Geneva Financial LLC Mortgage Lending & HMDA Data, 2016

In 2016, Geneva Financial LLC of Chandler, AZ reported 1,862 mortgage applications totaling $452.4 million, up 66% from 2015. The average application was for $242,950, and applicants reported an average income of $95,181. 75% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (525), Las Vegas-Henderson-Paradise, NV (220) and Portland-Vancouver-Hillsboro, OR-WA (151) (applications in parentheses).

Mortgage Company & Address Geneva Financial LLC
180 S Arizona Ave Ste 310
Chandler, AZ 85225
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 1,862
Total Mortgage Loan Application Amount $452,373,000
Average Mortgage Loan Application Amount $242,950
Highest Mortgage Loan Application Amount $1,272,000
Average Applicant Income $95,181
Highest Applicant Income $1,786,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Geneva Financial LLC by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 487 $ 112,425,000 $ 230,852 $ 103,000
Clark, Nevada 220 $ 51,556,000 $ 234,345 $ 88,000
Multnomah, Oregon 58 $ 14,432,000 $ 248,827 $ 91,000
Polk, Florida 55 $ 9,104,000 $ 165,527 $ 78,000
Clackamas, Oregon 46 $ 14,497,000 $ 315,152 $ 91,000
San Diego, California 44 $ 16,333,000 $ 371,204 $ 109,000
King, Washington 43 $ 15,936,000 $ 370,604 $ 135,000
Pinal, Arizona 38 $ 5,850,000 $ 153,947 $ 71,000
Santa Barbara, California 38 $ 11,583,000 $ 304,815 $ 96,000
Pima, Arizona 31 $ 6,996,000 $ 225,677 $ 109,000
Canyon, Idaho 28 $ 4,879,000 $ 174,250 $ 63,000
Cook, Illinois 27 $ 5,294,000 $ 196,074 $ 76,000
Dallas, Texas 24 $ 3,939,000 $ 164,125 $ 74,000
Jefferson, Indiana 23 $ 2,542,000 $ 110,521 $ 60,000
Utah, Utah 22 $ 5,659,000 $ 257,227 $ 78,000
Los Angeles, California 21 $ 7,850,000 $ 373,809 $ 108,000
Washington, Oregon 20 $ 6,058,000 $ 302,900 $ 130,000
Clark, Washington 20 $ 5,005,000 $ 250,250 $ 88,000
Sacramento, California 19 $ 4,795,000 $ 252,368 $ 81,000
Snohomish, Washington 19 $ 5,340,000 $ 281,052 $ 98,000
San Bernardino, California 17 $ 5,458,000 $ 321,058 $ 109,000
Macomb, Michigan 17 $ 3,417,000 $ 201,000 $ 112,000
Harris, Texas 16 $ 3,347,000 $ 209,187 $ 100,000
Travis, Texas 16 $ 3,410,000 $ 213,125 $ 101,000
St. Lucie, Florida 15 $ 2,798,000 $ 186,533 $ 80,000
Ada, Idaho 15 $ 3,747,000 $ 249,800 $ 70,000
Montgomery, Texas 14 $ 2,457,000 $ 175,500 $ 77,000
Santa Clara, California 12 $ 5,909,000 $ 492,416 $ 160,000
Navajo, Arizona 11 $ 2,084,000 $ 189,454 $ 128,000
Shasta, California 11 $ 2,150,000 $ 195,454 $ 127,000
Ventura, California 11 $ 3,955,000 $ 359,545 $ 89,000
Contra Costa, California 10 $ 3,309,000 $ 330,900 $ 139,000
Placer, California 10 $ 3,177,000 $ 317,700 $ 63,000
Jefferson, Colorado 10 $ 2,676,000 $ 267,600 $ 77,000
Oakland, Michigan 10 $ 2,287,000 $ 228,700 $ 128,000
Collin, Texas 10 $ 2,085,000 $ 208,500 $ 87,000
Tarrant, Texas 10 $ 2,649,000 $ 264,900 $ 109,000
Catawba, North Carolina 9 $ 1,276,000 $ 141,777 $ 67,000
Williamson, Texas 9 $ 1,849,000 $ 205,444 $ 159,000
Alameda, California 8 $ 3,641,000 $ 455,125 $ 105,000
Riverside, California 8 $ 2,242,000 $ 280,250 $ 76,000
San Luis Obispo, California 8 $ 2,764,000 $ 345,500 $ 102,000
Stanislaus, California 8 $ 1,832,000 $ 229,000 $ 108,000
Hillsborough, Florida 8 $ 1,470,000 $ 183,750 $ 55,000
Mohave, Arizona 7 $ 1,175,000 $ 167,857 $ 69,000
Yavapai, Arizona 6 $ 1,704,000 $ 284,000 $ 104,000
Broward, Florida 6 $ 1,499,000 $ 249,833 $ 95,000
Orange, Florida 6 $ 1,361,000 $ 226,833 $ 83,000
Salt Lake, Utah 6 $ 1,535,000 $ 255,833 $ 73,000
Kitsap, Washington 6 $ 1,696,000 $ 282,666 $ 100,000
Pierce, Washington 6 $ 1,759,000 $ 293,166 $ 87,000
Cochise, Arizona 5 $ 667,000 $ 133,400 $ 85,000
Orange, California 5 $ 1,550,000 $ 310,000 $ 78,000
Douglas, Colorado 5 $ 2,376,000 $ 475,200 $ 188,000
Wake, North Carolina 5 $ 1,174,000 $ 234,800 $ 83,000
Yamhill, Oregon 5 $ 1,327,000 $ 265,400 $ 88,000
Skagit, Washington 5 $ 1,346,000 $ 269,200 $ 106,000
Coconino, Arizona 4 $ 1,042,000 $ 260,500 $ 125,000
Napa, California 4 $ 1,579,000 $ 394,750 $ 161,000
San Joaquin, California 4 $ 1,237,000 $ 309,250 $ 88,000
Arapahoe, Colorado 4 $ 964,000 $ 241,000 $ 120,000
Palm Beach, Florida 4 $ 1,049,000 $ 262,250 $ 154,000
Pinellas, Florida 4 $ 894,000 $ 223,500 $ 83,000
Forsyth, Georgia 4 $ 1,331,000 $ 332,750 $ 136,000
Mecklenburg, North Carolina 4 $ 1,188,000 $ 297,000 $ 92,000
Bell, Texas 4 $ 652,000 $ 163,000 $ 108,000
Denton, Texas 4 $ 870,000 $ 217,500 $ 86,000
Hays, Texas 4 $ 970,000 $ 242,500 $ 83,000
Apache, Arizona 3 $ 356,000 $ 118,666 $ 65,000
Gila, Arizona 3 $ 519,000 $ 173,000 $ 82,000
Kern, California 3 $ 821,000 $ 273,666 $ 98,000
Custer, Colorado 3 $ 918,000 $ 306,000 $ 88,000
Larimer, Colorado 3 $ 613,000 $ 204,333 $ 56,000
Lake, Florida 3 $ 643,000 $ 214,333 $ 114,000
Lee, Florida 3 $ 462,000 $ 154,000 $ 43,000
Fulton, Georgia 3 $ 784,000 $ 261,333 $ 86,000
Will, Illinois 3 $ 522,000 $ 174,000 $ 68,000
Ohio, Indiana 3 $ 437,000 $ 145,666 $ 77,000
Marion, Oregon 3 $ 763,000 $ 254,333 $ 73,000
Bexar, Texas 3 $ 226,000 $ 75,333 $ 104,000
Milam, Texas 3 $ 553,000 $ 184,333 $ 80,000
Cache, Utah 3 $ 689,000 $ 229,666 $ 104,000
Graham, Arizona 2 $ 340,000 $ 170,000 $ 86,000
Fresno, California 2 $ 336,000 $ 168,000 $ 98,000
Marin, California 2 $ 791,000 $ 395,500 $ 141,000
Merced, California 2 $ 685,000 $ 342,500 $ 142,000
Sonoma, California 2 $ 926,000 $ 463,000 $ 103,000
Tehama, California 2 $ 580,000 $ 290,000 $ 54,000
Denver, Colorado 2 $ 379,000 $ 189,500 $ 85,000
Duval, Florida 2 $ 282,000 $ 141,000 $ 86,000
Indian River, Florida 2 $ 545,000 $ 272,500 $ 92,000
Seminole, Florida 2 $ 488,000 $ 244,000 $ 96,000
Gwinnett, Georgia 2 $ 611,000 $ 305,500 $ 194,000
Spalding, Georgia 2 $ 206,000 $ 103,000 $ 34,000
Bannock, Idaho 2 $ 364,000 $ 182,000 $ 250,000
Boise, Idaho 2 $ 566,000 $ 283,000 $ 157,000
Kane, Illinois 2 $ 422,000 $ 211,000 $ 42,000
Dearborn, Indiana 2 $ 410,000 $ 205,000 $ 73,000
Jennings, Indiana 2 $ 218,000 $ 109,000 $ 62,000
Johnson, Indiana 2 $ 249,000 $ 124,500 $ 79,000
Switzerland, Indiana 2 $ 181,000 $ 90,500 $ 33,000
Baltimore, Maryland 2 $ 366,000 $ 183,000 $ 31,000
Lapeer, Michigan 2 $ 415,000 $ 207,500 $ 74,000
Bernalillo, New Mexico 2 $ 319,000 $ 159,500 $ 109,000
Gaston, North Carolina 2 $ 386,000 $ 193,000 $ 47,000
Johnston, North Carolina 2 $ 343,000 $ 171,500 $ 39,000
Columbia, Oregon 2 $ 491,000 $ 245,500 $ 38,000
Polk, Texas 2 $ 354,000 $ 177,000 $ 96,000
Island, Washington 2 $ 571,000 $ 285,500 $ 82,000
Spokane, Washington 2 $ 404,000 $ 202,000 $ 83,000
El Dorado, California 1 $ 102,000 $ 102,000 $ 29,000
Imperial, California 1 $ 157,000 $ 157,000 $ 103,000
Kings, California 1 $ 380,000 $ 380,000 $ 219,000
Lake, California 1 $ 207,000 $ 207,000 $ 78,000
Lassen, California 1 $ 174,000 $ 174,000 $ 69,000
Nevada, California 1 $ 417,000 $ 417,000 $ 0
San Benito, California 1 $ 404,000 $ 404,000 $ 95,000
Solano, California 1 $ 199,000 $ 199,000 $ 0
Yolo, California 1 $ 272,000 $ 272,000 $ 56,000
Adams, Colorado 1 $ 184,000 $ 184,000 $ 73,000
Boulder, Colorado 1 $ 165,000 $ 165,000 $ 105,000
Grand, Colorado 1 $ 170,000 $ 170,000 $ 96,000
Weld, Colorado 1 $ 326,000 $ 326,000 $ 90,000
Sussex, Delaware 1 $ 315,000 $ 315,000 $ 95,000
Marion, Florida 1 $ 57,000 $ 57,000 $ 12,000
Martin, Florida 1 $ 295,000 $ 295,000 $ 59,000
Okeechobee, Florida 1 $ 135,000 $ 135,000 $ 45,000
Osceola, Florida 1 $ 148,000 $ 148,000 $ 31,000
Pasco, Florida 1 $ 216,000 $ 216,000 $ 49,000
St. Johns, Florida 1 $ 157,000 $ 157,000 $ 47,000
Bibb, Georgia 1 $ 149,000 $ 149,000 $ 90,000
Cherokee, Georgia 1 $ 375,000 $ 375,000 $ 240,000
Clarke, Georgia 1 $ 128,000 $ 128,000 $ 0
Cobb, Georgia 1 $ 173,000 $ 173,000 $ 114,000
DeKalb, Georgia 1 $ 77,000 $ 77,000 $ 31,000
Hall, Georgia 1 $ 220,000 $ 220,000 $ 100,000
Lumpkin, Georgia 1 $ 186,000 $ 186,000 $ 46,000
Paulding, Georgia 1 $ 125,000 $ 125,000 $ 43,000
Walton, Georgia 1 $ 164,000 $ 164,000 $ 0
Bonneville, Idaho 1 $ 151,000 $ 151,000 $ 101,000
Cassia, Idaho 1 $ 160,000 $ 160,000 $ 69,000
Kootenai, Idaho 1 $ 417,000 $ 417,000 $ 166,000
Twin Falls, Idaho 1 $ 185,000 $ 185,000 $ 70,000
DuPage, Illinois 1 $ 281,000 $ 281,000 $ 0
Lake, Illinois 1 $ 290,000 $ 290,000 $ 103,000
Clark, Indiana 1 $ 135,000 $ 135,000 $ 51,000
Marion, Indiana 1 $ 218,000 $ 218,000 $ 76,000
Morgan, Indiana 1 $ 468,000 $ 468,000 $ 115,000
Ogemaw, Michigan 1 $ 137,000 $ 137,000 $ 36,000
Jefferson, Montana 1 $ 417,000 $ 417,000 $ 90,000
Churchill, Nevada 1 $ 137,000 $ 137,000 $ 0
Lyon, Nevada 1 $ 153,000 $ 153,000 $ 80,000
Nye, Nevada 1 $ 204,000 $ 204,000 $ 33,000
Washoe, Nevada 1 $ 375,000 $ 375,000 $ 118,000
Monmouth, New Jersey 1 $ 420,000 $ 420,000 $ 102,000
San Juan, New Mexico 1 $ 134,000 $ 134,000 $ 92,000
Sandoval, New Mexico 1 $ 148,000 $ 148,000 $ 43,000
Alexander, North Carolina 1 $ 95,000 $ 95,000 $ 30,000
Brunswick, North Carolina 1 $ 111,000 $ 111,000 $ 97,000
Buncombe, North Carolina 1 $ 415,000 $ 415,000 $ 331,000
Cabarrus, North Carolina 1 $ 306,000 $ 306,000 $ 74,000
Carteret, North Carolina 1 $ 319,000 $ 319,000 $ 102,000
Cumberland, North Carolina 1 $ 230,000 $ 230,000 $ 50,000
Durham, North Carolina 1 $ 290,000 $ 290,000 $ 0
Forsyth, North Carolina 1 $ 189,000 $ 189,000 $ 89,000
Granville, North Carolina 1 $ 189,000 $ 189,000 $ 74,000
Lee, North Carolina 1 $ 130,000 $ 130,000 $ 58,000
Lincoln, North Carolina 1 $ 200,000 $ 200,000 $ 95,000
Rowan, North Carolina 1 $ 255,000 $ 255,000 $ 72,000
Jackson, Oregon 1 $ 131,000 $ 131,000 $ 0
Jefferson, Oregon 1 $ 303,000 $ 303,000 $ 94,000
Lane, Oregon 1 $ 105,000 $ 105,000 $ 45,000
Polk, Oregon 1 $ 152,000 $ 152,000 $ 40,000
Monroe, Pennsylvania 1 $ 119,000 $ 119,000 $ 70,000
Atascosa, Texas 1 $ 139,000 $ 139,000 $ 161,000
Ellis, Texas 1 $ 382,000 $ 382,000 $ 141,000
Fort Bend, Texas 1 $ 135,000 $ 135,000 $ 130,000
Jefferson, Texas 1 $ 223,000 $ 223,000 $ 111,000
Kaufman, Texas 1 $ 328,000 $ 328,000 $ 74,000
Lubbock, Texas 1 $ 234,000 $ 234,000 $ 94,000
Van Zandt, Texas 1 $ 160,000 $ 160,000 $ 100,000
Walker, Texas 1 $ 236,000 $ 236,000 $ 50,000
Wood, Texas 1 $ 384,000 $ 384,000 $ 89,000
Davis, Utah 1 $ 194,000 $ 194,000 $ 134,000
Washington, Utah 1 $ 335,000 $ 335,000 $ 92,000
Weber, Utah 1 $ 260,000 $ 260,000 $ 145,000
Chelan, Washington 1 $ 158,000 $ 158,000 $ 36,000
Cowlitz, Washington 1 $ 202,000 $ 202,000 $ 100,000
Grays Harbor, Washington 1 $ 240,000 $ 240,000 $ 129,000
Jefferson, Washington 1 $ 247,000 $ 247,000 $ 83,000
Kittitas, Washington 1 $ 362,000 $ 362,000 $ 94,000
Lewis, Washington 1 $ 280,000 $ 280,000 $ 84,000
Mason, Washington 1 $ 163,000 $ 163,000 $ 54,000
Thurston, Washington 1 $ 279,000 $ 279,000 $ 95,000
Walla Walla, Washington 1 $ 121,000 $ 121,000 $ 69,000
Whitman, Washington 1 $ 211,000 $ 211,000 $ 68,000

Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 924 $217,754,000 $235,000 $1,218,000 $95,000 $1,786,000
Refinancing 888 $223,673,000 $251,000 $1,272,000 $96,000 $1,206,000
Home Improvement 50 $10,946,000 $218,000 $446,000 $84,000 $378,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,392 $340,337,000 $244,000 $1,272,000 $97,000 $1,786,000
Hispanic 229 $53,807,000 $234,000 $880,000 $90,000 $1,206,000
Black or African American 114 $26,325,000 $230,000 $626,000 $78,000 $264,000
Asian 109 $26,748,000 $245,000 $1,218,000 $97,000 $492,000
Native Hawaiin or Other Pacific Islander 13 $3,363,000 $258,000 $385,000 $96,000 $164,000
American Indian or Alaskan Native 5 $1,793,000 $358,000 $447,000 $137,000 $211,000
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,428 $349,544,000 $244,000 $1,272,000 $104,000 $1,786,000
VA-guaranteed (Veterans Administration) 259 $67,975,000 $262,000 $840,000 $70,000 $209,000
FHA-insured (Federal Housing Administration) 157 $31,995,000 $203,000 $814,000 $61,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,859,000 $158,000 $319,000 $69,000 $190,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,400 $339,951,000 $242,000 $880,000 $95,000 $1,206,000
Application Withdrawn By Applicant 407 $99,561,000 $244,000 $1,272,000 $101,000 $1,786,000
Application Approved But Not Accepted 32 $7,816,000 $244,000 $518,000 $80,000 $194,000
File Closed For Incompleteness 22 $4,828,000 $219,000 $920,000 $74,000 $169,000
Application Denied By Financial Institution 1 $217,000 $217,000 $217,000 $89,000 $89,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Geneva Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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