Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Fulton Bank, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fulton Bank, National Association
One Penn Square
Lancaster, PA 17604
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 7,927
Total Mortgage Loan Application Amount $1,571,489,000
Average Mortgage Loan Application Amount $185,000
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $100,000
Highest Applicant Income $3,120,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2011.

Mortgage Loan Application Totals for Fulton Bank, National Association by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster County Pennsylvania 1,597 $ 268,725,000 $ 168,000 $ 87,000
Berks County Pennsylvania 752 $ 123,009,000 $ 163,000 $ 83,000
York County Pennsylvania 578 $ 95,802,000 $ 165,000 $ 100,000
Lebanon County Pennsylvania 480 $ 75,232,000 $ 156,000 $ 87,000
Dauphin County Pennsylvania 366 $ 62,273,000 $ 170,000 $ 104,000
Cumberland County Pennsylvania 315 $ 62,759,000 $ 199,000 $ 100,000
Chester County Pennsylvania 239 $ 59,361,000 $ 248,000 $ 132,000
Virginia Beach County Virginia 200 $ 60,536,000 $ 302,000 $ 122,000
Schuylkill County Pennsylvania 198 $ 22,786,000 $ 115,000 $ 59,000
Sussex County Delaware 181 $ 49,105,000 $ 271,000 $ 146,000
Bucks County Pennsylvania 132 $ 38,586,000 $ 292,000 $ 135,000
Chesterfield County Virginia 116 $ 30,431,000 $ 262,000 $ 129,000
Newport News County Virginia 114 $ 21,481,000 $ 188,000 $ 97,000
Henrico County Virginia 111 $ 25,102,000 $ 226,000 $ 145,000
Richmond City County Virginia 107 $ 26,291,000 $ 245,000 $ 139,000
Chesapeake County Virginia 103 $ 23,544,000 $ 228,000 $ 86,000
Montgomery County Pennsylvania 93 $ 20,995,000 $ 225,000 $ 117,000
Albemarle County Virginia 89 $ 26,133,000 $ 293,000 $ 173,000
Hampton County Virginia 87 $ 14,135,000 $ 162,000 $ 76,000
New Castle County Delaware 80 $ 21,565,000 $ 269,000 $ 132,000
James City County Virginia 79 $ 20,497,000 $ 259,000 $ 110,000
Centre County Pennsylvania 64 $ 13,213,000 $ 206,000 $ 158,000
York County Virginia 63 $ 16,306,000 $ 258,000 $ 90,000
Norfolk County Virginia 59 $ 10,797,000 $ 183,000 $ 77,000
Hanover County Virginia 53 $ 14,059,000 $ 265,000 $ 169,000
Northumberland County Pennsylvania 52 $ 5,432,000 $ 104,000 $ 53,000
Suffolk County Virginia 51 $ 11,354,000 $ 222,000 $ 83,000
Gloucester County Virginia 50 $ 9,906,000 $ 198,000 $ 71,000
Delaware County Pennsylvania 49 $ 11,032,000 $ 225,000 $ 126,000
Fairfax County Virginia 43 $ 29,147,000 $ 677,000 $ 213,000
Northampton County Pennsylvania 42 $ 8,256,000 $ 196,000 $ 80,000
Baltimore County Maryland 40 $ 7,861,000 $ 196,000 $ 67,000
Adams County Pennsylvania 40 $ 6,588,000 $ 164,000 $ 76,000
Portsmouth County Virginia 37 $ 3,974,000 $ 107,000 $ 66,000
Charlottesville County Virginia 33 $ 6,988,000 $ 211,000 $ 107,000
Lehigh County Pennsylvania 31 $ 4,975,000 $ 160,000 $ 61,000
Louisa County Virginia 31 $ 8,004,000 $ 258,000 $ 129,000
Gloucester County New Jersey 28 $ 4,052,000 $ 144,000 $ 76,000
Washington County Maryland 25 $ 4,326,000 $ 173,000 $ 57,000
Harford County Maryland 23 $ 4,322,000 $ 187,000 $ 57,000
Cecil County Maryland 22 $ 3,926,000 $ 178,000 $ 65,000
Columbia County Pennsylvania 22 $ 2,728,000 $ 124,000 $ 57,000
Perry County Pennsylvania 19 $ 2,975,000 $ 156,000 $ 94,000
Fluvanna County Virginia 18 $ 3,475,000 $ 193,000 $ 102,000
Greene County Virginia 18 $ 3,820,000 $ 212,000 $ 63,000
Atlantic County New Jersey 17 $ 5,756,000 $ 338,000 $ 224,000
Goochland County Virginia 17 $ 5,339,000 $ 314,000 $ 129,000
Howard County Maryland 16 $ 5,501,000 $ 343,000 $ 116,000
Lycoming County Pennsylvania 16 $ 2,288,000 $ 143,000 $ 102,000
Philadelphia County Pennsylvania 16 $ 3,699,000 $ 231,000 $ 112,000
Poquoson County Virginia 16 $ 4,866,000 $ 304,000 $ 115,000
Montgomery County Maryland 15 $ 12,352,000 $ 823,000 $ 329,000
Cape May County New Jersey 15 $ 6,176,000 $ 411,000 $ 331,000
Snyder County Pennsylvania 15 $ 1,888,000 $ 125,000 $ 57,000
Isle of Wight County Virginia 15 $ 4,453,000 $ 296,000 $ 119,000
Warren County New Jersey 14 $ 2,779,000 $ 198,000 $ 63,000
Franklin County Pennsylvania 13 $ 3,184,000 $ 244,000 $ 109,000
Montour County Pennsylvania 13 $ 1,594,000 $ 122,000 $ 44,000
Loudoun County Virginia 13 $ 6,395,000 $ 491,000 $ 152,000
Baltimore City County Maryland 12 $ 1,769,000 $ 147,000 $ 48,000
New Kent County Virginia 12 $ 2,983,000 $ 248,000 $ 101,000
Kent County Delaware 11 $ 2,181,000 $ 198,000 $ 131,000
Anne Arundel County Maryland 11 $ 3,343,000 $ 303,000 $ 145,000
Camden County New Jersey 11 $ 1,759,000 $ 159,000 $ 62,000
Union County Pennsylvania 11 $ 1,588,000 $ 144,000 $ 103,000
Frederick County Maryland 10 $ 2,213,000 $ 221,000 $ 93,000
Salem County New Jersey 10 $ 1,863,000 $ 186,000 $ 76,000
Worcester County Maryland 9 $ 2,101,000 $ 233,000 $ 185,000
Burlington County New Jersey 9 $ 1,668,000 $ 185,000 $ 83,000
Monroe County Pennsylvania 9 $ 1,678,000 $ 186,000 $ 145,000
Arlington County Virginia 9 $ 8,726,000 $ 969,000 $ 597,000
Currituck County North Carolina 8 $ 2,156,000 $ 269,000 $ 121,000
Dare County North Carolina 8 $ 2,112,000 $ 264,000 $ 229,000
Juniata County Pennsylvania 8 $ 1,355,000 $ 169,000 $ 65,000
Middlesex County Virginia 8 $ 2,305,000 $ 288,000 $ 130,000
Powhatan County Virginia 8 $ 2,482,000 $ 310,000 $ 130,000
Spotsylvania County Virginia 8 $ 2,772,000 $ 346,000 $ 188,000
King William County Virginia 7 $ 1,261,000 $ 180,000 $ 81,000
Williamsburg County Virginia 7 $ 1,762,000 $ 251,000 $ 47,000
Prince George's County Maryland 6 $ 1,530,000 $ 255,000 $ 68,000
Lancaster County Virginia 6 $ 1,877,000 $ 312,000 $ 161,000
Nelson County Virginia 6 $ 1,819,000 $ 303,000 $ 207,000
District of Columbia County District Of Columbia 5 $ 2,928,000 $ 585,000 $ 215,000
Carroll County Maryland 5 $ 1,343,000 $ 268,000 $ 81,000
Middlesex County New Jersey 5 $ 1,105,000 $ 221,000 $ 70,000
Luzerne County Pennsylvania 5 $ 1,207,000 $ 241,000 $ 117,000
Alexandria County Virginia 5 $ 2,930,000 $ 586,000 $ 174,000
Northampton County Virginia 5 $ 1,492,000 $ 298,000 $ 116,000
Prince William County Virginia 5 $ 1,702,000 $ 340,000 $ 154,000
Hunterdon County New Jersey 4 $ 1,017,000 $ 254,000 $ 114,000
Monmouth County New Jersey 4 $ 962,000 $ 240,000 $ 159,000
Morris County New Jersey 4 $ 1,070,000 $ 267,000 $ 72,000
Ocean County New Jersey 4 $ 1,420,000 $ 355,000 $ 234,000
Somerset County New Jersey 4 $ 1,765,000 $ 441,000 $ 689,000
Carbon County Pennsylvania 4 $ 658,000 $ 164,000 $ 54,000
King and Queen County Virginia 4 $ 1,940,000 $ 485,000 $ 262,000
Petersburg County Virginia 4 $ 501,000 $ 125,000 $ 72,000
Calvert County Maryland 3 $ 719,000 $ 239,000 $ 645,000
Clinton County Pennsylvania 3 $ 287,000 $ 95,000 $ 68,000
Huntingdon County Pennsylvania 3 $ 262,000 $ 87,000 $ 91,000
Wayne County Pennsylvania 3 $ 1,410,000 $ 470,000 $ 234,000
Augusta County Virginia 3 $ 939,000 $ 313,000 $ 287,000
Bedford County Virginia 3 $ 1,174,000 $ 391,000 $ 174,000
Mathews County Virginia 3 $ 559,000 $ 186,000 $ 80,000
Mecklenburg County Virginia 3 $ 2,134,000 $ 711,000 $ 253,000
Prince George County Virginia 3 $ 714,000 $ 238,000 $ 77,000
Charles County Maryland 2 $ 398,000 $ 199,000 $ 109,000
Dorchester County Maryland 2 $ 454,000 $ 227,000 $ 142,000
Wicomico County Maryland 2 $ 226,000 $ 113,000 $ 26,000
Cumberland County New Jersey 2 $ 360,000 $ 180,000 $ 56,000
Mercer County New Jersey 2 $ 714,000 $ 357,000 $ 174,000
Sussex County New Jersey 2 $ 528,000 $ 264,000 $ 109,000
Guilford County North Carolina 2 $ 426,000 $ 213,000 $ 91,000
Northampton County North Carolina 2 $ 302,000 $ 151,000 $ 72,000
Randolph County North Carolina 2 $ 249,000 $ 124,000 $ 122,000
Warren County North Carolina 2 $ 441,000 $ 220,000 $ 166,000
Fulton County Pennsylvania 2 $ 376,000 $ 188,000 $ 55,000
Mifflin County Pennsylvania 2 $ 419,000 $ 209,000 $ 132,000
Tioga County Pennsylvania 2 $ 282,000 $ 141,000 $ 63,000
Accomack County Virginia 2 $ 550,000 $ 275,000 $ 120,000
Amherst County Virginia 2 $ 419,000 $ 209,000 $ 95,000
Buckingham County Virginia 2 $ 1,041,000 $ 520,000 $ 236,000
Charles City County Virginia 2 $ 610,000 $ 305,000 $ 116,000
Colonial Heights County Virginia 2 $ 250,000 $ 125,000 $ 36,000
Dinwiddie County Virginia 2 $ 453,000 $ 226,000 $ 131,000
Harrisonburg County Virginia 2 $ 229,000 $ 114,000 $ 82,000
Northumberland County Virginia 2 $ 304,000 $ 152,000 $ 117,000
Orange County Virginia 2 $ 475,000 $ 237,000 $ 72,000
Pittsylvania County Virginia 2 $ 352,000 $ 176,000 $ 113,000
Stafford County Virginia 2 $ 508,000 $ 254,000 $ 67,000
Garrett County Maryland 1 $ 825,000 $ 825,000 $ 463,000
Kent County Maryland 1 $ 981,000 $ 981,000 $ 271,000
Queen Anne's County Maryland 1 $ 313,000 $ 313,000 $ 91,000
Bergen County New Jersey 1 $ 80,000 $ 80,000 $ 83,000
Essex County New Jersey 1 $ 197,000 $ 197,000 $ 82,000
Passaic County New Jersey 1 $ 301,000 $ 301,000 $ 103,000
Brunswick County North Carolina 1 $ 308,000 $ 308,000 $ 0
Chatham County North Carolina 1 $ 192,000 $ 192,000 $ 0
Chowan County North Carolina 1 $ 315,000 $ 315,000 $ 172,000
Gates County North Carolina 1 $ 175,000 $ 175,000 $ 49,000
Pasquotank County North Carolina 1 $ 67,000 $ 67,000 $ 189,000
Blair County Pennsylvania 1 $ 1,131,000 $ 1,131,000 $ 0
Pike County Pennsylvania 1 $ 116,000 $ 116,000 $ 29,000
Susquehanna County Pennsylvania 1 $ 350,000 $ 350,000 $ 174,000
Jackson County Tennessee 1 $ 8,000 $ 8,000 $ 49,000
Appomattox County Virginia 1 $ 231,000 $ 231,000 $ 94,000
Caroline County Virginia 1 $ 90,000 $ 90,000 $ 49,000
Essex County Virginia 1 $ 199,000 $ 199,000 $ 62,000
Fauquier County Virginia 1 $ 1,313,000 $ 1,313,000 $ 450,000
Franklin County Virginia 1 $ 352,000 $ 352,000 $ 351,000
Fredericksburg County Virginia 1 $ 218,000 $ 218,000 $ 32,000
Hopewell County Virginia 1 $ 58,000 $ 58,000 $ 18,000
Montgomery County Virginia 1 $ 100,000 $ 100,000 $ 242,000
Page County Virginia 1 $ 118,000 $ 118,000 $ 17,000
Roanoke County Virginia 1 $ 178,000 $ 178,000 $ 94,000
Rockbridge County Virginia 1 $ 450,000 $ 450,000 $ 76,000
Rockingham County Virginia 1 $ 153,000 $ 153,000 $ 100,000
Surry County Virginia 1 $ 100,000 $ 100,000 $ 18,000
Tazewell County Virginia 1 $ 54,000 $ 54,000 $ 35,000
Waynesboro County Virginia 1 $ 142,000 $ 142,000 $ 48,000
Berkeley County West Virginia 1 $ 130,000 $ 130,000 $ 59,000

Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,055 $777,918,000 $191,000 $8,000,000 $91,000 $2,079,000
Refinancing 3,411 $723,389,000 $212,000 $2,613,000 $113,000 $3,120,000
Home Improvement 461 $70,182,000 $152,000 $4,000,000 $96,000 $2,591,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,071 $1,152,968,000 $189,000 $4,000,000 $102,000 $3,120,000
Not Provided 1,245 $285,886,000 $229,000 $2,880,000 $110,000 $2,207,000
Black or African American 221 $41,878,000 $189,000 $2,613,000 $74,000 $645,000
Hispanic 189 $25,824,000 $136,000 $1,360,000 $57,000 $562,000
Asian 116 $28,103,000 $242,000 $1,500,000 $113,000 $444,000
Not applicable 62 $32,160,000 $518,000 $8,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 15 $3,917,000 $261,000 $1,200,000 $110,000 $253,000
American Indian or Alaskan Native 8 $753,000 $94,000 $212,000 $118,000 $314,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,896 $1,232,862,000 $209,000 $8,000,000 $114,000 $2,591,000
FHA-insured (Federal Housing Administration) 1,562 $243,834,000 $156,000 $737,000 $61,000 $3,120,000
VA-guaranteed (Veterans Administration) 309 $73,304,000 $237,000 $711,000 $68,000 $309,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 160 $21,489,000 $134,000 $321,000 $46,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,376 $1,089,344,000 $202,000 $8,000,000 $105,000 $2,079,000
Application Denied By Financial Institution 1,051 $198,739,000 $189,000 $1,458,000 $93,000 $3,120,000
Application Withdrawn By Applicant 744 $157,766,000 $212,000 $2,295,000 $100,000 $2,207,000
Preapproval Denied by Financial Institution 408 $56,167,000 $137,000 $1,400,000 $60,000 $1,843,000
Application Approved But Not Accepted 272 $53,016,000 $194,000 $1,200,000 $104,000 $652,000
File Closed For Incompleteness 65 $14,139,000 $217,000 $1,350,000 $94,000 $355,000
Loan Purchased By The Institution 11 $2,318,000 $210,000 $412,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 449 $92,587,000 $206,000 $1,087,000 $113,000 $3,120,000
Debt-To-Income Ratio 370 $60,147,000 $162,000 $1,458,000 $52,000 $488,000
Credit History 363 $44,955,000 $123,000 $634,000 $74,000 $2,591,000
Collateral 172 $36,674,000 $213,000 $852,000 $95,000 $420,000
Other 54 $12,516,000 $231,000 $1,400,000 $113,000 $710,000
Employment History 24 $3,284,000 $136,000 $288,000 $41,000 $108,000
Unverifiable Information 13 $2,169,000 $166,000 $417,000 $88,000 $259,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,028,000 $169,000 $417,000 $71,000 $166,000
Mortgage Insurance Denied 2 $546,000 $273,000 $398,000 $165,000 $253,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fulton Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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