Geneva Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Geneva Financial, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Geneva Financial, Llc 1018 E. Guadalupe Road Oro Valley, AZ 85283 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 9,870 |
| Total Mortgage Loan Application Amount | $2,635,990,000 |
| Average Mortgage Loan Application Amount | $333,400 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $143,200 |
| Highest Applicant Income | $5,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Geneva Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Geneva Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Geneva Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Geneva Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Geneva Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Geneva Financial, Llc's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,793 | $ 370,415,000 | $ 252,090 | $ 111,068 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,158 | $ 345,120,000 | $ 298,000 | $ 112,000 |
| CHICAGO-NAPERVILLE, IL | 305 | $ 59,335,000 | $ 194,000 | $ 85,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 303 | $ 123,055,000 | $ 406,000 | $ 170,000 |
| COLUMBUS, OH | 226 | $ 42,600,000 | $ 188,000 | $ 89,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 211 | $ 56,525,000 | $ 267,000 | $ 102,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 205 | $ 53,945,000 | $ 263,000 | $ 171,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 201 | $ 58,655,000 | $ 291,000 | $ 100,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 186 | $ 39,080,000 | $ 210,000 | $ 94,000 |
| LEXINGTON-FAYETTE, KY | 177 | $ 41,335,000 | $ 233,000 | $ 112,000 |
| CAPE CORAL-FORT MYERS, FL | 176 | $ 50,280,000 | $ 285,000 | $ 98,000 |
| ST. LOUIS, MO-IL | 172 | $ 36,890,000 | $ 213,000 | $ 100,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 168 | $ 41,560,000 | $ 247,000 | $ 121,000 |
| FORT WAYNE, IN | 152 | $ 23,120,000 | $ 152,000 | $ 70,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 148 | $ 67,190,000 | $ 425,000 | $ 166,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 146 | $ 55,500,000 | $ 380,000 | $ 160,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 141 | $ 32,845,000 | $ 232,000 | $ 113,000 |
| TUCSON, AZ | 118 | $ 32,410,000 | $ 274,000 | $ 109,000 |
| RICHMOND, VA | 117 | $ 34,055,000 | $ 291,000 | $ 132,000 |
| DALLAS-PLANO-IRVING, TX | 108 | $ 36,660,000 | $ 339,000 | $ 155,000 |
| LAKELAND-WINTER HAVEN, FL | 93 | $ 19,185,000 | $ 206,000 | $ 80,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 89 | $ 30,805,000 | $ 346,000 | $ 145,000 |
| FORT WORTH-ARLINGTON, TX | 67 | $ 19,645,000 | $ 293,000 | $ 117,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 66 | $ 33,180,000 | $ 502,000 | $ 195,000 |
| DENVER-AURORA-LAKEWOOD, CO | 64 | $ 28,800,000 | $ 450,000 | $ 173,000 |
| SIERRA VISTA-DOUGLAS, AZ | 64 | $ 14,850,000 | $ 232,000 | $ 130,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 61 | $ 11,305,000 | $ 185,000 | $ 79,000 |
| YUMA, AZ | 60 | $ 14,860,000 | $ 247,000 | $ 99,000 |
| CINCINNATI, OH-KY-IN | 58 | $ 8,630,000 | $ 168,666 | $ 83,000 |
| OCALA, FL | 58 | $ 10,820,000 | $ 186,000 | $ 90,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 57 | $ 20,825,000 | $ 365,000 | $ 163,000 |
| TACOMA-LAKEWOOD, WA | 57 | $ 24,125,000 | $ 423,000 | $ 184,000 |
| AUSTIN-ROUND ROCK, TX | 53 | $ 16,705,000 | $ 315,000 | $ 146,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 51 | $ 7,745,000 | $ 182,500 | $ 86,500 |
| KANSAS CITY, MO-KS | 51 | $ 10,165,000 | $ 199,000 | $ 125,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 51 | $ 11,735,000 | $ 230,000 | $ 164,000 |
| EL PASO, TX | 49 | $ 8,985,000 | $ 183,000 | $ 102,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 48 | $ 29,850,000 | $ 621,000 | $ 190,000 |
| ANCHORAGE, AK | 46 | $ 16,430,000 | $ 357,000 | $ 143,000 |
| COLUMBIA, SC | 46 | $ 7,790,000 | $ 169,000 | $ 70,000 |
| PORT ST. LUCIE, FL | 46 | $ 13,500,000 | $ 293,000 | $ 100,000 |
| GRAND JUNCTION, CO | 44 | $ 12,680,000 | $ 288,000 | $ 124,000 |
| SPOKANE-SPOKANE VALLEY, WA | 44 | $ 13,700,000 | $ 311,000 | $ 169,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 44 | $ 10,900,000 | $ 284,500 | $ 100,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 43 | $ 12,985,000 | $ 301,000 | $ 114,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 41 | $ 10,315,000 | $ 276,500 | $ 86,000 |
| JACKSONVILLE, FL | 38 | $ 9,840,000 | $ 258,000 | $ 96,000 |
| SPRINGFIELD, MA | 37 | $ 9,325,000 | $ 252,000 | $ 93,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 36 | $ 8,090,000 | $ 224,000 | $ 142,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 36 | $ 5,210,000 | $ 144,000 | $ 78,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 36 | $ 6,500,000 | $ 153,500 | $ 70,500 |
| PUNTA GORDA, FL | 36 | $ 10,050,000 | $ 279,000 | $ 109,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 35 | $ 10,215,000 | $ 291,000 | $ 109,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 35 | $ 13,245,000 | $ 378,000 | $ 459,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 35 | $ 7,865,000 | $ 224,000 | $ 129,000 |
| GARY, IN | 34 | $ 6,240,000 | $ 183,000 | $ 94,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 34 | $ 6,560,000 | $ 192,000 | $ 146,000 |
| MEMPHIS, TN-MS-AR | 34 | $ 4,690,000 | $ 180,000 | $ 133,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 34 | $ 11,840,000 | $ 348,000 | $ 257,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 33 | $ 7,935,000 | $ 240,000 | $ 80,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 32 | $ 7,770,000 | $ 242,000 | $ 72,000 |
| ELGIN, IL | 32 | $ 6,490,000 | $ 202,000 | $ 103,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 32 | $ 6,770,000 | $ 211,000 | $ 83,000 |
| COLORADO SPRINGS, CO | 30 | $ 11,280,000 | $ 376,000 | $ 112,000 |
| NEWARK, NJ-PA | 30 | $ 13,250,000 | $ 341,500 | $ 128,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 29 | $ 13,235,000 | $ 500,000 | $ 199,333 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 28 | $ 29,430,000 | $ 1,051,000 | $ 354,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 28 | $ 7,510,000 | $ 268,000 | $ 161,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 27 | $ 6,555,000 | $ 223,000 | $ 65,500 |
| KANKAKEE, IL | 26 | $ 4,900,000 | $ 188,000 | $ 73,000 |
| SAN DIEGO-CARLSBAD, CA | 25 | $ 18,275,000 | $ 731,000 | $ 212,000 |
| SALT LAKE CITY, UT | 24 | $ 13,080,000 | $ 545,000 | $ 164,000 |
| SPARTANBURG, SC | 24 | $ 4,640,000 | $ 193,000 | $ 72,000 |
| ELKHART-GOSHEN, IN | 23 | $ 3,315,000 | $ 144,000 | $ 65,000 |
| SALEM, OR | 23 | $ 8,535,000 | $ 371,000 | $ 154,000 |
| CAPE GIRARDEAU, MO-IL | 21 | $ 3,695,000 | $ 175,000 | $ 71,000 |
| CLEVELAND-ELYRIA, OH | 20 | $ 3,550,000 | $ 177,000 | $ 136,000 |
| SAN ANGELO, TX | 20 | $ 4,060,000 | $ 203,000 | $ 100,000 |
| SEBRING, FL | 20 | $ 4,360,000 | $ 218,000 | $ 100,000 |
| TOLEDO, OH | 20 | $ 2,130,000 | $ 106,000 | $ 96,000 |
| HOMOSASSA SPRINGS, FL | 19 | $ 3,965,000 | $ 208,000 | $ 75,000 |
| READING, PA | 19 | $ 2,405,000 | $ 126,000 | $ 64,000 |
| ROCKFORD, IL | 19 | $ 2,905,000 | $ 152,000 | $ 93,000 |
| MONTGOMERY, AL | 18 | $ 1,770,000 | $ 98,000 | $ 133,000 |
| BOSTON, MA | 17 | $ 7,575,000 | $ 445,000 | $ 172,000 |
| FLAGSTAFF, AZ | 16 | $ 7,460,000 | $ 466,000 | $ 230,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 16 | $ 2,380,000 | $ 148,000 | $ 87,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 16 | $ 4,440,000 | $ 277,000 | $ 123,000 |
| OKLAHOMA CITY, OK | 16 | $ 4,100,000 | $ 256,000 | $ 116,000 |
| AKRON, OH | 15 | $ 2,165,000 | $ 144,000 | $ 95,000 |
| HUNTSVILLE, AL | 15 | $ 2,845,000 | $ 189,000 | $ 102,000 |
| NEW YORK-NEWARK, NY | 15 | $ 5,335,000 | $ 355,000 | $ 112,000 |
| WORCESTER, MA-CT | 15 | $ 5,215,000 | $ 305,000 | $ 97,500 |
| BROWNSVILLE-HARLINGEN, TX | 14 | $ 2,470,000 | $ 176,000 | $ 146,000 |
| FORT COLLINS, CO | 14 | $ 5,840,000 | $ 417,000 | $ 181,000 |
| MIDLAND, MI | 14 | $ 2,050,000 | $ 146,000 | $ 74,000 |
| PANAMA CITY, FL | 14 | $ 3,600,000 | $ 257,000 | $ 103,000 |
| PROVIDENCE-WARWICK, RI-MA | 14 | $ 5,090,000 | $ 353,000 | $ 103,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 1,510,000 | $ 107,000 | $ 120,000 |
| BAKERSFIELD, CA | 13 | $ 3,475,000 | $ 267,000 | $ 117,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 13 | $ 7,735,000 | $ 595,000 | $ 171,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 2,855,000 | $ 219,000 | $ 71,000 |
| RALEIGH, NC | 13 | $ 5,055,000 | $ 388,000 | $ 157,000 |
| SHERMAN-DENISON, TX | 13 | $ 2,305,000 | $ 177,000 | $ 267,000 |
| ALBUQUERQUE, NM | 12 | $ 4,380,000 | $ 365,000 | $ 131,000 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 2,520,000 | $ 210,000 | $ 67,000 |
| BIRMINGHAM-HOOVER, AL | 12 | $ 1,570,000 | $ 130,000 | $ 137,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 12 | $ 1,280,000 | $ 106,000 | $ 100,500 |
| KENNEWICK-RICHLAND, WA | 12 | $ 4,770,000 | $ 397,000 | $ 108,000 |
| LIMA, OH | 12 | $ 1,310,000 | $ 109,000 | $ 77,000 |
| PITTSBURGH, PA | 12 | $ 1,420,000 | $ 118,000 | $ 75,000 |
| YORK-HANOVER, PA | 12 | $ 4,550,000 | $ 379,000 | $ 283,000 |
| BATON ROUGE, LA | 11 | $ 1,605,000 | $ 145,000 | $ 76,000 |
| BOISE CITY, ID | 11 | $ 4,495,000 | $ 408,000 | $ 158,000 |
| BOWLING GREEN, KY | 11 | $ 1,605,000 | $ 145,000 | $ 71,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 11 | $ 1,375,000 | $ 119,500 | $ 46,000 |
| MANCHESTER-NASHUA, NH | 11 | $ 3,935,000 | $ 357,000 | $ 155,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 11 | $ 2,755,000 | $ 250,000 | $ 95,000 |
| OLYMPIA-TUMWATER, WA | 11 | $ 4,375,000 | $ 397,000 | $ 121,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 11 | $ 2,765,000 | $ 251,000 | $ 63,000 |
| ST. GEORGE, UT | 11 | $ 7,975,000 | $ 725,000 | $ 239,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 10 | $ 4,230,000 | $ 423,000 | $ 142,000 |
| CAMDEN, NJ | 10 | $ 2,160,000 | $ 216,000 | $ 96,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 10 | $ 4,860,000 | $ 486,000 | $ 256,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 10 | $ 4,320,000 | $ 432,000 | $ 153,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 1,110,000 | $ 111,000 | $ 70,000 |
| BAY CITY, MI | 9 | $ 1,095,000 | $ 121,000 | $ 68,000 |
| CANTON-MASSILLON, OH | 9 | $ 1,505,000 | $ 167,000 | $ 71,000 |
| GREELEY, CO | 9 | $ 2,065,000 | $ 229,000 | $ 86,000 |
| KILLEEN-TEMPLE, TX | 9 | $ 1,815,000 | $ 201,000 | $ 365,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 9 | $ 1,665,000 | $ 185,000 | $ 114,000 |
| MIDLAND, TX | 9 | $ 2,965,000 | $ 329,000 | $ 131,000 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 1,130,000 | $ 141,000 | $ 99,000 |
| JACKSON, MS | 8 | $ 1,440,000 | $ 180,000 | $ 83,000 |
| NEW ORLEANS-METAIRIE, LA | 8 | $ 1,600,000 | $ 200,000 | $ 74,000 |
| RENO, NV | 8 | $ 3,350,000 | $ 418,000 | $ 205,000 |
| SAGINAW, MI | 8 | $ 860,000 | $ 107,000 | $ 75,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,620,000 | $ 202,000 | $ 87,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 8 | $ 2,650,000 | $ 331,000 | $ 139,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 2,105,000 | $ 300,000 | $ 140,000 |
| KNOXVILLE, TN | 7 | $ 3,475,000 | $ 496,000 | $ 122,000 |
| LAFAYETTE, LA | 7 | $ 805,000 | $ 115,000 | $ 63,000 |
| LAS CRUCES, NM | 7 | $ 1,465,000 | $ 209,000 | $ 98,000 |
| LUBBOCK, TX | 7 | $ 1,285,000 | $ 183,000 | $ 69,000 |
| OGDEN-CLEARFIELD, UT | 7 | $ 3,085,000 | $ 440,000 | $ 324,000 |
| PUEBLO, CO | 7 | $ 2,005,000 | $ 286,000 | $ 98,000 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 3,245,000 | $ 463,000 | $ 81,000 |
| STOCKTON-LODI, CA | 7 | $ 3,895,000 | $ 556,000 | $ 144,000 |
| VALDOSTA, GA | 7 | $ 765,000 | $ 109,000 | $ 70,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,850,000 | $ 308,000 | $ 120,000 |
| EVANSVILLE, IN-KY | 6 | $ 1,160,000 | $ 194,000 | $ 132,500 |
| FLORENCE, SC | 6 | $ 820,000 | $ 136,000 | $ 47,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 6 | $ 1,300,000 | $ 216,000 | $ 124,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 1,130,000 | $ 188,000 | $ 66,000 |
| JOHNSON CITY, TN | 6 | $ 1,330,000 | $ 221,000 | $ 123,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 2,990,000 | $ 498,000 | $ 659,000 |
| SHREVEPORT-BOSSIER CITY, LA | 6 | $ 940,000 | $ 156,000 | $ 157,000 |
| SPRINGFIELD, MO | 6 | $ 1,690,000 | $ 281,000 | $ 95,000 |
| TULSA, OK | 6 | $ 1,550,000 | $ 258,000 | $ 117,000 |
| TYLER, TX | 6 | $ 1,410,000 | $ 235,000 | $ 94,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 3,085,000 | $ 617,000 | $ 321,000 |
| CLEVELAND, TN | 5 | $ 585,000 | $ 117,000 | $ 72,000 |
| DECATUR, AL | 5 | $ 815,000 | $ 163,000 | $ 56,000 |
| EAST STROUDSBURG, PA | 5 | $ 1,725,000 | $ 345,000 | $ 141,000 |
| EUGENE, OR | 5 | $ 1,855,000 | $ 371,000 | $ 115,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 1,085,000 | $ 217,000 | $ 89,000 |
| FORT SMITH, AR-OK | 5 | $ 865,000 | $ 173,000 | $ 74,000 |
| GAINESVILLE, GA | 5 | $ 1,555,000 | $ 311,000 | $ 268,000 |
| ODESSA, TX | 5 | $ 825,000 | $ 165,000 | $ 35,000 |
| POCATELLO, ID | 5 | $ 1,215,000 | $ 243,000 | $ 97,000 |
| ROCKY MOUNT, NC | 5 | $ 585,000 | $ 117,000 | $ 64,000 |
| THE VILLAGES, FL | 5 | $ 1,125,000 | $ 225,000 | $ 125,000 |
| WARNER ROBINS, GA | 5 | $ 1,405,000 | $ 281,000 | $ 99,000 |
| WINSTON-SALEM, NC | 5 | $ 1,365,000 | $ 273,000 | $ 112,000 |
| ASHEVILLE, NC | 4 | $ 1,190,000 | $ 297,000 | $ 181,000 |
| BEND-REDMOND, OR | 4 | $ 1,770,000 | $ 442,000 | $ 160,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 1,040,000 | $ 260,000 | $ 106,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 1,810,000 | $ 452,000 | $ 125,000 |
| CHATTANOOGA, TN-GA | 4 | $ 890,000 | $ 200,000 | $ 89,000 |
| COEUR D'ALENE, ID | 4 | $ 2,160,000 | $ 540,000 | $ 202,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 1,510,000 | $ 377,000 | $ 162,000 |
| COLUMBUS, IN | 4 | $ 450,000 | $ 112,000 | $ 69,000 |
| FRESNO, CA | 4 | $ 1,160,000 | $ 290,000 | $ 216,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 570,000 | $ 142,000 | $ 87,000 |
| HINESVILLE, GA | 4 | $ 810,000 | $ 202,000 | $ 129,000 |
| HOUMA-THIBODAUX, LA | 4 | $ 630,000 | $ 157,000 | $ 78,000 |
| JACKSONVILLE, NC | 4 | $ 1,010,000 | $ 252,000 | $ 75,000 |
| LANCASTER, PA | 4 | $ 1,140,000 | $ 285,000 | $ 705,000 |
| LONGVIEW, WA | 4 | $ 1,200,000 | $ 300,000 | $ 92,000 |
| MANSFIELD, OH | 4 | $ 410,000 | $ 102,000 | $ 103,000 |
| MEDFORD, OR | 4 | $ 1,790,000 | $ 447,000 | $ 101,000 |
| PEORIA, IL | 4 | $ 290,000 | $ 72,000 | $ 192,000 |
| PHILADELPHIA, PA | 4 | $ 780,000 | $ 195,000 | $ 65,000 |
| PROVO-OREM, UT | 4 | $ 2,310,000 | $ 577,000 | $ 179,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,910,000 | $ 477,000 | $ 110,000 |
| YAKIMA, WA | 4 | $ 930,000 | $ 232,000 | $ 95,000 |
| ABILENE, TX | 3 | $ 675,000 | $ 225,000 | $ 130,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 845,000 | $ 315,000 | $ 216,500 |
| BELLINGHAM, WA | 3 | $ 1,675,000 | $ 558,000 | $ 171,000 |
| BOULDER, CO | 3 | $ 2,275,000 | $ 758,000 | $ 194,000 |
| BURLINGTON, NC | 3 | $ 835,000 | $ 278,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 3 | $ 805,000 | $ 268,000 | $ 119,000 |
| COLUMBIA, MO | 3 | $ 1,365,000 | $ 455,000 | $ 239,000 |
| COLUMBUS, GA-AL | 3 | $ 365,000 | $ 121,000 | $ 64,000 |
| JACKSON, MI | 3 | $ 365,000 | $ 121,000 | $ 106,000 |
| JACKSON, TN | 3 | $ 685,000 | $ 228,000 | $ 110,000 |
| JEFFERSON CITY, MO | 3 | $ 755,000 | $ 251,000 | $ 149,000 |
| LANSING-EAST LANSING, MI | 3 | $ 545,000 | $ 181,000 | $ 51,000 |
| LYNCHBURG, VA | 3 | $ 415,000 | $ 138,000 | $ 36,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 475,000 | $ 158,000 | $ 131,000 |
| MERCED, CA | 3 | $ 1,135,000 | $ 378,000 | $ 92,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 435,000 | $ 145,000 | $ 78,000 |
| OWENSBORO, KY | 3 | $ 245,000 | $ 81,000 | $ 42,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 1,165,000 | $ 388,000 | $ 226,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 3,445,000 | $ 1,148,000 | $ 259,000 |
| SANTA FE, NM | 3 | $ 1,145,000 | $ 381,000 | $ 116,000 |
| SAVANNAH, GA | 3 | $ 735,000 | $ 245,000 | $ 138,000 |
| TRENTON, NJ | 3 | $ 715,000 | $ 238,000 | $ 1,035,000 |
| WACO, TX | 3 | $ 495,000 | $ 165,000 | $ 138,000 |
| ALBANY, GA | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| ALBANY, OR | 2 | $ 600,000 | $ 300,000 | $ 77,000 |
| APPLETON, WI | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| BRUNSWICK, GA | 2 | $ 790,000 | $ 395,000 | $ 323,000 |
| CHICO, CA | 2 | $ 600,000 | $ 300,000 | $ 117,000 |
| CORPUS CHRISTI, TX | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| CORVALLIS, OR | 2 | $ 940,000 | $ 470,000 | $ 100,000 |
| DOTHAN, AL | 2 | $ 710,000 | $ 355,000 | $ 216,000 |
| FLINT, MI | 2 | $ 490,000 | $ 245,000 | $ 99,000 |
| GOLDSBORO, NC | 2 | $ 410,000 | $ 205,000 | $ 157,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 600,000 | $ 300,000 | $ 207,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 460,000 | $ 230,000 | $ 54,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 630,000 | $ 315,000 | $ 80,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 340,000 | $ 170,000 | $ 119,000 |
| JOPLIN, MO | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| LEBANON, PA | 2 | $ 310,000 | $ 155,000 | $ 1,004,000 |
| LOGAN, UT-ID | 2 | $ 610,000 | $ 305,000 | $ 129,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| MOBILE, AL | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| MODESTO, CA | 2 | $ 1,010,000 | $ 505,000 | $ 190,000 |
| MONROE, LA | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| MORRISTOWN, TN | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| NAPA, CA | 2 | $ 1,830,000 | $ 915,000 | $ 236,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 340,000 | $ 170,000 | $ 254,000 |
| RACINE, WI | 2 | $ 710,000 | $ 355,000 | $ 350,000 |
| SPRINGFIELD, OH | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 580,000 | $ 290,000 | $ 146,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 670,000 | $ 335,000 | $ 266,500 |
| WINCHESTER, VA-WV | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| AMARILLO, TX | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| ANN ARBOR, MI | 1 | $ 425,000 | $ 425,000 | $ 248,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| AUBURN-OPELIKA, AL | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| BLOOMINGTON, IN | 1 | $ 725,000 | $ 725,000 | $ 191,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 415,000 | $ 415,000 | $ 97,000 |
| CARBONDALE-MARION, IL | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| CHARLESTON, WV | 1 | $ 65,000 | $ 65,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| DALTON, GA | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| DECATUR, IL | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| DULUTH, MN-WI | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| EL CENTRO, CA | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| FAYETTEVILLE, NC | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| GRANTS PASS, OR | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| HAMMOND, LA | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| HANFORD-CORCORAN, CA | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| HARRISONBURG, VA | 1 | $ 375,000 | $ 375,000 | $ 457,000 |
| HOT SPRINGS, AR | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 195,000 | $ 195,000 | $ 297,000 |
| LAREDO, TX | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| LAWTON, OK | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| LINCOLN, NE | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| LONGVIEW, TX | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| MADERA, CA | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| MADISON, WI | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| MISSOULA, MT | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 675,000 | $ 675,000 | $ 206,000 |
| MORGANTOWN, WV | 1 | $ 135,000 | $ 135,000 | $ 234,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| MUNCIE, IN | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| PITTSFIELD, MA | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| REDDING, CA | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| ROANOKE, VA | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| ROCHESTER, MN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| ROME, GA | 1 | $ 485,000 | $ 485,000 | $ 171,000 |
| SALISBURY, MD-DE | 1 | $ 355,000 | $ 355,000 | $ 321,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 1,495,000 | $ 1,495,000 | $ 1,126,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 1,075,000 | $ 1,075,000 | $ 302,000 |
| SHEBOYGAN, WI | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| SPRINGFIELD, IL | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| ST. JOSEPH, MO-KS | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| TALLAHASSEE, FL | 1 | $ 355,000 | $ 355,000 | $ 407,000 |
| TERRE HAUTE, IN | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| TUSCALOOSA, AL | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| URBAN HONOLULU, HI | 1 | $ 755,000 | $ 755,000 | $ 165,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| WHEELING, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| WICHITA FALLS, TX | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| WICHITA, KS | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| YUBA CITY, CA | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Geneva Financial, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,441 | $2,190,385,000 | $259,000 | $2,885,000 | $114,000 | $5,500,000 |
| Cash-out Refinancing | 1,113 | $342,555,000 | $307,000 | $2,005,000 | $137,000 | $2,430,000 |
| Refinancing | 263 | $85,895,000 | $326,000 | $4,005,000 | $183,000 | $2,064,000 |
| Home Improvement | 47 | $14,325,000 | $304,000 | $815,000 | $101,000 | $317,000 |
| Other Purpose | 6 | $2,830,000 | $471,000 | $1,905,000 | $181,000 | $362,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,662 | $1,235,530,000 | $265,000 | $2,425,000 | $123,000 | $4,984,000 |
| Hispanic | 2,984 | $796,920,000 | $267,000 | $4,005,000 | $104,000 | $2,911,000 |
| Black or African American | 1,224 | $293,280,000 | $239,000 | $1,955,000 | $105,000 | $1,920,000 |
| Not Provided | 531 | $168,375,000 | $317,000 | $2,045,000 | $154,000 | $5,500,000 |
| Asian | 358 | $110,640,000 | $309,000 | $1,575,000 | $157,000 | $1,151,000 |
| American Indian or Alaskan Native | 77 | $19,685,000 | $255,000 | $805,000 | $100,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $11,195,000 | $339,000 | $755,000 | $149,000 | $589,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,859 | $1,448,655,000 | $247,000 | $4,005,000 | $134,000 | $5,500,000 |
| FHA-insured (Federal Housing Administration) | 3,269 | $938,485,000 | $287,000 | $1,355,000 | $92,000 | $1,157,000 |
| VA-guaranteed (Veterans Administration) | 586 | $219,060,000 | $373,000 | $1,805,000 | $111,000 | $1,036,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 156 | $29,790,000 | $190,000 | $385,000 | $73,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,238 | $1,622,830,000 | $260,000 | $2,045,000 | $112,000 | $4,337,000 |
| Application Withdrawn By Applicant | 3,030 | $844,360,000 | $278,000 | $4,005,000 | $130,000 | $5,500,000 |
| Application Denied By Financial Institution | 274 | $71,240,000 | $260,000 | $1,155,000 | $98,000 | $1,920,000 |
| File Closed For Incompleteness | 214 | $62,420,000 | $291,000 | $1,955,000 | $125,000 | $1,881,000 |
| Application Approved But Not Accepted | 114 | $35,140,000 | $308,000 | $2,885,000 | $139,000 | $2,911,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,596 | $2,564,750,000 | $267,000 | $4,005,000 | $119,000 | $5,500,000 |
| Debt-To-Income Ratio | 106 | $28,060,000 | $264,000 | $735,000 | $74,000 | $220,000 |
| Collateral | 49 | $11,125,000 | $227,000 | $735,000 | $92,000 | $352,000 |
| Unverifiable Information | 34 | $10,100,000 | $297,000 | $735,000 | $115,000 | $252,000 |
| Other | 31 | $7,565,000 | $244,000 | $1,155,000 | $189,000 | $1,920,000 |
| Credit History | 27 | $6,125,000 | $226,000 | $535,000 | $83,000 | $191,000 |
| Employment History | 22 | $6,700,000 | $304,000 | $525,000 | $87,000 | $134,000 |
| Credit Application Incomplete | 5 | $1,565,000 | $313,000 | $625,000 | $115,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.