Gateway First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Gateway First Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway First Bank 244 South Gateway Place Jenks, OK 74037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 48,530 |
| Total Mortgage Loan Application Amount | $9,401,640,000 |
| Average Mortgage Loan Application Amount | $164,500 |
| Highest Mortgage Loan Application Amount | $2,215,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Gateway First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Gateway First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway First Bank's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 6,601 | $ 1,007,825,000 | $ 152,000 | $ 83,000 |
| NA (OUTSIDE OF MSA/MD) | 6,140 | $ 1,070,510,000 | $ 188,289 | $ 83,868 |
| DALLAS-PLANO-IRVING, TX | 2,995 | $ 582,415,000 | $ 194,000 | $ 97,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,775 | $ 557,305,000 | $ 200,000 | $ 88,000 |
| FORT WORTH-ARLINGTON, TX | 2,439 | $ 434,965,000 | $ 178,000 | $ 91,000 |
| OKLAHOMA CITY, OK | 1,529 | $ 305,095,000 | $ 199,000 | $ 99,000 |
| TULSA, OK | 1,206 | $ 239,890,000 | $ 198,000 | $ 104,000 |
| AUSTIN-ROUND ROCK, TX | 1,043 | $ 229,285,000 | $ 219,000 | $ 104,000 |
| CAMDEN, NJ | 939 | $ 140,755,000 | $ 149,000 | $ 79,000 |
| KNOXVILLE, TN | 906 | $ 166,160,000 | $ 183,000 | $ 74,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 842 | $ 160,680,000 | $ 190,000 | $ 85,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 699 | $ 137,255,000 | $ 196,000 | $ 97,000 |
| WICHITA, KS | 685 | $ 116,735,000 | $ 170,000 | $ 83,000 |
| NEW YORK-NEWARK, NY | 663 | $ 182,445,000 | $ 275,000 | $ 109,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 628 | $ 141,970,000 | $ 209,000 | $ 94,000 |
| BATON ROUGE, LA | 594 | $ 68,260,000 | $ 114,000 | $ 59,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 592 | $ 102,070,000 | $ 185,500 | $ 86,000 |
| KILLEEN-TEMPLE, TX | 553 | $ 101,405,000 | $ 183,000 | $ 77,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 519 | $ 156,385,000 | $ 310,500 | $ 105,500 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 509 | $ 130,465,000 | $ 256,000 | $ 114,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 470 | $ 108,100,000 | $ 230,000 | $ 80,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 399 | $ 174,855,000 | $ 438,000 | $ 138,000 |
| DENVER-AURORA-LAKEWOOD, CO | 386 | $ 131,850,000 | $ 341,000 | $ 117,000 |
| FORT SMITH, AR-OK | 381 | $ 57,765,000 | $ 152,500 | $ 72,500 |
| SAN ANGELO, TX | 370 | $ 57,380,000 | $ 155,000 | $ 80,000 |
| SANTA FE, NM | 369 | $ 106,735,000 | $ 289,000 | $ 125,000 |
| RAPID CITY, SD | 355 | $ 74,445,000 | $ 209,000 | $ 78,000 |
| JACKSONVILLE, FL | 306 | $ 59,890,000 | $ 195,000 | $ 78,000 |
| SALT LAKE CITY, UT | 305 | $ 82,445,000 | $ 270,000 | $ 89,000 |
| LAS CRUCES, NM | 280 | $ 53,000,000 | $ 189,000 | $ 86,000 |
| LUBBOCK, TX | 259 | $ 38,525,000 | $ 148,000 | $ 87,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 245 | $ 48,715,000 | $ 251,000 | $ 91,000 |
| BOISE CITY, ID | 244 | $ 56,480,000 | $ 231,000 | $ 96,000 |
| NEWARK, NJ-PA | 244 | $ 70,700,000 | $ 178,000 | $ 92,000 |
| SUMTER, SC | 238 | $ 32,340,000 | $ 135,000 | $ 62,000 |
| TYLER, TX | 222 | $ 30,960,000 | $ 139,000 | $ 73,000 |
| CHARLESTON, WV | 214 | $ 33,090,000 | $ 154,000 | $ 95,000 |
| EL PASO, TX | 214 | $ 40,650,000 | $ 189,000 | $ 94,000 |
| PROVO-OREM, UT | 204 | $ 54,350,000 | $ 266,000 | $ 81,000 |
| MIDLAND, TX | 199 | $ 45,825,000 | $ 230,000 | $ 130,000 |
| VINELAND-BRIDGETON, NJ | 189 | $ 26,625,000 | $ 140,000 | $ 66,000 |
| SPRINGFIELD, MO | 181 | $ 31,065,000 | $ 171,000 | $ 90,000 |
| BEAUMONT-PORT ARTHUR, TX | 179 | $ 28,955,000 | $ 161,000 | $ 85,000 |
| CORPUS CHRISTI, TX | 179 | $ 22,785,000 | $ 127,000 | $ 77,000 |
| GRAND ISLAND, NE | 173 | $ 24,455,000 | $ 141,000 | $ 71,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 169 | $ 30,585,000 | $ 180,000 | $ 100,000 |
| WACO, TX | 165 | $ 28,245,000 | $ 171,000 | $ 76,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 163 | $ 29,505,000 | $ 181,000 | $ 83,000 |
| ABILENE, TX | 162 | $ 29,580,000 | $ 182,000 | $ 90,000 |
| PHILADELPHIA, PA | 161 | $ 28,995,000 | $ 180,000 | $ 81,000 |
| COLORADO SPRINGS, CO | 159 | $ 46,965,000 | $ 295,000 | $ 86,000 |
| LAWTON, OK | 152 | $ 24,130,000 | $ 158,000 | $ 83,000 |
| NEW ORLEANS-METAIRIE, LA | 151 | $ 24,075,000 | $ 159,000 | $ 74,000 |
| IDAHO FALLS, ID | 148 | $ 28,650,000 | $ 193,000 | $ 73,000 |
| LINCOLN, NE | 147 | $ 34,685,000 | $ 235,000 | $ 103,000 |
| KANSAS CITY, MO-KS | 141 | $ 29,825,000 | $ 212,000 | $ 97,500 |
| ALBUQUERQUE, NM | 137 | $ 28,225,000 | $ 206,000 | $ 99,000 |
| GREELEY, CO | 134 | $ 37,650,000 | $ 280,000 | $ 100,000 |
| ENID, OK | 133 | $ 17,755,000 | $ 133,000 | $ 75,000 |
| JOPLIN, MO | 131 | $ 21,445,000 | $ 163,000 | $ 80,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 128 | $ 30,240,000 | $ 236,000 | $ 86,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 128 | $ 31,320,000 | $ 244,000 | $ 95,000 |
| ODESSA, TX | 127 | $ 24,495,000 | $ 192,000 | $ 90,000 |
| MEMPHIS, TN-MS-AR | 125 | $ 20,335,000 | $ 178,333 | $ 122,333 |
| LONGVIEW, TX | 121 | $ 16,825,000 | $ 139,000 | $ 72,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 120 | $ 28,410,000 | $ 236,000 | $ 89,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 118 | $ 30,860,000 | $ 261,000 | $ 96,000 |
| JONESBORO, AR | 117 | $ 19,775,000 | $ 169,000 | $ 78,000 |
| MCALLEN-EDINBURG-MISSION, TX | 116 | $ 20,320,000 | $ 175,000 | $ 78,000 |
| CEDAR RAPIDS, IA | 115 | $ 19,345,000 | $ 168,000 | $ 105,000 |
| DES MOINES-WEST DES MOINES, IA | 113 | $ 26,505,000 | $ 234,000 | $ 143,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 112 | $ 26,470,000 | $ 237,000 | $ 99,000 |
| HAMMOND, LA | 109 | $ 16,485,000 | $ 151,000 | $ 80,000 |
| AMARILLO, TX | 106 | $ 16,460,000 | $ 155,000 | $ 94,000 |
| CINCINNATI, OH-KY-IN | 105 | $ 17,935,000 | $ 187,333 | $ 106,333 |
| TEXARKANA, TX-AR | 105 | $ 15,215,000 | $ 146,000 | $ 75,500 |
| FORT COLLINS, CO | 100 | $ 29,060,000 | $ 290,000 | $ 105,000 |
| IOWA CITY, IA | 98 | $ 22,110,000 | $ 225,000 | $ 116,000 |
| LAREDO, TX | 96 | $ 11,870,000 | $ 123,000 | $ 72,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 93 | $ 20,595,000 | $ 221,000 | $ 100,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 93 | $ 18,725,000 | $ 201,000 | $ 91,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 93 | $ 38,275,000 | $ 457,250 | $ 129,000 |
| SAN DIEGO-CARLSBAD, CA | 91 | $ 36,705,000 | $ 403,000 | $ 118,000 |
| READING, PA | 89 | $ 16,305,000 | $ 183,000 | $ 87,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 88 | $ 28,970,000 | $ 329,000 | $ 121,000 |
| COLLEGE STATION-BRYAN, TX | 85 | $ 14,215,000 | $ 167,000 | $ 71,000 |
| ST. LOUIS, MO-IL | 84 | $ 13,380,000 | $ 147,500 | $ 107,500 |
| RENO, NV | 81 | $ 25,655,000 | $ 316,000 | $ 116,000 |
| SHERMAN-DENISON, TX | 81 | $ 12,505,000 | $ 154,000 | $ 89,000 |
| AKRON, OH | 80 | $ 12,820,000 | $ 160,000 | $ 85,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 80 | $ 18,750,000 | $ 234,000 | $ 115,000 |
| PITTSBURGH, PA | 80 | $ 11,460,000 | $ 143,000 | $ 66,000 |
| COLUMBUS, OH | 79 | $ 15,255,000 | $ 193,000 | $ 88,000 |
| HUNTSVILLE, AL | 79 | $ 18,365,000 | $ 232,000 | $ 99,000 |
| MANSFIELD, OH | 75 | $ 9,455,000 | $ 126,000 | $ 65,000 |
| LONGVIEW, WA | 74 | $ 15,090,000 | $ 203,000 | $ 70,000 |
| PORT ST. LUCIE, FL | 74 | $ 13,590,000 | $ 183,000 | $ 82,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 73 | $ 18,055,000 | $ 247,000 | $ 103,000 |
| TACOMA-LAKEWOOD, WA | 73 | $ 24,825,000 | $ 340,000 | $ 103,000 |
| TRENTON, NJ | 72 | $ 12,940,000 | $ 179,000 | $ 71,000 |
| MOUNT VERNON-ANACORTES, WA | 68 | $ 16,060,000 | $ 236,000 | $ 81,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 67 | $ 11,975,000 | $ 180,666 | $ 73,666 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 64 | $ 11,920,000 | $ 151,500 | $ 95,000 |
| WILMINGTON, DE-MD-NJ | 62 | $ 11,000,000 | $ 250,000 | $ 88,666 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 61 | $ 25,085,000 | $ 411,000 | $ 135,000 |
| CHEYENNE, WY | 57 | $ 15,165,000 | $ 266,000 | $ 117,000 |
| CHICAGO-NAPERVILLE, IL | 56 | $ 14,310,000 | $ 255,000 | $ 113,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 55 | $ 18,965,000 | $ 344,000 | $ 232,000 |
| SHREVEPORT-BOSSIER CITY, LA | 54 | $ 8,500,000 | $ 157,000 | $ 71,000 |
| BROWNSVILLE-HARLINGEN, TX | 52 | $ 8,750,000 | $ 168,000 | $ 81,000 |
| OGDEN-CLEARFIELD, UT | 52 | $ 12,690,000 | $ 244,000 | $ 84,000 |
| STOCKTON-LODI, CA | 51 | $ 10,065,000 | $ 197,000 | $ 101,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 50 | $ 10,750,000 | $ 215,000 | $ 105,000 |
| MONROE, LA | 48 | $ 8,770,000 | $ 182,000 | $ 98,000 |
| MORRISTOWN, TN | 47 | $ 8,695,000 | $ 185,000 | $ 71,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 41 | $ 7,535,000 | $ 183,000 | $ 82,000 |
| WATERLOO-CEDAR FALLS, IA | 41 | $ 6,285,000 | $ 153,000 | $ 87,000 |
| WILMINGTON, NC | 41 | $ 8,035,000 | $ 195,000 | $ 69,000 |
| BEND-REDMOND, OR | 40 | $ 11,980,000 | $ 299,000 | $ 90,000 |
| LAKELAND-WINTER HAVEN, FL | 36 | $ 7,830,000 | $ 217,000 | $ 68,000 |
| WICHITA FALLS, TX | 36 | $ 3,410,000 | $ 94,000 | $ 75,000 |
| YUMA, AZ | 36 | $ 5,460,000 | $ 151,000 | $ 79,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 35 | $ 8,975,000 | $ 211,500 | $ 112,000 |
| SPOKANE-SPOKANE VALLEY, WA | 34 | $ 8,260,000 | $ 242,000 | $ 90,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 33 | $ 6,915,000 | $ 209,000 | $ 83,000 |
| BIRMINGHAM-HOOVER, AL | 31 | $ 4,535,000 | $ 146,000 | $ 138,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 31 | $ 12,225,000 | $ 394,000 | $ 106,000 |
| CLEVELAND-ELYRIA, OH | 29 | $ 5,315,000 | $ 183,000 | $ 96,000 |
| BREMERTON-SILVERDALE, WA | 27 | $ 9,895,000 | $ 366,000 | $ 108,000 |
| HOT SPRINGS, AR | 27 | $ 6,055,000 | $ 224,000 | $ 192,000 |
| MADISON, WI | 27 | $ 5,775,000 | $ 213,000 | $ 87,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 27 | $ 5,155,000 | $ 190,000 | $ 166,000 |
| BOULDER, CO | 26 | $ 8,640,000 | $ 332,000 | $ 179,000 |
| JACKSONVILLE, NC | 26 | $ 4,340,000 | $ 166,000 | $ 70,000 |
| BAKERSFIELD, CA | 24 | $ 3,440,000 | $ 143,000 | $ 78,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 24 | $ 6,530,000 | $ 272,000 | $ 79,000 |
| DECATUR, AL | 23 | $ 4,115,000 | $ 178,000 | $ 102,000 |
| SPARTANBURG, SC | 23 | $ 4,605,000 | $ 200,000 | $ 80,000 |
| VICTORIA, TX | 23 | $ 4,265,000 | $ 185,000 | $ 70,000 |
| FRESNO, CA | 22 | $ 3,170,000 | $ 144,000 | $ 73,000 |
| GRAND JUNCTION, CO | 22 | $ 5,880,000 | $ 267,000 | $ 116,000 |
| PANAMA CITY, FL | 22 | $ 5,110,000 | $ 232,000 | $ 81,000 |
| RALEIGH, NC | 22 | $ 5,830,000 | $ 265,000 | $ 134,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 22 | $ 6,070,000 | $ 261,000 | $ 74,000 |
| CHATTANOOGA, TN-GA | 21 | $ 3,375,000 | $ 160,000 | $ 101,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 21 | $ 10,925,000 | $ 520,000 | $ 155,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 21 | $ 5,785,000 | $ 275,000 | $ 106,000 |
| SIOUX FALLS, SD | 20 | $ 4,550,000 | $ 227,000 | $ 121,000 |
| COLUMBIA, SC | 19 | $ 2,845,000 | $ 149,000 | $ 70,000 |
| ELGIN, IL | 19 | $ 4,455,000 | $ 234,000 | $ 99,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 18 | $ 9,390,000 | $ 521,000 | $ 127,000 |
| MODESTO, CA | 18 | $ 2,250,000 | $ 125,000 | $ 67,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 18 | $ 4,980,000 | $ 276,000 | $ 124,000 |
| SANTA MARIA-SANTA BARBARA, CA | 18 | $ 4,910,000 | $ 272,000 | $ 101,000 |
| OCEAN CITY, NJ | 17 | $ 4,935,000 | $ 290,000 | $ 157,000 |
| TUSCALOOSA, AL | 17 | $ 3,825,000 | $ 225,000 | $ 114,000 |
| FAYETTEVILLE, NC | 16 | $ 2,550,000 | $ 159,000 | $ 66,000 |
| PINE BLUFF, AR | 16 | $ 2,130,000 | $ 133,000 | $ 78,000 |
| SIOUX CITY, IA-NE-SD | 16 | $ 2,420,000 | $ 170,666 | $ 75,333 |
| TUCSON, AZ | 16 | $ 4,050,000 | $ 253,000 | $ 146,000 |
| YUBA CITY, CA | 15 | $ 2,425,000 | $ 161,000 | $ 110,000 |
| CLEVELAND, TN | 14 | $ 2,780,000 | $ 198,000 | $ 87,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $ 4,220,000 | $ 301,000 | $ 102,000 |
| BELLINGHAM, WA | 13 | $ 2,765,000 | $ 212,000 | $ 88,000 |
| CANTON-MASSILLON, OH | 13 | $ 2,335,000 | $ 179,000 | $ 82,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 13 | $ 4,575,000 | $ 351,000 | $ 143,000 |
| OLYMPIA-TUMWATER, WA | 13 | $ 3,995,000 | $ 307,000 | $ 124,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 2,850,000 | $ 237,000 | $ 106,000 |
| FLAGSTAFF, AZ | 12 | $ 3,600,000 | $ 300,000 | $ 107,000 |
| LAFAYETTE, LA | 12 | $ 1,440,000 | $ 120,000 | $ 84,000 |
| MOBILE, AL | 12 | $ 1,070,000 | $ 89,000 | $ 52,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 12 | $ 1,140,000 | $ 95,000 | $ 78,000 |
| DOVER, DE | 11 | $ 2,715,000 | $ 246,000 | $ 73,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 2,965,000 | $ 269,000 | $ 135,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 3,855,000 | $ 350,000 | $ 99,000 |
| TOPEKA, KS | 11 | $ 1,885,000 | $ 171,000 | $ 73,000 |
| TWIN FALLS, ID | 11 | $ 1,845,000 | $ 167,000 | $ 47,000 |
| JOHNSON CITY, TN | 10 | $ 1,610,000 | $ 161,000 | $ 76,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 10 | $ 2,450,000 | $ 236,500 | $ 96,500 |
| LAKE HAVASU CITY-KINGMAN, AZ | 10 | $ 2,600,000 | $ 260,000 | $ 77,000 |
| LANCASTER, PA | 10 | $ 2,760,000 | $ 276,000 | $ 156,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 2,160,000 | $ 216,000 | $ 115,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 1,600,000 | $ 145,000 | $ 100,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 9 | $ 2,415,000 | $ 268,000 | $ 118,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 9 | $ 1,595,000 | $ 177,000 | $ 113,000 |
| FARMINGTON, NM | 9 | $ 1,825,000 | $ 202,000 | $ 96,000 |
| FLORENCE-MUSCLE SHOALS, AL | 9 | $ 1,845,000 | $ 205,000 | $ 119,000 |
| GREENSBORO-HIGH POINT, NC | 9 | $ 1,685,000 | $ 187,000 | $ 99,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 9 | $ 2,405,000 | $ 267,000 | $ 140,000 |
| PUEBLO, CO | 9 | $ 2,425,000 | $ 269,000 | $ 78,000 |
| ST. GEORGE, UT | 9 | $ 1,995,000 | $ 221,000 | $ 78,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 1,825,000 | $ 202,000 | $ 86,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,630,000 | $ 199,000 | $ 73,000 |
| REDDING, CA | 8 | $ 1,470,000 | $ 183,000 | $ 97,000 |
| WINSTON-SALEM, NC | 8 | $ 1,460,000 | $ 182,000 | $ 34,000 |
| YORK-HANOVER, PA | 8 | $ 1,480,000 | $ 185,000 | $ 77,000 |
| COEUR D'ALENE, ID | 7 | $ 2,265,000 | $ 323,000 | $ 90,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,845,000 | $ 263,000 | $ 93,000 |
| LAWRENCE, KS | 7 | $ 1,635,000 | $ 233,000 | $ 83,000 |
| MANHATTAN, KS | 7 | $ 1,075,000 | $ 153,000 | $ 141,000 |
| OCALA, FL | 7 | $ 955,000 | $ 136,000 | $ 67,000 |
| PUNTA GORDA, FL | 7 | $ 1,575,000 | $ 225,000 | $ 75,000 |
| RACINE, WI | 7 | $ 1,145,000 | $ 163,000 | $ 58,000 |
| SALEM, OR | 7 | $ 1,925,000 | $ 275,000 | $ 142,000 |
| SALINAS, CA | 7 | $ 2,555,000 | $ 365,000 | $ 129,000 |
| ASHEVILLE, NC | 6 | $ 1,450,000 | $ 241,000 | $ 78,000 |
| CHICO, CA | 6 | $ 680,000 | $ 113,000 | $ 62,000 |
| EAST STROUDSBURG, PA | 6 | $ 790,000 | $ 131,000 | $ 83,000 |
| EL CENTRO, CA | 6 | $ 710,000 | $ 118,000 | $ 101,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 1,390,000 | $ 231,000 | $ 77,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 1,130,000 | $ 188,000 | $ 53,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 2,570,000 | $ 428,000 | $ 157,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 860,000 | $ 143,000 | $ 92,000 |
| YAKIMA, WA | 6 | $ 1,210,000 | $ 201,000 | $ 64,000 |
| BECKLEY, WV | 5 | $ 405,000 | $ 81,000 | $ 47,000 |
| BLOOMINGTON, IN | 5 | $ 875,000 | $ 175,000 | $ 66,000 |
| CARSON CITY, NV | 5 | $ 1,505,000 | $ 301,000 | $ 72,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 1,345,000 | $ 269,000 | $ 155,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 1,865,000 | $ 373,000 | $ 260,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 1,205,000 | $ 241,000 | $ 65,000 |
| LAKE CHARLES, LA | 5 | $ 1,075,000 | $ 215,000 | $ 83,000 |
| NAPA, CA | 5 | $ 2,875,000 | $ 575,000 | $ 181,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 2,185,000 | $ 437,000 | $ 152,000 |
| POCATELLO, ID | 5 | $ 905,000 | $ 181,000 | $ 86,000 |
| RICHMOND, VA | 5 | $ 955,000 | $ 191,000 | $ 42,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 1,135,000 | $ 227,000 | $ 115,000 |
| ALBANY, OR | 4 | $ 1,160,000 | $ 290,000 | $ 164,000 |
| ALEXANDRIA, LA | 4 | $ 820,000 | $ 205,000 | $ 91,000 |
| AMES, IA | 4 | $ 1,000,000 | $ 250,000 | $ 158,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,050,000 | $ 262,000 | $ 88,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 610,000 | $ 152,000 | $ 100,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 4 | $ 860,000 | $ 215,000 | $ 74,000 |
| EUGENE, OR | 4 | $ 1,540,000 | $ 385,000 | $ 117,000 |
| FLORENCE, SC | 4 | $ 590,000 | $ 147,000 | $ 68,000 |
| GAINESVILLE, FL | 4 | $ 650,000 | $ 162,000 | $ 72,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 800,000 | $ 200,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 820,000 | $ 205,000 | $ 367,000 |
| JACKSON, TN | 4 | $ 470,000 | $ 117,000 | $ 53,000 |
| LEBANON, PA | 4 | $ 790,000 | $ 197,000 | $ 78,000 |
| MEDFORD, OR | 4 | $ 1,060,000 | $ 265,000 | $ 73,000 |
| SALISBURY, MD-DE | 4 | $ 850,000 | $ 226,500 | $ 78,000 |
| APPLETON, WI | 3 | $ 635,000 | $ 211,000 | $ 77,000 |
| CARBONDALE-MARION, IL | 3 | $ 615,000 | $ 205,000 | $ 66,000 |
| COLUMBIA, MO | 3 | $ 285,000 | $ 95,000 | $ 196,000 |
| COLUMBUS, IN | 3 | $ 475,000 | $ 158,000 | $ 53,000 |
| CUMBERLAND, MD-WV | 3 | $ 415,000 | $ 162,500 | $ 75,500 |
| DUBUQUE, IA | 3 | $ 885,000 | $ 295,000 | $ 106,000 |
| FLINT, MI | 3 | $ 95,000 | $ 31,000 | $ 34,000 |
| FORT WAYNE, IN | 3 | $ 455,000 | $ 151,000 | $ 47,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 795,000 | $ 265,000 | $ 208,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 555,000 | $ 185,000 | $ 78,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 505,000 | $ 168,000 | $ 78,000 |
| LOGAN, UT-ID | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| NEW BERN, NC | 3 | $ 785,000 | $ 261,000 | $ 101,000 |
| SAVANNAH, GA | 3 | $ 535,000 | $ 178,000 | $ 81,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 655,000 | $ 218,000 | $ 71,000 |
| SEBRING, FL | 3 | $ 755,000 | $ 251,000 | $ 202,000 |
| ST. CLOUD, MN | 3 | $ 305,000 | $ 101,000 | $ 36,000 |
| THE VILLAGES, FL | 3 | $ 545,000 | $ 181,000 | $ 119,000 |
| WINCHESTER, VA-WV | 3 | $ 875,000 | $ 291,000 | $ 114,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 330,000 | $ 165,000 | $ 333,000 |
| BOWLING GREEN, KY | 2 | $ 650,000 | $ 325,000 | $ 124,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 1,030,000 | $ 515,000 | $ 142,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 780,000 | $ 390,000 | $ 135,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 300,000 | $ 150,000 | $ 41,000 |
| CASPER, WY | 2 | $ 460,000 | $ 230,000 | $ 116,000 |
| COLUMBUS, GA-AL | 2 | $ 390,000 | $ 195,000 | $ 86,500 |
| DULUTH, MN-WI | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| ELKHART-GOSHEN, IN | 2 | $ 270,000 | $ 135,000 | $ 31,000 |
| GARY, IN | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| GETTYSBURG, PA | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| GREENVILLE, NC | 2 | $ 430,000 | $ 215,000 | $ 227,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 220,000 | $ 110,000 | $ 116,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 550,000 | $ 275,000 | $ 53,000 |
| KOKOMO, IN | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| MADERA, CA | 2 | $ 700,000 | $ 350,000 | $ 117,000 |
| MUNCIE, IN | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| PEORIA, IL | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| SANTA ROSA, CA | 2 | $ 1,090,000 | $ 545,000 | $ 148,000 |
| TALLAHASSEE, FL | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| WAUSAU, WI | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| AUBURN-OPELIKA, AL | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| DOTHAN, AL | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| EAU CLAIRE, WI | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| EVANSVILLE, IN-KY | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| GOLDSBORO, NC | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| HANFORD-CORCORAN, CA | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| HARRISONBURG, VA | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| JACKSON, MS | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| JEFFERSON CITY, MO | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| LIMA, OH | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| MORGANTOWN, WV | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| ROCHESTER, MN | 1 | $ 265,000 | $ 265,000 | $ 157,000 |
| ROCKFORD, IL | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| ROCKY MOUNT, NC | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 715,000 | $ 715,000 | $ 206,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| TERRE HAUTE, IN | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| TOLEDO, OH | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| WALLA WALLA, WA | 1 | $ 345,000 | $ 345,000 | $ 161,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| WENATCHEE, WA | 1 | $ 335,000 | $ 335,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Gateway First Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 36,073 | $6,561,455,000 | $181,000 | $1,995,000 | $85,000 | $4,784,000 |
| Refinancing | 6,420 | $1,590,370,000 | $247,000 | $2,215,000 | $109,000 | $2,090,000 |
| Cash-out Refinancing | 5,984 | $1,248,610,000 | $208,000 | $1,305,000 | $103,000 | $4,800,000 |
| Other Purpose | 53 | $1,205,000 | $22,000 | $435,000 | $67,000 | $337,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29,596 | $6,047,180,000 | $204,000 | $2,215,000 | $97,000 | $4,784,000 |
| Hispanic | 8,014 | $1,288,470,000 | $160,000 | $805,000 | $74,000 | $4,800,000 |
| Black or African American | 4,504 | $731,390,000 | $162,000 | $1,385,000 | $75,000 | $506,000 |
| Not Provided | 4,262 | $876,700,000 | $205,000 | $1,995,000 | $94,000 | $3,600,000 |
| Asian | 1,032 | $238,630,000 | $231,000 | $725,000 | $105,000 | $1,325,000 |
| American Indian or Alaskan Native | 813 | $149,545,000 | $183,000 | $1,285,000 | $83,000 | $897,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $10,570,000 | $211,000 | $555,000 | $90,000 | $364,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,234 | $5,245,350,000 | $179,000 | $2,215,000 | $101,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 11,494 | $2,191,170,000 | $190,000 | $735,000 | $69,000 | $1,380,000 |
| VA-guaranteed (Veterans Administration) | 6,703 | $1,808,165,000 | $269,000 | $1,305,000 | $91,000 | $814,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,099 | $156,955,000 | $142,000 | $355,000 | $52,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,143 | $4,738,985,000 | $196,000 | $1,305,000 | $93,000 | $4,784,000 |
| Loan Purchased By The Institution | 15,147 | $2,873,755,000 | $189,000 | $1,305,000 | $86,000 | $1,818,000 |
| Application Withdrawn By Applicant | 7,860 | $1,557,970,000 | $198,000 | $2,215,000 | $95,000 | $4,800,000 |
| Application Denied By Financial Institution | 1,197 | $197,845,000 | $165,000 | $795,000 | $69,000 | $1,380,000 |
| Application Approved But Not Accepted | 141 | $25,325,000 | $179,000 | $525,000 | $86,000 | $438,000 |
| File Closed For Incompleteness | 42 | $7,760,000 | $184,000 | $425,000 | $109,000 | $1,128,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 47,333 | $9,203,795,000 | $194,000 | $2,215,000 | $91,000 | $4,800,000 |
| Debt-To-Income Ratio | 450 | $77,310,000 | $171,000 | $595,000 | $58,000 | $281,000 |
| Credit History | 319 | $52,745,000 | $165,000 | $735,000 | $81,000 | $1,380,000 |
| Collateral | 138 | $20,770,000 | $150,000 | $795,000 | $82,000 | $572,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 77 | $13,475,000 | $175,000 | $505,000 | $72,000 | $250,000 |
| Unverifiable Information | 65 | $11,085,000 | $170,000 | $445,000 | $69,000 | $384,000 |
| Employment History | 56 | $8,570,000 | $153,000 | $485,000 | $54,000 | $146,000 |
| Mortgage Insurance Denied | 37 | $5,735,000 | $155,000 | $445,000 | $74,000 | $172,000 |
| Other | 35 | $4,725,000 | $135,000 | $395,000 | $76,000 | $427,000 |
| Credit Application Incomplete | 20 | $3,430,000 | $171,000 | $485,000 | $83,000 | $316,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.