Gateway Bank F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Gateway Bank F.S.B. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Bank F.S.B. 360 8Th Street Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,362 |
| Total Mortgage Loan Application Amount | $743,106,000 |
| Average Mortgage Loan Application Amount | $311,666 |
| Highest Mortgage Loan Application Amount | $20,843,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $2,751,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Gateway Bank F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Gateway Bank F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Bank F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank F.S.B.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 871 | $ 315,033,000 | $ 361,000 | $ 112,000 |
| Riverside County California | 286 | $ 66,723,000 | $ 233,000 | $ 89,000 |
| Orange County California | 248 | $ 96,527,000 | $ 389,000 | $ 137,000 |
| San Diego County California | 210 | $ 65,108,000 | $ 310,000 | $ 97,000 |
| San Bernardino County California | 186 | $ 44,384,000 | $ 238,000 | $ 107,000 |
| Santa Clara County California | 62 | $ 25,895,000 | $ 417,000 | $ 132,000 |
| Fresno County California | 52 | $ 9,706,000 | $ 186,000 | $ 116,000 |
| Alameda County California | 46 | $ 16,464,000 | $ 357,000 | $ 135,000 |
| Contra Costa County California | 33 | $ 11,034,000 | $ 334,000 | $ 150,000 |
| Kern County California | 27 | $ 3,644,000 | $ 134,000 | $ 237,000 |
| Sacramento County California | 25 | $ 6,380,000 | $ 255,000 | $ 93,000 |
| Ventura County California | 23 | $ 8,303,000 | $ 361,000 | $ 120,000 |
| Fairfax County Virginia | 22 | $ 5,160,000 | $ 234,000 | $ 78,000 |
| Santa Barbara County California | 20 | $ 5,640,000 | $ 282,000 | $ 97,000 |
| Gwinnett County Georgia | 13 | $ 2,135,000 | $ 164,000 | $ 46,000 |
| Madera County California | 12 | $ 1,991,000 | $ 165,000 | $ 54,000 |
| Clark County Nevada | 12 | $ 2,123,000 | $ 176,000 | $ 90,000 |
| Kings County New York | 12 | $ 3,970,000 | $ 330,000 | $ 90,000 |
| Stanislaus County California | 11 | $ 1,837,000 | $ 167,000 | $ 67,000 |
| Prince William County Virginia | 9 | $ 2,104,000 | $ 233,000 | $ 64,000 |
| San Joaquin County California | 8 | $ 1,686,000 | $ 210,000 | $ 85,000 |
| Solano County California | 8 | $ 1,409,000 | $ 176,000 | $ 301,000 |
| St. Johns County Florida | 7 | $ 1,043,000 | $ 149,000 | $ 111,000 |
| Honolulu County Hawaii | 7 | $ 2,700,000 | $ 385,000 | $ 108,000 |
| El Dorado County California | 6 | $ 2,055,000 | $ 342,000 | $ 137,000 |
| San Mateo County California | 6 | $ 1,960,000 | $ 326,000 | $ 99,000 |
| Sonoma County California | 6 | $ 1,739,000 | $ 289,000 | $ 111,000 |
| Harris County Texas | 6 | $ 1,203,000 | $ 200,000 | $ 125,000 |
| Merced County California | 5 | $ 828,000 | $ 165,000 | $ 121,000 |
| Placer County California | 5 | $ 1,363,000 | $ 272,000 | $ 80,000 |
| Arapahoe County Colorado | 5 | $ 1,096,000 | $ 219,000 | $ 58,000 |
| Miami-Dade County Florida | 5 | $ 1,363,000 | $ 272,000 | $ 79,000 |
| San Francisco County California | 4 | $ 2,214,000 | $ 553,000 | $ 162,000 |
| Montgomery County Maryland | 4 | $ 1,078,000 | $ 269,000 | $ 61,000 |
| Bronx County New York | 4 | $ 1,045,000 | $ 261,000 | $ 75,000 |
| Loudoun County Virginia | 4 | $ 1,235,000 | $ 308,000 | $ 67,000 |
| Maricopa County Arizona | 3 | $ 317,000 | $ 105,000 | $ 67,000 |
| Marin County California | 3 | $ 1,717,000 | $ 572,000 | $ 332,000 |
| Monterey County California | 3 | $ 2,178,000 | $ 726,000 | $ 989,000 |
| Napa County California | 3 | $ 2,114,000 | $ 704,000 | $ 1,003,000 |
| Tulare County California | 3 | $ 999,000 | $ 333,000 | $ 128,000 |
| Duval County Florida | 3 | $ 518,000 | $ 172,000 | $ 45,000 |
| Prince George's County Maryland | 3 | $ 540,000 | $ 180,000 | $ 22,000 |
| Middlesex County New Jersey | 3 | $ 666,000 | $ 222,000 | $ 49,000 |
| Kitsap County Washington | 3 | $ 782,000 | $ 260,000 | $ 76,000 |
| Jefferson County Alabama | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| Imperial County California | 2 | $ 306,000 | $ 153,000 | $ 113,000 |
| Mono County California | 2 | $ 451,000 | $ 225,000 | $ 93,000 |
| San Luis Obispo County California | 2 | $ 729,000 | $ 364,000 | $ 85,000 |
| Tuolumne County California | 2 | $ 427,000 | $ 213,000 | $ 59,000 |
| Seminole County Florida | 2 | $ 384,000 | $ 192,000 | $ 53,000 |
| Fulton County Georgia | 2 | $ 464,000 | $ 232,000 | $ 94,000 |
| Anne Arundel County Maryland | 2 | $ 614,000 | $ 307,000 | $ 65,000 |
| Baltimore County Maryland | 2 | $ 327,000 | $ 163,000 | $ 45,000 |
| Wicomico County Maryland | 2 | $ 343,000 | $ 171,000 | $ 48,000 |
| Nassau County New York | 2 | $ 475,000 | $ 237,000 | $ 77,000 |
| Queens County New York | 2 | $ 446,000 | $ 223,000 | $ 70,000 |
| Westchester County New York | 2 | $ 385,000 | $ 192,000 | $ 103,000 |
| Denton County Texas | 2 | $ 573,000 | $ 286,000 | $ 179,000 |
| Tarrant County Texas | 2 | $ 531,000 | $ 265,000 | $ 118,000 |
| Hampton County Virginia | 2 | $ 253,000 | $ 126,000 | $ 38,000 |
| Manassas County Virginia | 2 | $ 534,000 | $ 267,000 | $ 66,000 |
| Pierce County Washington | 2 | $ 516,000 | $ 258,000 | $ 310,000 |
| Shelby County Alabama | 1 | $ 234,000 | $ 234,000 | $ 72,000 |
| Calaveras County California | 1 | $ 240,000 | $ 240,000 | $ 174,000 |
| Mariposa County California | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| San Benito County California | 1 | $ 466,000 | $ 466,000 | $ 143,000 |
| Santa Cruz County California | 1 | $ 322,000 | $ 322,000 | $ 137,000 |
| Shasta County California | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Yolo County California | 1 | $ 230,000 | $ 230,000 | $ 101,000 |
| Adams County Colorado | 1 | $ 287,000 | $ 287,000 | $ 50,000 |
| Denver County Colorado | 1 | $ 86,000 | $ 86,000 | $ 106,000 |
| Manatee County Florida | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Pinellas County Florida | 1 | $ 270,000 | $ 270,000 | $ 31,000 |
| Volusia County Florida | 1 | $ 142,000 | $ 142,000 | $ 30,000 |
| Clayton County Georgia | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
| Forsyth County Georgia | 1 | $ 238,000 | $ 238,000 | $ 52,000 |
| Hall County Georgia | 1 | $ 182,000 | $ 182,000 | $ 36,000 |
| Troup County Georgia | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Hawaii County Hawaii | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Kauai County Hawaii | 1 | $ 388,000 | $ 388,000 | $ 70,000 |
| Harford County Maryland | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Bergen County New Jersey | 1 | $ 468,000 | $ 468,000 | $ 97,000 |
| Richmond County New York | 1 | $ 625,000 | $ 625,000 | $ 160,000 |
| Williamson County Tennessee | 1 | $ 308,000 | $ 308,000 | $ 71,000 |
| Dallas County Texas | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Fort Bend County Texas | 1 | $ 256,000 | $ 256,000 | $ 79,000 |
| Montgomery County Texas | 1 | $ 220,000 | $ 220,000 | $ 113,000 |
| Henrico County Virginia | 1 | $ 200,000 | $ 200,000 | $ 21,000 |
| Winchester County Virginia | 1 | $ 287,000 | $ 287,000 | $ 57,000 |
| Clark County Washington | 1 | $ 231,000 | $ 231,000 | $ 40,000 |
| King County Washington | 1 | $ 232,000 | $ 232,000 | $ 159,000 |
Mortgage Loan Application Detail Totals for Gateway Bank F.S.B. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,310 | $404,943,000 | $309,000 | $1,750,000 | $107,000 | $2,751,000 |
| Refinancing | 1,051 | $337,858,000 | $321,000 | $20,843,000 | $121,000 | $1,359,000 |
| Home Improvement | 1 | $305,000 | $305,000 | $305,000 | $150,000 | $150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 874 | $286,811,000 | $328,000 | $1,750,000 | $134,000 | $1,359,000 |
| Asian | 644 | $206,450,000 | $320,000 | $1,136,000 | $111,000 | $635,000 |
| Hispanic | 607 | $158,105,000 | $260,000 | $1,500,000 | $85,000 | $2,751,000 |
| Not Provided | 147 | $67,132,000 | $456,000 | $20,843,000 | $130,000 | $362,000 |
| Black or African American | 68 | $18,164,000 | $267,000 | $601,000 | $80,000 | $183,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,711,000 | $277,000 | $546,000 | $101,000 | $239,000 |
| American Indian or Alaskan Native | 5 | $1,733,000 | $346,000 | $469,000 | $111,000 | $165,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,952 | $622,044,000 | $318,000 | $20,843,000 | $120,000 | $2,751,000 |
| FHA-insured (Federal Housing Administration) | 353 | $102,852,000 | $291,000 | $636,000 | $78,000 | $262,000 |
| VA-guaranteed (Veterans Administration) | 56 | $17,873,000 | $319,000 | $550,000 | $87,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $337,000 | $337,000 | $337,000 | $67,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,338 | $710,507,000 | $303,000 | $1,750,000 | $111,000 | $2,751,000 |
| Loan Originated | 20 | $30,593,000 | $1,529,000 | $20,843,000 | $332,000 | $904,000 |
| Application Withdrawn By Applicant | 4 | $2,006,000 | $501,000 | $714,000 | $214,000 | $472,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank F.S.B.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.