Geneva Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Geneva Financial, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Geneva Financial, Llc
1018 E. Guadalupe Road
Oro Valley, AZ 85283
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,862
Total Mortgage Loan Application Amount $452,373,000
Average Mortgage Loan Application Amount $234,666
Highest Mortgage Loan Application Amount $1,272,000
Average Applicant Income $91,666
Highest Applicant Income $1,786,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Geneva Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Geneva Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Geneva Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Geneva Financial, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Geneva Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Geneva Financial, Llc's mortgage activity for 2016.

Mortgage Loan Application Totals for Geneva Financial, Llc by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 487 $ 112,425,000 $ 230,000 $ 103,000
Clark County Nevada 220 $ 51,556,000 $ 234,000 $ 88,000
Multnomah County Oregon 58 $ 14,432,000 $ 248,000 $ 91,000
Polk County Florida 55 $ 9,104,000 $ 165,000 $ 78,000
Clackamas County Oregon 46 $ 14,497,000 $ 315,000 $ 91,000
San Diego County California 44 $ 16,333,000 $ 371,000 $ 109,000
King County Washington 43 $ 15,936,000 $ 370,000 $ 135,000
Pinal County Arizona 38 $ 5,850,000 $ 153,000 $ 71,000
Santa Barbara County California 38 $ 11,583,000 $ 304,000 $ 96,000
Pima County Arizona 31 $ 6,996,000 $ 225,000 $ 109,000
Canyon County Idaho 28 $ 4,879,000 $ 174,000 $ 63,000
Cook County Illinois 27 $ 5,294,000 $ 196,000 $ 76,000
Dallas County Texas 24 $ 3,939,000 $ 164,000 $ 74,000
Jefferson County Indiana 23 $ 2,542,000 $ 110,000 $ 60,000
Utah County Utah 22 $ 5,659,000 $ 257,000 $ 78,000
Los Angeles County California 21 $ 7,850,000 $ 373,000 $ 108,000
Washington County Oregon 20 $ 6,058,000 $ 302,000 $ 130,000
Clark County Washington 20 $ 5,005,000 $ 250,000 $ 88,000
Sacramento County California 19 $ 4,795,000 $ 252,000 $ 81,000
Snohomish County Washington 19 $ 5,340,000 $ 281,000 $ 98,000
San Bernardino County California 17 $ 5,458,000 $ 321,000 $ 109,000
Macomb County Michigan 17 $ 3,417,000 $ 201,000 $ 112,000
Harris County Texas 16 $ 3,347,000 $ 209,000 $ 100,000
Travis County Texas 16 $ 3,410,000 $ 213,000 $ 101,000
St. Lucie County Florida 15 $ 2,798,000 $ 186,000 $ 80,000
Ada County Idaho 15 $ 3,747,000 $ 249,000 $ 70,000
Montgomery County Texas 14 $ 2,457,000 $ 175,000 $ 77,000
Santa Clara County California 12 $ 5,909,000 $ 492,000 $ 160,000
Navajo County Arizona 11 $ 2,084,000 $ 189,000 $ 128,000
Shasta County California 11 $ 2,150,000 $ 195,000 $ 127,000
Ventura County California 11 $ 3,955,000 $ 359,000 $ 89,000
Contra Costa County California 10 $ 3,309,000 $ 330,000 $ 139,000
Placer County California 10 $ 3,177,000 $ 317,000 $ 63,000
Jefferson County Colorado 10 $ 2,676,000 $ 267,000 $ 77,000
Oakland County Michigan 10 $ 2,287,000 $ 228,000 $ 128,000
Collin County Texas 10 $ 2,085,000 $ 208,000 $ 87,000
Tarrant County Texas 10 $ 2,649,000 $ 264,000 $ 109,000
Catawba County North Carolina 9 $ 1,276,000 $ 141,000 $ 67,000
Williamson County Texas 9 $ 1,849,000 $ 205,000 $ 159,000
Alameda County California 8 $ 3,641,000 $ 455,000 $ 105,000
Riverside County California 8 $ 2,242,000 $ 280,000 $ 76,000
San Luis Obispo County California 8 $ 2,764,000 $ 345,000 $ 102,000
Stanislaus County California 8 $ 1,832,000 $ 229,000 $ 108,000
Hillsborough County Florida 8 $ 1,470,000 $ 183,000 $ 55,000
Mohave County Arizona 7 $ 1,175,000 $ 167,000 $ 69,000
Yavapai County Arizona 6 $ 1,704,000 $ 284,000 $ 104,000
Broward County Florida 6 $ 1,499,000 $ 249,000 $ 95,000
Orange County Florida 6 $ 1,361,000 $ 226,000 $ 83,000
Salt Lake County Utah 6 $ 1,535,000 $ 255,000 $ 73,000
Kitsap County Washington 6 $ 1,696,000 $ 282,000 $ 100,000
Pierce County Washington 6 $ 1,759,000 $ 293,000 $ 87,000
Cochise County Arizona 5 $ 667,000 $ 133,000 $ 85,000
Orange County California 5 $ 1,550,000 $ 310,000 $ 78,000
Douglas County Colorado 5 $ 2,376,000 $ 475,000 $ 188,000
Wake County North Carolina 5 $ 1,174,000 $ 234,000 $ 83,000
Yamhill County Oregon 5 $ 1,327,000 $ 265,000 $ 88,000
Skagit County Washington 5 $ 1,346,000 $ 269,000 $ 106,000
Coconino County Arizona 4 $ 1,042,000 $ 260,000 $ 125,000
Napa County California 4 $ 1,579,000 $ 394,000 $ 161,000
San Joaquin County California 4 $ 1,237,000 $ 309,000 $ 88,000
Arapahoe County Colorado 4 $ 964,000 $ 241,000 $ 120,000
Palm Beach County Florida 4 $ 1,049,000 $ 262,000 $ 154,000
Pinellas County Florida 4 $ 894,000 $ 223,000 $ 83,000
Forsyth County Georgia 4 $ 1,331,000 $ 332,000 $ 136,000
Mecklenburg County North Carolina 4 $ 1,188,000 $ 297,000 $ 92,000
Bell County Texas 4 $ 652,000 $ 163,000 $ 108,000
Denton County Texas 4 $ 870,000 $ 217,000 $ 86,000
Hays County Texas 4 $ 970,000 $ 242,000 $ 83,000
Apache County Arizona 3 $ 356,000 $ 118,000 $ 65,000
Gila County Arizona 3 $ 519,000 $ 173,000 $ 82,000
Kern County California 3 $ 821,000 $ 273,000 $ 98,000
Custer County Colorado 3 $ 918,000 $ 306,000 $ 88,000
Larimer County Colorado 3 $ 613,000 $ 204,000 $ 56,000
Lake County Florida 3 $ 643,000 $ 214,000 $ 114,000
Lee County Florida 3 $ 462,000 $ 154,000 $ 43,000
Fulton County Georgia 3 $ 784,000 $ 261,000 $ 86,000
Will County Illinois 3 $ 522,000 $ 174,000 $ 68,000
Ohio County Indiana 3 $ 437,000 $ 145,000 $ 77,000
Marion County Oregon 3 $ 763,000 $ 254,000 $ 73,000
Bexar County Texas 3 $ 226,000 $ 75,000 $ 104,000
Milam County Texas 3 $ 553,000 $ 184,000 $ 80,000
Cache County Utah 3 $ 689,000 $ 229,000 $ 104,000
Graham County Arizona 2 $ 340,000 $ 170,000 $ 86,000
Fresno County California 2 $ 336,000 $ 168,000 $ 98,000
Marin County California 2 $ 791,000 $ 395,000 $ 141,000
Merced County California 2 $ 685,000 $ 342,000 $ 142,000
Sonoma County California 2 $ 926,000 $ 463,000 $ 103,000
Tehama County California 2 $ 580,000 $ 290,000 $ 54,000
Denver County Colorado 2 $ 379,000 $ 189,000 $ 85,000
Duval County Florida 2 $ 282,000 $ 141,000 $ 86,000
Indian River County Florida 2 $ 545,000 $ 272,000 $ 92,000
Seminole County Florida 2 $ 488,000 $ 244,000 $ 96,000
Gwinnett County Georgia 2 $ 611,000 $ 305,000 $ 194,000
Spalding County Georgia 2 $ 206,000 $ 103,000 $ 34,000
Bannock County Idaho 2 $ 364,000 $ 182,000 $ 250,000
Boise County Idaho 2 $ 566,000 $ 283,000 $ 157,000
Kane County Illinois 2 $ 422,000 $ 211,000 $ 42,000
Dearborn County Indiana 2 $ 410,000 $ 205,000 $ 73,000
Jennings County Indiana 2 $ 218,000 $ 109,000 $ 62,000
Johnson County Indiana 2 $ 249,000 $ 124,000 $ 79,000
Switzerland County Indiana 2 $ 181,000 $ 90,000 $ 33,000
Baltimore County Maryland 2 $ 366,000 $ 183,000 $ 31,000
Lapeer County Michigan 2 $ 415,000 $ 207,000 $ 74,000
Bernalillo County New Mexico 2 $ 319,000 $ 159,000 $ 109,000
Gaston County North Carolina 2 $ 386,000 $ 193,000 $ 47,000
Johnston County North Carolina 2 $ 343,000 $ 171,000 $ 39,000
Columbia County Oregon 2 $ 491,000 $ 245,000 $ 38,000
Polk County Texas 2 $ 354,000 $ 177,000 $ 96,000
Island County Washington 2 $ 571,000 $ 285,000 $ 82,000
Spokane County Washington 2 $ 404,000 $ 202,000 $ 83,000
El Dorado County California 1 $ 102,000 $ 102,000 $ 29,000
Imperial County California 1 $ 157,000 $ 157,000 $ 103,000
Kings County California 1 $ 380,000 $ 380,000 $ 219,000
Lake County California 1 $ 207,000 $ 207,000 $ 78,000
Lassen County California 1 $ 174,000 $ 174,000 $ 69,000
Nevada County California 1 $ 417,000 $ 417,000 $ 0
San Benito County California 1 $ 404,000 $ 404,000 $ 95,000
Solano County California 1 $ 199,000 $ 199,000 $ 0
Yolo County California 1 $ 272,000 $ 272,000 $ 56,000
Adams County Colorado 1 $ 184,000 $ 184,000 $ 73,000
Boulder County Colorado 1 $ 165,000 $ 165,000 $ 105,000
Grand County Colorado 1 $ 170,000 $ 170,000 $ 96,000
Weld County Colorado 1 $ 326,000 $ 326,000 $ 90,000
Sussex County Delaware 1 $ 315,000 $ 315,000 $ 95,000
Marion County Florida 1 $ 57,000 $ 57,000 $ 12,000
Martin County Florida 1 $ 295,000 $ 295,000 $ 59,000
Okeechobee County Florida 1 $ 135,000 $ 135,000 $ 45,000
Osceola County Florida 1 $ 148,000 $ 148,000 $ 31,000
Pasco County Florida 1 $ 216,000 $ 216,000 $ 49,000
St. Johns County Florida 1 $ 157,000 $ 157,000 $ 47,000
Bibb County Georgia 1 $ 149,000 $ 149,000 $ 90,000
Cherokee County Georgia 1 $ 375,000 $ 375,000 $ 240,000
Clarke County Georgia 1 $ 128,000 $ 128,000 $ 0
Cobb County Georgia 1 $ 173,000 $ 173,000 $ 114,000
DeKalb County Georgia 1 $ 77,000 $ 77,000 $ 31,000
Hall County Georgia 1 $ 220,000 $ 220,000 $ 100,000
Lumpkin County Georgia 1 $ 186,000 $ 186,000 $ 46,000
Paulding County Georgia 1 $ 125,000 $ 125,000 $ 43,000
Walton County Georgia 1 $ 164,000 $ 164,000 $ 0
Bonneville County Idaho 1 $ 151,000 $ 151,000 $ 101,000
Cassia County Idaho 1 $ 160,000 $ 160,000 $ 69,000
Kootenai County Idaho 1 $ 417,000 $ 417,000 $ 166,000
Twin Falls County Idaho 1 $ 185,000 $ 185,000 $ 70,000
DuPage County Illinois 1 $ 281,000 $ 281,000 $ 0
Lake County Illinois 1 $ 290,000 $ 290,000 $ 103,000
Clark County Indiana 1 $ 135,000 $ 135,000 $ 51,000
Marion County Indiana 1 $ 218,000 $ 218,000 $ 76,000
Morgan County Indiana 1 $ 468,000 $ 468,000 $ 115,000
Ogemaw County Michigan 1 $ 137,000 $ 137,000 $ 36,000
Jefferson County Montana 1 $ 417,000 $ 417,000 $ 90,000
Churchill County Nevada 1 $ 137,000 $ 137,000 $ 0
Lyon County Nevada 1 $ 153,000 $ 153,000 $ 80,000
Nye County Nevada 1 $ 204,000 $ 204,000 $ 33,000
Washoe County Nevada 1 $ 375,000 $ 375,000 $ 118,000
Monmouth County New Jersey 1 $ 420,000 $ 420,000 $ 102,000
San Juan County New Mexico 1 $ 134,000 $ 134,000 $ 92,000
Sandoval County New Mexico 1 $ 148,000 $ 148,000 $ 43,000
Alexander County North Carolina 1 $ 95,000 $ 95,000 $ 30,000
Brunswick County North Carolina 1 $ 111,000 $ 111,000 $ 97,000
Buncombe County North Carolina 1 $ 415,000 $ 415,000 $ 331,000
Cabarrus County North Carolina 1 $ 306,000 $ 306,000 $ 74,000
Carteret County North Carolina 1 $ 319,000 $ 319,000 $ 102,000
Cumberland County North Carolina 1 $ 230,000 $ 230,000 $ 50,000
Durham County North Carolina 1 $ 290,000 $ 290,000 $ 0
Forsyth County North Carolina 1 $ 189,000 $ 189,000 $ 89,000
Granville County North Carolina 1 $ 189,000 $ 189,000 $ 74,000
Lee County North Carolina 1 $ 130,000 $ 130,000 $ 58,000
Lincoln County North Carolina 1 $ 200,000 $ 200,000 $ 95,000
Rowan County North Carolina 1 $ 255,000 $ 255,000 $ 72,000
Jackson County Oregon 1 $ 131,000 $ 131,000 $ 0
Jefferson County Oregon 1 $ 303,000 $ 303,000 $ 94,000
Lane County Oregon 1 $ 105,000 $ 105,000 $ 45,000
Polk County Oregon 1 $ 152,000 $ 152,000 $ 40,000
Monroe County Pennsylvania 1 $ 119,000 $ 119,000 $ 70,000
Atascosa County Texas 1 $ 139,000 $ 139,000 $ 161,000
Ellis County Texas 1 $ 382,000 $ 382,000 $ 141,000
Fort Bend County Texas 1 $ 135,000 $ 135,000 $ 130,000
Jefferson County Texas 1 $ 223,000 $ 223,000 $ 111,000
Kaufman County Texas 1 $ 328,000 $ 328,000 $ 74,000
Lubbock County Texas 1 $ 234,000 $ 234,000 $ 94,000
Van Zandt County Texas 1 $ 160,000 $ 160,000 $ 100,000
Walker County Texas 1 $ 236,000 $ 236,000 $ 50,000
Wood County Texas 1 $ 384,000 $ 384,000 $ 89,000
Davis County Utah 1 $ 194,000 $ 194,000 $ 134,000
Washington County Utah 1 $ 335,000 $ 335,000 $ 92,000
Weber County Utah 1 $ 260,000 $ 260,000 $ 145,000
Chelan County Washington 1 $ 158,000 $ 158,000 $ 36,000
Cowlitz County Washington 1 $ 202,000 $ 202,000 $ 100,000
Grays Harbor County Washington 1 $ 240,000 $ 240,000 $ 129,000
Jefferson County Washington 1 $ 247,000 $ 247,000 $ 83,000
Kittitas County Washington 1 $ 362,000 $ 362,000 $ 94,000
Lewis County Washington 1 $ 280,000 $ 280,000 $ 84,000
Mason County Washington 1 $ 163,000 $ 163,000 $ 54,000
Thurston County Washington 1 $ 279,000 $ 279,000 $ 95,000
Walla Walla County Washington 1 $ 121,000 $ 121,000 $ 69,000
Whitman County Washington 1 $ 211,000 $ 211,000 $ 68,000

Mortgage Loan Application Detail Totals for Geneva Financial, Llc in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 924 $217,754,000 $235,000 $1,218,000 $95,000 $1,786,000
Refinancing 888 $223,673,000 $251,000 $1,272,000 $96,000 $1,206,000
Home Improvement 50 $10,946,000 $218,000 $446,000 $84,000 $378,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,392 $340,337,000 $244,000 $1,272,000 $97,000 $1,786,000
Hispanic 229 $53,807,000 $234,000 $880,000 $90,000 $1,206,000
Black or African American 114 $26,325,000 $230,000 $626,000 $78,000 $264,000
Asian 109 $26,748,000 $245,000 $1,218,000 $97,000 $492,000
Native Hawaiin or Other Pacific Islander 13 $3,363,000 $258,000 $385,000 $96,000 $164,000
American Indian or Alaskan Native 5 $1,793,000 $358,000 $447,000 $137,000 $211,000
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,428 $349,544,000 $244,000 $1,272,000 $104,000 $1,786,000
VA-guaranteed (Veterans Administration) 259 $67,975,000 $262,000 $840,000 $70,000 $209,000
FHA-insured (Federal Housing Administration) 157 $31,995,000 $203,000 $814,000 $61,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,859,000 $158,000 $319,000 $69,000 $190,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,400 $339,951,000 $242,000 $880,000 $95,000 $1,206,000
Application Withdrawn By Applicant 407 $99,561,000 $244,000 $1,272,000 $101,000 $1,786,000
Application Approved But Not Accepted 32 $7,816,000 $244,000 $518,000 $80,000 $194,000
File Closed For Incompleteness 22 $4,828,000 $219,000 $920,000 $74,000 $169,000
Application Denied By Financial Institution 1 $217,000 $217,000 $217,000 $89,000 $89,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Geneva Financial, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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