Fremont Investment & Loan Mortgage Lending & HMDA Data, 2005
In 2005, Fremont Investment & Loan of Brea, CA reported 309,064 mortgage applications totaling $59.6 billion, up 38% from 2004. The average application was for $192,849, and applicants reported an average income of $93,470. 63% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (16,672), New York-Wayne-White Plains, NY-NJ (16,496) and Atlanta-Sandy Springs-Marietta, GA (14,974) (applications in parentheses).
| Mortgage Company & Address | Fremont Investment & Loan 2727 E. Imperial Highway Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 309,064 |
| Total Mortgage Loan Application Amount | $59,602,946,000 |
| Average Mortgage Loan Application Amount | $192,849 |
| Highest Mortgage Loan Application Amount | $61,500,000 |
| Average Applicant Income | $93,470 |
| Highest Applicant Income | $9,875,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fremont Investment & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 16,672 | $ 2,517,874,000 | $ 151,024 | $ 82,000 |
| New York-Wayne-White Plains, NY-NJ | 16,496 | $ 5,093,712,000 | $ 308,784 | $ 127,000 |
| Atlanta-Sandy Springs-Marietta, GA | 14,974 | $ 1,802,518,000 | $ 120,376 | $ 76,000 |
| Riverside-San Bernardino-Ontario, CA | 12,961 | $ 2,958,786,000 | $ 228,283 | $ 108,000 |
| Los Angeles-Long Beach-Glendale, CA | 11,774 | $ 3,452,078,000 | $ 293,195 | $ 121,000 |
| Miami-Miami Beach-Kendall, FL | 8,690 | $ 1,483,441,000 | $ 170,706 | $ 91,000 |
| Nassau-Suffolk, NY | 7,506 | $ 2,026,924,000 | $ 270,040 | $ 127,000 |
| Baltimore-Towson, MD | 6,957 | $ 1,181,089,000 | $ 169,769 | $ 95,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6,281 | $ 835,024,000 | $ 132,944 | $ 76,000 |
| Oakland-Fremont-Hayward, CA | 5,575 | $ 1,802,926,000 | $ 323,394 | $ 130,000 |
| Newark-Union, NJ-PA | 5,517 | $ 1,281,221,000 | $ 232,231 | $ 113,000 |
| Orlando, FL | 5,055 | $ 767,055,000 | $ 151,741 | $ 81,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4,835 | $ 872,693,000 | $ 180,494 | $ 94,000 |
| Las Vegas-Paradise, NV | 4,752 | $ 904,793,000 | $ 190,402 | $ 90,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4,507 | $ 679,499,000 | $ 150,765 | $ 87,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,465 | $ 708,295,000 | $ 158,632 | $ 82,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4,433 | $ 1,082,416,000 | $ 244,172 | $ 127,000 |
| Edison, NJ | 4,250 | $ 1,053,264,000 | $ 247,826 | $ 120,000 |
| Denver-Aurora, CO | 4,000 | $ 549,915,000 | $ 137,478 | $ 83,000 |
| Santa Ana-Anaheim-Irvine, CA | 3,975 | $ 1,333,657,000 | $ 335,511 | $ 146,000 |
| Detroit-Livonia-Dearborn, MI | 3,548 | $ 317,333,000 | $ 89,439 | $ 62,000 |
| Boston-Quincy, MA | 3,489 | $ 865,013,000 | $ 247,925 | $ 107,000 |
| San Diego-Carlsbad-San Marcos, CA | 3,253 | $ 1,020,216,000 | $ 313,623 | $ 141,000 |
| Houston-Baytown-Sugar Land, TX | 2,630 | $ 352,599,000 | $ 134,068 | $ 83,000 |
| Philadelphia, PA | 2,445 | $ 349,639,000 | $ 143,001 | $ 83,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2,330 | $ 593,732,000 | $ 254,820 | $ 110,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2,323 | $ 467,173,000 | $ 201,107 | $ 99,000 |
| Honolulu, HI | 2,299 | $ 597,631,000 | $ 259,952 | $ 111,000 |
| Stockton, CA | 2,106 | $ 531,188,000 | $ 252,226 | $ 116,000 |
| Camden, NJ | 2,049 | $ 321,247,000 | $ 156,782 | $ 90,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,042 | $ 732,698,000 | $ 358,813 | $ 154,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,962 | $ 276,765,000 | $ 141,062 | $ 75,000 |
| Cape Coral-Fort Myers, FL | 1,937 | $ 302,616,000 | $ 156,229 | $ 93,000 |
| Seattle-Bellevue-Everett, WA | 1,905 | $ 368,762,000 | $ 193,575 | $ 92,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,886 | $ 186,288,000 | $ 98,774 | $ 77,000 |
| New Haven-Milford, CT | 1,848 | $ 268,665,000 | $ 145,381 | $ 88,000 |
| Warren-Farmington Hills-Troy, MI | 1,845 | $ 311,033,000 | $ 168,581 | $ 80,000 |
| Dallas-Plano-Irving, TX | 1,752 | $ 208,085,000 | $ 118,769 | $ 99,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,727 | $ 456,073,000 | $ 264,083 | $ 100,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,683 | $ 396,078,000 | $ 235,340 | $ 111,000 |
| Hartford-West Hartford-East Hartford, CT | 1,657 | $ 214,056,000 | $ 129,182 | $ 80,000 |
| Bakersfield, CA | 1,592 | $ 266,270,000 | $ 167,255 | $ 109,000 |
| Cambridge-Newton-Framingham, MA | 1,579 | $ 394,658,000 | $ 249,941 | $ 104,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,556 | $ 275,467,000 | $ 177,035 | $ 82,000 |
| Richmond, VA | 1,517 | $ 185,942,000 | $ 122,572 | $ 72,000 |
| St. Louis, MO-IL | 1,511 | $ 173,036,000 | $ 114,517 | $ 96,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,452 | $ 165,688,000 | $ 114,110 | $ 73,000 |
| Jacksonville, FL | 1,433 | $ 178,515,000 | $ 124,574 | $ 100,000 |
| Fresno, CA | 1,390 | $ 245,802,000 | $ 176,835 | $ 99,000 |
| Lakeland, FL | 1,360 | $ 144,670,000 | $ 106,375 | $ 69,000 |
| Vallejo-Fairfield, CA | 1,283 | $ 356,607,000 | $ 277,947 | $ 116,000 |
| Essex County, MA | 1,255 | $ 280,624,000 | $ 223,604 | $ 91,000 |
| Columbus, OH | 1,252 | $ 129,199,000 | $ 103,194 | $ 67,000 |
| Worcester, MA | 1,251 | $ 216,885,000 | $ 173,369 | $ 80,000 |
| Modesto, CA | 1,237 | $ 279,610,000 | $ 226,038 | $ 107,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,195 | $ 511,213,000 | $ 427,793 | $ 180,000 |
| Sarasota-Bradenton-Venice, FL | 1,125 | $ 192,613,000 | $ 171,211 | $ 79,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1,112 | $ 233,730,000 | $ 210,188 | $ 98,000 |
| Indianapolis, IN | 996 | $ 105,315,000 | $ 105,737 | $ 76,000 |
| Albany-Schenectady-Troy, NY | 933 | $ 109,730,000 | $ 117,609 | $ 73,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 907 | $ 113,776,000 | $ 125,442 | $ 65,000 |
| Springfield, MA | 897 | $ 105,030,000 | $ 117,090 | $ 66,000 |
| Naples-Marco Island, FL | 882 | $ 201,082,000 | $ 227,984 | $ 104,000 |
| Cincinnati-Middletown, OH-KY-IN | 865 | $ 91,170,000 | $ 105,398 | $ 70,000 |
| Kansas City, MO-KS | 862 | $ 78,560,000 | $ 91,136 | $ 67,000 |
| Salt Lake City, UT | 842 | $ 103,747,000 | $ 123,214 | $ 81,000 |
| Nashville-Davidson--Murfreesboro, TN | 832 | $ 82,554,000 | $ 99,223 | $ 61,000 |
| Port St. Lucie-Fort Pierce, FL | 832 | $ 131,877,000 | $ 158,506 | $ 95,000 |
| Portland-Vancouver-Beaverton, OR-WA | 827 | $ 121,028,000 | $ 146,345 | $ 111,000 |
| Lake County-Kenosha County, IL-WI | 813 | $ 151,121,000 | $ 185,880 | $ 95,000 |
| Raleigh-Cary, NC | 810 | $ 94,151,000 | $ 116,235 | $ 71,000 |
| Fort Worth-Arlington, TX | 799 | $ 85,088,000 | $ 106,493 | $ 80,000 |
| Tacoma, WA | 793 | $ 108,788,000 | $ 137,185 | $ 76,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 787 | $ 261,320,000 | $ 332,045 | $ 142,000 |
| Albuquerque, NM | 762 | $ 89,984,000 | $ 118,089 | $ 99,000 |
| Colorado Springs, CO | 755 | $ 96,845,000 | $ 128,271 | $ 76,000 |
| Tucson, AZ | 743 | $ 93,493,000 | $ 125,831 | $ 72,000 |
| Cleveland-Elyria-Mentor, OH | 691 | $ 76,831,000 | $ 111,188 | $ 66,000 |
| Palm Bay-Melbourne-Titusville, FL | 672 | $ 93,740,000 | $ 139,494 | $ 67,000 |
| Wilmington, DE-MD-NJ | 666 | $ 88,828,000 | $ 133,375 | $ 67,000 |
| Visalia-Porterville, CA | 661 | $ 98,592,000 | $ 149,155 | $ 81,000 |
| Rockford, IL | 607 | $ 54,494,000 | $ 89,775 | $ 71,000 |
| Atlantic City, NJ | 590 | $ 105,393,000 | $ 178,632 | $ 78,000 |
| Trenton-Ewing, NJ | 581 | $ 95,471,000 | $ 164,321 | $ 86,000 |
| Salinas, CA | 524 | $ 182,034,000 | $ 347,393 | $ 146,000 |
| Gary, IN | 523 | $ 50,548,000 | $ 96,650 | $ 60,000 |
| Flint, MI | 517 | $ 49,709,000 | $ 96,148 | $ 56,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 469 | $ 53,655,000 | $ 114,402 | $ 63,000 |
| Merced, CA | 457 | $ 99,808,000 | $ 218,398 | $ 114,000 |
| Santa Rosa-Petaluma, CA | 452 | $ 156,536,000 | $ 346,318 | $ 164,000 |
| Memphis, TN-MS-AR | 438 | $ 49,339,000 | $ 112,646 | $ 104,000 |
| Buffalo-Niagara Falls, NY | 434 | $ 40,712,000 | $ 93,806 | $ 69,000 |
| Madison, WI | 409 | $ 54,805,000 | $ 133,997 | $ 71,000 |
| Columbia, SC | 400 | $ 41,594,000 | $ 103,985 | $ 69,000 |
| Boise City-Nampa, ID | 396 | $ 41,647,000 | $ 105,169 | $ 76,000 |
| Ocala, FL | 393 | $ 46,035,000 | $ 117,137 | $ 60,000 |
| Greensboro-High Point, NC | 385 | $ 37,673,000 | $ 97,851 | $ 57,000 |
| Norwich-New London, CT | 375 | $ 58,339,000 | $ 155,570 | $ 83,000 |
| Manchester-Nashua, NH | 372 | $ 62,514,000 | $ 168,048 | $ 89,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 364 | $ 113,875,000 | $ 312,843 | $ 119,000 |
| Charleston-North Charleston, SC | 363 | $ 45,025,000 | $ 124,035 | $ 75,000 |
| Louisville, KY-IN | 353 | $ 33,441,000 | $ 94,733 | $ 60,000 |
| Grand Rapids-Wyoming, MI | 351 | $ 32,848,000 | $ 93,584 | $ 50,000 |
| Eugene-Springfield, OR | 350 | $ 38,800,000 | $ 110,857 | $ 72,000 |
| Provo-Orem, UT | 341 | $ 39,706,000 | $ 116,439 | $ 69,000 |
| El Centro, CA | 330 | $ 53,269,000 | $ 161,421 | $ 87,000 |
| Rockingham County-Strafford County, NH | 330 | $ 57,777,000 | $ 175,081 | $ 99,000 |
| Barnstable Town, MA | 328 | $ 78,537,000 | $ 239,442 | $ 89,000 |
| San Antonio, TX | 323 | $ 30,225,000 | $ 93,575 | $ 80,000 |
| Redding, CA | 322 | $ 54,960,000 | $ 170,683 | $ 83,000 |
| Toledo, OH | 321 | $ 32,763,000 | $ 102,065 | $ 68,000 |
| Madera, CA | 320 | $ 57,858,000 | $ 180,806 | $ 96,000 |
| Ogden-Clearfield, UT | 318 | $ 36,962,000 | $ 116,232 | $ 61,000 |
| Pensacola-Ferry Pass-Brent, FL | 309 | $ 38,329,000 | $ 124,042 | $ 69,000 |
| Yuba City, CA | 308 | $ 55,588,000 | $ 180,480 | $ 81,000 |
| Akron, OH | 305 | $ 33,972,000 | $ 111,383 | $ 67,000 |
| Oklahoma City, OK | 304 | $ 32,350,000 | $ 106,414 | $ 70,000 |
| Greeley, CO | 302 | $ 35,372,000 | $ 117,125 | $ 67,000 |
| Chico, CA | 294 | $ 51,142,000 | $ 173,952 | $ 93,000 |
| Punta Gorda, FL | 280 | $ 40,314,000 | $ 143,978 | $ 83,000 |
| Durham, NC | 279 | $ 27,963,000 | $ 100,225 | $ 77,000 |
| Winston-Salem, NC | 278 | $ 26,061,000 | $ 93,744 | $ 64,000 |
| Austin-Round Rock, TX | 276 | $ 37,468,000 | $ 135,753 | $ 89,000 |
| Knoxville, TN | 276 | $ 26,289,000 | $ 95,250 | $ 60,000 |
| Rochester, NY | 275 | $ 26,096,000 | $ 94,894 | $ 75,000 |
| Greenville, SC | 256 | $ 24,668,000 | $ 96,359 | $ 57,000 |
| Hanford-Corcoran, CA | 248 | $ 35,064,000 | $ 141,387 | $ 86,000 |
| Savannah, GA | 248 | $ 26,811,000 | $ 108,108 | $ 76,000 |
| Dayton, OH | 241 | $ 21,416,000 | $ 88,863 | $ 54,000 |
| Idaho Falls, ID | 239 | $ 21,379,000 | $ 89,451 | $ 64,000 |
| Pittsburgh, PA | 237 | $ 26,094,000 | $ 110,101 | $ 66,000 |
| Macon, GA | 236 | $ 22,208,000 | $ 94,101 | $ 60,000 |
| Portland-South Portland-Biddeford, ME | 235 | $ 40,137,000 | $ 170,795 | $ 88,000 |
| York-Hanover, PA | 233 | $ 30,241,000 | $ 129,789 | $ 70,000 |
| Kingston, NY | 229 | $ 37,412,000 | $ 163,371 | $ 72,000 |
| San Luis Obispo-Paso Robles, CA | 227 | $ 73,821,000 | $ 325,202 | $ 133,000 |
| Green Bay, WI | 226 | $ 22,010,000 | $ 97,389 | $ 56,000 |
| Vineland-Millville-Bridgeton, NJ | 226 | $ 25,833,000 | $ 114,305 | $ 69,000 |
| Hagerstown-Martinsburg, MD-WV | 225 | $ 40,490,000 | $ 179,955 | $ 79,000 |
| Santa Cruz-Watsonville, CA | 223 | $ 87,933,000 | $ 394,318 | $ 169,000 |
| Tallahassee, FL | 219 | $ 24,615,000 | $ 112,397 | $ 91,000 |
| Reno-Sparks, NV | 215 | $ 45,167,000 | $ 210,079 | $ 95,000 |
| Ann Arbor, MI | 213 | $ 30,187,000 | $ 141,723 | $ 87,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 211 | $ 30,586,000 | $ 144,957 | $ 118,000 |
| Fort Collins-Loveland, CO | 209 | $ 34,723,000 | $ 166,138 | $ 120,000 |
| Little Rock-North Little Rock, AR | 203 | $ 19,717,000 | $ 97,128 | $ 68,000 |
| Lansing-East Lansing, MI | 202 | $ 21,386,000 | $ 105,871 | $ 63,000 |
| Prescott, AZ | 191 | $ 29,251,000 | $ 153,146 | $ 109,000 |
| Gainesville, GA | 188 | $ 23,565,000 | $ 125,345 | $ 71,000 |
| Boulder, CO | 185 | $ 32,238,000 | $ 174,259 | $ 98,000 |
| Dover, DE | 179 | $ 26,431,000 | $ 147,659 | $ 83,000 |
| Tulsa, OK | 170 | $ 16,789,000 | $ 98,758 | $ 126,000 |
| Scranton--Wilkes-Barre, PA | 169 | $ 15,316,000 | $ 90,627 | $ 60,000 |
| Lancaster, PA | 166 | $ 19,479,000 | $ 117,343 | $ 70,000 |
| Vero Beach, FL | 164 | $ 24,025,000 | $ 146,493 | $ 71,000 |
| Gainesville, FL | 163 | $ 18,135,000 | $ 111,257 | $ 71,000 |
| Harrisburg-Carlisle, PA | 162 | $ 18,568,000 | $ 114,617 | $ 64,000 |
| Des Moines, IA | 161 | $ 25,778,000 | $ 160,111 | $ 54,000 |
| Spartanburg, SC | 160 | $ 12,633,000 | $ 78,956 | $ 47,000 |
| Racine, WI | 157 | $ 18,174,000 | $ 115,757 | $ 50,000 |
| Ocean City, NJ | 154 | $ 39,389,000 | $ 255,772 | $ 122,000 |
| Napa, CA | 152 | $ 54,567,000 | $ 358,993 | $ 154,000 |
| Janesville, WI | 150 | $ 14,024,000 | $ 93,493 | $ 71,000 |
| Spokane, WA | 149 | $ 12,913,000 | $ 86,664 | $ 57,000 |
| Wilmington, NC | 147 | $ 19,859,000 | $ 135,095 | $ 82,000 |
| Kankakee-Bradley, IL | 142 | $ 12,979,000 | $ 91,401 | $ 52,000 |
| Fort Walton Beach-Crestview-Destin, FL | 137 | $ 26,598,000 | $ 194,145 | $ 104,000 |
| Santa Fe, NM | 136 | $ 28,073,000 | $ 206,419 | $ 154,000 |
| Winchester, VA-WV | 135 | $ 24,318,000 | $ 180,133 | $ 77,000 |
| Glens Falls, NY | 130 | $ 14,017,000 | $ 107,823 | $ 63,000 |
| St. Cloud, MN | 130 | $ 13,894,000 | $ 106,876 | $ 54,000 |
| Syracuse, NY | 127 | $ 11,346,000 | $ 89,338 | $ 74,000 |
| Asheville, NC | 126 | $ 14,917,000 | $ 118,388 | $ 57,000 |
| Salem, OR | 126 | $ 13,390,000 | $ 106,269 | $ 59,000 |
| Bloomington-Normal, IL | 122 | $ 10,884,000 | $ 89,213 | $ 66,000 |
| Muskegon-Norton Shores, MI | 122 | $ 10,659,000 | $ 87,368 | $ 66,000 |
| Coeur D'Alene, ID | 119 | $ 16,873,000 | $ 141,789 | $ 89,000 |
| Reading, PA | 114 | $ 15,364,000 | $ 134,771 | $ 61,000 |
| Chattanooga, TN-GA | 113 | $ 11,716,000 | $ 103,681 | $ 109,000 |
| Augusta-Richmond County, GA-SC | 112 | $ 11,173,000 | $ 99,758 | $ 57,000 |
| South Bend-Mishawaka, IN-MI | 111 | $ 7,625,000 | $ 68,693 | $ 50,000 |
| Athens-Clarke County, GA | 110 | $ 11,946,000 | $ 108,600 | $ 71,000 |
| Pueblo, CO | 108 | $ 10,484,000 | $ 97,074 | $ 60,000 |
| Bremerton-Silverdale, WA | 105 | $ 19,015,000 | $ 181,095 | $ 93,000 |
| Fayetteville, NC | 105 | $ 8,017,000 | $ 76,352 | $ 75,000 |
| St. George, UT | 104 | $ 15,310,000 | $ 147,211 | $ 89,000 |
| Salisbury, MD | 103 | $ 12,886,000 | $ 125,106 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 102 | $ 11,709,000 | $ 114,794 | $ 67,000 |
| Olympia, WA | 99 | $ 13,650,000 | $ 137,878 | $ 71,000 |
| Panama City-Lynn Haven, FL | 99 | $ 14,365,000 | $ 145,101 | $ 85,000 |
| Bellingham, WA | 98 | $ 16,613,000 | $ 169,520 | $ 158,000 |
| Youngstown-Warren-Boardman, OH-PA | 98 | $ 10,817,000 | $ 110,377 | $ 67,000 |
| Canton-Massillon, OH | 95 | $ 9,888,000 | $ 104,084 | $ 70,000 |
| Appleton, WI | 92 | $ 9,582,000 | $ 104,152 | $ 108,000 |
| Grand Junction, CO | 92 | $ 11,747,000 | $ 127,684 | $ 84,000 |
| Kalamazoo-Portage, MI | 90 | $ 10,220,000 | $ 113,555 | $ 68,000 |
| Jackson, MI | 89 | $ 8,579,000 | $ 96,393 | $ 61,000 |
| Roanoke, VA | 88 | $ 10,836,000 | $ 123,136 | $ 81,000 |
| Bangor, ME | 87 | $ 9,222,000 | $ 106,000 | $ 130,000 |
| Charlottesville, VA | 82 | $ 13,580,000 | $ 165,609 | $ 64,000 |
| Holland-Grand Haven, MI | 82 | $ 13,192,000 | $ 160,878 | $ 76,000 |
| Florence, SC | 81 | $ 7,706,000 | $ 95,135 | $ 105,000 |
| Springfield, MO | 80 | $ 7,269,000 | $ 90,862 | $ 67,000 |
| Hickory-Lenoir-Morganton, NC | 79 | $ 7,762,000 | $ 98,253 | $ 61,000 |
| Kennewick-Richland-Pasco, WA | 79 | $ 7,927,000 | $ 100,341 | $ 67,000 |
| Las Cruces, NM | 75 | $ 7,598,000 | $ 101,306 | $ 78,000 |
| Pittsfield, MA | 75 | $ 10,592,000 | $ 141,226 | $ 62,000 |
| Yuma, AZ | 75 | $ 9,338,000 | $ 124,506 | $ 60,000 |
| Brunswick, GA | 73 | $ 10,836,000 | $ 148,438 | $ 102,000 |
| Oshkosh-Neenah, WI | 73 | $ 6,959,000 | $ 95,328 | $ 53,000 |
| Columbus, GA-AL | 72 | $ 7,294,000 | $ 101,305 | $ 61,000 |
| Saginaw-Saginaw Township North, MI | 72 | $ 6,163,000 | $ 85,597 | $ 65,000 |
| Lewiston-Auburn, ME | 71 | $ 7,620,000 | $ 107,323 | $ 58,000 |
| Burlington-South Burlington, VT | 70 | $ 12,512,000 | $ 178,742 | $ 108,000 |
| Rochester, MN | 68 | $ 8,013,000 | $ 117,838 | $ 74,000 |
| Peoria, IL | 67 | $ 6,267,000 | $ 93,537 | $ 59,000 |
| Rocky Mount, NC | 67 | $ 6,383,000 | $ 95,268 | $ 53,000 |
| Anchorage, AK | 66 | $ 11,874,000 | $ 179,909 | $ 81,000 |
| Albany, GA | 65 | $ 6,208,000 | $ 95,507 | $ 61,000 |
| Omaha-Council Bluffs, NE-IA | 65 | $ 6,390,000 | $ 98,307 | $ 76,000 |
| Utica-Rome, NY | 65 | $ 7,167,000 | $ 110,261 | $ 76,000 |
| Warner Robins, GA | 65 | $ 5,456,000 | $ 83,938 | $ 62,000 |
| Duluth, MN-WI | 58 | $ 6,051,000 | $ 104,327 | $ 56,000 |
| Monroe, MI | 58 | $ 7,278,000 | $ 125,482 | $ 68,000 |
| Mount Vernon-Anacortes, WA | 58 | $ 8,453,000 | $ 145,741 | $ 78,000 |
| Springfield, OH | 58 | $ 5,261,000 | $ 90,706 | $ 51,000 |
| Lexington-Fayette, KY | 57 | $ 6,564,000 | $ 115,157 | $ 76,000 |
| Mansfield, OH | 57 | $ 4,481,000 | $ 78,614 | $ 60,000 |
| Bend, OR | 56 | $ 10,560,000 | $ 188,571 | $ 80,000 |
| Wichita, KS | 56 | $ 6,046,000 | $ 107,964 | $ 61,000 |
| Medford, OR | 55 | $ 11,025,000 | $ 200,454 | $ 87,000 |
| Burlington, NC | 54 | $ 4,518,000 | $ 83,666 | $ 78,000 |
| Binghamton, NY | 52 | $ 5,371,000 | $ 103,288 | $ 55,000 |
| Lafayette, IN | 50 | $ 4,389,000 | $ 87,780 | $ 47,000 |
| McAllen-Edinburg-Pharr, TX | 50 | $ 5,665,000 | $ 113,300 | $ 72,000 |
| Niles-Benton Harbor, MI | 49 | $ 7,597,000 | $ 155,040 | $ 166,000 |
| Fort Wayne, IN | 47 | $ 4,794,000 | $ 102,000 | $ 99,000 |
| Yakima, WA | 47 | $ 5,178,000 | $ 110,170 | $ 65,000 |
| Dalton, GA | 46 | $ 4,018,000 | $ 87,347 | $ 52,000 |
| Greenville, NC | 45 | $ 5,487,000 | $ 121,933 | $ 74,000 |
| Sheboygan, WI | 45 | $ 4,166,000 | $ 92,577 | $ 55,000 |
| Anderson, SC | 44 | $ 4,544,000 | $ 103,272 | $ 74,000 |
| Longview, WA | 44 | $ 5,054,000 | $ 114,863 | $ 79,000 |
| Pocatello, ID | 44 | $ 4,157,000 | $ 94,477 | $ 72,000 |
| Erie, PA | 43 | $ 3,666,000 | $ 85,255 | $ 49,000 |
| Rome, GA | 43 | $ 4,214,000 | $ 98,000 | $ 54,000 |
| Battle Creek, MI | 42 | $ 3,973,000 | $ 94,595 | $ 51,000 |
| Lynchburg, VA | 40 | $ 5,025,000 | $ 125,625 | $ 59,000 |
| El Paso, TX | 38 | $ 3,495,000 | $ 91,973 | $ 82,000 |
| Kingsport-Bristol-Bristol, TN-VA | 38 | $ 3,585,000 | $ 94,342 | $ 44,000 |
| Flagstaff, AZ | 35 | $ 8,386,000 | $ 239,600 | $ 114,000 |
| Topeka, KS | 35 | $ 3,251,000 | $ 92,885 | $ 58,000 |
| Cumberland, MD-WV | 34 | $ 3,176,000 | $ 93,411 | $ 43,000 |
| Lebanon, PA | 34 | $ 4,100,000 | $ 120,588 | $ 56,000 |
| Cheyenne, WY | 33 | $ 3,282,000 | $ 99,454 | $ 60,000 |
| Elkhart-Goshen, IN | 33 | $ 2,252,000 | $ 68,242 | $ 48,000 |
| Carson City, NV | 32 | $ 5,215,000 | $ 162,968 | $ 88,000 |
| Champaign-Urbana, IL | 32 | $ 2,533,000 | $ 79,156 | $ 60,000 |
| Jacksonville, NC | 32 | $ 3,997,000 | $ 124,906 | $ 120,000 |
| Springfield, IL | 32 | $ 3,240,000 | $ 101,250 | $ 57,000 |
| Wenatchee, WA | 32 | $ 5,570,000 | $ 174,062 | $ 90,000 |
| Columbus, IN | 31 | $ 3,042,000 | $ 98,129 | $ 70,000 |
| Eau Claire, WI | 31 | $ 3,028,000 | $ 97,677 | $ 50,000 |
| Waco, TX | 31 | $ 3,099,000 | $ 99,967 | $ 48,000 |
| Wausau, WI | 31 | $ 3,838,000 | $ 123,806 | $ 72,000 |
| Clarksville, TN-KY | 30 | $ 2,295,000 | $ 76,500 | $ 60,000 |
| Evansville, IN-KY | 30 | $ 2,462,000 | $ 82,066 | $ 71,000 |
| Harrisonburg, VA | 30 | $ 4,950,000 | $ 165,000 | $ 66,000 |
| Lincoln, NE | 30 | $ 2,771,000 | $ 92,366 | $ 74,000 |
| Morristown, TN | 29 | $ 3,106,000 | $ 107,103 | $ 52,000 |
| Anderson, IN | 28 | $ 1,986,000 | $ 70,928 | $ 53,000 |
| Johnson City, TN | 28 | $ 2,139,000 | $ 76,392 | $ 47,000 |
| Farmington, NM | 27 | $ 3,609,000 | $ 133,666 | $ 64,000 |
| Logan, UT-ID | 27 | $ 3,555,000 | $ 131,666 | $ 60,000 |
| Jackson, TN | 26 | $ 2,214,000 | $ 85,153 | $ 66,000 |
| Valdosta, GA | 26 | $ 2,195,000 | $ 84,423 | $ 44,000 |
| Charleston, WV | 24 | $ 2,060,000 | $ 85,833 | $ 79,000 |
| Danville, VA | 24 | $ 2,285,000 | $ 95,208 | $ 66,000 |
| Dubuque, IA | 24 | $ 1,737,000 | $ 72,375 | $ 52,000 |
| Sandusky, OH | 24 | $ 2,795,000 | $ 116,458 | $ 57,000 |
| Michigan City-La Porte, IN | 23 | $ 2,462,000 | $ 107,043 | $ 72,000 |
| Fond Du Lac, WI | 22 | $ 2,444,000 | $ 111,090 | $ 100,000 |
| Blacksburg-Christiansburg-Radford, VA | 21 | $ 2,156,000 | $ 102,666 | $ 57,000 |
| Goldsboro, NC | 21 | $ 1,533,000 | $ 73,000 | $ 58,000 |
| Laredo, TX | 21 | $ 1,927,000 | $ 91,761 | $ 53,000 |
| Cedar Rapids, IA | 20 | $ 2,116,000 | $ 105,800 | $ 68,000 |
| College Station-Bryan, TX | 20 | $ 1,589,000 | $ 79,450 | $ 64,000 |
| Elizabethtown, KY | 20 | $ 1,828,000 | $ 91,400 | $ 64,000 |
| Hinesville-Fort Stewart, GA | 20 | $ 2,027,000 | $ 101,350 | $ 50,000 |
| Lubbock, TX | 20 | $ 2,481,000 | $ 124,050 | $ 147,000 |
| Williamsport, PA | 20 | $ 1,739,000 | $ 86,950 | $ 61,000 |
| Bloomington, IN | 19 | $ 2,820,000 | $ 148,421 | $ 117,000 |
| Beaumont-Port Arthur, TX | 18 | $ 1,643,000 | $ 91,277 | $ 73,000 |
| Sumter, SC | 18 | $ 1,522,000 | $ 84,555 | $ 73,000 |
| Billings, MT | 17 | $ 1,877,000 | $ 110,411 | $ 56,000 |
| Lawton, OK | 17 | $ 1,164,000 | $ 68,470 | $ 62,000 |
| Sherman-Denison, TX | 17 | $ 1,529,000 | $ 89,941 | $ 91,000 |
| Waterloo-Cedar Falls, IA | 17 | $ 1,770,000 | $ 104,117 | $ 70,000 |
| Brownsville-Harlingen, TX | 16 | $ 1,782,000 | $ 111,375 | $ 148,000 |
| Davenport-Moline-Rock Island, IA-IL | 16 | $ 1,599,000 | $ 99,937 | $ 73,000 |
| Midland, TX | 16 | $ 1,437,000 | $ 89,812 | $ 59,000 |
| Tyler, TX | 16 | $ 1,376,000 | $ 86,000 | $ 49,000 |
| Killeen-Temple-Fort Hood, TX | 15 | $ 1,757,000 | $ 117,133 | $ 50,000 |
| Pine Bluff, AR | 15 | $ 1,695,000 | $ 113,000 | $ 67,000 |
| Bay City, MI | 14 | $ 1,156,000 | $ 82,571 | $ 69,000 |
| Morgantown, WV | 14 | $ 1,905,000 | $ 136,071 | $ 81,000 |
| State College, PA | 14 | $ 1,829,000 | $ 130,642 | $ 57,000 |
| Amarillo, TX | 13 | $ 1,313,000 | $ 101,000 | $ 53,000 |
| Cleveland, TN | 13 | $ 1,442,000 | $ 110,923 | $ 52,000 |
| Corpus Christi, TX | 13 | $ 2,851,000 | $ 219,307 | $ 125,000 |
| Parkersburg-Marietta, WV-OH | 13 | $ 847,000 | $ 65,153 | $ 42,000 |
| Jefferson City, MO | 12 | $ 1,219,000 | $ 101,583 | $ 60,000 |
| Johnstown, PA | 12 | $ 1,063,000 | $ 88,583 | $ 66,000 |
| Kokomo, IN | 12 | $ 966,000 | $ 80,500 | $ 52,000 |
| St. Joseph, MO-KS | 12 | $ 1,207,000 | $ 100,583 | $ 52,000 |
| Victoria, TX | 12 | $ 797,000 | $ 66,416 | $ 58,000 |
| Columbia, MO | 11 | $ 1,233,000 | $ 112,090 | $ 55,000 |
| Corvallis, OR | 11 | $ 1,423,000 | $ 129,363 | $ 59,000 |
| Elmira, NY | 11 | $ 823,000 | $ 74,818 | $ 50,000 |
| Hot Springs, AR | 11 | $ 1,101,000 | $ 100,090 | $ 51,000 |
| Joplin, MO | 11 | $ 762,000 | $ 69,272 | $ 37,000 |
| La Crosse, WI-MN | 11 | $ 1,051,000 | $ 95,545 | $ 34,000 |
| Terre Haute, IN | 11 | $ 883,000 | $ 80,272 | $ 77,000 |
| Lima, OH | 10 | $ 969,000 | $ 96,900 | $ 64,000 |
| Wichita Falls, TX | 10 | $ 671,000 | $ 67,100 | $ 71,000 |
| Fort Smith, AR-OK | 9 | $ 850,000 | $ 94,444 | $ 56,000 |
| Muncie, IN | 9 | $ 573,000 | $ 63,666 | $ 41,000 |
| Owensboro, KY | 9 | $ 669,000 | $ 74,333 | $ 53,000 |
| Sioux City, IA-NE-SD | 9 | $ 756,000 | $ 84,000 | $ 61,000 |
| Danville, IL | 8 | $ 519,000 | $ 64,875 | $ 57,000 |
| Missoula, MT | 8 | $ 1,526,000 | $ 190,750 | $ 88,000 |
| Abilene, TX | 7 | $ 519,000 | $ 74,142 | $ 52,000 |
| Altoona, PA | 7 | $ 895,000 | $ 127,857 | $ 65,000 |
| Ames, IA | 7 | $ 726,000 | $ 103,714 | $ 67,000 |
| Casper, WY | 7 | $ 920,000 | $ 131,428 | $ 70,000 |
| Fairbanks, AK | 7 | $ 1,005,000 | $ 143,571 | $ 56,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 700,000 | $ 100,000 | $ 63,000 |
| Iowa City, IA | 7 | $ 809,000 | $ 115,571 | $ 119,000 |
| Longview, TX | 7 | $ 580,000 | $ 82,857 | $ 80,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 529,000 | $ 75,571 | $ 53,000 |
| Ithaca, NY | 6 | $ 687,000 | $ 114,500 | $ 60,000 |
| Lawrence, KS | 6 | $ 699,000 | $ 116,500 | $ 49,000 |
| Decatur, IL | 5 | $ 1,359,000 | $ 271,800 | $ 221,000 |
| Great Falls, MT | 5 | $ 639,000 | $ 127,800 | $ 94,000 |
| Jonesboro, AR | 5 | $ 351,000 | $ 70,200 | $ 71,000 |
| Odessa, TX | 5 | $ 322,000 | $ 64,400 | $ 46,000 |
| Wheeling, WV-OH | 4 | $ 450,000 | $ 112,500 | $ 59,000 |
| Bowling Green, KY | 3 | $ 294,000 | $ 98,000 | $ 575,000 |
| San Angelo, TX | 3 | $ 184,000 | $ 61,333 | $ 49,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 187,000 | $ 62,333 | $ 24,000 |
| Lewiston, ID-WA | 2 | $ 89,000 | $ 44,500 | $ 35,000 |
| Montgomery, AL | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 178,641 | $30,244,632,000 | $131,446 | $61,500,000 | $79,617 | $9,000,000 |
| Refinancing | 125,540 | $28,098,733,000 | $172,869 | $1,250,000 | $82,826 | $9,875,000 |
| Home Improvement | 4,883 | $1,259,581,000 | $184,608 | $1,250,000 | $93,586 | $8,041,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 113,108 | $21,340,473,000 | $153,234 | $1,263,000 | $85,212 | $9,875,000 |
| Black or African American | 79,867 | $13,316,511,000 | $139,818 | $1,068,000 | $71,363 | $3,900,000 |
| Hispanic | 67,868 | $13,528,363,000 | $141,173 | $1,250,000 | $73,760 | $5,879,000 |
| Not Provided | 29,919 | $6,447,728,000 | $158,434 | $1,250,000 | $77,717 | $8,041,000 |
| Asian | 14,696 | $3,842,145,000 | $179,977 | $1,141,000 | $116,400 | $5,384,000 |
| Native Hawaiian or Other Pacific Islander | 2,475 | $622,350,000 | $157,564 | $990,000 | $89,897 | $2,362,000 |
| American Indian or Alaskan Native | 1,090 | $214,809,000 | $144,051 | $1,000,000 | $76,230 | $840,000 |
| Not applicable | 41 | $290,567,000 | $10,336,500 | $61,500,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 309,062 | $59,602,676,000 | $149,255 | $61,500,000 | $80,893 | $9,875,000 |
| FHA-insured (Federal Housing Administration) | 2 | $270,000 | $135,000 | $195,000 | $57,500 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 193,565 | $36,205,903,000 | $143,260 | $61,500,000 | $82,260 | $9,875,000 |
| Application Denied By Financial Institution | 78,117 | $16,380,699,000 | $162,553 | $1,260,000 | $80,744 | $9,000,000 |
| File Closed For Incompleteness | 36,602 | $6,620,903,000 | $139,065 | $1,263,000 | $80,260 | $5,197,000 |
| Application Approved But Not Accepted | 682 | $375,488,000 | $1,200,450 | $58,500,000 | $71,800 | $901,000 |
| Application Withdrawn By Applicant | 66 | $12,953,000 | $141,000 | $802,000 | $79,809 | $372,000 |
| Loan Purchased By The Institution | 32 | $7,000,000 | $193,500 | $531,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fremont Investment & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About