Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Franklin First Financial, Ltd 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,014 |
| Total Mortgage Loan Application Amount | $976,165,000 |
| Average Mortgage Loan Application Amount | $335,666 |
| Highest Mortgage Loan Application Amount | $1,988,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $1,854,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 436 | $ 159,087,000 | $ 364,000 | $ 120,000 |
| Queens County New York | 378 | $ 141,568,000 | $ 374,000 | $ 84,000 |
| Kings County New York | 323 | $ 146,855,000 | $ 454,000 | $ 110,000 |
| Suffolk County New York | 281 | $ 84,669,000 | $ 301,000 | $ 108,000 |
| Hudson County New Jersey | 148 | $ 42,786,000 | $ 289,000 | $ 73,000 |
| Bergen County New Jersey | 105 | $ 30,036,000 | $ 286,000 | $ 80,000 |
| Los Angeles County California | 98 | $ 36,086,000 | $ 368,000 | $ 71,000 |
| Bronx County New York | 91 | $ 34,123,000 | $ 374,000 | $ 78,000 |
| Passaic County New Jersey | 51 | $ 13,191,000 | $ 258,000 | $ 63,000 |
| Richmond County New York | 47 | $ 16,036,000 | $ 341,000 | $ 82,000 |
| Essex County New Jersey | 39 | $ 10,280,000 | $ 263,000 | $ 76,000 |
| Middlesex County New Jersey | 35 | $ 10,366,000 | $ 296,000 | $ 77,000 |
| Westchester County New York | 34 | $ 11,711,000 | $ 344,000 | $ 95,000 |
| Morris County New Jersey | 25 | $ 7,670,000 | $ 306,000 | $ 100,000 |
| Monroe County Pennsylvania | 25 | $ 3,727,000 | $ 149,000 | $ 58,000 |
| Union County New Jersey | 24 | $ 5,173,000 | $ 215,000 | $ 62,000 |
| Baltimore County Maryland | 22 | $ 4,916,000 | $ 223,000 | $ 62,000 |
| Miami-Dade County Florida | 17 | $ 6,492,000 | $ 381,000 | $ 168,000 |
| New York County New York | 16 | $ 11,139,000 | $ 696,000 | $ 268,000 |
| Monmouth County New Jersey | 15 | $ 4,939,000 | $ 329,000 | $ 153,000 |
| Riverside County California | 14 | $ 4,963,000 | $ 354,000 | $ 84,000 |
| Sussex County New Jersey | 14 | $ 2,879,000 | $ 205,000 | $ 96,000 |
| Philadelphia County Pennsylvania | 14 | $ 3,459,000 | $ 247,000 | $ 102,000 |
| Fairfield County Connecticut | 13 | $ 6,264,000 | $ 481,000 | $ 154,000 |
| Palm Beach County Florida | 13 | $ 3,260,000 | $ 250,000 | $ 170,000 |
| Prince George's County Maryland | 13 | $ 3,644,000 | $ 280,000 | $ 85,000 |
| Broward County Florida | 12 | $ 2,746,000 | $ 228,000 | $ 76,000 |
| San Bernardino County California | 11 | $ 2,709,000 | $ 246,000 | $ 58,000 |
| Orange County New York | 11 | $ 2,205,000 | $ 200,000 | $ 76,000 |
| San Diego County California | 10 | $ 3,571,000 | $ 357,000 | $ 41,000 |
| Orange County Florida | 10 | $ 2,191,000 | $ 219,000 | $ 56,000 |
| Camden County New Jersey | 10 | $ 1,851,000 | $ 185,000 | $ 33,000 |
| Dutchess County New York | 10 | $ 2,799,000 | $ 279,000 | $ 110,000 |
| Bucks County Pennsylvania | 10 | $ 2,560,000 | $ 256,000 | $ 88,000 |
| Hillsborough County Florida | 9 | $ 1,886,000 | $ 209,000 | $ 100,000 |
| Middlesex County Massachusetts | 9 | $ 3,119,000 | $ 346,000 | $ 114,000 |
| Ocean County New Jersey | 9 | $ 3,300,000 | $ 366,000 | $ 211,000 |
| Warren County New Jersey | 9 | $ 1,708,000 | $ 189,000 | $ 66,000 |
| Burlington County New Jersey | 8 | $ 1,399,000 | $ 174,000 | $ 77,000 |
| Wake County North Carolina | 8 | $ 1,331,000 | $ 166,000 | $ 59,000 |
| Jefferson County Colorado | 7 | $ 1,687,000 | $ 241,000 | $ 72,000 |
| Bristol County Massachusetts | 7 | $ 1,761,000 | $ 251,000 | $ 31,000 |
| Suffolk County Massachusetts | 7 | $ 2,032,000 | $ 290,000 | $ 91,000 |
| Somerset County New Jersey | 7 | $ 1,768,000 | $ 252,000 | $ 56,000 |
| Putnam County New York | 7 | $ 2,302,000 | $ 328,000 | $ 116,000 |
| Providence County Rhode Island | 7 | $ 1,283,000 | $ 183,000 | $ 49,000 |
| Orange County California | 6 | $ 3,199,000 | $ 533,000 | $ 261,000 |
| Sacramento County California | 6 | $ 1,533,000 | $ 255,000 | $ 56,000 |
| Collier County Florida | 6 | $ 1,516,000 | $ 252,000 | $ 121,000 |
| Norfolk County Massachusetts | 6 | $ 1,983,000 | $ 330,000 | $ 72,000 |
| Gloucester County New Jersey | 6 | $ 1,463,000 | $ 243,000 | $ 129,000 |
| Rockland County New York | 6 | $ 1,949,000 | $ 324,000 | $ 106,000 |
| Onslow County North Carolina | 6 | $ 879,000 | $ 146,000 | $ 4,000 |
| Delaware County Pennsylvania | 6 | $ 1,750,000 | $ 291,000 | $ 114,000 |
| Lackawanna County Pennsylvania | 6 | $ 997,000 | $ 166,000 | $ 71,000 |
| York County Pennsylvania | 6 | $ 1,162,000 | $ 193,000 | $ 40,000 |
| San Joaquin County California | 5 | $ 1,383,000 | $ 276,000 | $ 99,000 |
| Solano County California | 5 | $ 1,276,000 | $ 255,000 | $ 85,000 |
| Hartford County Connecticut | 5 | $ 850,000 | $ 170,000 | $ 88,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,194,000 | $ 238,000 | $ 102,000 |
| Duval County Florida | 5 | $ 1,212,000 | $ 242,000 | $ 31,000 |
| Lee County Florida | 5 | $ 836,000 | $ 167,000 | $ 41,000 |
| Barnstable County Massachusetts | 5 | $ 1,537,000 | $ 307,000 | $ 155,000 |
| Wayne County Michigan | 5 | $ 976,000 | $ 195,000 | $ 69,000 |
| Montgomery County Pennsylvania | 5 | $ 1,209,000 | $ 241,000 | $ 47,000 |
| Northampton County Pennsylvania | 5 | $ 1,169,000 | $ 233,000 | $ 57,000 |
| Kent County Rhode Island | 5 | $ 1,009,000 | $ 201,000 | $ 124,000 |
| Bexar County Texas | 5 | $ 863,000 | $ 172,000 | $ 0 |
| Fresno County California | 4 | $ 1,374,000 | $ 343,000 | $ 111,000 |
| New Castle County Delaware | 4 | $ 1,197,000 | $ 299,000 | $ 72,000 |
| St. Johns County Florida | 4 | $ 972,000 | $ 243,000 | $ 122,000 |
| Cook County Illinois | 4 | $ 787,000 | $ 196,000 | $ 18,000 |
| Charles County Maryland | 4 | $ 1,721,000 | $ 430,000 | $ 34,000 |
| Essex County Massachusetts | 4 | $ 1,230,000 | $ 307,000 | $ 99,000 |
| Plymouth County Massachusetts | 4 | $ 1,077,000 | $ 269,000 | $ 55,000 |
| Cape May County New Jersey | 4 | $ 1,176,000 | $ 294,000 | $ 96,000 |
| Onondaga County New York | 4 | $ 732,000 | $ 183,000 | $ 37,000 |
| Oklahoma County Oklahoma | 4 | $ 725,000 | $ 181,000 | $ 38,000 |
| Berks County Pennsylvania | 4 | $ 525,000 | $ 131,000 | $ 44,000 |
| Washington County Rhode Island | 4 | $ 1,407,000 | $ 351,000 | $ 123,000 |
| Davidson County Tennessee | 4 | $ 1,072,000 | $ 268,000 | $ 108,000 |
| Harris County Texas | 4 | $ 811,000 | $ 202,000 | $ 6,000 |
| Tarrant County Texas | 4 | $ 845,000 | $ 211,000 | $ 0 |
| Pierce County Washington | 4 | $ 1,037,000 | $ 259,000 | $ 56,000 |
| Kern County California | 3 | $ 553,000 | $ 184,000 | $ 0 |
| Santa Clara County California | 3 | $ 1,473,000 | $ 491,000 | $ 63,000 |
| Pasco County Florida | 3 | $ 611,000 | $ 203,000 | $ 80,000 |
| Pinellas County Florida | 3 | $ 452,000 | $ 150,000 | $ 46,000 |
| Volusia County Florida | 3 | $ 512,000 | $ 170,000 | $ 53,000 |
| Douglas County Georgia | 3 | $ 642,000 | $ 214,000 | $ 24,000 |
| Fulton County Georgia | 3 | $ 1,137,000 | $ 379,000 | $ 36,000 |
| Henry County Georgia | 3 | $ 367,000 | $ 122,000 | $ 19,000 |
| Anne Arundel County Maryland | 3 | $ 1,346,000 | $ 448,000 | $ 80,000 |
| Baltimore City County Maryland | 3 | $ 492,000 | $ 164,000 | $ 28,000 |
| Harford County Maryland | 3 | $ 718,000 | $ 239,000 | $ 52,000 |
| Howard County Maryland | 3 | $ 1,165,000 | $ 388,000 | $ 70,000 |
| Montgomery County Maryland | 3 | $ 835,000 | $ 278,000 | $ 111,000 |
| St. Mary's County Maryland | 3 | $ 1,039,000 | $ 346,000 | $ 107,000 |
| Worcester County Massachusetts | 3 | $ 678,000 | $ 226,000 | $ 105,000 |
| Macomb County Michigan | 3 | $ 610,000 | $ 203,000 | $ 27,000 |
| Albany County New York | 3 | $ 578,000 | $ 192,000 | $ 26,000 |
| Ulster County New York | 3 | $ 752,000 | $ 250,000 | $ 81,000 |
| Buncombe County North Carolina | 3 | $ 712,000 | $ 237,000 | $ 80,000 |
| Cumberland County North Carolina | 3 | $ 443,000 | $ 147,000 | $ 56,000 |
| Hoke County North Carolina | 3 | $ 456,000 | $ 152,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 504,000 | $ 168,000 | $ 43,000 |
| Cuyahoga County Ohio | 3 | $ 456,000 | $ 152,000 | $ 36,000 |
| Summit County Ohio | 3 | $ 429,000 | $ 143,000 | $ 33,000 |
| Allegheny County Pennsylvania | 3 | $ 407,000 | $ 135,000 | $ 43,000 |
| Lehigh County Pennsylvania | 3 | $ 865,000 | $ 288,000 | $ 110,000 |
| Bell County Texas | 3 | $ 624,000 | $ 208,000 | $ 32,000 |
| King County Washington | 3 | $ 938,000 | $ 312,000 | $ 49,000 |
| Pulaski County Arkansas | 2 | $ 378,000 | $ 189,000 | $ 0 |
| Contra Costa County California | 2 | $ 1,033,000 | $ 516,000 | $ 146,000 |
| Merced County California | 2 | $ 617,000 | $ 308,000 | $ 37,000 |
| Santa Barbara County California | 2 | $ 1,101,000 | $ 550,000 | $ 56,000 |
| Stanislaus County California | 2 | $ 735,000 | $ 367,000 | $ 55,000 |
| Tuolumne County California | 2 | $ 385,000 | $ 192,000 | $ 54,000 |
| Ventura County California | 2 | $ 1,083,000 | $ 541,000 | $ 159,000 |
| Arapahoe County Colorado | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Boulder County Colorado | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Mesa County Colorado | 2 | $ 398,000 | $ 199,000 | $ 25,000 |
| Litchfield County Connecticut | 2 | $ 493,000 | $ 246,000 | $ 46,000 |
| Middlesex County Connecticut | 2 | $ 540,000 | $ 270,000 | $ 74,000 |
| New Haven County Connecticut | 2 | $ 263,000 | $ 131,000 | $ 37,000 |
| Sussex County Delaware | 2 | $ 315,000 | $ 157,000 | $ 45,000 |
| Lake County Florida | 2 | $ 527,000 | $ 263,000 | $ 67,000 |
| Martin County Florida | 2 | $ 758,000 | $ 379,000 | $ 144,000 |
| Osceola County Florida | 2 | $ 332,000 | $ 166,000 | $ 48,000 |
| Polk County Florida | 2 | $ 345,000 | $ 172,000 | $ 50,000 |
| Cobb County Georgia | 2 | $ 401,000 | $ 200,000 | $ 93,000 |
| Coweta County Georgia | 2 | $ 398,000 | $ 199,000 | $ 15,000 |
| DeKalb County Georgia | 2 | $ 516,000 | $ 258,000 | $ 83,000 |
| Gwinnett County Georgia | 2 | $ 372,000 | $ 186,000 | $ 30,000 |
| Muscogee County Georgia | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Jerome County Idaho | 2 | $ 296,000 | $ 148,000 | $ 33,000 |
| Lake County Indiana | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Jefferson County Kansas | 2 | $ 186,000 | $ 93,000 | $ 43,000 |
| Hampden County Massachusetts | 2 | $ 880,000 | $ 440,000 | $ 216,000 |
| Oakland County Michigan | 2 | $ 303,000 | $ 151,000 | $ 18,000 |
| Dakota County Minnesota | 2 | $ 325,000 | $ 162,000 | $ 41,000 |
| Stearns County Minnesota | 2 | $ 365,000 | $ 182,000 | $ 63,000 |
| Hunterdon County New Jersey | 2 | $ 1,031,000 | $ 515,000 | $ 131,000 |
| Mercer County New Jersey | 2 | $ 554,000 | $ 277,000 | $ 31,000 |
| Columbia County New York | 2 | $ 492,000 | $ 246,000 | $ 141,000 |
| Monroe County New York | 2 | $ 475,000 | $ 237,000 | $ 112,000 |
| Sullivan County New York | 2 | $ 286,000 | $ 143,000 | $ 99,000 |
| Cabarrus County North Carolina | 2 | $ 419,000 | $ 209,000 | $ 39,000 |
| Pitt County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| Grand Forks County North Dakota | 2 | $ 272,000 | $ 136,000 | $ 69,000 |
| Butler County Ohio | 2 | $ 333,000 | $ 166,000 | $ 42,000 |
| Knox County Ohio | 2 | $ 511,000 | $ 255,000 | $ 0 |
| Portage County Ohio | 2 | $ 604,000 | $ 302,000 | $ 74,000 |
| Ross County Ohio | 2 | $ 241,000 | $ 120,000 | $ 0 |
| Comanche County Oklahoma | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 968,000 | $ 484,000 | $ 167,000 |
| Lebanon County Pennsylvania | 2 | $ 439,000 | $ 219,000 | $ 57,000 |
| Luzerne County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Lycoming County Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 251,000 |
| Lexington County South Carolina | 2 | $ 201,000 | $ 100,000 | $ 10,000 |
| York County South Carolina | 2 | $ 423,000 | $ 211,000 | $ 0 |
| Montgomery County Tennessee | 2 | $ 497,000 | $ 248,000 | $ 118,000 |
| Travis County Texas | 2 | $ 403,000 | $ 201,000 | $ 56,000 |
| Island County Washington | 2 | $ 732,000 | $ 366,000 | $ 93,000 |
| Snohomish County Washington | 2 | $ 567,000 | $ 283,000 | $ 83,000 |
| Crawford County Arkansas | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 173,000 | $ 173,000 | $ 165,000 |
| Saline County Arkansas | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 34,000 |
| Alameda County California | 1 | $ 630,000 | $ 630,000 | $ 72,000 |
| Calaveras County California | 1 | $ 327,000 | $ 327,000 | $ 0 |
| El Dorado County California | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Imperial County California | 1 | $ 302,000 | $ 302,000 | $ 156,000 |
| Kings County California | 1 | $ 247,000 | $ 247,000 | $ 0 |
| San Francisco County California | 1 | $ 310,000 | $ 310,000 | $ 57,000 |
| Santa Cruz County California | 1 | $ 475,000 | $ 475,000 | $ 53,000 |
| Shasta County California | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Sonoma County California | 1 | $ 426,000 | $ 426,000 | $ 149,000 |
| Tulare County California | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| Yolo County California | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Denver County Colorado | 1 | $ 417,000 | $ 417,000 | $ 235,000 |
| El Paso County Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Yuma County Colorado | 1 | $ 176,000 | $ 176,000 | $ 59,000 |
| Tolland County Connecticut | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Kent County Delaware | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Bay County Florida | 1 | $ 293,000 | $ 293,000 | $ 104,000 |
| Charlotte County Florida | 1 | $ 166,000 | $ 166,000 | $ 69,000 |
| Clay County Florida | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Flagler County Florida | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Hernando County Florida | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Leon County Florida | 1 | $ 129,000 | $ 129,000 | $ 53,000 |
| Santa Rosa County Florida | 1 | $ 244,000 | $ 244,000 | $ 115,000 |
| Sarasota County Florida | 1 | $ 97,000 | $ 97,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Bibb County Georgia | 1 | $ 169,000 | $ 169,000 | $ 92,000 |
| Camden County Georgia | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Carroll County Georgia | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Chatham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 260,000 | $ 260,000 | $ 75,000 |
| Clarke County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Clayton County Georgia | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Dougherty County Georgia | 1 | $ 149,000 | $ 149,000 | $ 165,000 |
| Glynn County Georgia | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Lee County Georgia | 1 | $ 156,000 | $ 156,000 | $ 118,000 |
| Liberty County Georgia | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 261,000 | $ 261,000 | $ 222,000 |
| Will County Illinois | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Clark County Indiana | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Elkhart County Indiana | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Hancock County Indiana | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Harrison County Indiana | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Johnson County Indiana | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Marion County Indiana | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Porter County Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Polk County Iowa | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Cumberland County Maine | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Franklin County Maine | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Caroline County Maryland | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Carroll County Maryland | 1 | $ 227,000 | $ 227,000 | $ 63,000 |
| Dorchester County Maryland | 1 | $ 79,000 | $ 79,000 | $ 64,000 |
| Frederick County Maryland | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Talbot County Maryland | 1 | $ 292,000 | $ 292,000 | $ 90,000 |
| Berkshire County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Allegan County Michigan | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Kent County Michigan | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Rice County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Scott County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 44,000 |
| Washington County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Winona County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Rockingham County New Hampshire | 1 | $ 668,000 | $ 668,000 | $ 186,000 |
| Atlantic County New Jersey | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 186,000 | $ 186,000 | $ 37,000 |
| Dona Ana County New Mexico | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Clinton County New York | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Cortland County New York | 1 | $ 214,000 | $ 214,000 | $ 75,000 |
| Erie County New York | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Franklin County New York | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| Jefferson County New York | 1 | $ 74,000 | $ 74,000 | $ 68,000 |
| Montgomery County New York | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Oneida County New York | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Oswego County New York | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Rensselaer County New York | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Saratoga County New York | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Tompkins County New York | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| Brunswick County North Carolina | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Guilford County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 45,000 |
| Iredell County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Lee County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| New Hanover County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Orange County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Clermont County Ohio | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Delaware County Ohio | 1 | $ 207,000 | $ 207,000 | $ 63,000 |
| Hamilton County Ohio | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Lake County Ohio | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Licking County Ohio | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Lorain County Ohio | 1 | $ 296,000 | $ 296,000 | $ 97,000 |
| Mahoning County Ohio | 1 | $ 83,000 | $ 83,000 | $ 158,000 |
| Stark County Ohio | 1 | $ 86,000 | $ 86,000 | $ 59,000 |
| Trumbull County Ohio | 1 | $ 220,000 | $ 220,000 | $ 48,000 |
| Tuscarawas County Ohio | 1 | $ 141,000 | $ 141,000 | $ 99,000 |
| Union County Ohio | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Warren County Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Jackson County Oklahoma | 1 | $ 238,000 | $ 238,000 | $ 171,000 |
| Kingfisher County Oklahoma | 1 | $ 317,000 | $ 317,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 42,000 |
| McIntosh County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 33,000 |
| Tulsa County Oklahoma | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Coos County Oregon | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Hood River County Oregon | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Jackson County Oregon | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Josephine County Oregon | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Washington County Oregon | 1 | $ 386,000 | $ 386,000 | $ 67,000 |
| Adams County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 114,000 |
| Carbon County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 32,000 |
| Clinton County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 80,000 |
| Dauphin County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Lancaster County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 112,000 |
| Mercer County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Montour County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 19,000 |
| Pike County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Wayne County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 100,000 |
| Beaufort County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| Calhoun County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 352,000 | $ 352,000 | $ 108,000 |
| Florence County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 66,000 |
| Greenville County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Greenwood County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Horry County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 70,000 |
| Kershaw County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Jackson County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Maury County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Sumner County Tennessee | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Brazoria County Texas | 1 | $ 375,000 | $ 375,000 | $ 174,000 |
| Cameron County Texas | 1 | $ 229,000 | $ 229,000 | $ 102,000 |
| Collin County Texas | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Comal County Texas | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Dallas County Texas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| El Paso County Texas | 1 | $ 138,000 | $ 138,000 | $ 103,000 |
| Ellis County Texas | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Hunt County Texas | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Johnson County Texas | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Kaufman County Texas | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Lampasas County Texas | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Montgomery County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Nueces County Texas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Parker County Texas | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Smith County Texas | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Washington County Texas | 1 | $ 303,000 | $ 303,000 | $ 270,000 |
| Wichita County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bennington County Vermont | 1 | $ 199,000 | $ 199,000 | $ 260,000 |
| Benton County Washington | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Chelan County Washington | 1 | $ 265,000 | $ 265,000 | $ 42,000 |
| Clark County Washington | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Franklin County Washington | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Kittitas County Washington | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Mason County Washington | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| Thurston County Washington | 1 | $ 218,000 | $ 218,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,549 | $483,266,000 | $311,000 | $1,988,000 | $73,000 | $1,854,000 |
| Home Purchase | 1,449 | $487,136,000 | $336,000 | $1,950,000 | $108,000 | $853,000 |
| Home Improvement | 16 | $5,763,000 | $360,000 | $598,000 | $102,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,302 | $408,447,000 | $313,000 | $1,950,000 | $104,000 | $1,854,000 |
| Black or African American | 649 | $219,418,000 | $338,000 | $941,000 | $74,000 | $504,000 |
| Hispanic | 570 | $170,211,000 | $298,000 | $683,000 | $70,000 | $1,022,000 |
| Not Provided | 241 | $81,512,000 | $338,000 | $1,904,000 | $95,000 | $720,000 |
| Asian | 241 | $92,950,000 | $385,000 | $1,988,000 | $102,000 | $487,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,895,000 | $361,000 | $551,000 | $68,000 | $110,000 |
| American Indian or Alaskan Native | 3 | $732,000 | $244,000 | $336,000 | $33,000 | $57,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,501 | $490,828,000 | $327,000 | $941,000 | $67,000 | $597,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,299 | $432,982,000 | $333,000 | $1,988,000 | $125,000 | $1,854,000 |
| VA-guaranteed (Veterans Administration) | 212 | $52,100,000 | $245,000 | $814,000 | $42,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $255,000 | $127,000 | $142,000 | $41,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,531 | $506,828,000 | $331,000 | $1,950,000 | $89,000 | $1,374,000 |
| File Closed For Incompleteness | 873 | $273,416,000 | $313,000 | $1,235,000 | $92,000 | $1,854,000 |
| Application Approved But Not Accepted | 286 | $98,236,000 | $343,000 | $1,525,000 | $95,000 | $1,022,000 |
| Application Denied By Financial Institution | 224 | $68,040,000 | $303,000 | $1,988,000 | $86,000 | $720,000 |
| Application Withdrawn By Applicant | 100 | $29,645,000 | $296,000 | $1,080,000 | $85,000 | $762,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 64 | $21,751,000 | $339,000 | $1,500,000 | $77,000 | $279,000 |
| Credit History | 59 | $15,621,000 | $264,000 | $565,000 | $75,000 | $194,000 |
| Other | 30 | $9,580,000 | $319,000 | $1,904,000 | $93,000 | $720,000 |
| Collateral | 28 | $9,310,000 | $332,000 | $1,988,000 | $140,000 | $652,000 |
| Unverifiable Information | 17 | $5,155,000 | $303,000 | $750,000 | $83,000 | $194,000 |
| Credit Application Incomplete | 7 | $1,506,000 | $215,000 | $393,000 | $37,000 | $95,000 |
| Employment History | 5 | $1,329,000 | $265,000 | $474,000 | $56,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,354,000 | $270,000 | $474,000 | $66,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.