Fremont Investment & Loan Mortgage Lending & HMDA Data, 2005

In 2005, Fremont Investment & Loan of Brea, CA reported 309,064 mortgage applications totaling $59.6 billion, up 38% from 2004. The average application was for $192,849, and applicants reported an average income of $93,470. 63% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (16,672), New York-Wayne-White Plains, NY-NJ (16,496) and Atlanta-Sandy Springs-Marietta, GA (14,974) (applications in parentheses).

Mortgage Company & Address Fremont Investment & Loan
2727 E. Imperial Highway
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 309,064
Total Mortgage Loan Application Amount $59,602,946,000
Average Mortgage Loan Application Amount $192,849
Highest Mortgage Loan Application Amount $61,500,000
Average Applicant Income $93,470
Highest Applicant Income $9,875,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fremont Investment & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fremont Investment & Loan by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 12,301 $ 1,848,751,000 $ 150,292 $ 85,000
Los Angeles, California 11,774 $ 3,452,078,000 $ 293,195 $ 121,000
Miami-Dade, Florida 8,690 $ 1,483,441,000 $ 170,706 $ 91,000
Riverside, California 6,855 $ 1,679,470,000 $ 244,999 $ 111,000
Prince George's, Maryland 6,698 $ 1,400,781,000 $ 209,134 $ 86,000
Queens, New York 6,614 $ 2,038,261,000 $ 308,173 $ 113,000
San Bernardino, California 6,106 $ 1,279,316,000 $ 209,517 $ 105,000
Kings, New York 4,836 $ 1,546,597,000 $ 319,809 $ 120,000
Broward, Florida 4,835 $ 872,693,000 $ 180,494 $ 94,000
Clark, Nevada 4,752 $ 904,793,000 $ 190,402 $ 90,000
Suffolk, New York 4,223 $ 1,082,793,000 $ 256,403 $ 111,000
Maricopa, Arizona 4,118 $ 664,299,000 $ 161,315 $ 86,000
Orange, California 3,975 $ 1,333,657,000 $ 335,511 $ 146,000
Fulton, Georgia 3,611 $ 497,844,000 $ 137,868 $ 106,000
Wayne, Michigan 3,548 $ 317,333,000 $ 89,439 $ 62,000
Sacramento, California 3,477 $ 796,894,000 $ 229,190 $ 100,000
Nassau, New York 3,283 $ 944,131,000 $ 287,581 $ 142,000
San Diego, California 3,253 $ 1,020,216,000 $ 313,623 $ 141,000
Hillsborough, Florida 3,037 $ 395,575,000 $ 130,251 $ 84,000
Contra Costa, California 2,882 $ 906,231,000 $ 314,445 $ 125,000
Orange, Florida 2,789 $ 420,836,000 $ 150,891 $ 84,000
Alameda, California 2,693 $ 896,695,000 $ 332,972 $ 135,000
Essex, New Jersey 2,689 $ 570,252,000 $ 212,068 $ 109,000
DeKalb, Georgia 2,617 $ 302,066,000 $ 115,424 $ 74,000
Palm Beach, Florida 2,323 $ 467,173,000 $ 201,107 $ 99,000
Honolulu, Hawaii 2,299 $ 597,631,000 $ 259,952 $ 111,000
Baltimore, Maryland 2,162 $ 357,733,000 $ 165,463 $ 84,000
Gwinnett, Georgia 2,129 $ 251,306,000 $ 118,039 $ 72,000
San Joaquin, California 2,106 $ 531,188,000 $ 252,226 $ 116,000
Baltimore City, Maryland 1,973 $ 204,975,000 $ 103,890 $ 96,000
Pinellas, Florida 1,940 $ 272,550,000 $ 140,489 $ 76,000
Lee, Florida 1,937 $ 302,616,000 $ 156,229 $ 93,000
Santa Clara, California 1,910 $ 684,952,000 $ 358,613 $ 154,000
Montgomery, Maryland 1,887 $ 502,667,000 $ 266,384 $ 117,000
Fairfax, Virginia 1,873 $ 535,900,000 $ 286,118 $ 125,000
New Haven, Connecticut 1,848 $ 268,665,000 $ 145,381 $ 88,000
Bronx, New York 1,771 $ 487,719,000 $ 275,391 $ 103,000
Hennepin, Minnesota 1,742 $ 266,076,000 $ 152,741 $ 90,000
District of Columbia, District Of Columbia 1,727 $ 456,073,000 $ 264,083 $ 100,000
Union, New Jersey 1,714 $ 400,923,000 $ 233,910 $ 108,000
Harris, Texas 1,693 $ 248,277,000 $ 146,649 $ 85,000
Fairfield, Connecticut 1,683 $ 396,078,000 $ 235,340 $ 111,000
Prince William, Virginia 1,609 $ 413,378,000 $ 256,916 $ 106,000
Kern, California 1,592 $ 266,270,000 $ 167,255 $ 109,000
Middlesex, Massachusetts 1,579 $ 394,658,000 $ 249,941 $ 104,000
Bergen, New Jersey 1,548 $ 489,500,000 $ 316,214 $ 138,000
Suffolk, Massachusetts 1,536 $ 405,498,000 $ 263,996 $ 107,000
Will, Illinois 1,531 $ 228,106,000 $ 148,991 $ 79,000
Hudson, New Jersey 1,427 $ 354,525,000 $ 248,440 $ 110,000
Westchester, New York 1,427 $ 473,852,000 $ 332,061 $ 146,000
Cobb, Georgia 1,407 $ 176,440,000 $ 125,401 $ 84,000
Ocean, New Jersey 1,392 $ 322,376,000 $ 231,591 $ 117,000
Fresno, California 1,390 $ 245,802,000 $ 176,835 $ 99,000
Hartford, Connecticut 1,369 $ 169,731,000 $ 123,981 $ 78,000
Mecklenburg, North Carolina 1,366 $ 131,762,000 $ 96,458 $ 102,000
Polk, Florida 1,360 $ 144,670,000 $ 106,375 $ 69,000
Passaic, New Jersey 1,316 $ 318,864,000 $ 242,297 $ 107,000
Anne Arundel, Maryland 1,307 $ 277,267,000 $ 212,140 $ 97,000
Middlesex, New Jersey 1,300 $ 309,574,000 $ 238,133 $ 119,000
Solano, California 1,283 $ 356,607,000 $ 277,947 $ 116,000
King, Washington 1,263 $ 254,831,000 $ 201,766 $ 92,000
Essex, Massachusetts 1,255 $ 280,624,000 $ 223,604 $ 91,000
Worcester, Massachusetts 1,251 $ 216,885,000 $ 173,369 $ 80,000
Stanislaus, California 1,237 $ 279,610,000 $ 226,038 $ 107,000
Clayton, Georgia 1,201 $ 100,142,000 $ 83,382 $ 54,000
Philadelphia, Pennsylvania 1,195 $ 125,339,000 $ 104,886 $ 63,000
Milwaukee, Wisconsin 1,181 $ 118,261,000 $ 100,136 $ 59,000
Plymouth, Massachusetts 1,180 $ 259,385,000 $ 219,817 $ 95,000
Richmond, New York 1,115 $ 302,787,000 $ 271,557 $ 108,000
Monmouth, New Jersey 1,108 $ 295,812,000 $ 266,978 $ 121,000
Providence, Rhode Island 1,058 $ 182,290,000 $ 172,296 $ 72,000
Dallas, Texas 1,055 $ 116,644,000 $ 110,563 $ 94,000
Duval, Florida 1,052 $ 117,127,000 $ 111,337 $ 98,000
Osceola, Florida 1,045 $ 153,334,000 $ 146,731 $ 73,000
DuPage, Illinois 1,045 $ 193,587,000 $ 185,250 $ 109,000
Adams, Colorado 996 $ 116,436,000 $ 116,903 $ 83,000
Kane, Illinois 995 $ 125,230,000 $ 125,859 $ 68,000
Pasco, Florida 985 $ 128,026,000 $ 129,975 $ 78,000
Denver, Colorado 984 $ 127,978,000 $ 130,058 $ 65,000
Oakland, Michigan 982 $ 200,149,000 $ 203,817 $ 91,000
Arapahoe, Colorado 944 $ 129,511,000 $ 137,193 $ 81,000
Franklin, Ohio 925 $ 88,988,000 $ 96,203 $ 59,000
Volusia, Florida 907 $ 113,776,000 $ 125,442 $ 65,000
Collier, Florida 882 $ 201,082,000 $ 227,984 $ 104,000
Burlington, New Jersey 836 $ 145,327,000 $ 173,836 $ 108,000
Camden, New Jersey 831 $ 112,176,000 $ 134,989 $ 78,000
Charles, Maryland 820 $ 174,536,000 $ 212,848 $ 86,000
Lake, Illinois 813 $ 151,121,000 $ 185,880 $ 95,000
Pierce, Washington 793 $ 108,788,000 $ 137,185 $ 76,000
Ventura, California 787 $ 261,320,000 $ 332,045 $ 142,000
Norfolk, Massachusetts 773 $ 200,130,000 $ 258,900 $ 118,000
Salt Lake, Utah 767 $ 93,865,000 $ 122,379 $ 73,000
Ramsey, Minnesota 761 $ 103,572,000 $ 136,099 $ 82,000
Hampden, Massachusetts 753 $ 85,715,000 $ 113,831 $ 61,000
Seminole, Florida 752 $ 122,133,000 $ 162,410 $ 89,000
Pima, Arizona 743 $ 93,493,000 $ 125,831 $ 72,000
St. Louis, Missouri 743 $ 80,723,000 $ 108,644 $ 103,000
St. Lucie, Florida 732 $ 107,983,000 $ 147,517 $ 75,000
Bristol, Massachusetts 723 $ 144,817,000 $ 200,300 $ 90,000
El Paso, Colorado 719 $ 89,415,000 $ 124,360 $ 73,000
Orange, New York 707 $ 137,782,000 $ 194,882 $ 97,000
Tarrant, Texas 703 $ 74,845,000 $ 106,465 $ 82,000
San Mateo, California 696 $ 295,158,000 $ 424,077 $ 164,000
Wake, North Carolina 674 $ 81,617,000 $ 121,093 $ 74,000
Brevard, Florida 672 $ 93,740,000 $ 139,494 $ 67,000
New Castle, Delaware 666 $ 88,828,000 $ 133,375 $ 67,000
Tulare, California 661 $ 98,592,000 $ 149,155 $ 81,000
Marion, Indiana 651 $ 60,614,000 $ 93,109 $ 67,000
Snohomish, Washington 642 $ 113,931,000 $ 177,462 $ 92,000
Macomb, Michigan 637 $ 77,266,000 $ 121,296 $ 68,000
Henry, Georgia 631 $ 76,447,000 $ 121,152 $ 77,000
Harford, Maryland 611 $ 109,522,000 $ 179,250 $ 83,000
Morris, New Jersey 607 $ 185,388,000 $ 305,416 $ 126,000
Jackson, Missouri 598 $ 51,762,000 $ 86,558 $ 60,000
Howard, Maryland 595 $ 158,637,000 $ 266,616 $ 118,000
Sarasota, Florida 591 $ 104,001,000 $ 175,974 $ 79,000
Atlantic, New Jersey 590 $ 105,393,000 $ 178,632 $ 78,000
Mercer, New Jersey 581 $ 95,471,000 $ 164,321 $ 86,000
Jefferson, Colorado 578 $ 84,264,000 $ 145,785 $ 106,000
Virginia Beach, Virginia 578 $ 94,443,000 $ 163,396 $ 87,000
Bernalillo, New Mexico 550 $ 66,975,000 $ 121,772 $ 133,000
Hawaii, Hawaii 540 $ 132,618,000 $ 245,588 $ 107,000
Loudoun, Virginia 540 $ 169,477,000 $ 313,846 $ 148,000
Hamilton, Ohio 537 $ 51,654,000 $ 96,189 $ 60,000
Manatee, Florida 534 $ 88,612,000 $ 165,940 $ 78,000
Monterey, California 524 $ 182,034,000 $ 347,393 $ 146,000
Anoka, Minnesota 522 $ 73,296,000 $ 140,413 $ 73,000
Genesee, Michigan 517 $ 49,709,000 $ 96,148 $ 56,000
Dakota, Minnesota 496 $ 77,768,000 $ 156,790 $ 87,000
Winnebago, Illinois 484 $ 40,192,000 $ 83,041 $ 69,000
McHenry, Illinois 482 $ 78,455,000 $ 162,769 $ 77,000
Douglas, Georgia 481 $ 49,448,000 $ 102,802 $ 112,000
Placer, California 475 $ 144,139,000 $ 303,450 $ 160,000
Lake, Florida 469 $ 70,752,000 $ 150,857 $ 80,000
Merced, California 457 $ 99,808,000 $ 218,398 $ 114,000
Chesterfield, Virginia 456 $ 58,080,000 $ 127,368 $ 62,000
Sonoma, California 452 $ 156,536,000 $ 346,318 $ 164,000
Somerset, New Jersey 450 $ 125,502,000 $ 278,893 $ 122,000
Frederick, Maryland 443 $ 91,065,000 $ 205,564 $ 99,000
Multnomah, Oregon 441 $ 59,621,000 $ 135,195 $ 77,000
Lake, Indiana 438 $ 40,262,000 $ 91,922 $ 48,000
Stafford, Virginia 428 $ 103,317,000 $ 241,394 $ 121,000
Shelby, Tennessee 419 $ 47,147,000 $ 112,522 $ 112,000
St. Louis City, Missouri 415 $ 53,043,000 $ 127,814 $ 61,000
Rockland, New York 412 $ 128,548,000 $ 312,009 $ 130,000
Monroe, Pennsylvania 411 $ 56,332,000 $ 137,060 $ 76,000
Dutchess, New York 405 $ 95,948,000 $ 236,908 $ 98,000
Fort Bend, Texas 405 $ 46,218,000 $ 114,118 $ 95,000
Cuyahoga, Ohio 402 $ 41,835,000 $ 104,067 $ 66,000
Maui, Hawaii 400 $ 132,987,000 $ 332,467 $ 153,000
Paulding, Georgia 394 $ 36,545,000 $ 92,753 $ 53,000
Marion, Florida 393 $ 46,035,000 $ 117,137 $ 60,000
Newton, Georgia 393 $ 39,634,000 $ 100,849 $ 62,000
Davidson, Tennessee 392 $ 38,402,000 $ 97,964 $ 75,000
Montgomery, Pennsylvania 391 $ 70,558,000 $ 180,455 $ 101,000
Bucks, Pennsylvania 390 $ 81,116,000 $ 207,989 $ 91,000
Gloucester, New Jersey 382 $ 63,744,000 $ 166,869 $ 83,000
Sussex, New Jersey 377 $ 81,513,000 $ 216,214 $ 95,000
Cherokee, Georgia 376 $ 51,255,000 $ 136,316 $ 76,000
New London, Connecticut 375 $ 58,339,000 $ 155,570 $ 83,000
Erie, New York 374 $ 34,901,000 $ 93,318 $ 65,000
San Francisco, California 372 $ 160,687,000 $ 431,954 $ 184,000
Hillsborough, New Hampshire 372 $ 62,514,000 $ 168,048 $ 89,000
Douglas, Colorado 368 $ 71,041,000 $ 193,046 $ 96,000
Henrico, Virginia 368 $ 45,324,000 $ 123,163 $ 68,000
Santa Barbara, California 364 $ 113,875,000 $ 312,843 $ 119,000
Dane, Wisconsin 357 $ 49,465,000 $ 138,557 $ 78,000
Spotsylvania, Virginia 353 $ 70,888,000 $ 200,815 $ 93,000
Lane, Oregon 350 $ 38,800,000 $ 110,857 $ 72,000
Pinal, Arizona 347 $ 43,996,000 $ 126,789 $ 74,000
Albany, New York 343 $ 39,366,000 $ 114,769 $ 78,000
Clark, Washington 339 $ 50,621,000 $ 149,324 $ 78,000
Utah, Utah 334 $ 39,161,000 $ 117,248 $ 72,000
Imperial, California 330 $ 53,269,000 $ 161,421 $ 87,000
Barnstable, Massachusetts 328 $ 78,537,000 $ 239,442 $ 89,000
Rockdale, Georgia 323 $ 41,285,000 $ 127,817 $ 69,000
Shasta, California 322 $ 54,960,000 $ 170,683 $ 83,000
Madera, California 320 $ 57,858,000 $ 180,806 $ 96,000
Guilford, North Carolina 320 $ 31,220,000 $ 97,562 $ 61,000
Hernando, Florida 319 $ 38,873,000 $ 121,858 $ 57,000
Kent, Rhode Island 319 $ 53,552,000 $ 167,874 $ 77,000
Kent, Michigan 304 $ 28,077,000 $ 92,358 $ 54,000
Weld, Colorado 302 $ 35,372,000 $ 117,125 $ 67,000
Butte, California 294 $ 51,142,000 $ 173,952 $ 93,000
Delaware, Pennsylvania 289 $ 39,085,000 $ 135,242 $ 73,000
Collin, Texas 289 $ 40,720,000 $ 140,899 $ 106,000
Chesapeake, Virginia 289 $ 46,801,000 $ 161,941 $ 75,000
Richmond City, Virginia 286 $ 28,629,000 $ 100,101 $ 76,000
Bexar, Texas 285 $ 26,487,000 $ 92,936 $ 89,000
Denton, Texas 281 $ 36,717,000 $ 130,665 $ 125,000
Charlotte, Florida 280 $ 40,314,000 $ 143,978 $ 83,000
Jefferson, Kentucky 275 $ 25,201,000 $ 91,640 $ 63,000
Norfolk, Virginia 272 $ 32,110,000 $ 118,051 $ 73,000
Litchfield, Connecticut 269 $ 49,321,000 $ 183,349 $ 96,000
Summit, Ohio 264 $ 27,311,000 $ 103,450 $ 61,000
Richland, South Carolina 259 $ 25,191,000 $ 97,262 $ 61,000
Mohave, Arizona 252 $ 36,727,000 $ 145,742 $ 84,000
Kings, California 248 $ 35,064,000 $ 141,387 $ 86,000
Yolo, California 248 $ 64,688,000 $ 260,838 $ 120,000
Washington, Minnesota 248 $ 44,290,000 $ 178,588 $ 72,000
Montgomery, Texas 246 $ 30,292,000 $ 123,138 $ 87,000
Forsyth, North Carolina 242 $ 22,198,000 $ 91,727 $ 67,000
Lucas, Ohio 241 $ 23,660,000 $ 98,174 $ 74,000
Forsyth, Georgia 236 $ 43,535,000 $ 184,470 $ 125,000
Durham, North Carolina 236 $ 21,091,000 $ 89,368 $ 57,000
El Dorado, California 233 $ 76,695,000 $ 329,163 $ 148,000
York, Pennsylvania 233 $ 30,241,000 $ 129,789 $ 70,000
Schenectady, New York 230 $ 21,250,000 $ 92,391 $ 61,000
Ulster, New York 229 $ 37,412,000 $ 163,371 $ 72,000
San Luis Obispo, California 227 $ 73,821,000 $ 325,202 $ 133,000
Cumberland, New Jersey 226 $ 25,833,000 $ 114,305 $ 69,000
Washington, Maryland 225 $ 40,490,000 $ 179,955 $ 79,000
Santa Cruz, California 223 $ 87,933,000 $ 394,318 $ 169,000
Carroll, Maryland 223 $ 53,694,000 $ 240,780 $ 109,000
Warren, New Jersey 223 $ 45,173,000 $ 202,569 $ 112,000
Rockingham, New Hampshire 222 $ 42,440,000 $ 191,171 $ 97,000
Johnson, Kansas 220 $ 29,152,000 $ 132,509 $ 77,000
Lehigh, Pennsylvania 215 $ 20,872,000 $ 97,079 $ 59,000
Ada, Idaho 214 $ 26,759,000 $ 125,042 $ 107,000
Washtenaw, Michigan 213 $ 30,187,000 $ 141,723 $ 87,000
Northampton, Pennsylvania 213 $ 28,484,000 $ 133,727 $ 72,000
Chatham, Georgia 212 $ 23,049,000 $ 108,721 $ 68,000
Horry, South Carolina 211 $ 30,586,000 $ 144,957 $ 118,000
Washoe, Nevada 210 $ 43,687,000 $ 208,033 $ 92,000
Cabarrus, North Carolina 210 $ 19,259,000 $ 91,709 $ 58,000
Larimer, Colorado 209 $ 34,723,000 $ 166,138 $ 120,000
Calvert, Maryland 208 $ 42,517,000 $ 204,408 $ 89,000
Greenville, South Carolina 208 $ 20,247,000 $ 97,341 $ 63,000
Fayette, Georgia 204 $ 39,874,000 $ 195,460 $ 97,000
Scott, Minnesota 200 $ 33,936,000 $ 169,680 $ 97,000
Escambia, Florida 199 $ 22,714,000 $ 114,140 $ 59,000
Windham, Connecticut 198 $ 27,355,000 $ 138,156 $ 66,000
Oklahoma, Oklahoma 197 $ 21,124,000 $ 107,228 $ 76,000
Bonneville, Idaho 196 $ 17,021,000 $ 86,841 $ 72,000
Saratoga, New York 195 $ 31,416,000 $ 161,107 $ 79,000
Knox, Tennessee 194 $ 17,417,000 $ 89,778 $ 60,000
Yavapai, Arizona 191 $ 29,251,000 $ 153,146 $ 109,000
Yuba, California 191 $ 32,837,000 $ 171,921 $ 78,000
Barrow, Georgia 191 $ 16,562,000 $ 86,712 $ 48,000
Brown, Wisconsin 191 $ 18,517,000 $ 96,947 $ 57,000
Middlesex, Connecticut 190 $ 30,802,000 $ 162,115 $ 86,000
Clay, Florida 190 $ 25,050,000 $ 131,842 $ 85,000
Carroll, Georgia 189 $ 16,306,000 $ 86,275 $ 61,000
York, South Carolina 189 $ 18,862,000 $ 99,798 $ 63,000
Flagler, Florida 188 $ 33,388,000 $ 177,595 $ 103,000
Hall, Georgia 188 $ 23,565,000 $ 125,345 $ 71,000
Putnam, New York 187 $ 53,583,000 $ 286,540 $ 111,000
Waukesha, Wisconsin 187 $ 35,411,000 $ 189,363 $ 97,000
Boulder, Colorado 185 $ 32,238,000 $ 174,259 $ 98,000
Monroe, New York 185 $ 18,492,000 $ 99,956 $ 66,000
Newport News, Virginia 185 $ 19,813,000 $ 107,097 $ 75,000
Rutherford, Tennessee 184 $ 15,207,000 $ 82,646 $ 51,000
Chester, Pennsylvania 180 $ 33,541,000 $ 186,338 $ 97,000
Kent, Delaware 179 $ 26,431,000 $ 147,659 $ 83,000
Charleston, South Carolina 179 $ 25,593,000 $ 142,977 $ 88,000
Union, North Carolina 178 $ 24,769,000 $ 139,151 $ 73,000
Hampton, Virginia 178 $ 20,466,000 $ 114,977 $ 59,000
Clackamas, Oregon 177 $ 31,392,000 $ 177,355 $ 233,000
Bibb, Georgia 175 $ 16,151,000 $ 92,291 $ 66,000
St. Charles, Missouri 175 $ 22,559,000 $ 128,908 $ 110,000
Montgomery, Ohio 175 $ 14,892,000 $ 85,097 $ 47,000
Leon, Florida 170 $ 18,620,000 $ 109,529 $ 70,000
Canyon, Idaho 169 $ 13,581,000 $ 80,360 $ 58,000
Washington, Oregon 166 $ 25,329,000 $ 152,584 $ 100,000
Lancaster, Pennsylvania 166 $ 19,479,000 $ 117,343 $ 70,000
Davis, Utah 166 $ 21,150,000 $ 127,409 $ 59,000
Indian River, Florida 164 $ 24,025,000 $ 146,493 $ 71,000
St. Mary's, Maryland 164 $ 28,775,000 $ 175,457 $ 75,000
Alachua, Florida 160 $ 17,843,000 $ 111,518 $ 72,000
Spartanburg, South Carolina 160 $ 12,633,000 $ 78,956 $ 47,000
Berkeley, West Virginia 159 $ 21,610,000 $ 135,911 $ 68,000
Racine, Wisconsin 157 $ 18,174,000 $ 115,757 $ 50,000
Sherburne, Minnesota 156 $ 23,787,000 $ 152,480 $ 84,000
Cape May, New Jersey 154 $ 39,389,000 $ 255,772 $ 122,000
Rensselaer, New York 154 $ 16,850,000 $ 109,415 $ 83,000
Napa, California 152 $ 54,567,000 $ 358,993 $ 154,000
Wright, Minnesota 152 $ 22,755,000 $ 149,703 $ 122,000
Butler, Ohio 152 $ 17,391,000 $ 114,414 $ 66,000
Weber, Utah 152 $ 15,812,000 $ 104,026 $ 62,000
Portsmouth, Virginia 151 $ 14,452,000 $ 95,708 $ 49,000
Rock, Wisconsin 150 $ 14,024,000 $ 93,493 $ 71,000
St. Johns, Florida 149 $ 29,344,000 $ 196,939 $ 125,000
Spokane, Washington 149 $ 12,913,000 $ 86,664 $ 57,000
Kendall, Illinois 147 $ 22,769,000 $ 154,891 $ 84,000
Polk, Iowa 147 $ 24,364,000 $ 165,741 $ 54,000
St. Clair, Illinois 146 $ 12,894,000 $ 88,315 $ 62,000
Travis, Texas 145 $ 20,581,000 $ 141,937 $ 77,000
Pulaski, Arkansas 144 $ 14,009,000 $ 97,284 $ 70,000
Arlington, Virginia 144 $ 47,546,000 $ 330,180 $ 151,000
Sussex, Delaware 142 $ 24,057,000 $ 169,415 $ 96,000
Kankakee, Illinois 142 $ 12,979,000 $ 91,401 $ 52,000
Monroe, Florida 140 $ 61,170,000 $ 436,928 $ 308,000
Coweta, Georgia 139 $ 15,837,000 $ 113,935 $ 70,000
Kenosha, Wisconsin 139 $ 17,338,000 $ 124,733 $ 63,000
Okaloosa, Florida 137 $ 26,598,000 $ 194,145 $ 104,000
Cecil, Maryland 137 $ 24,197,000 $ 176,620 $ 83,000
Suffolk, Virginia 137 $ 22,197,000 $ 162,021 $ 81,000
Santa Fe, New Mexico 136 $ 28,073,000 $ 206,419 $ 154,000
Lorain, Ohio 136 $ 14,502,000 $ 106,632 $ 56,000
Galveston, Texas 136 $ 13,064,000 $ 96,058 $ 86,000
Hamilton, Indiana 134 $ 22,680,000 $ 169,253 $ 127,000
New York, New York 134 $ 62,365,000 $ 465,410 $ 236,000
Humboldt, California 132 $ 26,671,000 $ 202,053 $ 97,000
San Benito, California 132 $ 47,746,000 $ 361,712 $ 153,000
Kauai, Hawaii 132 $ 47,952,000 $ 363,272 $ 154,000
Allegheny, Pennsylvania 132 $ 14,610,000 $ 110,681 $ 69,000
Alexandria, Virginia 132 $ 32,290,000 $ 244,621 $ 108,000
Sandoval, New Mexico 131 $ 16,146,000 $ 123,251 $ 90,000
Highlands, Florida 130 $ 13,413,000 $ 103,176 $ 50,000
Hunterdon, New Jersey 130 $ 43,145,000 $ 331,884 $ 136,000
Gaston, North Carolina 130 $ 10,390,000 $ 79,923 $ 54,000
Iredell, North Carolina 128 $ 14,129,000 $ 110,382 $ 63,000
Marin, California 127 $ 55,368,000 $ 435,968 $ 205,000
Ingham, Michigan 127 $ 12,174,000 $ 95,858 $ 54,000
Clay, Missouri 125 $ 11,079,000 $ 88,632 $ 63,000
Sullivan, New York 125 $ 16,174,000 $ 129,392 $ 67,000
York, Maine 124 $ 21,288,000 $ 171,677 $ 108,000
Delaware, Ohio 124 $ 18,713,000 $ 150,911 $ 92,000
Boone, Illinois 123 $ 14,302,000 $ 116,276 $ 73,000
McLean, Illinois 122 $ 10,884,000 $ 89,213 $ 66,000
Muskegon, Michigan 122 $ 10,659,000 $ 87,368 $ 66,000
Kootenai, Idaho 119 $ 16,873,000 $ 141,789 $ 89,000
Sutter, California 117 $ 22,751,000 $ 194,452 $ 84,000
Culpeper, Virginia 116 $ 21,960,000 $ 189,310 $ 83,000
Merrimack, New Hampshire 115 $ 18,299,000 $ 159,121 $ 86,000
Lexington, South Carolina 115 $ 13,978,000 $ 121,547 $ 85,000
Berks, Pennsylvania 114 $ 15,364,000 $ 134,771 $ 61,000
Manassas, Virginia 114 $ 26,398,000 $ 231,561 $ 83,000
St. Joseph, Indiana 111 $ 7,625,000 $ 68,693 $ 50,000
Wyandotte, Kansas 111 $ 9,070,000 $ 81,711 $ 51,000
Santa Rosa, Florida 110 $ 15,615,000 $ 141,954 $ 83,000
Walton, Georgia 109 $ 11,303,000 $ 103,697 $ 72,000
Pueblo, Colorado 108 $ 10,484,000 $ 97,074 $ 60,000
Strafford, New Hampshire 108 $ 15,337,000 $ 142,009 $ 101,000
Johnston, North Carolina 108 $ 10,042,000 $ 92,981 $ 60,000
Tulsa, Oklahoma 108 $ 10,343,000 $ 95,768 $ 73,000
Tehama, California 107 $ 15,060,000 $ 140,747 $ 68,000
Caroline, Virginia 107 $ 16,142,000 $ 150,859 $ 126,000
Berkeley, South Carolina 105 $ 10,452,000 $ 99,542 $ 67,000
Hamilton, Tennessee 105 $ 10,682,000 $ 101,733 $ 121,000
Brazoria, Texas 105 $ 11,383,000 $ 108,409 $ 83,000
Kitsap, Washington 105 $ 19,015,000 $ 181,095 $ 93,000
Washington, Utah 104 $ 15,310,000 $ 147,211 $ 89,000
Frederick, Virginia 103 $ 20,224,000 $ 196,349 $ 84,000
Cumberland, Maine 102 $ 17,554,000 $ 172,098 $ 79,000
Walworth, Wisconsin 101 $ 13,688,000 $ 135,524 $ 64,000
Martin, Florida 100 $ 23,894,000 $ 238,940 $ 132,000
Bay, Florida 99 $ 14,365,000 $ 145,101 $ 85,000
Thurston, Washington 99 $ 13,650,000 $ 137,878 $ 71,000
Lake, California 98 $ 22,658,000 $ 231,204 $ 94,000
Tolland, Connecticut 98 $ 13,523,000 $ 137,989 $ 74,000
Pike, Pennsylvania 98 $ 13,041,000 $ 133,071 $ 71,000
Whatcom, Washington 98 $ 16,613,000 $ 169,520 $ 158,000
St. Clair, Michigan 96 $ 10,763,000 $ 112,114 $ 63,000
Citrus, Florida 95 $ 11,766,000 $ 123,852 $ 69,000
DeKalb, Illinois 95 $ 11,604,000 $ 122,147 $ 59,000
Marion, Oregon 95 $ 9,921,000 $ 104,431 $ 55,000
Onondaga, New York 94 $ 7,998,000 $ 85,085 $ 75,000
Stark, Ohio 94 $ 9,589,000 $ 102,010 $ 60,000
Lackawanna, Pennsylvania 93 $ 8,295,000 $ 89,193 $ 59,000
Nevada, California 92 $ 27,839,000 $ 302,597 $ 136,000
Mesa, Colorado 92 $ 11,747,000 $ 127,684 $ 84,000
Bartow, Georgia 92 $ 8,652,000 $ 94,043 $ 64,000
Jefferson, Missouri 92 $ 8,622,000 $ 93,717 $ 52,000
Washington, Rhode Island 92 $ 20,163,000 $ 219,163 $ 89,000
Jackson, Georgia 91 $ 9,148,000 $ 100,527 $ 69,000
Fauquier, Virginia 91 $ 24,263,000 $ 266,626 $ 111,000
Cumberland, North Carolina 90 $ 6,882,000 $ 76,466 $ 78,000
Jackson, Michigan 89 $ 8,579,000 $ 96,393 $ 61,000
Medina, Ohio 89 $ 11,099,000 $ 124,707 $ 62,000
Worcester, Maryland 88 $ 20,942,000 $ 237,977 $ 162,000
Dauphin, Pennsylvania 88 $ 9,833,000 $ 111,738 $ 61,000
Penobscot, Maine 87 $ 9,222,000 $ 106,000 $ 130,000
Stearns, Minnesota 87 $ 10,023,000 $ 115,206 $ 55,000
Sumner, Tennessee 87 $ 10,728,000 $ 123,310 $ 76,000
Jefferson, Wisconsin 87 $ 10,773,000 $ 123,827 $ 89,000
Queen Anne's, Maryland 86 $ 19,261,000 $ 223,965 $ 82,000
Livingston, Michigan 86 $ 16,323,000 $ 189,802 $ 104,000
Carver, Minnesota 86 $ 15,336,000 $ 178,325 $ 142,000
Madison, Illinois 85 $ 8,949,000 $ 105,282 $ 59,000
Clarke, Georgia 84 $ 8,977,000 $ 106,869 $ 72,000
Spalding, Georgia 84 $ 7,515,000 $ 89,464 $ 64,000
Clermont, Ohio 84 $ 10,051,000 $ 119,654 $ 81,000
Ottawa, Michigan 82 $ 13,192,000 $ 160,878 $ 76,000
Williamson, Texas 82 $ 11,024,000 $ 134,439 $ 97,000
Wicomico, Maryland 81 $ 9,365,000 $ 115,617 $ 67,000
Isanti, Minnesota 81 $ 10,061,000 $ 124,209 $ 67,000
Licking, Ohio 80 $ 8,571,000 $ 107,137 $ 75,000
Dorchester, South Carolina 79 $ 8,980,000 $ 113,670 $ 69,000
Orange, Virginia 79 $ 12,607,000 $ 159,582 $ 93,000
New Hanover, North Carolina 77 $ 8,391,000 $ 108,974 $ 79,000
Calaveras, California 76 $ 19,556,000 $ 257,315 $ 113,000
Grundy, Illinois 76 $ 9,372,000 $ 123,315 $ 73,000
Warren, New York 76 $ 8,690,000 $ 114,342 $ 68,000
Rowan, North Carolina 76 $ 6,287,000 $ 82,723 $ 58,000
Yuma, Arizona 75 $ 9,338,000 $ 124,506 $ 60,000
Berkshire, Massachusetts 75 $ 10,592,000 $ 141,226 $ 62,000
Franklin, Massachusetts 75 $ 8,888,000 $ 118,506 $ 63,000
Dona Ana, New Mexico 75 $ 7,598,000 $ 101,306 $ 78,000
Warren, Ohio 75 $ 10,832,000 $ 144,426 $ 95,000
Porter, Indiana 74 $ 8,991,000 $ 121,500 $ 87,000
Caroline, Maryland 73 $ 11,617,000 $ 159,136 $ 75,000
Winnebago, Wisconsin 73 $ 6,959,000 $ 95,328 $ 53,000
Saginaw, Michigan 72 $ 6,163,000 $ 85,597 $ 65,000
Androscoggin, Maine 71 $ 7,620,000 $ 107,323 $ 58,000
Fairfield, Ohio 71 $ 8,038,000 $ 113,211 $ 68,000
Hanover, Virginia 71 $ 12,048,000 $ 169,690 $ 80,000
Salem, New Jersey 70 $ 9,585,000 $ 136,928 $ 78,000
Luzerne, Pennsylvania 70 $ 6,560,000 $ 93,714 $ 65,000
Richmond, Georgia 69 $ 5,786,000 $ 83,855 $ 45,000
Hampshire, Massachusetts 69 $ 10,427,000 $ 151,115 $ 94,000
Kalamazoo, Michigan 68 $ 8,134,000 $ 119,617 $ 78,000
Benton, Arkansas 67 $ 8,441,000 $ 125,985 $ 67,000
Walton, Florida 67 $ 21,351,000 $ 318,671 $ 159,000
Glynn, Georgia 67 $ 9,701,000 $ 144,791 $ 107,000
Manassas Park, Virginia 67 $ 14,722,000 $ 219,731 $ 100,000
Hendricks, Indiana 66 $ 6,721,000 $ 101,833 $ 76,000
Valencia, New Mexico 66 $ 5,413,000 $ 82,015 $ 51,000
Houston, Georgia 65 $ 5,456,000 $ 83,938 $ 62,000
Buncombe, North Carolina 65 $ 8,988,000 $ 138,276 $ 62,000
Warren, Virginia 65 $ 10,711,000 $ 164,784 $ 69,000
Amador, California 64 $ 14,293,000 $ 223,328 $ 104,000
Franklin, Pennsylvania 64 $ 7,507,000 $ 117,296 $ 67,000
Clallam, Washington 64 $ 8,871,000 $ 138,609 $ 67,000
Chisago, Minnesota 63 $ 8,622,000 $ 136,857 $ 67,000
Cumberland, Pennsylvania 63 $ 7,617,000 $ 120,904 $ 71,000
Williamson, Tennessee 63 $ 8,788,000 $ 139,492 $ 73,000
Outagamie, Wisconsin 63 $ 6,535,000 $ 103,730 $ 139,000
Belknap, New Hampshire 62 $ 9,625,000 $ 155,241 $ 82,000
Washington, Wisconsin 61 $ 8,430,000 $ 138,196 $ 73,000
Lyon, Nevada 60 $ 9,010,000 $ 150,166 $ 73,000
Niagara, New York 60 $ 5,811,000 $ 96,850 $ 74,000
Florence, South Carolina 59 $ 5,638,000 $ 95,559 $ 65,000
Muscogee, Georgia 58 $ 5,422,000 $ 93,482 $ 58,000
Monroe, Michigan 58 $ 7,278,000 $ 125,482 $ 68,000
Platte, Missouri 58 $ 8,084,000 $ 139,379 $ 88,000
Clark, Ohio 58 $ 5,261,000 $ 90,706 $ 51,000
Newport, Rhode Island 58 $ 13,015,000 $ 224,396 $ 118,000
Skagit, Washington 58 $ 8,453,000 $ 145,741 $ 78,000
Cass, Missouri 57 $ 5,550,000 $ 97,368 $ 60,000
Richland, Ohio 57 $ 4,481,000 $ 78,614 $ 60,000
Sevier, Tennessee 57 $ 8,725,000 $ 153,070 $ 151,000
Hendry, Florida 56 $ 5,556,000 $ 99,214 $ 81,000
Johnson, Indiana 56 $ 5,529,000 $ 98,732 $ 56,000
Olmsted, Minnesota 56 $ 6,377,000 $ 113,875 $ 63,000
Deschutes, Oregon 56 $ 10,560,000 $ 188,571 $ 80,000
Ellis, Texas 56 $ 5,416,000 $ 96,714 $ 80,000
Trumbull, Ohio 55 $ 6,508,000 $ 118,327 $ 63,000
Jackson, Oregon 55 $ 11,025,000 $ 200,454 $ 87,000
LaSalle, Illinois 54 $ 5,651,000 $ 104,648 $ 52,000
Washington, New York 54 $ 5,327,000 $ 98,648 $ 58,000
Alamance, North Carolina 54 $ 4,518,000 $ 83,666 $ 78,000
King George, Virginia 54 $ 10,993,000 $ 203,574 $ 90,000
Troup, Georgia 53 $ 4,620,000 $ 87,169 $ 41,000
Sedgwick, Kansas 53 $ 5,590,000 $ 105,471 $ 63,000
Lenawee, Michigan 53 $ 5,760,000 $ 108,679 $ 65,000
Brunswick, North Carolina 53 $ 8,245,000 $ 155,566 $ 77,000
Greene, Missouri 52 $ 4,071,000 $ 78,288 $ 60,000
Harnett, North Carolina 52 $ 5,238,000 $ 100,730 $ 72,000
Tooele, Utah 52 $ 4,509,000 $ 86,711 $ 57,000
Ogle, Illinois 51 $ 5,170,000 $ 101,372 $ 67,000
Lincoln, North Carolina 51 $ 4,792,000 $ 93,960 $ 60,000
Jefferson, West Virginia 51 $ 9,566,000 $ 187,568 $ 78,000
Davidson, North Carolina 50 $ 4,966,000 $ 99,320 $ 59,000
Hidalgo, Texas 50 $ 5,665,000 $ 113,300 $ 72,000
Kennebec, Maine 49 $ 5,543,000 $ 113,122 $ 86,000
Berrien, Michigan 49 $ 7,597,000 $ 155,040 $ 166,000
St. Louis, Minnesota 49 $ 4,974,000 $ 101,510 $ 55,000
Moore, North Carolina 49 $ 5,303,000 $ 108,224 $ 78,000
Cleveland, Oklahoma 49 $ 5,023,000 $ 102,510 $ 59,000
Beaufort, South Carolina 49 $ 9,963,000 $ 203,326 $ 90,000
Wilson, Tennessee 49 $ 4,445,000 $ 90,714 $ 48,000
James City, Virginia 49 $ 7,117,000 $ 145,244 $ 107,000
Mendocino, California 48 $ 13,113,000 $ 273,187 $ 108,000
Nash, North Carolina 48 $ 5,042,000 $ 105,041 $ 60,000
Wood, Ohio 48 $ 5,844,000 $ 121,750 $ 77,000
Blount, Tennessee 48 $ 4,487,000 $ 93,479 $ 51,000
Petersburg, Virginia 48 $ 3,685,000 $ 76,770 $ 59,000
Dorchester, Maryland 47 $ 6,729,000 $ 143,170 $ 67,000
Lake, Ohio 47 $ 5,195,000 $ 110,531 $ 61,000
Roanoke City, Virginia 47 $ 3,927,000 $ 83,553 $ 66,000
Yakima, Washington 47 $ 5,178,000 $ 110,170 $ 65,000
St. Croix, Wisconsin 47 $ 7,149,000 $ 152,106 $ 67,000
Kenton, Kentucky 46 $ 3,285,000 $ 71,413 $ 51,000
Allegan, Michigan 46 $ 5,385,000 $ 117,065 $ 55,000
Westmoreland, Pennsylvania 46 $ 4,873,000 $ 105,934 $ 63,000
Johnson, Texas 46 $ 4,392,000 $ 95,478 $ 65,000
Sumter, Florida 45 $ 5,128,000 $ 113,955 $ 104,000
Linn, Oregon 45 $ 4,008,000 $ 89,066 $ 80,000
Benton, Washington 45 $ 4,683,000 $ 104,066 $ 68,000
Sheboygan, Wisconsin 45 $ 4,166,000 $ 92,577 $ 55,000
Cochise, Arizona 44 $ 4,184,000 $ 95,090 $ 60,000
Clark, Indiana 44 $ 3,667,000 $ 83,340 $ 43,000
Lapeer, Michigan 44 $ 6,532,000 $ 148,454 $ 80,000
Crow Wing, Minnesota 44 $ 5,223,000 $ 118,704 $ 61,000
Nye, Nevada 44 $ 7,962,000 $ 180,954 $ 81,000
Henderson, North Carolina 44 $ 4,143,000 $ 94,159 $ 55,000
Anderson, South Carolina 44 $ 4,544,000 $ 103,272 $ 74,000
Cowlitz, Washington 44 $ 5,054,000 $ 114,863 $ 79,000
Floyd, Georgia 43 $ 4,214,000 $ 98,000 $ 54,000
Page:

Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 178,641 $30,244,632,000 $131,446 $61,500,000 $79,617 $9,000,000
Refinancing 125,540 $28,098,733,000 $172,869 $1,250,000 $82,826 $9,875,000
Home Improvement 4,883 $1,259,581,000 $184,608 $1,250,000 $93,586 $8,041,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 113,108 $21,340,473,000 $153,234 $1,263,000 $85,212 $9,875,000
Black or African American 79,867 $13,316,511,000 $139,818 $1,068,000 $71,363 $3,900,000
Hispanic 67,868 $13,528,363,000 $141,173 $1,250,000 $73,760 $5,879,000
Not Provided 29,919 $6,447,728,000 $158,434 $1,250,000 $77,717 $8,041,000
Asian 14,696 $3,842,145,000 $179,977 $1,141,000 $116,400 $5,384,000
Native Hawaiian or Other Pacific Islander 2,475 $622,350,000 $157,564 $990,000 $89,897 $2,362,000
American Indian or Alaskan Native 1,090 $214,809,000 $144,051 $1,000,000 $76,230 $840,000
Not applicable 41 $290,567,000 $10,336,500 $61,500,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 309,062 $59,602,676,000 $149,255 $61,500,000 $80,893 $9,875,000
FHA-insured (Federal Housing Administration) 2 $270,000 $135,000 $195,000 $57,500 $78,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 193,565 $36,205,903,000 $143,260 $61,500,000 $82,260 $9,875,000
Application Denied By Financial Institution 78,117 $16,380,699,000 $162,553 $1,260,000 $80,744 $9,000,000
File Closed For Incompleteness 36,602 $6,620,903,000 $139,065 $1,263,000 $80,260 $5,197,000
Application Approved But Not Accepted 682 $375,488,000 $1,200,450 $58,500,000 $71,800 $901,000
Application Withdrawn By Applicant 66 $12,953,000 $141,000 $802,000 $79,809 $372,000
Loan Purchased By The Institution 32 $7,000,000 $193,500 $531,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fremont Investment & Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List