Get A Rate Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Get A Rate Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Get A Rate Llc 411 Hackensack Ave Suite 104 Hackensack, NJ 07601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 |
| Total Number of Mortgage Applications | 2,259 |
| Total Mortgage Loan Application Amount | $794,815,000 |
| Average Mortgage Loan Application Amount | $355,666 |
| Highest Mortgage Loan Application Amount | $1,995,000 |
| Average Applicant Income | $152,666 |
| Highest Applicant Income | $4,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Get A Rate Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Get A Rate Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Get A Rate Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Get A Rate Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Get A Rate Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Get A Rate Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 392 | $ 154,390,000 | $ 393,000 | $ 159,000 |
| Passaic County New Jersey | 177 | $ 63,105,000 | $ 356,000 | $ 128,000 |
| Middlesex County New Jersey | 142 | $ 45,460,000 | $ 320,000 | $ 177,000 |
| Essex County New Jersey | 120 | $ 45,520,000 | $ 379,000 | $ 156,000 |
| Hudson County New Jersey | 113 | $ 49,435,000 | $ 437,000 | $ 173,000 |
| Morris County New Jersey | 112 | $ 41,100,000 | $ 366,000 | $ 163,000 |
| Union County New Jersey | 89 | $ 30,255,000 | $ 339,000 | $ 135,000 |
| Ocean County New Jersey | 80 | $ 24,870,000 | $ 310,000 | $ 136,000 |
| Monmouth County New Jersey | 78 | $ 28,670,000 | $ 367,000 | $ 159,000 |
| San Bernardino County California | 62 | $ 19,860,000 | $ 320,000 | $ 102,000 |
| Somerset County New Jersey | 55 | $ 19,015,000 | $ 345,000 | $ 180,000 |
| Burlington County New Jersey | 50 | $ 13,400,000 | $ 268,000 | $ 136,000 |
| Sussex County New Jersey | 46 | $ 15,640,000 | $ 340,000 | $ 144,000 |
| Los Angeles County California | 31 | $ 13,105,000 | $ 422,000 | $ 132,000 |
| Mercer County New Jersey | 24 | $ 7,800,000 | $ 325,000 | $ 145,000 |
| Hunterdon County New Jersey | 23 | $ 7,415,000 | $ 322,000 | $ 198,000 |
| Camden County New Jersey | 21 | $ 5,825,000 | $ 277,000 | $ 119,000 |
| Gloucester County New Jersey | 21 | $ 5,895,000 | $ 280,000 | $ 144,000 |
| Broward County Florida | 20 | $ 6,960,000 | $ 348,000 | $ 105,000 |
| Atlantic County New Jersey | 20 | $ 5,140,000 | $ 257,000 | $ 149,000 |
| Cook County Illinois | 19 | $ 5,375,000 | $ 282,000 | $ 77,000 |
| Riverside County California | 16 | $ 5,070,000 | $ 316,000 | $ 122,000 |
| Cape May County New Jersey | 16 | $ 6,170,000 | $ 385,000 | $ 207,000 |
| Warren County New Jersey | 16 | $ 3,860,000 | $ 241,000 | $ 536,000 |
| Miami-Dade County Florida | 13 | $ 5,775,000 | $ 444,000 | $ 262,000 |
| Lee County Florida | 12 | $ 2,920,000 | $ 243,000 | $ 142,000 |
| Orange County California | 10 | $ 3,930,000 | $ 393,000 | $ 159,000 |
| Fulton County Georgia | 10 | $ 2,860,000 | $ 286,000 | $ 271,000 |
| Palm Beach County Florida | 9 | $ 3,395,000 | $ 377,000 | $ 164,000 |
| Cobb County Georgia | 8 | $ 2,680,000 | $ 335,000 | $ 219,000 |
| Forsyth County Georgia | 8 | $ 2,700,000 | $ 337,000 | $ 121,000 |
| Gwinnett County Georgia | 6 | $ 1,610,000 | $ 268,000 | $ 127,000 |
| Alameda County California | 5 | $ 2,485,000 | $ 497,000 | $ 256,000 |
| Kern County California | 5 | $ 1,105,000 | $ 221,000 | $ 59,000 |
| San Diego County California | 5 | $ 1,915,000 | $ 383,000 | $ 113,000 |
| Litchfield County Connecticut | 5 | $ 1,135,000 | $ 227,000 | $ 110,000 |
| Hillsborough County Florida | 5 | $ 1,435,000 | $ 287,000 | $ 81,000 |
| Orange County Florida | 5 | $ 1,145,000 | $ 229,000 | $ 122,000 |
| Polk County Florida | 5 | $ 1,315,000 | $ 263,000 | $ 57,000 |
| DeKalb County Georgia | 5 | $ 1,525,000 | $ 305,000 | $ 94,000 |
| Comal County Texas | 5 | $ 1,675,000 | $ 335,000 | $ 100,000 |
| Brevard County Florida | 4 | $ 1,350,000 | $ 337,000 | $ 137,000 |
| Collier County Florida | 4 | $ 1,900,000 | $ 475,000 | $ 285,000 |
| Osceola County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 272,000 |
| Hall County Georgia | 4 | $ 1,060,000 | $ 265,000 | $ 102,000 |
| Pike County Pennsylvania | 4 | $ 1,000,000 | $ 250,000 | $ 201,000 |
| Fresno County California | 3 | $ 805,000 | $ 268,000 | $ 183,000 |
| Nevada County California | 3 | $ 1,045,000 | $ 348,000 | $ 100,000 |
| Sacramento County California | 3 | $ 805,000 | $ 268,000 | $ 81,000 |
| Solano County California | 3 | $ 1,475,000 | $ 491,000 | $ 104,000 |
| Duval County Florida | 3 | $ 745,000 | $ 248,000 | $ 68,000 |
| Seminole County Florida | 3 | $ 875,000 | $ 291,000 | $ 132,000 |
| St. Johns County Florida | 3 | $ 715,000 | $ 238,000 | $ 89,000 |
| DuPage County Illinois | 3 | $ 825,000 | $ 275,000 | $ 99,000 |
| Cumberland County New Jersey | 3 | $ 775,000 | $ 258,000 | $ 79,000 |
| Salem County New Jersey | 3 | $ 935,000 | $ 311,000 | $ 114,000 |
| Contra Costa County California | 2 | $ 1,330,000 | $ 665,000 | $ 144,000 |
| Merced County California | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| San Luis Obispo County California | 2 | $ 480,000 | $ 240,000 | $ 46,000 |
| Fairfield County Connecticut | 2 | $ 870,000 | $ 435,000 | $ 135,000 |
| New Haven County Connecticut | 2 | $ 830,000 | $ 415,000 | $ 145,000 |
| Clay County Florida | 2 | $ 930,000 | $ 465,000 | $ 140,000 |
| Lake County Florida | 2 | $ 670,000 | $ 335,000 | $ 81,000 |
| Nassau County Florida | 2 | $ 410,000 | $ 205,000 | $ 37,000 |
| Pasco County Florida | 2 | $ 390,000 | $ 195,000 | $ 105,000 |
| Pinellas County Florida | 2 | $ 450,000 | $ 225,000 | $ 103,000 |
| Douglas County Georgia | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Effingham County Georgia | 2 | $ 480,000 | $ 240,000 | $ 126,000 |
| Newton County Georgia | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| Walton County Georgia | 2 | $ 760,000 | $ 380,000 | $ 98,000 |
| Chester County Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 205,000 |
| Dauphin County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 173,000 |
| Monroe County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 122,000 |
| Calaveras County California | 1 | $ 495,000 | $ 495,000 | $ 98,000 |
| Humboldt County California | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Madera County California | 1 | $ 535,000 | $ 535,000 | $ 60,000 |
| Napa County California | 1 | $ 485,000 | $ 485,000 | $ 76,000 |
| Tulare County California | 1 | $ 125,000 | $ 125,000 | $ 159,000 |
| Charlotte County Florida | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Hernando County Florida | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Highlands County Florida | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Indian River County Florida | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 169,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Monroe County Florida | 1 | $ 605,000 | $ 605,000 | $ 192,000 |
| Okaloosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Santa Rosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| St. Lucie County Florida | 1 | $ 335,000 | $ 335,000 | $ 275,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Chatham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Cherokee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Clayton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Coffee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Grady County Georgia | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Greene County Georgia | 1 | $ 545,000 | $ 545,000 | $ 391,000 |
| Habersham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Henry County Georgia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Madison County Georgia | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Kane County Illinois | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Kendall County Illinois | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Lake County Illinois | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| McHenry County Illinois | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Will County Illinois | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Cumberland County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Northampton County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 356,000 |
| Philadelphia County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Susquehanna County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Wayne County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Berkeley County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| York County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Bexar County Texas | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Cooke County Texas | 1 | $ 335,000 | $ 335,000 | $ 297,000 |
| Dallas County Texas | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Denton County Texas | 1 | $ 495,000 | $ 495,000 | $ 129,000 |
| Fort Bend County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Guadalupe County Texas | 1 | $ 995,000 | $ 995,000 | $ 188,000 |
| Rains County Texas | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Williamson County Texas | 1 | $ 445,000 | $ 445,000 | $ 167,000 |
| Franklin County Washington | 1 | $ 345,000 | $ 345,000 | $ 136,000 |
| Spokane County Washington | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for Get A Rate Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,063 | $362,485,000 | $341,000 | $1,995,000 | $160,000 | $2,828,000 |
| Cash-out Refinancing | 642 | $215,360,000 | $335,000 | $1,585,000 | $152,000 | $2,538,000 |
| Home Purchase | 554 | $216,970,000 | $391,000 | $1,285,000 | $146,000 | $4,560,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 952 | $331,480,000 | $348,000 | $1,585,000 | $162,000 | $4,560,000 |
| Not Provided | 482 | $171,500,000 | $355,000 | $1,265,000 | $152,000 | $1,932,000 |
| Hispanic | 440 | $149,790,000 | $340,000 | $995,000 | $123,000 | $1,569,000 |
| Asian | 249 | $95,705,000 | $384,000 | $1,995,000 | $175,000 | $1,866,000 |
| Black or African American | 80 | $24,670,000 | $308,000 | $665,000 | $118,000 | $709,000 |
| American Indian or Alaskan Native | 8 | $2,430,000 | $303,000 | $595,000 | $335,000 | $1,346,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $77,000 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,903 | $663,295,000 | $348,000 | $1,995,000 | $163,000 | $4,560,000 |
| FHA-insured (Federal Housing Administration) | 289 | $105,435,000 | $364,000 | $915,000 | $99,000 | $1,932,000 |
| VA-guaranteed (Veterans Administration) | 64 | $24,580,000 | $384,000 | $995,000 | $136,000 | $2,538,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $1,505,000 | $501,000 | $915,000 | $91,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,141 | $398,475,000 | $349,000 | $995,000 | $144,000 | $896,000 |
| Application Withdrawn By Applicant | 636 | $228,360,000 | $359,000 | $1,285,000 | $189,000 | $4,560,000 |
| Application Denied By Financial Institution | 242 | $81,690,000 | $337,000 | $955,000 | $104,000 | $726,000 |
| Application Approved But Not Accepted | 175 | $64,785,000 | $370,000 | $1,995,000 | $182,000 | $2,828,000 |
| File Closed For Incompleteness | 52 | $16,810,000 | $323,000 | $765,000 | $103,000 | $392,000 |
| Preapproval Approved but not Accepted | 8 | $2,980,000 | $372,000 | $825,000 | $121,000 | $339,000 |
| Preapproval Denied by Financial Institution | 5 | $1,715,000 | $343,000 | $495,000 | $79,000 | $166,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,012 | $711,410,000 | $353,000 | $1,995,000 | $160,000 | $4,560,000 |
| Debt-To-Income Ratio | 152 | $53,720,000 | $353,000 | $955,000 | $94,000 | $726,000 |
| Credit History | 50 | $15,820,000 | $316,000 | $865,000 | $126,000 | $700,000 |
| Other | 23 | $7,245,000 | $315,000 | $555,000 | $103,000 | $384,000 |
| Collateral | 16 | $4,930,000 | $308,000 | $725,000 | $137,000 | $352,000 |
| Unverifiable Information | 4 | $1,180,000 | $295,000 | $385,000 | $34,000 | $136,000 |
| Employment History | 2 | $510,000 | $255,000 | $285,000 | $111,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Get A Rate Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Get A Rate Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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