Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Franklin First Financial, Ltd 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,014 |
| Total Mortgage Loan Application Amount | $976,165,000 |
| Average Mortgage Loan Application Amount | $335,666 |
| Highest Mortgage Loan Application Amount | $1,988,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $1,854,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,269 | $ 470,204,000 | $ 345,500 | $ 88,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 717 | $ 243,756,000 | $ 339,000 | $ 115,000 |
| NEWARK, NJ-PA | 112 | $ 28,916,000 | $ 187,000 | $ 40,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 98 | $ 36,086,000 | $ 368,000 | $ 71,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 35 | $ 8,864,000 | $ 253,000 | $ 60,000 |
| EAST STROUDSBURG, PA | 25 | $ 3,727,000 | $ 149,000 | $ 58,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 25 | $ 7,672,000 | $ 306,000 | $ 73,000 |
| CAMDEN, NJ | 24 | $ 4,713,000 | $ 196,000 | $ 72,000 |
| PROVIDENCE-WARWICK, RI-MA | 23 | $ 5,460,000 | $ 241,000 | $ 61,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 22 | $ 6,559,000 | $ 276,500 | $ 87,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 20 | $ 4,329,000 | $ 216,000 | $ 41,000 |
| PHILADELPHIA, PA | 20 | $ 5,209,000 | $ 260,000 | $ 105,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 18 | $ 3,840,000 | $ 212,500 | $ 69,000 |
| BOSTON, MA | 17 | $ 5,092,000 | $ 299,000 | $ 76,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 17 | $ 5,101,000 | $ 300,000 | $ 112,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 17 | $ 6,492,000 | $ 381,000 | $ 168,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 17 | $ 4,737,000 | $ 278,000 | $ 85,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16 | $ 3,030,000 | $ 189,000 | $ 83,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 14 | $ 3,050,000 | $ 217,000 | $ 57,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 13 | $ 6,264,000 | $ 481,000 | $ 154,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 4,349,000 | $ 334,000 | $ 109,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 13 | $ 3,260,000 | $ 250,000 | $ 170,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 12 | $ 2,746,000 | $ 228,000 | $ 76,000 |
| DENVER-AURORA-LAKEWOOD, CO | 10 | $ 2,408,000 | $ 240,000 | $ 74,000 |
| JACKSONVILLE, FL | 10 | $ 2,299,000 | $ 229,000 | $ 67,000 |
| SAN DIEGO-CARLSBAD, CA | 10 | $ 3,571,000 | $ 357,000 | $ 41,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 8 | $ 1,479,000 | $ 193,500 | $ 17,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,654,000 | $ 206,000 | $ 74,000 |
| RALEIGH, NC | 8 | $ 1,331,000 | $ 166,000 | $ 59,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 8 | $ 2,237,000 | $ 279,000 | $ 42,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 8 | $ 1,187,000 | $ 148,000 | $ 65,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 1,657,000 | $ 236,000 | $ 67,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 3,199,000 | $ 533,000 | $ 261,000 |
| FAYETTEVILLE, NC | 6 | $ 899,000 | $ 149,000 | $ 28,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 1,360,000 | $ 226,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 6 | $ 1,347,000 | $ 224,000 | $ 33,000 |
| JACKSONVILLE, NC | 6 | $ 879,000 | $ 146,000 | $ 4,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 1,516,000 | $ 252,000 | $ 121,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 1,088,000 | $ 181,000 | $ 17,000 |
| YORK-HANOVER, PA | 6 | $ 1,162,000 | $ 193,000 | $ 40,000 |
| AKRON, OH | 5 | $ 1,033,000 | $ 206,000 | $ 49,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 884,000 | $ 176,000 | $ 28,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,537,000 | $ 307,000 | $ 155,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 836,000 | $ 167,000 | $ 41,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 5 | $ 1,019,000 | $ 203,000 | $ 15,000 |
| CINCINNATI, OH-KY-IN | 5 | $ 731,000 | $ 146,000 | $ 17,000 |
| CLEVELAND-ELYRIA, OH | 5 | $ 1,047,000 | $ 209,000 | $ 41,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 845,000 | $ 169,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 5 | $ 976,000 | $ 195,000 | $ 69,000 |
| OKLAHOMA CITY, OK | 5 | $ 881,000 | $ 176,000 | $ 39,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 1,505,000 | $ 301,000 | $ 63,000 |
| STOCKTON-LODI, CA | 5 | $ 1,383,000 | $ 276,000 | $ 99,000 |
| SYRACUSE, NY | 5 | $ 972,000 | $ 194,000 | $ 30,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,276,000 | $ 255,000 | $ 85,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5 | $ 913,000 | $ 182,000 | $ 24,000 |
| COLUMBIA, SC | 4 | $ 495,000 | $ 123,000 | $ 5,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 827,000 | $ 206,000 | $ 65,000 |
| FRESNO, CA | 4 | $ 1,374,000 | $ 343,000 | $ 111,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 883,000 | $ 220,000 | $ 24,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 684,000 | $ 171,000 | $ 32,000 |
| OCEAN CITY, NJ | 4 | $ 1,176,000 | $ 294,000 | $ 96,000 |
| PITTSBURGH, PA | 4 | $ 592,000 | $ 148,000 | $ 53,000 |
| READING, PA | 4 | $ 525,000 | $ 131,000 | $ 44,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 4 | $ 994,000 | $ 248,000 | $ 83,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,037,000 | $ 259,000 | $ 56,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,197,000 | $ 299,000 | $ 72,000 |
| ASHEVILLE, NC | 3 | $ 712,000 | $ 237,000 | $ 80,000 |
| BAKERSFIELD, CA | 3 | $ 553,000 | $ 184,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 1,039,000 | $ 346,000 | $ 107,000 |
| COLUMBUS, OH | 3 | $ 804,000 | $ 268,000 | $ 62,000 |
| GARY, IN | 3 | $ 508,000 | $ 169,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 372,000 | $ 124,000 | $ 8,000 |
| KINGSTON, NY | 3 | $ 752,000 | $ 250,000 | $ 81,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 580,000 | $ 193,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 1,663,000 | $ 554,000 | $ 121,000 |
| PORT ST. LUCIE, FL | 3 | $ 953,000 | $ 317,000 | $ 123,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,473,000 | $ 491,000 | $ 63,000 |
| WORCESTER, MA-CT | 3 | $ 678,000 | $ 226,000 | $ 105,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 440,000 | $ 144,000 | $ 73,000 |
| ALBANY, GA | 2 | $ 305,000 | $ 152,000 | $ 141,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 403,000 | $ 201,000 | $ 56,000 |
| BOULDER, CO | 2 | $ 360,000 | $ 180,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 451,000 | $ 225,000 | $ 77,000 |
| CLARKSVILLE, TN-KY | 2 | $ 497,000 | $ 248,000 | $ 118,000 |
| COLUMBUS, GA-AL | 2 | $ 294,000 | $ 147,000 | $ 0 |
| FORT SMITH, AR-OK | 2 | $ 320,000 | $ 160,000 | $ 17,000 |
| GRAND FORKS, ND-MN | 2 | $ 272,000 | $ 136,000 | $ 69,000 |
| GRAND JUNCTION, CO | 2 | $ 398,000 | $ 199,000 | $ 25,000 |
| GREENVILLE, NC | 2 | $ 640,000 | $ 320,000 | $ 84,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 425,000 | $ 212,000 | $ 24,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 345,000 | $ 172,000 | $ 50,000 |
| LAWTON, OK | 2 | $ 228,000 | $ 114,000 | $ 0 |
| LEBANON, PA | 2 | $ 439,000 | $ 219,000 | $ 57,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 321,000 | $ 160,000 | $ 30,000 |
| MERCED, CA | 2 | $ 617,000 | $ 308,000 | $ 37,000 |
| MODESTO, CA | 2 | $ 735,000 | $ 367,000 | $ 55,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 543,000 | $ 271,500 | $ 35,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 263,000 | $ 131,000 | $ 37,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 1,083,000 | $ 541,000 | $ 159,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 371,000 | $ 185,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2 | $ 541,000 | $ 270,500 | $ 61,000 |
| ROCHESTER, NY | 2 | $ 475,000 | $ 237,000 | $ 112,000 |
| SALISBURY, MD-DE | 2 | $ 315,000 | $ 157,000 | $ 45,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 1,101,000 | $ 550,000 | $ 56,000 |
| SPRINGFIELD, MA | 2 | $ 880,000 | $ 440,000 | $ 216,000 |
| ST. CLOUD, MN | 2 | $ 365,000 | $ 182,000 | $ 63,000 |
| TOPEKA, KS | 2 | $ 186,000 | $ 93,000 | $ 43,000 |
| TRENTON, NJ | 2 | $ 554,000 | $ 277,000 | $ 31,000 |
| WILLIAMSPORT, PA | 2 | $ 416,000 | $ 208,000 | $ 251,000 |
| ALBUQUERQUE, NM | 1 | $ 186,000 | $ 186,000 | $ 37,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 113,000 | $ 113,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 221,000 | $ 221,000 | $ 0 |
| BILLINGS, MT | 1 | $ 217,000 | $ 217,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 97,000 | $ 97,000 | $ 19,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 229,000 | $ 229,000 | $ 102,000 |
| BRUNSWICK, GA | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| CANTON-MASSILLON, OH | 1 | $ 86,000 | $ 86,000 | $ 59,000 |
| COLORADO SPRINGS, CO | 1 | $ 215,000 | $ 215,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 143,000 | $ 143,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 144,000 | $ 144,000 | $ 0 |
| DOVER, DE | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| DULUTH, MN-WI | 1 | $ 210,000 | $ 210,000 | $ 44,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 250,000 | $ 250,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 302,000 | $ 302,000 | $ 156,000 |
| EL PASO, TX | 1 | $ 138,000 | $ 138,000 | $ 103,000 |
| ELKHART-GOSHEN, IN | 1 | $ 149,000 | $ 149,000 | $ 0 |
| FLORENCE, SC | 1 | $ 102,000 | $ 102,000 | $ 66,000 |
| GETTYSBURG, PA | 1 | $ 259,000 | $ 259,000 | $ 114,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 172,000 | $ 172,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 240,000 | $ 240,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 212,000 | $ 212,000 | $ 45,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| HANFORD-CORCORAN, CA | 1 | $ 247,000 | $ 247,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 189,000 | $ 189,000 | $ 0 |
| ITHACA, NY | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| KANKAKEE, IL | 1 | $ 207,000 | $ 207,000 | $ 0 |
| LANCASTER, PA | 1 | $ 98,000 | $ 98,000 | $ 112,000 |
| LAS CRUCES, NM | 1 | $ 126,000 | $ 126,000 | $ 0 |
| MACON, GA | 1 | $ 169,000 | $ 169,000 | $ 92,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 182,000 | $ 182,000 | $ 0 |
| MEDFORD, OR | 1 | $ 193,000 | $ 193,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 97,000 | $ 97,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 1 | $ 218,000 | $ 218,000 | $ 95,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 154,000 | $ 154,000 | $ 0 |
| PANAMA CITY, FL | 1 | $ 293,000 | $ 293,000 | $ 104,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 244,000 | $ 244,000 | $ 115,000 |
| PITTSFIELD, MA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 166,000 | $ 166,000 | $ 69,000 |
| REDDING, CA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 668,000 | $ 668,000 | $ 186,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 310,000 | $ 310,000 | $ 57,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 475,000 | $ 475,000 | $ 53,000 |
| SANTA ROSA, CA | 1 | $ 426,000 | $ 426,000 | $ 149,000 |
| SAVANNAH, GA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 261,000 | $ 261,000 | $ 222,000 |
| SUMTER, SC | 1 | $ 297,000 | $ 297,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 129,000 | $ 129,000 | $ 53,000 |
| TULSA, OK | 1 | $ 274,000 | $ 274,000 | $ 0 |
| TYLER, TX | 1 | $ 196,000 | $ 196,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 171,000 | $ 171,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 252,000 | $ 252,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 1 | $ 216,000 | $ 216,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 74,000 | $ 74,000 | $ 68,000 |
| WENATCHEE, WA | 1 | $ 265,000 | $ 265,000 | $ 42,000 |
| WICHITA FALLS, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| WICHITA, KS | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| WILMINGTON, NC | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| WINSTON-SALEM, NC | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,549 | $483,266,000 | $311,000 | $1,988,000 | $73,000 | $1,854,000 |
| Home Purchase | 1,449 | $487,136,000 | $336,000 | $1,950,000 | $108,000 | $853,000 |
| Home Improvement | 16 | $5,763,000 | $360,000 | $598,000 | $102,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,302 | $408,447,000 | $313,000 | $1,950,000 | $104,000 | $1,854,000 |
| Black or African American | 649 | $219,418,000 | $338,000 | $941,000 | $74,000 | $504,000 |
| Hispanic | 570 | $170,211,000 | $298,000 | $683,000 | $70,000 | $1,022,000 |
| Not Provided | 241 | $81,512,000 | $338,000 | $1,904,000 | $95,000 | $720,000 |
| Asian | 241 | $92,950,000 | $385,000 | $1,988,000 | $102,000 | $487,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,895,000 | $361,000 | $551,000 | $68,000 | $110,000 |
| American Indian or Alaskan Native | 3 | $732,000 | $244,000 | $336,000 | $33,000 | $57,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,501 | $490,828,000 | $327,000 | $941,000 | $67,000 | $597,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,299 | $432,982,000 | $333,000 | $1,988,000 | $125,000 | $1,854,000 |
| VA-guaranteed (Veterans Administration) | 212 | $52,100,000 | $245,000 | $814,000 | $42,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $255,000 | $127,000 | $142,000 | $41,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,531 | $506,828,000 | $331,000 | $1,950,000 | $89,000 | $1,374,000 |
| File Closed For Incompleteness | 873 | $273,416,000 | $313,000 | $1,235,000 | $92,000 | $1,854,000 |
| Application Approved But Not Accepted | 286 | $98,236,000 | $343,000 | $1,525,000 | $95,000 | $1,022,000 |
| Application Denied By Financial Institution | 224 | $68,040,000 | $303,000 | $1,988,000 | $86,000 | $720,000 |
| Application Withdrawn By Applicant | 100 | $29,645,000 | $296,000 | $1,080,000 | $85,000 | $762,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 64 | $21,751,000 | $339,000 | $1,500,000 | $77,000 | $279,000 |
| Credit History | 59 | $15,621,000 | $264,000 | $565,000 | $75,000 | $194,000 |
| Other | 30 | $9,580,000 | $319,000 | $1,904,000 | $93,000 | $720,000 |
| Collateral | 28 | $9,310,000 | $332,000 | $1,988,000 | $140,000 | $652,000 |
| Unverifiable Information | 17 | $5,155,000 | $303,000 | $750,000 | $83,000 | $194,000 |
| Credit Application Incomplete | 7 | $1,506,000 | $215,000 | $393,000 | $37,000 | $95,000 |
| Employment History | 5 | $1,329,000 | $265,000 | $474,000 | $56,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,354,000 | $270,000 | $474,000 | $66,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.