 | $ 949,000 | $ 94,000 | $ 43,000 |
| Adair County Kentucky | 10 | $ 1,362,000 | $ 136,000 | $ 58,000 |
| Madison County Montana | 10 | $ 2,009,000 | $ 200,000 | $ 71,000 |
| Sheridan County Wyoming | 10 | $ 1,865,000 | $ 186,000 | $ 90,000 |
| Gunnison County Colorado | 9 | $ 1,587,000 | $ 176,000 | $ 82,000 |
| St. Lucie County Florida | 9 | $ 1,452,000 | $ 161,000 | $ 43,000 |
| DeKalb County Illinois | 9 | $ 1,408,000 | $ 156,000 | $ 72,000 |
| DuPage County Illinois | 9 | $ 1,874,000 | $ 208,000 | $ 61,000 |
| Orange County Indiana | 9 | $ 1,051,000 | $ 116,000 | $ 46,000 |
| Mississippi County Missouri | 9 | $ 899,000 | $ 99,000 | $ 56,000 |
| LaSalle County Illinois | 8 | $ 932,000 | $ 116,000 | $ 84,000 |
| Wabash County Illinois | 8 | $ 1,031,000 | $ 128,000 | $ 61,000 |
| Black Hawk County Iowa | 8 | $ 1,084,000 | $ 135,000 | $ 50,000 |
| St. Louis County Minnesota | 8 | $ 639,000 | $ 79,000 | $ 44,000 |
| Nodaway County Missouri | 8 | $ 1,009,000 | $ 126,000 | $ 55,000 |
| Washakie County Wyoming | 8 | $ 1,610,000 | $ 201,000 | $ 96,000 |
| Bureau County Illinois | 7 | $ 497,000 | $ 71,000 | $ 42,000 |
| Lincoln County Mississippi | 7 | $ 886,000 | $ 126,000 | $ 45,000 |
| Hernando County Florida | 6 | $ 752,000 | $ 125,000 | $ 40,000 |
| Miami-Dade County Florida | 6 | $ 1,529,000 | $ 254,000 | $ 68,000 |
| Volusia County Florida | 6 | $ 1,114,000 | $ 185,000 | $ 66,000 |
| Champaign County Illinois | 6 | $ 885,000 | $ 147,000 | $ 87,000 |
| Grundy County Illinois | 6 | $ 1,327,000 | $ 221,000 | $ 72,000 |
| Marshall County Illinois | 6 | $ 409,000 | $ 68,000 | $ 42,000 |
| Stephenson County Illinois | 6 | $ 540,000 | $ 90,000 | $ 48,000 |
| Warren County Illinois | 6 | $ 553,000 | $ 92,000 | $ 58,000 |
| Cape Girardeau County Missouri | 6 | $ 917,000 | $ 152,000 | $ 80,000 |
| Carter County Missouri | 6 | $ 537,000 | $ 89,000 | $ 38,000 |
| Maricopa County Arizona | 5 | $ 919,000 | $ 183,000 | $ 65,000 |
| Citrus County Florida | 5 | $ 583,000 | $ 116,000 | $ 38,000 |
| Hillsborough County Florida | 5 | $ 878,000 | $ 175,000 | $ 81,000 |
| Lee County Florida | 5 | $ 855,000 | $ 171,000 | $ 86,000 |
| Knox County Illinois | 5 | $ 357,000 | $ 71,000 | $ 43,000 |
| Lee County Illinois | 5 | $ 587,000 | $ 117,000 | $ 109,000 |
| Macoupin County Illinois | 5 | $ 683,000 | $ 136,000 | $ 57,000 |
| Perry County Illinois | 5 | $ 438,000 | $ 87,000 | $ 63,000 |
| Stark County Illinois | 5 | $ 492,000 | $ 98,000 | $ 71,000 |
| Gallatin County Montana | 5 | $ 1,293,000 | $ 258,000 | $ 78,000 |
| Yankton County South Dakota | 5 | $ 746,000 | $ 149,000 | $ 94,000 |
| Pinellas County Florida | 4 | $ 1,043,000 | $ 260,000 | $ 135,000 |
| Carroll County Illinois | 4 | $ 439,000 | $ 109,000 | $ 64,000 |
| Ford County Illinois | 4 | $ 465,000 | $ 116,000 | $ 97,000 |
| Iroquois County Illinois | 4 | $ 269,000 | $ 67,000 | $ 36,000 |
| Lawrence County Illinois | 4 | $ 402,000 | $ 100,000 | $ 70,000 |
| Mercer County Illinois | 4 | $ 315,000 | $ 78,000 | $ 36,000 |
| Daviess County Indiana | 4 | $ 416,000 | $ 104,000 | $ 47,000 |
| Starke County Indiana | 4 | $ 245,000 | $ 61,000 | $ 69,000 |
| Bremer County Iowa | 4 | $ 248,000 | $ 62,000 | $ 35,000 |
| Clay County Iowa | 4 | $ 418,000 | $ 104,000 | $ 40,000 |
| Hancock County Iowa | 4 | $ 289,000 | $ 72,000 | $ 33,000 |
| Johnson County Iowa | 4 | $ 967,000 | $ 241,000 | $ 75,000 |
| Mills County Iowa | 4 | $ 610,000 | $ 152,000 | $ 53,000 |
| Polk County Iowa | 4 | $ 575,000 | $ 143,000 | $ 64,000 |
| Woodbury County Iowa | 4 | $ 443,000 | $ 110,000 | $ 32,000 |
| Fayette County Kentucky | 4 | $ 792,000 | $ 198,000 | $ 93,000 |
| Livingston County Louisiana | 4 | $ 651,000 | $ 162,000 | $ 70,000 |
| Pike County Mississippi | 4 | $ 680,000 | $ 170,000 | $ 59,000 |
| Wake County North Carolina | 4 | $ 792,000 | $ 198,000 | $ 112,000 |
| Custer County South Dakota | 4 | $ 1,372,000 | $ 343,000 | $ 111,000 |
| Turner County South Dakota | 4 | $ 654,000 | $ 163,000 | $ 90,000 |
| Union County South Dakota | 4 | $ 461,000 | $ 115,000 | $ 57,000 |
| Leon County Texas | 4 | $ 559,000 | $ 139,000 | $ 96,000 |
| Manatee County Florida | 3 | $ 747,000 | $ 249,000 | $ 85,000 |
| Alexander County Illinois | 3 | $ 275,000 | $ 91,000 | $ 42,000 |
| Coles County Illinois | 3 | $ 353,000 | $ 117,000 | $ 48,000 |
| Franklin County Illinois | 3 | $ 302,000 | $ 100,000 | $ 62,000 |
| Jasper County Illinois | 3 | $ 186,000 | $ 62,000 | $ 28,000 |
| Kane County Illinois | 3 | $ 1,019,000 | $ 339,000 | $ 119,000 |
| Kendall County Illinois | 3 | $ 597,000 | $ 199,000 | $ 54,000 |
| Macon County Illinois | 3 | $ 209,000 | $ 69,000 | $ 34,000 |
| Madison County Illinois | 3 | $ 590,000 | $ 196,000 | $ 65,000 |
| Montgomery County Illinois | 3 | $ 217,000 | $ 72,000 | $ 47,000 |
| Piatt County Illinois | 3 | $ 290,000 | $ 96,000 | $ 51,000 |
| Randolph County Illinois | 3 | $ 290,000 | $ 96,000 | $ 59,000 |
| Whiteside County Illinois | 3 | $ 268,000 | $ 89,000 | $ 49,000 |
| Williamson County Illinois | 3 | $ 414,000 | $ 138,000 | $ 61,000 |
| Winnebago County Illinois | 3 | $ 361,000 | $ 120,000 | $ 81,000 |
| White County Indiana | 3 | $ 327,000 | $ 109,000 | $ 66,000 |
| Cedar County Iowa | 3 | $ 266,000 | $ 88,000 | $ 45,000 |
| Chickasaw County Iowa | 3 | $ 182,000 | $ 60,000 | $ 68,000 |
| Dallas County Iowa | 3 | $ 481,000 | $ 160,000 | $ 85,000 |
| Fayette County Iowa | 3 | $ 486,000 | $ 162,000 | $ 81,000 |
| Fremont County Iowa | 3 | $ 248,000 | $ 82,000 | $ 42,000 |
| Jackson County Iowa | 3 | $ 403,000 | $ 134,000 | $ 75,000 |
| Ascension County Louisiana | 3 | $ 484,000 | $ 161,000 | $ 55,000 |
| Lafourche County Louisiana | 3 | $ 469,000 | $ 156,000 | $ 58,000 |
| Cottonwood County Minnesota | 3 | $ 208,000 | $ 69,000 | $ 42,000 |
| Adams County Mississippi | 3 | $ 324,000 | $ 108,000 | $ 37,000 |
| Andrew County Missouri | 3 | $ 401,000 | $ 133,000 | $ 49,000 |
| Clinton County Missouri | 3 | $ 371,000 | $ 123,000 | $ 58,000 |
| Cascade County Montana | 3 | $ 962,000 | $ 320,000 | $ 116,000 |
| Jefferson County Montana | 3 | $ 677,000 | $ 225,000 | $ 81,000 |
| Musselshell County Montana | 3 | $ 504,000 | $ 168,000 | $ 73,000 |
| Furnas County Nebraska | 3 | $ 195,000 | $ 65,000 | $ 53,000 |
| Ward County North Dakota | 3 | $ 721,000 | $ 240,000 | $ 188,000 |
| Hardin County Tennessee | 3 | $ 301,000 | $ 100,000 | $ 46,000 |
| Smith County Texas | 3 | $ 292,000 | $ 97,000 | $ 31,000 |
| Travis County Texas | 3 | $ 584,000 | $ 194,000 | $ 92,000 |
| Crook County Wyoming | 3 | $ 438,000 | $ 146,000 | $ 48,000 |
| Jefferson County Colorado | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| Lake County Florida | 2 | $ 404,000 | $ 202,000 | $ 95,000 |
| Leon County Florida | 2 | $ 118,000 | $ 59,000 | $ 22,000 |
| Orange County Florida | 2 | $ 346,000 | $ 173,000 | $ 66,000 |
| Seminole County Florida | 2 | $ 218,000 | $ 109,000 | $ 39,000 |
| Fayette County Illinois | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| Jackson County Illinois | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Ogle County Illinois | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| Saline County Illinois | 2 | $ 123,000 | $ 61,000 | $ 29,000 |
| Shelby County Illinois | 2 | $ 209,000 | $ 104,000 | $ 85,000 |
| Clinton County Indiana | 2 | $ 134,000 | $ 67,000 | $ 25,000 |
| Martin County Indiana | 2 | $ 134,000 | $ 67,000 | $ 23,000 |
| Morgan County Indiana | 2 | $ 173,000 | $ 86,000 | $ 105,000 |
| Owen County Indiana | 2 | $ 205,000 | $ 102,000 | $ 27,000 |
| Cerro Gordo County Iowa | 2 | $ 106,000 | $ 53,000 | $ 38,000 |
| Clayton County Iowa | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Franklin County Iowa | 2 | $ 213,000 | $ 106,000 | $ 37,000 |
| Hardin County Iowa | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
| Louisa County Iowa | 2 | $ 203,000 | $ 101,000 | $ 57,000 |
| O'Brien County Iowa | 2 | $ 185,000 | $ 92,000 | $ 80,000 |
| Palo Alto County Iowa | 2 | $ 145,000 | $ 72,000 | $ 76,000 |
| Webster County Iowa | 2 | $ 150,000 | $ 75,000 | $ 30,000 |
| Decatur County Kansas | 2 | $ 108,000 | $ 54,000 | $ 36,000 |
| Madison County Kentucky | 2 | $ 291,000 | $ 145,000 | $ 44,000 |
| Trigg County Kentucky | 2 | $ 331,000 | $ 165,000 | $ 28,000 |
| Jefferson County Louisiana | 2 | $ 248,000 | $ 124,000 | $ 48,000 |
| Orleans County Louisiana | 2 | $ 348,000 | $ 174,000 | $ 47,000 |
| West Baton Rouge County Louisiana | 2 | $ 299,000 | $ 149,000 | $ 36,000 |
| Wright County Minnesota | 2 | $ 471,000 | $ 235,000 | $ 50,000 |
| Bollinger County Missouri | 2 | $ 356,000 | $ 178,000 | $ 38,000 |
| Greene County Missouri | 2 | $ 233,000 | $ 116,000 | $ 57,000 |
| Howell County Missouri | 2 | $ 432,000 | $ 216,000 | $ 36,000 |
| Pemiscot County Missouri | 2 | $ 208,000 | $ 104,000 | $ 63,000 |
| Ray County Missouri | 2 | $ 188,000 | $ 94,000 | $ 46,000 |
| Ste. Genevieve County Missouri | 2 | $ 164,000 | $ 82,000 | $ 47,000 |
| Taney County Missouri | 2 | $ 202,000 | $ 101,000 | $ 37,000 |
| Lake County Montana | 2 | $ 508,000 | $ 254,000 | $ 97,000 |
| Missoula County Montana | 2 | $ 481,000 | $ 240,000 | $ 46,000 |
| Silver Bow County Montana | 2 | $ 258,000 | $ 129,000 | $ 62,000 |
| Stillwater County Montana | 2 | $ 298,000 | $ 149,000 | $ 63,000 |
| Douglas County Nebraska | 2 | $ 247,000 | $ 123,000 | $ 48,000 |
| Harlan County Nebraska | 2 | $ 96,000 | $ 48,000 | $ 61,000 |
| Madison County Nebraska | 2 | $ 195,000 | $ 97,000 | $ 52,000 |
| Otoe County Nebraska | 2 | $ 323,000 | $ 161,000 | $ 79,000 |
| Stanton County Nebraska | 2 | $ 198,000 | $ 99,000 | $ 46,000 |
| Valley County Nebraska | 2 | $ 339,000 | $ 169,000 | $ 91,000 |
| Elko County Nevada | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Brown County South Dakota | 2 | $ 577,000 | $ 288,000 | $ 75,000 |
| Davison County South Dakota | 2 | $ 412,000 | $ 206,000 | $ 86,000 |
| Lawrence County South Dakota | 2 | $ 653,000 | $ 326,000 | $ 131,000 |
| Gibson County Tennessee | 2 | $ 101,000 | $ 50,000 | $ 41,000 |
| Madison County Tennessee | 2 | $ 444,000 | $ 222,000 | $ 69,000 |
| Bastrop County Texas | 2 | $ 277,000 | $ 138,000 | $ 76,000 |
| Cass County Texas | 2 | $ 226,000 | $ 113,000 | $ 45,000 |
| Collin County Texas | 2 | $ 764,000 | $ 382,000 | $ 208,000 |
| Freestone County Texas | 2 | $ 351,000 | $ 175,000 | $ 37,000 |
| Houston County Texas | 2 | $ 162,000 | $ 81,000 | $ 37,000 |
| Montgomery County Texas | 2 | $ 227,000 | $ 113,000 | $ 32,000 |
| Walker County Texas | 2 | $ 216,000 | $ 108,000 | $ 208,000 |
| Uinta County Wyoming | 2 | $ 391,000 | $ 195,000 | $ 75,000 |
| Jefferson County Alabama | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Shelby County Alabama | 1 | $ 236,000 | $ 236,000 | $ 81,000 |
| Gila County Arizona | 1 | $ 136,000 | $ 136,000 | $ 51,000 |
| Pinal County Arizona | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Greene County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Jefferson County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 63,000 |
| Saline County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 67,000 |
| Los Angeles County California | 1 | $ 386,000 | $ 386,000 | $ 53,000 |
| Monterey County California | 1 | $ 427,000 | $ 427,000 | $ 100,000 |
| San Diego County California | 1 | $ 348,000 | $ 348,000 | $ 216,000 |
| Bent County Colorado | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Crowley County Colorado | 1 | $ 186,000 | $ 186,000 | $ 47,000 |
| Denver County Colorado | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Larimer County Colorado | 1 | $ 364,000 | $ 364,000 | $ 112,000 |
| Otero County Colorado | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
| Escambia County Florida | 1 | $ 139,000 | $ 139,000 | $ 51,000 |
| Franklin County Florida | 1 | $ 306,000 | $ 306,000 | $ 211,000 |
| Levy County Florida | 1 | $ 176,000 | $ 176,000 | $ 45,000 |
| Osceola County Florida | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Palm Beach County Florida | 1 | $ 342,000 | $ 342,000 | $ 79,000 |
| Sumter County Florida | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| Forsyth County Georgia | 1 | $ 264,000 | $ 264,000 | $ 114,000 |
| Honolulu County Hawaii | 1 | $ 488,000 | $ 488,000 | $ 94,000 |
| Adams County Illinois | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Boone County Illinois | 1 | $ 168,000 | $ 168,000 | $ 57,000 |
| Clinton County Illinois | 1 | $ 152,000 | $ 152,000 | $ 128,000 |
| Douglas County Illinois | 1 | $ 121,000 | $ 121,000 | $ 67,000 |
| Edwards County Illinois | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Gallatin County Illinois | 1 | $ 128,000 | $ 128,000 | $ 92,000 |
| Hamilton County Illinois | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Henderson County Illinois | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Jefferson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Jersey County Illinois | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Jo Daviess County Illinois | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Marion County Illinois | 1 | $ 139,000 | $ 139,000 | $ 62,000 |
| McHenry County Illinois | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Menard County Illinois | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Putnam County Illinois | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| St. Clair County Illinois | 1 | $ 156,000 | $ 156,000 | $ 104,000 |
| Vermilion County Illinois | 1 | $ 122,000 | $ 122,000 | $ 83,000 |
| Washington County Illinois | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Brown County Indiana | 1 | $ 141,000 | $ 141,000 | $ 45,000 |
| Delaware County Indiana | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Dubois County Indiana | 1 | $ 88,000 | $ 88,000 | $ 70,000 |
| Hamilton County Indiana | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| Jasper County Indiana | 1 | $ 127,000 | $ 127,000 | $ 32,000 |
| Johnson County Indiana | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Montgomery County Indiana | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Newton County Indiana | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Porter County Indiana | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Scott County Indiana | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Vanderburgh County Indiana | 1 | $ 106,000 | $ 106,000 | $ 25,000 |
| Allamakee County Iowa | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Clinton County Iowa | 1 | $ 91,000 | $ 91,000 | $ 67,000 |
| Dickinson County Iowa | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Emmet County Iowa | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Grundy County Iowa | 1 | $ 82,000 | $ 82,000 | $ 39,000 |
| Humboldt County Iowa | 1 | $ 212,000 | $ 212,000 | $ 66,000 |
| Jones County Iowa | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Kossuth County Iowa | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Mitchell County Iowa | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Monona County Iowa | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Montgomery County Iowa | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Pottawattamie County Iowa | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Poweshiek County Iowa | 1 | $ 42,000 | $ 42,000 | $ 146,000 |
| Sioux County Iowa | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Wright County Iowa | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Doniphan County Kansas | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Rooks County Kansas | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Boyle County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Laurel County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 31,000 |
| Marion County Kentucky | 1 | $ 228,000 | $ 228,000 | $ 64,000 |
| Pulaski County Kentucky | 1 | $ 260,000 | $ 260,000 | $ 125,000 |
| East Feliciana County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Lafayette County Louisiana | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| St. Charles County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Jackson County Michigan | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Livingston County Michigan | 1 | $ 222,000 | $ 222,000 | $ 74,000 |
| Macomb County Michigan | 1 | $ 307,000 | $ 307,000 | $ 74,000 |
| Oakland County Michigan | 1 | $ 183,000 | $ 183,000 | $ 73,000 |
| Hennepin County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 360,000 |
| Lyon County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 111,000 |
| Morrison County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 901,000 |
| Olmsted County Minnesota | 1 | $ 333,000 | $ 333,000 | $ 115,000 |
| Rock County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Yellow Medicine County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Franklin County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 101,000 |
| Hinds County Mississippi | 1 | $ 146,000 | $ 146,000 | $ 29,000 |
| Clay County Missouri | 1 | $ 192,000 | $ 192,000 | $ 180,000 |
| Gentry County Missouri | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Perry County Missouri | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Pettis County Missouri | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Webster County Missouri | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Wright County Missouri | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Beaverhead County Montana | 1 | $ 164,000 | $ 164,000 | $ 48,000 |
| Big Horn County Montana | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Broadwater County Montana | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Carbon County Montana | 1 | $ 83,000 | $ 83,000 | $ 18,000 |
| Dawson County Montana | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Deer Lodge County Montana | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| Lewis and Clark County Montana | 1 | $ 139,000 | $ 139,000 | $ 88,000 |
| Lincoln County Montana | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Mineral County Montana | 1 | $ 136,000 | $ 136,000 | $ 27,000 |
| Toole County Montana | 1 | $ 216,000 | $ 216,000 | $ 96,000 |
| Antelope County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Banner County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 82,000 |
| Buffalo County Nebraska | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Lancaster County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Phelps County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Clark County Nevada | 1 | $ 296,000 | $ 296,000 | $ 110,000 |
| San Juan County New Mexico | 1 | $ 101,000 | $ 101,000 | $ 121,000 |
| Franklin County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Iredell County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Johnston County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 79,000 |
| Bottineau County North Dakota | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
| Cass County North Dakota | 1 | $ 138,000 | $ 138,000 | $ 18,000 |
| McKenzie County North Dakota | 1 | $ 160,000 | $ 160,000 | $ 158,000 |
| Cleveland County Oklahoma | 1 | $ 169,000 | $ 169,000 | $ 153,000 |
| Okfuskee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Lancaster County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Beadle County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
| Butte County South Dakota | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Charles Mix County South Dakota | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Clay County South Dakota | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Codington County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Deuel County South Dakota | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Hutchinson County South Dakota | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Lake County South Dakota | 1 | $ 206,000 | $ 206,000 | $ 65,000 |
| Tripp County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Dyer County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 112,000 |
| Haywood County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| McNairy County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Montgomery County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Obion County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| Shelby County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Brown County Texas | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Guadalupe County Texas | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Hays County Texas | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| Hunt County Texas | 1 | $ 73,000 | $ 73,000 | $ 68,000 |
| Jasper County Texas | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Liberty County Texas | 1 | $ 143,000 | $ 143,000 | $ 87,000 |
| Limestone County Texas | 1 | $ 121,000 | $ 121,000 | $ 77,000 |
| San Jacinto County Texas | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Trinity County Texas | 1 | $ 93,000 | $ 93,000 | $ 81,000 |
| Wichita County Texas | 1 | $ 241,000 | $ 241,000 | $ 132,000 |
| Williamson County Texas | 1 | $ 127,000 | $ 127,000 | $ 78,000 |
| Brunswick County Virginia | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| Thurston County Washington | 1 | $ 198,000 | $ 198,000 | $ 63,000 |
| Iron County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 146,000 |
| Oneida County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Rock County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 96,000 |
| Shawano County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Vilas County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Natrona County Wyoming | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| Park County Wyoming | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Sweetwater County Wyoming | 1 | $ 247,000 | $ 247,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Flanagan State Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,835 | $227,696,000 | $124,000 | $488,000 | $55,000 | $326,000 |
| Refinancing | 821 | $137,381,000 | $167,000 | $561,000 | $75,000 | $901,000 |
| Home Improvement | 94 | $10,435,000 | $111,000 | $380,000 | $77,000 | $355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,450 | $335,133,000 | $136,000 | $561,000 | $64,000 | $901,000 |
| Black or African American | 126 | $17,599,000 | $139,000 | $366,000 | $48,000 | $144,000 |
| Hispanic | 120 | $14,831,000 | $123,000 | $351,000 | $49,000 | $210,000 |
| Not Provided | 26 | $2,999,000 | $115,000 | $309,000 | $34,000 | $91,000 |
| Asian | 16 | $3,358,000 | $209,000 | $488,000 | $81,000 | $216,000 |
| American Indian or Alaskan Native | 5 | $595,000 | $119,000 | $184,000 | $116,000 | $210,000 |
| Not applicable | 4 | $580,000 | $145,000 | $208,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 3 | $417,000 | $139,000 | $276,000 | $17,000 | $27,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 949 | $143,949,000 | $151,000 | $417,000 | $85,000 | $901,000 |
| FHA-insured (Federal Housing Administration) | 916 | $120,432,000 | $131,000 | $427,000 | $50,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 624 | $65,290,000 | $104,000 | $488,000 | $45,000 | $112,000 |
| VA-guaranteed (Veterans Administration) | 261 | $45,841,000 | $175,000 | $561,000 | $63,000 | $322,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,779 | $237,036,000 | $133,000 | $434,000 | $62,000 | $355,000 |
| Application Denied By Financial Institution | 309 | $39,073,000 | $126,000 | $417,000 | $53,000 | $901,000 |
| Loan Purchased By The Institution | 306 | $47,624,000 | $155,000 | $561,000 | $69,000 | $368,000 |
| Application Withdrawn By Applicant | 233 | $33,778,000 | $144,000 | $417,000 | $68,000 | $360,000 |
| Application Approved But Not Accepted | 107 | $15,561,000 | $145,000 | $417,000 | $62,000 | $281,000 |
| File Closed For Incompleteness | 16 | $2,440,000 | $152,000 | $317,000 | $55,000 | $154,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.