Flanagan State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Flanagan State Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,566 |
| Total Mortgage Loan Application Amount | $789,980,000 |
| Average Mortgage Loan Application Amount | $127,200 |
| Highest Mortgage Loan Application Amount | $685,000 |
| Average Applicant Income | $69,400 |
| Highest Applicant Income | $2,297,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McLean County Illinois | 427 | $ 64,035,000 | $ 149,000 | $ 112,000 |
| Will County Illinois | 329 | $ 70,705,000 | $ 214,000 | $ 107,000 |
| Butler County Missouri | 160 | $ 19,260,000 | $ 120,000 | $ 58,000 |
| Lawrence County Indiana | 156 | $ 19,980,000 | $ 128,000 | $ 59,000 |
| Woodford County Illinois | 152 | $ 21,860,000 | $ 143,000 | $ 96,000 |
| Kankakee County Illinois | 118 | $ 19,370,000 | $ 164,000 | $ 89,000 |
| La Plata County Colorado | 117 | $ 37,255,000 | $ 318,000 | $ 94,000 |
| Cook County Illinois | 109 | $ 19,435,000 | $ 178,000 | $ 94,000 |
| Mills County Iowa | 101 | $ 18,475,000 | $ 182,000 | $ 82,000 |
| Scott County Missouri | 100 | $ 12,490,000 | $ 124,000 | $ 57,000 |
| Minnehaha County South Dakota | 94 | $ 22,550,000 | $ 239,000 | $ 83,000 |
| Stoddard County Missouri | 88 | $ 11,700,000 | $ 132,000 | $ 60,000 |
| Sweetwater County Wyoming | 86 | $ 20,490,000 | $ 238,000 | $ 93,000 |
| Mesa County Colorado | 76 | $ 21,950,000 | $ 288,000 | $ 103,000 |
| Lake County Indiana | 73 | $ 15,395,000 | $ 210,000 | $ 83,000 |
| Gunnison County Colorado | 69 | $ 21,305,000 | $ 308,000 | $ 110,000 |
| Livingston County Illinois | 65 | $ 8,145,000 | $ 125,000 | $ 97,000 |
| Wayne County Missouri | 61 | $ 5,815,000 | $ 95,000 | $ 57,000 |
| Berks County Pennsylvania | 59 | $ 6,545,000 | $ 110,000 | $ 38,000 |
| Gallatin County Montana | 55 | $ 18,005,000 | $ 327,000 | $ 133,000 |
| Scott County Iowa | 52 | $ 7,900,000 | $ 151,000 | $ 65,000 |
| Rock Island County Illinois | 47 | $ 6,135,000 | $ 130,000 | $ 66,000 |
| Ripley County Missouri | 43 | $ 4,805,000 | $ 111,000 | $ 54,000 |
| Jasper County Missouri | 41 | $ 6,185,000 | $ 150,000 | $ 70,000 |
| New Madrid County Missouri | 38 | $ 4,200,000 | $ 110,000 | $ 56,000 |
| Sublette County Wyoming | 37 | $ 7,085,000 | $ 191,000 | $ 72,000 |
| Mississippi County Missouri | 34 | $ 3,440,000 | $ 101,000 | $ 51,000 |
| Lincoln County South Dakota | 34 | $ 8,960,000 | $ 263,000 | $ 133,000 |
| Clay County Iowa | 33 | $ 4,845,000 | $ 146,000 | $ 74,000 |
| Dane County Wisconsin | 33 | $ 7,655,000 | $ 231,000 | $ 103,000 |
| Fulton County Illinois | 32 | $ 3,170,000 | $ 99,000 | $ 53,000 |
| Nodaway County Missouri | 32 | $ 3,970,000 | $ 124,000 | $ 62,000 |
| Brookings County South Dakota | 32 | $ 7,040,000 | $ 220,000 | $ 84,000 |
| Buchanan County Missouri | 30 | $ 4,600,000 | $ 153,000 | $ 71,000 |
| Tazewell County Illinois | 29 | $ 4,315,000 | $ 148,000 | $ 100,000 |
| Dunklin County Missouri | 29 | $ 3,235,000 | $ 111,000 | $ 61,000 |
| McDonough County Illinois | 28 | $ 2,780,000 | $ 99,000 | $ 51,000 |
| Buena Vista County Iowa | 27 | $ 3,655,000 | $ 135,000 | $ 71,000 |
| Grant County Wisconsin | 27 | $ 3,675,000 | $ 136,000 | $ 63,000 |
| Polk County Iowa | 26 | $ 4,510,000 | $ 173,000 | $ 88,000 |
| Stephenson County Illinois | 24 | $ 2,690,000 | $ 112,000 | $ 66,000 |
| Orange County Indiana | 22 | $ 2,350,000 | $ 106,000 | $ 43,000 |
| De Witt County Illinois | 21 | $ 2,305,000 | $ 109,000 | $ 69,000 |
| Emmet County Iowa | 19 | $ 1,925,000 | $ 101,000 | $ 50,000 |
| Madison County Montana | 19 | $ 4,945,000 | $ 260,000 | $ 84,000 |
| DuPage County Illinois | 18 | $ 4,640,000 | $ 257,000 | $ 135,000 |
| Barton County Missouri | 18 | $ 2,970,000 | $ 165,000 | $ 86,000 |
| Ogle County Illinois | 17 | $ 2,665,000 | $ 156,000 | $ 63,000 |
| Columbia County Wisconsin | 17 | $ 3,655,000 | $ 215,000 | $ 71,000 |
| Henry County Illinois | 16 | $ 1,740,000 | $ 108,000 | $ 58,000 |
| Jackson County Minnesota | 16 | $ 1,670,000 | $ 104,000 | $ 50,000 |
| Sauk County Wisconsin | 16 | $ 2,510,000 | $ 156,000 | $ 57,000 |
| LaSalle County Illinois | 14 | $ 2,030,000 | $ 145,000 | $ 112,000 |
| Pottawattamie County Iowa | 14 | $ 2,810,000 | $ 200,000 | $ 100,000 |
| Sangamon County Illinois | 13 | $ 1,565,000 | $ 120,000 | $ 71,000 |
| Williamson County Illinois | 13 | $ 1,675,000 | $ 128,000 | $ 89,000 |
| Fremont County Iowa | 13 | $ 1,795,000 | $ 138,000 | $ 70,000 |
| Adams County Mississippi | 13 | $ 1,175,000 | $ 90,000 | $ 41,000 |
| Lee County Illinois | 12 | $ 1,360,000 | $ 113,000 | $ 65,000 |
| Palo Alto County Iowa | 12 | $ 1,090,000 | $ 90,000 | $ 48,000 |
| Andrew County Missouri | 12 | $ 2,020,000 | $ 168,000 | $ 63,000 |
| Hot Spring County Arkansas | 11 | $ 1,145,000 | $ 104,000 | $ 43,000 |
| Grundy County Illinois | 11 | $ 1,805,000 | $ 164,000 | $ 91,000 |
| Logan County Illinois | 11 | $ 1,095,000 | $ 99,000 | $ 80,000 |
| Dickinson County Iowa | 11 | $ 1,915,000 | $ 174,000 | $ 85,000 |
| Muscatine County Iowa | 11 | $ 1,265,000 | $ 115,000 | $ 58,000 |
| Warren County Iowa | 11 | $ 2,405,000 | $ 218,000 | $ 80,000 |
| Montrose County Colorado | 10 | $ 2,660,000 | $ 266,000 | $ 99,000 |
| Iroquois County Illinois | 10 | $ 1,710,000 | $ 171,000 | $ 92,000 |
| Kane County Illinois | 10 | $ 2,520,000 | $ 252,000 | $ 129,000 |
| Knox County Illinois | 10 | $ 990,000 | $ 99,000 | $ 58,000 |
| Newton County Missouri | 10 | $ 1,810,000 | $ 181,000 | $ 93,000 |
| Silver Bow County Montana | 10 | $ 2,630,000 | $ 263,000 | $ 103,000 |
| Anderson County Texas | 10 | $ 1,390,000 | $ 139,000 | $ 59,000 |
| Champaign County Illinois | 9 | $ 1,165,000 | $ 129,000 | $ 61,000 |
| Kendall County Illinois | 9 | $ 2,045,000 | $ 227,000 | $ 111,000 |
| Marshall County Illinois | 9 | $ 985,000 | $ 109,000 | $ 86,000 |
| Perry County Illinois | 9 | $ 815,000 | $ 90,000 | $ 59,000 |
| Winnebago County Illinois | 9 | $ 1,205,000 | $ 133,000 | $ 90,000 |
| Cherokee County Iowa | 9 | $ 1,285,000 | $ 142,000 | $ 68,000 |
| Clayton County Iowa | 9 | $ 1,055,000 | $ 117,000 | $ 43,000 |
| Cape Girardeau County Missouri | 9 | $ 1,485,000 | $ 165,000 | $ 61,000 |
| Carter County Missouri | 9 | $ 1,415,000 | $ 157,000 | $ 61,000 |
| Greene County Missouri | 9 | $ 2,245,000 | $ 249,000 | $ 137,000 |
| Vilas County Wisconsin | 9 | $ 1,455,000 | $ 161,000 | $ 215,000 |
| Kern County California | 8 | $ 1,900,000 | $ 237,000 | $ 107,000 |
| Larimer County Colorado | 8 | $ 3,550,000 | $ 443,000 | $ 180,000 |
| Bureau County Illinois | 8 | $ 850,000 | $ 106,000 | $ 63,000 |
| Peoria County Illinois | 8 | $ 920,000 | $ 115,000 | $ 82,000 |
| Monroe County Indiana | 8 | $ 1,190,000 | $ 148,000 | $ 69,000 |
| Christian County Missouri | 8 | $ 1,430,000 | $ 178,000 | $ 112,000 |
| Reynolds County Missouri | 8 | $ 1,350,000 | $ 168,000 | $ 79,000 |
| Lewis and Clark County Montana | 8 | $ 1,900,000 | $ 237,000 | $ 106,000 |
| Yankton County South Dakota | 8 | $ 1,190,000 | $ 148,000 | $ 69,000 |
| Clay County Arkansas | 7 | $ 615,000 | $ 87,000 | $ 68,000 |
| Ouray County Colorado | 7 | $ 2,435,000 | $ 347,000 | $ 103,000 |
| Ford County Illinois | 7 | $ 755,000 | $ 107,000 | $ 73,000 |
| Jo Daviess County Illinois | 7 | $ 915,000 | $ 130,000 | $ 80,000 |
| Macon County Illinois | 7 | $ 595,000 | $ 85,000 | $ 85,000 |
| Greene County Indiana | 7 | $ 865,000 | $ 123,000 | $ 72,000 |
| Porter County Indiana | 7 | $ 1,915,000 | $ 273,000 | $ 109,000 |
| Sac County Iowa | 7 | $ 1,215,000 | $ 173,000 | $ 69,000 |
| San Juan County New Mexico | 7 | $ 1,315,000 | $ 187,000 | $ 53,000 |
| Brown County South Dakota | 7 | $ 1,775,000 | $ 253,000 | $ 116,000 |
| Turner County South Dakota | 7 | $ 1,025,000 | $ 146,000 | $ 68,000 |
| Archuleta County Colorado | 6 | $ 1,460,000 | $ 243,000 | $ 62,000 |
| Montezuma County Colorado | 6 | $ 1,700,000 | $ 283,000 | $ 81,000 |
| Warren County Illinois | 6 | $ 550,000 | $ 91,000 | $ 44,000 |
| Martin County Indiana | 6 | $ 670,000 | $ 111,000 | $ 41,000 |
| Humboldt County Iowa | 6 | $ 750,000 | $ 125,000 | $ 49,000 |
| Kossuth County Iowa | 6 | $ 540,000 | $ 90,000 | $ 49,000 |
| Montgomery County Iowa | 6 | $ 850,000 | $ 141,000 | $ 71,000 |
| Pocahontas County Iowa | 6 | $ 560,000 | $ 93,000 | $ 43,000 |
| Platte County Missouri | 6 | $ 1,300,000 | $ 216,000 | $ 72,000 |
| Wright County Missouri | 6 | $ 700,000 | $ 116,000 | $ 40,000 |
| Green County Wisconsin | 6 | $ 1,130,000 | $ 188,000 | $ 86,000 |
| Maricopa County Arizona | 5 | $ 1,175,000 | $ 235,000 | $ 170,000 |
| Delta County Colorado | 5 | $ 1,025,000 | $ 205,000 | $ 65,000 |
| Carroll County Illinois | 5 | $ 635,000 | $ 127,000 | $ 53,000 |
| Newton County Indiana | 5 | $ 1,245,000 | $ 249,000 | $ 99,000 |
| Chickasaw County Iowa | 5 | $ 655,000 | $ 131,000 | $ 69,000 |
| Dallas County Iowa | 5 | $ 1,065,000 | $ 213,000 | $ 87,000 |
| Crawford County Kansas | 5 | $ 675,000 | $ 135,000 | $ 60,000 |
| Cole County Missouri | 5 | $ 925,000 | $ 185,000 | $ 137,000 |
| DeKalb County Missouri | 5 | $ 805,000 | $ 161,000 | $ 79,000 |
| Clark County Nevada | 5 | $ 1,345,000 | $ 269,000 | $ 126,000 |
| Beadle County South Dakota | 5 | $ 795,000 | $ 159,000 | $ 62,000 |
| Lawrence County South Dakota | 5 | $ 1,105,000 | $ 221,000 | $ 60,000 |
| Adams County Wisconsin | 5 | $ 845,000 | $ 169,000 | $ 56,000 |
| Lafayette County Wisconsin | 5 | $ 645,000 | $ 129,000 | $ 55,000 |
| Lee County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 134,000 |
| Christian County Illinois | 4 | $ 250,000 | $ 62,000 | $ 34,000 |
| DeKalb County Illinois | 4 | $ 540,000 | $ 135,000 | $ 63,000 |
| Johnson County Illinois | 4 | $ 630,000 | $ 157,000 | $ 99,000 |
| Lake County Illinois | 4 | $ 710,000 | $ 177,000 | $ 51,000 |
| Mercer County Illinois | 4 | $ 400,000 | $ 100,000 | $ 55,000 |
| Daviess County Indiana | 4 | $ 530,000 | $ 132,000 | $ 44,000 |
| Black Hawk County Iowa | 4 | $ 510,000 | $ 127,000 | $ 57,000 |
| Linn County Iowa | 4 | $ 690,000 | $ 172,000 | $ 54,000 |
| O'Brien County Iowa | 4 | $ 360,000 | $ 90,000 | $ 44,000 |
| Page County Iowa | 4 | $ 380,000 | $ 95,000 | $ 44,000 |
| Taylor County Kentucky | 4 | $ 500,000 | $ 125,000 | $ 42,000 |
| Lincoln County Mississippi | 4 | $ 470,000 | $ 117,000 | $ 51,000 |
| Douglas County Missouri | 4 | $ 560,000 | $ 140,000 | $ 77,000 |
| Stone County Missouri | 4 | $ 290,000 | $ 72,000 | $ 45,000 |
| Flathead County Montana | 4 | $ 1,290,000 | $ 322,000 | $ 131,000 |
| Park County Montana | 4 | $ 1,430,000 | $ 357,000 | $ 134,000 |
| Douglas County Nebraska | 4 | $ 840,000 | $ 210,000 | $ 98,000 |
| Cherokee County Texas | 4 | $ 510,000 | $ 127,000 | $ 61,000 |
| Travis County Texas | 4 | $ 1,240,000 | $ 310,000 | $ 90,000 |
| Dodge County Wisconsin | 4 | $ 570,000 | $ 142,000 | $ 69,000 |
| Iowa County Wisconsin | 4 | $ 1,090,000 | $ 272,000 | $ 70,000 |
| Waukesha County Wisconsin | 4 | $ 1,210,000 | $ 302,000 | $ 127,000 |
| Pinal County Arizona | 3 | $ 535,000 | $ 178,000 | $ 74,000 |
| Saline County Arkansas | 3 | $ 385,000 | $ 128,000 | $ 40,000 |
| Douglas County Colorado | 3 | $ 895,000 | $ 298,000 | $ 106,000 |
| El Paso County Colorado | 3 | $ 905,000 | $ 301,000 | $ 129,000 |
| Hinsdale County Colorado | 3 | $ 1,215,000 | $ 405,000 | $ 180,000 |
| Otero County Colorado | 3 | $ 225,000 | $ 75,000 | $ 37,000 |
| Lake County Florida | 3 | $ 535,000 | $ 178,000 | $ 97,000 |
| Pinellas County Florida | 3 | $ 625,000 | $ 208,000 | $ 171,000 |
| Santa Rosa County Florida | 3 | $ 535,000 | $ 178,000 | $ 174,000 |
| Cass County Illinois | 3 | $ 205,000 | $ 68,000 | $ 55,000 |
| Hancock County Illinois | 3 | $ 265,000 | $ 88,000 | $ 65,000 |
| Madison County Illinois | 3 | $ 485,000 | $ 161,000 | $ 114,000 |
| Mason County Illinois | 3 | $ 185,000 | $ 61,000 | $ 56,000 |
| Montgomery County Illinois | 3 | $ 375,000 | $ 125,000 | $ 57,000 |
| Clinton County Iowa | 3 | $ 645,000 | $ 215,000 | $ 96,000 |
| Dubuque County Iowa | 3 | $ 525,000 | $ 175,000 | $ 96,000 |
| Plymouth County Iowa | 3 | $ 735,000 | $ 245,000 | $ 95,000 |
| St. John the Baptist County Louisiana | 3 | $ 505,000 | $ 168,000 | $ 56,000 |
| Freeborn County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 55,000 |
| Nobles County Minnesota | 3 | $ 505,000 | $ 168,000 | $ 36,000 |
| Gentry County Missouri | 3 | $ 545,000 | $ 181,000 | $ 65,000 |
| Holt County Missouri | 3 | $ 275,000 | $ 91,000 | $ 71,000 |
| Broadwater County Montana | 3 | $ 635,000 | $ 211,000 | $ 72,000 |
| Dawson County Montana | 3 | $ 435,000 | $ 145,000 | $ 53,000 |
| Jerauld County South Dakota | 3 | $ 355,000 | $ 118,000 | $ 53,000 |
| Kingsbury County South Dakota | 3 | $ 435,000 | $ 145,000 | $ 130,000 |
| Lake County South Dakota | 3 | $ 565,000 | $ 188,000 | $ 106,000 |
| Pennington County South Dakota | 3 | $ 695,000 | $ 231,000 | $ 66,000 |
| Union County South Dakota | 3 | $ 595,000 | $ 198,000 | $ 66,000 |
| Angelina County Texas | 3 | $ 505,000 | $ 168,000 | $ 37,000 |
| Bexar County Texas | 3 | $ 515,000 | $ 171,000 | $ 68,000 |
| Juneau County Wisconsin | 3 | $ 455,000 | $ 151,000 | $ 65,000 |
| Monroe County Wisconsin | 3 | $ 615,000 | $ 205,000 | $ 118,000 |
| Oneida County Wisconsin | 3 | $ 645,000 | $ 215,000 | $ 185,000 |
| Rock County Wisconsin | 3 | $ 455,000 | $ 151,000 | $ 107,000 |
| Baldwin County Alabama | 2 | $ 400,000 | $ 200,000 | $ 47,000 |
| Limestone County Alabama | 2 | $ 560,000 | $ 280,000 | $ 81,000 |
| Greene County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Fresno County California | 2 | $ 390,000 | $ 195,000 | $ 58,000 |
| Bent County Colorado | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Denver County Colorado | 2 | $ 920,000 | $ 460,000 | $ 158,000 |
| San Juan County Colorado | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| San Miguel County Colorado | 2 | $ 720,000 | $ 360,000 | $ 76,000 |
| Weld County Colorado | 2 | $ 780,000 | $ 390,000 | $ 116,000 |
| Franklin County Illinois | 2 | $ 390,000 | $ 195,000 | $ 171,000 |
| Gallatin County Illinois | 2 | $ 210,000 | $ 105,000 | $ 125,000 |
| Henderson County Illinois | 2 | $ 360,000 | $ 180,000 | $ 122,000 |
| Macoupin County Illinois | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| McHenry County Illinois | 2 | $ 300,000 | $ 150,000 | $ 89,000 |
| Morgan County Illinois | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Shelby County Illinois | 2 | $ 200,000 | $ 100,000 | $ 100,000 |
| Jackson County Indiana | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Montgomery County Indiana | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| Washington County Indiana | 2 | $ 310,000 | $ 155,000 | $ 112,000 |
| White County Indiana | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| Bremer County Iowa | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Buchanan County Iowa | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| Cass County Iowa | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Cedar County Iowa | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Cerro Gordo County Iowa | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Hancock County Iowa | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Harrison County Iowa | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| Howard County Iowa | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Jasper County Iowa | 2 | $ 350,000 | $ 175,000 | $ 88,000 |
| Madison County Iowa | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Shelby County Iowa | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Winnebago County Iowa | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Wright County Iowa | 2 | $ 110,000 | $ 55,000 | $ 28,000 |
| Bourbon County Kansas | 2 | $ 280,000 | $ 140,000 | $ 111,000 |
| Doniphan County Kansas | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| Labette County Kansas | 2 | $ 220,000 | $ 110,000 | $ 69,000 |
| East Baton Rouge County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| Livingston County Louisiana | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
| Hennepin County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 69,000 |
| Lyon County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Pipestone County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Claiborne County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 16,000 |
| Pike County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 30,000 |
| Atchison County Missouri | 2 | $ 160,000 | $ 80,000 | $ 35,000 |
| Bollinger County Missouri | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Lawrence County Missouri | 2 | $ 470,000 | $ 235,000 | $ 97,000 |
| McDonald County Missouri | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Pettis County Missouri | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Phelps County Missouri | 2 | $ 190,000 | $ 95,000 | $ 29,000 |
| St. Francois County Missouri | 2 | $ 330,000 | $ 165,000 | $ 39,000 |
| Ravalli County Montana | 2 | $ 170,000 | $ 85,000 | $ 34,000 |
| Yellowstone County Montana | 2 | $ 750,000 | $ 375,000 | $ 89,000 |
| Nemaha County Nebraska | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| Sarpy County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 432,000 |
| Aurora County South Dakota | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Charles Mix County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Hutchinson County South Dakota | 2 | $ 520,000 | $ 260,000 | $ 169,000 |
| McCook County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Rutherford County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 83,000 |
| Williamson County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 153,000 |
| Dallas County Texas | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Denton County Texas | 2 | $ 230,000 | $ 115,000 | $ 103,000 |
| Henderson County Texas | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| San Jacinto County Texas | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Smith County Texas | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Grand County Utah | 2 | $ 690,000 | $ 345,000 | $ 194,000 |
| Crawford County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 24,000 |
| Uinta County Wyoming | 2 | $ 530,000 | $ 265,000 | $ 133,000 |
| Jefferson County Alabama | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Lee County Alabama | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Marshall County Alabama | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Morgan County Alabama | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 415,000 | $ 415,000 | $ 258,000 |
| Craighead County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Garland County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Jefferson County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Lonoke County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Randolph County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Los Angeles County California | 1 | $ 505,000 | $ 505,000 | $ 135,000 |
| San Diego County California | 1 | $ 525,000 | $ 525,000 | $ 256,000 |
| Adams County Colorado | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Arapahoe County Colorado | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Boulder County Colorado | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Jackson County Colorado | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 393,000 |
| Kit Carson County Colorado | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Moffat County Colorado | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Morgan County Colorado | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Park County Colorado | 1 | $ 495,000 | $ 495,000 | $ 159,000 |
| Pitkin County Colorado | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Routt County Colorado | 1 | $ 515,000 | $ 515,000 | $ 550,000 |
| Charlotte County Florida | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Duval County Florida | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Escambia County Florida | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Hernando County Florida | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Miami-Dade County Florida | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Seminole County Florida | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Bryan County Georgia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Effingham County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 295,000 | $ 295,000 | $ 221,000 |
| Bannock County Idaho | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Bear Lake County Idaho | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Boundary County Idaho | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Fremont County Idaho | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Shoshone County Idaho | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Valley County Idaho | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Boone County Illinois | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Coles County Illinois | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Edgar County Illinois | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Lawrence County Illinois | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Menard County Illinois | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Monroe County Illinois | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| Moultrie County Illinois | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Piatt County Illinois | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Schuyler County Illinois | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Vermilion County Illinois | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Brown County Indiana | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Crawford County Indiana | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Delaware County Indiana | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Dubois County Indiana | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Hamilton County Indiana | 1 | $ 505,000 | $ 505,000 | $ 453,000 |
| Jasper County Indiana | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Marion County Indiana | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Marshall County Indiana | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Owen County Indiana | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Pike County Indiana | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Starke County Indiana | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Adair County Iowa | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Butler County Iowa | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Carroll County Iowa | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Des Moines County Iowa | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Fayette County Iowa | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Franklin County Iowa | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Guthrie County Iowa | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Hamilton County Iowa | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Johnson County Iowa | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Jones County Iowa | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Louisa County Iowa | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Lyon County Iowa | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Mitchell County Iowa | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Osceola County Iowa | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Ringgold County Iowa | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Story County Iowa | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| Taylor County Iowa | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Winneshiek County Iowa | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Woodbury County Iowa | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Comanche County Kansas | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Marshall County Kansas | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Riley County Kansas | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Marshall County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| McCracken County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Oldham County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 151,000 |
| Russell County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Jefferson County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Orleans County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| West Baton Rouge County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Harford County Maryland | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Berrien County Michigan | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Cass County Michigan | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Oakland County Michigan | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Carlton County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Carver County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 228,000 |
| Chippewa County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Cottonwood County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Dakota County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Douglas County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Lincoln County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Martin County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Olmsted County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Pennington County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Rock County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Watonwan County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Copiah County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Jefferson County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Madison County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Barry County Missouri | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Boone County Missouri | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Caldwell County Missouri | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Camden County Missouri | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Cedar County Missouri | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Clay County Missouri | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Clinton County Missouri | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Crawford County Missouri | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Dade County Missouri | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Dallas County Missouri | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Gasconade County Missouri | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Iron County Missouri | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Jefferson County Missouri | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Knox County Missouri | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Oregon County Missouri | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Ozark County Missouri | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Pemiscot County Missouri | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| St. Louis County Missouri | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Taney County Missouri | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Washington County Missouri | 1 | $ 295,000 | $ 295,000 | $ 226,000 |
| Webster County Missouri | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Jefferson County Montana | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Missoula County Montana | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Cass County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Custer County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Keith County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Knox County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Bernalillo County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Lincoln County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Taos County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Cass County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Morton County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Williams County North Dakota | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Champaign County Ohio | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Canadian County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Cleveland County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Seminole County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Tulsa County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Jackson County Oregon | 1 | $ 495,000 | $ 495,000 | $ 272,000 |
| Lebanon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Montgomery County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| York County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Horry County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 466,000 |
| Clay County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Codington County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Day County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Douglas County South Dakota | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Edmunds County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Fall River County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Hand County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hanson County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Hughes County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Meade County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Miner County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Moody County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Davidson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Henry County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Chambers County Texas | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| El Paso County Texas | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Fort Bend County Texas | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Harris County Texas | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Harrison County Texas | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Hood County Texas | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Houston County Texas | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Leon County Texas | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Uvalde County Texas | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Victoria County Texas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Wichita County Texas | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Washington County Utah | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Fairfax County Virginia | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Brown County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Fond du Lac County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Forest County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Jefferson County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| La Crosse County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Milwaukee County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Racine County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Richland County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Vernon County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Walworth County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Laramie County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 164,000 |
| Natrona County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Sheridan County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Washakie County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Flanagan State Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,953 | $301,445,000 | $154,000 | $685,000 | $67,000 | $618,000 |
| Refinancing | 1,891 | $355,095,000 | $187,000 | $615,000 | $99,000 | $1,149,000 |
| Cash-out Refinancing | 720 | $133,330,000 | $185,000 | $515,000 | $94,000 | $2,297,000 |
| Home Improvement | 1 | $85,000 | $85,000 | $85,000 | $53,000 | $53,000 |
| Other Purpose | 1 | $25,000 | $25,000 | $25,000 | $34,000 | $34,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,086 | $714,390,000 | $174,000 | $685,000 | $85,000 | $2,297,000 |
| Hispanic | 186 | $27,930,000 | $150,000 | $515,000 | $57,000 | $162,000 |
| Not Provided | 148 | $24,430,000 | $165,000 | $515,000 | $104,000 | $618,000 |
| Black or African American | 112 | $16,520,000 | $147,000 | $385,000 | $63,000 | $240,000 |
| Asian | 28 | $6,080,000 | $217,000 | $525,000 | $118,000 | $604,000 |
| American Indian or Alaskan Native | 2 | $260,000 | $130,000 | $215,000 | $18,000 | $18,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $42,000 | $42,000 |
| Not applicable | 1 | $35,000 | $35,000 | $35,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,843 | $531,915,000 | $187,000 | $545,000 | $98,000 | $2,297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 753 | $90,185,000 | $119,000 | $515,000 | $48,000 | $648,000 |
| FHA-insured (Federal Housing Administration) | 682 | $104,160,000 | $152,000 | $505,000 | $63,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 288 | $63,720,000 | $221,000 | $685,000 | $81,000 | $220,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,028 | $526,150,000 | $173,000 | $685,000 | $86,000 | $2,297,000 |
| Application Withdrawn By Applicant | 928 | $168,520,000 | $181,000 | $615,000 | $87,000 | $618,000 |
| Application Denied By Financial Institution | 561 | $87,025,000 | $155,000 | $515,000 | $66,000 | $648,000 |
| Application Approved But Not Accepted | 24 | $4,150,000 | $172,000 | $485,000 | $61,000 | $121,000 |
| Loan Purchased By The Institution | 24 | $4,070,000 | $169,000 | $485,000 | $97,000 | $541,000 |
| File Closed For Incompleteness | 1 | $65,000 | $65,000 | $65,000 | $35,000 | $35,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,005 | $702,955,000 | $175,000 | $685,000 | $86,000 | $2,297,000 |
| Credit History | 280 | $40,120,000 | $143,000 | $425,000 | $69,000 | $252,000 |
| Debt-To-Income Ratio | 119 | $21,255,000 | $178,000 | $515,000 | $48,000 | $159,000 |
| Other | 58 | $9,430,000 | $162,000 | $515,000 | $77,000 | $648,000 |
| Collateral | 52 | $8,200,000 | $157,000 | $515,000 | $76,000 | $334,000 |
| Employment History | 32 | $4,960,000 | $155,000 | $385,000 | $71,000 | $231,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,175,000 | $130,000 | $255,000 | $61,000 | $120,000 |
| Unverifiable Information | 8 | $1,490,000 | $186,000 | $375,000 | $62,000 | $180,000 |
| Credit Application Incomplete | 3 | $395,000 | $131,000 | $145,000 | $51,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.