Franklin Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Franklin Financial 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Financial 26060 Acero Street, #200 Mission Viejo, CA 92691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,682 |
| Total Mortgage Loan Application Amount | $525,121,000 |
| Average Mortgage Loan Application Amount | $311,500 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $157,000 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Franklin Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Franklin Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Financial's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 263 | $ 104,178,000 | $ 396,000 | $ 156,000 |
| Orange County California | 229 | $ 99,702,000 | $ 435,000 | $ 180,000 |
| Riverside County California | 102 | $ 33,428,000 | $ 327,000 | $ 138,000 |
| San Bernardino County California | 101 | $ 27,041,000 | $ 267,000 | $ 141,000 |
| San Diego County California | 76 | $ 32,028,000 | $ 421,000 | $ 135,000 |
| Fulton County Georgia | 44 | $ 7,533,000 | $ 171,000 | $ 83,000 |
| Clark County Nevada | 31 | $ 9,174,000 | $ 295,000 | $ 174,000 |
| Maricopa County Arizona | 30 | $ 10,773,000 | $ 359,000 | $ 182,000 |
| Kern County California | 30 | $ 5,973,000 | $ 199,000 | $ 140,000 |
| Broward County Florida | 29 | $ 9,499,000 | $ 327,000 | $ 143,000 |
| Harris County Texas | 23 | $ 4,230,000 | $ 183,000 | $ 142,000 |
| Salt Lake County Utah | 21 | $ 5,659,000 | $ 269,000 | $ 207,000 |
| Alameda County California | 18 | $ 6,727,000 | $ 373,000 | $ 226,000 |
| Tarrant County Texas | 17 | $ 3,277,000 | $ 192,000 | $ 81,000 |
| Hillsborough County Florida | 16 | $ 2,790,000 | $ 174,000 | $ 155,000 |
| Ventura County California | 15 | $ 5,009,000 | $ 333,000 | $ 308,000 |
| Contra Costa County California | 14 | $ 3,415,000 | $ 243,000 | $ 110,000 |
| Sacramento County California | 14 | $ 3,295,000 | $ 235,000 | $ 116,000 |
| Champaign County Illinois | 14 | $ 1,406,000 | $ 100,000 | $ 369,000 |
| San Mateo County California | 13 | $ 5,384,000 | $ 414,000 | $ 217,000 |
| Honolulu County Hawaii | 13 | $ 6,533,000 | $ 502,000 | $ 176,000 |
| Lee County Florida | 11 | $ 2,781,000 | $ 252,000 | $ 155,000 |
| Miami-Dade County Florida | 11 | $ 2,585,000 | $ 235,000 | $ 133,000 |
| Gwinnett County Georgia | 11 | $ 2,265,000 | $ 205,000 | $ 28,000 |
| Dallas County Texas | 11 | $ 1,576,000 | $ 143,000 | $ 118,000 |
| Orange County Florida | 10 | $ 3,501,000 | $ 350,000 | $ 83,000 |
| Palm Beach County Florida | 10 | $ 2,980,000 | $ 298,000 | $ 67,000 |
| Cook County Illinois | 9 | $ 2,428,000 | $ 269,000 | $ 192,000 |
| Wayne County Michigan | 9 | $ 715,000 | $ 79,000 | $ 36,000 |
| Santa Clara County California | 8 | $ 4,389,000 | $ 548,000 | $ 110,000 |
| Sarasota County Florida | 8 | $ 3,016,000 | $ 377,000 | $ 101,000 |
| Clayton County Georgia | 8 | $ 1,075,000 | $ 134,000 | $ 66,000 |
| DeKalb County Georgia | 8 | $ 1,242,000 | $ 155,000 | $ 77,000 |
| King County Washington | 8 | $ 1,964,000 | $ 245,000 | $ 189,000 |
| San Joaquin County California | 7 | $ 1,744,000 | $ 249,000 | $ 297,000 |
| Denver County Colorado | 7 | $ 2,398,000 | $ 342,000 | $ 168,000 |
| Douglas County Colorado | 7 | $ 3,231,000 | $ 461,000 | $ 328,000 |
| El Paso County Colorado | 7 | $ 1,268,000 | $ 181,000 | $ 145,000 |
| Marion County Indiana | 7 | $ 367,000 | $ 52,000 | $ 135,000 |
| Pinal County Arizona | 6 | $ 711,000 | $ 118,000 | $ 114,000 |
| Fresno County California | 6 | $ 1,208,000 | $ 201,000 | $ 101,000 |
| San Luis Obispo County California | 6 | $ 3,431,000 | $ 571,000 | $ 210,000 |
| Sonoma County California | 6 | $ 2,044,000 | $ 340,000 | $ 289,000 |
| Tulare County California | 6 | $ 857,000 | $ 142,000 | $ 52,000 |
| Adams County Colorado | 6 | $ 968,000 | $ 161,000 | $ 93,000 |
| Arapahoe County Colorado | 6 | $ 1,449,000 | $ 241,000 | $ 478,000 |
| Duval County Florida | 6 | $ 646,000 | $ 107,000 | $ 31,000 |
| Seminole County Florida | 6 | $ 1,203,000 | $ 200,000 | $ 106,000 |
| Hawaii County Hawaii | 6 | $ 3,312,000 | $ 552,000 | $ 347,000 |
| Shelby County Tennessee | 6 | $ 419,000 | $ 69,000 | $ 103,000 |
| Jefferson County Alabama | 5 | $ 279,000 | $ 55,000 | $ 349,000 |
| Santa Cruz County California | 5 | $ 3,466,000 | $ 693,000 | $ 476,000 |
| Anoka County Minnesota | 5 | $ 1,179,000 | $ 235,000 | $ 162,000 |
| Jackson County Missouri | 5 | $ 263,000 | $ 52,000 | $ 196,000 |
| Franklin County Ohio | 5 | $ 513,000 | $ 102,000 | $ 77,000 |
| Montgomery County Ohio | 5 | $ 351,000 | $ 70,000 | $ 227,000 |
| Fort Bend County Texas | 5 | $ 941,000 | $ 188,000 | $ 12,000 |
| Merced County California | 4 | $ 674,000 | $ 168,000 | $ 123,000 |
| San Benito County California | 4 | $ 2,050,000 | $ 512,000 | $ 88,000 |
| San Francisco County California | 4 | $ 4,310,000 | $ 1,077,000 | $ 36,000 |
| Stanislaus County California | 4 | $ 771,000 | $ 192,000 | $ 65,000 |
| Jefferson County Colorado | 4 | $ 631,000 | $ 157,000 | $ 188,000 |
| Fairfield County Connecticut | 4 | $ 1,575,000 | $ 393,000 | $ 13,000 |
| Brevard County Florida | 4 | $ 1,172,000 | $ 293,000 | $ 55,000 |
| Marion County Florida | 4 | $ 520,000 | $ 130,000 | $ 41,000 |
| Pinellas County Florida | 4 | $ 536,000 | $ 134,000 | $ 48,000 |
| Paulding County Georgia | 4 | $ 447,000 | $ 111,000 | $ 214,000 |
| Lafayette County Louisiana | 4 | $ 312,000 | $ 78,000 | $ 375,000 |
| Montgomery County Maryland | 4 | $ 657,000 | $ 164,000 | $ 53,000 |
| Hennepin County Minnesota | 4 | $ 1,833,000 | $ 458,000 | $ 269,000 |
| DeSoto County Mississippi | 4 | $ 677,000 | $ 169,000 | $ 0 |
| Hinds County Mississippi | 4 | $ 254,000 | $ 63,000 | $ 76,000 |
| Bernalillo County New Mexico | 4 | $ 405,000 | $ 101,000 | $ 86,000 |
| Clackamas County Oregon | 4 | $ 1,121,000 | $ 280,000 | $ 153,000 |
| Charleston County South Carolina | 4 | $ 3,686,000 | $ 921,000 | $ 435,000 |
| Cameron County Texas | 4 | $ 442,000 | $ 110,000 | $ 0 |
| Loudoun County Virginia | 4 | $ 1,129,000 | $ 282,000 | $ 254,000 |
| Prince William County Virginia | 4 | $ 1,357,000 | $ 339,000 | $ 199,000 |
| Cowlitz County Washington | 4 | $ 374,000 | $ 93,000 | $ 852,000 |
| Snohomish County Washington | 4 | $ 918,000 | $ 229,000 | $ 30,000 |
| Pima County Arizona | 3 | $ 520,000 | $ 173,000 | $ 96,000 |
| Imperial County California | 3 | $ 430,000 | $ 143,000 | $ 32,000 |
| Solano County California | 3 | $ 877,000 | $ 292,000 | $ 124,000 |
| Yolo County California | 3 | $ 873,000 | $ 291,000 | $ 127,000 |
| Lake County Florida | 3 | $ 705,000 | $ 235,000 | $ 163,000 |
| Leon County Florida | 3 | $ 468,000 | $ 156,000 | $ 168,000 |
| Osceola County Florida | 3 | $ 741,000 | $ 247,000 | $ 221,000 |
| Henry County Georgia | 3 | $ 515,000 | $ 171,000 | $ 235,000 |
| Baltimore County Maryland | 3 | $ 796,000 | $ 265,000 | $ 106,000 |
| Baltimore City County Maryland | 3 | $ 443,000 | $ 147,000 | $ 83,000 |
| Prince George's County Maryland | 3 | $ 1,267,000 | $ 422,000 | $ 183,000 |
| Oakland County Michigan | 3 | $ 2,561,000 | $ 853,000 | $ 469,000 |
| Mille Lacs County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 231,000 |
| Washoe County Nevada | 3 | $ 457,000 | $ 152,000 | $ 62,000 |
| Warren County Ohio | 3 | $ 695,000 | $ 231,000 | $ 518,000 |
| Cherokee County Oklahoma | 3 | $ 346,000 | $ 115,000 | $ 69,000 |
| Horry County South Carolina | 3 | $ 1,594,000 | $ 531,000 | $ 100,000 |
| Washington County Utah | 3 | $ 1,385,000 | $ 461,000 | $ 256,000 |
| Fairfax County Virginia | 3 | $ 402,000 | $ 134,000 | $ 118,000 |
| Richmond City County Virginia | 3 | $ 408,000 | $ 136,000 | $ 150,000 |
| Clark County Washington | 3 | $ 883,000 | $ 294,000 | $ 187,000 |
| Coconino County Arizona | 2 | $ 401,000 | $ 200,000 | $ 77,000 |
| Lassen County California | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Mendocino County California | 2 | $ 532,000 | $ 266,000 | $ 132,000 |
| Mono County California | 2 | $ 383,000 | $ 191,000 | $ 240,000 |
| Shasta County California | 2 | $ 225,000 | $ 112,000 | $ 74,000 |
| Trinity County California | 2 | $ 253,000 | $ 126,000 | $ 131,000 |
| Larimer County Colorado | 2 | $ 387,000 | $ 193,000 | $ 330,000 |
| Hartford County Connecticut | 2 | $ 568,000 | $ 284,000 | $ 0 |
| Bay County Florida | 2 | $ 865,000 | $ 432,000 | $ 270,000 |
| Charlotte County Florida | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Collier County Florida | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Pasco County Florida | 2 | $ 284,000 | $ 142,000 | $ 103,000 |
| Polk County Florida | 2 | $ 473,000 | $ 236,000 | $ 332,000 |
| Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 40,000 |
| Cobb County Georgia | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Newton County Georgia | 2 | $ 135,000 | $ 67,000 | $ 0 |
| Maui County Hawaii | 2 | $ 1,028,000 | $ 514,000 | $ 0 |
| Ada County Idaho | 2 | $ 679,000 | $ 339,000 | $ 112,000 |
| Canyon County Idaho | 2 | $ 446,000 | $ 223,000 | $ 117,000 |
| Monroe County Indiana | 2 | $ 183,000 | $ 91,000 | $ 73,000 |
| Kenton County Kentucky | 2 | $ 263,000 | $ 131,000 | $ 0 |
| Livingston County Louisiana | 2 | $ 332,000 | $ 166,000 | $ 216,000 |
| Anne Arundel County Maryland | 2 | $ 495,000 | $ 247,000 | $ 91,000 |
| Worcester County Maryland | 2 | $ 661,000 | $ 330,000 | $ 379,000 |
| Barnstable County Massachusetts | 2 | $ 378,000 | $ 189,000 | $ 120,000 |
| Livingston County Michigan | 2 | $ 378,000 | $ 189,000 | $ 180,000 |
| Kanabec County Minnesota | 2 | $ 338,000 | $ 169,000 | $ 308,000 |
| Washington County Minnesota | 2 | $ 473,000 | $ 236,000 | $ 0 |
| Wright County Minnesota | 2 | $ 197,000 | $ 98,000 | $ 284,000 |
| Cass County Missouri | 2 | $ 338,000 | $ 169,000 | $ 0 |
| San Juan County New Mexico | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Multnomah County Oregon | 2 | $ 265,000 | $ 132,000 | $ 91,000 |
| Spartanburg County South Carolina | 2 | $ 213,000 | $ 106,000 | $ 342,000 |
| Grayson County Texas | 2 | $ 255,000 | $ 127,000 | $ 102,000 |
| Hidalgo County Texas | 2 | $ 228,000 | $ 114,000 | $ 280,000 |
| Jefferson County Texas | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Johnson County Texas | 2 | $ 162,000 | $ 81,000 | $ 214,000 |
| Smith County Texas | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Travis County Texas | 2 | $ 236,000 | $ 118,000 | $ 105,000 |
| Davis County Utah | 2 | $ 243,000 | $ 121,000 | $ 0 |
| Iron County Utah | 2 | $ 333,000 | $ 166,000 | $ 39,000 |
| Utah County Utah | 2 | $ 1,123,000 | $ 561,000 | $ 201,000 |
| Frederick County Virginia | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 353,000 | $ 176,000 | $ 114,000 |
| Milwaukee County Wisconsin | 2 | $ 126,000 | $ 63,000 | $ 69,000 |
| Mohave County Arizona | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Yavapai County Arizona | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Marin County California | 1 | $ 69,000 | $ 69,000 | $ 117,000 |
| Mariposa County California | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Placer County California | 1 | $ 560,000 | $ 560,000 | $ 149,000 |
| Plumas County California | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Santa Barbara County California | 1 | $ 892,000 | $ 892,000 | $ 267,000 |
| Siskiyou County California | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Tehama County California | 1 | $ 264,000 | $ 264,000 | $ 86,000 |
| Broomfield County Colorado | 1 | $ 268,000 | $ 268,000 | $ 106,000 |
| La Plata County Colorado | 1 | $ 76,000 | $ 76,000 | $ 155,000 |
| Summit County Colorado | 1 | $ 350,000 | $ 350,000 | $ 585,000 |
| Indian River County Florida | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Suwannee County Florida | 1 | $ 296,000 | $ 296,000 | $ 198,000 |
| Camden County Georgia | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Coweta County Georgia | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Kauai County Hawaii | 1 | $ 106,000 | $ 106,000 | $ 84,000 |
| Bonner County Idaho | 1 | $ 213,000 | $ 213,000 | $ 210,000 |
| Kootenai County Idaho | 1 | $ 150,000 | $ 150,000 | $ 225,000 |
| Hamilton County Indiana | 1 | $ 630,000 | $ 630,000 | $ 336,000 |
| St. Joseph County Indiana | 1 | $ 86,000 | $ 86,000 | $ 133,000 |
| East Baton Rouge County Louisiana | 1 | $ 430,000 | $ 430,000 | $ 181,000 |
| Orleans County Louisiana | 1 | $ 308,000 | $ 308,000 | $ 136,000 |
| St. Mary County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 12,000 |
| St. Tammany County Louisiana | 1 | $ 256,000 | $ 256,000 | $ 50,000 |
| Kent County Michigan | 1 | $ 116,000 | $ 116,000 | $ 111,000 |
| Newton County Missouri | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Dakota County Nebraska | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Grant County New Mexico | 1 | $ 272,000 | $ 272,000 | $ 124,000 |
| Lucas County Ohio | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Union County Ohio | 1 | $ 252,000 | $ 252,000 | $ 83,000 |
| Coos County Oregon | 1 | $ 850,000 | $ 850,000 | $ 565,000 |
| Deschutes County Oregon | 1 | $ 198,000 | $ 198,000 | $ 69,000 |
| Jackson County Oregon | 1 | $ 266,000 | $ 266,000 | $ 110,000 |
| Linn County Oregon | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Washington County Oregon | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Philadelphia County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 577,000 |
| Richland County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Meade County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 780,000 |
| Hamilton County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 554,000 |
| Rutherford County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Tipton County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| White County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| Bexar County Texas | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Guadalupe County Texas | 1 | $ 124,000 | $ 124,000 | $ 112,000 |
| Morgan County Utah | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Uintah County Utah | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Wasatch County Utah | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Campbell County Virginia | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 90,000 | $ 90,000 | $ 150,000 |
| Colonial Heights County Virginia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Hanover County Virginia | 1 | $ 549,000 | $ 549,000 | $ 162,000 |
| Suffolk County Virginia | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Klickitat County Washington | 1 | $ 104,000 | $ 104,000 | $ 852,000 |
| Spokane County Washington | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Yakima County Washington | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Pierce County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 183,000 |
| Washington County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 180,000 |
| Laramie County Wyoming | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Natrona County Wyoming | 1 | $ 88,000 | $ 88,000 | $ 204,000 |
| Teton County Wyoming | 1 | $ 1,645,000 | $ 1,645,000 | $ 2,129,000 |
Mortgage Loan Application Detail Totals for Franklin Financial in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 844 | $277,092,000 | $328,000 | $3,250,000 | $151,000 | $2,129,000 |
| Home Purchase | 838 | $248,029,000 | $295,000 | $2,660,000 | $163,000 | $3,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 642 | $212,379,000 | $330,000 | $2,300,000 | $201,000 | $2,129,000 |
| Not Provided | 413 | $131,659,000 | $318,000 | $3,250,000 | $119,000 | $1,356,000 |
| Hispanic | 383 | $111,574,000 | $291,000 | $1,750,000 | $133,000 | $3,000,000 |
| Black or African American | 146 | $37,452,000 | $256,000 | $1,870,000 | $120,000 | $1,201,000 |
| Asian | 73 | $24,375,000 | $333,000 | $2,660,000 | $199,000 | $1,308,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,786,000 | $308,000 | $1,183,000 | $114,000 | $300,000 |
| American Indian or Alaskan Native | 3 | $896,000 | $298,000 | $417,000 | $143,000 | $234,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,682 | $525,121,000 | $312,000 | $3,250,000 | $157,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 445 | $144,280,000 | $324,000 | $2,300,000 | $182,000 | $2,129,000 |
| Application Approved But Not Accepted | 384 | $121,088,000 | $315,000 | $2,660,000 | $162,000 | $3,000,000 |
| Application Denied By Financial Institution | 380 | $115,783,000 | $304,000 | $2,500,000 | $144,000 | $1,629,000 |
| File Closed For Incompleteness | 359 | $107,030,000 | $298,000 | $3,250,000 | $148,000 | $977,000 |
| Application Withdrawn By Applicant | 114 | $36,940,000 | $324,000 | $1,870,000 | $117,000 | $660,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Financial's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.