Gateway First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Gateway First Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway First Bank 244 South Gateway Place Jenks, OK 74037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 65,837 |
| Total Mortgage Loan Application Amount | $14,045,245,000 |
| Average Mortgage Loan Application Amount | $168,400 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $101,200 |
| Highest Applicant Income | $4,235,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Gateway First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Gateway First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway First Bank's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 8,125 | $ 1,556,775,000 | $ 197,263 | $ 94,473 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 6,528 | $ 1,267,080,000 | $ 194,000 | $ 98,000 |
| DALLAS-PLANO-IRVING, TX | 3,441 | $ 828,095,000 | $ 240,000 | $ 114,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,903 | $ 652,455,000 | $ 224,000 | $ 98,000 |
| FORT WORTH-ARLINGTON, TX | 2,542 | $ 557,810,000 | $ 219,000 | $ 103,000 |
| OKLAHOMA CITY, OK | 2,167 | $ 464,515,000 | $ 214,000 | $ 110,000 |
| TULSA, OK | 1,907 | $ 408,135,000 | $ 214,000 | $ 111,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,561 | $ 333,705,000 | $ 213,000 | $ 105,000 |
| CAMDEN, NJ | 1,332 | $ 240,190,000 | $ 180,000 | $ 91,000 |
| KNOXVILLE, TN | 1,274 | $ 274,360,000 | $ 215,000 | $ 88,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,176 | $ 198,430,000 | $ 168,000 | $ 89,000 |
| BATON ROUGE, LA | 1,165 | $ 137,265,000 | $ 117,000 | $ 60,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1,013 | $ 235,975,000 | $ 215,500 | $ 113,500 |
| NEW YORK-NEWARK, NY | 1,010 | $ 321,070,000 | $ 317,000 | $ 134,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 997 | $ 263,725,000 | $ 264,000 | $ 120,000 |
| AUSTIN-ROUND ROCK, TX | 959 | $ 240,665,000 | $ 250,000 | $ 118,000 |
| WICHITA, KS | 922 | $ 174,200,000 | $ 188,000 | $ 93,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 780 | $ 138,260,000 | $ 177,000 | $ 92,000 |
| RAPID CITY, SD | 771 | $ 169,455,000 | $ 219,000 | $ 86,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 736 | $ 141,940,000 | $ 203,500 | $ 103,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 732 | $ 217,940,000 | $ 313,500 | $ 114,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 683 | $ 141,645,000 | $ 207,000 | $ 74,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 671 | $ 149,325,000 | $ 222,000 | $ 112,000 |
| BOISE CITY, ID | 649 | $ 169,035,000 | $ 260,000 | $ 119,000 |
| KILLEEN-TEMPLE, TX | 594 | $ 126,950,000 | $ 213,000 | $ 83,000 |
| SALT LAKE CITY, UT | 590 | $ 167,100,000 | $ 283,000 | $ 100,000 |
| SANTA FE, NM | 572 | $ 169,180,000 | $ 295,000 | $ 130,000 |
| JACKSONVILLE, FL | 560 | $ 129,140,000 | $ 230,000 | $ 95,000 |
| CHARLESTON, WV | 538 | $ 85,560,000 | $ 159,000 | $ 86,000 |
| SAN ANGELO, TX | 488 | $ 92,900,000 | $ 190,000 | $ 89,000 |
| DENVER-AURORA-LAKEWOOD, CO | 483 | $ 165,575,000 | $ 342,000 | $ 125,000 |
| BEAUMONT-PORT ARTHUR, TX | 409 | $ 86,585,000 | $ 211,000 | $ 105,000 |
| STOCKTON-LODI, CA | 402 | $ 67,580,000 | $ 168,000 | $ 86,000 |
| PROVO-OREM, UT | 391 | $ 104,795,000 | $ 268,000 | $ 86,000 |
| NEWARK, NJ-PA | 373 | $ 128,565,000 | $ 260,000 | $ 121,500 |
| LUBBOCK, TX | 370 | $ 63,450,000 | $ 171,000 | $ 101,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 364 | $ 72,100,000 | $ 198,000 | $ 98,000 |
| SUMTER, SC | 354 | $ 56,710,000 | $ 160,000 | $ 70,000 |
| BAKERSFIELD, CA | 339 | $ 41,375,000 | $ 122,000 | $ 72,000 |
| TYLER, TX | 303 | $ 57,755,000 | $ 190,000 | $ 87,000 |
| FORT SMITH, AR-OK | 289 | $ 46,805,000 | $ 165,000 | $ 67,500 |
| LAS CRUCES, NM | 285 | $ 58,565,000 | $ 205,000 | $ 95,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 280 | $ 53,680,000 | $ 191,000 | $ 90,000 |
| IDAHO FALLS, ID | 272 | $ 57,050,000 | $ 209,000 | $ 78,000 |
| MIDLAND, TX | 269 | $ 68,765,000 | $ 255,000 | $ 112,000 |
| EL PASO, TX | 246 | $ 50,840,000 | $ 206,000 | $ 125,000 |
| ABILENE, TX | 245 | $ 46,915,000 | $ 191,000 | $ 90,000 |
| FORT COLLINS, CO | 243 | $ 77,445,000 | $ 318,000 | $ 115,000 |
| GREELEY, CO | 236 | $ 71,140,000 | $ 301,000 | $ 100,000 |
| VINELAND-BRIDGETON, NJ | 235 | $ 30,725,000 | $ 130,000 | $ 61,000 |
| CORPUS CHRISTI, TX | 233 | $ 41,695,000 | $ 178,000 | $ 89,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 229 | $ 43,875,000 | $ 167,000 | $ 85,000 |
| SHREVEPORT-BOSSIER CITY, LA | 222 | $ 18,830,000 | $ 84,000 | $ 47,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 219 | $ 55,495,000 | $ 253,000 | $ 109,000 |
| LAWTON, OK | 218 | $ 35,690,000 | $ 163,000 | $ 79,000 |
| FRESNO, CA | 217 | $ 27,835,000 | $ 128,000 | $ 70,000 |
| WACO, TX | 214 | $ 42,670,000 | $ 199,000 | $ 94,000 |
| ENID, OK | 209 | $ 31,175,000 | $ 149,000 | $ 82,000 |
| MODESTO, CA | 208 | $ 32,270,000 | $ 155,000 | $ 83,000 |
| SAN DIEGO-CARLSBAD, CA | 204 | $ 49,700,000 | $ 243,000 | $ 101,000 |
| GRAND ISLAND, NE | 200 | $ 31,390,000 | $ 156,000 | $ 73,000 |
| MCALLEN-EDINBURG-MISSION, TX | 199 | $ 38,855,000 | $ 195,000 | $ 93,000 |
| ODESSA, TX | 199 | $ 42,725,000 | $ 214,000 | $ 86,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 198 | $ 40,690,000 | $ 205,000 | $ 107,000 |
| PHILADELPHIA, PA | 198 | $ 36,430,000 | $ 183,000 | $ 90,000 |
| HAMMOND, LA | 197 | $ 30,165,000 | $ 153,000 | $ 74,000 |
| LINCOLN, NE | 191 | $ 44,635,000 | $ 233,000 | $ 116,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 175 | $ 43,245,000 | $ 247,000 | $ 110,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 173 | $ 49,275,000 | $ 284,000 | $ 109,000 |
| SPRINGFIELD, MO | 171 | $ 32,675,000 | $ 191,000 | $ 93,000 |
| JOPLIN, MO | 168 | $ 27,740,000 | $ 165,000 | $ 83,000 |
| RENO, NV | 168 | $ 49,920,000 | $ 297,000 | $ 84,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 168 | $ 66,220,000 | $ 404,000 | $ 138,750 |
| ALBUQUERQUE, NM | 166 | $ 40,430,000 | $ 243,000 | $ 142,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 165 | $ 47,675,000 | $ 288,000 | $ 127,000 |
| NEW ORLEANS-METAIRIE, LA | 163 | $ 25,555,000 | $ 156,000 | $ 68,000 |
| VALLEJO-FAIRFIELD, CA | 161 | $ 33,615,000 | $ 208,000 | $ 104,000 |
| TEXARKANA, TX-AR | 160 | $ 33,890,000 | $ 211,000 | $ 110,500 |
| READING, PA | 156 | $ 29,900,000 | $ 191,000 | $ 100,000 |
| YUMA, AZ | 155 | $ 30,305,000 | $ 195,000 | $ 87,000 |
| VISALIA-PORTERVILLE, CA | 154 | $ 19,330,000 | $ 125,000 | $ 76,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 149 | $ 38,655,000 | $ 268,000 | $ 109,000 |
| OGDEN-CLEARFIELD, UT | 147 | $ 42,075,000 | $ 286,000 | $ 89,000 |
| CINCINNATI, OH-KY-IN | 134 | $ 26,350,000 | $ 181,000 | $ 78,333 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 132 | $ 37,300,000 | $ 282,000 | $ 121,000 |
| COLUMBUS, OH | 130 | $ 27,270,000 | $ 209,000 | $ 87,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 127 | $ 34,905,000 | $ 274,000 | $ 107,000 |
| KANSAS CITY, MO-KS | 126 | $ 27,100,000 | $ 216,000 | $ 114,000 |
| BEND-REDMOND, OR | 125 | $ 40,075,000 | $ 320,000 | $ 109,000 |
| DES MOINES-WEST DES MOINES, IA | 120 | $ 28,320,000 | $ 236,000 | $ 115,000 |
| LAREDO, TX | 114 | $ 18,990,000 | $ 166,000 | $ 71,000 |
| LONGVIEW, TX | 113 | $ 20,045,000 | $ 177,000 | $ 91,000 |
| TRENTON, NJ | 109 | $ 24,455,000 | $ 224,000 | $ 90,000 |
| AMARILLO, TX | 106 | $ 19,710,000 | $ 185,000 | $ 108,000 |
| PITTSBURGH, PA | 105 | $ 18,295,000 | $ 174,000 | $ 81,000 |
| EL CENTRO, CA | 104 | $ 14,300,000 | $ 137,000 | $ 90,000 |
| WILMINGTON, DE-MD-NJ | 104 | $ 20,020,000 | $ 243,333 | $ 108,000 |
| PORT ST. LUCIE, FL | 100 | $ 17,190,000 | $ 171,000 | $ 75,000 |
| YUBA CITY, CA | 96 | $ 14,730,000 | $ 153,000 | $ 85,000 |
| COLORADO SPRINGS, CO | 94 | $ 28,410,000 | $ 302,000 | $ 136,000 |
| MANSFIELD, OH | 90 | $ 12,950,000 | $ 143,000 | $ 68,000 |
| COLLEGE STATION-BRYAN, TX | 89 | $ 18,215,000 | $ 204,000 | $ 120,000 |
| REDDING, CA | 88 | $ 11,860,000 | $ 134,000 | $ 79,000 |
| LONGVIEW, WA | 87 | $ 21,245,000 | $ 244,000 | $ 85,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 84 | $ 33,010,000 | $ 392,000 | $ 134,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 82 | $ 30,110,000 | $ 367,000 | $ 177,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 78 | $ 18,170,000 | $ 232,000 | $ 99,000 |
| MERCED, CA | 77 | $ 11,645,000 | $ 151,000 | $ 81,000 |
| BROWNSVILLE-HARLINGEN, TX | 71 | $ 14,115,000 | $ 198,000 | $ 110,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 71 | $ 10,305,000 | $ 145,000 | $ 73,000 |
| WILMINGTON, NC | 70 | $ 15,640,000 | $ 223,000 | $ 80,000 |
| SHERMAN-DENISON, TX | 63 | $ 11,735,000 | $ 186,000 | $ 92,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 61 | $ 17,015,000 | $ 278,000 | $ 123,000 |
| MORRISTOWN, TN | 61 | $ 13,145,000 | $ 215,000 | $ 86,000 |
| AKRON, OH | 60 | $ 10,190,000 | $ 169,000 | $ 93,000 |
| JONESBORO, AR | 59 | $ 11,495,000 | $ 194,000 | $ 89,000 |
| IOWA CITY, IA | 58 | $ 14,900,000 | $ 256,000 | $ 107,000 |
| BIRMINGHAM-HOOVER, AL | 54 | $ 10,280,000 | $ 190,000 | $ 91,000 |
| SANTA MARIA-SANTA BARBARA, CA | 54 | $ 11,060,000 | $ 204,000 | $ 93,000 |
| COLUMBIA, SC | 53 | $ 11,295,000 | $ 213,000 | $ 91,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 52 | $ 11,270,000 | $ 226,000 | $ 115,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 52 | $ 11,540,000 | $ 221,000 | $ 99,000 |
| CHEYENNE, WY | 45 | $ 12,905,000 | $ 286,000 | $ 139,000 |
| HOT SPRINGS, AR | 45 | $ 9,475,000 | $ 210,000 | $ 152,000 |
| OCEAN CITY, NJ | 45 | $ 15,425,000 | $ 342,000 | $ 202,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 45 | $ 20,455,000 | $ 454,000 | $ 139,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 43 | $ 10,705,000 | $ 248,000 | $ 91,000 |
| BOULDER, CO | 40 | $ 13,840,000 | $ 346,000 | $ 129,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 39 | $ 12,815,000 | $ 328,000 | $ 114,000 |
| SIOUX CITY, IA-NE-SD | 39 | $ 6,505,000 | $ 177,000 | $ 86,333 |
| CEDAR RAPIDS, IA | 38 | $ 7,670,000 | $ 201,000 | $ 89,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 38 | $ 9,670,000 | $ 254,000 | $ 111,000 |
| HUNTSVILLE, AL | 38 | $ 10,120,000 | $ 266,000 | $ 118,000 |
| MEMPHIS, TN-MS-AR | 38 | $ 8,560,000 | $ 199,666 | $ 98,666 |
| SALINAS, CA | 38 | $ 7,410,000 | $ 195,000 | $ 87,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 37 | $ 10,525,000 | $ 284,000 | $ 157,000 |
| ST. GEORGE, UT | 37 | $ 10,735,000 | $ 290,000 | $ 98,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 35 | $ 8,095,000 | $ 231,000 | $ 93,000 |
| MONROE, LA | 35 | $ 5,145,000 | $ 147,000 | $ 69,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 35 | $ 10,155,000 | $ 290,000 | $ 124,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 34 | $ 9,140,000 | $ 268,000 | $ 118,000 |
| PUEBLO, CO | 33 | $ 6,825,000 | $ 206,000 | $ 138,000 |
| RALEIGH, NC | 33 | $ 8,635,000 | $ 261,000 | $ 104,000 |
| ST. LOUIS, MO-IL | 33 | $ 7,635,000 | $ 211,500 | $ 93,000 |
| JACKSONVILLE, NC | 31 | $ 5,665,000 | $ 182,000 | $ 75,000 |
| RICHMOND, VA | 31 | $ 7,425,000 | $ 239,000 | $ 93,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 30 | $ 12,250,000 | $ 408,000 | $ 144,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 29 | $ 6,885,000 | $ 237,000 | $ 105,000 |
| POCATELLO, ID | 29 | $ 4,715,000 | $ 162,000 | $ 65,000 |
| TACOMA-LAKEWOOD, WA | 29 | $ 9,825,000 | $ 338,000 | $ 127,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 27 | $ 5,925,000 | $ 219,000 | $ 117,000 |
| LAKELAND-WINTER HAVEN, FL | 27 | $ 5,665,000 | $ 209,000 | $ 60,000 |
| CLEVELAND, TN | 26 | $ 4,740,000 | $ 182,000 | $ 75,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 26 | $ 9,020,000 | $ 346,000 | $ 189,000 |
| MADERA, CA | 26 | $ 3,940,000 | $ 151,000 | $ 91,000 |
| WICHITA FALLS, TX | 26 | $ 3,610,000 | $ 138,000 | $ 95,000 |
| BECKLEY, WV | 25 | $ 3,865,000 | $ 154,000 | $ 75,000 |
| CLEVELAND-ELYRIA, OH | 25 | $ 4,385,000 | $ 175,000 | $ 126,000 |
| DECATUR, AL | 25 | $ 3,795,000 | $ 151,000 | $ 67,000 |
| LANCASTER, PA | 25 | $ 5,275,000 | $ 211,000 | $ 111,000 |
| SIOUX FALLS, SD | 25 | $ 6,125,000 | $ 245,000 | $ 129,000 |
| CHATTANOOGA, TN-GA | 24 | $ 5,770,000 | $ 205,000 | $ 98,500 |
| HOUMA-THIBODAUX, LA | 24 | $ 3,230,000 | $ 134,000 | $ 72,000 |
| CAPE CORAL-FORT MYERS, FL | 23 | $ 6,345,000 | $ 275,000 | $ 166,000 |
| SAVANNAH, GA | 23 | $ 4,745,000 | $ 206,000 | $ 86,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 21 | $ 5,215,000 | $ 291,500 | $ 182,000 |
| CARSON CITY, NV | 20 | $ 5,060,000 | $ 253,000 | $ 59,000 |
| CHICO, CA | 20 | $ 2,580,000 | $ 129,000 | $ 66,000 |
| LAKE CHARLES, LA | 20 | $ 5,050,000 | $ 252,000 | $ 134,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 20 | $ 5,110,000 | $ 312,000 | $ 141,000 |
| VICTORIA, TX | 19 | $ 3,645,000 | $ 191,000 | $ 91,000 |
| LAFAYETTE, LA | 18 | $ 2,780,000 | $ 154,000 | $ 76,000 |
| PANAMA CITY, FL | 18 | $ 4,850,000 | $ 269,000 | $ 138,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 18 | $ 4,170,000 | $ 231,000 | $ 98,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 17 | $ 3,805,000 | $ 205,500 | $ 112,000 |
| JOHNSON CITY, TN | 17 | $ 3,205,000 | $ 188,000 | $ 85,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 17 | $ 3,375,000 | $ 198,000 | $ 90,000 |
| TWIN FALLS, ID | 17 | $ 2,775,000 | $ 163,000 | $ 72,000 |
| WINSTON-SALEM, NC | 17 | $ 3,285,000 | $ 193,000 | $ 303,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 16 | $ 3,870,000 | $ 280,500 | $ 125,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 16 | $ 3,740,000 | $ 233,000 | $ 80,000 |
| FAYETTEVILLE, NC | 15 | $ 2,655,000 | $ 177,000 | $ 81,000 |
| LEBANON, PA | 15 | $ 2,795,000 | $ 186,000 | $ 92,000 |
| SANTA ROSA, CA | 15 | $ 3,595,000 | $ 239,000 | $ 107,000 |
| BREMERTON-SILVERDALE, WA | 14 | $ 4,480,000 | $ 320,000 | $ 115,000 |
| CHICAGO-NAPERVILLE, IL | 14 | $ 3,840,000 | $ 274,000 | $ 122,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 14 | $ 2,340,000 | $ 164,500 | $ 63,500 |
| MOUNT VERNON-ANACORTES, WA | 14 | $ 3,170,000 | $ 226,000 | $ 87,000 |
| SALISBURY, MD-DE | 14 | $ 4,290,000 | $ 291,500 | $ 135,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 14 | $ 3,380,000 | $ 241,000 | $ 80,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 13 | $ 3,095,000 | $ 238,000 | $ 88,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 3,085,000 | $ 237,000 | $ 160,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 12 | $ 4,070,000 | $ 339,000 | $ 175,000 |
| GREENSBORO-HIGH POINT, NC | 12 | $ 2,250,000 | $ 187,000 | $ 84,000 |
| MORGANTOWN, WV | 12 | $ 1,490,000 | $ 124,000 | $ 65,000 |
| CANTON-MASSILLON, OH | 11 | $ 1,845,000 | $ 167,000 | $ 72,000 |
| FARMINGTON, NM | 11 | $ 2,085,000 | $ 189,000 | $ 131,000 |
| GRAND JUNCTION, CO | 11 | $ 2,345,000 | $ 213,000 | $ 176,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 11 | $ 1,895,000 | $ 172,000 | $ 102,000 |
| OCALA, FL | 11 | $ 1,795,000 | $ 163,000 | $ 105,000 |
| TOLEDO, OH | 11 | $ 1,555,000 | $ 141,000 | $ 92,000 |
| TUCSON, AZ | 11 | $ 2,425,000 | $ 220,000 | $ 90,000 |
| WATERLOO-CEDAR FALLS, IA | 11 | $ 3,945,000 | $ 358,000 | $ 228,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 2,410,000 | $ 241,000 | $ 55,000 |
| PARKERSBURG-VIENNA, WV | 10 | $ 1,650,000 | $ 165,000 | $ 67,000 |
| TUSCALOOSA, AL | 10 | $ 2,450,000 | $ 245,000 | $ 131,000 |
| DOVER, DE | 9 | $ 2,155,000 | $ 239,000 | $ 80,000 |
| EAST STROUDSBURG, PA | 9 | $ 1,335,000 | $ 148,000 | $ 113,000 |
| HANFORD-CORCORAN, CA | 9 | $ 1,455,000 | $ 161,000 | $ 68,000 |
| DURHAM-CHAPEL HILL, NC | 8 | $ 2,100,000 | $ 262,000 | $ 107,000 |
| EUGENE, OR | 8 | $ 1,930,000 | $ 241,000 | $ 106,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 8 | $ 1,200,000 | $ 150,000 | $ 97,000 |
| OLYMPIA-TUMWATER, WA | 8 | $ 2,680,000 | $ 335,000 | $ 105,000 |
| TALLAHASSEE, FL | 8 | $ 1,750,000 | $ 218,000 | $ 90,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 7 | $ 1,135,000 | $ 152,500 | $ 96,500 |
| CUMBERLAND, MD-WV | 7 | $ 1,265,000 | $ 175,500 | $ 75,500 |
| DULUTH, MN-WI | 7 | $ 1,135,000 | $ 162,000 | $ 70,000 |
| KENNEWICK-RICHLAND, WA | 7 | $ 1,505,000 | $ 215,000 | $ 88,000 |
| NAPA, CA | 7 | $ 1,955,000 | $ 279,000 | $ 137,000 |
| NEW BERN, NC | 7 | $ 1,605,000 | $ 229,000 | $ 69,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 7 | $ 4,435,000 | $ 633,000 | $ 176,000 |
| TOPEKA, KS | 7 | $ 1,105,000 | $ 157,000 | $ 82,000 |
| YORK-HANOVER, PA | 7 | $ 1,465,000 | $ 209,000 | $ 149,000 |
| ASHEVILLE, NC | 6 | $ 1,270,000 | $ 211,000 | $ 79,000 |
| CLARKSVILLE, TN-KY | 6 | $ 1,540,000 | $ 256,000 | $ 92,000 |
| DUBUQUE, IA | 6 | $ 810,000 | $ 135,000 | $ 124,000 |
| FLAGSTAFF, AZ | 6 | $ 1,890,000 | $ 315,000 | $ 106,000 |
| LANSING-EAST LANSING, MI | 6 | $ 1,400,000 | $ 233,000 | $ 57,000 |
| MANHATTAN, KS | 6 | $ 910,000 | $ 151,000 | $ 104,000 |
| SPARTANBURG, SC | 6 | $ 1,120,000 | $ 186,000 | $ 72,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 870,000 | $ 145,000 | $ 130,000 |
| AMES, IA | 5 | $ 1,115,000 | $ 223,000 | $ 126,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 3,095,000 | $ 619,000 | $ 200,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 1,385,000 | $ 277,000 | $ 91,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,415,000 | $ 283,000 | $ 111,000 |
| COEUR D'ALENE, ID | 5 | $ 1,865,000 | $ 373,000 | $ 153,000 |
| ELGIN, IL | 5 | $ 1,495,000 | $ 299,000 | $ 255,000 |
| GAINESVILLE, GA | 5 | $ 2,035,000 | $ 407,000 | $ 177,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 1,595,000 | $ 319,000 | $ 144,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 675,000 | $ 135,000 | $ 68,000 |
| LAWRENCE, KS | 5 | $ 1,045,000 | $ 209,000 | $ 109,000 |
| LOGAN, UT-ID | 5 | $ 1,615,000 | $ 368,500 | $ 82,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 5 | $ 1,355,000 | $ 271,000 | $ 125,000 |
| PUNTA GORDA, FL | 5 | $ 1,245,000 | $ 249,000 | $ 70,000 |
| ROANOKE, VA | 5 | $ 1,075,000 | $ 215,000 | $ 127,000 |
| SALEM, OR | 5 | $ 1,185,000 | $ 237,000 | $ 76,000 |
| THE VILLAGES, FL | 5 | $ 1,225,000 | $ 245,000 | $ 141,000 |
| WINCHESTER, VA-WV | 5 | $ 1,185,000 | $ 195,000 | $ 72,000 |
| ALBANY, OR | 4 | $ 1,050,000 | $ 262,000 | $ 91,000 |
| BRUNSWICK, GA | 4 | $ 1,130,000 | $ 282,000 | $ 107,000 |
| COLUMBUS, IN | 4 | $ 730,000 | $ 182,000 | $ 61,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 1,090,000 | $ 272,000 | $ 234,000 |
| GAINESVILLE, FL | 4 | $ 1,050,000 | $ 262,000 | $ 127,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 500,000 | $ 125,000 | $ 85,000 |
| JACKSON, MS | 4 | $ 1,060,000 | $ 265,000 | $ 125,000 |
| JACKSON, TN | 4 | $ 860,000 | $ 215,000 | $ 72,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 1,260,000 | $ 315,000 | $ 139,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 710,000 | $ 177,000 | $ 90,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 1,000,000 | $ 250,000 | $ 77,000 |
| PINE BLUFF, AR | 4 | $ 370,000 | $ 92,000 | $ 58,000 |
| RACINE, WI | 4 | $ 750,000 | $ 187,000 | $ 88,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 810,000 | $ 202,000 | $ 113,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 720,000 | $ 180,000 | $ 132,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 550,000 | $ 137,000 | $ 52,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 1,200,000 | $ 300,000 | $ 138,000 |
| SPRINGFIELD, OH | 4 | $ 660,000 | $ 165,000 | $ 78,000 |
| WHEELING, WV-OH | 4 | $ 380,000 | $ 95,000 | $ 89,000 |
| ALEXANDRIA, LA | 3 | $ 425,000 | $ 141,000 | $ 111,000 |
| ANN ARBOR, MI | 3 | $ 1,105,000 | $ 368,000 | $ 169,000 |
| BELLINGHAM, WA | 3 | $ 765,000 | $ 255,000 | $ 112,000 |
| BLOOMINGTON, IN | 3 | $ 575,000 | $ 191,000 | $ 85,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 585,000 | $ 195,000 | $ 87,000 |
| CASPER, WY | 3 | $ 995,000 | $ 331,000 | $ 124,000 |
| FLORENCE, SC | 3 | $ 255,000 | $ 85,000 | $ 66,000 |
| GARY, IN | 3 | $ 465,000 | $ 155,000 | $ 63,000 |
| GREENVILLE, NC | 3 | $ 735,000 | $ 245,000 | $ 78,000 |
| HINESVILLE, GA | 3 | $ 485,000 | $ 161,000 | $ 61,000 |
| LEWISTON, ID-WA | 3 | $ 705,000 | $ 235,000 | $ 76,000 |
| LYNCHBURG, VA | 3 | $ 795,000 | $ 265,000 | $ 172,000 |
| MEDFORD, OR | 3 | $ 1,045,000 | $ 348,000 | $ 89,000 |
| MUNCIE, IN | 3 | $ 295,000 | $ 98,000 | $ 55,000 |
| ROCKY MOUNT, NC | 3 | $ 745,000 | $ 248,000 | $ 74,000 |
| SEBRING, FL | 3 | $ 385,000 | $ 128,000 | $ 51,000 |
| WALLA WALLA, WA | 3 | $ 935,000 | $ 311,000 | $ 77,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| BAY CITY, MI | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| COLUMBIA, MO | 2 | $ 550,000 | $ 275,000 | $ 138,000 |
| COLUMBUS, GA-AL | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| CORVALLIS, OR | 2 | $ 510,000 | $ 255,000 | $ 85,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| EVANSVILLE, IN-KY | 2 | $ 300,000 | $ 150,000 | $ 155,000 |
| FARGO, ND-MN | 2 | $ 720,000 | $ 360,000 | $ 138,000 |
| FLINT, MI | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| GOLDSBORO, NC | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| GRANTS PASS, OR | 2 | $ 510,000 | $ 255,000 | $ 82,000 |
| HARRISONBURG, VA | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 410,000 | $ 205,000 | $ 157,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| MADISON, WI | 2 | $ 550,000 | $ 275,000 | $ 133,000 |
| MOBILE, AL | 2 | $ 290,000 | $ 145,000 | $ 99,000 |
| VALDOSTA, GA | 2 | $ 210,000 | $ 105,000 | $ 38,000 |
| WARNER ROBINS, GA | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| BILLINGS, MT | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
| BISMARCK, ND | 1 | $ 135,000 | $ 135,000 | $ 260,000 |
| BURLINGTON, NC | 1 | $ 445,000 | $ 445,000 | $ 123,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| DALTON, GA | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| DANVILLE, IL | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| FORT WAYNE, IN | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| GADSDEN, AL | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| GREEN BAY, WI | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| HATTIESBURG, MS | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| JEFFERSON CITY, MO | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| KOKOMO, IN | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| LIMA, OH | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| MONROE, MI | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| MONTGOMERY, AL | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 245,000 | $ 245,000 | $ 316,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 465,000 | $ 465,000 | $ 216,000 |
| PEORIA, IL | 1 | $ 315,000 | $ 315,000 | $ 236,000 |
| ROCHESTER, MN | 1 | $ 265,000 | $ 265,000 | $ 184,000 |
| SAN RAFAEL, CA | 1 | $ 685,000 | $ 685,000 | $ 227,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| SPRINGFIELD, IL | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| ST. JOSEPH, MO-KS | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| STATE COLLEGE, PA | 1 | $ 145,000 | $ 145,000 | $ 185,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| WENATCHEE, WA | 1 | $ 495,000 | $ 495,000 | $ 164,000 |
| WILLIAMSPORT, PA | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| YAKIMA, WA | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Gateway First Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 37,759 | $7,465,015,000 | $197,000 | $2,805,000 | $89,000 | $3,343,000 |
| Refinancing | 20,203 | $4,899,435,000 | $242,000 | $1,955,000 | $116,000 | $4,235,000 |
| Cash-out Refinancing | 7,548 | $1,678,490,000 | $222,000 | $1,255,000 | $109,000 | $3,340,000 |
| Other Purpose | 326 | $2,130,000 | $6,000 | $105,000 | $83,000 | $219,000 |
| Home Improvement | 1 | $175,000 | $175,000 | $175,000 | $109,000 | $109,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 40,981 | $9,145,475,000 | $223,000 | $2,435,000 | $106,000 | $3,343,000 |
| Hispanic | 10,898 | $1,994,340,000 | $183,000 | $1,255,000 | $81,000 | $3,340,000 |
| Not Provided | 5,979 | $1,339,895,000 | $224,000 | $1,125,000 | $105,000 | $2,296,000 |
| Black or African American | 5,009 | $867,435,000 | $173,000 | $885,000 | $78,000 | $4,235,000 |
| Asian | 1,486 | $370,310,000 | $249,000 | $865,000 | $116,000 | $1,116,000 |
| American Indian or Alaskan Native | 1,004 | $202,770,000 | $201,000 | $615,000 | $100,000 | $1,291,000 |
| Native Hawaiian or Other Pacific Islander | 103 | $23,625,000 | $229,000 | $645,000 | $92,000 | $270,000 |
| Not applicable | 2 | $220,000 | $110,000 | $215,000 | $45,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 44,514 | $9,112,890,000 | $204,000 | $2,805,000 | $111,000 | $3,343,000 |
| FHA-insured (Federal Housing Administration) | 13,429 | $2,945,235,000 | $219,000 | $775,000 | $71,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 6,416 | $1,750,260,000 | $272,000 | $2,435,000 | $94,000 | $4,235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,478 | $236,860,000 | $160,000 | $435,000 | $52,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 39,597 | $8,769,665,000 | $221,000 | $2,435,000 | $102,000 | $2,296,000 |
| Loan Purchased By The Institution | 13,265 | $2,491,275,000 | $187,000 | $925,000 | $92,000 | $1,932,000 |
| Application Withdrawn By Applicant | 10,569 | $2,304,115,000 | $218,000 | $2,805,000 | $103,000 | $4,235,000 |
| Application Denied By Financial Institution | 2,045 | $402,345,000 | $196,000 | $1,685,000 | $76,000 | $1,137,000 |
| File Closed For Incompleteness | 187 | $43,315,000 | $231,000 | $915,000 | $115,000 | $839,000 |
| Application Approved But Not Accepted | 174 | $34,530,000 | $198,000 | $585,000 | $90,000 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 63,792 | $13,642,900,000 | $213,000 | $2,805,000 | $100,000 | $4,235,000 |
| Debt-To-Income Ratio | 914 | $183,680,000 | $200,000 | $1,685,000 | $59,000 | $379,000 |
| Credit History | 479 | $91,505,000 | $191,000 | $755,000 | $89,000 | $555,000 |
| Collateral | 227 | $43,545,000 | $191,000 | $1,085,000 | $97,000 | $693,000 |
| Unverifiable Information | 110 | $23,730,000 | $215,000 | $765,000 | $96,000 | $1,137,000 |
| Employment History | 106 | $19,470,000 | $183,000 | $1,105,000 | $62,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 72 | $12,560,000 | $174,000 | $485,000 | $75,000 | $292,000 |
| Mortgage Insurance Denied | 59 | $11,965,000 | $202,000 | $485,000 | $95,000 | $370,000 |
| Other | 43 | $8,565,000 | $199,000 | $515,000 | $120,000 | $976,000 |
| Credit Application Incomplete | 35 | $7,325,000 | $209,000 | $905,000 | $114,000 | $516,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.