Fremont Investment & Loan
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Fremont Investment & Loan 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fremont Investment & Loan 2727 E. Imperial Highway Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 309,064 |
| Total Mortgage Loan Application Amount | $59,602,946,000 |
| Average Mortgage Loan Application Amount | $162,748 |
| Highest Mortgage Loan Application Amount | $61,500,000 |
| Average Applicant Income | $85,302 |
| Highest Applicant Income | $9,875,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Fremont Investment & Loan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fremont Investment & Loan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Fremont Investment & Loan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fremont Investment & Loan serves its applicants.
Each category highlights the total number of mortgage applications processed by Fremont Investment & Loan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fremont Investment & Loan's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 16,672 | $ 2,517,874,000 | $ 151,000 | $ 82,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 16,496 | $ 5,093,712,000 | $ 308,000 | $ 127,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 14,974 | $ 1,802,518,000 | $ 120,000 | $ 76,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 12,961 | $ 2,958,786,000 | $ 228,000 | $ 108,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 11,774 | $ 3,452,078,000 | $ 293,000 | $ 121,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 8,690 | $ 1,483,441,000 | $ 170,000 | $ 91,000 |
| NASSAU-SUFFOLK, NY | 7,506 | $ 2,026,924,000 | $ 270,000 | $ 127,000 |
| BALTIMORE-TOWSON, MD | 6,957 | $ 1,181,089,000 | $ 169,000 | $ 95,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6,281 | $ 835,024,000 | $ 132,000 | $ 76,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 5,575 | $ 1,802,926,000 | $ 323,000 | $ 130,000 |
| NEWARK-UNION, NJ-PA | 5,517 | $ 1,281,221,000 | $ 232,000 | $ 113,000 |
| ORLANDO, FL | 5,055 | $ 767,055,000 | $ 151,000 | $ 81,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4,835 | $ 872,693,000 | $ 180,000 | $ 94,000 |
| LAS VEGAS-PARADISE, NV | 4,752 | $ 904,793,000 | $ 190,000 | $ 90,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4,507 | $ 679,499,000 | $ 150,000 | $ 87,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,465 | $ 708,295,000 | $ 158,000 | $ 82,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 4,433 | $ 1,082,416,000 | $ 244,000 | $ 127,000 |
| EDISON, NJ | 4,250 | $ 1,053,264,000 | $ 247,000 | $ 120,000 |
| DENVER-AURORA, CO | 4,000 | $ 549,915,000 | $ 137,000 | $ 83,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3,975 | $ 1,333,657,000 | $ 335,000 | $ 146,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3,548 | $ 317,333,000 | $ 89,000 | $ 62,000 |
| BOSTON-QUINCY, MA | 3,489 | $ 865,013,000 | $ 247,000 | $ 107,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 3,253 | $ 1,020,216,000 | $ 313,000 | $ 141,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 2,630 | $ 352,599,000 | $ 134,000 | $ 83,000 |
| PHILADELPHIA, PA | 2,445 | $ 349,639,000 | $ 143,000 | $ 83,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 2,330 | $ 593,732,000 | $ 254,000 | $ 110,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2,323 | $ 467,173,000 | $ 201,000 | $ 99,000 |
| HONOLULU, HI | 2,299 | $ 597,631,000 | $ 259,000 | $ 111,000 |
| STOCKTON, CA | 2,106 | $ 531,188,000 | $ 252,000 | $ 116,000 |
| CAMDEN, NJ | 2,049 | $ 321,247,000 | $ 156,000 | $ 90,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,042 | $ 732,698,000 | $ 358,000 | $ 154,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,962 | $ 276,765,000 | $ 141,000 | $ 75,000 |
| CAPE CORAL-FORT MYERS, FL | 1,937 | $ 302,616,000 | $ 156,000 | $ 93,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,905 | $ 368,762,000 | $ 193,000 | $ 92,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1,886 | $ 186,288,000 | $ 98,000 | $ 77,000 |
| NEW HAVEN-MILFORD, CT | 1,848 | $ 268,665,000 | $ 145,000 | $ 88,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1,845 | $ 311,033,000 | $ 168,000 | $ 80,000 |
| DALLAS-PLANO-IRVING, TX | 1,752 | $ 208,085,000 | $ 118,000 | $ 99,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,727 | $ 456,073,000 | $ 264,000 | $ 100,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,683 | $ 396,078,000 | $ 235,000 | $ 111,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,657 | $ 214,056,000 | $ 129,000 | $ 80,000 |
| BAKERSFIELD, CA | 1,592 | $ 266,270,000 | $ 167,000 | $ 109,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,579 | $ 394,658,000 | $ 249,000 | $ 104,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,556 | $ 275,467,000 | $ 177,000 | $ 82,000 |
| RICHMOND, VA | 1,517 | $ 185,942,000 | $ 122,000 | $ 72,000 |
| ST. LOUIS, MO-IL | 1,511 | $ 173,036,000 | $ 114,000 | $ 96,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,452 | $ 165,688,000 | $ 114,000 | $ 73,000 |
| JACKSONVILLE, FL | 1,433 | $ 178,515,000 | $ 124,000 | $ 100,000 |
| FRESNO, CA | 1,390 | $ 245,802,000 | $ 176,000 | $ 99,000 |
| LAKELAND, FL | 1,360 | $ 144,670,000 | $ 106,000 | $ 69,000 |
| VALLEJO-FAIRFIELD, CA | 1,283 | $ 356,607,000 | $ 277,000 | $ 116,000 |
| ESSEX COUNTY, MA | 1,255 | $ 280,624,000 | $ 223,000 | $ 91,000 |
| COLUMBUS, OH | 1,252 | $ 129,199,000 | $ 103,000 | $ 67,000 |
| WORCESTER, MA | 1,251 | $ 216,885,000 | $ 173,000 | $ 80,000 |
| MODESTO, CA | 1,237 | $ 279,610,000 | $ 226,000 | $ 107,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,195 | $ 511,213,000 | $ 427,000 | $ 180,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1,125 | $ 192,613,000 | $ 171,000 | $ 79,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1,112 | $ 233,730,000 | $ 210,000 | $ 98,000 |
| INDIANAPOLIS, IN | 996 | $ 105,315,000 | $ 105,000 | $ 76,000 |
| ALBANY-SCHENECTADY-TROY, NY | 933 | $ 109,730,000 | $ 117,000 | $ 73,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 907 | $ 113,776,000 | $ 125,000 | $ 65,000 |
| SPRINGFIELD, MA | 897 | $ 105,030,000 | $ 117,000 | $ 66,000 |
| NAPLES-MARCO ISLAND, FL | 882 | $ 201,082,000 | $ 227,000 | $ 104,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 865 | $ 91,170,000 | $ 105,000 | $ 70,000 |
| KANSAS CITY, MO-KS | 862 | $ 78,560,000 | $ 91,000 | $ 67,000 |
| SALT LAKE CITY, UT | 842 | $ 103,747,000 | $ 123,000 | $ 81,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 832 | $ 82,554,000 | $ 99,000 | $ 61,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 832 | $ 131,877,000 | $ 158,000 | $ 95,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 827 | $ 121,028,000 | $ 146,000 | $ 111,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 813 | $ 151,121,000 | $ 185,000 | $ 95,000 |
| RALEIGH-CARY, NC | 810 | $ 94,151,000 | $ 116,000 | $ 71,000 |
| FORT WORTH-ARLINGTON, TX | 799 | $ 85,088,000 | $ 106,000 | $ 80,000 |
| TACOMA, WA | 793 | $ 108,788,000 | $ 137,000 | $ 76,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 787 | $ 261,320,000 | $ 332,000 | $ 142,000 |
| ALBUQUERQUE, NM | 762 | $ 89,984,000 | $ 118,000 | $ 99,000 |
| COLORADO SPRINGS, CO | 755 | $ 96,845,000 | $ 128,000 | $ 76,000 |
| TUCSON, AZ | 743 | $ 93,493,000 | $ 125,000 | $ 72,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 691 | $ 76,831,000 | $ 111,000 | $ 66,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 672 | $ 93,740,000 | $ 139,000 | $ 67,000 |
| WILMINGTON, DE-MD-NJ | 666 | $ 88,828,000 | $ 133,000 | $ 67,000 |
| VISALIA-PORTERVILLE, CA | 661 | $ 98,592,000 | $ 149,000 | $ 81,000 |
| ROCKFORD, IL | 607 | $ 54,494,000 | $ 89,000 | $ 71,000 |
| ATLANTIC CITY, NJ | 590 | $ 105,393,000 | $ 178,000 | $ 78,000 |
| TRENTON-EWING, NJ | 581 | $ 95,471,000 | $ 164,000 | $ 86,000 |
| SALINAS, CA | 524 | $ 182,034,000 | $ 347,000 | $ 146,000 |
| GARY, IN | 523 | $ 50,548,000 | $ 96,000 | $ 60,000 |
| FLINT, MI | 517 | $ 49,709,000 | $ 96,000 | $ 56,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 469 | $ 53,655,000 | $ 114,000 | $ 63,000 |
| MERCED, CA | 457 | $ 99,808,000 | $ 218,000 | $ 114,000 |
| SANTA ROSA-PETALUMA, CA | 452 | $ 156,536,000 | $ 346,000 | $ 164,000 |
| MEMPHIS, TN-MS-AR | 438 | $ 49,339,000 | $ 112,000 | $ 104,000 |
| BUFFALO-NIAGARA FALLS, NY | 434 | $ 40,712,000 | $ 93,000 | $ 69,000 |
| MADISON, WI | 409 | $ 54,805,000 | $ 133,000 | $ 71,000 |
| COLUMBIA, SC | 400 | $ 41,594,000 | $ 103,000 | $ 69,000 |
| BOISE CITY-NAMPA, ID | 396 | $ 41,647,000 | $ 105,000 | $ 76,000 |
| OCALA, FL | 393 | $ 46,035,000 | $ 117,000 | $ 60,000 |
| GREENSBORO-HIGH POINT, NC | 385 | $ 37,673,000 | $ 97,000 | $ 57,000 |
| NORWICH-NEW LONDON, CT | 375 | $ 58,339,000 | $ 155,000 | $ 83,000 |
| MANCHESTER-NASHUA, NH | 372 | $ 62,514,000 | $ 168,000 | $ 89,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 364 | $ 113,875,000 | $ 312,000 | $ 119,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 363 | $ 45,025,000 | $ 124,000 | $ 75,000 |
| LOUISVILLE, KY-IN | 353 | $ 33,441,000 | $ 94,000 | $ 60,000 |
| GRAND RAPIDS-WYOMING, MI | 351 | $ 32,848,000 | $ 93,000 | $ 50,000 |
| EUGENE-SPRINGFIELD, OR | 350 | $ 38,800,000 | $ 110,000 | $ 72,000 |
| PROVO-OREM, UT | 341 | $ 39,706,000 | $ 116,000 | $ 69,000 |
| EL CENTRO, CA | 330 | $ 53,269,000 | $ 161,000 | $ 87,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 330 | $ 57,777,000 | $ 175,000 | $ 99,000 |
| BARNSTABLE TOWN, MA | 328 | $ 78,537,000 | $ 239,000 | $ 89,000 |
| SAN ANTONIO, TX | 323 | $ 30,225,000 | $ 93,000 | $ 80,000 |
| REDDING, CA | 322 | $ 54,960,000 | $ 170,000 | $ 83,000 |
| TOLEDO, OH | 321 | $ 32,763,000 | $ 102,000 | $ 68,000 |
| MADERA, CA | 320 | $ 57,858,000 | $ 180,000 | $ 96,000 |
| OGDEN-CLEARFIELD, UT | 318 | $ 36,962,000 | $ 116,000 | $ 61,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 309 | $ 38,329,000 | $ 124,000 | $ 69,000 |
| YUBA CITY, CA | 308 | $ 55,588,000 | $ 180,000 | $ 81,000 |
| AKRON, OH | 305 | $ 33,972,000 | $ 111,000 | $ 67,000 |
| OKLAHOMA CITY, OK | 304 | $ 32,350,000 | $ 106,000 | $ 70,000 |
| GREELEY, CO | 302 | $ 35,372,000 | $ 117,000 | $ 67,000 |
| CHICO, CA | 294 | $ 51,142,000 | $ 173,000 | $ 93,000 |
| PUNTA GORDA, FL | 280 | $ 40,314,000 | $ 143,000 | $ 83,000 |
| DURHAM, NC | 279 | $ 27,963,000 | $ 100,000 | $ 77,000 |
| WINSTON-SALEM, NC | 278 | $ 26,061,000 | $ 93,000 | $ 64,000 |
| AUSTIN-ROUND ROCK, TX | 276 | $ 37,468,000 | $ 135,000 | $ 89,000 |
| KNOXVILLE, TN | 276 | $ 26,289,000 | $ 95,000 | $ 60,000 |
| ROCHESTER, NY | 275 | $ 26,096,000 | $ 94,000 | $ 75,000 |
| GREENVILLE, SC | 256 | $ 24,668,000 | $ 96,000 | $ 57,000 |
| HANFORD-CORCORAN, CA | 248 | $ 35,064,000 | $ 141,000 | $ 86,000 |
| SAVANNAH, GA | 248 | $ 26,811,000 | $ 108,000 | $ 76,000 |
| DAYTON, OH | 241 | $ 21,416,000 | $ 88,000 | $ 54,000 |
| IDAHO FALLS, ID | 239 | $ 21,379,000 | $ 89,000 | $ 64,000 |
| PITTSBURGH, PA | 237 | $ 26,094,000 | $ 110,000 | $ 66,000 |
| MACON, GA | 236 | $ 22,208,000 | $ 94,000 | $ 60,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 235 | $ 40,137,000 | $ 170,000 | $ 88,000 |
| YORK-HANOVER, PA | 233 | $ 30,241,000 | $ 129,000 | $ 70,000 |
| KINGSTON, NY | 229 | $ 37,412,000 | $ 163,000 | $ 72,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 227 | $ 73,821,000 | $ 325,000 | $ 133,000 |
| GREEN BAY, WI | 226 | $ 22,010,000 | $ 97,000 | $ 56,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 226 | $ 25,833,000 | $ 114,000 | $ 69,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 225 | $ 40,490,000 | $ 179,000 | $ 79,000 |
| SANTA CRUZ-WATSONVILLE, CA | 223 | $ 87,933,000 | $ 394,000 | $ 169,000 |
| TALLAHASSEE, FL | 219 | $ 24,615,000 | $ 112,000 | $ 91,000 |
| RENO-SPARKS, NV | 215 | $ 45,167,000 | $ 210,000 | $ 95,000 |
| ANN ARBOR, MI | 213 | $ 30,187,000 | $ 141,000 | $ 87,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 211 | $ 30,586,000 | $ 144,000 | $ 118,000 |
| FORT COLLINS-LOVELAND, CO | 209 | $ 34,723,000 | $ 166,000 | $ 120,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 203 | $ 19,717,000 | $ 97,000 | $ 68,000 |
| LANSING-EAST LANSING, MI | 202 | $ 21,386,000 | $ 105,000 | $ 63,000 |
| PRESCOTT, AZ | 191 | $ 29,251,000 | $ 153,000 | $ 109,000 |
| GAINESVILLE, GA | 188 | $ 23,565,000 | $ 125,000 | $ 71,000 |
| BOULDER, CO | 185 | $ 32,238,000 | $ 174,000 | $ 98,000 |
| DOVER, DE | 179 | $ 26,431,000 | $ 147,000 | $ 83,000 |
| TULSA, OK | 170 | $ 16,789,000 | $ 98,000 | $ 126,000 |
| SCRANTON--WILKES-BARRE, PA | 169 | $ 15,316,000 | $ 90,000 | $ 60,000 |
| LANCASTER, PA | 166 | $ 19,479,000 | $ 117,000 | $ 70,000 |
| VERO BEACH, FL | 164 | $ 24,025,000 | $ 146,000 | $ 71,000 |
| GAINESVILLE, FL | 163 | $ 18,135,000 | $ 111,000 | $ 71,000 |
| HARRISBURG-CARLISLE, PA | 162 | $ 18,568,000 | $ 114,000 | $ 64,000 |
| DES MOINES, IA | 161 | $ 25,778,000 | $ 160,000 | $ 54,000 |
| SPARTANBURG, SC | 160 | $ 12,633,000 | $ 78,000 | $ 47,000 |
| RACINE, WI | 157 | $ 18,174,000 | $ 115,000 | $ 50,000 |
| OCEAN CITY, NJ | 154 | $ 39,389,000 | $ 255,000 | $ 122,000 |
| NAPA, CA | 152 | $ 54,567,000 | $ 358,000 | $ 154,000 |
| JANESVILLE, WI | 150 | $ 14,024,000 | $ 93,000 | $ 71,000 |
| SPOKANE, WA | 149 | $ 12,913,000 | $ 86,000 | $ 57,000 |
| WILMINGTON, NC | 147 | $ 19,859,000 | $ 135,000 | $ 82,000 |
| KANKAKEE-BRADLEY, IL | 142 | $ 12,979,000 | $ 91,000 | $ 52,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 137 | $ 26,598,000 | $ 194,000 | $ 104,000 |
| SANTA FE, NM | 136 | $ 28,073,000 | $ 206,000 | $ 154,000 |
| WINCHESTER, VA-WV | 135 | $ 24,318,000 | $ 180,000 | $ 77,000 |
| GLENS FALLS, NY | 130 | $ 14,017,000 | $ 107,000 | $ 63,000 |
| ST. CLOUD, MN | 130 | $ 13,894,000 | $ 106,000 | $ 54,000 |
| SYRACUSE, NY | 127 | $ 11,346,000 | $ 89,000 | $ 74,000 |
| ASHEVILLE, NC | 126 | $ 14,917,000 | $ 118,000 | $ 57,000 |
| SALEM, OR | 126 | $ 13,390,000 | $ 106,000 | $ 59,000 |
| BLOOMINGTON-NORMAL, IL | 122 | $ 10,884,000 | $ 89,000 | $ 66,000 |
| MUSKEGON-NORTON SHORES, MI | 122 | $ 10,659,000 | $ 87,000 | $ 66,000 |
| COEUR D'ALENE, ID | 119 | $ 16,873,000 | $ 141,000 | $ 89,000 |
| READING, PA | 114 | $ 15,364,000 | $ 134,000 | $ 61,000 |
| CHATTANOOGA, TN-GA | 113 | $ 11,716,000 | $ 103,000 | $ 109,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 112 | $ 11,173,000 | $ 99,000 | $ 57,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 111 | $ 7,625,000 | $ 68,000 | $ 50,000 |
| ATHENS-CLARKE COUNTY, GA | 110 | $ 11,946,000 | $ 108,000 | $ 71,000 |
| PUEBLO, CO | 108 | $ 10,484,000 | $ 97,000 | $ 60,000 |
| BREMERTON-SILVERDALE, WA | 105 | $ 19,015,000 | $ 181,000 | $ 93,000 |
| FAYETTEVILLE, NC | 105 | $ 8,017,000 | $ 76,000 | $ 75,000 |
| ST. GEORGE, UT | 104 | $ 15,310,000 | $ 147,000 | $ 89,000 |
| SALISBURY, MD | 103 | $ 12,886,000 | $ 125,000 | $ 63,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 102 | $ 11,709,000 | $ 114,000 | $ 67,000 |
| OLYMPIA, WA | 99 | $ 13,650,000 | $ 137,000 | $ 71,000 |
| PANAMA CITY-LYNN HAVEN, FL | 99 | $ 14,365,000 | $ 145,000 | $ 85,000 |
| BELLINGHAM, WA | 98 | $ 16,613,000 | $ 169,000 | $ 158,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 98 | $ 10,817,000 | $ 110,000 | $ 67,000 |
| CANTON-MASSILLON, OH | 95 | $ 9,888,000 | $ 104,000 | $ 70,000 |
| APPLETON, WI | 92 | $ 9,582,000 | $ 104,000 | $ 108,000 |
| GRAND JUNCTION, CO | 92 | $ 11,747,000 | $ 127,000 | $ 84,000 |
| KALAMAZOO-PORTAGE, MI | 90 | $ 10,220,000 | $ 113,000 | $ 68,000 |
| JACKSON, MI | 89 | $ 8,579,000 | $ 96,000 | $ 61,000 |
| ROANOKE, VA | 88 | $ 10,836,000 | $ 123,000 | $ 81,000 |
| BANGOR, ME | 87 | $ 9,222,000 | $ 106,000 | $ 130,000 |
| CHARLOTTESVILLE, VA | 82 | $ 13,580,000 | $ 165,000 | $ 64,000 |
| HOLLAND-GRAND HAVEN, MI | 82 | $ 13,192,000 | $ 160,000 | $ 76,000 |
| FLORENCE, SC | 81 | $ 7,706,000 | $ 95,000 | $ 105,000 |
| SPRINGFIELD, MO | 80 | $ 7,269,000 | $ 90,000 | $ 67,000 |
| HICKORY-LENOIR-MORGANTON, NC | 79 | $ 7,762,000 | $ 98,000 | $ 61,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 79 | $ 7,927,000 | $ 100,000 | $ 67,000 |
| LAS CRUCES, NM | 75 | $ 7,598,000 | $ 101,000 | $ 78,000 |
| PITTSFIELD, MA | 75 | $ 10,592,000 | $ 141,000 | $ 62,000 |
| YUMA, AZ | 75 | $ 9,338,000 | $ 124,000 | $ 60,000 |
| BRUNSWICK, GA | 73 | $ 10,836,000 | $ 148,000 | $ 102,000 |
| OSHKOSH-NEENAH, WI | 73 | $ 6,959,000 | $ 95,000 | $ 53,000 |
| COLUMBUS, GA-AL | 72 | $ 7,294,000 | $ 101,000 | $ 61,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 72 | $ 6,163,000 | $ 85,000 | $ 65,000 |
| LEWISTON-AUBURN, ME | 71 | $ 7,620,000 | $ 107,000 | $ 58,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 70 | $ 12,512,000 | $ 178,000 | $ 108,000 |
| ROCHESTER, MN | 68 | $ 8,013,000 | $ 117,000 | $ 74,000 |
| PEORIA, IL | 67 | $ 6,267,000 | $ 93,000 | $ 59,000 |
| ROCKY MOUNT, NC | 67 | $ 6,383,000 | $ 95,000 | $ 53,000 |
| ANCHORAGE, AK | 66 | $ 11,874,000 | $ 179,000 | $ 81,000 |
| ALBANY, GA | 65 | $ 6,208,000 | $ 95,000 | $ 61,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 65 | $ 6,390,000 | $ 98,000 | $ 76,000 |
| UTICA-ROME, NY | 65 | $ 7,167,000 | $ 110,000 | $ 76,000 |
| WARNER ROBINS, GA | 65 | $ 5,456,000 | $ 83,000 | $ 62,000 |
| DULUTH, MN-WI | 58 | $ 6,051,000 | $ 104,000 | $ 56,000 |
| MONROE, MI | 58 | $ 7,278,000 | $ 125,000 | $ 68,000 |
| MOUNT VERNON-ANACORTES, WA | 58 | $ 8,453,000 | $ 145,000 | $ 78,000 |
| SPRINGFIELD, OH | 58 | $ 5,261,000 | $ 90,000 | $ 51,000 |
| LEXINGTON-FAYETTE, KY | 57 | $ 6,564,000 | $ 115,000 | $ 76,000 |
| MANSFIELD, OH | 57 | $ 4,481,000 | $ 78,000 | $ 60,000 |
| BEND, OR | 56 | $ 10,560,000 | $ 188,000 | $ 80,000 |
| WICHITA, KS | 56 | $ 6,046,000 | $ 107,000 | $ 61,000 |
| MEDFORD, OR | 55 | $ 11,025,000 | $ 200,000 | $ 87,000 |
| BURLINGTON, NC | 54 | $ 4,518,000 | $ 83,000 | $ 78,000 |
| BINGHAMTON, NY | 52 | $ 5,371,000 | $ 103,000 | $ 55,000 |
| LAFAYETTE, IN | 50 | $ 4,389,000 | $ 87,000 | $ 47,000 |
| MCALLEN-EDINBURG-PHARR, TX | 50 | $ 5,665,000 | $ 113,000 | $ 72,000 |
| NILES-BENTON HARBOR, MI | 49 | $ 7,597,000 | $ 155,000 | $ 166,000 |
| FORT WAYNE, IN | 47 | $ 4,794,000 | $ 102,000 | $ 99,000 |
| YAKIMA, WA | 47 | $ 5,178,000 | $ 110,000 | $ 65,000 |
| DALTON, GA | 46 | $ 4,018,000 | $ 87,000 | $ 52,000 |
| GREENVILLE, NC | 45 | $ 5,487,000 | $ 121,000 | $ 74,000 |
| SHEBOYGAN, WI | 45 | $ 4,166,000 | $ 92,000 | $ 55,000 |
| ANDERSON, SC | 44 | $ 4,544,000 | $ 103,000 | $ 74,000 |
| LONGVIEW, WA | 44 | $ 5,054,000 | $ 114,000 | $ 79,000 |
| POCATELLO, ID | 44 | $ 4,157,000 | $ 94,000 | $ 72,000 |
| ERIE, PA | 43 | $ 3,666,000 | $ 85,000 | $ 49,000 |
| ROME, GA | 43 | $ 4,214,000 | $ 98,000 | $ 54,000 |
| BATTLE CREEK, MI | 42 | $ 3,973,000 | $ 94,000 | $ 51,000 |
| LYNCHBURG, VA | 40 | $ 5,025,000 | $ 125,000 | $ 59,000 |
| EL PASO, TX | 38 | $ 3,495,000 | $ 91,000 | $ 82,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 38 | $ 3,585,000 | $ 94,000 | $ 44,000 |
| FLAGSTAFF, AZ | 35 | $ 8,386,000 | $ 239,000 | $ 114,000 |
| TOPEKA, KS | 35 | $ 3,251,000 | $ 92,000 | $ 58,000 |
| CUMBERLAND, MD-WV | 34 | $ 3,176,000 | $ 93,000 | $ 43,000 |
| LEBANON, PA | 34 | $ 4,100,000 | $ 120,000 | $ 56,000 |
| CHEYENNE, WY | 33 | $ 3,282,000 | $ 99,000 | $ 60,000 |
| ELKHART-GOSHEN, IN | 33 | $ 2,252,000 | $ 68,000 | $ 48,000 |
| CARSON CITY, NV | 32 | $ 5,215,000 | $ 162,000 | $ 88,000 |
| CHAMPAIGN-URBANA, IL | 32 | $ 2,533,000 | $ 79,000 | $ 60,000 |
| JACKSONVILLE, NC | 32 | $ 3,997,000 | $ 124,000 | $ 120,000 |
| SPRINGFIELD, IL | 32 | $ 3,240,000 | $ 101,000 | $ 57,000 |
| WENATCHEE, WA | 32 | $ 5,570,000 | $ 174,000 | $ 90,000 |
| COLUMBUS, IN | 31 | $ 3,042,000 | $ 98,000 | $ 70,000 |
| EAU CLAIRE, WI | 31 | $ 3,028,000 | $ 97,000 | $ 50,000 |
| WACO, TX | 31 | $ 3,099,000 | $ 99,000 | $ 48,000 |
| WAUSAU, WI | 31 | $ 3,838,000 | $ 123,000 | $ 72,000 |
| CLARKSVILLE, TN-KY | 30 | $ 2,295,000 | $ 76,000 | $ 60,000 |
| EVANSVILLE, IN-KY | 30 | $ 2,462,000 | $ 82,000 | $ 71,000 |
| HARRISONBURG, VA | 30 | $ 4,950,000 | $ 165,000 | $ 66,000 |
| LINCOLN, NE | 30 | $ 2,771,000 | $ 92,000 | $ 74,000 |
| MORRISTOWN, TN | 29 | $ 3,106,000 | $ 107,000 | $ 52,000 |
| ANDERSON, IN | 28 | $ 1,986,000 | $ 70,000 | $ 53,000 |
| JOHNSON CITY, TN | 28 | $ 2,139,000 | $ 76,000 | $ 47,000 |
| FARMINGTON, NM | 27 | $ 3,609,000 | $ 133,000 | $ 64,000 |
| LOGAN, UT-ID | 27 | $ 3,555,000 | $ 131,000 | $ 60,000 |
| JACKSON, TN | 26 | $ 2,214,000 | $ 85,000 | $ 66,000 |
| VALDOSTA, GA | 26 | $ 2,195,000 | $ 84,000 | $ 44,000 |
| CHARLESTON, WV | 24 | $ 2,060,000 | $ 85,000 | $ 79,000 |
| DANVILLE, VA | 24 | $ 2,285,000 | $ 95,000 | $ 66,000 |
| DUBUQUE, IA | 24 | $ 1,737,000 | $ 72,000 | $ 52,000 |
| SANDUSKY, OH | 24 | $ 2,795,000 | $ 116,000 | $ 57,000 |
| MICHIGAN CITY-LA PORTE, IN | 23 | $ 2,462,000 | $ 107,000 | $ 72,000 |
| FOND DU LAC, WI | 22 | $ 2,444,000 | $ 111,000 | $ 100,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 21 | $ 2,156,000 | $ 102,000 | $ 57,000 |
| GOLDSBORO, NC | 21 | $ 1,533,000 | $ 73,000 | $ 58,000 |
| LAREDO, TX | 21 | $ 1,927,000 | $ 91,000 | $ 53,000 |
| CEDAR RAPIDS, IA | 20 | $ 2,116,000 | $ 105,000 | $ 68,000 |
| COLLEGE STATION-BRYAN, TX | 20 | $ 1,589,000 | $ 79,000 | $ 64,000 |
| ELIZABETHTOWN, KY | 20 | $ 1,828,000 | $ 91,000 | $ 64,000 |
| HINESVILLE-FORT STEWART, GA | 20 | $ 2,027,000 | $ 101,000 | $ 50,000 |
| LUBBOCK, TX | 20 | $ 2,481,000 | $ 124,000 | $ 147,000 |
| WILLIAMSPORT, PA | 20 | $ 1,739,000 | $ 86,000 | $ 61,000 |
| BLOOMINGTON, IN | 19 | $ 2,820,000 | $ 148,000 | $ 117,000 |
| BEAUMONT-PORT ARTHUR, TX | 18 | $ 1,643,000 | $ 91,000 | $ 73,000 |
| SUMTER, SC | 18 | $ 1,522,000 | $ 84,000 | $ 73,000 |
| BILLINGS, MT | 17 | $ 1,877,000 | $ 110,000 | $ 56,000 |
| LAWTON, OK | 17 | $ 1,164,000 | $ 68,000 | $ 62,000 |
| SHERMAN-DENISON, TX | 17 | $ 1,529,000 | $ 89,000 | $ 91,000 |
| WATERLOO-CEDAR FALLS, IA | 17 | $ 1,770,000 | $ 104,000 | $ 70,000 |
| BROWNSVILLE-HARLINGEN, TX | 16 | $ 1,782,000 | $ 111,000 | $ 148,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 16 | $ 1,599,000 | $ 99,000 | $ 73,000 |
| MIDLAND, TX | 16 | $ 1,437,000 | $ 89,000 | $ 59,000 |
| TYLER, TX | 16 | $ 1,376,000 | $ 86,000 | $ 49,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 15 | $ 1,757,000 | $ 117,000 | $ 50,000 |
| PINE BLUFF, AR | 15 | $ 1,695,000 | $ 113,000 | $ 67,000 |
| BAY CITY, MI | 14 | $ 1,156,000 | $ 82,000 | $ 69,000 |
| MORGANTOWN, WV | 14 | $ 1,905,000 | $ 136,000 | $ 81,000 |
| STATE COLLEGE, PA | 14 | $ 1,829,000 | $ 130,000 | $ 57,000 |
| AMARILLO, TX | 13 | $ 1,313,000 | $ 101,000 | $ 53,000 |
| CLEVELAND, TN | 13 | $ 1,442,000 | $ 110,000 | $ 52,000 |
| CORPUS CHRISTI, TX | 13 | $ 2,851,000 | $ 219,000 | $ 125,000 |
| PARKERSBURG-MARIETTA, WV-OH | 13 | $ 847,000 | $ 65,000 | $ 42,000 |
| JEFFERSON CITY, MO | 12 | $ 1,219,000 | $ 101,000 | $ 60,000 |
| JOHNSTOWN, PA | 12 | $ 1,063,000 | $ 88,000 | $ 66,000 |
| KOKOMO, IN | 12 | $ 966,000 | $ 80,000 | $ 52,000 |
| ST. JOSEPH, MO-KS | 12 | $ 1,207,000 | $ 100,000 | $ 52,000 |
| VICTORIA, TX | 12 | $ 797,000 | $ 66,000 | $ 58,000 |
| COLUMBIA, MO | 11 | $ 1,233,000 | $ 112,000 | $ 55,000 |
| CORVALLIS, OR | 11 | $ 1,423,000 | $ 129,000 | $ 59,000 |
| ELMIRA, NY | 11 | $ 823,000 | $ 74,000 | $ 50,000 |
| HOT SPRINGS, AR | 11 | $ 1,101,000 | $ 100,000 | $ 51,000 |
| JOPLIN, MO | 11 | $ 762,000 | $ 69,000 | $ 37,000 |
| LA CROSSE, WI-MN | 11 | $ 1,051,000 | $ 95,000 | $ 34,000 |
| TERRE HAUTE, IN | 11 | $ 883,000 | $ 80,000 | $ 77,000 |
| LIMA, OH | 10 | $ 969,000 | $ 96,000 | $ 64,000 |
| WICHITA FALLS, TX | 10 | $ 671,000 | $ 67,000 | $ 71,000 |
| FORT SMITH, AR-OK | 9 | $ 850,000 | $ 94,000 | $ 56,000 |
| MUNCIE, IN | 9 | $ 573,000 | $ 63,000 | $ 41,000 |
| OWENSBORO, KY | 9 | $ 669,000 | $ 74,000 | $ 53,000 |
| SIOUX CITY, IA-NE-SD | 9 | $ 756,000 | $ 84,000 | $ 61,000 |
| DANVILLE, IL | 8 | $ 519,000 | $ 64,000 | $ 57,000 |
| MISSOULA, MT | 8 | $ 1,526,000 | $ 190,000 | $ 88,000 |
| ABILENE, TX | 7 | $ 519,000 | $ 74,000 | $ 52,000 |
| ALTOONA, PA | 7 | $ 895,000 | $ 127,000 | $ 65,000 |
| AMES, IA | 7 | $ 726,000 | $ 103,000 | $ 67,000 |
| CASPER, WY | 7 | $ 920,000 | $ 131,000 | $ 70,000 |
| FAIRBANKS, AK | 7 | $ 1,005,000 | $ 143,000 | $ 56,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 700,000 | $ 100,000 | $ 63,000 |
| IOWA CITY, IA | 7 | $ 809,000 | $ 115,000 | $ 119,000 |
| LONGVIEW, TX | 7 | $ 580,000 | $ 82,000 | $ 80,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 7 | $ 529,000 | $ 75,000 | $ 53,000 |
| ITHACA, NY | 6 | $ 687,000 | $ 114,000 | $ 60,000 |
| LAWRENCE, KS | 6 | $ 699,000 | $ 116,000 | $ 49,000 |
| DECATUR, IL | 5 | $ 1,359,000 | $ 271,000 | $ 221,000 |
| GREAT FALLS, MT | 5 | $ 639,000 | $ 127,000 | $ 94,000 |
| JONESBORO, AR | 5 | $ 351,000 | $ 70,000 | $ 71,000 |
| ODESSA, TX | 5 | $ 322,000 | $ 64,000 | $ 46,000 |
| WHEELING, WV-OH | 4 | $ 450,000 | $ 112,000 | $ 59,000 |
| BOWLING GREEN, KY | 3 | $ 294,000 | $ 98,000 | $ 575,000 |
| SAN ANGELO, TX | 3 | $ 184,000 | $ 61,000 | $ 49,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 187,000 | $ 62,000 | $ 24,000 |
| LEWISTON, ID-WA | 2 | $ 89,000 | $ 44,000 | $ 35,000 |
| MONTGOMERY, AL | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 178,641 | $30,244,632,000 | $131,446 | $61,500,000 | $79,617 | $9,000,000 |
| Refinancing | 125,540 | $28,098,733,000 | $172,869 | $1,250,000 | $82,826 | $9,875,000 |
| Home Improvement | 4,883 | $1,259,581,000 | $184,608 | $1,250,000 | $93,586 | $8,041,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 113,108 | $21,340,473,000 | $153,234 | $1,263,000 | $85,212 | $9,875,000 |
| Black or African American | 79,867 | $13,316,511,000 | $139,818 | $1,068,000 | $71,363 | $3,900,000 |
| Hispanic | 67,868 | $13,528,363,000 | $141,173 | $1,250,000 | $73,760 | $5,879,000 |
| Not Provided | 29,919 | $6,447,728,000 | $158,434 | $1,250,000 | $77,717 | $8,041,000 |
| Asian | 14,696 | $3,842,145,000 | $179,977 | $1,141,000 | $116,400 | $5,384,000 |
| Native Hawaiian or Other Pacific Islander | 2,475 | $622,350,000 | $157,564 | $990,000 | $89,897 | $2,362,000 |
| American Indian or Alaskan Native | 1,090 | $214,809,000 | $144,051 | $1,000,000 | $76,230 | $840,000 |
| Not applicable | 41 | $290,567,000 | $10,336,500 | $61,500,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 309,062 | $59,602,676,000 | $149,255 | $61,500,000 | $80,893 | $9,875,000 |
| FHA-insured (Federal Housing Administration) | 2 | $270,000 | $135,000 | $195,000 | $57,500 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 193,565 | $36,205,903,000 | $143,260 | $61,500,000 | $82,260 | $9,875,000 |
| Application Denied By Financial Institution | 78,117 | $16,380,699,000 | $162,553 | $1,260,000 | $80,744 | $9,000,000 |
| File Closed For Incompleteness | 36,602 | $6,620,903,000 | $139,065 | $1,263,000 | $80,260 | $5,197,000 |
| Application Approved But Not Accepted | 682 | $375,488,000 | $1,200,450 | $58,500,000 | $71,800 | $901,000 |
| Application Withdrawn By Applicant | 66 | $12,953,000 | $141,000 | $802,000 | $79,809 | $372,000 |
| Loan Purchased By The Institution | 32 | $7,000,000 | $193,500 | $531,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fremont Investment & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.