Geneva Financial LLC Mortgage Lending & HMDA Data, 2016
In 2016, Geneva Financial LLC of Chandler, AZ reported 1,862 mortgage applications totaling $452.4 million, up 66% from 2015. The average application was for $242,950, and applicants reported an average income of $95,181. 75% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (525), Las Vegas-Henderson-Paradise, NV (220) and Portland-Vancouver-Hillsboro, OR-WA (151) (applications in parentheses).
| Mortgage Company & Address | Geneva Financial LLC 180 S Arizona Ave Ste 310 Chandler, AZ 85225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,862 |
| Total Mortgage Loan Application Amount | $452,373,000 |
| Average Mortgage Loan Application Amount | $242,950 |
| Highest Mortgage Loan Application Amount | $1,272,000 |
| Average Applicant Income | $95,181 |
| Highest Applicant Income | $1,786,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 525 | $ 118,275,000 | $ 225,285 | $ 101,000 |
| Las Vegas-Henderson-Paradise, NV | 220 | $ 51,556,000 | $ 234,345 | $ 88,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 151 | $ 41,810,000 | $ 276,887 | $ 94,940 |
| Seattle-Bellevue-Everett, WA | 62 | $ 21,276,000 | $ 343,161 | $ 124,000 |
| Lakeland-Winter Haven, FL | 55 | $ 9,104,000 | $ 165,527 | $ 78,000 |
| Boise City, ID | 45 | $ 9,192,000 | $ 204,266 | $ 69,000 |
| San Diego-Carlsbad, CA | 44 | $ 16,333,000 | $ 371,204 | $ 109,000 |
| Dallas-Plano-Irving, TX | 40 | $ 7,604,000 | $ 190,100 | $ 80,000 |
| Santa Maria-Santa Barbara, CA | 38 | $ 11,583,000 | $ 304,815 | $ 96,000 |
| Chicago-Naperville-Arlington Heights, IL | 31 | $ 6,097,000 | $ 196,677 | $ 73,000 |
| Houston-The Woodlands-Sugar Land, TX | 31 | $ 5,939,000 | $ 191,580 | $ 90,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 31 | $ 8,346,000 | $ 269,225 | $ 72,000 |
| Tucson, AZ | 31 | $ 6,996,000 | $ 225,677 | $ 109,000 |
| Austin-Round Rock, TX | 29 | $ 6,229,000 | $ 214,793 | $ 117,000 |
| Warren-Troy-Farmington Hills, MI | 29 | $ 6,119,000 | $ 211,000 | $ 115,000 |
| Riverside-San Bernardino-Ontario, CA | 25 | $ 7,700,000 | $ 308,000 | $ 98,000 |
| Denver-Aurora-Lakewood, CO | 22 | $ 6,579,000 | $ 299,045 | $ 111,000 |
| Provo-Orem, UT | 22 | $ 5,659,000 | $ 257,227 | $ 78,000 |
| Los Angeles-Long Beach-Glendale, CA | 21 | $ 7,850,000 | $ 373,809 | $ 108,000 |
| Oakland-Hayward-Berkeley, CA | 18 | $ 6,950,000 | $ 386,111 | $ 124,000 |
| Atlanta-Sandy Springs-Roswell, GA | 16 | $ 3,846,000 | $ 240,375 | $ 105,000 |
| Port St. Lucie, FL | 16 | $ 3,093,000 | $ 193,312 | $ 79,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 6,313,000 | $ 485,615 | $ 155,000 |
| Tampa-St. Petersburg-Clearwater, FL | 13 | $ 2,580,000 | $ 198,461 | $ 63,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 2,640,000 | $ 220,000 | $ 88,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 3,955,000 | $ 359,545 | $ 89,000 |
| Redding, CA | 11 | $ 2,150,000 | $ 195,454 | $ 127,000 |
| Fort Worth-Arlington, TX | 10 | $ 2,649,000 | $ 264,900 | $ 109,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 1,371,000 | $ 137,100 | $ 63,000 |
| Charlotte-Concord-Gastonia, NC-SC | 9 | $ 2,335,000 | $ 259,444 | $ 78,000 |
| Modesto, CA | 8 | $ 1,832,000 | $ 229,000 | $ 108,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 2,764,000 | $ 345,500 | $ 102,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,175,000 | $ 167,857 | $ 69,000 |
| Raleigh, NC | 7 | $ 1,517,000 | $ 216,714 | $ 70,000 |
| Bremerton-Silverdale, WA | 6 | $ 1,696,000 | $ 282,666 | $ 100,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 1,499,000 | $ 249,833 | $ 95,000 |
| Prescott, AZ | 6 | $ 1,704,000 | $ 284,000 | $ 104,000 |
| Salt Lake City, UT | 6 | $ 1,535,000 | $ 255,833 | $ 73,000 |
| Tacoma-Lakewood, WA | 6 | $ 1,759,000 | $ 293,166 | $ 87,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 1,550,000 | $ 310,000 | $ 78,000 |
| Cincinnati, OH-KY-IN | 5 | $ 847,000 | $ 169,400 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,346,000 | $ 269,200 | $ 106,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 667,000 | $ 133,400 | $ 85,000 |
| Flagstaff, AZ | 4 | $ 1,042,000 | $ 260,500 | $ 125,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 935,000 | $ 233,750 | $ 87,000 |
| Killeen-Temple, TX | 4 | $ 652,000 | $ 163,000 | $ 108,000 |
| Napa, CA | 4 | $ 1,579,000 | $ 394,750 | $ 161,000 |
| Salem, OR | 4 | $ 915,000 | $ 228,750 | $ 64,000 |
| San Antonio-New Braunfels, TX | 4 | $ 365,000 | $ 91,250 | $ 118,000 |
| Stockton-Lodi, CA | 4 | $ 1,237,000 | $ 309,250 | $ 88,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,049,000 | $ 262,250 | $ 154,000 |
| Albuquerque, NM | 3 | $ 467,000 | $ 155,666 | $ 87,000 |
| Bakersfield, CA | 3 | $ 821,000 | $ 273,666 | $ 98,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 462,000 | $ 154,000 | $ 43,000 |
| Fort Collins, CO | 3 | $ 613,000 | $ 204,333 | $ 56,000 |
| Jacksonville, FL | 3 | $ 439,000 | $ 146,333 | $ 73,000 |
| Logan, UT-ID | 3 | $ 689,000 | $ 229,666 | $ 104,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 366,000 | $ 183,000 | $ 31,000 |
| Elgin, IL | 2 | $ 422,000 | $ 211,000 | $ 42,000 |
| Fresno, CA | 2 | $ 336,000 | $ 168,000 | $ 98,000 |
| Merced, CA | 2 | $ 685,000 | $ 342,500 | $ 142,000 |
| Ogden-Clearfield, UT | 2 | $ 454,000 | $ 227,000 | $ 139,000 |
| Pocatello, ID | 2 | $ 364,000 | $ 182,000 | $ 250,000 |
| San Rafael, CA | 2 | $ 791,000 | $ 395,500 | $ 141,000 |
| Santa Rosa, CA | 2 | $ 926,000 | $ 463,000 | $ 103,000 |
| Sebastian-Vero Beach, FL | 2 | $ 545,000 | $ 272,500 | $ 92,000 |
| Spokane-Spokane Valley, WA | 2 | $ 404,000 | $ 202,000 | $ 83,000 |
| Asheville, NC | 1 | $ 415,000 | $ 415,000 | $ 331,000 |
| Athens-Clarke County, GA | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 223,000 | $ 223,000 | $ 111,000 |
| Boulder, CO | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Coeur D'Alene, ID | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| Durham-Chapel Hill, NC | 1 | $ 290,000 | $ 290,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| El Centro, CA | 1 | $ 157,000 | $ 157,000 | $ 103,000 |
| Eugene, OR | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Farmington, NM | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
| Fayetteville, NC | 1 | $ 230,000 | $ 230,000 | $ 50,000 |
| Gainesville, GA | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Greeley, CO | 1 | $ 326,000 | $ 326,000 | $ 90,000 |
| Hanford-Corcoran, CA | 1 | $ 380,000 | $ 380,000 | $ 219,000 |
| Idaho Falls, ID | 1 | $ 151,000 | $ 151,000 | $ 101,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 290,000 | $ 290,000 | $ 103,000 |
| Longview, WA | 1 | $ 202,000 | $ 202,000 | $ 100,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Lubbock, TX | 1 | $ 234,000 | $ 234,000 | $ 94,000 |
| Macon, GA | 1 | $ 149,000 | $ 149,000 | $ 90,000 |
| Medford, OR | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 111,000 | $ 111,000 | $ 97,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 420,000 | $ 420,000 | $ 102,000 |
| Ocala, FL | 1 | $ 57,000 | $ 57,000 | $ 12,000 |
| Olympia-Tumwater, WA | 1 | $ 279,000 | $ 279,000 | $ 95,000 |
| Reno, NV | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Salisbury, MD-DE | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| St. George, UT | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Vallejo-Fairfield, CA | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Walla Walla, WA | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
| Wenatchee, WA | 1 | $ 158,000 | $ 158,000 | $ 36,000 |
| Winston-Salem, NC | 1 | $ 189,000 | $ 189,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 924 | $217,754,000 | $235,000 | $1,218,000 | $95,000 | $1,786,000 |
| Refinancing | 888 | $223,673,000 | $251,000 | $1,272,000 | $96,000 | $1,206,000 |
| Home Improvement | 50 | $10,946,000 | $218,000 | $446,000 | $84,000 | $378,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,392 | $340,337,000 | $244,000 | $1,272,000 | $97,000 | $1,786,000 |
| Hispanic | 229 | $53,807,000 | $234,000 | $880,000 | $90,000 | $1,206,000 |
| Black or African American | 114 | $26,325,000 | $230,000 | $626,000 | $78,000 | $264,000 |
| Asian | 109 | $26,748,000 | $245,000 | $1,218,000 | $97,000 | $492,000 |
| Native Hawaiin or Other Pacific Islander | 13 | $3,363,000 | $258,000 | $385,000 | $96,000 | $164,000 |
| American Indian or Alaskan Native | 5 | $1,793,000 | $358,000 | $447,000 | $137,000 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,428 | $349,544,000 | $244,000 | $1,272,000 | $104,000 | $1,786,000 |
| VA-guaranteed (Veterans Administration) | 259 | $67,975,000 | $262,000 | $840,000 | $70,000 | $209,000 |
| FHA-insured (Federal Housing Administration) | 157 | $31,995,000 | $203,000 | $814,000 | $61,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,859,000 | $158,000 | $319,000 | $69,000 | $190,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,400 | $339,951,000 | $242,000 | $880,000 | $95,000 | $1,206,000 |
| Application Withdrawn By Applicant | 407 | $99,561,000 | $244,000 | $1,272,000 | $101,000 | $1,786,000 |
| Application Approved But Not Accepted | 32 | $7,816,000 | $244,000 | $518,000 | $80,000 | $194,000 |
| File Closed For Incompleteness | 22 | $4,828,000 | $219,000 | $920,000 | $74,000 | $169,000 |
| Application Denied By Financial Institution | 1 | $217,000 | $217,000 | $217,000 | $89,000 | $89,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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