Franklin Mint
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Franklin Mint 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Franklin Mint
5 Hillman Drive
Chadds Ford Township, PA 19317
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,704
Total Mortgage Loan Application Amount $466,150,000
Average Mortgage Loan Application Amount $220,400
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $155,200
Highest Applicant Income $6,144,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Franklin Mint. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Mint's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Franklin Mint's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Mint serves its applicants.

Each category highlights the total number of mortgage applications processed by Franklin Mint, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Mint's mortgage activity for 2022.

Mortgage Loan Application Totals for Franklin Mint by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Delaware County Pennsylvania 1,108 $ 110,030,000 $ 99,000 $ 126,000
Chester County Pennsylvania 401 $ 59,895,000 $ 149,000 $ 170,000
Philadelphia County Pennsylvania 171 $ 22,165,000 $ 129,000 $ 123,000
Montgomery County Pennsylvania 150 $ 22,600,000 $ 150,000 $ 174,000
New Castle County Delaware 136 $ 18,690,000 $ 137,000 $ 148,000
Bucks County Pennsylvania 38 $ 4,630,000 $ 121,000 $ 391,000
Gloucester County New Jersey 31 $ 2,385,000 $ 76,000 $ 134,000
Fairfax County Virginia 31 $ 18,085,000 $ 583,000 $ 181,000
Cape May County New Jersey 26 $ 4,980,000 $ 191,000 $ 258,000
Howard County Maryland 23 $ 15,575,000 $ 677,000 $ 196,000
Camden County New Jersey 22 $ 3,670,000 $ 166,000 $ 189,000
Butler County Pennsylvania 22 $ 8,750,000 $ 397,000 $ 149,000
Mecklenburg County North Carolina 18 $ 7,390,000 $ 410,000 $ 120,000
Lancaster County Pennsylvania 18 $ 1,940,000 $ 107,000 $ 104,000
Sussex County Delaware 16 $ 3,370,000 $ 210,000 $ 210,000
Anne Arundel County Maryland 16 $ 8,040,000 $ 502,000 $ 158,000
Wake County North Carolina 14 $ 5,860,000 $ 418,000 $ 151,000
Allegheny County Pennsylvania 14 $ 5,410,000 $ 386,000 $ 198,000
Berks County Pennsylvania 14 $ 1,150,000 $ 82,000 $ 100,000
Loudoun County Virginia 14 $ 8,400,000 $ 600,000 $ 199,000
Prince William County Virginia 13 $ 6,805,000 $ 523,000 $ 164,000
District of Columbia County District Of Columbia 11 $ 5,245,000 $ 476,000 $ 193,000
Prince George's County Maryland 11 $ 5,755,000 $ 523,000 $ 163,000
Mercer County New Jersey 10 $ 870,000 $ 87,000 $ 140,000
Davidson County Tennessee 10 $ 3,870,000 $ 387,000 $ 121,000
Frederick County Maryland 9 $ 5,035,000 $ 559,000 $ 133,000
Monmouth County New Jersey 9 $ 3,505,000 $ 389,000 $ 139,000
Williamson County Tennessee 8 $ 4,850,000 $ 606,000 $ 129,000
Arlington County Virginia 8 $ 3,930,000 $ 491,000 $ 192,000
Atlantic County New Jersey 7 $ 945,000 $ 135,000 $ 137,000
Durham County North Carolina 7 $ 2,345,000 $ 335,000 $ 146,000
Union County North Carolina 7 $ 2,785,000 $ 397,000 $ 120,000
Washington County Pennsylvania 7 $ 2,435,000 $ 347,000 $ 130,000
Albemarle County Virginia 7 $ 3,695,000 $ 527,000 $ 173,000
Chesterfield County Virginia 7 $ 2,625,000 $ 375,000 $ 109,000
Kent County Delaware 6 $ 1,400,000 $ 233,000 $ 96,000
Broward County Florida 6 $ 1,570,000 $ 261,000 $ 524,000
Cecil County Maryland 6 $ 760,000 $ 126,000 $ 110,000
Ocean County New Jersey 6 $ 620,000 $ 103,000 $ 188,000
Cabarrus County North Carolina 6 $ 2,470,000 $ 411,000 $ 113,000
Northampton County Pennsylvania 6 $ 1,160,000 $ 193,000 $ 161,000
Westmoreland County Pennsylvania 6 $ 3,140,000 $ 523,000 $ 173,000
Henrico County Virginia 6 $ 1,580,000 $ 263,000 $ 134,000
Baltimore County Maryland 5 $ 2,355,000 $ 471,000 $ 139,000
Baltimore City County Maryland 5 $ 2,315,000 $ 463,000 $ 162,000
Lehigh County Pennsylvania 5 $ 325,000 $ 65,000 $ 95,000
Monroe County Pennsylvania 5 $ 825,000 $ 165,000 $ 247,000
York County South Carolina 5 $ 1,635,000 $ 327,000 $ 118,000
Alexandria County Virginia 5 $ 2,805,000 $ 561,000 $ 231,000
Manatee County Florida 4 $ 720,000 $ 180,000 $ 164,000
Middlesex County Massachusetts 4 $ 2,950,000 $ 737,000 $ 286,000
Portage County Ohio 4 $ 1,480,000 $ 370,000 $ 91,000
Carbon County Pennsylvania 4 $ 1,010,000 $ 252,000 $ 212,000
Cumberland County Pennsylvania 4 $ 510,000 $ 127,000 $ 156,000
Pike County Pennsylvania 4 $ 570,000 $ 142,000 $ 287,000
York County Pennsylvania 4 $ 640,000 $ 160,000 $ 103,000
Collier County Florida 3 $ 675,000 $ 225,000 $ 466,000
Palm Beach County Florida 3 $ 695,000 $ 231,000 $ 189,000
Lafayette County Louisiana 3 $ 145,000 $ 48,000 $ 10,000
Montgomery County Maryland 3 $ 1,165,000 $ 388,000 $ 106,000
Burlington County New Jersey 3 $ 345,000 $ 115,000 $ 131,000
Cumberland County New Jersey 3 $ 745,000 $ 248,000 $ 134,000
Hudson County New Jersey 3 $ 1,715,000 $ 571,000 $ 240,000
Morris County New Jersey 3 $ 755,000 $ 251,000 $ 184,000
Salem County New Jersey 3 $ 165,000 $ 55,000 $ 108,000
Brunswick County North Carolina 3 $ 515,000 $ 171,000 $ 109,000
Lorain County Ohio 3 $ 985,000 $ 328,000 $ 156,000
Stark County Ohio 3 $ 935,000 $ 311,000 $ 121,000
Summit County Ohio 3 $ 805,000 $ 268,000 $ 144,000
Lackawanna County Pennsylvania 3 $ 585,000 $ 195,000 $ 160,000
Beaufort County South Carolina 3 $ 1,485,000 $ 495,000 $ 238,000
Chesapeake County Virginia 3 $ 455,000 $ 151,000 $ 106,000
Fairfax City County Virginia 3 $ 755,000 $ 251,000 $ 132,000
Richmond City County Virginia 3 $ 1,145,000 $ 381,000 $ 142,000
Madison County Alabama 2 $ 110,000 $ 55,000 $ 67,000
Mohave County Arizona 2 $ 110,000 $ 55,000 $ 54,000
Boulder County Colorado 2 $ 120,000 $ 60,000 $ 142,000
Clay County Florida 2 $ 210,000 $ 105,000 $ 100,000
Orange County Florida 2 $ 110,000 $ 55,000 $ 124,000
Osceola County Florida 2 $ 440,000 $ 220,000 $ 115,000
Richmond County Georgia 2 $ 370,000 $ 185,000 $ 36,000
Charles County Maryland 2 $ 420,000 $ 210,000 $ 52,000
Worcester County Massachusetts 2 $ 470,000 $ 235,000 $ 203,000
Bergen County New Jersey 2 $ 660,000 $ 330,000 $ 235,000
Hunterdon County New Jersey 2 $ 180,000 $ 90,000 $ 245,000
Middlesex County New Jersey 2 $ 600,000 $ 300,000 $ 160,000
Somerset County New Jersey 2 $ 490,000 $ 245,000 $ 116,000
Union County New Jersey 2 $ 780,000 $ 390,000 $ 196,000
Guilford County North Carolina 2 $ 90,000 $ 45,000 $ 75,000
Harnett County North Carolina 2 $ 510,000 $ 255,000 $ 79,000
Iredell County North Carolina 2 $ 830,000 $ 415,000 $ 160,000
Delaware County Ohio 2 $ 750,000 $ 375,000 $ 108,000
Lake County Ohio 2 $ 470,000 $ 235,000 $ 212,000
Lebanon County Pennsylvania 2 $ 290,000 $ 145,000 $ 183,000
Mifflin County Pennsylvania 2 $ 210,000 $ 105,000 $ 159,000
Charleston County South Carolina 2 $ 1,390,000 $ 695,000 $ 279,000
Greenville County South Carolina 2 $ 570,000 $ 285,000 $ 92,000
Horry County South Carolina 2 $ 110,000 $ 55,000 $ 53,000
Richland County South Carolina 2 $ 700,000 $ 350,000 $ 230,000
Sumner County Tennessee 2 $ 690,000 $ 345,000 $ 96,000
Wilson County Tennessee 2 $ 540,000 $ 270,000 $ 111,000
Fort Bend County Texas 2 $ 310,000 $ 155,000 $ 420,000
Hanover County Virginia 2 $ 860,000 $ 430,000 $ 160,000
Spotsylvania County Virginia 2 $ 570,000 $ 285,000 $ 86,000
York County Virginia 2 $ 590,000 $ 295,000 $ 126,000
Berkeley County West Virginia 2 $ 800,000 $ 400,000 $ 100,000
Maricopa County Arizona 1 $ 195,000 $ 195,000 $ 78,000
San Bernardino County California 1 $ 155,000 $ 155,000 $ 115,000
Fairfield County Connecticut 1 $ 185,000 $ 185,000 $ 82,000
Charlotte County Florida 1 $ 65,000 $ 65,000 $ 12,000
Escambia County Florida 1 $ 245,000 $ 245,000 $ 65,000
Lake County Florida 1 $ 335,000 $ 335,000 $ 92,000
Lee County Florida 1 $ 55,000 $ 55,000 $ 49,000
Miami-Dade County Florida 1 $ 25,000 $ 25,000 $ 90,000
Nassau County Florida 1 $ 55,000 $ 55,000 $ 75,000
Pinellas County Florida 1 $ 75,000 $ 75,000 $ 206,000
Sarasota County Florida 1 $ 65,000 $ 65,000 $ 110,000
Glynn County Georgia 1 $ 25,000 $ 25,000 $ 70,000
Boone County Illinois 1 $ 105,000 $ 105,000 $ 332,000
Dorchester County Maryland 1 $ 395,000 $ 395,000 $ 475,000
Worcester County Maryland 1 $ 95,000 $ 95,000 $ 182,000
Bristol County Massachusetts 1 $ 105,000 $ 105,000 $ 444,000
Dukes County Massachusetts 1 $ 105,000 $ 105,000 $ 504,000
Essex County Massachusetts 1 $ 605,000 $ 605,000 $ 200,000
Hampden County Massachusetts 1 $ 245,000 $ 245,000 $ 91,000
Hampshire County Massachusetts 1 $ 385,000 $ 385,000 $ 145,000
Norfolk County Massachusetts 1 $ 405,000 $ 405,000 $ 336,000
Plymouth County Massachusetts 1 $ 805,000 $ 805,000 $ 48,000
Suffolk County Massachusetts 1 $ 695,000 $ 695,000 $ 125,000
Ramsey County Minnesota 1 $ 5,000 $ 5,000 $ 31,000
Essex County New Jersey 1 $ 55,000 $ 55,000 $ 96,000
Warren County New Jersey 1 $ 295,000 $ 295,000 $ 116,000
Ashe County North Carolina 1 $ 315,000 $ 315,000 $ 329,000
Buncombe County North Carolina 1 $ 255,000 $ 255,000 $ 46,000
Currituck County North Carolina 1 $ 165,000 $ 165,000 $ 295,000
Franklin County North Carolina 1 $ 425,000 $ 425,000 $ 135,000
Gaston County North Carolina 1 $ 415,000 $ 415,000 $ 139,000
Johnston County North Carolina 1 $ 55,000 $ 55,000 $ 122,000
Lincoln County North Carolina 1 $ 255,000 $ 255,000 $ 42,000
Moore County North Carolina 1 $ 625,000 $ 625,000 $ 141,000
New Hanover County North Carolina 1 $ 505,000 $ 505,000 $ 218,000
Medina County Ohio 1 $ 225,000 $ 225,000 $ 73,000
Union County Ohio 1 $ 315,000 $ 315,000 $ 109,000
Erie County Pennsylvania 1 $ 125,000 $ 125,000 $ 100,000
Potter County Pennsylvania 1 $ 15,000 $ 15,000 $ 18,000
Schuylkill County Pennsylvania 1 $ 105,000 $ 105,000 $ 210,000
Wayne County Pennsylvania 1 $ 175,000 $ 175,000 $ 46,000
Anderson County South Carolina 1 $ 445,000 $ 445,000 $ 108,000
Bamberg County South Carolina 1 $ 5,000 $ 5,000 $ 803,000
Florence County South Carolina 1 $ 105,000 $ 105,000 $ 41,000
Jasper County South Carolina 1 $ 515,000 $ 515,000 $ 237,000
Lancaster County South Carolina 1 $ 495,000 $ 495,000 $ 123,000
Lexington County South Carolina 1 $ 505,000 $ 505,000 $ 167,000
Spartanburg County South Carolina 1 $ 205,000 $ 205,000 $ 130,000
Maury County Tennessee 1 $ 25,000 $ 25,000 $ 77,000
Robertson County Tennessee 1 $ 315,000 $ 315,000 $ 177,000
Harris County Texas 1 $ 55,000 $ 55,000 $ 180,000
Hays County Texas 1 $ 25,000 $ 25,000 $ 106,000
Accomack County Virginia 1 $ 45,000 $ 45,000 $ 114,000
Charlottesville County Virginia 1 $ 595,000 $ 595,000 $ 132,000
Clarke County Virginia 1 $ 205,000 $ 205,000 $ 124,000
Fauquier County Virginia 1 $ 555,000 $ 555,000 $ 319,000
Frederick County Virginia 1 $ 405,000 $ 405,000 $ 105,000
Hampton County Virginia 1 $ 295,000 $ 295,000 $ 225,000
Harrisonburg County Virginia 1 $ 375,000 $ 375,000 $ 132,000
James City County Virginia 1 $ 525,000 $ 525,000 $ 133,000
Norfolk County Virginia 1 $ 625,000 $ 625,000 $ 170,000
Portsmouth County Virginia 1 $ 205,000 $ 205,000 $ 123,000
Stafford County Virginia 1 $ 385,000 $ 385,000 $ 75,000
King County Washington 1 $ 455,000 $ 455,000 $ 283,000
Monongalia County West Virginia 1 $ 385,000 $ 385,000 $ 131,000
Sheridan County Wyoming 1 $ 675,000 $ 675,000 $ 403,000

Mortgage Loan Application Detail Totals for Franklin Mint in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,132 $96,640,000 $85,000 $2,505,000 $150,000 $6,144,000
Home Purchase 690 $255,790,000 $370,000 $1,285,000 $152,000 $1,015,000
Refinancing 445 $77,645,000 $174,000 $1,715,000 $164,000 $2,117,000
Other Purpose 423 $30,435,000 $71,000 $605,000 $128,000 $1,616,000
Cash-out Refinancing 14 $5,640,000 $402,000 $725,000 $182,000 $403,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,726 $249,490,000 $144,000 $995,000 $152,000 $2,117,000
Black or African American 369 $57,985,000 $157,000 $2,505,000 $105,000 $743,000
Not Provided 308 $62,890,000 $204,000 $995,000 $185,000 $6,144,000
Asian 151 $54,115,000 $358,000 $1,035,000 $163,000 $656,000
Hispanic 74 $10,990,000 $148,000 $955,000 $129,000 $450,000
Not applicable 31 $13,315,000 $429,000 $1,715,000 $0 $0
American Indian or Alaskan Native 14 $1,900,000 $135,000 $455,000 $180,000 $523,000
Native Hawaiian or Other Pacific Islander 2 $1,020,000 $510,000 $855,000 $298,000 $483,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,704 $466,150,000 $172,000 $2,505,000 $150,000 $6,144,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,772 $336,300,000 $189,000 $1,055,000 $162,000 $2,117,000
Application Denied By Financial Institution 591 $65,385,000 $110,000 $1,285,000 $110,000 $3,270,000
Application Withdrawn By Applicant 251 $31,565,000 $125,000 $2,505,000 $150,000 $6,144,000
Application Approved But Not Accepted 89 $31,185,000 $350,000 $915,000 $157,000 $490,000
File Closed For Incompleteness 1 $1,715,000 $1,715,000 $1,715,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,113 $400,765,000 $189,000 $2,505,000 $161,000 $6,144,000
Credit History 228 $17,650,000 $77,000 $495,000 $85,000 $360,000
Credit Application Incomplete 159 $16,385,000 $103,000 $655,000 $162,000 $3,270,000
Debt-To-Income Ratio 105 $17,685,000 $168,000 $1,285,000 $61,000 $293,000
Other 63 $8,095,000 $128,000 $955,000 $125,000 $504,000
Collateral 32 $3,710,000 $115,000 $455,000 $155,000 $504,000
Employment History 3 $1,165,000 $388,000 $595,000 $99,000 $132,000
Unverifiable Information 1 $695,000 $695,000 $695,000 $125,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Mint's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Franklin Mint's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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