Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Franklin First Financial, Ltd 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Franklin First Financial, Ltd
538 Broadhollow Road
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 3,166
Total Mortgage Loan Application Amount $798,059,000
Average Mortgage Loan Application Amount $248,500
Highest Mortgage Loan Application Amount $999,000
Average Applicant Income $82,000
Highest Applicant Income $1,067,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.

Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2009.

Mortgage Loan Application Totals for Franklin First Financial, Ltd by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk County New York 293 $ 83,528,000 $ 285,000 $ 94,000
Nassau County New York 233 $ 79,127,000 $ 339,000 $ 110,000
Queens County New York 202 $ 68,749,000 $ 340,000 $ 87,000
Kings County New York 147 $ 58,012,000 $ 394,000 $ 98,000
Hartford County Connecticut 74 $ 15,509,000 $ 209,000 $ 75,000
Bronx County New York 66 $ 23,885,000 $ 361,000 $ 106,000
Philadelphia County Pennsylvania 50 $ 8,109,000 $ 162,000 $ 60,000
Essex County New Jersey 46 $ 13,676,000 $ 297,000 $ 85,000
Richmond County New York 46 $ 15,635,000 $ 339,000 $ 88,000
New Haven County Connecticut 42 $ 8,494,000 $ 202,000 $ 76,000
Bergen County New Jersey 38 $ 12,193,000 $ 320,000 $ 114,000
Broward County Florida 34 $ 5,974,000 $ 175,000 $ 86,000
Cook County Illinois 34 $ 7,353,000 $ 216,000 $ 77,000
Miami-Dade County Florida 33 $ 7,325,000 $ 221,000 $ 85,000
Westchester County New York 33 $ 12,161,000 $ 368,000 $ 114,000
Erie County New York 31 $ 5,091,000 $ 164,000 $ 80,000
Allegheny County Pennsylvania 31 $ 4,557,000 $ 147,000 $ 98,000
Essex County Massachusetts 30 $ 8,514,000 $ 283,000 $ 77,000
Fairfield County Connecticut 28 $ 8,185,000 $ 292,000 $ 88,000
Middlesex County New Jersey 26 $ 7,396,000 $ 284,000 $ 89,000
Middlesex County Massachusetts 24 $ 7,322,000 $ 305,000 $ 98,000
Montgomery County Pennsylvania 24 $ 5,971,000 $ 248,000 $ 93,000
Monmouth County New Jersey 23 $ 6,335,000 $ 275,000 $ 95,000
Union County New Jersey 23 $ 6,873,000 $ 298,000 $ 89,000
Hudson County New Jersey 21 $ 6,191,000 $ 294,000 $ 137,000
Baltimore County Maryland 19 $ 5,730,000 $ 301,000 $ 99,000
Morris County New Jersey 19 $ 6,716,000 $ 353,000 $ 108,000
Bucks County Pennsylvania 19 $ 4,446,000 $ 234,000 $ 96,000
Tolland County Connecticut 18 $ 3,497,000 $ 194,000 $ 75,000
New Castle County Delaware 18 $ 4,202,000 $ 233,000 $ 68,000
Ocean County New Jersey 18 $ 4,711,000 $ 261,000 $ 91,000
Berks County Pennsylvania 18 $ 3,148,000 $ 174,000 $ 65,000
New London County Connecticut 17 $ 3,441,000 $ 202,000 $ 65,000
Chester County Pennsylvania 17 $ 3,993,000 $ 234,000 $ 97,000
Plymouth County Massachusetts 16 $ 3,760,000 $ 235,000 $ 71,000
Suffolk County Massachusetts 16 $ 4,454,000 $ 278,000 $ 96,000
Passaic County New Jersey 15 $ 4,224,000 $ 281,000 $ 88,000
Albany County New York 15 $ 2,683,000 $ 178,000 $ 58,000
Mecklenburg County North Carolina 15 $ 2,865,000 $ 191,000 $ 76,000
Norfolk County Massachusetts 14 $ 4,258,000 $ 304,000 $ 98,000
Lehigh County Pennsylvania 14 $ 2,205,000 $ 157,000 $ 47,000
Litchfield County Connecticut 13 $ 3,102,000 $ 238,000 $ 90,000
Middlesex County Connecticut 13 $ 3,035,000 $ 233,000 $ 84,000
Palm Beach County Florida 13 $ 2,542,000 $ 195,000 $ 92,000
Prince George's County Maryland 13 $ 3,752,000 $ 288,000 $ 96,000
Bristol County Massachusetts 13 $ 3,040,000 $ 233,000 $ 84,000
Gloucester County New Jersey 13 $ 2,702,000 $ 207,000 $ 80,000
Dutchess County New York 13 $ 3,479,000 $ 267,000 $ 60,000
Orange County New York 13 $ 3,616,000 $ 278,000 $ 84,000
Oakland County Michigan 12 $ 1,189,000 $ 99,000 $ 50,000
Burlington County New Jersey 12 $ 2,908,000 $ 242,000 $ 83,000
Mercer County New Jersey 12 $ 2,986,000 $ 248,000 $ 85,000
Monroe County New York 12 $ 1,779,000 $ 148,000 $ 64,000
Baltimore City County Maryland 11 $ 1,512,000 $ 137,000 $ 53,000
Montgomery County Maryland 11 $ 2,869,000 $ 260,000 $ 75,000
Camden County New Jersey 11 $ 2,308,000 $ 209,000 $ 78,000
Somerset County New Jersey 11 $ 3,580,000 $ 325,000 $ 78,000
Monroe County Pennsylvania 11 $ 2,156,000 $ 196,000 $ 74,000
Windham County Connecticut 10 $ 1,927,000 $ 192,000 $ 63,000
District of Columbia County District Of Columbia 10 $ 3,051,000 $ 305,000 $ 91,000
Worcester County Massachusetts 10 $ 2,536,000 $ 253,000 $ 86,000
Atlantic County New Jersey 10 $ 2,086,000 $ 208,000 $ 72,000
Delaware County Pennsylvania 10 $ 2,289,000 $ 228,000 $ 76,000
Providence County Rhode Island 10 $ 1,708,000 $ 170,000 $ 61,000
Cape May County New Jersey 9 $ 2,433,000 $ 270,000 $ 75,000
Rockland County New York 9 $ 3,366,000 $ 374,000 $ 125,000
Saratoga County New York 9 $ 1,575,000 $ 175,000 $ 65,000
Schenectady County New York 9 $ 1,583,000 $ 175,000 $ 63,000
Wake County North Carolina 9 $ 2,163,000 $ 240,000 $ 88,000
Cuyahoga County Ohio 9 $ 1,275,000 $ 141,000 $ 43,000
Harris County Texas 9 $ 1,222,000 $ 135,000 $ 0
Hillsborough County Florida 8 $ 1,184,000 $ 148,000 $ 50,000
Orange County Florida 8 $ 1,650,000 $ 206,000 $ 103,000
Lake County Indiana 8 $ 1,260,000 $ 157,000 $ 59,000
Harford County Maryland 8 $ 2,340,000 $ 292,000 $ 170,000
Northampton County Pennsylvania 8 $ 2,416,000 $ 302,000 $ 101,000
Washington County Pennsylvania 8 $ 1,536,000 $ 192,000 $ 84,000
Seminole County Florida 7 $ 968,000 $ 138,000 $ 59,000
Volusia County Florida 7 $ 1,201,000 $ 171,000 $ 85,000
Anne Arundel County Maryland 7 $ 2,220,000 $ 317,000 $ 96,000
Hennepin County Minnesota 7 $ 1,301,000 $ 185,000 $ 58,000
Cumberland County New Jersey 7 $ 1,082,000 $ 154,000 $ 66,000
New York County New York 7 $ 1,718,000 $ 245,000 $ 98,000
Beaver County Pennsylvania 7 $ 1,296,000 $ 185,000 $ 93,000
Cumberland County Pennsylvania 7 $ 1,383,000 $ 197,000 $ 71,000
Lackawanna County Pennsylvania 7 $ 1,086,000 $ 155,000 $ 64,000
Luzerne County Pennsylvania 7 $ 966,000 $ 138,000 $ 54,000
Dallas County Texas 7 $ 951,000 $ 135,000 $ 0
Los Angeles County California 6 $ 1,792,000 $ 298,000 $ 112,000
Collier County Florida 6 $ 1,274,000 $ 212,000 $ 89,000
Lee County Florida 6 $ 1,140,000 $ 190,000 $ 67,000
Gwinnett County Georgia 6 $ 1,245,000 $ 207,000 $ 71,000
Hall County Georgia 6 $ 914,000 $ 152,000 $ 40,000
Barnstable County Massachusetts 6 $ 1,655,000 $ 275,000 $ 107,000
Rockingham County New Hampshire 6 $ 1,522,000 $ 253,000 $ 89,000
Bernalillo County New Mexico 6 $ 972,000 $ 162,000 $ 32,000
Sandoval County New Mexico 6 $ 995,000 $ 165,000 $ 11,000
Onondaga County New York 6 $ 802,000 $ 133,000 $ 73,000
Ulster County New York 6 $ 1,407,000 $ 234,000 $ 68,000
Travis County Texas 6 $ 1,126,000 $ 187,000 $ 0
Kent County Delaware 5 $ 1,132,000 $ 226,000 $ 77,000
Bibb County Georgia 5 $ 545,000 $ 109,000 $ 53,000
Cobb County Georgia 5 $ 894,000 $ 178,000 $ 69,000
Houston County Georgia 5 $ 972,000 $ 194,000 $ 59,000
Lake County Illinois 5 $ 960,000 $ 192,000 $ 50,000
Marion County Indiana 5 $ 776,000 $ 155,000 $ 45,000
Hampden County Massachusetts 5 $ 737,000 $ 147,000 $ 58,000
Wayne County Michigan 5 $ 469,000 $ 93,000 $ 47,000
Jackson County Missouri 5 $ 615,000 $ 123,000 $ 39,000
Buncombe County North Carolina 5 $ 684,000 $ 136,000 $ 46,000
Butler County Pennsylvania 5 $ 966,000 $ 193,000 $ 81,000
Lancaster County Pennsylvania 5 $ 667,000 $ 133,000 $ 46,000
Pike County Pennsylvania 5 $ 1,046,000 $ 209,000 $ 88,000
Berkeley County South Carolina 5 $ 672,000 $ 134,000 $ 19,000
San Diego County California 4 $ 1,143,000 $ 285,000 $ 153,000
Denver County Colorado 4 $ 713,000 $ 178,000 $ 67,000
Duval County Florida 4 $ 620,000 $ 155,000 $ 54,000
Osceola County Florida 4 $ 507,000 $ 126,000 $ 26,000
DeKalb County Georgia 4 $ 654,000 $ 163,000 $ 35,000
Fulton County Georgia 4 $ 902,000 $ 225,000 $ 63,000
DuPage County Illinois 4 $ 1,037,000 $ 259,000 $ 82,000
Howard County Maryland 4 $ 1,133,000 $ 283,000 $ 116,000
Brunswick County North Carolina 4 $ 1,004,000 $ 251,000 $ 62,000
Henderson County North Carolina 4 $ 888,000 $ 222,000 $ 49,000
Johnston County North Carolina 4 $ 957,000 $ 239,000 $ 87,000
Union County North Carolina 4 $ 891,000 $ 222,000 $ 79,000
Multnomah County Oregon 4 $ 792,000 $ 198,000 $ 57,000
Westmoreland County Pennsylvania 4 $ 879,000 $ 219,000 $ 127,000
Davidson County Tennessee 4 $ 696,000 $ 174,000 $ 51,000
Denton County Texas 4 $ 628,000 $ 157,000 $ 19,000
Montgomery County Alabama 3 $ 338,000 $ 112,000 $ 58,000
Alameda County California 3 $ 1,101,000 $ 367,000 $ 98,000
Santa Clara County California 3 $ 898,000 $ 299,000 $ 82,000
Boulder County Colorado 3 $ 698,000 $ 232,000 $ 51,000
Mesa County Colorado 3 $ 807,000 $ 269,000 $ 91,000
Sussex County Delaware 3 $ 829,000 $ 276,000 $ 70,000
Cherokee County Georgia 3 $ 454,000 $ 151,000 $ 30,000
Forsyth County Georgia 3 $ 654,000 $ 218,000 $ 62,000
Rockdale County Georgia 3 $ 518,000 $ 172,000 $ 83,000
Kendall County Illinois 3 $ 744,000 $ 248,000 $ 83,000
Elkhart County Indiana 3 $ 431,000 $ 143,000 $ 34,000
Hancock County Indiana 3 $ 441,000 $ 147,000 $ 41,000
Porter County Indiana 3 $ 562,000 $ 187,000 $ 111,000
Johnson County Kansas 3 $ 456,000 $ 152,000 $ 58,000
Cumberland County Maine 3 $ 903,000 $ 301,000 $ 102,000
Frederick County Maryland 3 $ 516,000 $ 172,000 $ 48,000
Clay County Missouri 3 $ 529,000 $ 176,000 $ 74,000
Merrimack County New Hampshire 3 $ 686,000 $ 228,000 $ 79,000
Sullivan County New Hampshire 3 $ 557,000 $ 185,000 $ 54,000
Broome County New York 3 $ 530,000 $ 176,000 $ 47,000
Cattaraugus County New York 3 $ 409,000 $ 136,000 $ 64,000
Clinton County New York 3 $ 451,000 $ 150,000 $ 59,000
Putnam County New York 3 $ 835,000 $ 278,000 $ 83,000
Alamance County North Carolina 3 $ 613,000 $ 204,000 $ 63,000
Orange County North Carolina 3 $ 359,000 $ 119,000 $ 49,000
Franklin County Ohio 3 $ 421,000 $ 140,000 $ 25,000
Lake County Ohio 3 $ 382,000 $ 127,000 $ 28,000
Mahoning County Ohio 3 $ 517,000 $ 172,000 $ 64,000
Medina County Ohio 3 $ 478,000 $ 159,000 $ 54,000
Summit County Ohio 3 $ 512,000 $ 170,000 $ 75,000
Tulsa County Oklahoma 3 $ 467,000 $ 155,000 $ 20,000
Washington County Oregon 3 $ 613,000 $ 204,000 $ 53,000
Blair County Pennsylvania 3 $ 300,000 $ 100,000 $ 35,000
Fayette County Pennsylvania 3 $ 309,000 $ 103,000 $ 34,000
Lebanon County Pennsylvania 3 $ 640,000 $ 213,000 $ 59,000
Schuylkill County Pennsylvania 3 $ 591,000 $ 197,000 $ 52,000
Snyder County Pennsylvania 3 $ 753,000 $ 251,000 $ 62,000
Newport County Rhode Island 3 $ 965,000 $ 321,000 $ 141,000
Beaufort County South Carolina 3 $ 445,000 $ 148,000 $ 23,000
Florence County South Carolina 3 $ 400,000 $ 133,000 $ 36,000
Bedford County Tennessee 3 $ 709,000 $ 236,000 $ 76,000
Hamilton County Tennessee 3 $ 481,000 $ 160,000 $ 59,000
Rutherford County Tennessee 3 $ 384,000 $ 128,000 $ 45,000
Shelby County Tennessee 3 $ 440,000 $ 146,000 $ 68,000
Bexar County Texas 3 $ 414,000 $ 138,000 $ 0
Tarrant County Texas 3 $ 528,000 $ 176,000 $ 0
Williamson County Texas 3 $ 506,000 $ 168,000 $ 0
Raleigh County West Virginia 3 $ 424,000 $ 141,000 $ 101,000
Baldwin County Alabama 2 $ 366,000 $ 183,000 $ 72,000
Blount County Alabama 2 $ 388,000 $ 194,000 $ 43,000
Madison County Alabama 2 $ 308,000 $ 154,000 $ 75,000
Mobile County Alabama 2 $ 249,000 $ 124,000 $ 53,000
Anchorage County Alaska 2 $ 535,000 $ 267,000 $ 116,000
Jefferson County Arkansas 2 $ 139,000 $ 69,000 $ 47,000
Pulaski County Arkansas 2 $ 230,000 $ 115,000 $ 88,000
Washington County Arkansas 2 $ 239,000 $ 119,000 $ 44,000
Riverside County California 2 $ 220,000 $ 110,000 $ 33,000
Solano County California 2 $ 461,000 $ 230,000 $ 71,000
Alamosa County Colorado 2 $ 582,000 $ 291,000 $ 95,000
Archuleta County Colorado 2 $ 516,000 $ 258,000 $ 54,000
Douglas County Colorado 2 $ 685,000 $ 342,000 $ 72,000
El Paso County Colorado 2 $ 275,000 $ 137,000 $ 84,000
Jefferson County Colorado 2 $ 484,000 $ 242,000 $ 92,000
Indian River County Florida 2 $ 382,000 $ 191,000 $ 56,000
Marion County Florida 2 $ 198,000 $ 99,000 $ 91,000
Monroe County Florida 2 $ 401,000 $ 200,000 $ 52,000
Pasco County Florida 2 $ 303,000 $ 151,000 $ 53,000
Appling County Georgia 2 $ 197,000 $ 98,000 $ 34,000
Fayette County Georgia 2 $ 346,000 $ 173,000 $ 48,000
Glynn County Georgia 2 $ 245,000 $ 122,000 $ 40,000
Henry County Georgia 2 $ 238,000 $ 119,000 $ 20,000
Jackson County Georgia 2 $ 428,000 $ 214,000 $ 54,000
Jones County Georgia 2 $ 309,000 $ 154,000 $ 48,000
Newton County Georgia 2 $ 216,000 $ 108,000 $ 15,000
Paulding County Georgia 2 $ 366,000 $ 183,000 $ 80,000
Seminole County Georgia 2 $ 233,000 $ 116,000 $ 74,000
Kootenai County Idaho 2 $ 602,000 $ 301,000 $ 94,000
Kane County Illinois 2 $ 272,000 $ 136,000 $ 56,000
Will County Illinois 2 $ 361,000 $ 180,000 $ 49,000
Delaware County Indiana 2 $ 280,000 $ 140,000 $ 0
Hamilton County Indiana 2 $ 286,000 $ 143,000 $ 79,000
Knox County Maine 2 $ 557,000 $ 278,000 $ 81,000
Oxford County Maine 2 $ 364,000 $ 182,000 $ 75,000
Penobscot County Maine 2 $ 316,000 $ 158,000 $ 55,000
York County Maine 2 $ 620,000 $ 310,000 $ 99,000
Carroll County Maryland 2 $ 479,000 $ 239,000 $ 77,000
Charles County Maryland 2 $ 479,000 $ 239,000 $ 97,000
St. Mary's County Maryland 2 $ 356,000 $ 178,000 $ 59,000
Talbot County Maryland 2 $ 530,000 $ 265,000 $ 62,000
Washington County Maryland 2 $ 656,000 $ 328,000 $ 56,000
Wicomico County Maryland 2 $ 353,000 $ 176,000 $ 59,000
Berkshire County Massachusetts 2 $ 320,000 $ 160,000 $ 67,000
Hampshire County Massachusetts 2 $ 482,000 $ 241,000 $ 66,000
Livingston County Michigan 2 $ 357,000 $ 178,000 $ 58,000
Macomb County Michigan 2 $ 229,000 $ 114,000 $ 44,000
Washtenaw County Michigan 2 $ 268,000 $ 134,000 $ 76,000
Ramsey County Minnesota 2 $ 337,000 $ 168,000 $ 65,000
Todd County Minnesota 2 $ 275,000 $ 137,000 $ 56,000
Hunterdon County New Jersey 2 $ 905,000 $ 452,000 $ 104,000
Salem County New Jersey 2 $ 278,000 $ 139,000 $ 46,000
Sussex County New Jersey 2 $ 476,000 $ 238,000 $ 93,000
Warren County New Jersey 2 $ 310,000 $ 155,000 $ 81,000
Dona Ana County New Mexico 2 $ 527,000 $ 263,000 $ 0
Otero County New Mexico 2 $ 342,000 $ 171,000 $ 64,000
Valencia County New Mexico 2 $ 303,000 $ 151,000 $ 37,000
Allegany County New York 2 $ 242,000 $ 121,000 $ 45,000
Essex County New York 2 $ 317,000 $ 158,000 $ 59,000
Niagara County New York 2 $ 291,000 $ 145,000 $ 53,000
Rensselaer County New York 2 $ 322,000 $ 161,000 $ 53,000
Steuben County New York 2 $ 350,000 $ 175,000 $ 55,000
Tompkins County New York 2 $ 466,000 $ 233,000 $ 91,000
Warren County New York 2 $ 548,000 $ 274,000 $ 120,000
Wyoming County New York 2 $ 262,000 $ 131,000 $ 81,000
Alexander County North Carolina 2 $ 207,000 $ 103,000 $ 35,000
Cherokee County North Carolina 2 $ 336,000 $ 168,000 $ 46,000
Craven County North Carolina 2 $ 286,000 $ 143,000 $ 86,000
Forsyth County North Carolina 2 $ 240,000 $ 120,000 $ 64,000
Gaston County North Carolina 2 $ 316,000 $ 158,000 $ 23,000
Guilford County North Carolina 2 $ 247,000 $ 123,000 $ 45,000
Moore County North Carolina 2 $ 300,000 $ 150,000 $ 47,000
Pitt County North Carolina 2 $ 612,000 $ 306,000 $ 80,000
Wilson County North Carolina 2 $ 371,000 $ 185,000 $ 43,000
Ward County North Dakota 2 $ 331,000 $ 165,000 $ 57,000
Hamilton County Ohio 2 $ 467,000 $ 233,000 $ 41,000
Montgomery County Ohio 2 $ 225,000 $ 112,000 $ 59,000
Portage County Ohio 2 $ 288,000 $ 144,000 $ 28,000
Cleveland County Oklahoma 2 $ 277,000 $ 138,000 $ 0
Oklahoma County Oklahoma 2 $ 280,000 $ 140,000 $ 0
Dauphin County Pennsylvania 2 $ 381,000 $ 190,000 $ 86,000
Franklin County Pennsylvania 2 $ 606,000 $ 303,000 $ 56,000
Susquehanna County Pennsylvania 2 $ 222,000 $ 111,000 $ 20,000
York County Pennsylvania 2 $ 376,000 $ 188,000 $ 71,000
Kent County Rhode Island 2 $ 282,000 $ 141,000 $ 51,000
Aiken County South Carolina 2 $ 356,000 $ 178,000 $ 38,000
Anderson County South Carolina 2 $ 376,000 $ 188,000 $ 0
Charleston County South Carolina 2 $ 382,000 $ 191,000 $ 45,000
Darlington County South Carolina 2 $ 276,000 $ 138,000 $ 32,000
Dorchester County South Carolina 2 $ 395,000 $ 197,000 $ 0
Horry County South Carolina 2 $ 318,000 $ 159,000 $ 82,000
Richland County South Carolina 2 $ 288,000 $ 144,000 $ 0
Spartanburg County South Carolina 2 $ 262,000 $ 131,000 $ 50,000
Greene County Tennessee 2 $ 321,000 $ 160,000 $ 53,000
Knox County Tennessee 2 $ 228,000 $ 114,000 $ 31,000
Roane County Tennessee 2 $ 238,000 $ 119,000 $ 39,000
Collin County Texas 2 $ 402,000 $ 201,000 $ 0
Campbell County Wyoming 2 $ 691,000 $ 345,000 $ 135,000
DeKalb County Alabama 1 $ 92,000 $ 92,000 $ 22,000
Elmore County Alabama 1 $ 51,000 $ 51,000 $ 31,000
Jefferson County Alabama 1 $ 172,000 $ 172,000 $ 38,000
Marion County Alabama 1 $ 174,000 $ 174,000 $ 92,000
Randolph County Alabama 1 $ 203,000 $ 203,000 $ 50,000
Shelby County Alabama 1 $ 105,000 $ 105,000 $ 38,000
Tuscaloosa County Alabama 1 $ 189,000 $ 189,000 $ 45,000
Matanuska-Susitna County Alaska 1 $ 169,000 $ 169,000 $ 67,000
Columbia County Arkansas 1 $ 59,000 $ 59,000 $ 33,000
Drew County Arkansas 1 $ 217,000 $ 217,000 $ 91,000
Johnson County Arkansas 1 $ 94,000 $ 94,000 $ 66,000
Contra Costa County California 1 $ 468,000 $ 468,000 $ 250,000
Monterey County California 1 $ 188,000 $ 188,000 $ 75,000
Orange County California 1 $ 611,000 $ 611,000 $ 232,000
San Bernardino County California 1 $ 295,000 $ 295,000 $ 89,000
San Francisco County California 1 $ 417,000 $ 417,000 $ 144,000
San Joaquin County California 1 $ 131,000 $ 131,000 $ 25,000
Santa Cruz County California 1 $ 270,000 $ 270,000 $ 88,000
Tehama County California 1 $ 174,000 $ 174,000 $ 60,000
Yolo County California 1 $ 229,000 $ 229,000 $ 114,000
Adams County Colorado 1 $ 125,000 $ 125,000 $ 29,000
Arapahoe County Colorado 1 $ 340,000 $ 340,000 $ 220,000
Elbert County Colorado 1 $ 332,000 $ 332,000 $ 164,000
Garfield County Colorado 1 $ 245,000 $ 245,000 $ 45,000
Grand County Colorado 1 $ 290,000 $ 290,000 $ 188,000
Lake County Colorado 1 $ 208,000 $ 208,000 $ 46,000
Weld County Colorado 1 $ 214,000 $ 214,000 $ 51,000
Alachua County Florida 1 $ 204,000 $ 204,000 $ 69,000
Charlotte County Florida 1 $ 137,000 $ 137,000 $ 107,000
Escambia County Florida 1 $ 102,000 $ 102,000 $ 0
Flagler County Florida 1 $ 204,000 $ 204,000 $ 62,000
Gilchrist County Florida 1 $ 255,000 $ 255,000 $ 0
Lake County Florida 1 $ 108,000 $ 108,000 $ 40,000
Leon County Florida 1 $ 176,000 $ 176,000 $ 41,000
Levy County Florida 1 $ 160,000 $ 160,000 $ 131,000
Manatee County Florida 1 $ 394,000 $ 394,000 $ 93,000
Martin County Florida 1 $ 81,000 $ 81,000 $ 59,000
Pinellas County Florida 1 $ 95,000 $ 95,000 $ 48,000
Polk County Florida 1 $ 181,000 $ 181,000 $ 79,000
Sarasota County Florida 1 $ 119,000 $ 119,000 $ 42,000
St. Johns County Florida 1 $ 117,000 $ 117,000 $ 60,000
St. Lucie County Florida 1 $ 212,000 $ 212,000 $ 50,000
Wakulla County Florida 1 $ 144,000 $ 144,000 $ 65,000
Washington County Florida 1 $ 166,000 $ 166,000 $ 43,000
Bryan County Georgia 1 $ 124,000 $ 124,000 $ 141,000
Bulloch County Georgia 1 $ 213,000 $ 213,000 $ 75,000
Burke County Georgia 1 $ 86,000 $ 86,000 $ 59,000
Carroll County Georgia 1 $ 224,000 $ 224,000 $ 154,000
Catoosa County Georgia 1 $ 193,000 $ 193,000 $ 97,000
Charlton County Georgia 1 $ 145,000 $ 145,000 $ 110,000
Clayton County Georgia 1 $ 83,000 $ 83,000 $ 69,000
Cook County Georgia 1 $ 218,000 $ 218,000 $ 83,000
Coweta County Georgia 1 $ 266,000 $ 266,000 $ 103,000
Douglas County Georgia 1 $ 207,000 $ 207,000 $ 39,000
Grady County Georgia 1 $ 93,000 $ 93,000 $ 64,000
Jasper County Georgia 1 $ 116,000 $ 116,000 $ 27,000
Long County Georgia 1 $ 151,000 $ 151,000 $ 73,000
Monroe County Georgia 1 $ 158,000 $ 158,000 $ 78,000
Muscogee County Georgia 1 $ 106,000 $ 106,000 $ 41,000
Talbot County Georgia 1 $ 220,000 $ 220,000 $ 0
Tattnall County Georgia 1 $ 102,000 $ 102,000 $ 51,000
Troup County Georgia 1 $ 130,000 $ 130,000 $ 62,000
Honolulu County Hawaii 1 $ 234,000 $ 234,000 $ 52,000
Ada County Idaho 1 $ 188,000 $ 188,000 $ 42,000
Bannock County Idaho 1 $ 126,000 $ 126,000 $ 48,000
Bear Lake County Idaho 1 $ 93,000 $ 93,000 $ 75,000
Benewah County Idaho 1 $ 164,000 $ 164,000 $ 46,000
Boise County Idaho 1 $ 161,000 $ 161,000 $ 44,000
Elmore County Idaho 1 $ 169,000 $ 169,000 $ 57,000
Gooding County Idaho 1 $ 177,000 $ 177,000 $ 47,000
Twin Falls County Idaho 1 $ 276,000 $ 276,000 $ 74,000
DeKalb County Illinois 1 $ 137,000 $ 137,000 $ 50,000
Henry County Illinois 1 $ 88,000 $ 88,000 $ 45,000
LaSalle County Illinois 1 $ 121,000 $ 121,000 $ 122,000
McHenry County Illinois 1 $ 298,000 $ 298,000 $ 81,000
St. Clair County Illinois 1 $ 251,000 $ 251,000 $ 148,000
Allen County Indiana 1 $ 153,000 $ 153,000 $ 61,000
Blackford County Indiana 1 $ 249,000 $ 249,000 $ 67,000
Fountain County Indiana 1 $ 141,000 $ 141,000 $ 35,000
Hendricks County Indiana 1 $ 88,000 $ 88,000 $ 43,000
Henry County Indiana 1 $ 122,000 $ 122,000 $ 0
Huntington County Indiana 1 $ 129,000 $ 129,000 $ 72,000
Jasper County Indiana 1 $ 119,000 $ 119,000 $ 0
Jefferson County Indiana 1 $ 92,000 $ 92,000 $ 39,000
Kosciusko County Indiana 1 $ 130,000 $ 130,000 $ 24,000
LaPorte County Indiana 1 $ 148,000 $ 148,000 $ 90,000
Madison County Indiana 1 $ 118,000 $ 118,000 $ 44,000
Monroe County Indiana 1 $ 227,000 $ 227,000 $ 140,000
Montgomery County Indiana 1 $ 113,000 $ 113,000 $ 0
Noble County Indiana 1 $ 189,000 $ 189,000 $ 35,000
Parke County Indiana 1 $ 380,000 $ 380,000 $ 67,000
St. Joseph County Indiana 1 $ 122,000 $ 122,000 $ 0
Steuben County Indiana 1 $ 246,000 $ 246,000 $ 97,000
Sullivan County Indiana 1 $ 131,000 $ 131,000 $ 50,000
Tippecanoe County Indiana 1 $ 203,000 $ 203,000 $ 0
Vermillion County Indiana 1 $ 176,000 $ 176,000 $ 0
Wabash County Indiana 1 $ 141,000 $ 141,000 $ 46,000
Whitley County Indiana 1 $ 212,000 $ 212,000 $ 104,000
Harrison County Iowa 1 $ 161,000 $ 161,000 $ 48,000
Wapello County Iowa 1 $ 112,000 $ 112,000 $ 26,000
Saline County Kansas 1 $ 286,000 $ 286,000 $ 72,000
Sedgwick County Kansas 1 $ 140,000 $ 140,000 $ 72,000
Hancock County Maine 1 $ 214,000 $ 214,000 $ 48,000
Kennebec County Maine 1 $ 130,000 $ 130,000 $ 92,000
Piscataquis County Maine 1 $ 78,000 $ 78,000 $ 56,000
Sagadahoc County Maine 1 $ 272,000 $ 272,000 $ 92,000
Washington County Maine 1 $ 98,000 $ 98,000 $ 73,000
Caroline County Maryland 1 $ 412,000 $ 412,000 $ 86,000
Cecil County Maryland 1 $ 208,000 $ 208,000 $ 181,000
Garrett County Maryland 1 $ 234,000 $ 234,000 $ 56,000
Kent County Maryland 1 $ 256,000 $ 256,000 $ 83,000
Queen Anne's County Maryland 1 $ 389,000 $ 389,000 $ 95,000
Dukes County Massachusetts 1 $ 405,000 $ 405,000 $ 86,000
Benzie County Michigan 1 $ 140,000 $ 140,000 $ 40,000
Ingham County Michigan 1 $ 83,000 $ 83,000 $ 89,000
Lapeer County Michigan 1 $ 282,000 $ 282,000 $ 101,000
Manistee County Michigan 1 $ 120,000 $ 120,000 $ 26,000
Saginaw County Michigan 1 $ 85,000 $ 85,000 $ 36,000
St. Clair County Michigan 1 $ 74,000 $ 74,000 $ 51,000
Dakota County Minnesota 1 $ 327,000 $ 327,000 $ 124,000
Kandiyohi County Minnesota 1 $ 81,000 $ 81,000 $ 31,000
Marshall County Minnesota 1 $ 195,000 $ 195,000 $ 46,000
Murray County Minnesota 1 $ 108,000 $ 108,000 $ 41,000
Olmsted County Minnesota 1 $ 221,000 $ 221,000 $ 82,000
Sherburne County Minnesota 1 $ 122,000 $ 122,000 $ 61,000
Bates County Missouri 1 $ 103,000 $ 103,000 $ 33,000
Boone County Missouri 1 $ 81,000 $ 81,000 $ 28,000
Cape Girardeau County Missouri 1 $ 140,000 $ 140,000 $ 47,000
Christian County Missouri 1 $ 172,000 $ 172,000 $ 60,000
Laclede County Missouri 1 $ 184,000 $ 184,000 $ 47,000
St. Charles County Missouri 1 $ 163,000 $ 163,000 $ 89,000
St. Louis County Missouri 1 $ 232,000 $ 232,000 $ 491,000
St. Louis City County Missouri 1 $ 85,000 $ 85,000 $ 27,000
Fergus County Montana 1 $ 128,000 $ 128,000 $ 71,000
Missoula County Montana 1 $ 155,000 $ 155,000 $ 47,000
Grafton County New Hampshire 1 $ 130,000 $ 130,000 $ 92,000
Hillsborough County New Hampshire 1 $ 164,000 $ 164,000 $ 54,000
Strafford County New Hampshire 1 $ 186,000 $ 186,000 $ 39,000
Chaves County New Mexico 1 $ 320,000 $ 320,000 $ 76,000
Eddy County New Mexico 1 $ 130,000 $ 130,000 $ 46,000
San Juan County New Mexico 1 $ 229,000 $ 229,000 $ 241,000
Cayuga County New York 1 $ 155,000 $ 155,000 $ 53,000
Columbia County New York 1 $ 252,000 $ 252,000 $ 69,000
Franklin County New York 1 $ 123,000 $ 123,000 $ 72,000
Greene County New York 1 $ 198,000 $ 198,000 $ 57,000
Hamilton County New York 1 $ 106,000 $ 106,000 $ 135,000
Herkimer County New York 1 $ 166,000 $ 166,000 $ 97,000
Madison County New York 1 $ 171,000 $ 171,000 $ 46,000
Montgomery County New York 1 $ 141,000 $ 141,000 $ 144,000
Oneida County New York 1 $ 146,000 $ 146,000 $ 47,000
Ontario County New York 1 $ 218,000 $ 218,000 $ 80,000
Orleans County New York 1 $ 100,000 $ 100,000 $ 172,000
Schoharie County New York 1 $ 201,000 $ 201,000 $ 79,000
Schuyler County New York 1 $ 94,000 $ 94,000 $ 56,000
Sullivan County New York 1 $ 442,000 $ 442,000 $ 75,000
Washington County New York 1 $ 138,000 $ 138,000 $ 75,000
Ashe County North Carolina 1 $ 272,000 $ 272,000 $ 60,000
Camden County North Carolina 1 $ 134,000 $ 134,000 $ 26,000
Carteret County North Carolina 1 $ 122,000 $ 122,000 $ 119,000
Caswell County North Carolina 1 $ 102,000 $ 102,000 $ 38,000
Catawba County North Carolina 1 $ 153,000 $ 153,000 $ 126,000
Chatham County North Carolina 1 $ 123,000 $ 123,000 $ 27,000
Chowan County North Carolina 1 $ 168,000 $ 168,000 $ 29,000
Cumberland County North Carolina 1 $ 168,000 $ 168,000 $ 35,000
Edgecombe County North Carolina 1 $ 132,000 $ 132,000 $ 57,000
Franklin County North Carolina 1 $ 135,000 $ 135,000 $ 38,000
Granville County North Carolina 1 $ 64,000 $ 64,000 $ 55,000
Harnett County North Carolina 1 $ 179,000 $ 179,000 $ 51,000
Haywood County North Carolina 1 $ 151,000 $ 151,000 $ 27,000
Hoke County North Carolina 1 $ 175,000 $ 175,000 $ 74,000
Lee County North Carolina 1 $ 130,000 $ 130,000 $ 35,000
McDowell County North Carolina 1 $ 260,000 $ 260,000 $ 80,000
Person County North Carolina 1 $ 154,000 $ 154,000 $ 86,000
Rockingham County North Carolina 1 $ 168,000 $ 168,000 $ 50,000
Rowan County North Carolina 1 $ 137,000 $ 137,000 $ 37,000
Sampson County North Carolina 1 $ 203,000 $ 203,000 $ 106,000
Surry County North Carolina 1 $ 107,000 $ 107,000 $ 42,000
Vance County North Carolina 1 $ 127,000 $ 127,000 $ 38,000
Watauga County North Carolina 1 $ 132,000 $ 132,000 $ 26,000
Wayne County North Carolina 1 $ 130,000 $ 130,000 $ 53,000
Auglaize County Ohio 1 $ 135,000 $ 135,000 $ 0
Clark County Ohio 1 $ 124,000 $ 124,000 $ 0
Columbiana County Ohio 1 $ 199,000 $ 199,000 $ 86,000
Erie County Ohio 1 $ 159,000 $ 159,000 $ 51,000
Gallia County Ohio 1 $ 133,000 $ 133,000 $ 68,000
Geauga County Ohio 1 $ 326,000 $ 326,000 $ 71,000
Jefferson County Ohio 1 $ 108,000 $ 108,000 $ 68,000
Knox County Ohio 1 $ 123,000 $ 123,000 $ 0
Licking County Ohio 1 $ 250,000 $ 250,000 $ 49,000
Lorain County Ohio 1 $ 108,000 $ 108,000 $ 43,000
Lucas County Ohio 1 $ 103,000 $ 103,000 $ 49,000
Muskingum County Ohio 1 $ 158,000 $ 158,000 $ 54,000
Pickaway County Ohio 1 $ 227,000 $ 227,000 $ 72,000
Shelby County Ohio 1 $ 140,000 $ 140,000 $ 0
Trumbull County Ohio 1 $ 99,000 $ 99,000 $ 39,000
Union County Ohio 1 $ 141,000 $ 141,000 $ 42,000
Washington County Ohio 1 $ 117,000 $ 117,000 $ 62,000
Canadian County Oklahoma 1 $ 134,000 $ 134,000 $ 0
Custer County Oklahoma 1 $ 129,000 $ 129,000 $ 46,000
Garfield County Oklahoma 1 $ 105,000 $ 105,000 $ 57,000
Grady County Oklahoma 1 $ 128,000 $ 128,000 $ 59,000
Rogers County Oklahoma 1 $ 229,000 $ 229,000 $ 108,000
Washington County Oklahoma 1 $ 116,000 $ 116,000 $ 0
Clackamas County Oregon 1 $ 382,000 $ 382,000 $ 142,000
Douglas County Oregon 1 $ 216,000 $ 216,000 $ 73,000
Lincoln County Oregon 1 $ 204,000 $ 204,000 $ 46,000
Tillamook County Oregon 1 $ 233,000 $ 233,000 $ 40,000
Umatilla County Oregon 1 $ 78,000 $ 78,000 $ 27,000
Adams County Pennsylvania 1 $ 363,000 $ 363,000 $ 143,000
Bedford County Pennsylvania 1 $ 214,000 $ 214,000 $ 68,000
Bradford County Pennsylvania 1 $ 150,000 $ 150,000 $ 45,000
Cambria County Pennsylvania 1 $ 219,000 $ 219,000 $ 68,000
Carbon County Pennsylvania 1 $ 151,000 $ 151,000 $ 50,000
Clearfield County Pennsylvania 1 $ 222,000 $ 222,000 $ 77,000
Greene County Pennsylvania 1 $ 183,000 $ 183,000 $ 64,000
Indiana County Pennsylvania 1 $ 69,000 $ 69,000 $ 28,000
Lawrence County Pennsylvania 1 $ 88,000 $ 88,000 $ 367,000
Mercer County Pennsylvania 1 $ 360,000 $ 360,000 $ 104,000
Mifflin County Pennsylvania 1 $ 89,000 $ 89,000 $ 35,000
Northumberland County Pennsylvania 1 $ 212,000 $ 212,000 $ 73,000
Somerset County Pennsylvania 1 $ 127,000 $ 127,000 $ 37,000
Union County Pennsylvania 1 $ 178,000 $ 178,000 $ 71,000
Wayne County Pennsylvania 1 $ 125,000 $ 125,000 $ 86,000
Bristol County Rhode Island 1 $ 259,000 $ 259,000 $ 74,000
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Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,366 $604,188,000 $255,000 $999,000 $81,000 $1,067,000
Home Purchase 800 $193,871,000 $242,000 $733,000 $83,000 $811,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,848 $453,879,000 $245,000 $750,000 $83,000 $1,067,000
Black or African American 472 $128,061,000 $271,000 $999,000 $76,000 $270,000
Not Provided 445 $115,720,000 $260,000 $739,000 $85,000 $335,000
Hispanic 314 $76,976,000 $245,000 $649,000 $73,000 $233,000
Asian 56 $15,165,000 $270,000 $719,000 $95,000 $481,000
American Indian or Alaskan Native 17 $5,220,000 $307,000 $535,000 $85,000 $115,000
Native Hawaiian or Other Pacific Islander 14 $3,038,000 $217,000 $478,000 $76,000 $221,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,328 $595,521,000 $255,000 $999,000 $78,000 $656,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 838 $202,538,000 $241,000 $750,000 $92,000 $1,067,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,055 $501,906,000 $244,000 $999,000 $80,000 $1,067,000
Application Approved But Not Accepted 587 $154,566,000 $263,000 $704,000 $87,000 $382,000
Application Denied By Financial Institution 416 $114,268,000 $274,000 $712,000 $83,000 $491,000
Application Withdrawn By Applicant 72 $17,017,000 $236,000 $750,000 $70,000 $811,000
File Closed For Incompleteness 36 $10,302,000 $286,000 $653,000 $90,000 $217,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 133 $37,641,000 $283,000 $649,000 $79,000 $221,000
Credit History 53 $11,815,000 $222,000 $435,000 $70,000 $178,000
Collateral 51 $13,196,000 $258,000 $595,000 $91,000 $491,000
Unverifiable Information 28 $7,683,000 $274,000 $594,000 $95,000 $191,000
Other 26 $8,053,000 $309,000 $712,000 $105,000 $308,000
Employment History 11 $3,189,000 $289,000 $565,000 $99,000 $216,000
Mortgage Insurance Denied 6 $1,425,000 $237,000 $332,000 $75,000 $129,000
Insufficient Cash (Downpayment, Closing Cost) 2 $760,000 $380,000 $417,000 $110,000 $118,000
Credit Application Incomplete 2 $569,000 $284,000 $353,000 $198,000 $292,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Franklin First Financial, Ltd's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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