Gateway Business Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Gateway Business Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Business Bank 18000 Studebaker Road, Suite 550 Cerritos, CA 90703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,794 |
| Total Mortgage Loan Application Amount | $1,935,480,000 |
| Average Mortgage Loan Application Amount | $153,514 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $84,882 |
| Highest Applicant Income | $2,136,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Gateway Business Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Business Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Gateway Business Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Business Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Business Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Business Bank's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,819 | $ 416,544,000 | $ 228,000 | $ 76,000 |
| SANTA ROSA-PETALUMA, CA | 556 | $ 178,798,000 | $ 321,000 | $ 89,000 |
| CHICO, CA | 537 | $ 93,155,000 | $ 173,000 | $ 53,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 489 | $ 75,534,000 | $ 154,000 | $ 68,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 359 | $ 113,129,000 | $ 315,000 | $ 111,000 |
| VISALIA-PORTERVILLE, CA | 337 | $ 57,982,000 | $ 172,000 | $ 62,000 |
| FRESNO, CA | 314 | $ 54,279,000 | $ 172,000 | $ 65,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 281 | $ 78,135,000 | $ 278,000 | $ 97,000 |
| STOCKTON, CA | 212 | $ 46,858,000 | $ 221,000 | $ 76,000 |
| MEDFORD, OR | 197 | $ 32,896,000 | $ 166,000 | $ 72,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 188 | $ 53,848,000 | $ 286,000 | $ 113,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 174 | $ 39,725,000 | $ 228,000 | $ 85,000 |
| SALEM, OR | 144 | $ 16,307,000 | $ 113,000 | $ 51,000 |
| FORT WORTH-ARLINGTON, TX | 118 | $ 18,540,000 | $ 157,000 | $ 84,000 |
| MODESTO, CA | 117 | $ 24,839,000 | $ 212,000 | $ 67,000 |
| LAS VEGAS-PARADISE, NV | 110 | $ 21,102,000 | $ 191,000 | $ 91,000 |
| DALLAS-PLANO-IRVING, TX | 103 | $ 14,486,000 | $ 140,000 | $ 83,000 |
| REDDING, CA | 101 | $ 16,665,000 | $ 165,000 | $ 73,000 |
| YUBA CITY, CA | 101 | $ 20,188,000 | $ 199,000 | $ 63,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 97 | $ 14,692,000 | $ 151,000 | $ 73,000 |
| SALINAS, CA | 83 | $ 25,621,000 | $ 308,000 | $ 120,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 75 | $ 19,823,000 | $ 264,000 | $ 94,000 |
| HANFORD-CORCORAN, CA | 68 | $ 10,607,000 | $ 155,000 | $ 57,000 |
| BAKERSFIELD, CA | 63 | $ 8,899,000 | $ 141,000 | $ 57,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 52 | $ 6,620,000 | $ 127,000 | $ 69,000 |
| MADERA, CA | 49 | $ 7,841,000 | $ 160,000 | $ 60,000 |
| PRESCOTT, AZ | 40 | $ 4,520,000 | $ 113,000 | $ 92,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 38 | $ 13,225,000 | $ 348,000 | $ 105,000 |
| ORLANDO, FL | 37 | $ 5,640,000 | $ 152,000 | $ 91,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 36 | $ 12,754,000 | $ 354,000 | $ 145,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 34 | $ 5,313,000 | $ 156,000 | $ 64,000 |
| EDISON, NJ | 33 | $ 7,278,000 | $ 220,000 | $ 88,000 |
| NEWARK-UNION, NJ-PA | 31 | $ 5,411,000 | $ 174,000 | $ 115,000 |
| VALLEJO-FAIRFIELD, CA | 31 | $ 7,459,000 | $ 240,000 | $ 103,000 |
| NASSAU-SUFFOLK, NY | 29 | $ 6,298,000 | $ 217,000 | $ 75,000 |
| BOISE CITY-NAMPA, ID | 28 | $ 3,055,000 | $ 109,000 | $ 62,000 |
| PHILADELPHIA, PA | 28 | $ 3,974,000 | $ 141,000 | $ 82,000 |
| CORVALLIS, OR | 26 | $ 3,783,000 | $ 145,000 | $ 63,000 |
| CAMDEN, NJ | 25 | $ 3,972,000 | $ 158,000 | $ 71,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 25 | $ 6,191,000 | $ 247,000 | $ 116,000 |
| TUCSON, AZ | 25 | $ 2,766,000 | $ 110,000 | $ 116,000 |
| SALT LAKE CITY, UT | 23 | $ 3,076,000 | $ 133,000 | $ 47,000 |
| EUGENE-SPRINGFIELD, OR | 22 | $ 3,194,000 | $ 145,000 | $ 62,000 |
| SANTA CRUZ-WATSONVILLE, CA | 22 | $ 7,004,000 | $ 318,000 | $ 83,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 22 | $ 3,215,000 | $ 146,000 | $ 89,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 21 | $ 2,839,000 | $ 135,000 | $ 101,000 |
| RENO-SPARKS, NV | 21 | $ 3,855,000 | $ 183,000 | $ 171,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 20 | $ 2,153,000 | $ 107,000 | $ 75,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 20 | $ 2,399,000 | $ 119,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 18 | $ 2,913,000 | $ 161,000 | $ 63,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 18 | $ 1,690,000 | $ 93,000 | $ 49,000 |
| MERCED, CA | 17 | $ 2,576,000 | $ 151,000 | $ 54,000 |
| NAPA, CA | 17 | $ 6,573,000 | $ 386,000 | $ 104,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 17 | $ 5,484,000 | $ 322,000 | $ 96,000 |
| TACOMA, WA | 17 | $ 2,472,000 | $ 145,000 | $ 67,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 17 | $ 2,169,000 | $ 127,000 | $ 53,000 |
| INDIANAPOLIS, IN | 16 | $ 2,297,000 | $ 143,000 | $ 57,000 |
| RICHMOND, VA | 16 | $ 1,967,000 | $ 122,000 | $ 58,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 15 | $ 2,059,000 | $ 137,000 | $ 52,000 |
| BEND, OR | 15 | $ 2,868,000 | $ 191,000 | $ 89,000 |
| DENVER-AURORA, CO | 15 | $ 3,306,000 | $ 220,000 | $ 57,000 |
| HONOLULU, HI | 15 | $ 4,124,000 | $ 274,000 | $ 87,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 2,300,000 | $ 164,000 | $ 79,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 14 | $ 1,470,000 | $ 105,000 | $ 106,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 14 | $ 1,680,000 | $ 120,000 | $ 87,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 14 | $ 1,153,000 | $ 82,000 | $ 62,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 13 | $ 2,745,000 | $ 211,000 | $ 90,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 13 | $ 4,056,000 | $ 312,000 | $ 82,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 13 | $ 3,476,000 | $ 267,000 | $ 73,000 |
| ALBANY-SCHENECTADY-TROY, NY | 12 | $ 1,360,000 | $ 113,000 | $ 57,000 |
| BOSTON-QUINCY, MA | 11 | $ 2,503,000 | $ 227,000 | $ 70,000 |
| GARY, IN | 11 | $ 961,000 | $ 87,000 | $ 76,000 |
| TRENTON-EWING, NJ | 11 | $ 1,766,000 | $ 160,000 | $ 60,000 |
| WILMINGTON, NC | 11 | $ 1,403,000 | $ 127,000 | $ 69,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 1,060,000 | $ 106,000 | $ 72,000 |
| EL CENTRO, CA | 10 | $ 1,167,000 | $ 116,000 | $ 64,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 10 | $ 1,837,000 | $ 183,000 | $ 73,000 |
| SAN ANTONIO, TX | 10 | $ 1,227,000 | $ 122,000 | $ 110,000 |
| YUMA, AZ | 10 | $ 1,458,000 | $ 145,000 | $ 101,000 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 1,006,000 | $ 111,000 | $ 33,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 9 | $ 1,177,000 | $ 130,000 | $ 31,000 |
| DAYTON, OH | 9 | $ 1,159,000 | $ 128,000 | $ 68,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 9 | $ 1,166,000 | $ 129,000 | $ 87,000 |
| JACKSONVILLE, FL | 9 | $ 1,088,000 | $ 120,000 | $ 75,000 |
| LOUISVILLE, KY-IN | 9 | $ 1,137,000 | $ 126,000 | $ 82,000 |
| SARASOTA-BRADENTON-VENICE, FL | 9 | $ 851,000 | $ 94,000 | $ 70,000 |
| ST. LOUIS, MO-IL | 9 | $ 939,000 | $ 104,000 | $ 60,000 |
| SYRACUSE, NY | 9 | $ 810,000 | $ 90,000 | $ 55,000 |
| TULSA, OK | 9 | $ 1,378,000 | $ 153,000 | $ 67,000 |
| COEUR D'ALENE, ID | 8 | $ 910,000 | $ 113,000 | $ 70,000 |
| DURHAM, NC | 8 | $ 1,030,000 | $ 128,000 | $ 103,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,407,000 | $ 175,000 | $ 60,000 |
| LAKELAND, FL | 8 | $ 674,000 | $ 84,000 | $ 54,000 |
| NAPLES-MARCO ISLAND, FL | 8 | $ 1,586,000 | $ 198,000 | $ 194,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 1,126,000 | $ 140,000 | $ 40,000 |
| RALEIGH-CARY, NC | 8 | $ 800,000 | $ 100,000 | $ 79,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 771,000 | $ 110,000 | $ 86,000 |
| MADISON, WI | 7 | $ 844,000 | $ 120,000 | $ 67,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 7 | $ 966,000 | $ 138,000 | $ 55,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 7 | $ 504,000 | $ 72,000 | $ 75,000 |
| SPRINGFIELD, MA | 7 | $ 416,000 | $ 59,000 | $ 34,000 |
| AKRON, OH | 6 | $ 542,000 | $ 90,000 | $ 53,000 |
| ASHEVILLE, NC | 6 | $ 609,000 | $ 101,000 | $ 56,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 571,000 | $ 95,000 | $ 56,000 |
| BATON ROUGE, LA | 6 | $ 682,000 | $ 113,000 | $ 52,000 |
| BELLINGHAM, WA | 6 | $ 1,571,000 | $ 261,000 | $ 110,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 1,063,000 | $ 177,000 | $ 90,000 |
| COLUMBIA, SC | 6 | $ 458,000 | $ 76,000 | $ 49,000 |
| COLUMBUS, OH | 6 | $ 733,000 | $ 122,000 | $ 52,000 |
| FLAGSTAFF, AZ | 6 | $ 776,000 | $ 129,000 | $ 132,000 |
| FORT WAYNE, IN | 6 | $ 450,000 | $ 75,000 | $ 62,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 643,000 | $ 107,000 | $ 57,000 |
| HARRISBURG-CARLISLE, PA | 6 | $ 414,000 | $ 69,000 | $ 45,000 |
| JACKSON, MS | 6 | $ 594,000 | $ 99,000 | $ 79,000 |
| KANSAS CITY, MO-KS | 6 | $ 799,000 | $ 133,000 | $ 116,000 |
| NEW HAVEN-MILFORD, CT | 6 | $ 980,000 | $ 163,000 | $ 59,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 898,000 | $ 149,000 | $ 50,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 6 | $ 795,000 | $ 132,000 | $ 64,000 |
| TOPEKA, KS | 6 | $ 680,000 | $ 113,000 | $ 63,000 |
| WICHITA, KS | 6 | $ 537,000 | $ 89,000 | $ 62,000 |
| ATLANTIC CITY, NJ | 5 | $ 816,000 | $ 163,000 | $ 93,000 |
| BUFFALO-NIAGARA FALLS, NY | 5 | $ 584,000 | $ 116,000 | $ 100,000 |
| CANTON-MASSILLON, OH | 5 | $ 463,000 | $ 92,000 | $ 55,000 |
| FAYETTEVILLE, NC | 5 | $ 493,000 | $ 98,000 | $ 83,000 |
| GAINESVILLE, FL | 5 | $ 615,000 | $ 123,000 | $ 55,000 |
| LAFAYETTE, LA | 5 | $ 645,000 | $ 129,000 | $ 69,000 |
| OLYMPIA, WA | 5 | $ 695,000 | $ 139,000 | $ 50,000 |
| SCRANTON--WILKES-BARRE, PA | 5 | $ 419,000 | $ 83,000 | $ 44,000 |
| CARSON CITY, NV | 4 | $ 799,000 | $ 199,000 | $ 66,000 |
| CHATTANOOGA, TN-GA | 4 | $ 316,000 | $ 79,000 | $ 90,000 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 727,000 | $ 181,000 | $ 151,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 4 | $ 504,000 | $ 126,000 | $ 41,000 |
| GREENVILLE, SC | 4 | $ 334,000 | $ 83,000 | $ 56,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 4 | $ 576,000 | $ 144,000 | $ 138,000 |
| KNOXVILLE, TN | 4 | $ 447,000 | $ 111,000 | $ 58,000 |
| LANCASTER, PA | 4 | $ 393,000 | $ 98,000 | $ 54,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 546,000 | $ 136,000 | $ 80,000 |
| LUBBOCK, TX | 4 | $ 249,000 | $ 62,000 | $ 58,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 686,000 | $ 171,000 | $ 114,000 |
| OKLAHOMA CITY, OK | 4 | $ 758,000 | $ 189,000 | $ 105,000 |
| PITTSBURGH, PA | 4 | $ 424,000 | $ 106,000 | $ 30,000 |
| PUNTA GORDA, FL | 4 | $ 468,000 | $ 117,000 | $ 107,000 |
| READING, PA | 4 | $ 567,000 | $ 141,000 | $ 74,000 |
| ROCHESTER, NY | 4 | $ 389,000 | $ 97,000 | $ 44,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 496,000 | $ 124,000 | $ 61,000 |
| SPOKANE, WA | 4 | $ 637,000 | $ 159,000 | $ 57,000 |
| ST. GEORGE, UT | 4 | $ 658,000 | $ 164,000 | $ 78,000 |
| TALLAHASSEE, FL | 4 | $ 465,000 | $ 116,000 | $ 63,000 |
| WORCESTER, MA | 4 | $ 819,000 | $ 204,000 | $ 59,000 |
| YORK-HANOVER, PA | 4 | $ 412,000 | $ 103,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 272,000 | $ 68,000 | $ 44,000 |
| BATTLE CREEK, MI | 3 | $ 438,000 | $ 146,000 | $ 46,000 |
| BILLINGS, MT | 3 | $ 587,000 | $ 195,000 | $ 132,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 443,000 | $ 147,000 | $ 80,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 505,000 | $ 168,000 | $ 39,000 |
| COLORADO SPRINGS, CO | 3 | $ 457,000 | $ 152,000 | $ 91,000 |
| CORPUS CHRISTI, TX | 3 | $ 432,000 | $ 144,000 | $ 30,000 |
| ERIE, PA | 3 | $ 238,000 | $ 79,000 | $ 57,000 |
| GLENS FALLS, NY | 3 | $ 285,000 | $ 95,000 | $ 50,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 352,000 | $ 117,000 | $ 70,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 3 | $ 266,000 | $ 88,000 | $ 49,000 |
| KINGSTON, NY | 3 | $ 426,000 | $ 142,000 | $ 71,000 |
| LEWISTON, ID-WA | 3 | $ 371,000 | $ 123,000 | $ 37,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 384,000 | $ 128,000 | $ 65,000 |
| MONROE, LA | 3 | $ 269,000 | $ 89,000 | $ 62,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 3 | $ 300,000 | $ 100,000 | $ 84,000 |
| OCEAN CITY, NJ | 3 | $ 403,000 | $ 134,000 | $ 41,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 276,000 | $ 92,000 | $ 57,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 211,000 | $ 70,000 | $ 58,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 199,000 | $ 66,000 | $ 74,000 |
| ROME, GA | 3 | $ 344,000 | $ 114,000 | $ 28,000 |
| UTICA-ROME, NY | 3 | $ 272,000 | $ 90,000 | $ 85,000 |
| WINSTON-SALEM, NC | 3 | $ 618,000 | $ 206,000 | $ 93,000 |
| APPLETON, WI | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| BARNSTABLE TOWN, MA | 2 | $ 267,000 | $ 133,000 | $ 41,000 |
| BRUNSWICK, GA | 2 | $ 185,000 | $ 92,000 | $ 26,000 |
| CHARLOTTESVILLE, VA | 2 | $ 335,000 | $ 167,000 | $ 44,000 |
| CLARKSVILLE, TN-KY | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| COLUMBUS, GA-AL | 2 | $ 347,000 | $ 173,000 | $ 108,000 |
| ESSEX COUNTY, MA | 2 | $ 177,000 | $ 88,000 | $ 110,000 |
| GAINESVILLE, GA | 2 | $ 157,000 | $ 78,000 | $ 82,000 |
| GRAND JUNCTION, CO | 2 | $ 142,000 | $ 71,000 | $ 53,000 |
| GREELEY, CO | 2 | $ 335,000 | $ 167,000 | $ 114,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| IDAHO FALLS, ID | 2 | $ 294,000 | $ 147,000 | $ 30,000 |
| JACKSON, MI | 2 | $ 125,000 | $ 62,000 | $ 66,000 |
| JACKSONVILLE, NC | 2 | $ 202,000 | $ 101,000 | $ 65,000 |
| LAFAYETTE, IN | 2 | $ 272,000 | $ 136,000 | $ 138,000 |
| LEWISTON-AUBURN, ME | 2 | $ 199,000 | $ 99,000 | $ 39,000 |
| LIMA, OH | 2 | $ 103,000 | $ 51,000 | $ 57,000 |
| LINCOLN, NE | 2 | $ 244,000 | $ 122,000 | $ 69,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 192,000 | $ 96,000 | $ 98,000 |
| LYNCHBURG, VA | 2 | $ 522,000 | $ 261,000 | $ 129,000 |
| MCALLEN-EDINBURG-PHARR, TX | 2 | $ 189,000 | $ 94,000 | $ 0 |
| MONROE, MI | 2 | $ 306,000 | $ 153,000 | $ 53,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 220,000 | $ 110,000 | $ 31,000 |
| PASCAGOULA, MS | 2 | $ 129,000 | $ 64,000 | $ 99,000 |
| PROVO-OREM, UT | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| PUEBLO, CO | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 282,000 | $ 141,000 | $ 50,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 506,000 | $ 253,000 | $ 69,000 |
| SPARTANBURG, SC | 2 | $ 197,000 | $ 98,000 | $ 67,000 |
| TOLEDO, OH | 2 | $ 239,000 | $ 119,000 | $ 94,000 |
| VERO BEACH, FL | 2 | $ 297,000 | $ 148,000 | $ 132,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 179,000 | $ 89,000 | $ 28,000 |
| WENATCHEE, WA | 2 | $ 429,000 | $ 214,000 | $ 29,000 |
| ALEXANDRIA, LA | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| ALTOONA, PA | 1 | $ 38,000 | $ 38,000 | $ 288,000 |
| ANN ARBOR, MI | 1 | $ 46,000 | $ 46,000 | $ 73,000 |
| BISMARCK, ND | 1 | $ 71,000 | $ 71,000 | $ 44,000 |
| BURLINGTON, NC | 1 | $ 216,000 | $ 216,000 | $ 86,000 |
| COLUMBIA, MO | 1 | $ 86,000 | $ 86,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 86,000 | $ 86,000 | $ 100,000 |
| DALTON, GA | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| EAU CLAIRE, WI | 1 | $ 339,000 | $ 339,000 | $ 120,000 |
| ELIZABETHTOWN, KY | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| ELKHART-GOSHEN, IN | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| EVANSVILLE, IN-KY | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| FARGO, ND-MN | 1 | $ 98,000 | $ 98,000 | $ 51,000 |
| FLINT, MI | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| FORT SMITH, AR-OK | 1 | $ 103,000 | $ 103,000 | $ 21,000 |
| GOLDSBORO, NC | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| GREEN BAY, WI | 1 | $ 98,000 | $ 98,000 | $ 22,000 |
| HATTIESBURG, MS | 1 | $ 93,000 | $ 93,000 | $ 30,000 |
| JANESVILLE, WI | 1 | $ 111,000 | $ 111,000 | $ 63,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| KOKOMO, IN | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| LA CROSSE, WI-MN | 1 | $ 153,000 | $ 153,000 | $ 120,000 |
| LAWRENCE, KS | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| LEBANON, PA | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| LONGVIEW, WA | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| MACON, GA | 1 | $ 84,000 | $ 84,000 | $ 225,000 |
| MANSFIELD, OH | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| MUNCIE, IN | 1 | $ 87,000 | $ 87,000 | $ 0 |
| OCALA, FL | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| PITTSFIELD, MA | 1 | $ 128,000 | $ 128,000 | $ 24,000 |
| RAPID CITY, SD | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| SAVANNAH, GA | 1 | $ 113,000 | $ 113,000 | $ 68,000 |
| SIOUX FALLS, SD | 1 | $ 89,000 | $ 89,000 | $ 18,000 |
| SPRINGFIELD, MO | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| VALDOSTA, GA | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| WARNER ROBINS, GA | 1 | $ 69,000 | $ 69,000 | $ 94,000 |
| WINCHESTER, VA-WV | 1 | $ 358,000 | $ 358,000 | $ 117,000 |
| YAKIMA, WA | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Gateway Business Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,419 | $1,048,738,000 | $137,820 | $1,700,000 | $64,666 | $2,136,000 |
| Home Purchase | 4,375 | $886,742,000 | $174,620 | $1,219,000 | $112,068 | $2,136,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,660 | $990,235,000 | $145,857 | $1,700,000 | $79,200 | $2,136,000 |
| Not Provided | 3,035 | $514,161,000 | $133,578 | $1,200,000 | $65,868 | $2,136,000 |
| Hispanic | 1,557 | $308,190,000 | $151,071 | $1,261,000 | $56,000 | $300,000 |
| Asian | 231 | $58,156,000 | $155,100 | $1,050,000 | $78,400 | $475,000 |
| Black or African American | 224 | $47,066,000 | $143,800 | $638,000 | $140,800 | $660,000 |
| American Indian or Alaskan Native | 53 | $10,131,000 | $153,600 | $484,000 | $91,400 | $374,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $7,541,000 | $248,000 | $428,000 | $65,750 | $166,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,534 | $1,894,461,000 | $136,051 | $1,700,000 | $70,051 | $2,136,000 |
| FHA-insured (Federal Housing Administration) | 209 | $31,565,000 | $133,600 | $318,000 | $36,600 | $162,000 |
| VA-guaranteed (Veterans Administration) | 51 | $9,454,000 | $188,000 | $329,000 | $63,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,578 | $1,321,272,000 | $133,342 | $1,388,000 | $71,947 | $1,980,000 |
| Application Withdrawn By Applicant | 2,744 | $531,178,000 | $137,972 | $1,700,000 | $70,702 | $2,136,000 |
| Application Denied By Financial Institution | 472 | $83,030,000 | $174,647 | $750,000 | $68,000 | $396,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Business Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Business Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.