Gateway Business Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Gateway Business Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Gateway Business Bank
18000 Studebaker Road, Suite 550
Cerritos, CA 90703
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,794
Total Mortgage Loan Application Amount $1,935,480,000
Average Mortgage Loan Application Amount $153,514
Highest Mortgage Loan Application Amount $1,700,000
Average Applicant Income $84,882
Highest Applicant Income $2,136,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Gateway Business Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Business Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Gateway Business Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Business Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Gateway Business Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Business Bank's mortgage activity for 2005.

Mortgage Loan Application Totals for Gateway Business Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Riverside County California 1,272 $ 298,469,000 $ 234,000 $ 80,000
Sonoma County California 556 $ 178,798,000 $ 321,000 $ 89,000
San Bernardino County California 547 $ 118,075,000 $ 215,000 $ 70,000
Butte County California 537 $ 93,155,000 $ 173,000 $ 53,000
Maricopa County Arizona 457 $ 71,387,000 $ 156,000 $ 64,000
Orange County California 359 $ 113,129,000 $ 315,000 $ 111,000
Tulare County California 337 $ 57,982,000 $ 172,000 $ 62,000
Fresno County California 314 $ 54,279,000 $ 172,000 $ 65,000
Los Angeles County California 281 $ 78,135,000 $ 278,000 $ 97,000
Josephine County Oregon 281 $ 50,894,000 $ 181,000 $ 51,000
San Joaquin County California 212 $ 46,858,000 $ 221,000 $ 76,000
Jackson County Oregon 197 $ 32,896,000 $ 166,000 $ 72,000
San Luis Obispo County California 188 $ 53,848,000 $ 286,000 $ 113,000
Klamath County Oregon 180 $ 21,957,000 $ 121,000 $ 75,000
Glenn County California 157 $ 23,553,000 $ 150,000 $ 48,000
Sacramento County California 124 $ 26,319,000 $ 212,000 $ 81,000
Stanislaus County California 117 $ 24,839,000 $ 212,000 $ 67,000
Clark County Nevada 110 $ 21,102,000 $ 191,000 $ 91,000
Tarrant County Texas 110 $ 17,206,000 $ 156,000 $ 85,000
Marion County Oregon 103 $ 11,737,000 $ 113,000 $ 50,000
Shasta County California 101 $ 16,665,000 $ 165,000 $ 73,000
Linn County Oregon 85 $ 9,226,000 $ 108,000 $ 49,000
Monterey County California 83 $ 25,621,000 $ 308,000 $ 120,000
San Diego County California 75 $ 19,823,000 $ 264,000 $ 94,000
Sutter County California 72 $ 15,592,000 $ 216,000 $ 70,000
Kings County California 68 $ 10,607,000 $ 155,000 $ 57,000
Yamhill County Oregon 64 $ 9,402,000 $ 146,000 $ 64,000
Kern County California 63 $ 8,899,000 $ 141,000 $ 57,000
Tehama County California 50 $ 7,161,000 $ 143,000 $ 50,000
Madera County California 49 $ 7,841,000 $ 160,000 $ 60,000
Dallas County Texas 46 $ 5,998,000 $ 130,000 $ 108,000
Polk County Oregon 41 $ 4,570,000 $ 111,000 $ 53,000
Yavapai County Arizona 40 $ 4,520,000 $ 113,000 $ 92,000
Placer County California 37 $ 10,452,000 $ 282,000 $ 76,000
Lake County California 33 $ 6,968,000 $ 211,000 $ 78,000
Pinal County Arizona 32 $ 4,147,000 $ 129,000 $ 86,000
Solano County California 31 $ 7,459,000 $ 240,000 $ 103,000
Yuba County California 29 $ 4,596,000 $ 158,000 $ 54,000
Benton County Oregon 26 $ 3,783,000 $ 145,000 $ 63,000
Douglas County Oregon 26 $ 2,636,000 $ 101,000 $ 40,000
Pima County Arizona 25 $ 2,766,000 $ 110,000 $ 116,000
Mohave County Arizona 24 $ 3,857,000 $ 160,000 $ 94,000
Lassen County California 24 $ 3,019,000 $ 125,000 $ 56,000
Collin County Texas 23 $ 3,344,000 $ 145,000 $ 56,000
Colusa County California 22 $ 3,254,000 $ 147,000 $ 52,000
Marin County California 22 $ 7,735,000 $ 351,000 $ 145,000
Santa Cruz County California 22 $ 7,004,000 $ 318,000 $ 83,000
Palm Beach County Florida 22 $ 3,215,000 $ 146,000 $ 89,000
Lane County Oregon 22 $ 3,194,000 $ 145,000 $ 62,000
Suffolk County New York 21 $ 4,488,000 $ 213,000 $ 73,000
Contra Costa County California 20 $ 6,611,000 $ 330,000 $ 125,000
Salt Lake County Utah 20 $ 2,543,000 $ 127,000 $ 40,000
King County Washington 19 $ 3,312,000 $ 174,000 $ 65,000
Alameda County California 18 $ 6,614,000 $ 367,000 $ 86,000
Broward County Florida 18 $ 2,913,000 $ 161,000 $ 63,000
Washoe County Nevada 18 $ 3,346,000 $ 185,000 $ 191,000
Washington County Oregon 18 $ 2,549,000 $ 141,000 $ 79,000
Ellis County Texas 18 $ 2,485,000 $ 138,000 $ 61,000
Merced County California 17 $ 2,576,000 $ 151,000 $ 54,000
Napa County California 17 $ 6,573,000 $ 386,000 $ 104,000
Ventura County California 17 $ 5,484,000 $ 322,000 $ 96,000
Pierce County Washington 17 $ 2,472,000 $ 145,000 $ 67,000
Milwaukee County Wisconsin 17 $ 1,665,000 $ 97,000 $ 48,000
Orange County Florida 16 $ 1,837,000 $ 114,000 $ 91,000
Denton County Texas 16 $ 2,659,000 $ 166,000 $ 81,000
Plumas County California 15 $ 2,284,000 $ 152,000 $ 61,000
Honolulu County Hawaii 15 $ 4,124,000 $ 274,000 $ 87,000
Essex County New Jersey 15 $ 2,189,000 $ 145,000 $ 66,000
Deschutes County Oregon 15 $ 2,868,000 $ 191,000 $ 89,000
Snohomish County Washington 15 $ 2,001,000 $ 133,000 $ 63,000
Lee County Florida 14 $ 2,300,000 $ 164,000 $ 79,000
Ada County Idaho 14 $ 1,806,000 $ 129,000 $ 60,000
Santa Barbara County California 13 $ 3,476,000 $ 267,000 $ 73,000
Miami-Dade County Florida 13 $ 2,745,000 $ 211,000 $ 90,000
Lincoln County Oregon 13 $ 1,770,000 $ 136,000 $ 70,000
Del Norte County California 12 $ 2,050,000 $ 170,000 $ 52,000
Canyon County Idaho 12 $ 1,065,000 $ 88,000 $ 61,000
St. Tammany County Louisiana 12 $ 1,469,000 $ 122,000 $ 136,000
Oakland County Michigan 12 $ 1,553,000 $ 129,000 $ 131,000
Camden County New Jersey 12 $ 2,099,000 $ 174,000 $ 74,000
Middlesex County New Jersey 12 $ 2,356,000 $ 196,000 $ 73,000
Mendocino County California 11 $ 2,797,000 $ 254,000 $ 85,000
Mercer County New Jersey 11 $ 1,766,000 $ 160,000 $ 60,000
Kings County New York 11 $ 3,117,000 $ 283,000 $ 87,000
Multnomah County Oregon 11 $ 1,769,000 $ 160,000 $ 69,000
Yuma County Arizona 10 $ 1,458,000 $ 145,000 $ 101,000
Imperial County California 10 $ 1,167,000 $ 116,000 $ 64,000
Hillsborough County Florida 10 $ 976,000 $ 97,000 $ 53,000
Lake County Florida 10 $ 1,162,000 $ 116,000 $ 65,000
Volusia County Florida 10 $ 1,060,000 $ 106,000 $ 72,000
Lake County Indiana 10 $ 913,000 $ 91,000 $ 74,000
Marion County Indiana 10 $ 1,484,000 $ 148,000 $ 63,000
Burlington County New Jersey 10 $ 1,157,000 $ 115,000 $ 48,000
Ocean County New Jersey 10 $ 2,392,000 $ 239,000 $ 104,000
Bexar County Texas 10 $ 1,227,000 $ 122,000 $ 110,000
El Dorado County California 9 $ 2,290,000 $ 254,000 $ 96,000
Nevada County California 9 $ 2,112,000 $ 234,000 $ 73,000
Santa Clara County California 9 $ 2,844,000 $ 316,000 $ 80,000
Litchfield County Connecticut 9 $ 1,501,000 $ 166,000 $ 100,000
Gwinnett County Georgia 9 $ 1,628,000 $ 180,000 $ 71,000
Wayne County Michigan 9 $ 1,166,000 $ 129,000 $ 87,000
New Hanover County North Carolina 9 $ 1,230,000 $ 136,000 $ 82,000
Hamilton County Ohio 9 $ 757,000 $ 84,000 $ 91,000
Berkeley County South Carolina 9 $ 877,000 $ 97,000 $ 69,000
San Francisco County California 8 $ 2,962,000 $ 370,000 $ 187,000
Collier County Florida 8 $ 1,586,000 $ 198,000 $ 194,000
Polk County Florida 8 $ 674,000 $ 84,000 $ 54,000
Seminole County Florida 8 $ 2,108,000 $ 263,000 $ 123,000
Fulton County Georgia 8 $ 613,000 $ 76,000 $ 60,000
Hawaii County Hawaii 8 $ 1,132,000 $ 141,000 $ 92,000
Kootenai County Idaho 8 $ 910,000 $ 113,000 $ 70,000
Monmouth County New Jersey 8 $ 1,737,000 $ 217,000 $ 90,000
Sussex County New Jersey 8 $ 1,334,000 $ 166,000 $ 177,000
Nassau County New York 8 $ 1,810,000 $ 226,000 $ 81,000
Onondaga County New York 8 $ 686,000 $ 85,000 $ 59,000
Bucks County Pennsylvania 8 $ 1,493,000 $ 186,000 $ 97,000
Northampton County Pennsylvania 8 $ 948,000 $ 118,000 $ 44,000
Chesterfield County Virginia 8 $ 949,000 $ 118,000 $ 76,000
Clark County Washington 8 $ 1,130,000 $ 141,000 $ 49,000
Benton County Arkansas 7 $ 771,000 $ 110,000 $ 86,000
Calaveras County California 7 $ 2,155,000 $ 307,000 $ 127,000
Humboldt County California 7 $ 1,221,000 $ 174,000 $ 49,000
Macomb County Michigan 7 $ 636,000 $ 90,000 $ 39,000
Wake County North Carolina 7 $ 722,000 $ 103,000 $ 72,000
Chester County Pennsylvania 7 $ 1,180,000 $ 168,000 $ 80,000
Davis County Utah 7 $ 1,031,000 $ 147,000 $ 35,000
Fairfax County Virginia 7 $ 1,578,000 $ 225,000 $ 113,000
Dane County Wisconsin 7 $ 844,000 $ 120,000 $ 67,000
Coconino County Arizona 6 $ 776,000 $ 129,000 $ 132,000
San Mateo County California 6 $ 2,057,000 $ 342,000 $ 74,000
Siskiyou County California 6 $ 1,319,000 $ 219,000 $ 60,000
Denver County Colorado 6 $ 1,052,000 $ 175,000 $ 51,000
Fairfield County Connecticut 6 $ 1,063,000 $ 177,000 $ 90,000
Hartford County Connecticut 6 $ 1,091,000 $ 181,000 $ 63,000
New Haven County Connecticut 6 $ 980,000 $ 163,000 $ 59,000
Brevard County Florida 6 $ 898,000 $ 149,000 $ 50,000
Duval County Florida 6 $ 662,000 $ 110,000 $ 92,000
Pasco County Florida 6 $ 346,000 $ 57,000 $ 45,000
Cobb County Georgia 6 $ 766,000 $ 127,000 $ 72,000
Allen County Indiana 6 $ 450,000 $ 75,000 $ 62,000
St. Charles County Missouri 6 $ 521,000 $ 86,000 $ 54,000
Douglas County Nevada 6 $ 1,126,000 $ 187,000 $ 71,000
Orange County New York 6 $ 943,000 $ 157,000 $ 80,000
Richmond County New York 6 $ 1,134,000 $ 189,000 $ 85,000
Durham County North Carolina 6 $ 776,000 $ 129,000 $ 100,000
Mecklenburg County North Carolina 6 $ 674,000 $ 112,000 $ 32,000
Parker County Texas 6 $ 1,125,000 $ 187,000 $ 92,000
Travis County Texas 6 $ 344,000 $ 57,000 $ 38,000
Jefferson County Washington 6 $ 1,086,000 $ 181,000 $ 104,000
Whatcom County Washington 6 $ 1,571,000 $ 261,000 $ 110,000
Cochise County Arizona 5 $ 797,000 $ 159,000 $ 100,000
Mariposa County California 5 $ 590,000 $ 118,000 $ 51,000
Alachua County Florida 5 $ 615,000 $ 123,000 $ 55,000
Sarasota County Florida 5 $ 505,000 $ 101,000 $ 61,000
DeKalb County Georgia 5 $ 516,000 $ 103,000 $ 79,000
Maui County Hawaii 5 $ 1,872,000 $ 374,000 $ 158,000
Sedgwick County Kansas 5 $ 449,000 $ 89,000 $ 67,000
Shawnee County Kansas 5 $ 599,000 $ 119,000 $ 66,000
East Baton Rouge County Louisiana 5 $ 554,000 $ 110,000 $ 57,000
Lafayette County Louisiana 5 $ 645,000 $ 129,000 $ 69,000
Suffolk County Massachusetts 5 $ 1,193,000 $ 238,000 $ 58,000
DeSoto County Mississippi 5 $ 698,000 $ 139,000 $ 62,000
Atlantic County New Jersey 5 $ 816,000 $ 163,000 $ 93,000
Queens County New York 5 $ 1,372,000 $ 274,000 $ 218,000
Saratoga County New York 5 $ 487,000 $ 97,000 $ 54,000
Guilford County North Carolina 5 $ 526,000 $ 105,000 $ 60,000
Franklin County Ohio 5 $ 563,000 $ 112,000 $ 49,000
Greene County Ohio 5 $ 491,000 $ 98,000 $ 71,000
Lorain County Ohio 5 $ 295,000 $ 59,000 $ 53,000
Stark County Ohio 5 $ 463,000 $ 92,000 $ 55,000
Tulsa County Oklahoma 5 $ 982,000 $ 196,000 $ 62,000
Delaware County Pennsylvania 5 $ 512,000 $ 102,000 $ 103,000
Lehigh County Pennsylvania 5 $ 883,000 $ 176,000 $ 60,000
Montgomery County Pennsylvania 5 $ 525,000 $ 105,000 $ 66,000
Richland County South Carolina 5 $ 401,000 $ 80,000 $ 62,000
Davidson County Tennessee 5 $ 308,000 $ 61,000 $ 77,000
Wilbarger County Texas 5 $ 202,000 $ 40,000 $ 37,000
Thurston County Washington 5 $ 695,000 $ 139,000 $ 50,000
San Benito County California 4 $ 1,212,000 $ 303,000 $ 85,000
Tuolumne County California 4 $ 738,000 $ 184,000 $ 67,000
Yolo County California 4 $ 664,000 $ 166,000 $ 144,000
Jefferson County Colorado 4 $ 1,393,000 $ 348,000 $ 36,000
Larimer County Colorado 4 $ 727,000 $ 181,000 $ 151,000
New London County Connecticut 4 $ 686,000 $ 171,000 $ 114,000
Charlotte County Florida 4 $ 468,000 $ 117,000 $ 107,000
Leon County Florida 4 $ 465,000 $ 116,000 $ 63,000
Manatee County Florida 4 $ 346,000 $ 86,000 $ 79,000
Martin County Florida 4 $ 605,000 $ 151,000 $ 80,000
Okaloosa County Florida 4 $ 504,000 $ 126,000 $ 41,000
Pinellas County Florida 4 $ 831,000 $ 207,000 $ 157,000
Cherokee County Georgia 4 $ 538,000 $ 134,000 $ 81,000
Shelby County Kentucky 4 $ 560,000 $ 140,000 $ 98,000
Jefferson County Louisiana 4 $ 481,000 $ 120,000 $ 48,000
Orleans County Louisiana 4 $ 803,000 $ 200,000 $ 72,000
Hampden County Massachusetts 4 $ 161,000 $ 40,000 $ 40,000
Plymouth County Massachusetts 4 $ 908,000 $ 227,000 $ 73,000
Worcester County Massachusetts 4 $ 819,000 $ 204,000 $ 59,000
Jackson County Missouri 4 $ 540,000 $ 135,000 $ 110,000
Carson City County Nevada 4 $ 799,000 $ 199,000 $ 66,000
Lyon County Nevada 4 $ 460,000 $ 115,000 $ 51,000
Dutchess County New York 4 $ 894,000 $ 223,000 $ 63,000
Erie County New York 4 $ 490,000 $ 122,000 $ 126,000
Schenectady County New York 4 $ 554,000 $ 138,000 $ 58,000
Cumberland County North Carolina 4 $ 353,000 $ 88,000 $ 90,000
Medina County Ohio 4 $ 326,000 $ 81,000 $ 53,000
Mercer County Ohio 4 $ 374,000 $ 93,000 $ 70,000
Summit County Ohio 4 $ 377,000 $ 94,000 $ 58,000
Curry County Oregon 4 $ 796,000 $ 199,000 $ 79,000
Tillamook County Oregon 4 $ 748,000 $ 187,000 $ 101,000
Berks County Pennsylvania 4 $ 567,000 $ 141,000 $ 74,000
Dauphin County Pennsylvania 4 $ 298,000 $ 74,000 $ 50,000
Lackawanna County Pennsylvania 4 $ 301,000 $ 75,000 $ 55,000
Lancaster County Pennsylvania 4 $ 393,000 $ 98,000 $ 54,000
Monroe County Pennsylvania 4 $ 842,000 $ 210,000 $ 67,000
Pike County Pennsylvania 4 $ 296,000 $ 74,000 $ 53,000
York County Pennsylvania 4 $ 412,000 $ 103,000 $ 57,000
Beaufort County South Carolina 4 $ 908,000 $ 227,000 $ 102,000
Charleston County South Carolina 4 $ 435,000 $ 108,000 $ 153,000
Hamilton County Tennessee 4 $ 316,000 $ 79,000 $ 90,000
Harris County Texas 4 $ 576,000 $ 144,000 $ 138,000
Iron County Utah 4 $ 474,000 $ 118,000 $ 99,000
Washington County Utah 4 $ 658,000 $ 164,000 $ 78,000
Norfolk County Virginia 4 $ 423,000 $ 105,000 $ 52,000
Spokane County Washington 4 $ 637,000 $ 159,000 $ 57,000
Kenosha County Wisconsin 4 $ 462,000 $ 115,000 $ 51,000
Arapahoe County Colorado 3 $ 345,000 $ 115,000 $ 64,000
El Paso County Colorado 3 $ 457,000 $ 152,000 $ 91,000
Escambia County Florida 3 $ 199,000 $ 66,000 $ 74,000
Osceola County Florida 3 $ 533,000 $ 177,000 $ 71,000
Clayton County Georgia 3 $ 253,000 $ 84,000 $ 48,000
Columbia County Georgia 3 $ 255,000 $ 85,000 $ 44,000
Floyd County Georgia 3 $ 344,000 $ 114,000 $ 28,000
Forsyth County Georgia 3 $ 478,000 $ 159,000 $ 82,000
Paulding County Georgia 3 $ 562,000 $ 187,000 $ 49,000
Richmond County Georgia 3 $ 316,000 $ 105,000 $ 68,000
Nez Perce County Idaho 3 $ 371,000 $ 123,000 $ 37,000
Twin Falls County Idaho 3 $ 130,000 $ 43,000 $ 41,000
Fountain County Indiana 3 $ 199,000 $ 66,000 $ 49,000
Hendricks County Indiana 3 $ 492,000 $ 164,000 $ 76,000
Johnson County Kansas 3 $ 335,000 $ 111,000 $ 77,000
Laurel County Kentucky 3 $ 144,000 $ 48,000 $ 48,000
Terrebonne County Louisiana 3 $ 266,000 $ 88,000 $ 49,000
Hampshire County Massachusetts 3 $ 255,000 $ 85,000 $ 30,000
Middlesex County Massachusetts 3 $ 505,000 $ 168,000 $ 39,000
Calhoun County Michigan 3 $ 438,000 $ 146,000 $ 46,000
St. Joseph County Michigan 3 $ 210,000 $ 70,000 $ 59,000
Hinds County Mississippi 3 $ 245,000 $ 81,000 $ 65,000
Lafayette County Mississippi 3 $ 385,000 $ 128,000 $ 60,000
Yellowstone County Montana 3 $ 587,000 $ 195,000 $ 132,000
Dodge County Nebraska 3 $ 205,000 $ 68,000 $ 60,000
Storey County Nevada 3 $ 509,000 $ 169,000 $ 63,000
Cape May County New Jersey 3 $ 403,000 $ 134,000 $ 41,000
Gloucester County New Jersey 3 $ 716,000 $ 238,000 $ 134,000
Morris County New Jersey 3 $ 578,000 $ 192,000 $ 124,000
Somerset County New Jersey 3 $ 793,000 $ 264,000 $ 75,000
Union County New Jersey 3 $ 898,000 $ 299,000 $ 80,000
Warren County New Jersey 3 $ 507,000 $ 169,000 $ 52,000
Ulster County New York 3 $ 426,000 $ 142,000 $ 71,000
Haywood County North Carolina 3 $ 259,000 $ 86,000 $ 41,000
Rowan County North Carolina 3 $ 183,000 $ 61,000 $ 57,000
Ward County North Dakota 3 $ 287,000 $ 95,000 $ 35,000
Geauga County Ohio 3 $ 365,000 $ 121,000 $ 74,000
Mahoning County Ohio 3 $ 196,000 $ 65,000 $ 46,000
Montgomery County Ohio 3 $ 481,000 $ 160,000 $ 69,000
Cleveland County Oklahoma 3 $ 302,000 $ 100,000 $ 55,000
Clackamas County Oregon 3 $ 788,000 $ 262,000 $ 132,000
Clatsop County Oregon 3 $ 475,000 $ 158,000 $ 50,000
Lake County Oregon 3 $ 308,000 $ 102,000 $ 44,000
Umatilla County Oregon 3 $ 288,000 $ 96,000 $ 63,000
Allegheny County Pennsylvania 3 $ 310,000 $ 103,000 $ 24,000
Erie County Pennsylvania 3 $ 238,000 $ 79,000 $ 57,000
Philadelphia County Pennsylvania 3 $ 264,000 $ 88,000 $ 71,000
Horry County South Carolina 3 $ 300,000 $ 100,000 $ 84,000
Pickens County South Carolina 3 $ 211,000 $ 70,000 $ 50,000
Knox County Tennessee 3 $ 319,000 $ 106,000 $ 62,000
Shelby County Tennessee 3 $ 384,000 $ 128,000 $ 65,000
DeWitt County Texas 3 $ 316,000 $ 105,000 $ 16,000
Erath County Texas 3 $ 439,000 $ 146,000 $ 89,000
Nueces County Texas 3 $ 432,000 $ 144,000 $ 30,000
Summit County Utah 3 $ 533,000 $ 177,000 $ 60,000
Chesapeake County Virginia 3 $ 481,000 $ 160,000 $ 62,000
Louisa County Virginia 3 $ 324,000 $ 108,000 $ 12,000
Prince William County Virginia 3 $ 670,000 $ 223,000 $ 110,000
Virginia Beach County Virginia 3 $ 470,000 $ 156,000 $ 51,000
Kitsap County Washington 3 $ 443,000 $ 147,000 $ 80,000
Oneida County Wisconsin 3 $ 285,000 $ 95,000 $ 56,000
Winnebago County Wisconsin 3 $ 211,000 $ 70,000 $ 58,000
La Paz County Arizona 2 $ 278,000 $ 139,000 $ 32,000
Mono County California 2 $ 355,000 $ 177,000 $ 105,000
Fremont County Colorado 2 $ 163,000 $ 81,000 $ 70,000
La Plata County Colorado 2 $ 238,000 $ 119,000 $ 92,000
Mesa County Colorado 2 $ 142,000 $ 71,000 $ 53,000
Pueblo County Colorado 2 $ 280,000 $ 140,000 $ 56,000
Weld County Colorado 2 $ 335,000 $ 167,000 $ 114,000
Tolland County Connecticut 2 $ 316,000 $ 158,000 $ 51,000
Baker County Florida 2 $ 161,000 $ 80,000 $ 42,000
Bay County Florida 2 $ 220,000 $ 110,000 $ 31,000
Indian River County Florida 2 $ 297,000 $ 148,000 $ 132,000
St. Lucie County Florida 2 $ 190,000 $ 95,000 $ 39,000
Carroll County Georgia 2 $ 263,000 $ 131,000 $ 35,000
Franklin County Georgia 2 $ 194,000 $ 97,000 $ 51,000
Glynn County Georgia 2 $ 185,000 $ 92,000 $ 26,000
Hall County Georgia 2 $ 157,000 $ 78,000 $ 82,000
Henry County Georgia 2 $ 223,000 $ 111,000 $ 65,000
Muscogee County Georgia 2 $ 347,000 $ 173,000 $ 108,000
Blaine County Idaho 2 $ 247,000 $ 123,000 $ 82,000
Bonner County Idaho 2 $ 206,000 $ 103,000 $ 54,000
Bonneville County Idaho 2 $ 294,000 $ 147,000 $ 30,000
Hamilton County Indiana 2 $ 236,000 $ 118,000 $ 31,000
Noble County Indiana 2 $ 179,000 $ 89,000 $ 83,000
St. Joseph County Indiana 2 $ 506,000 $ 253,000 $ 69,000
Tippecanoe County Indiana 2 $ 272,000 $ 136,000 $ 138,000
Neosho County Kansas 2 $ 78,000 $ 39,000 $ 55,000
Fayette County Kentucky 2 $ 177,000 $ 88,000 $ 83,000
Jefferson County Kentucky 2 $ 202,000 $ 101,000 $ 176,000
Jessamine County Kentucky 2 $ 369,000 $ 184,000 $ 75,000
Bossier County Louisiana 2 $ 278,000 $ 139,000 $ 50,000
Caddo County Louisiana 2 $ 218,000 $ 109,000 $ 67,000
Ouachita County Louisiana 2 $ 170,000 $ 85,000 $ 73,000
Androscoggin County Maine 2 $ 199,000 $ 99,000 $ 39,000
Kennebec County Maine 2 $ 398,000 $ 199,000 $ 72,000
Barnstable County Massachusetts 2 $ 267,000 $ 133,000 $ 41,000
Essex County Massachusetts 2 $ 177,000 $ 88,000 $ 110,000
Norfolk County Massachusetts 2 $ 402,000 $ 201,000 $ 83,000
Hillsdale County Michigan 2 $ 232,000 $ 116,000 $ 49,000
Jackson County Michigan 2 $ 125,000 $ 62,000 $ 66,000
Kent County Michigan 2 $ 288,000 $ 144,000 $ 61,000
Monroe County Michigan 2 $ 306,000 $ 153,000 $ 53,000
Saginaw County Michigan 2 $ 282,000 $ 141,000 $ 50,000
Ramsey County Minnesota 2 $ 162,000 $ 81,000 $ 57,000
Wright County Minnesota 2 $ 202,000 $ 101,000 $ 48,000
Jackson County Mississippi 2 $ 129,000 $ 64,000 $ 99,000
Jones County Mississippi 2 $ 130,000 $ 65,000 $ 46,000
Madison County Mississippi 2 $ 185,000 $ 92,000 $ 81,000
Pearl River County Mississippi 2 $ 223,000 $ 111,000 $ 32,000
Cass County Missouri 2 $ 259,000 $ 129,000 $ 141,000
Jefferson County Missouri 2 $ 308,000 $ 154,000 $ 74,000
Saline County Missouri 2 $ 188,000 $ 94,000 $ 16,000
Taney County Missouri 2 $ 133,000 $ 66,000 $ 285,000
Cheyenne County Nebraska 2 $ 115,000 $ 57,000 $ 144,000
Douglas County Nebraska 2 $ 184,000 $ 92,000 $ 62,000
Lancaster County Nebraska 2 $ 244,000 $ 122,000 $ 69,000
Bergen County New Jersey 2 $ 546,000 $ 273,000 $ 75,000
Cumberland County New Jersey 2 $ 179,000 $ 89,000 $ 28,000
Hudson County New Jersey 2 $ 612,000 $ 306,000 $ 60,000
Hunterdon County New Jersey 2 $ 412,000 $ 206,000 $ 87,000
Albany County New York 2 $ 227,000 $ 113,000 $ 54,000
Chenango County New York 2 $ 149,000 $ 74,000 $ 36,000
Monroe County New York 2 $ 214,000 $ 107,000 $ 39,000
Oneida County New York 2 $ 240,000 $ 120,000 $ 91,000
Seneca County New York 2 $ 110,000 $ 55,000 $ 41,000
Sullivan County New York 2 $ 253,000 $ 126,000 $ 74,000
Washington County New York 2 $ 145,000 $ 72,000 $ 68,000
Brunswick County North Carolina 2 $ 173,000 $ 86,000 $ 28,000
Buncombe County North Carolina 2 $ 171,000 $ 85,000 $ 91,000
Carteret County North Carolina 2 $ 223,000 $ 111,000 $ 68,000
Catawba County North Carolina 2 $ 230,000 $ 115,000 $ 71,000
Chatham County North Carolina 2 $ 254,000 $ 127,000 $ 113,000
Craven County North Carolina 2 $ 147,000 $ 73,000 $ 71,000
Dare County North Carolina 2 $ 223,000 $ 111,000 $ 55,000
Forsyth County North Carolina 2 $ 424,000 $ 212,000 $ 83,000
Iredell County North Carolina 2 $ 152,000 $ 76,000 $ 52,000
Onslow County North Carolina 2 $ 202,000 $ 101,000 $ 65,000
Allen County Ohio 2 $ 103,000 $ 51,000 $ 57,000
Butler County Ohio 2 $ 264,000 $ 132,000 $ 51,000
Clinton County Ohio 2 $ 182,000 $ 91,000 $ 40,000
Guernsey County Ohio 2 $ 135,000 $ 67,000 $ 49,000
Hocking County Ohio 2 $ 243,000 $ 121,000 $ 74,000
Lake County Ohio 2 $ 167,000 $ 83,000 $ 87,000
Lucas County Ohio 2 $ 239,000 $ 119,000 $ 94,000
Portage County Ohio 2 $ 165,000 $ 82,000 $ 43,000
Ross County Ohio 2 $ 90,000 $ 45,000 $ 13,000
Warren County Ohio 2 $ 488,000 $ 244,000 $ 133,000
Osage County Oklahoma 2 $ 271,000 $ 135,000 $ 82,000
Wagoner County Oklahoma 2 $ 125,000 $ 62,000 $ 59,000
Carbon County Pennsylvania 2 $ 228,000 $ 114,000 $ 59,000
Perry County Pennsylvania 2 $ 116,000 $ 58,000 $ 41,000
Somerset County Pennsylvania 2 $ 120,000 $ 60,000 $ 46,000
Wayne County Pennsylvania 2 $ 225,000 $ 112,000 $ 113,000
Spartanburg County South Carolina 2 $ 197,000 $ 98,000 $ 67,000
York County South Carolina 2 $ 245,000 $ 122,000 $ 72,000
Union County South Dakota 2 $ 95,000 $ 47,000 $ 36,000
Dyer County Tennessee 2 $ 102,000 $ 51,000 $ 46,000
Montgomery County Tennessee 2 $ 180,000 $ 90,000 $ 60,000
Roane County Tennessee 2 $ 85,000 $ 42,000 $ 36,000
Robertson County Tennessee 2 $ 196,000 $ 98,000 $ 68,000
Anderson County Texas 2 $ 80,000 $ 40,000 $ 26,000
Brown County Texas 2 $ 202,000 $ 101,000 $ 100,000
Crosby County Texas 2 $ 70,000 $ 35,000 $ 50,000
Hale County Texas 2 $ 183,000 $ 91,000 $ 0
Hidalgo County Texas 2 $ 189,000 $ 94,000 $ 0
Hill County Texas 2 $ 131,000 $ 65,000 $ 0
Lubbock County Texas 2 $ 179,000 $ 89,000 $ 67,000
Williamson County Texas 2 $ 487,000 $ 243,000 $ 0
Juab County Utah 2 $ 120,000 $ 60,000 $ 41,000
Caroline County Virginia 2 $ 180,000 $ 90,000 $ 86,000
Henrico County Virginia 2 $ 215,000 $ 107,000 $ 50,000
Newport News County Virginia 2 $ 124,000 $ 62,000 $ 34,000
Suffolk County Virginia 2 $ 280,000 $ 140,000 $ 102,000
York County Virginia 2 $ 284,000 $ 142,000 $ 53,000
Chelan County Washington 2 $ 429,000 $ 214,000 $ 29,000
Grays Harbor County Washington 2 $ 582,000 $ 291,000 $ 75,000
Island County Washington 2 $ 253,000 $ 126,000 $ 47,000
Kittitas County Washington 2 $ 181,000 $ 90,000 $ 46,000
Pend Oreille County Washington 2 $ 510,000 $ 255,000 $ 120,000
Barron County Wisconsin 2 $ 217,000 $ 108,000 $ 21,000
Calumet County Wisconsin 2 $ 110,000 $ 55,000 $ 46,000
Douglas County Wisconsin 2 $ 250,000 $ 125,000 $ 31,000
Polk County Wisconsin 2 $ 165,000 $ 82,000 $ 56,000
Vilas County Wisconsin 2 $ 373,000 $ 186,000 $ 102,000
Wood County Wisconsin 2 $ 160,000 $ 80,000 $ 71,000
Apache County Arizona 1 $ 139,000 $ 139,000 $ 67,000
Santa Cruz County Arizona 1 $ 204,000 $ 204,000 $ 68,000
Crawford County Arkansas 1 $ 103,000 $ 103,000 $ 21,000
Crittenden County Arkansas 1 $ 49,000 $ 49,000 $ 19,000
Drew County Arkansas 1 $ 90,000 $ 90,000 $ 54,000
Hot Spring County Arkansas 1 $ 225,000 $ 225,000 $ 159,000
Johnson County Arkansas 1 $ 58,000 $ 58,000 $ 54,000
Pulaski County Arkansas 1 $ 111,000 $ 111,000 $ 138,000
Saline County Arkansas 1 $ 81,000 $ 81,000 $ 58,000
Sharp County Arkansas 1 $ 104,000 $ 104,000 $ 0
Amador County California 1 $ 150,000 $ 150,000 $ 68,000
Modoc County California 1 $ 53,000 $ 53,000 $ 66,000
Sierra County California 1 $ 124,000 $ 124,000 $ 39,000
Trinity County California 1 $ 140,000 $ 140,000 $ 25,000
Broomfield County Colorado 1 $ 117,000 $ 117,000 $ 59,000
Custer County Colorado 1 $ 91,000 $ 91,000 $ 32,000
Douglas County Colorado 1 $ 399,000 $ 399,000 $ 102,000
Garfield County Colorado 1 $ 99,000 $ 99,000 $ 131,000
Pitkin County Colorado 1 $ 329,000 $ 329,000 $ 120,000
Summit County Colorado 1 $ 340,000 $ 340,000 $ 680,000
Windham County Connecticut 1 $ 111,000 $ 111,000 $ 63,000
Hendry County Florida 1 $ 72,000 $ 72,000 $ 30,000
Highlands County Florida 1 $ 110,000 $ 110,000 $ 53,000
Jackson County Florida 1 $ 223,000 $ 223,000 $ 97,000
Marion County Florida 1 $ 195,000 $ 195,000 $ 114,000
St. Johns County Florida 1 $ 265,000 $ 265,000 $ 56,000
Walton County Florida 1 $ 165,000 $ 165,000 $ 0
Barrow County Georgia 1 $ 115,000 $ 115,000 $ 54,000
Bibb County Georgia 1 $ 84,000 $ 84,000 $ 225,000
Brooks County Georgia 1 $ 112,000 $ 112,000 $ 46,000
Bulloch County Georgia 1 $ 64,000 $ 64,000 $ 44,000
Camden County Georgia 1 $ 111,000 $ 111,000 $ 51,000
Chatham County Georgia 1 $ 113,000 $ 113,000 $ 68,000
Colquitt County Georgia 1 $ 150,000 $ 150,000 $ 67,000
Cook County Georgia 1 $ 122,000 $ 122,000 $ 49,000
Coweta County Georgia 1 $ 176,000 $ 176,000 $ 106,000
Houston County Georgia 1 $ 69,000 $ 69,000 $ 94,000
Meriwether County Georgia 1 $ 73,000 $ 73,000 $ 66,000
Murray County Georgia 1 $ 93,000 $ 93,000 $ 38,000
Pickens County Georgia 1 $ 39,000 $ 39,000 $ 66,000
Pike County Georgia 1 $ 113,000 $ 113,000 $ 53,000
Rockdale County Georgia 1 $ 74,000 $ 74,000 $ 61,000
Walton County Georgia 1 $ 190,000 $ 190,000 $ 108,000
Bear Lake County Idaho 1 $ 78,000 $ 78,000 $ 30,000
Boise County Idaho 1 $ 68,000 $ 68,000 $ 75,000
Custer County Idaho 1 $ 108,000 $ 108,000 $ 59,000
Elmore County Idaho 1 $ 115,000 $ 115,000 $ 102,000
Jerome County Idaho 1 $ 129,000 $ 129,000 $ 23,000
Latah County Idaho 1 $ 100,000 $ 100,000 $ 297,000
Oneida County Idaho 1 $ 80,000 $ 80,000 $ 27,000
Owyhee County Idaho 1 $ 116,000 $ 116,000 $ 62,000
Valley County Idaho 1 $ 64,000 $ 64,000 $ 36,000
Bartholomew County Indiana 1 $ 86,000 $ 86,000 $ 100,000
Clark County Indiana 1 $ 104,000 $ 104,000 $ 64,000
DeKalb County Indiana 1 $ 160,000 $ 160,000 $ 60,000
Delaware County Indiana 1 $ 87,000 $ 87,000 $ 0
Elkhart County Indiana 1 $ 94,000 $ 94,000 $ 33,000
Howard County Indiana 1 $ 104,000 $ 104,000 $ 32,000
Porter County Indiana 1 $ 48,000 $ 48,000 $ 84,000
Putnam County Indiana 1 $ 85,000 $ 85,000 $ 65,000
Vanderburgh County Indiana 1 $ 123,000 $ 123,000 $ 65,000
Wabash County Indiana 1 $ 24,000 $ 24,000 $ 34,000
Warren County Indiana 1 $ 103,000 $ 103,000 $ 39,000
Cowley County Kansas 1 $ 65,000 $ 65,000 $ 56,000
Douglas County Kansas 1 $ 144,000 $ 144,000 $ 50,000
Harvey County Kansas 1 $ 88,000 $ 88,000 $ 47,000
Hodgeman County Kansas 1 $ 195,000 $ 195,000 $ 72,000
Jefferson County Kansas 1 $ 81,000 $ 81,000 $ 56,000
Riley County Kansas 1 $ 125,000 $ 125,000 $ 52,000
Anderson County Kentucky 1 $ 25,000 $ 25,000 $ 46,000
Barren County Kentucky 1 $ 131,000 $ 131,000 $ 0
Boone County Kentucky 1 $ 30,000 $ 30,000 $ 85,000
Franklin County Kentucky 1 $ 81,000 $ 81,000 $ 55,000
Hardin County Kentucky 1 $ 76,000 $ 76,000 $ 70,000
Henry County Kentucky 1 $ 95,000 $ 95,000 $ 58,000
Kenton County Kentucky 1 $ 174,000 $ 174,000 $ 47,000
Livingston County Kentucky 1 $ 57,000 $ 57,000 $ 35,000
Oldham County Kentucky 1 $ 50,000 $ 50,000 $ 0
Pulaski County Kentucky 1 $ 120,000 $ 120,000 $ 137,000
Spencer County Kentucky 1 $ 230,000 $ 230,000 $ 67,000
Wayne County Kentucky 1 $ 110,000 $ 110,000 $ 39,000
Beauregard County Louisiana 1 $ 155,000 $ 155,000 $ 65,000
Evangeline County Louisiana 1 $ 80,000 $ 80,000 $ 648,000
Livingston County Louisiana 1 $ 128,000 $ 128,000 $ 35,000
Rapides County Louisiana 1 $ 88,000 $ 88,000 $ 57,000
St. Bernard County Louisiana 1 $ 86,000 $ 86,000 $ 68,000
Tangipahoa County Louisiana 1 $ 103,000 $ 103,000 $ 54,000
Union County Louisiana 1 $ 99,000 $ 99,000 $ 52,000
Berkshire County Massachusetts 1 $ 128,000 $ 128,000 $ 24,000
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Mortgage Loan Application Detail Totals for Gateway Business Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,419 $1,048,738,000 $137,820 $1,700,000 $64,666 $2,136,000
Home Purchase 4,375 $886,742,000 $174,620 $1,219,000 $112,068 $2,136,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,660 $990,235,000 $145,857 $1,700,000 $79,200 $2,136,000
Not Provided 3,035 $514,161,000 $133,578 $1,200,000 $65,868 $2,136,000
Hispanic 1,557 $308,190,000 $151,071 $1,261,000 $56,000 $300,000
Asian 231 $58,156,000 $155,100 $1,050,000 $78,400 $475,000
Black or African American 224 $47,066,000 $143,800 $638,000 $140,800 $660,000
American Indian or Alaskan Native 53 $10,131,000 $153,600 $484,000 $91,400 $374,000
Native Hawaiian or Other Pacific Islander 34 $7,541,000 $248,000 $428,000 $65,750 $166,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,534 $1,894,461,000 $136,051 $1,700,000 $70,051 $2,136,000
FHA-insured (Federal Housing Administration) 209 $31,565,000 $133,600 $318,000 $36,600 $162,000
VA-guaranteed (Veterans Administration) 51 $9,454,000 $188,000 $329,000 $63,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,578 $1,321,272,000 $133,342 $1,388,000 $71,947 $1,980,000
Application Withdrawn By Applicant 2,744 $531,178,000 $137,972 $1,700,000 $70,702 $2,136,000
Application Denied By Financial Institution 472 $83,030,000 $174,647 $750,000 $68,000 $396,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Business Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gateway Business Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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