Franklin Loan Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Franklin Loan Corporation 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Franklin Loan Corporation
44800 Village Court
Palm Desert, CA 92260
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,346
Total Mortgage Loan Application Amount $2,272,290,000
Average Mortgage Loan Application Amount $416,333
Highest Mortgage Loan Application Amount $12,905,000
Average Applicant Income $159,333
Highest Applicant Income $5,876,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Franklin Loan Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Loan Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Franklin Loan Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Loan Corporation serves its applicants.

Each category highlights the total number of mortgage applications processed by Franklin Loan Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Loan Corporation's mortgage activity for 2021.

Mortgage Loan Application Totals for Franklin Loan Corporation by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Riverside County California 2,865 $ 1,065,785,000 $ 372,000 $ 160,000
San Bernardino County California 591 $ 199,735,000 $ 337,000 $ 144,000
Los Angeles County California 373 $ 202,905,000 $ 543,000 $ 168,000
Orange County California 362 $ 265,310,000 $ 732,000 $ 224,000
San Diego County California 333 $ 197,275,000 $ 592,000 $ 178,000
Clark County Nevada 60 $ 16,500,000 $ 275,000 $ 81,000
Maricopa County Arizona 59 $ 22,095,000 $ 374,000 $ 137,000
Arapahoe County Colorado 50 $ 16,290,000 $ 325,000 $ 129,000
Denver County Colorado 45 $ 15,105,000 $ 335,000 $ 103,000
Adams County Colorado 32 $ 10,880,000 $ 340,000 $ 94,000
Ventura County California 26 $ 15,970,000 $ 614,000 $ 165,000
Santa Clara County California 24 $ 19,770,000 $ 823,000 $ 184,000
Larimer County Colorado 23 $ 8,655,000 $ 376,000 $ 109,000
Sacramento County California 21 $ 8,645,000 $ 411,000 $ 120,000
Jefferson County Colorado 21 $ 7,585,000 $ 361,000 $ 111,000
Contra Costa County California 17 $ 10,115,000 $ 595,000 $ 165,000
Mohave County Arizona 16 $ 5,910,000 $ 369,000 $ 204,000
Weld County Colorado 13 $ 4,455,000 $ 342,000 $ 91,000
Fresno County California 12 $ 3,580,000 $ 298,000 $ 160,000
Douglas County Colorado 12 $ 5,130,000 $ 427,000 $ 123,000
King County Washington 11 $ 5,015,000 $ 455,000 $ 227,000
San Francisco County California 10 $ 7,200,000 $ 720,000 $ 284,000
Pinal County Arizona 9 $ 3,065,000 $ 340,000 $ 90,000
Alameda County California 9 $ 5,385,000 $ 598,000 $ 183,000
Kern County California 9 $ 2,405,000 $ 267,000 $ 183,000
San Mateo County California 9 $ 8,075,000 $ 897,000 $ 276,000
El Paso County Colorado 9 $ 3,435,000 $ 381,000 $ 123,000
Williamson County Tennessee 9 $ 6,705,000 $ 745,000 $ 577,000
Imperial County California 8 $ 1,970,000 $ 246,000 $ 105,000
San Luis Obispo County California 8 $ 5,110,000 $ 638,000 $ 274,000
Solano County California 8 $ 3,940,000 $ 492,000 $ 117,000
Ada County Idaho 8 $ 3,530,000 $ 441,000 $ 413,000
Kootenai County Idaho 8 $ 3,100,000 $ 387,000 $ 129,000
Allegheny County Pennsylvania 8 $ 1,210,000 $ 151,000 $ 237,000
Monterey County California 7 $ 3,675,000 $ 525,000 $ 164,000
Placer County California 7 $ 5,035,000 $ 719,000 $ 279,000
Sonoma County California 7 $ 3,175,000 $ 453,000 $ 205,000
El Dorado County California 6 $ 2,620,000 $ 436,000 $ 227,000
Santa Barbara County California 6 $ 4,000,000 $ 666,000 $ 285,000
Santa Cruz County California 6 $ 2,740,000 $ 456,000 $ 204,000
Boulder County Colorado 6 $ 2,320,000 $ 386,000 $ 96,000
Nevada County California 5 $ 2,165,000 $ 433,000 $ 160,000
Stanislaus County California 5 $ 1,825,000 $ 365,000 $ 332,000
Bernalillo County New Mexico 5 $ 2,285,000 $ 457,000 $ 149,000
Washington County Oregon 5 $ 1,295,000 $ 259,000 $ 152,000
Spokane County Washington 5 $ 1,255,000 $ 251,000 $ 110,000
Pima County Arizona 4 $ 960,000 $ 240,000 $ 522,000
Marin County California 4 $ 3,460,000 $ 865,000 $ 311,000
San Joaquin County California 4 $ 1,900,000 $ 475,000 $ 120,000
Pueblo County Colorado 4 $ 870,000 $ 217,000 $ 53,000
Sarasota County Florida 4 $ 2,220,000 $ 555,000 $ 937,000
Maui County Hawaii 4 $ 2,810,000 $ 702,000 $ 181,000
Dona Ana County New Mexico 4 $ 930,000 $ 232,000 $ 75,000
Pierce County Washington 4 $ 1,790,000 $ 447,000 $ 106,000
Tulare County California 3 $ 755,000 $ 251,000 $ 86,000
Yuba County California 3 $ 875,000 $ 291,000 $ 91,000
Broomfield County Colorado 3 $ 1,095,000 $ 365,000 $ 89,000
Eagle County Colorado 3 $ 1,115,000 $ 371,000 $ 86,000
Lee County Florida 3 $ 285,000 $ 95,000 $ 21,000
Kauai County Hawaii 3 $ 2,525,000 $ 841,000 $ 439,000
Canyon County Idaho 3 $ 945,000 $ 315,000 $ 77,000
Douglas County Nevada 3 $ 2,655,000 $ 885,000 $ 233,000
Multnomah County Oregon 3 $ 1,035,000 $ 345,000 $ 587,000
Hamilton County Tennessee 3 $ 925,000 $ 308,000 $ 124,000
Knox County Tennessee 3 $ 1,135,000 $ 378,000 $ 95,000
Clark County Washington 3 $ 1,035,000 $ 345,000 $ 1,083,000
Cochise County Arizona 2 $ 310,000 $ 155,000 $ 87,000
Coconino County Arizona 2 $ 700,000 $ 350,000 $ 49,000
Yavapai County Arizona 2 $ 860,000 $ 430,000 $ 227,000
Amador County California 2 $ 730,000 $ 365,000 $ 206,000
Butte County California 2 $ 560,000 $ 280,000 $ 252,000
Merced County California 2 $ 710,000 $ 355,000 $ 78,000
Shasta County California 2 $ 920,000 $ 460,000 $ 386,000
Clear Creek County Colorado 2 $ 670,000 $ 335,000 $ 90,000
Routt County Colorado 2 $ 600,000 $ 300,000 $ 162,000
Duval County Florida 2 $ 560,000 $ 280,000 $ 74,000
Manatee County Florida 2 $ 2,070,000 $ 1,035,000 $ 1,592,000
Palm Beach County Florida 2 $ 950,000 $ 475,000 $ 114,000
St. Johns County Florida 2 $ 1,030,000 $ 515,000 $ 173,000
Walton County Florida 2 $ 2,060,000 $ 1,030,000 $ 201,000
Fayette County Georgia 2 $ 430,000 $ 215,000 $ 123,000
Lyon County Nevada 2 $ 1,140,000 $ 570,000 $ 135,000
Nye County Nevada 2 $ 340,000 $ 170,000 $ 51,000
Benton County Oregon 2 $ 630,000 $ 315,000 $ 79,000
Clackamas County Oregon 2 $ 620,000 $ 310,000 $ 556,000
Lane County Oregon 2 $ 530,000 $ 265,000 $ 91,000
Davidson County Tennessee 2 $ 840,000 $ 420,000 $ 222,000
Sevier County Tennessee 2 $ 1,540,000 $ 770,000 $ 257,000
Sumner County Tennessee 2 $ 1,180,000 $ 590,000 $ 164,000
Wilson County Tennessee 2 $ 1,040,000 $ 520,000 $ 164,000
Bexar County Texas 2 $ 630,000 $ 315,000 $ 186,000
Graham County Arizona 1 $ 285,000 $ 285,000 $ 77,000
La Paz County Arizona 1 $ 595,000 $ 595,000 $ 389,000
Yuma County Arizona 1 $ 215,000 $ 215,000 $ 204,000
Del Norte County California 1 $ 215,000 $ 215,000 $ 133,000
Humboldt County California 1 $ 415,000 $ 415,000 $ 160,000
Inyo County California 1 $ 275,000 $ 275,000 $ 74,000
Lake County California 1 $ 315,000 $ 315,000 $ 84,000
Lassen County California 1 $ 145,000 $ 145,000 $ 35,000
Madera County California 1 $ 505,000 $ 505,000 $ 136,000
Mono County California 1 $ 345,000 $ 345,000 $ 123,000
Napa County California 1 $ 485,000 $ 485,000 $ 51,000
San Benito County California 1 $ 215,000 $ 215,000 $ 59,000
Sutter County California 1 $ 455,000 $ 455,000 $ 188,000
Tehama County California 1 $ 345,000 $ 345,000 $ 100,000
Tuolumne County California 1 $ 215,000 $ 215,000 $ 49,000
Yolo County California 1 $ 175,000 $ 175,000 $ 31,000
Delta County Colorado 1 $ 115,000 $ 115,000 $ 20,000
Elbert County Colorado 1 $ 905,000 $ 905,000 $ 247,000
Huerfano County Colorado 1 $ 225,000 $ 225,000 $ 63,000
La Plata County Colorado 1 $ 415,000 $ 415,000 $ 122,000
Lincoln County Colorado 1 $ 215,000 $ 215,000 $ 132,000
Logan County Colorado 1 $ 265,000 $ 265,000 $ 105,000
Mesa County Colorado 1 $ 435,000 $ 435,000 $ 107,000
Montrose County Colorado 1 $ 305,000 $ 305,000 $ 55,000
Morgan County Colorado 1 $ 255,000 $ 255,000 $ 52,000
Otero County Colorado 1 $ 125,000 $ 125,000 $ 104,000
Park County Colorado 1 $ 215,000 $ 215,000 $ 497,000
Summit County Colorado 1 $ 265,000 $ 265,000 $ 55,000
Teller County Colorado 1 $ 245,000 $ 245,000 $ 58,000
Washington County Colorado 1 $ 255,000 $ 255,000 $ 46,000
Yuma County Colorado 1 $ 175,000 $ 175,000 $ 33,000
Broward County Florida 1 $ 665,000 $ 665,000 $ 156,000
Charlotte County Florida 1 $ 335,000 $ 335,000 $ 0
Clay County Florida 1 $ 245,000 $ 245,000 $ 83,000
Collier County Florida 1 $ 395,000 $ 395,000 $ 246,000
DeSoto County Florida 1 $ 265,000 $ 265,000 $ 72,000
Miami-Dade County Florida 1 $ 885,000 $ 885,000 $ 317,000
Orange County Florida 1 $ 305,000 $ 305,000 $ 112,000
Pinellas County Florida 1 $ 145,000 $ 145,000 $ 35,000
Seminole County Florida 1 $ 355,000 $ 355,000 $ 103,000
Chatham County Georgia 1 $ 125,000 $ 125,000 $ 172,000
DeKalb County Georgia 1 $ 625,000 $ 625,000 $ 193,000
Fulton County Georgia 1 $ 315,000 $ 315,000 $ 469,000
Hawaii County Hawaii 1 $ 315,000 $ 315,000 $ 79,000
Honolulu County Hawaii 1 $ 1,305,000 $ 1,305,000 $ 251,000
Bonner County Idaho 1 $ 525,000 $ 525,000 $ 113,000
Bonneville County Idaho 1 $ 165,000 $ 165,000 $ 49,000
Madison County Idaho 1 $ 205,000 $ 205,000 $ 111,000
Charles County Maryland 1 $ 455,000 $ 455,000 $ 115,000
Montgomery County Maryland 1 $ 665,000 $ 665,000 $ 158,000
Garden County Nebraska 1 $ 145,000 $ 145,000 $ 83,000
Keith County Nebraska 1 $ 205,000 $ 205,000 $ 132,000
Carson City County Nevada 1 $ 365,000 $ 365,000 $ 210,000
Washoe County Nevada 1 $ 455,000 $ 455,000 $ 115,000
Santa Fe County New Mexico 1 $ 205,000 $ 205,000 $ 88,000
Curry County Oregon 1 $ 265,000 $ 265,000 $ 71,000
Deschutes County Oregon 1 $ 545,000 $ 545,000 $ 561,000
Josephine County Oregon 1 $ 245,000 $ 245,000 $ 59,000
Polk County Oregon 1 $ 255,000 $ 255,000 $ 96,000
Tillamook County Oregon 1 $ 255,000 $ 255,000 $ 82,000
Franklin County Pennsylvania 1 $ 535,000 $ 535,000 $ 193,000
Dickson County Tennessee 1 $ 165,000 $ 165,000 $ 374,000
Hawkins County Tennessee 1 $ 165,000 $ 165,000 $ 28,000
Maury County Tennessee 1 $ 255,000 $ 255,000 $ 60,000
Robertson County Tennessee 1 $ 255,000 $ 255,000 $ 50,000
Bell County Texas 1 $ 135,000 $ 135,000 $ 193,000
Comal County Texas 1 $ 395,000 $ 395,000 $ 78,000
Dallas County Texas 1 $ 455,000 $ 455,000 $ 150,000
Henderson County Texas 1 $ 225,000 $ 225,000 $ 121,000
Smith County Texas 1 $ 345,000 $ 345,000 $ 99,000
Benton County Washington 1 $ 195,000 $ 195,000 $ 146,000
Douglas County Washington 1 $ 265,000 $ 265,000 $ 24,000
Kittitas County Washington 1 $ 365,000 $ 365,000 $ 76,000
Snohomish County Washington 1 $ 235,000 $ 235,000 $ 150,000
Whatcom County Washington 1 $ 355,000 $ 355,000 $ 314,000
Yakima County Washington 1 $ 145,000 $ 145,000 $ 84,000

Mortgage Loan Application Detail Totals for Franklin Loan Corporation in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,021 $1,326,125,000 $438,000 $4,005,000 $175,000 $5,876,000
Refinancing 1,251 $522,655,000 $417,000 $12,905,000 $161,000 $3,468,000
Cash-out Refinancing 1,074 $423,510,000 $394,000 $2,505,000 $142,000 $1,596,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,110 $1,379,940,000 $443,000 $12,905,000 $184,000 $5,377,000
Hispanic 1,188 $418,840,000 $352,000 $1,925,000 $118,000 $5,876,000
Not Provided 536 $241,950,000 $451,000 $2,045,000 $166,000 $1,953,000
Asian 331 $160,725,000 $485,000 $4,005,000 $177,000 $1,425,000
Black or African American 147 $56,525,000 $384,000 $1,255,000 $120,000 $425,000
American Indian or Alaskan Native 21 $9,135,000 $435,000 $1,445,000 $137,000 $289,000
Native Hawaiian or Other Pacific Islander 13 $5,175,000 $398,000 $875,000 $126,000 $443,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,573 $1,956,455,000 $427,000 $12,905,000 $177,000 $5,876,000
FHA-insured (Federal Housing Administration) 532 $192,500,000 $361,000 $835,000 $88,000 $281,000
VA-guaranteed (Veterans Administration) 238 $122,440,000 $514,000 $1,175,000 $108,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $895,000 $298,000 $425,000 $82,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,586 $1,907,120,000 $415,000 $2,645,000 $165,000 $5,876,000
Application Withdrawn By Applicant 711 $345,995,000 $486,000 $12,905,000 $169,000 $3,468,000
Application Denied By Financial Institution 39 $17,065,000 $437,000 $2,605,000 $133,000 $619,000
File Closed For Incompleteness 7 $1,395,000 $199,000 $305,000 $56,000 $75,000
Application Approved But Not Accepted 3 $715,000 $238,000 $275,000 $60,000 $81,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,307 $2,255,225,000 $424,000 $12,905,000 $165,000 $5,876,000
Other 20 $8,770,000 $438,000 $995,000 $115,000 $619,000
Credit History 5 $1,645,000 $329,000 $455,000 $141,000 $285,000
Debt-To-Income Ratio 4 $3,500,000 $875,000 $2,605,000 $163,000 $283,000
Insufficient Cash (Downpayment, Closing Cost) 4 $950,000 $237,000 $365,000 $85,000 $176,000
Collateral 3 $1,385,000 $461,000 $515,000 $302,000 $610,000
Employment History 2 $440,000 $220,000 $285,000 $76,000 $106,000
Unverifiable Information 1 $375,000 $375,000 $375,000 $166,000 $166,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Loan Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Franklin Loan Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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