Gateway First Bank Mortgage Lending & HMDA Data, 2019
In 2019, Gateway First Bank of Jenks, OK reported 48,530 mortgage applications totaling $9.4 billion. The average application was for $193,728, and applicants reported an average income of $90,374. 50% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (6,601), Dallas-Plano-Irving, TX (2,995) and San Antonio-New Braunfels, TX (2,775) (applications in parentheses).
| Mortgage Company & Address | Gateway First Bank 244 South Gateway Place Jenks, OK 74037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 48,530 |
| Total Mortgage Loan Application Amount | $9,401,640,000 |
| Average Mortgage Loan Application Amount | $193,728 |
| Highest Mortgage Loan Application Amount | $2,215,000 |
| Average Applicant Income | $90,374 |
| Highest Applicant Income | $4,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway First Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 6,601 | $ 1,007,825,000 | $ 152,677 | $ 83,000 |
| Outside any metro area | 6,140 | $ 1,070,510,000 | $ 174,350 | $ 87,369 |
| Dallas-Plano-Irving, TX | 2,995 | $ 582,415,000 | $ 194,462 | $ 97,000 |
| San Antonio-New Braunfels, TX | 2,775 | $ 557,305,000 | $ 200,830 | $ 88,000 |
| Fort Worth-Arlington, TX | 2,439 | $ 434,965,000 | $ 178,337 | $ 91,000 |
| Oklahoma City, OK | 1,529 | $ 305,095,000 | $ 199,538 | $ 99,000 |
| Tulsa, OK | 1,206 | $ 239,890,000 | $ 198,913 | $ 104,000 |
| Austin-Round Rock, TX | 1,043 | $ 229,285,000 | $ 219,832 | $ 104,000 |
| Camden, NJ | 939 | $ 140,755,000 | $ 149,898 | $ 79,000 |
| Knoxville, TN | 906 | $ 166,160,000 | $ 183,399 | $ 74,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 842 | $ 160,680,000 | $ 190,831 | $ 85,000 |
| Little Rock-North Little Rock-Conway, AR | 699 | $ 137,255,000 | $ 196,359 | $ 97,000 |
| Wichita, KS | 685 | $ 116,735,000 | $ 170,416 | $ 83,000 |
| New York-Newark, NY | 663 | $ 182,445,000 | $ 275,180 | $ 109,000 |
| Omaha-Council Bluffs, NE-IA | 628 | $ 141,970,000 | $ 226,066 | $ 104,815 |
| Baton Rouge, LA | 594 | $ 68,260,000 | $ 114,915 | $ 59,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 592 | $ 102,070,000 | $ 172,415 | $ 78,756 |
| Killeen-Temple, TX | 553 | $ 101,405,000 | $ 183,372 | $ 77,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 519 | $ 156,385,000 | $ 301,319 | $ 102,543 |
| Hilton Head Island-Bluffton-Beaufort, SC | 509 | $ 130,465,000 | $ 256,316 | $ 114,000 |
| Phoenix-Mesa-Scottsdale, AZ | 470 | $ 108,100,000 | $ 230,000 | $ 80,000 |
| Seattle-Bellevue-Everett, WA | 399 | $ 174,855,000 | $ 438,233 | $ 138,000 |
| Denver-Aurora-Lakewood, CO | 386 | $ 131,850,000 | $ 341,580 | $ 117,000 |
| Fort Smith, AR-OK | 381 | $ 57,765,000 | $ 151,614 | $ 71,194 |
| San Angelo, TX | 370 | $ 57,380,000 | $ 155,081 | $ 80,000 |
| Santa Fe, NM | 369 | $ 106,735,000 | $ 289,254 | $ 125,000 |
| Rapid City, SD | 355 | $ 74,445,000 | $ 209,704 | $ 78,000 |
| Jacksonville, FL | 306 | $ 59,890,000 | $ 195,718 | $ 78,000 |
| Salt Lake City, UT | 305 | $ 82,445,000 | $ 270,311 | $ 89,000 |
| Las Cruces, NM | 280 | $ 53,000,000 | $ 189,285 | $ 86,000 |
| Lubbock, TX | 259 | $ 38,525,000 | $ 148,745 | $ 87,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 245 | $ 48,715,000 | $ 198,836 | $ 74,416 |
| Boise City, ID | 244 | $ 56,480,000 | $ 231,475 | $ 96,000 |
| Newark, NJ-PA | 244 | $ 70,700,000 | $ 289,754 | $ 121,508 |
| Sumter, SC | 238 | $ 32,340,000 | $ 135,882 | $ 62,000 |
| Tyler, TX | 222 | $ 30,960,000 | $ 139,459 | $ 73,000 |
| Charleston, WV | 214 | $ 33,090,000 | $ 154,626 | $ 95,000 |
| El Paso, TX | 214 | $ 40,650,000 | $ 189,953 | $ 94,000 |
| Provo-Orem, UT | 204 | $ 54,350,000 | $ 266,421 | $ 81,000 |
| Midland, TX | 199 | $ 45,825,000 | $ 230,276 | $ 130,000 |
| Vineland-Bridgeton, NJ | 189 | $ 26,625,000 | $ 140,873 | $ 66,000 |
| Springfield, MO | 181 | $ 31,065,000 | $ 171,629 | $ 90,000 |
| Beaumont-Port Arthur, TX | 179 | $ 28,955,000 | $ 161,759 | $ 85,000 |
| Corpus Christi, TX | 179 | $ 22,785,000 | $ 127,290 | $ 77,000 |
| Grand Island, NE | 173 | $ 24,455,000 | $ 141,358 | $ 71,000 |
| Atlantic City-Hammonton, NJ | 169 | $ 30,585,000 | $ 180,976 | $ 100,000 |
| Waco, TX | 165 | $ 28,245,000 | $ 171,181 | $ 76,000 |
| Indianapolis-Carmel-Anderson, IN | 163 | $ 29,505,000 | $ 181,012 | $ 83,000 |
| Abilene, TX | 162 | $ 29,580,000 | $ 182,592 | $ 90,000 |
| Philadelphia, PA | 161 | $ 28,995,000 | $ 180,093 | $ 81,000 |
| Colorado Springs, CO | 159 | $ 46,965,000 | $ 295,377 | $ 86,000 |
| Lawton, OK | 152 | $ 24,130,000 | $ 158,750 | $ 83,000 |
| New Orleans-Metairie, LA | 151 | $ 24,075,000 | $ 159,437 | $ 74,000 |
| Idaho Falls, ID | 148 | $ 28,650,000 | $ 193,581 | $ 73,000 |
| Lincoln, NE | 147 | $ 34,685,000 | $ 235,952 | $ 103,000 |
| Kansas City, MO-KS | 141 | $ 29,825,000 | $ 211,524 | $ 97,382 |
| Albuquerque, NM | 137 | $ 28,225,000 | $ 206,021 | $ 99,000 |
| Greeley, CO | 134 | $ 37,650,000 | $ 280,970 | $ 100,000 |
| Enid, OK | 133 | $ 17,755,000 | $ 133,496 | $ 75,000 |
| Joplin, MO | 131 | $ 21,445,000 | $ 163,702 | $ 80,000 |
| Orlando-Kissimmee-Sanford, FL | 128 | $ 30,240,000 | $ 236,250 | $ 86,000 |
| Riverside-San Bernardino-Ontario, CA | 128 | $ 31,320,000 | $ 244,687 | $ 95,000 |
| Odessa, TX | 127 | $ 24,495,000 | $ 192,874 | $ 90,000 |
| Memphis, TN-MS-AR | 125 | $ 20,335,000 | $ 162,680 | $ 132,984 |
| Longview, TX | 121 | $ 16,825,000 | $ 139,049 | $ 72,000 |
| Baltimore-Columbia-Towson, MD | 120 | $ 28,410,000 | $ 236,750 | $ 89,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 118 | $ 30,860,000 | $ 261,525 | $ 96,000 |
| Jonesboro, AR | 117 | $ 19,775,000 | $ 169,017 | $ 78,000 |
| McAllen-Edinburg-Mission, TX | 116 | $ 20,320,000 | $ 175,172 | $ 78,000 |
| Cedar Rapids, IA | 115 | $ 19,345,000 | $ 168,217 | $ 105,000 |
| Des Moines-West Des Moines, IA | 113 | $ 26,505,000 | $ 234,557 | $ 143,000 |
| Charlotte-Concord-Gastonia, NC-SC | 112 | $ 26,470,000 | $ 236,339 | $ 108,214 |
| Hammond, LA | 109 | $ 16,485,000 | $ 151,238 | $ 80,000 |
| Amarillo, TX | 106 | $ 16,460,000 | $ 155,283 | $ 94,000 |
| Cincinnati, OH-KY-IN | 105 | $ 17,935,000 | $ 170,809 | $ 88,323 |
| Texarkana, TX-AR | 105 | $ 15,215,000 | $ 144,904 | $ 77,714 |
| Fort Collins, CO | 100 | $ 29,060,000 | $ 290,600 | $ 105,000 |
| Iowa City, IA | 98 | $ 22,110,000 | $ 225,612 | $ 116,000 |
| Laredo, TX | 96 | $ 11,870,000 | $ 123,645 | $ 72,000 |
| Greenville-Anderson-Mauldin, SC | 93 | $ 20,595,000 | $ 221,451 | $ 100,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 93 | $ 18,725,000 | $ 201,344 | $ 91,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 93 | $ 38,275,000 | $ 411,559 | $ 119,279 |
| San Diego-Carlsbad, CA | 91 | $ 36,705,000 | $ 403,351 | $ 118,000 |
| Reading, PA | 89 | $ 16,305,000 | $ 183,202 | $ 87,000 |
| Las Vegas-Henderson-Paradise, NV | 88 | $ 28,970,000 | $ 329,204 | $ 121,000 |
| College Station-Bryan, TX | 85 | $ 14,215,000 | $ 167,235 | $ 71,000 |
| St. Louis, MO-IL | 84 | $ 13,380,000 | $ 159,285 | $ 128,630 |
| Reno, NV | 81 | $ 25,655,000 | $ 316,728 | $ 116,000 |
| Sherman-Denison, TX | 81 | $ 12,505,000 | $ 154,382 | $ 89,000 |
| Akron, OH | 80 | $ 12,820,000 | $ 160,250 | $ 85,000 |
| North Port-Sarasota-Bradenton, FL | 80 | $ 18,750,000 | $ 234,375 | $ 115,000 |
| Pittsburgh, PA | 80 | $ 11,460,000 | $ 143,250 | $ 66,000 |
| Columbus, OH | 79 | $ 15,255,000 | $ 193,101 | $ 88,000 |
| Huntsville, AL | 79 | $ 18,365,000 | $ 232,468 | $ 99,000 |
| Mansfield, OH | 75 | $ 9,455,000 | $ 126,066 | $ 65,000 |
| Longview, WA | 74 | $ 15,090,000 | $ 203,918 | $ 70,000 |
| Port St. Lucie, FL | 74 | $ 13,590,000 | $ 183,648 | $ 82,000 |
| Montgomery County-Bucks County-Chester County, PA | 73 | $ 18,055,000 | $ 247,328 | $ 103,000 |
| Tacoma-Lakewood, WA | 73 | $ 24,825,000 | $ 340,068 | $ 103,000 |
| Trenton, NJ | 72 | $ 12,940,000 | $ 179,722 | $ 71,000 |
| Mount Vernon-Anacortes, WA | 68 | $ 16,060,000 | $ 236,176 | $ 81,000 |
| Huntington-Ashland, WV-KY-OH | 67 | $ 11,975,000 | $ 178,731 | $ 83,910 |
| Davenport-Moline-Rock Island, IA-IL | 64 | $ 11,920,000 | $ 186,250 | $ 113,750 |
| Wilmington, DE-MD-NJ | 62 | $ 11,000,000 | $ 177,419 | $ 83,596 |
| Los Angeles-Long Beach-Glendale, CA | 61 | $ 25,085,000 | $ 411,229 | $ 135,000 |
| Cheyenne, WY | 57 | $ 15,165,000 | $ 266,052 | $ 117,000 |
| Chicago-Naperville, IL | 56 | $ 14,310,000 | $ 255,535 | $ 113,000 |
| New York-Jersey City-White Plains, NY-NJ | 55 | $ 18,965,000 | $ 344,818 | $ 232,000 |
| Shreveport-Bossier City, LA | 54 | $ 8,500,000 | $ 157,407 | $ 71,000 |
| Brownsville-Harlingen, TX | 52 | $ 8,750,000 | $ 168,269 | $ 81,000 |
| Ogden-Clearfield, UT | 52 | $ 12,690,000 | $ 244,038 | $ 84,000 |
| Stockton-Lodi, CA | 51 | $ 10,065,000 | $ 197,352 | $ 101,000 |
| Tampa-St. Petersburg-Clearwater, FL | 50 | $ 10,750,000 | $ 215,000 | $ 105,000 |
| Monroe, LA | 48 | $ 8,770,000 | $ 182,708 | $ 98,000 |
| Morristown, TN | 47 | $ 8,695,000 | $ 185,000 | $ 71,000 |
| Dayton-Springfield-Kettering, OH | 41 | $ 7,535,000 | $ 183,780 | $ 82,000 |
| Waterloo-Cedar Falls, IA | 41 | $ 6,285,000 | $ 153,292 | $ 87,000 |
| Wilmington, NC | 41 | $ 8,035,000 | $ 195,975 | $ 69,000 |
| Bend-Redmond, OR | 40 | $ 11,980,000 | $ 299,500 | $ 90,000 |
| Lakeland-Winter Haven, FL | 36 | $ 7,830,000 | $ 217,500 | $ 68,000 |
| Wichita Falls, TX | 36 | $ 3,410,000 | $ 94,722 | $ 75,000 |
| Yuma, AZ | 36 | $ 5,460,000 | $ 151,666 | $ 79,000 |
| Louisville/Jefferson County, KY-IN | 35 | $ 8,975,000 | $ 256,428 | $ 117,800 |
| Spokane-Spokane Valley, WA | 34 | $ 8,260,000 | $ 242,941 | $ 90,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 33 | $ 6,915,000 | $ 209,545 | $ 83,272 |
| Birmingham-Hoover, AL | 31 | $ 4,535,000 | $ 146,290 | $ 138,000 |
| Washington-Baltimore-Arlington, DC | 31 | $ 12,225,000 | $ 394,354 | $ 106,000 |
| Cleveland-Elyria, OH | 29 | $ 5,315,000 | $ 183,275 | $ 96,000 |
| Bremerton-Silverdale, WA | 27 | $ 9,895,000 | $ 366,481 | $ 108,000 |
| Hot Springs, AR | 27 | $ 6,055,000 | $ 224,259 | $ 192,000 |
| Madison, WI | 27 | $ 5,775,000 | $ 213,888 | $ 87,000 |
| Milwaukee-Waukesha-West Allis, WI | 27 | $ 5,155,000 | $ 190,925 | $ 166,000 |
| Boulder, CO | 26 | $ 8,640,000 | $ 332,307 | $ 179,000 |
| Jacksonville, NC | 26 | $ 4,340,000 | $ 166,923 | $ 70,000 |
| Bakersfield, CA | 24 | $ 3,440,000 | $ 143,333 | $ 78,000 |
| Charleston-North Charleston, SC | 24 | $ 6,530,000 | $ 272,083 | $ 79,000 |
| Decatur, AL | 23 | $ 4,115,000 | $ 178,913 | $ 102,000 |
| Spartanburg, SC | 23 | $ 4,605,000 | $ 200,217 | $ 80,000 |
| Victoria, TX | 23 | $ 4,265,000 | $ 185,434 | $ 70,000 |
| Fresno, CA | 22 | $ 3,170,000 | $ 144,090 | $ 73,000 |
| Grand Junction, CO | 22 | $ 5,880,000 | $ 267,272 | $ 116,000 |
| Panama City, FL | 22 | $ 5,110,000 | $ 232,272 | $ 81,000 |
| Raleigh, NC | 22 | $ 5,830,000 | $ 265,000 | $ 134,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 22 | $ 6,070,000 | $ 275,909 | $ 95,090 |
| Chattanooga, TN-GA | 21 | $ 3,375,000 | $ 160,714 | $ 101,000 |
| Oakland-Hayward-Berkeley, CA | 21 | $ 10,925,000 | $ 520,238 | $ 155,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 21 | $ 5,785,000 | $ 275,476 | $ 106,000 |
| Sioux Falls, SD | 20 | $ 4,550,000 | $ 227,500 | $ 121,000 |
| Columbia, SC | 19 | $ 2,845,000 | $ 149,736 | $ 70,000 |
| Elgin, IL | 19 | $ 4,455,000 | $ 234,473 | $ 99,000 |
| Anaheim-Santa Ana-Irvine, CA | 18 | $ 9,390,000 | $ 521,666 | $ 127,000 |
| Modesto, CA | 18 | $ 2,250,000 | $ 125,000 | $ 67,000 |
| Naples-Immokalee-Marco Island, FL | 18 | $ 4,980,000 | $ 276,666 | $ 124,000 |
| Santa Maria-Santa Barbara, CA | 18 | $ 4,910,000 | $ 272,777 | $ 101,000 |
| Ocean City, NJ | 17 | $ 4,935,000 | $ 290,294 | $ 157,000 |
| Tuscaloosa, AL | 17 | $ 3,825,000 | $ 225,000 | $ 114,000 |
| Fayetteville, NC | 16 | $ 2,550,000 | $ 159,375 | $ 66,000 |
| Pine Bluff, AR | 16 | $ 2,130,000 | $ 133,125 | $ 78,000 |
| Sioux City, IA-NE-SD | 16 | $ 2,420,000 | $ 151,250 | $ 62,875 |
| Tucson, AZ | 16 | $ 4,050,000 | $ 253,125 | $ 146,000 |
| Yuba City, CA | 15 | $ 2,425,000 | $ 161,666 | $ 110,000 |
| Cleveland, TN | 14 | $ 2,780,000 | $ 198,571 | $ 87,000 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 4,220,000 | $ 301,428 | $ 102,000 |
| Bellingham, WA | 13 | $ 2,765,000 | $ 212,692 | $ 88,000 |
| Canton-Massillon, OH | 13 | $ 2,335,000 | $ 179,615 | $ 82,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 4,575,000 | $ 351,923 | $ 143,000 |
| Olympia-Tumwater, WA | 13 | $ 3,995,000 | $ 307,307 | $ 124,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 2,850,000 | $ 237,500 | $ 106,000 |
| Flagstaff, AZ | 12 | $ 3,600,000 | $ 300,000 | $ 107,000 |
| Lafayette, LA | 12 | $ 1,440,000 | $ 120,000 | $ 84,000 |
| Mobile, AL | 12 | $ 1,070,000 | $ 89,166 | $ 52,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 12 | $ 1,140,000 | $ 95,000 | $ 78,000 |
| Dover, DE | 11 | $ 2,715,000 | $ 246,818 | $ 73,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 2,965,000 | $ 269,545 | $ 135,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 3,855,000 | $ 350,454 | $ 99,000 |
| Topeka, KS | 11 | $ 1,885,000 | $ 171,363 | $ 73,000 |
| Twin Falls, ID | 11 | $ 1,845,000 | $ 167,727 | $ 47,000 |
| Johnson City, TN | 10 | $ 1,610,000 | $ 161,000 | $ 76,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 2,450,000 | $ 245,000 | $ 99,000 |
| Lake Havasu City-Kingman, AZ | 10 | $ 2,600,000 | $ 260,000 | $ 77,000 |
| Lancaster, PA | 10 | $ 2,760,000 | $ 276,000 | $ 156,000 |
| Vallejo-Fairfield, CA | 10 | $ 2,160,000 | $ 216,000 | $ 115,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 1,600,000 | $ 160,000 | $ 86,400 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 2,415,000 | $ 268,333 | $ 118,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 1,595,000 | $ 177,222 | $ 113,000 |
| Farmington, NM | 9 | $ 1,825,000 | $ 202,777 | $ 96,000 |
| Florence-Muscle Shoals, AL | 9 | $ 1,845,000 | $ 205,000 | $ 119,000 |
| Greensboro-High Point, NC | 9 | $ 1,685,000 | $ 187,222 | $ 99,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 2,405,000 | $ 267,222 | $ 140,000 |
| Pueblo, CO | 9 | $ 2,425,000 | $ 269,444 | $ 78,000 |
| St. George, UT | 9 | $ 1,995,000 | $ 221,666 | $ 78,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,825,000 | $ 202,777 | $ 86,000 |
| Clarksville, TN-KY | 8 | $ 1,630,000 | $ 203,750 | $ 65,000 |
| Redding, CA | 8 | $ 1,470,000 | $ 183,750 | $ 97,000 |
| Winston-Salem, NC | 8 | $ 1,460,000 | $ 182,500 | $ 34,000 |
| York-Hanover, PA | 8 | $ 1,480,000 | $ 185,000 | $ 77,000 |
| Coeur D'Alene, ID | 7 | $ 2,265,000 | $ 323,571 | $ 90,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,845,000 | $ 263,571 | $ 93,000 |
| Lawrence, KS | 7 | $ 1,635,000 | $ 233,571 | $ 83,000 |
| Manhattan, KS | 7 | $ 1,075,000 | $ 153,571 | $ 141,000 |
| Ocala, FL | 7 | $ 955,000 | $ 136,428 | $ 67,000 |
| Punta Gorda, FL | 7 | $ 1,575,000 | $ 225,000 | $ 75,000 |
| Racine, WI | 7 | $ 1,145,000 | $ 163,571 | $ 58,000 |
| Salem, OR | 7 | $ 1,925,000 | $ 275,000 | $ 142,000 |
| Salinas, CA | 7 | $ 2,555,000 | $ 365,000 | $ 129,000 |
| Asheville, NC | 6 | $ 1,450,000 | $ 241,666 | $ 78,000 |
| Chico, CA | 6 | $ 680,000 | $ 113,333 | $ 62,000 |
| East Stroudsburg, PA | 6 | $ 790,000 | $ 131,666 | $ 83,000 |
| El Centro, CA | 6 | $ 710,000 | $ 118,333 | $ 101,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,390,000 | $ 231,666 | $ 77,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,130,000 | $ 188,333 | $ 53,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 2,570,000 | $ 428,333 | $ 157,000 |
| Visalia-Porterville, CA | 6 | $ 860,000 | $ 143,333 | $ 92,000 |
| Yakima, WA | 6 | $ 1,210,000 | $ 201,666 | $ 64,000 |
| Beckley, WV | 5 | $ 405,000 | $ 81,000 | $ 47,000 |
| Bloomington, IN | 5 | $ 875,000 | $ 175,000 | $ 66,000 |
| Carson City, NV | 5 | $ 1,505,000 | $ 301,000 | $ 72,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 1,345,000 | $ 269,000 | $ 155,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,865,000 | $ 373,000 | $ 260,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 1,205,000 | $ 241,000 | $ 65,000 |
| Lake Charles, LA | 5 | $ 1,075,000 | $ 215,000 | $ 83,000 |
| Napa, CA | 5 | $ 2,875,000 | $ 575,000 | $ 181,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 2,185,000 | $ 437,000 | $ 152,000 |
| Pocatello, ID | 5 | $ 905,000 | $ 181,000 | $ 86,000 |
| Richmond, VA | 5 | $ 955,000 | $ 191,000 | $ 42,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 1,135,000 | $ 227,000 | $ 115,000 |
| Albany, OR | 4 | $ 1,160,000 | $ 290,000 | $ 164,000 |
| Alexandria, LA | 4 | $ 820,000 | $ 205,000 | $ 91,000 |
| Ames, IA | 4 | $ 1,000,000 | $ 250,000 | $ 158,000 |
| Charlottesville, VA | 4 | $ 1,050,000 | $ 262,500 | $ 88,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 610,000 | $ 152,500 | $ 100,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 860,000 | $ 215,000 | $ 74,000 |
| Eugene, OR | 4 | $ 1,540,000 | $ 385,000 | $ 117,000 |
| Florence, SC | 4 | $ 590,000 | $ 147,500 | $ 68,000 |
| Gainesville, FL | 4 | $ 650,000 | $ 162,500 | $ 72,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 800,000 | $ 200,000 | $ 82,000 |
| Harrisburg-Carlisle, PA | 4 | $ 820,000 | $ 205,000 | $ 367,000 |
| Jackson, TN | 4 | $ 470,000 | $ 117,500 | $ 53,000 |
| Lebanon, PA | 4 | $ 790,000 | $ 197,500 | $ 78,000 |
| Medford, OR | 4 | $ 1,060,000 | $ 265,000 | $ 73,000 |
| Salisbury, MD-DE | 4 | $ 850,000 | $ 212,500 | $ 85,000 |
| Appleton, WI | 3 | $ 635,000 | $ 211,666 | $ 77,000 |
| Carbondale-Marion, IL | 3 | $ 615,000 | $ 205,000 | $ 66,000 |
| Columbia, MO | 3 | $ 285,000 | $ 95,000 | $ 196,000 |
| Columbus, IN | 3 | $ 475,000 | $ 158,333 | $ 53,000 |
| Cumberland, MD-WV | 3 | $ 415,000 | $ 138,333 | $ 69,000 |
| Dubuque, IA | 3 | $ 885,000 | $ 295,000 | $ 106,000 |
| Flint, MI | 3 | $ 95,000 | $ 31,666 | $ 34,000 |
| Fort Wayne, IN | 3 | $ 455,000 | $ 151,666 | $ 47,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 795,000 | $ 265,000 | $ 208,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 555,000 | $ 185,000 | $ 78,000 |
| Lexington-Fayette, KY | 3 | $ 505,000 | $ 168,333 | $ 78,000 |
| Logan, UT-ID | 3 | $ 575,000 | $ 191,666 | $ 74,000 |
| New Bern, NC | 3 | $ 785,000 | $ 261,666 | $ 101,000 |
| Savannah, GA | 3 | $ 535,000 | $ 178,333 | $ 81,000 |
| Sebastian-Vero Beach, FL | 3 | $ 655,000 | $ 218,333 | $ 71,000 |
| Sebring, FL | 3 | $ 755,000 | $ 251,666 | $ 202,000 |
| St. Cloud, MN | 3 | $ 305,000 | $ 101,666 | $ 36,000 |
| The Villages, FL | 3 | $ 545,000 | $ 181,666 | $ 119,000 |
| Winchester, VA-WV | 3 | $ 875,000 | $ 291,666 | $ 114,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 330,000 | $ 165,000 | $ 333,000 |
| Bowling Green, KY | 2 | $ 650,000 | $ 325,000 | $ 124,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 1,030,000 | $ 515,000 | $ 142,000 |
| California-Lexington Park, MD | 2 | $ 780,000 | $ 390,000 | $ 135,000 |
| Cape Girardeau, MO-IL | 2 | $ 300,000 | $ 150,000 | $ 41,000 |
| Casper, WY | 2 | $ 460,000 | $ 230,000 | $ 116,000 |
| Columbus, GA-AL | 2 | $ 390,000 | $ 195,000 | $ 86,500 |
| Duluth, MN-WI | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| Elkhart-Goshen, IN | 2 | $ 270,000 | $ 135,000 | $ 31,000 |
| Gary, IN | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| Gettysburg, PA | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Greenville, NC | 2 | $ 430,000 | $ 215,000 | $ 227,000 |
| Houma-Thibodaux, LA | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Janesville-Beloit, WI | 2 | $ 220,000 | $ 110,000 | $ 116,000 |
| Kennewick-Richland, WA | 2 | $ 550,000 | $ 275,000 | $ 53,000 |
| Kokomo, IN | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Lafayette-West Lafayette, IN | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Madera, CA | 2 | $ 700,000 | $ 350,000 | $ 117,000 |
| Muncie, IN | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Oshkosh-Neenah, WI | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Parkersburg-Vienna, WV | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Peoria, IL | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Santa Rosa, CA | 2 | $ 1,090,000 | $ 545,000 | $ 148,000 |
| Tallahassee, FL | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| Wausau, WI | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Auburn-Opelika, AL | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Bloomsburg-Berwick, PA | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Dothan, AL | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Eau Claire, WI | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Evansville, IN-KY | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Goldsboro, NC | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Hanford-Corcoran, CA | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Harrisonburg, VA | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Homosassa Springs, FL | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Jackson, MS | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Jefferson City, MO | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Lima, OH | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Mankato-North Mankato, MN | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Morgantown, WV | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| New Haven-Milford, CT | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Rochester, MN | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| Rockford, IL | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Rocky Mount, NC | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 715,000 | $ 715,000 | $ 206,000 |
| Staunton-Waynesboro, VA | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Terre Haute, IN | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Toledo, OH | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Walla Walla, WA | 1 | $ 345,000 | $ 345,000 | $ 161,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Wenatchee, WA | 1 | $ 335,000 | $ 335,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Gateway First Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 36,073 | $6,561,455,000 | $181,000 | $1,995,000 | $85,000 | $4,784,000 |
| Refinancing | 6,420 | $1,590,370,000 | $247,000 | $2,215,000 | $109,000 | $2,090,000 |
| Cash-out Refinancing | 5,984 | $1,248,610,000 | $208,000 | $1,305,000 | $103,000 | $4,800,000 |
| Other Purpose | 53 | $1,205,000 | $22,000 | $435,000 | $67,000 | $337,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29,596 | $6,047,180,000 | $204,000 | $2,215,000 | $97,000 | $4,784,000 |
| Hispanic | 8,014 | $1,288,470,000 | $160,000 | $805,000 | $74,000 | $4,800,000 |
| Black or African American | 4,504 | $731,390,000 | $162,000 | $1,385,000 | $75,000 | $506,000 |
| Not Provided | 4,262 | $876,700,000 | $205,000 | $1,995,000 | $94,000 | $3,600,000 |
| Asian | 1,032 | $238,630,000 | $231,000 | $725,000 | $105,000 | $1,325,000 |
| American Indian or Alaskan Native | 813 | $149,545,000 | $183,000 | $1,285,000 | $83,000 | $897,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $10,570,000 | $211,000 | $555,000 | $90,000 | $364,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,234 | $5,245,350,000 | $179,000 | $2,215,000 | $101,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 11,494 | $2,191,170,000 | $190,000 | $735,000 | $69,000 | $1,380,000 |
| VA-guaranteed (Veterans Administration) | 6,703 | $1,808,165,000 | $269,000 | $1,305,000 | $91,000 | $814,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,099 | $156,955,000 | $142,000 | $355,000 | $52,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,143 | $4,738,985,000 | $196,000 | $1,305,000 | $93,000 | $4,784,000 |
| Loan Purchased By The Institution | 15,147 | $2,873,755,000 | $189,000 | $1,305,000 | $86,000 | $1,818,000 |
| Application Withdrawn By Applicant | 7,860 | $1,557,970,000 | $198,000 | $2,215,000 | $95,000 | $4,800,000 |
| Application Denied By Financial Institution | 1,197 | $197,845,000 | $165,000 | $795,000 | $69,000 | $1,380,000 |
| Application Approved But Not Accepted | 141 | $25,325,000 | $179,000 | $525,000 | $86,000 | $438,000 |
| File Closed For Incompleteness | 42 | $7,760,000 | $184,000 | $425,000 | $109,000 | $1,128,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 47,333 | $9,203,795,000 | $194,000 | $2,215,000 | $91,000 | $4,800,000 |
| Debt-To-Income Ratio | 450 | $77,310,000 | $171,000 | $595,000 | $58,000 | $281,000 |
| Credit History | 319 | $52,745,000 | $165,000 | $735,000 | $81,000 | $1,380,000 |
| Collateral | 138 | $20,770,000 | $150,000 | $795,000 | $82,000 | $572,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 77 | $13,475,000 | $175,000 | $505,000 | $72,000 | $250,000 |
| Unverifiable Information | 65 | $11,085,000 | $170,000 | $445,000 | $69,000 | $384,000 |
| Employment History | 56 | $8,570,000 | $153,000 | $485,000 | $54,000 | $146,000 |
| Mortgage Insurance Denied | 37 | $5,735,000 | $155,000 | $445,000 | $74,000 | $172,000 |
| Other | 35 | $4,725,000 | $135,000 | $395,000 | $76,000 | $427,000 |
| Credit Application Incomplete | 20 | $3,430,000 | $171,000 | $485,000 | $83,000 | $316,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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