Geneva Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Geneva Financial, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Geneva Financial, Llc 1018 E. Guadalupe Road Oro Valley, AZ 85283 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,862 |
| Total Mortgage Loan Application Amount | $452,373,000 |
| Average Mortgage Loan Application Amount | $234,666 |
| Highest Mortgage Loan Application Amount | $1,272,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $1,786,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Geneva Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Geneva Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Geneva Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Geneva Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Geneva Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Geneva Financial, Llc's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 525 | $ 118,275,000 | $ 225,000 | $ 101,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 220 | $ 51,556,000 | $ 234,000 | $ 88,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 151 | $ 41,810,000 | $ 265,000 | $ 92,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 62 | $ 21,276,000 | $ 343,000 | $ 124,000 |
| LAKELAND-WINTER HAVEN, FL | 55 | $ 9,104,000 | $ 165,000 | $ 78,000 |
| BOISE CITY, ID | 45 | $ 9,192,000 | $ 204,000 | $ 69,000 |
| SAN DIEGO-CARLSBAD, CA | 44 | $ 16,333,000 | $ 371,000 | $ 109,000 |
| DALLAS-PLANO-IRVING, TX | 40 | $ 7,604,000 | $ 190,000 | $ 80,000 |
| SANTA MARIA-SANTA BARBARA, CA | 38 | $ 11,583,000 | $ 304,000 | $ 96,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 31 | $ 6,097,000 | $ 196,000 | $ 73,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 31 | $ 5,939,000 | $ 191,000 | $ 90,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 31 | $ 8,346,000 | $ 269,000 | $ 72,000 |
| TUCSON, AZ | 31 | $ 6,996,000 | $ 225,000 | $ 109,000 |
| AUSTIN-ROUND ROCK, TX | 29 | $ 6,229,000 | $ 214,000 | $ 117,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 29 | $ 6,119,000 | $ 211,000 | $ 115,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 25 | $ 7,700,000 | $ 308,000 | $ 98,000 |
| DENVER-AURORA-LAKEWOOD, CO | 22 | $ 6,579,000 | $ 299,000 | $ 111,000 |
| PROVO-OREM, UT | 22 | $ 5,659,000 | $ 257,000 | $ 78,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 21 | $ 7,850,000 | $ 373,000 | $ 108,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 18 | $ 6,950,000 | $ 386,000 | $ 124,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 16 | $ 3,846,000 | $ 240,000 | $ 105,000 |
| PORT ST. LUCIE, FL | 16 | $ 3,093,000 | $ 193,000 | $ 79,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 13 | $ 6,313,000 | $ 485,000 | $ 155,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 13 | $ 2,580,000 | $ 198,000 | $ 63,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 12 | $ 2,640,000 | $ 220,000 | $ 88,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 11 | $ 3,955,000 | $ 359,000 | $ 89,000 |
| REDDING, CA | 11 | $ 2,150,000 | $ 195,000 | $ 127,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 2,649,000 | $ 264,000 | $ 109,000 |
| HICKORY-LENOIR-MORGANTON, NC | 10 | $ 1,371,000 | $ 137,000 | $ 63,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 2,335,000 | $ 259,000 | $ 78,000 |
| MODESTO, CA | 8 | $ 1,832,000 | $ 229,000 | $ 108,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 8 | $ 2,764,000 | $ 345,000 | $ 102,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 1,175,000 | $ 167,000 | $ 69,000 |
| RALEIGH, NC | 7 | $ 1,517,000 | $ 216,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 1,696,000 | $ 282,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 1,499,000 | $ 249,000 | $ 95,000 |
| PRESCOTT, AZ | 6 | $ 1,704,000 | $ 284,000 | $ 104,000 |
| SALT LAKE CITY, UT | 6 | $ 1,535,000 | $ 255,000 | $ 73,000 |
| TACOMA-LAKEWOOD, WA | 6 | $ 1,759,000 | $ 293,000 | $ 87,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5 | $ 1,550,000 | $ 310,000 | $ 78,000 |
| CINCINNATI, OH-KY-IN | 5 | $ 847,000 | $ 169,000 | $ 75,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,346,000 | $ 269,000 | $ 106,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 667,000 | $ 133,000 | $ 85,000 |
| FLAGSTAFF, AZ | 4 | $ 1,042,000 | $ 260,000 | $ 125,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4 | $ 935,000 | $ 233,000 | $ 87,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 652,000 | $ 163,000 | $ 108,000 |
| NAPA, CA | 4 | $ 1,579,000 | $ 394,000 | $ 161,000 |
| SALEM, OR | 4 | $ 915,000 | $ 228,000 | $ 64,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 365,000 | $ 91,000 | $ 118,000 |
| STOCKTON-LODI, CA | 4 | $ 1,237,000 | $ 309,000 | $ 88,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 1,049,000 | $ 262,000 | $ 154,000 |
| ALBUQUERQUE, NM | 3 | $ 467,000 | $ 155,000 | $ 87,000 |
| BAKERSFIELD, CA | 3 | $ 821,000 | $ 273,000 | $ 98,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 462,000 | $ 154,000 | $ 43,000 |
| FORT COLLINS, CO | 3 | $ 613,000 | $ 204,000 | $ 56,000 |
| JACKSONVILLE, FL | 3 | $ 439,000 | $ 146,000 | $ 73,000 |
| LOGAN, UT-ID | 3 | $ 689,000 | $ 229,000 | $ 104,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2 | $ 366,000 | $ 183,000 | $ 31,000 |
| ELGIN, IL | 2 | $ 422,000 | $ 211,000 | $ 42,000 |
| FRESNO, CA | 2 | $ 336,000 | $ 168,000 | $ 98,000 |
| MERCED, CA | 2 | $ 685,000 | $ 342,000 | $ 142,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 454,000 | $ 227,000 | $ 139,000 |
| POCATELLO, ID | 2 | $ 364,000 | $ 182,000 | $ 250,000 |
| SAN RAFAEL, CA | 2 | $ 791,000 | $ 395,000 | $ 141,000 |
| SANTA ROSA, CA | 2 | $ 926,000 | $ 463,000 | $ 103,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 545,000 | $ 272,000 | $ 92,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 404,000 | $ 202,000 | $ 83,000 |
| ASHEVILLE, NC | 1 | $ 415,000 | $ 415,000 | $ 331,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 128,000 | $ 128,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 223,000 | $ 223,000 | $ 111,000 |
| BOULDER, CO | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| COEUR D'ALENE, ID | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 290,000 | $ 290,000 | $ 0 |
| EAST STROUDSBURG, PA | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| EL CENTRO, CA | 1 | $ 157,000 | $ 157,000 | $ 103,000 |
| EUGENE, OR | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| FARMINGTON, NM | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
| FAYETTEVILLE, NC | 1 | $ 230,000 | $ 230,000 | $ 50,000 |
| GAINESVILLE, GA | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| GREELEY, CO | 1 | $ 326,000 | $ 326,000 | $ 90,000 |
| HANFORD-CORCORAN, CA | 1 | $ 380,000 | $ 380,000 | $ 219,000 |
| IDAHO FALLS, ID | 1 | $ 151,000 | $ 151,000 | $ 101,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 290,000 | $ 290,000 | $ 103,000 |
| LONGVIEW, WA | 1 | $ 202,000 | $ 202,000 | $ 100,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| LUBBOCK, TX | 1 | $ 234,000 | $ 234,000 | $ 94,000 |
| MACON, GA | 1 | $ 149,000 | $ 149,000 | $ 90,000 |
| MEDFORD, OR | 1 | $ 131,000 | $ 131,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 111,000 | $ 111,000 | $ 97,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 420,000 | $ 420,000 | $ 102,000 |
| OCALA, FL | 1 | $ 57,000 | $ 57,000 | $ 12,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 279,000 | $ 279,000 | $ 95,000 |
| RENO, NV | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| SALISBURY, MD-DE | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| ST. GEORGE, UT | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 199,000 | $ 199,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
| WENATCHEE, WA | 1 | $ 158,000 | $ 158,000 | $ 36,000 |
| WINSTON-SALEM, NC | 1 | $ 189,000 | $ 189,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Geneva Financial, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 924 | $217,754,000 | $235,000 | $1,218,000 | $95,000 | $1,786,000 |
| Refinancing | 888 | $223,673,000 | $251,000 | $1,272,000 | $96,000 | $1,206,000 |
| Home Improvement | 50 | $10,946,000 | $218,000 | $446,000 | $84,000 | $378,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,392 | $340,337,000 | $244,000 | $1,272,000 | $97,000 | $1,786,000 |
| Hispanic | 229 | $53,807,000 | $234,000 | $880,000 | $90,000 | $1,206,000 |
| Black or African American | 114 | $26,325,000 | $230,000 | $626,000 | $78,000 | $264,000 |
| Asian | 109 | $26,748,000 | $245,000 | $1,218,000 | $97,000 | $492,000 |
| Native Hawaiin or Other Pacific Islander | 13 | $3,363,000 | $258,000 | $385,000 | $96,000 | $164,000 |
| American Indian or Alaskan Native | 5 | $1,793,000 | $358,000 | $447,000 | $137,000 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,428 | $349,544,000 | $244,000 | $1,272,000 | $104,000 | $1,786,000 |
| VA-guaranteed (Veterans Administration) | 259 | $67,975,000 | $262,000 | $840,000 | $70,000 | $209,000 |
| FHA-insured (Federal Housing Administration) | 157 | $31,995,000 | $203,000 | $814,000 | $61,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,859,000 | $158,000 | $319,000 | $69,000 | $190,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,400 | $339,951,000 | $242,000 | $880,000 | $95,000 | $1,206,000 |
| Application Withdrawn By Applicant | 407 | $99,561,000 | $244,000 | $1,272,000 | $101,000 | $1,786,000 |
| Application Approved But Not Accepted | 32 | $7,816,000 | $244,000 | $518,000 | $80,000 | $194,000 |
| File Closed For Incompleteness | 22 | $4,828,000 | $219,000 | $920,000 | $74,000 | $169,000 |
| Application Denied By Financial Institution | 1 | $217,000 | $217,000 | $217,000 | $89,000 | $89,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.