Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Fulton Bank, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 4,310 |
| Total Mortgage Loan Application Amount | $1,133,674,000 |
| Average Mortgage Loan Application Amount | $219,333 |
| Highest Mortgage Loan Application Amount | $17,800,000 |
| Average Applicant Income | $114,333 |
| Highest Applicant Income | $4,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 824 | $ 159,804,000 | $ 193,000 | $ 95,000 |
| Berks County Pennsylvania | 508 | $ 86,353,000 | $ 169,000 | $ 87,000 |
| York County Pennsylvania | 373 | $ 55,148,000 | $ 147,000 | $ 71,000 |
| Lebanon County Pennsylvania | 290 | $ 50,096,000 | $ 172,000 | $ 81,000 |
| Dauphin County Pennsylvania | 188 | $ 31,831,000 | $ 169,000 | $ 84,000 |
| Philadelphia County Pennsylvania | 137 | $ 43,256,000 | $ 315,000 | $ 138,000 |
| Sussex County Delaware | 127 | $ 32,255,000 | $ 253,000 | $ 144,000 |
| Albemarle County Virginia | 120 | $ 55,815,000 | $ 465,000 | $ 205,000 |
| Henrico County Virginia | 88 | $ 20,465,000 | $ 232,000 | $ 109,000 |
| Chester County Pennsylvania | 86 | $ 30,936,000 | $ 359,000 | $ 130,000 |
| Virginia Beach County Virginia | 85 | $ 51,237,000 | $ 602,000 | $ 182,000 |
| Montgomery County Pennsylvania | 81 | $ 24,875,000 | $ 307,000 | $ 121,000 |
| Cumberland County Pennsylvania | 79 | $ 18,381,000 | $ 232,000 | $ 126,000 |
| New Castle County Delaware | 68 | $ 39,061,000 | $ 574,000 | $ 127,000 |
| Bucks County Pennsylvania | 63 | $ 22,651,000 | $ 359,000 | $ 175,000 |
| Schuylkill County Pennsylvania | 60 | $ 7,314,000 | $ 121,000 | $ 61,000 |
| Richmond City County Virginia | 57 | $ 20,942,000 | $ 367,000 | $ 164,000 |
| James City County Virginia | 51 | $ 16,433,000 | $ 322,000 | $ 139,000 |
| Chesterfield County Virginia | 39 | $ 10,981,000 | $ 281,000 | $ 114,000 |
| Norfolk County Virginia | 37 | $ 17,007,000 | $ 459,000 | $ 107,000 |
| Delaware County Pennsylvania | 35 | $ 10,482,000 | $ 299,000 | $ 146,000 |
| Charlottesville County Virginia | 35 | $ 16,651,000 | $ 475,000 | $ 152,000 |
| Louisa County Virginia | 32 | $ 12,319,000 | $ 384,000 | $ 172,000 |
| Chesapeake County Virginia | 29 | $ 7,764,000 | $ 267,000 | $ 102,000 |
| Baltimore County Maryland | 28 | $ 8,049,000 | $ 287,000 | $ 92,000 |
| Harford County Maryland | 26 | $ 6,983,000 | $ 268,000 | $ 85,000 |
| Anne Arundel County Maryland | 25 | $ 10,525,000 | $ 421,000 | $ 265,000 |
| Adams County Pennsylvania | 25 | $ 3,809,000 | $ 152,000 | $ 66,000 |
| Hanover County Virginia | 24 | $ 8,064,000 | $ 336,000 | $ 158,000 |
| Fairfax County Virginia | 23 | $ 15,975,000 | $ 694,000 | $ 229,000 |
| Greene County Virginia | 23 | $ 5,741,000 | $ 249,000 | $ 113,000 |
| Lehigh County Pennsylvania | 22 | $ 6,721,000 | $ 305,000 | $ 175,000 |
| Centre County Pennsylvania | 20 | $ 22,320,000 | $ 1,116,000 | $ 71,000 |
| Newport News County Virginia | 20 | $ 3,950,000 | $ 197,000 | $ 75,000 |
| York County Virginia | 20 | $ 6,087,000 | $ 304,000 | $ 123,000 |
| New Kent County Virginia | 18 | $ 4,448,000 | $ 247,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 17 | $ 10,127,000 | $ 595,000 | $ 235,000 |
| Baltimore City County Maryland | 17 | $ 2,801,000 | $ 164,000 | $ 59,000 |
| Northampton County Pennsylvania | 17 | $ 3,780,000 | $ 222,000 | $ 86,000 |
| Howard County Maryland | 16 | $ 8,352,000 | $ 522,000 | $ 169,000 |
| Prince George's County Maryland | 16 | $ 5,212,000 | $ 325,000 | $ 88,000 |
| Camden County New Jersey | 16 | $ 3,613,000 | $ 225,000 | $ 119,000 |
| Columbia County Pennsylvania | 16 | $ 2,511,000 | $ 156,000 | $ 72,000 |
| Montgomery County Maryland | 14 | $ 11,397,000 | $ 814,000 | $ 270,000 |
| Atlantic County New Jersey | 13 | $ 4,549,000 | $ 349,000 | $ 196,000 |
| Kent County Delaware | 12 | $ 2,953,000 | $ 246,000 | $ 108,000 |
| Worcester County Maryland | 12 | $ 3,010,000 | $ 250,000 | $ 687,000 |
| Burlington County New Jersey | 12 | $ 6,134,000 | $ 511,000 | $ 184,000 |
| Loudoun County Virginia | 12 | $ 5,872,000 | $ 489,000 | $ 163,000 |
| Gloucester County New Jersey | 11 | $ 2,323,000 | $ 211,000 | $ 101,000 |
| Northumberland County Pennsylvania | 11 | $ 724,000 | $ 65,000 | $ 33,000 |
| Hampton County Virginia | 11 | $ 1,420,000 | $ 129,000 | $ 62,000 |
| Warren County New Jersey | 10 | $ 2,306,000 | $ 230,000 | $ 86,000 |
| Goochland County Virginia | 10 | $ 4,635,000 | $ 463,000 | $ 252,000 |
| Powhatan County Virginia | 10 | $ 3,184,000 | $ 318,000 | $ 126,000 |
| Cecil County Maryland | 9 | $ 2,635,000 | $ 292,000 | $ 170,000 |
| Bergen County New Jersey | 9 | $ 7,125,000 | $ 791,000 | $ 273,000 |
| Salem County New Jersey | 9 | $ 768,000 | $ 85,000 | $ 50,000 |
| Arlington County Virginia | 9 | $ 6,174,000 | $ 686,000 | $ 195,000 |
| Portsmouth County Virginia | 9 | $ 1,082,000 | $ 120,000 | $ 59,000 |
| Spotsylvania County Virginia | 9 | $ 4,433,000 | $ 492,000 | $ 165,000 |
| Cape May County New Jersey | 8 | $ 4,811,000 | $ 601,000 | $ 135,000 |
| Monmouth County New Jersey | 8 | $ 5,874,000 | $ 734,000 | $ 330,000 |
| Carroll County Maryland | 7 | $ 2,581,000 | $ 368,000 | $ 105,000 |
| Washington County Maryland | 6 | $ 718,000 | $ 119,000 | $ 49,000 |
| Montour County Pennsylvania | 6 | $ 1,492,000 | $ 248,000 | $ 143,000 |
| Fluvanna County Virginia | 6 | $ 1,289,000 | $ 214,000 | $ 126,000 |
| Nelson County Virginia | 6 | $ 1,864,000 | $ 310,000 | $ 153,000 |
| Poquoson County Virginia | 6 | $ 1,992,000 | $ 332,000 | $ 110,000 |
| Suffolk County Virginia | 6 | $ 1,426,000 | $ 237,000 | $ 100,000 |
| Frederick County Maryland | 5 | $ 1,592,000 | $ 318,000 | $ 115,000 |
| Union County New Jersey | 5 | $ 4,183,000 | $ 836,000 | $ 293,000 |
| Monroe County Pennsylvania | 5 | $ 799,000 | $ 159,000 | $ 92,000 |
| Perry County Pennsylvania | 5 | $ 886,000 | $ 177,000 | $ 49,000 |
| Gloucester County Virginia | 5 | $ 870,000 | $ 174,000 | $ 82,000 |
| Cumberland County New Jersey | 4 | $ 820,000 | $ 205,000 | $ 64,000 |
| Mercer County New Jersey | 4 | $ 1,196,000 | $ 299,000 | $ 146,000 |
| Ocean County New Jersey | 4 | $ 1,489,000 | $ 372,000 | $ 265,000 |
| Sussex County New Jersey | 4 | $ 1,092,000 | $ 273,000 | $ 144,000 |
| Franklin County Pennsylvania | 4 | $ 1,334,000 | $ 333,000 | $ 147,000 |
| Huntingdon County Pennsylvania | 4 | $ 816,000 | $ 204,000 | $ 247,000 |
| Snyder County Pennsylvania | 4 | $ 511,000 | $ 127,000 | $ 93,000 |
| Alexandria County Virginia | 4 | $ 3,222,000 | $ 805,000 | $ 335,000 |
| Fauquier County Virginia | 4 | $ 1,222,000 | $ 305,000 | $ 93,000 |
| King William County Virginia | 4 | $ 663,000 | $ 165,000 | $ 35,000 |
| Orange County Virginia | 4 | $ 669,000 | $ 167,000 | $ 56,000 |
| Prince William County Virginia | 4 | $ 2,061,000 | $ 515,000 | $ 160,000 |
| Queen Anne's County Maryland | 3 | $ 1,489,000 | $ 496,000 | $ 477,000 |
| Essex County New Jersey | 3 | $ 2,938,000 | $ 979,000 | $ 333,000 |
| Middlesex County New Jersey | 3 | $ 1,208,000 | $ 402,000 | $ 200,000 |
| Cambria County Pennsylvania | 3 | $ 336,000 | $ 112,000 | $ 62,000 |
| Juniata County Pennsylvania | 3 | $ 457,000 | $ 152,000 | $ 35,000 |
| Luzerne County Pennsylvania | 3 | $ 418,000 | $ 139,000 | $ 25,000 |
| Pike County Pennsylvania | 3 | $ 150,000 | $ 50,000 | $ 167,000 |
| Potter County Pennsylvania | 3 | $ 742,000 | $ 247,000 | $ 113,000 |
| Augusta County Virginia | 3 | $ 1,067,000 | $ 355,000 | $ 133,000 |
| Essex County Virginia | 3 | $ 522,000 | $ 174,000 | $ 71,000 |
| Northampton County Virginia | 3 | $ 719,000 | $ 239,000 | $ 108,000 |
| Surry County Virginia | 3 | $ 239,000 | $ 79,000 | $ 37,000 |
| Williamsburg County Virginia | 3 | $ 885,000 | $ 295,000 | $ 94,000 |
| Wicomico County Maryland | 2 | $ 245,000 | $ 122,000 | $ 38,000 |
| Hunterdon County New Jersey | 2 | $ 458,000 | $ 229,000 | $ 74,000 |
| Morris County New Jersey | 2 | $ 1,282,000 | $ 641,000 | $ 264,000 |
| Passaic County New Jersey | 2 | $ 883,000 | $ 441,000 | $ 149,000 |
| Somerset County New Jersey | 2 | $ 1,124,000 | $ 562,000 | $ 173,000 |
| Dare County North Carolina | 2 | $ 772,000 | $ 386,000 | $ 261,000 |
| Bradford County Pennsylvania | 2 | $ 537,000 | $ 268,000 | $ 170,000 |
| Lackawanna County Pennsylvania | 2 | $ 292,000 | $ 146,000 | $ 118,000 |
| Fairfax City County Virginia | 2 | $ 1,724,000 | $ 862,000 | $ 292,000 |
| King and Queen County Virginia | 2 | $ 441,000 | $ 220,000 | $ 71,000 |
| Mathews County Virginia | 2 | $ 375,000 | $ 187,000 | $ 136,000 |
| Middlesex County Virginia | 2 | $ 618,000 | $ 309,000 | $ 139,000 |
| Palm Beach County Florida | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Caroline County Maryland | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Charles County Maryland | 1 | $ 248,000 | $ 248,000 | $ 58,000 |
| Dorchester County Maryland | 1 | $ 196,000 | $ 196,000 | $ 80,000 |
| Garrett County Maryland | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Kent County Maryland | 1 | $ 424,000 | $ 424,000 | $ 195,000 |
| Talbot County Maryland | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| Hudson County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 195,000 |
| Currituck County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 129,000 |
| McDowell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 252,000 |
| Perquimans County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 156,000 |
| Clark County Ohio | 1 | $ 3,000 | $ 3,000 | $ 34,000 |
| Blair County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Carbon County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Clearfield County Pennsylvania | 1 | $ 357,000 | $ 357,000 | $ 225,000 |
| Clinton County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 49,000 |
| Fulton County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 65,000 |
| Lycoming County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Mifflin County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 87,000 |
| Union County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Accomack County Virginia | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Bedford County Virginia | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
| Caroline County Virginia | 1 | $ 310,000 | $ 310,000 | $ 150,000 |
| Charles City County Virginia | 1 | $ 279,000 | $ 279,000 | $ 102,000 |
| Charlotte County Virginia | 1 | $ 103,000 | $ 103,000 | $ 96,000 |
| Dinwiddie County Virginia | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Falls Church County Virginia | 1 | $ 424,000 | $ 424,000 | $ 189,000 |
| Franklin County Virginia | 1 | $ 323,000 | $ 323,000 | $ 241,000 |
| Harrisonburg County Virginia | 1 | $ 7,546,000 | $ 7,546,000 | $ 0 |
| Highland County Virginia | 1 | $ 330,000 | $ 330,000 | $ 135,000 |
| Isle of Wight County Virginia | 1 | $ 199,000 | $ 199,000 | $ 56,000 |
| Lancaster County Virginia | 1 | $ 359,000 | $ 359,000 | $ 179,000 |
| Manassas Park County Virginia | 1 | $ 234,000 | $ 234,000 | $ 80,000 |
| Mecklenburg County Virginia | 1 | $ 595,000 | $ 595,000 | $ 295,000 |
| Northumberland County Virginia | 1 | $ 392,000 | $ 392,000 | $ 191,000 |
| Rappahannock County Virginia | 1 | $ 295,000 | $ 295,000 | $ 52,000 |
| Roanoke County Virginia | 1 | $ 503,000 | $ 503,000 | $ 197,000 |
| Southampton County Virginia | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Staunton County Virginia | 1 | $ 261,000 | $ 261,000 | $ 74,000 |
| Sussex County Virginia | 1 | $ 46,000 | $ 46,000 | $ 43,000 |
| Berkeley County West Virginia | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
| Manitowoc County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,399 | $931,078,000 | $273,000 | $17,800,000 | $112,000 | $3,340,000 |
| Refinancing | 632 | $169,726,000 | $268,000 | $4,800,000 | $131,000 | $1,954,000 |
| Home Improvement | 279 | $32,870,000 | $117,000 | $2,800,000 | $100,000 | $4,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,267 | $778,573,000 | $238,000 | $3,098,000 | $120,000 | $4,000,000 |
| Black or African American | 337 | $66,331,000 | $196,000 | $1,435,000 | $78,000 | $889,000 |
| Hispanic | 252 | $37,803,000 | $150,000 | $1,000,000 | $63,000 | $559,000 |
| Not Provided | 202 | $74,809,000 | $370,000 | $1,980,000 | $155,000 | $903,000 |
| Not applicable | 128 | $130,873,000 | $1,022,000 | $17,800,000 | $0 | $0 |
| Asian | 113 | $43,763,000 | $387,000 | $2,360,000 | $193,000 | $2,950,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,368,000 | $171,000 | $331,000 | $269,000 | $598,000 |
| American Indian or Alaskan Native | 3 | $154,000 | $51,000 | $129,000 | $62,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,488 | $974,231,000 | $279,000 | $17,800,000 | $124,000 | $4,000,000 |
| FHA-insured (Federal Housing Administration) | 585 | $103,998,000 | $177,000 | $517,000 | $64,000 | $337,000 |
| VA-guaranteed (Veterans Administration) | 143 | $41,523,000 | $290,000 | $807,000 | $107,000 | $1,015,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $13,922,000 | $148,000 | $313,000 | $53,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,202 | $893,635,000 | $279,000 | $17,800,000 | $117,000 | $4,000,000 |
| Application Denied By Financial Institution | 482 | $81,652,000 | $169,000 | $3,000,000 | $73,000 | $1,109,000 |
| Application Withdrawn By Applicant | 282 | $73,777,000 | $261,000 | $3,000,000 | $131,000 | $2,950,000 |
| Application Approved But Not Accepted | 208 | $44,001,000 | $211,000 | $1,105,000 | $107,000 | $1,601,000 |
| File Closed For Incompleteness | 134 | $40,311,000 | $300,000 | $1,140,000 | $154,000 | $1,954,000 |
| Loan Purchased By The Institution | 2 | $298,000 | $149,000 | $270,000 | $23,000 | $46,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 159 | $30,070,000 | $189,000 | $1,225,000 | $62,000 | $303,000 |
| Credit History | 138 | $16,350,000 | $118,000 | $3,000,000 | $72,000 | $1,109,000 |
| Collateral | 105 | $22,349,000 | $212,000 | $1,049,000 | $104,000 | $569,000 |
| Other | 33 | $5,775,000 | $175,000 | $1,200,000 | $37,000 | $252,000 |
| Unverifiable Information | 22 | $3,803,000 | $172,000 | $458,000 | $60,000 | $135,000 |
| Credit Application Incomplete | 14 | $2,693,000 | $192,000 | $560,000 | $105,000 | $283,000 |
| Employment History | 11 | $612,000 | $55,000 | $164,000 | $47,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.