Franklin Loan Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Franklin Loan Corporation 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Loan Corporation 44800 Village Court Palm Desert, CA 92260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,195 |
| Total Mortgage Loan Application Amount | $1,081,565,000 |
| Average Mortgage Loan Application Amount | $484,333 |
| Highest Mortgage Loan Application Amount | $5,125,000 |
| Average Applicant Income | $183,666 |
| Highest Applicant Income | $8,609,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Franklin Loan Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Loan Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Franklin Loan Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Loan Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Loan Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Loan Corporation's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside County California | 1,016 | $ 459,860,000 | $ 452,000 | $ 189,000 |
| San Bernardino County California | 284 | $ 99,150,000 | $ 349,000 | $ 130,000 |
| Los Angeles County California | 145 | $ 85,565,000 | $ 590,000 | $ 194,000 |
| Orange County California | 133 | $ 113,115,000 | $ 850,000 | $ 334,000 |
| San Diego County California | 101 | $ 71,945,000 | $ 712,000 | $ 214,000 |
| Maricopa County Arizona | 53 | $ 21,675,000 | $ 408,000 | $ 140,000 |
| Clark County Nevada | 27 | $ 12,675,000 | $ 469,000 | $ 227,000 |
| Larimer County Colorado | 22 | $ 7,750,000 | $ 352,000 | $ 105,000 |
| Contra Costa County California | 16 | $ 11,070,000 | $ 691,000 | $ 215,000 |
| Sacramento County California | 16 | $ 7,110,000 | $ 444,000 | $ 189,000 |
| Williamson County Tennessee | 14 | $ 11,570,000 | $ 826,000 | $ 170,000 |
| Pinal County Arizona | 12 | $ 3,730,000 | $ 310,000 | $ 73,000 |
| Rutherford County Tennessee | 11 | $ 4,105,000 | $ 373,000 | $ 176,000 |
| Alameda County California | 10 | $ 8,420,000 | $ 842,000 | $ 269,000 |
| Fresno County California | 10 | $ 3,560,000 | $ 356,000 | $ 153,000 |
| Santa Clara County California | 9 | $ 7,815,000 | $ 868,000 | $ 242,000 |
| King County Washington | 9 | $ 5,105,000 | $ 567,000 | $ 156,000 |
| Ventura County California | 8 | $ 4,370,000 | $ 546,000 | $ 159,000 |
| Snohomish County Washington | 8 | $ 3,210,000 | $ 401,000 | $ 192,000 |
| Lake County California | 7 | $ 1,725,000 | $ 246,000 | $ 111,000 |
| El Paso County Colorado | 7 | $ 3,635,000 | $ 519,000 | $ 146,000 |
| Mohave County Arizona | 6 | $ 2,650,000 | $ 441,000 | $ 192,000 |
| Pima County Arizona | 6 | $ 2,700,000 | $ 450,000 | $ 149,000 |
| San Joaquin County California | 6 | $ 1,810,000 | $ 301,000 | $ 73,000 |
| Jefferson County Colorado | 6 | $ 3,850,000 | $ 641,000 | $ 131,000 |
| Pierce County Washington | 6 | $ 2,770,000 | $ 461,000 | $ 189,000 |
| Kern County California | 5 | $ 1,515,000 | $ 303,000 | $ 76,000 |
| Sonoma County California | 5 | $ 3,115,000 | $ 623,000 | $ 153,000 |
| Douglas County Colorado | 5 | $ 3,595,000 | $ 719,000 | $ 431,000 |
| Weld County Colorado | 5 | $ 2,125,000 | $ 425,000 | $ 116,000 |
| Maui County Hawaii | 5 | $ 5,235,000 | $ 1,047,000 | $ 575,000 |
| Washoe County Nevada | 5 | $ 2,485,000 | $ 497,000 | $ 119,000 |
| Collin County Texas | 5 | $ 2,775,000 | $ 555,000 | $ 211,000 |
| Spokane County Washington | 5 | $ 1,815,000 | $ 363,000 | $ 135,000 |
| Yavapai County Arizona | 4 | $ 1,550,000 | $ 387,000 | $ 183,000 |
| Imperial County California | 4 | $ 550,000 | $ 137,000 | $ 85,000 |
| San Francisco County California | 4 | $ 3,790,000 | $ 947,000 | $ 326,000 |
| Santa Barbara County California | 4 | $ 1,390,000 | $ 347,000 | $ 191,000 |
| Solano County California | 4 | $ 1,740,000 | $ 435,000 | $ 158,000 |
| Denver County Colorado | 4 | $ 3,470,000 | $ 867,000 | $ 197,000 |
| Lee County Florida | 4 | $ 3,480,000 | $ 870,000 | $ 373,000 |
| Multnomah County Oregon | 4 | $ 1,380,000 | $ 345,000 | $ 123,000 |
| Davidson County Tennessee | 4 | $ 1,250,000 | $ 312,000 | $ 84,000 |
| Bexar County Texas | 4 | $ 1,310,000 | $ 327,000 | $ 103,000 |
| Dallas County Texas | 4 | $ 1,700,000 | $ 425,000 | $ 404,000 |
| Harris County Texas | 4 | $ 3,380,000 | $ 845,000 | $ 404,000 |
| Montgomery County Texas | 4 | $ 2,260,000 | $ 565,000 | $ 684,000 |
| Tarrant County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 145,000 |
| Madera County California | 3 | $ 1,455,000 | $ 485,000 | $ 185,000 |
| Merced County California | 3 | $ 955,000 | $ 318,000 | $ 98,000 |
| Napa County California | 3 | $ 2,145,000 | $ 715,000 | $ 265,000 |
| Nevada County California | 3 | $ 1,445,000 | $ 481,000 | $ 96,000 |
| San Mateo County California | 3 | $ 2,125,000 | $ 708,000 | $ 207,000 |
| Tulare County California | 3 | $ 1,015,000 | $ 338,000 | $ 81,000 |
| Yolo County California | 3 | $ 1,505,000 | $ 501,000 | $ 259,000 |
| Arapahoe County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 125,000 |
| Marion County Oregon | 3 | $ 1,035,000 | $ 345,000 | $ 130,000 |
| Washington County Oregon | 3 | $ 1,425,000 | $ 475,000 | $ 137,000 |
| Monterey County California | 2 | $ 910,000 | $ 455,000 | $ 156,000 |
| Placer County California | 2 | $ 1,050,000 | $ 525,000 | $ 130,000 |
| San Luis Obispo County California | 2 | $ 1,340,000 | $ 670,000 | $ 750,000 |
| Santa Cruz County California | 2 | $ 1,830,000 | $ 915,000 | $ 344,000 |
| Stanislaus County California | 2 | $ 580,000 | $ 290,000 | $ 129,000 |
| Adams County Colorado | 2 | $ 790,000 | $ 395,000 | $ 149,000 |
| Eagle County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 96,000 |
| Broward County Florida | 2 | $ 410,000 | $ 205,000 | $ 185,000 |
| Coweta County Georgia | 2 | $ 660,000 | $ 330,000 | $ 114,000 |
| Gwinnett County Georgia | 2 | $ 850,000 | $ 425,000 | $ 139,000 |
| Hawaii County Hawaii | 2 | $ 4,130,000 | $ 2,065,000 | $ 916,000 |
| Ada County Idaho | 2 | $ 720,000 | $ 360,000 | $ 94,000 |
| Kootenai County Idaho | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Carson City County Nevada | 2 | $ 580,000 | $ 290,000 | $ 87,000 |
| Douglas County Nevada | 2 | $ 1,110,000 | $ 555,000 | $ 262,000 |
| Clackamas County Oregon | 2 | $ 450,000 | $ 225,000 | $ 176,000 |
| Lane County Oregon | 2 | $ 960,000 | $ 480,000 | $ 123,000 |
| Hamilton County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Shelby County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 142,000 |
| Sumner County Tennessee | 2 | $ 1,780,000 | $ 890,000 | $ 242,000 |
| Comal County Texas | 2 | $ 980,000 | $ 490,000 | $ 164,000 |
| Denton County Texas | 2 | $ 580,000 | $ 290,000 | $ 134,000 |
| McLennan County Texas | 2 | $ 710,000 | $ 355,000 | $ 119,000 |
| Parker County Texas | 2 | $ 1,480,000 | $ 740,000 | $ 282,000 |
| Travis County Texas | 2 | $ 1,260,000 | $ 630,000 | $ 232,000 |
| Apache County Arizona | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Cochise County Arizona | 1 | $ 395,000 | $ 395,000 | $ 93,000 |
| Gila County Arizona | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Navajo County Arizona | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Yuma County Arizona | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Amador County California | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Humboldt County California | 1 | $ 505,000 | $ 505,000 | $ 127,000 |
| Kings County California | 1 | $ 605,000 | $ 605,000 | $ 150,000 |
| Marin County California | 1 | $ 715,000 | $ 715,000 | $ 160,000 |
| Mono County California | 1 | $ 485,000 | $ 485,000 | $ 1,077,000 |
| San Benito County California | 1 | $ 885,000 | $ 885,000 | $ 309,000 |
| Siskiyou County California | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Sutter County California | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Yuba County California | 1 | $ 615,000 | $ 615,000 | $ 100,000 |
| Boulder County Colorado | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Broomfield County Colorado | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Mesa County Colorado | 1 | $ 325,000 | $ 325,000 | $ 55,000 |
| Ouray County Colorado | 1 | $ 725,000 | $ 725,000 | $ 157,000 |
| Park County Colorado | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Brevard County Florida | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Clay County Florida | 1 | $ 395,000 | $ 395,000 | $ 94,000 |
| Manatee County Florida | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
| Miami-Dade County Florida | 1 | $ 885,000 | $ 885,000 | $ 392,000 |
| Osceola County Florida | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Polk County Florida | 1 | $ 625,000 | $ 625,000 | $ 125,000 |
| Santa Rosa County Florida | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Sarasota County Florida | 1 | $ 425,000 | $ 425,000 | $ 152,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Barrow County Georgia | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Cherokee County Georgia | 1 | $ 435,000 | $ 435,000 | $ 100,000 |
| Forsyth County Georgia | 1 | $ 415,000 | $ 415,000 | $ 101,000 |
| Fulton County Georgia | 1 | $ 695,000 | $ 695,000 | $ 252,000 |
| Hall County Georgia | 1 | $ 425,000 | $ 425,000 | $ 80,000 |
| Bannock County Idaho | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Canyon County Idaho | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Cassia County Idaho | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Baltimore County Maryland | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Baltimore City County Maryland | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Cecil County Maryland | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Storey County Nevada | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Sandoval County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Benton County Oregon | 1 | $ 605,000 | $ 605,000 | $ 320,000 |
| Columbia County Oregon | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Deschutes County Oregon | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Josephine County Oregon | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Linn County Oregon | 1 | $ 395,000 | $ 395,000 | $ 110,000 |
| Polk County Oregon | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Yamhill County Oregon | 1 | $ 615,000 | $ 615,000 | $ 276,000 |
| Montgomery County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Schuylkill County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Anderson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Bedford County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 196,000 |
| Cumberland County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Dickson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Grundy County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Jefferson County Tennessee | 1 | $ 965,000 | $ 965,000 | $ 664,000 |
| Knox County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 161,000 |
| Maury County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Bastrop County Texas | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Briscoe County Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Fort Bend County Texas | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Hays County Texas | 1 | $ 705,000 | $ 705,000 | $ 232,000 |
| Lubbock County Texas | 1 | $ 755,000 | $ 755,000 | $ 600,000 |
| Benton County Washington | 1 | $ 345,000 | $ 345,000 | $ 74,000 |
| Cowlitz County Washington | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Grays Harbor County Washington | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Island County Washington | 1 | $ 715,000 | $ 715,000 | $ 344,000 |
| Jefferson County Washington | 1 | $ 895,000 | $ 895,000 | $ 308,000 |
| Kitsap County Washington | 1 | $ 395,000 | $ 395,000 | $ 84,000 |
| Mason County Washington | 1 | $ 555,000 | $ 555,000 | $ 175,000 |
| Skagit County Washington | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Franklin Loan Corporation in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,562 | $803,930,000 | $514,000 | $5,125,000 | $205,000 | $8,609,000 |
| Cash-out Refinancing | 533 | $225,975,000 | $423,000 | $5,105,000 | $142,000 | $3,420,000 |
| Refinancing | 100 | $51,660,000 | $516,000 | $1,565,000 | $204,000 | $1,779,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,185 | $616,545,000 | $520,000 | $5,125,000 | $207,000 | $8,609,000 |
| Hispanic | 489 | $196,925,000 | $402,000 | $1,555,000 | $132,000 | $1,963,000 |
| Not Provided | 267 | $133,795,000 | $501,000 | $2,905,000 | $206,000 | $1,779,000 |
| Asian | 125 | $80,605,000 | $644,000 | $2,595,000 | $260,000 | $3,487,000 |
| Black or African American | 115 | $46,535,000 | $404,000 | $1,275,000 | $144,000 | $942,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,340,000 | $417,000 | $645,000 | $114,000 | $183,000 |
| American Indian or Alaskan Native | 6 | $3,820,000 | $636,000 | $1,135,000 | $184,000 | $345,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,694 | $859,830,000 | $507,000 | $5,125,000 | $211,000 | $8,609,000 |
| FHA-insured (Federal Housing Administration) | 381 | $158,635,000 | $416,000 | $985,000 | $116,000 | $942,000 |
| VA-guaranteed (Veterans Administration) | 120 | $63,100,000 | $525,000 | $2,005,000 | $120,000 | $382,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,716 | $824,980,000 | $480,000 | $5,105,000 | $186,000 | $3,487,000 |
| Application Withdrawn By Applicant | 444 | $241,690,000 | $544,000 | $5,125,000 | $208,000 | $8,609,000 |
| Application Denied By Financial Institution | 35 | $14,895,000 | $425,000 | $1,205,000 | $123,000 | $338,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,160 | $1,066,670,000 | $493,000 | $5,125,000 | $191,000 | $8,609,000 |
| Other | 9 | $4,095,000 | $455,000 | $755,000 | $107,000 | $194,000 |
| Collateral | 7 | $3,135,000 | $447,000 | $855,000 | $191,000 | $338,000 |
| Credit History | 7 | $2,035,000 | $290,000 | $505,000 | $103,000 | $255,000 |
| Debt-To-Income Ratio | 6 | $2,310,000 | $385,000 | $455,000 | $74,000 | $89,000 |
| Credit Application Incomplete | 3 | $1,005,000 | $335,000 | $685,000 | $127,000 | $210,000 |
| Employment History | 2 | $2,010,000 | $1,005,000 | $1,205,000 | $201,000 | $268,000 |
| Unverifiable Information | 1 | $305,000 | $305,000 | $305,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Loan Corporation's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Loan Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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