Geneva Financial LLC Mortgage Lending & HMDA Data, 2023
In 2023, Geneva Financial LLC of Chandler, AZ reported 9,870 mortgage applications totaling $2.6 billion, down 22% from 2022. The average application was for $267,070, and applicants reported an average income of $118,411. 63% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,158), Chicago-Naperville, IL (305) and Miami-Miami Beach-Kendall, FL (303) (applications in parentheses).
| Mortgage Company & Address | Geneva Financial LLC 180 S Arizona Ave Ste 310 Chandler, AZ 85225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 9,870 |
| Total Mortgage Loan Application Amount | $2,635,990,000 |
| Average Mortgage Loan Application Amount | $267,070 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $118,411 |
| Highest Applicant Income | $5,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,793 | $ 370,415,000 | $ 206,589 | $ 94,700 |
| Phoenix-Mesa-Scottsdale, AZ | 1,158 | $ 345,120,000 | $ 298,031 | $ 112,000 |
| Chicago-Naperville, IL | 305 | $ 59,335,000 | $ 194,540 | $ 85,000 |
| Miami-Miami Beach-Kendall, FL | 303 | $ 123,055,000 | $ 406,122 | $ 170,000 |
| Columbus, OH | 226 | $ 42,600,000 | $ 188,495 | $ 89,000 |
| Atlanta-Sandy Springs-Roswell, GA | 211 | $ 56,525,000 | $ 267,890 | $ 102,000 |
| Orlando-Kissimmee-Sanford, FL | 205 | $ 53,945,000 | $ 263,146 | $ 171,000 |
| Las Vegas-Henderson-Paradise, NV | 201 | $ 58,655,000 | $ 291,815 | $ 100,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 186 | $ 39,080,000 | $ 210,107 | $ 94,000 |
| Lexington-Fayette, KY | 177 | $ 41,335,000 | $ 233,531 | $ 112,000 |
| Cape Coral-Fort Myers, FL | 176 | $ 50,280,000 | $ 285,681 | $ 98,000 |
| St. Louis, MO-IL | 172 | $ 36,890,000 | $ 214,476 | $ 102,686 |
| Houston-The Woodlands-Sugar Land, TX | 168 | $ 41,560,000 | $ 247,380 | $ 121,000 |
| Fort Wayne, IN | 152 | $ 23,120,000 | $ 152,105 | $ 70,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 148 | $ 67,190,000 | $ 453,986 | $ 170,459 |
| Riverside-San Bernardino-Ontario, CA | 146 | $ 55,500,000 | $ 380,136 | $ 160,000 |
| Tampa-St. Petersburg-Clearwater, FL | 141 | $ 32,845,000 | $ 232,943 | $ 113,000 |
| Tucson, AZ | 118 | $ 32,410,000 | $ 274,661 | $ 109,000 |
| Richmond, VA | 117 | $ 34,055,000 | $ 291,068 | $ 132,000 |
| Dallas-Plano-Irving, TX | 108 | $ 36,660,000 | $ 339,444 | $ 155,000 |
| Lakeland-Winter Haven, FL | 93 | $ 19,185,000 | $ 206,290 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 89 | $ 30,805,000 | $ 346,123 | $ 145,000 |
| Fort Worth-Arlington, TX | 67 | $ 19,645,000 | $ 293,208 | $ 117,000 |
| Seattle-Bellevue-Everett, WA | 66 | $ 33,180,000 | $ 502,727 | $ 195,000 |
| Denver-Aurora-Lakewood, CO | 64 | $ 28,800,000 | $ 450,000 | $ 173,000 |
| Sierra Vista-Douglas, AZ | 64 | $ 14,850,000 | $ 232,031 | $ 130,000 |
| Dayton-Springfield-Kettering, OH | 61 | $ 11,305,000 | $ 185,327 | $ 79,000 |
| Yuma, AZ | 60 | $ 14,860,000 | $ 247,666 | $ 99,000 |
| Cincinnati, OH-KY-IN | 58 | $ 8,630,000 | $ 148,793 | $ 88,775 |
| Ocala, FL | 58 | $ 10,820,000 | $ 186,551 | $ 90,000 |
| Naples-Immokalee-Marco Island, FL | 57 | $ 20,825,000 | $ 365,350 | $ 163,000 |
| Tacoma-Lakewood, WA | 57 | $ 24,125,000 | $ 423,245 | $ 184,000 |
| Austin-Round Rock, TX | 53 | $ 16,705,000 | $ 315,188 | $ 146,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 51 | $ 7,745,000 | $ 151,862 | $ 79,000 |
| Kansas City, MO-KS | 51 | $ 10,165,000 | $ 199,313 | $ 125,000 |
| Lake Havasu City-Kingman, AZ | 51 | $ 11,735,000 | $ 230,098 | $ 164,000 |
| El Paso, TX | 49 | $ 8,985,000 | $ 183,367 | $ 102,000 |
| Los Angeles-Long Beach-Glendale, CA | 48 | $ 29,850,000 | $ 621,875 | $ 190,000 |
| Anchorage, AK | 46 | $ 16,430,000 | $ 357,173 | $ 143,000 |
| Columbia, SC | 46 | $ 7,790,000 | $ 169,347 | $ 70,000 |
| Port St. Lucie, FL | 46 | $ 13,500,000 | $ 293,478 | $ 100,000 |
| Grand Junction, CO | 44 | $ 12,680,000 | $ 288,181 | $ 124,000 |
| Spokane-Spokane Valley, WA | 44 | $ 13,700,000 | $ 311,363 | $ 169,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 44 | $ 10,900,000 | $ 247,727 | $ 100,000 |
| San Antonio-New Braunfels, TX | 43 | $ 12,985,000 | $ 301,976 | $ 114,000 |
| Charlotte-Concord-Gastonia, NC-SC | 41 | $ 10,315,000 | $ 251,585 | $ 84,195 |
| Jacksonville, FL | 38 | $ 9,840,000 | $ 258,947 | $ 96,000 |
| Springfield, MA | 37 | $ 9,325,000 | $ 252,027 | $ 93,000 |
| Baltimore-Columbia-Towson, MD | 36 | $ 8,090,000 | $ 224,722 | $ 142,000 |
| Detroit-Dearborn-Livonia, MI | 36 | $ 5,210,000 | $ 144,722 | $ 78,000 |
| Lake County-Kenosha County, IL-WI | 36 | $ 6,500,000 | $ 180,555 | $ 82,305 |
| Punta Gorda, FL | 36 | $ 10,050,000 | $ 279,166 | $ 109,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 35 | $ 10,215,000 | $ 291,857 | $ 109,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 35 | $ 13,245,000 | $ 378,428 | $ 459,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 35 | $ 7,865,000 | $ 224,714 | $ 129,000 |
| Gary, IN | 34 | $ 6,240,000 | $ 183,529 | $ 94,000 |
| Indianapolis-Carmel-Anderson, IN | 34 | $ 6,560,000 | $ 192,941 | $ 146,000 |
| Memphis, TN-MS-AR | 34 | $ 4,690,000 | $ 137,941 | $ 163,147 |
| North Port-Sarasota-Bradenton, FL | 34 | $ 11,840,000 | $ 348,235 | $ 257,000 |
| Palm Bay-Melbourne-Titusville, FL | 33 | $ 7,935,000 | $ 240,454 | $ 80,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 32 | $ 7,770,000 | $ 242,812 | $ 72,000 |
| Elgin, IL | 32 | $ 6,490,000 | $ 202,812 | $ 103,000 |
| Greenville-Anderson-Mauldin, SC | 32 | $ 6,770,000 | $ 211,562 | $ 83,000 |
| Colorado Springs, CO | 30 | $ 11,280,000 | $ 376,000 | $ 112,000 |
| Newark, NJ-PA | 30 | $ 13,250,000 | $ 441,666 | $ 170,933 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 29 | $ 13,235,000 | $ 456,379 | $ 200,862 |
| Anaheim-Santa Ana-Irvine, CA | 28 | $ 29,430,000 | $ 1,051,071 | $ 354,000 |
| Warren-Troy-Farmington Hills, MI | 28 | $ 7,510,000 | $ 268,214 | $ 161,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 27 | $ 6,555,000 | $ 242,777 | $ 82,222 |
| Kankakee, IL | 26 | $ 4,900,000 | $ 188,461 | $ 73,000 |
| San Diego-Carlsbad, CA | 25 | $ 18,275,000 | $ 731,000 | $ 212,000 |
| Salt Lake City, UT | 24 | $ 13,080,000 | $ 545,000 | $ 164,000 |
| Spartanburg, SC | 24 | $ 4,640,000 | $ 193,333 | $ 72,000 |
| Elkhart-Goshen, IN | 23 | $ 3,315,000 | $ 144,130 | $ 65,000 |
| Salem, OR | 23 | $ 8,535,000 | $ 371,086 | $ 154,000 |
| Cape Girardeau, MO-IL | 21 | $ 3,695,000 | $ 175,952 | $ 71,000 |
| Cleveland-Elyria, OH | 20 | $ 3,550,000 | $ 177,500 | $ 136,000 |
| San Angelo, TX | 20 | $ 4,060,000 | $ 203,000 | $ 100,000 |
| Sebring, FL | 20 | $ 4,360,000 | $ 218,000 | $ 100,000 |
| Toledo, OH | 20 | $ 2,130,000 | $ 106,500 | $ 96,000 |
| Homosassa Springs, FL | 19 | $ 3,965,000 | $ 208,684 | $ 75,000 |
| Reading, PA | 19 | $ 2,405,000 | $ 126,578 | $ 64,000 |
| Rockford, IL | 19 | $ 2,905,000 | $ 152,894 | $ 93,000 |
| Montgomery, AL | 18 | $ 1,770,000 | $ 98,333 | $ 133,000 |
| Boston, MA | 17 | $ 7,575,000 | $ 445,588 | $ 172,000 |
| Flagstaff, AZ | 16 | $ 7,460,000 | $ 466,250 | $ 230,000 |
| Little Rock-North Little Rock-Conway, AR | 16 | $ 2,380,000 | $ 148,750 | $ 87,000 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 4,440,000 | $ 277,500 | $ 123,000 |
| Oklahoma City, OK | 16 | $ 4,100,000 | $ 256,250 | $ 116,000 |
| Akron, OH | 15 | $ 2,165,000 | $ 144,333 | $ 95,000 |
| Huntsville, AL | 15 | $ 2,845,000 | $ 189,666 | $ 102,000 |
| New York-Newark, NY | 15 | $ 5,335,000 | $ 355,666 | $ 112,000 |
| Worcester, MA-CT | 15 | $ 5,215,000 | $ 347,666 | $ 110,400 |
| Brownsville-Harlingen, TX | 14 | $ 2,470,000 | $ 176,428 | $ 146,000 |
| Fort Collins, CO | 14 | $ 5,840,000 | $ 417,142 | $ 181,000 |
| Midland, MI | 14 | $ 2,050,000 | $ 146,428 | $ 74,000 |
| Panama City, FL | 14 | $ 3,600,000 | $ 257,142 | $ 103,000 |
| Providence-Warwick, RI-MA | 14 | $ 5,090,000 | $ 363,571 | $ 95,000 |
| South Bend-Mishawaka, IN-MI | 14 | $ 1,510,000 | $ 107,857 | $ 120,000 |
| Bakersfield, CA | 13 | $ 3,475,000 | $ 267,307 | $ 117,000 |
| Oakland-Hayward-Berkeley, CA | 13 | $ 7,735,000 | $ 595,000 | $ 171,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 2,855,000 | $ 219,615 | $ 71,000 |
| Raleigh, NC | 13 | $ 5,055,000 | $ 388,846 | $ 157,000 |
| Sherman-Denison, TX | 13 | $ 2,305,000 | $ 177,307 | $ 267,000 |
| Albuquerque, NM | 12 | $ 4,380,000 | $ 365,000 | $ 131,000 |
| Athens-Clarke County, GA | 12 | $ 2,520,000 | $ 210,000 | $ 67,000 |
| Birmingham-Hoover, AL | 12 | $ 1,570,000 | $ 130,833 | $ 137,000 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 1,280,000 | $ 106,666 | $ 100,500 |
| Kennewick-Richland, WA | 12 | $ 4,770,000 | $ 397,500 | $ 108,000 |
| Lima, OH | 12 | $ 1,310,000 | $ 109,166 | $ 77,000 |
| Pittsburgh, PA | 12 | $ 1,420,000 | $ 118,333 | $ 75,000 |
| York-Hanover, PA | 12 | $ 4,550,000 | $ 379,166 | $ 283,000 |
| Baton Rouge, LA | 11 | $ 1,605,000 | $ 145,909 | $ 76,000 |
| Boise City, ID | 11 | $ 4,495,000 | $ 408,636 | $ 158,000 |
| Bowling Green, KY | 11 | $ 1,605,000 | $ 145,909 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 11 | $ 1,375,000 | $ 125,000 | $ 46,818 |
| Manchester-Nashua, NH | 11 | $ 3,935,000 | $ 357,727 | $ 155,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 11 | $ 2,755,000 | $ 250,454 | $ 95,000 |
| Olympia-Tumwater, WA | 11 | $ 4,375,000 | $ 397,727 | $ 121,000 |
| Prescott Valley-Prescott, AZ | 11 | $ 2,765,000 | $ 251,363 | $ 63,000 |
| St. George, UT | 11 | $ 7,975,000 | $ 725,000 | $ 239,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 4,230,000 | $ 423,000 | $ 142,000 |
| Camden, NJ | 10 | $ 2,160,000 | $ 216,000 | $ 96,000 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 4,860,000 | $ 486,000 | $ 256,000 |
| New York-Jersey City-White Plains, NY-NJ | 10 | $ 4,320,000 | $ 432,000 | $ 153,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 1,110,000 | $ 111,000 | $ 70,000 |
| Bay City, MI | 9 | $ 1,095,000 | $ 121,666 | $ 68,000 |
| Canton-Massillon, OH | 9 | $ 1,505,000 | $ 167,222 | $ 71,000 |
| Greeley, CO | 9 | $ 2,065,000 | $ 229,444 | $ 86,000 |
| Killeen-Temple, TX | 9 | $ 1,815,000 | $ 201,666 | $ 365,000 |
| Louisville/Jefferson County, KY-IN | 9 | $ 1,665,000 | $ 185,000 | $ 114,000 |
| Midland, TX | 9 | $ 2,965,000 | $ 329,444 | $ 131,000 |
| Beaumont-Port Arthur, TX | 8 | $ 1,130,000 | $ 141,250 | $ 99,000 |
| Jackson, MS | 8 | $ 1,440,000 | $ 180,000 | $ 83,000 |
| New Orleans-Metairie, LA | 8 | $ 1,600,000 | $ 200,000 | $ 74,000 |
| Reno, NV | 8 | $ 3,350,000 | $ 418,750 | $ 205,000 |
| Saginaw, MI | 8 | $ 860,000 | $ 107,500 | $ 75,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,620,000 | $ 202,500 | $ 87,000 |
| Washington-Baltimore-Arlington, DC | 8 | $ 2,650,000 | $ 331,250 | $ 139,000 |
| Durham-Chapel Hill, NC | 7 | $ 2,105,000 | $ 300,714 | $ 140,000 |
| Knoxville, TN | 7 | $ 3,475,000 | $ 496,428 | $ 122,000 |
| Lafayette, LA | 7 | $ 805,000 | $ 115,000 | $ 63,000 |
| Las Cruces, NM | 7 | $ 1,465,000 | $ 209,285 | $ 98,000 |
| Lubbock, TX | 7 | $ 1,285,000 | $ 183,571 | $ 69,000 |
| Ogden-Clearfield, UT | 7 | $ 3,085,000 | $ 440,714 | $ 324,000 |
| Pueblo, CO | 7 | $ 2,005,000 | $ 286,428 | $ 98,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 3,245,000 | $ 463,571 | $ 81,000 |
| Stockton-Lodi, CA | 7 | $ 3,895,000 | $ 556,428 | $ 144,000 |
| Valdosta, GA | 7 | $ 765,000 | $ 109,285 | $ 70,000 |
| Charlottesville, VA | 6 | $ 1,850,000 | $ 308,333 | $ 120,000 |
| Evansville, IN-KY | 6 | $ 1,160,000 | $ 193,333 | $ 158,166 |
| Florence, SC | 6 | $ 820,000 | $ 136,666 | $ 47,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 1,300,000 | $ 216,666 | $ 124,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,130,000 | $ 188,333 | $ 66,000 |
| Johnson City, TN | 6 | $ 1,330,000 | $ 221,666 | $ 123,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 2,990,000 | $ 498,333 | $ 659,000 |
| Shreveport-Bossier City, LA | 6 | $ 940,000 | $ 156,666 | $ 157,000 |
| Springfield, MO | 6 | $ 1,690,000 | $ 281,666 | $ 95,000 |
| Tulsa, OK | 6 | $ 1,550,000 | $ 258,333 | $ 117,000 |
| Tyler, TX | 6 | $ 1,410,000 | $ 235,000 | $ 94,000 |
| Charleston-North Charleston, SC | 5 | $ 3,085,000 | $ 617,000 | $ 321,000 |
| Cleveland, TN | 5 | $ 585,000 | $ 117,000 | $ 72,000 |
| Decatur, AL | 5 | $ 815,000 | $ 163,000 | $ 56,000 |
| East Stroudsburg, PA | 5 | $ 1,725,000 | $ 345,000 | $ 141,000 |
| Eugene, OR | 5 | $ 1,855,000 | $ 371,000 | $ 115,000 |
| Florence-Muscle Shoals, AL | 5 | $ 1,085,000 | $ 217,000 | $ 89,000 |
| Fort Smith, AR-OK | 5 | $ 865,000 | $ 173,000 | $ 74,000 |
| Gainesville, GA | 5 | $ 1,555,000 | $ 311,000 | $ 268,000 |
| Odessa, TX | 5 | $ 825,000 | $ 165,000 | $ 35,000 |
| Pocatello, ID | 5 | $ 1,215,000 | $ 243,000 | $ 97,000 |
| Rocky Mount, NC | 5 | $ 585,000 | $ 117,000 | $ 64,000 |
| The Villages, FL | 5 | $ 1,125,000 | $ 225,000 | $ 125,000 |
| Warner Robins, GA | 5 | $ 1,405,000 | $ 281,000 | $ 99,000 |
| Winston-Salem, NC | 5 | $ 1,365,000 | $ 273,000 | $ 112,000 |
| Asheville, NC | 4 | $ 1,190,000 | $ 297,500 | $ 181,000 |
| Bend-Redmond, OR | 4 | $ 1,770,000 | $ 442,500 | $ 160,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 1,040,000 | $ 260,000 | $ 106,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,810,000 | $ 452,500 | $ 125,000 |
| Chattanooga, TN-GA | 4 | $ 890,000 | $ 222,500 | $ 106,000 |
| Coeur D'Alene, ID | 4 | $ 2,160,000 | $ 540,000 | $ 202,000 |
| College Station-Bryan, TX | 4 | $ 1,510,000 | $ 377,500 | $ 162,000 |
| Columbus, IN | 4 | $ 450,000 | $ 112,500 | $ 69,000 |
| Fresno, CA | 4 | $ 1,160,000 | $ 290,000 | $ 216,000 |
| Greensboro-High Point, NC | 4 | $ 570,000 | $ 142,500 | $ 87,000 |
| Hinesville, GA | 4 | $ 810,000 | $ 202,500 | $ 129,000 |
| Houma-Thibodaux, LA | 4 | $ 630,000 | $ 157,500 | $ 78,000 |
| Jacksonville, NC | 4 | $ 1,010,000 | $ 252,500 | $ 75,000 |
| Lancaster, PA | 4 | $ 1,140,000 | $ 285,000 | $ 705,000 |
| Longview, WA | 4 | $ 1,200,000 | $ 300,000 | $ 92,000 |
| Mansfield, OH | 4 | $ 410,000 | $ 102,500 | $ 103,000 |
| Medford, OR | 4 | $ 1,790,000 | $ 447,500 | $ 101,000 |
| Peoria, IL | 4 | $ 290,000 | $ 72,500 | $ 192,000 |
| Philadelphia, PA | 4 | $ 780,000 | $ 195,000 | $ 65,000 |
| Provo-Orem, UT | 4 | $ 2,310,000 | $ 577,500 | $ 179,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,910,000 | $ 477,500 | $ 110,000 |
| Yakima, WA | 4 | $ 930,000 | $ 232,500 | $ 95,000 |
| Abilene, TX | 3 | $ 675,000 | $ 225,000 | $ 130,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 845,000 | $ 281,666 | $ 259,666 |
| Bellingham, WA | 3 | $ 1,675,000 | $ 558,333 | $ 171,000 |
| Boulder, CO | 3 | $ 2,275,000 | $ 758,333 | $ 194,000 |
| Burlington, NC | 3 | $ 835,000 | $ 278,333 | $ 67,000 |
| Cedar Rapids, IA | 3 | $ 805,000 | $ 268,333 | $ 119,000 |
| Columbia, MO | 3 | $ 1,365,000 | $ 455,000 | $ 239,000 |
| Columbus, GA-AL | 3 | $ 365,000 | $ 121,666 | $ 64,000 |
| Jackson, MI | 3 | $ 365,000 | $ 121,666 | $ 106,000 |
| Jackson, TN | 3 | $ 685,000 | $ 228,333 | $ 110,000 |
| Jefferson City, MO | 3 | $ 755,000 | $ 251,666 | $ 149,000 |
| Lansing-East Lansing, MI | 3 | $ 545,000 | $ 181,666 | $ 51,000 |
| Lynchburg, VA | 3 | $ 415,000 | $ 138,333 | $ 36,000 |
| Macon-Bibb County, GA | 3 | $ 475,000 | $ 158,333 | $ 131,000 |
| Merced, CA | 3 | $ 1,135,000 | $ 378,333 | $ 92,000 |
| Michigan City-La Porte, IN | 3 | $ 435,000 | $ 145,000 | $ 78,000 |
| Owensboro, KY | 3 | $ 245,000 | $ 81,666 | $ 42,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,165,000 | $ 388,333 | $ 226,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 3,445,000 | $ 1,148,333 | $ 259,000 |
| Santa Fe, NM | 3 | $ 1,145,000 | $ 381,666 | $ 116,000 |
| Savannah, GA | 3 | $ 735,000 | $ 245,000 | $ 138,000 |
| Trenton, NJ | 3 | $ 715,000 | $ 238,333 | $ 1,035,000 |
| Waco, TX | 3 | $ 495,000 | $ 165,000 | $ 138,000 |
| Albany, GA | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Albany, OR | 2 | $ 600,000 | $ 300,000 | $ 77,000 |
| Appleton, WI | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| Brunswick, GA | 2 | $ 790,000 | $ 395,000 | $ 323,000 |
| Chico, CA | 2 | $ 600,000 | $ 300,000 | $ 117,000 |
| Corpus Christi, TX | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Corvallis, OR | 2 | $ 940,000 | $ 470,000 | $ 100,000 |
| Dothan, AL | 2 | $ 710,000 | $ 355,000 | $ 216,000 |
| Flint, MI | 2 | $ 490,000 | $ 245,000 | $ 99,000 |
| Goldsboro, NC | 2 | $ 410,000 | $ 205,000 | $ 157,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 600,000 | $ 300,000 | $ 207,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| Harrisburg-Carlisle, PA | 2 | $ 460,000 | $ 230,000 | $ 54,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 630,000 | $ 315,000 | $ 80,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Janesville-Beloit, WI | 2 | $ 340,000 | $ 170,000 | $ 119,000 |
| Joplin, MO | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Lebanon, PA | 2 | $ 310,000 | $ 155,000 | $ 1,004,000 |
| Logan, UT-ID | 2 | $ 610,000 | $ 305,000 | $ 129,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Mobile, AL | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| Modesto, CA | 2 | $ 1,010,000 | $ 505,000 | $ 190,000 |
| Monroe, LA | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Morristown, TN | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| Napa, CA | 2 | $ 1,830,000 | $ 915,000 | $ 236,000 |
| Niles-Benton Harbor, MI | 2 | $ 340,000 | $ 170,000 | $ 254,000 |
| Racine, WI | 2 | $ 710,000 | $ 355,000 | $ 350,000 |
| Springfield, OH | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Visalia-Porterville, CA | 2 | $ 580,000 | $ 290,000 | $ 146,000 |
| Wilmington, DE-MD-NJ | 2 | $ 670,000 | $ 335,000 | $ 266,500 |
| Winchester, VA-WV | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Amarillo, TX | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Ann Arbor, MI | 1 | $ 425,000 | $ 425,000 | $ 248,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Auburn-Opelika, AL | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Bloomington, IN | 1 | $ 725,000 | $ 725,000 | $ 191,000 |
| Bloomsburg-Berwick, PA | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| California-Lexington Park, MD | 1 | $ 415,000 | $ 415,000 | $ 97,000 |
| Carbondale-Marion, IL | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Charleston, WV | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Dalton, GA | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Decatur, IL | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Duluth, MN-WI | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| El Centro, CA | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Fayetteville, NC | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| Grants Pass, OR | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Hammond, LA | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Hanford-Corcoran, CA | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Harrisonburg, VA | 1 | $ 375,000 | $ 375,000 | $ 457,000 |
| Hot Springs, AR | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
| Lafayette-West Lafayette, IN | 1 | $ 195,000 | $ 195,000 | $ 297,000 |
| Laredo, TX | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Lawton, OK | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Lincoln, NE | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Longview, TX | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Madera, CA | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Madison, WI | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Missoula, MT | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 675,000 | $ 675,000 | $ 206,000 |
| Morgantown, WV | 1 | $ 135,000 | $ 135,000 | $ 234,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Muncie, IN | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Oshkosh-Neenah, WI | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Pittsfield, MA | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Redding, CA | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Roanoke, VA | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Rochester, MN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Rome, GA | 1 | $ 485,000 | $ 485,000 | $ 171,000 |
| Salisbury, MD-DE | 1 | $ 355,000 | $ 355,000 | $ 321,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 1,495,000 | $ 1,495,000 | $ 1,126,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 1,075,000 | $ 1,075,000 | $ 302,000 |
| Sheboygan, WI | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Springfield, IL | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| St. Joseph, MO-KS | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Tallahassee, FL | 1 | $ 355,000 | $ 355,000 | $ 407,000 |
| Terre Haute, IN | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Tuscaloosa, AL | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Urban Honolulu, HI | 1 | $ 755,000 | $ 755,000 | $ 165,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Wheeling, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Wichita Falls, TX | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Wichita, KS | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Yuba City, CA | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,441 | $2,190,385,000 | $259,000 | $2,885,000 | $114,000 | $5,500,000 |
| Cash-out Refinancing | 1,113 | $342,555,000 | $307,000 | $2,005,000 | $137,000 | $2,430,000 |
| Refinancing | 263 | $85,895,000 | $326,000 | $4,005,000 | $183,000 | $2,064,000 |
| Home Improvement | 47 | $14,325,000 | $304,000 | $815,000 | $101,000 | $317,000 |
| Other Purpose | 6 | $2,830,000 | $471,000 | $1,905,000 | $181,000 | $362,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,662 | $1,235,530,000 | $265,000 | $2,425,000 | $123,000 | $4,984,000 |
| Hispanic | 2,984 | $796,920,000 | $267,000 | $4,005,000 | $104,000 | $2,911,000 |
| Black or African American | 1,224 | $293,280,000 | $239,000 | $1,955,000 | $105,000 | $1,920,000 |
| Not Provided | 531 | $168,375,000 | $317,000 | $2,045,000 | $154,000 | $5,500,000 |
| Asian | 358 | $110,640,000 | $309,000 | $1,575,000 | $157,000 | $1,151,000 |
| American Indian or Alaskan Native | 77 | $19,685,000 | $255,000 | $805,000 | $100,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $11,195,000 | $339,000 | $755,000 | $149,000 | $589,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,859 | $1,448,655,000 | $247,000 | $4,005,000 | $134,000 | $5,500,000 |
| FHA-insured (Federal Housing Administration) | 3,269 | $938,485,000 | $287,000 | $1,355,000 | $92,000 | $1,157,000 |
| VA-guaranteed (Veterans Administration) | 586 | $219,060,000 | $373,000 | $1,805,000 | $111,000 | $1,036,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 156 | $29,790,000 | $190,000 | $385,000 | $73,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,238 | $1,622,830,000 | $260,000 | $2,045,000 | $112,000 | $4,337,000 |
| Application Withdrawn By Applicant | 3,030 | $844,360,000 | $278,000 | $4,005,000 | $130,000 | $5,500,000 |
| Application Denied By Financial Institution | 274 | $71,240,000 | $260,000 | $1,155,000 | $98,000 | $1,920,000 |
| File Closed For Incompleteness | 214 | $62,420,000 | $291,000 | $1,955,000 | $125,000 | $1,881,000 |
| Application Approved But Not Accepted | 114 | $35,140,000 | $308,000 | $2,885,000 | $139,000 | $2,911,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,596 | $2,564,750,000 | $267,000 | $4,005,000 | $119,000 | $5,500,000 |
| Debt-To-Income Ratio | 106 | $28,060,000 | $264,000 | $735,000 | $74,000 | $220,000 |
| Collateral | 49 | $11,125,000 | $227,000 | $735,000 | $92,000 | $352,000 |
| Unverifiable Information | 34 | $10,100,000 | $297,000 | $735,000 | $115,000 | $252,000 |
| Other | 31 | $7,565,000 | $244,000 | $1,155,000 | $189,000 | $1,920,000 |
| Credit History | 27 | $6,125,000 | $226,000 | $535,000 | $83,000 | $191,000 |
| Employment History | 22 | $6,700,000 | $304,000 | $525,000 | $87,000 | $134,000 |
| Credit Application Incomplete | 5 | $1,565,000 | $313,000 | $625,000 | $115,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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