Flanagan State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Flanagan State Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,965 |
| Total Mortgage Loan Application Amount | $453,215,000 |
| Average Mortgage Loan Application Amount | $159,500 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $72,750 |
| Highest Applicant Income | $745,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McLean County Illinois | 198 | $ 27,980,000 | $ 141,000 | $ 90,000 |
| Will County Illinois | 147 | $ 32,975,000 | $ 224,000 | $ 96,000 |
| Butler County Missouri | 144 | $ 15,560,000 | $ 108,000 | $ 52,000 |
| Lawrence County Indiana | 136 | $ 16,220,000 | $ 119,000 | $ 57,000 |
| Kankakee County Illinois | 74 | $ 11,340,000 | $ 153,000 | $ 79,000 |
| Minnehaha County South Dakota | 74 | $ 14,440,000 | $ 195,000 | $ 89,000 |
| Stoddard County Missouri | 72 | $ 7,890,000 | $ 109,000 | $ 48,000 |
| Berks County Pennsylvania | 64 | $ 6,180,000 | $ 96,000 | $ 39,000 |
| La Plata County Colorado | 62 | $ 18,310,000 | $ 295,000 | $ 96,000 |
| Scott County Missouri | 62 | $ 7,220,000 | $ 116,000 | $ 48,000 |
| Sweetwater County Wyoming | 61 | $ 13,405,000 | $ 219,000 | $ 83,000 |
| Woodford County Illinois | 56 | $ 6,610,000 | $ 118,000 | $ 79,000 |
| Cook County Illinois | 53 | $ 9,095,000 | $ 171,000 | $ 93,000 |
| Gunnison County Colorado | 52 | $ 15,290,000 | $ 294,000 | $ 100,000 |
| Scott County Iowa | 52 | $ 6,960,000 | $ 133,000 | $ 72,000 |
| Lake County Indiana | 40 | $ 8,720,000 | $ 218,000 | $ 83,000 |
| Jasper County Missouri | 40 | $ 5,710,000 | $ 142,000 | $ 61,000 |
| Dunklin County Missouri | 37 | $ 3,045,000 | $ 82,000 | $ 49,000 |
| Ripley County Missouri | 36 | $ 3,640,000 | $ 101,000 | $ 43,000 |
| Rock Island County Illinois | 32 | $ 2,990,000 | $ 93,000 | $ 60,000 |
| Nodaway County Missouri | 30 | $ 3,400,000 | $ 113,000 | $ 55,000 |
| Wayne County Missouri | 27 | $ 3,115,000 | $ 115,000 | $ 57,000 |
| Logan County Illinois | 26 | $ 2,350,000 | $ 90,000 | $ 48,000 |
| Buchanan County Missouri | 26 | $ 2,930,000 | $ 112,000 | $ 54,000 |
| Gallatin County Montana | 26 | $ 7,410,000 | $ 285,000 | $ 123,000 |
| Stephenson County Illinois | 25 | $ 2,185,000 | $ 87,000 | $ 47,000 |
| Livingston County Illinois | 23 | $ 2,415,000 | $ 105,000 | $ 66,000 |
| McDonough County Illinois | 23 | $ 2,035,000 | $ 88,000 | $ 61,000 |
| Orange County Indiana | 23 | $ 2,375,000 | $ 103,000 | $ 49,000 |
| New Madrid County Missouri | 23 | $ 1,875,000 | $ 81,000 | $ 53,000 |
| Grant County Wisconsin | 22 | $ 3,160,000 | $ 143,000 | $ 62,000 |
| Polk County Iowa | 21 | $ 3,365,000 | $ 160,000 | $ 73,000 |
| Hot Spring County Arkansas | 19 | $ 2,265,000 | $ 119,000 | $ 53,000 |
| Sangamon County Illinois | 19 | $ 2,595,000 | $ 136,000 | $ 91,000 |
| Mississippi County Missouri | 19 | $ 1,745,000 | $ 91,000 | $ 43,000 |
| Lincoln County South Dakota | 19 | $ 4,695,000 | $ 247,000 | $ 79,000 |
| Anderson County Texas | 19 | $ 2,055,000 | $ 108,000 | $ 59,000 |
| Sublette County Wyoming | 19 | $ 4,345,000 | $ 228,000 | $ 85,000 |
| Otero County Colorado | 18 | $ 1,690,000 | $ 93,000 | $ 42,000 |
| Tazewell County Illinois | 18 | $ 2,720,000 | $ 151,000 | $ 77,000 |
| Muscatine County Iowa | 18 | $ 2,150,000 | $ 119,000 | $ 49,000 |
| Fulton County Illinois | 17 | $ 1,485,000 | $ 87,000 | $ 52,000 |
| Clay County Iowa | 17 | $ 2,095,000 | $ 123,000 | $ 50,000 |
| Mesa County Colorado | 16 | $ 4,950,000 | $ 309,000 | $ 123,000 |
| De Witt County Illinois | 16 | $ 2,060,000 | $ 128,000 | $ 69,000 |
| Emmet County Iowa | 16 | $ 1,550,000 | $ 96,000 | $ 54,000 |
| El Paso County Texas | 16 | $ 2,010,000 | $ 125,000 | $ 57,000 |
| Christian County Illinois | 15 | $ 1,085,000 | $ 72,000 | $ 45,000 |
| Jackson County Minnesota | 15 | $ 1,575,000 | $ 105,000 | $ 52,000 |
| Barron County Wisconsin | 15 | $ 2,515,000 | $ 167,000 | $ 73,000 |
| Ogle County Illinois | 14 | $ 2,110,000 | $ 150,000 | $ 56,000 |
| Buena Vista County Iowa | 13 | $ 1,225,000 | $ 94,000 | $ 54,000 |
| Cole County Missouri | 13 | $ 2,155,000 | $ 165,000 | $ 75,000 |
| Greene County Missouri | 13 | $ 2,015,000 | $ 155,000 | $ 78,000 |
| Silver Bow County Montana | 13 | $ 2,215,000 | $ 170,000 | $ 102,000 |
| Andrew County Missouri | 12 | $ 1,780,000 | $ 148,000 | $ 66,000 |
| Carter County Missouri | 12 | $ 1,430,000 | $ 119,000 | $ 56,000 |
| Newton County Missouri | 12 | $ 1,920,000 | $ 160,000 | $ 59,000 |
| Black Hawk County Iowa | 10 | $ 1,220,000 | $ 122,000 | $ 58,000 |
| Barton County Missouri | 10 | $ 1,320,000 | $ 132,000 | $ 62,000 |
| Dane County Wisconsin | 10 | $ 2,180,000 | $ 218,000 | $ 66,000 |
| Warren County Iowa | 9 | $ 2,125,000 | $ 236,000 | $ 87,000 |
| Brookings County South Dakota | 9 | $ 1,765,000 | $ 196,000 | $ 89,000 |
| Perry County Illinois | 8 | $ 750,000 | $ 93,000 | $ 60,000 |
| Warren County Illinois | 8 | $ 480,000 | $ 60,000 | $ 43,000 |
| Cerro Gordo County Iowa | 8 | $ 630,000 | $ 78,000 | $ 38,000 |
| Uinta County Wyoming | 8 | $ 1,900,000 | $ 237,000 | $ 97,000 |
| Maricopa County Arizona | 7 | $ 2,045,000 | $ 292,000 | $ 117,000 |
| Bent County Colorado | 7 | $ 725,000 | $ 103,000 | $ 61,000 |
| Champaign County Illinois | 7 | $ 865,000 | $ 123,000 | $ 63,000 |
| Mason County Illinois | 7 | $ 505,000 | $ 72,000 | $ 56,000 |
| Peoria County Illinois | 7 | $ 635,000 | $ 90,000 | $ 54,000 |
| Jasper County Indiana | 7 | $ 1,595,000 | $ 227,000 | $ 81,000 |
| Monroe County Indiana | 7 | $ 1,425,000 | $ 203,000 | $ 84,000 |
| Hancock County Iowa | 7 | $ 865,000 | $ 123,000 | $ 59,000 |
| Cape Girardeau County Missouri | 7 | $ 1,055,000 | $ 150,000 | $ 57,000 |
| Beadle County South Dakota | 7 | $ 765,000 | $ 109,000 | $ 46,000 |
| Milwaukee County Wisconsin | 7 | $ 1,465,000 | $ 209,000 | $ 75,000 |
| Sauk County Wisconsin | 7 | $ 1,035,000 | $ 147,000 | $ 59,000 |
| Waukesha County Wisconsin | 7 | $ 1,905,000 | $ 272,000 | $ 115,000 |
| Pinal County Arizona | 6 | $ 1,050,000 | $ 175,000 | $ 74,000 |
| Bannock County Idaho | 6 | $ 730,000 | $ 121,000 | $ 69,000 |
| DuPage County Illinois | 6 | $ 1,600,000 | $ 266,000 | $ 111,000 |
| Henry County Illinois | 6 | $ 680,000 | $ 113,000 | $ 50,000 |
| Iroquois County Illinois | 6 | $ 900,000 | $ 150,000 | $ 84,000 |
| Cherokee County Iowa | 6 | $ 860,000 | $ 143,000 | $ 66,000 |
| Pennington County South Dakota | 6 | $ 1,420,000 | $ 236,000 | $ 75,000 |
| Yankton County South Dakota | 6 | $ 930,000 | $ 155,000 | $ 55,000 |
| Jefferson County Wisconsin | 6 | $ 1,240,000 | $ 206,000 | $ 124,000 |
| DeKalb County Illinois | 5 | $ 645,000 | $ 129,000 | $ 82,000 |
| Ford County Illinois | 5 | $ 735,000 | $ 147,000 | $ 80,000 |
| Kendall County Illinois | 5 | $ 1,435,000 | $ 287,000 | $ 107,000 |
| Lee County Illinois | 5 | $ 645,000 | $ 129,000 | $ 61,000 |
| Marshall County Illinois | 5 | $ 415,000 | $ 83,000 | $ 39,000 |
| Montgomery County Illinois | 5 | $ 805,000 | $ 161,000 | $ 77,000 |
| Williamson County Illinois | 5 | $ 765,000 | $ 153,000 | $ 86,000 |
| Kossuth County Iowa | 5 | $ 295,000 | $ 59,000 | $ 31,000 |
| Plymouth County Iowa | 5 | $ 985,000 | $ 197,000 | $ 65,000 |
| Taylor County Kentucky | 5 | $ 765,000 | $ 153,000 | $ 72,000 |
| Madison County Montana | 5 | $ 1,065,000 | $ 213,000 | $ 58,000 |
| San Juan County New Mexico | 5 | $ 1,295,000 | $ 259,000 | $ 79,000 |
| Moody County South Dakota | 5 | $ 695,000 | $ 139,000 | $ 58,000 |
| Houston County Texas | 5 | $ 475,000 | $ 95,000 | $ 38,000 |
| Vilas County Wisconsin | 5 | $ 805,000 | $ 161,000 | $ 118,000 |
| Montrose County Colorado | 4 | $ 1,140,000 | $ 285,000 | $ 127,000 |
| Shoshone County Idaho | 4 | $ 630,000 | $ 157,000 | $ 50,000 |
| Grundy County Illinois | 4 | $ 890,000 | $ 222,000 | $ 122,000 |
| Knox County Illinois | 4 | $ 520,000 | $ 130,000 | $ 96,000 |
| Shelby County Illinois | 4 | $ 340,000 | $ 85,000 | $ 48,000 |
| Winnebago County Illinois | 4 | $ 530,000 | $ 132,000 | $ 50,000 |
| Greene County Indiana | 4 | $ 470,000 | $ 117,000 | $ 51,000 |
| Martin County Indiana | 4 | $ 320,000 | $ 80,000 | $ 41,000 |
| Porter County Indiana | 4 | $ 1,070,000 | $ 267,000 | $ 62,000 |
| Cedar County Iowa | 4 | $ 490,000 | $ 122,000 | $ 51,000 |
| Chickasaw County Iowa | 4 | $ 420,000 | $ 105,000 | $ 49,000 |
| Clayton County Iowa | 4 | $ 420,000 | $ 105,000 | $ 43,000 |
| Floyd County Iowa | 4 | $ 300,000 | $ 75,000 | $ 47,000 |
| Linn County Iowa | 4 | $ 720,000 | $ 180,000 | $ 60,000 |
| Palo Alto County Iowa | 4 | $ 300,000 | $ 75,000 | $ 37,000 |
| Winnebago County Iowa | 4 | $ 710,000 | $ 177,000 | $ 80,000 |
| Wright County Iowa | 4 | $ 380,000 | $ 95,000 | $ 40,000 |
| Nobles County Minnesota | 4 | $ 660,000 | $ 165,000 | $ 51,000 |
| Adams County Mississippi | 4 | $ 290,000 | $ 72,000 | $ 39,000 |
| Boone County Missouri | 4 | $ 650,000 | $ 162,000 | $ 47,000 |
| Vernon County Missouri | 4 | $ 340,000 | $ 85,000 | $ 39,000 |
| Broadwater County Montana | 4 | $ 950,000 | $ 237,000 | $ 77,000 |
| Jefferson County Montana | 4 | $ 670,000 | $ 167,000 | $ 58,000 |
| Clay County Arkansas | 3 | $ 295,000 | $ 98,000 | $ 56,000 |
| Archuleta County Colorado | 3 | $ 1,115,000 | $ 371,000 | $ 105,000 |
| Montezuma County Colorado | 3 | $ 735,000 | $ 245,000 | $ 67,000 |
| Ouray County Colorado | 3 | $ 1,085,000 | $ 361,000 | $ 128,000 |
| Lee County Florida | 3 | $ 705,000 | $ 235,000 | $ 92,000 |
| Carroll County Illinois | 3 | $ 285,000 | $ 95,000 | $ 53,000 |
| Johnson County Illinois | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
| Kane County Illinois | 3 | $ 845,000 | $ 281,000 | $ 110,000 |
| LaSalle County Illinois | 3 | $ 375,000 | $ 125,000 | $ 97,000 |
| Whiteside County Illinois | 3 | $ 205,000 | $ 68,000 | $ 63,000 |
| Butler County Iowa | 3 | $ 345,000 | $ 115,000 | $ 77,000 |
| Dallas County Iowa | 3 | $ 635,000 | $ 211,000 | $ 103,000 |
| Fayette County Iowa | 3 | $ 405,000 | $ 135,000 | $ 65,000 |
| Jackson County Iowa | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| O'Brien County Iowa | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
| Pottawattamie County Iowa | 3 | $ 555,000 | $ 185,000 | $ 87,000 |
| Russell County Kentucky | 3 | $ 365,000 | $ 121,000 | $ 60,000 |
| Martin County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 52,000 |
| Rock County Minnesota | 3 | $ 905,000 | $ 301,000 | $ 52,000 |
| Christian County Missouri | 3 | $ 415,000 | $ 138,000 | $ 127,000 |
| Clay County Missouri | 3 | $ 815,000 | $ 271,000 | $ 187,000 |
| Clinton County Missouri | 3 | $ 345,000 | $ 115,000 | $ 46,000 |
| Dade County Missouri | 3 | $ 385,000 | $ 128,000 | $ 60,000 |
| St. Charles County Missouri | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Texas County Missouri | 3 | $ 645,000 | $ 215,000 | $ 72,000 |
| Park County Montana | 3 | $ 1,155,000 | $ 385,000 | $ 191,000 |
| Meade County South Dakota | 3 | $ 555,000 | $ 185,000 | $ 87,000 |
| Turner County South Dakota | 3 | $ 555,000 | $ 185,000 | $ 68,000 |
| Adams County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 65,000 |
| Iowa County Wisconsin | 3 | $ 435,000 | $ 145,000 | $ 72,000 |
| Limestone County Alabama | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Mississippi County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 81,000 |
| Riverside County California | 2 | $ 340,000 | $ 170,000 | $ 63,000 |
| Crowley County Colorado | 2 | $ 140,000 | $ 70,000 | $ 22,000 |
| Delta County Colorado | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Broward County Florida | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Pinellas County Florida | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Edgar County Illinois | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Franklin County Illinois | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Henderson County Illinois | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Jo Daviess County Illinois | 2 | $ 310,000 | $ 155,000 | $ 38,000 |
| Piatt County Illinois | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
| Stark County Illinois | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
| Daviess County Indiana | 2 | $ 160,000 | $ 80,000 | $ 30,000 |
| Bremer County Iowa | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Franklin County Iowa | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| Fremont County Iowa | 2 | $ 330,000 | $ 165,000 | $ 92,000 |
| Jasper County Iowa | 2 | $ 220,000 | $ 110,000 | $ 49,000 |
| Johnson County Iowa | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Jones County Iowa | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Pocahontas County Iowa | 2 | $ 100,000 | $ 50,000 | $ 40,000 |
| Woodbury County Iowa | 2 | $ 290,000 | $ 145,000 | $ 153,000 |
| Crawford County Kansas | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Green County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
| Oldham County Kentucky | 2 | $ 590,000 | $ 295,000 | $ 142,000 |
| Trigg County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 25,000 |
| Cottonwood County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 31,000 |
| Pennington County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Lincoln County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
| Callaway County Missouri | 2 | $ 370,000 | $ 185,000 | $ 40,000 |
| Holt County Missouri | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| Howell County Missouri | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Iron County Missouri | 2 | $ 120,000 | $ 60,000 | $ 63,000 |
| Ozark County Missouri | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Pemiscot County Missouri | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Reynolds County Missouri | 2 | $ 180,000 | $ 90,000 | $ 40,000 |
| Shannon County Missouri | 2 | $ 220,000 | $ 110,000 | $ 76,000 |
| St. Francois County Missouri | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
| Yellowstone County Montana | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Onslow County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Sargent County North Dakota | 2 | $ 550,000 | $ 275,000 | $ 76,000 |
| Williams County North Dakota | 2 | $ 400,000 | $ 200,000 | $ 133,000 |
| Davison County South Dakota | 2 | $ 150,000 | $ 75,000 | $ 104,000 |
| Hand County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Hanson County South Dakota | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Kingsbury County South Dakota | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Lawrence County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| Lubbock County Texas | 2 | $ 630,000 | $ 315,000 | $ 76,000 |
| Travis County Texas | 2 | $ 760,000 | $ 380,000 | $ 143,000 |
| Grand County Utah | 2 | $ 500,000 | $ 250,000 | $ 311,000 |
| Campbell County Wyoming | 2 | $ 360,000 | $ 180,000 | $ 42,000 |
| Sheridan County Wyoming | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| Yavapai County Arizona | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Yuma County Arizona | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Clark County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Garland County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Lonoke County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Saline County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Los Angeles County California | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Monterey County California | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Chaffee County Colorado | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Denver County Colorado | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Douglas County Colorado | 1 | $ 685,000 | $ 685,000 | $ 275,000 |
| El Paso County Colorado | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Grand County Colorado | 1 | $ 225,000 | $ 225,000 | $ 166,000 |
| Huerfano County Colorado | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Kiowa County Colorado | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Larimer County Colorado | 1 | $ 365,000 | $ 365,000 | $ 64,000 |
| Las Animas County Colorado | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Lincoln County Colorado | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| San Miguel County Colorado | 1 | $ 595,000 | $ 595,000 | $ 93,000 |
| Teller County Colorado | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| Weld County Colorado | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Brevard County Florida | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Escambia County Florida | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| DeKalb County Georgia | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Muscogee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 11,000 |
| Honolulu County Hawaii | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Ada County Idaho | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Bingham County Idaho | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Gem County Idaho | 1 | $ 465,000 | $ 465,000 | $ 216,000 |
| Lemhi County Idaho | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Nez Perce County Idaho | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Washington County Idaho | 1 | $ 245,000 | $ 245,000 | $ 37,000 |
| Alexander County Illinois | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Boone County Illinois | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Bureau County Illinois | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Clay County Illinois | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Clinton County Illinois | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Jackson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Macon County Illinois | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Macoupin County Illinois | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Madison County Illinois | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| McHenry County Illinois | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Mercer County Illinois | 1 | $ 165,000 | $ 165,000 | $ 158,000 |
| Morgan County Illinois | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Pulaski County Illinois | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Saline County Illinois | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Schuyler County Illinois | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Wabash County Illinois | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Boone County Indiana | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Carroll County Indiana | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Fountain County Indiana | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Henry County Indiana | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Jackson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Marshall County Indiana | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Montgomery County Indiana | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Newton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Pike County Indiana | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| St. Joseph County Indiana | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Sullivan County Indiana | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Tippecanoe County Indiana | 1 | $ 85,000 | $ 85,000 | $ 191,000 |
| Vigo County Indiana | 1 | $ 105,000 | $ 105,000 | $ 284,000 |
| Washington County Indiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| White County Indiana | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Carroll County Iowa | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Des Moines County Iowa | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Dickinson County Iowa | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Dubuque County Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Greene County Iowa | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Hardin County Iowa | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Howard County Iowa | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Lyon County Iowa | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Madison County Iowa | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Mahaska County Iowa | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Mills County Iowa | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Monona County Iowa | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Monroe County Iowa | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Sac County Iowa | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Story County Iowa | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Tama County Iowa | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Washington County Iowa | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Worth County Iowa | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Bourbon County Kansas | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Doniphan County Kansas | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Fayette County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Hardin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Nelson County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Bossier County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| East Baton Rouge County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Cass County Michigan | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Oakland County Michigan | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Blue Earth County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Dakota County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Freeborn County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Koochiching County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Lyon County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Murray County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Pipestone County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Ramsey County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Washington County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Wright County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Pike County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Walthall County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Atchison County Missouri | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| DeKalb County Missouri | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Douglas County Missouri | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Gentry County Missouri | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Hickory County Missouri | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Jackson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Madison County Missouri | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| McDonald County Missouri | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Miller County Missouri | 1 | $ 335,000 | $ 335,000 | $ 178,000 |
| Pettis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Platte County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Randolph County Missouri | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Stone County Missouri | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Wright County Missouri | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Richland County Montana | 1 | $ 145,000 | $ 145,000 | $ 160,000 |
| Dixon County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Douglas County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Johnson County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Keith County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Sarpy County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Clark County Nevada | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Elko County Nevada | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Watauga County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Cass County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| McKenzie County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Columbiana County Ohio | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Canadian County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Cimarron County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Tulsa County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Klamath County Oregon | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Lane County Oregon | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Lackawanna County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lehigh County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Beaufort County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Horry County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 571,000 |
| Codington County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Day County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Deuel County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Fall River County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Hughes County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Lake County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Sanborn County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Anderson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Henry County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Williamson County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 156,000 |
| Angelina County Texas | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Bexar County Texas | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Cherokee County Texas | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Coke County Texas | 1 | $ 175,000 | $ 175,000 | $ 216,000 |
| Erath County Texas | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Galveston County Texas | 1 | $ 95,000 | $ 95,000 | $ 147,000 |
| Gregg County Texas | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Harris County Texas | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Hays County Texas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Henderson County Texas | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| Hidalgo County Texas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Montgomery County Texas | 1 | $ 145,000 | $ 145,000 | $ 659,000 |
| Tom Green County Texas | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Uvalde County Texas | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Wasatch County Utah | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| Appomattox County Virginia | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Virginia Beach County Virginia | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Bayfield County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Columbia County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Crawford County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Dodge County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 106,000 |
| Dunn County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Green County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Marquette County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Oneida County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Rusk County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Natrona County Wyoming | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| Platte County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Flanagan State Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,951 | $264,295,000 | $135,000 | $715,000 | $62,000 | $659,000 |
| Refinancing | 582 | $115,010,000 | $197,000 | $705,000 | $93,000 | $745,000 |
| Cash-out Refinancing | 431 | $73,775,000 | $171,000 | $605,000 | $81,000 | $631,000 |
| Other Purpose | 1 | $135,000 | $135,000 | $135,000 | $55,000 | $55,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,539 | $390,475,000 | $153,000 | $715,000 | $72,000 | $745,000 |
| Hispanic | 184 | $25,060,000 | $136,000 | $425,000 | $56,000 | $292,000 |
| Black or African American | 111 | $14,715,000 | $132,000 | $365,000 | $60,000 | $229,000 |
| Not Provided | 104 | $17,820,000 | $171,000 | $485,000 | $78,000 | $659,000 |
| Asian | 13 | $2,465,000 | $189,000 | $405,000 | $82,000 | $205,000 |
| American Indian or Alaskan Native | 7 | $1,175,000 | $167,000 | $205,000 | $64,000 | $114,000 |
| Not applicable | 4 | $830,000 | $207,000 | $575,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $108,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,345 | $242,555,000 | $180,000 | $705,000 | $89,000 | $745,000 |
| FHA-insured (Federal Housing Administration) | 744 | $99,910,000 | $134,000 | $385,000 | $60,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 676 | $72,180,000 | $106,000 | $425,000 | $45,000 | $125,000 |
| VA-guaranteed (Veterans Administration) | 200 | $38,570,000 | $192,000 | $715,000 | $76,000 | $416,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,041 | $307,635,000 | $150,000 | $715,000 | $71,000 | $659,000 |
| Application Withdrawn By Applicant | 491 | $83,135,000 | $169,000 | $685,000 | $80,000 | $745,000 |
| Application Denied By Financial Institution | 407 | $58,655,000 | $144,000 | $705,000 | $59,000 | $261,000 |
| Loan Purchased By The Institution | 18 | $2,650,000 | $147,000 | $325,000 | $67,000 | $171,000 |
| Application Approved But Not Accepted | 8 | $1,140,000 | $142,000 | $425,000 | $51,000 | $95,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,558 | $394,560,000 | $154,000 | $715,000 | $72,000 | $745,000 |
| Credit History | 182 | $24,580,000 | $135,000 | $395,000 | $65,000 | $178,000 |
| Debt-To-Income Ratio | 90 | $15,700,000 | $174,000 | $595,000 | $46,000 | $117,000 |
| Collateral | 55 | $7,555,000 | $137,000 | $375,000 | $62,000 | $219,000 |
| Other | 37 | $4,685,000 | $126,000 | $245,000 | $63,000 | $147,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,270,000 | $162,000 | $705,000 | $70,000 | $261,000 |
| Unverifiable Information | 11 | $1,295,000 | $117,000 | $325,000 | $46,000 | $86,000 |
| Employment History | 10 | $1,170,000 | $117,000 | $385,000 | $49,000 | $113,000 |
| Credit Application Incomplete | 8 | $1,400,000 | $175,000 | $385,000 | $62,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.