Ally Bank F/K/A/ Gmac Bank Mortgage Lending & HMDA Data, 2008

In 2008, Ally Bank F/K/A/ Gmac Bank of Ft. Washington, PA reported 215,340 mortgage applications totaling $45.9 billion, up 15% from 2007. The average application was for $213,072, and applicants reported an average income of $42,469. 26% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (9,779), Phoenix-Mesa-Scottsdale, AZ (7,091) and Los Angeles-Long Beach-Glendale, CA (5,085) (applications in parentheses).

Mortgage Company & Address Ally Bank F/K/A/ Gmac Bank
1100 Virginia Drive
Ft. Washington, PA 19034
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 215,340
Total Mortgage Loan Application Amount $45,883,057,000
Average Mortgage Loan Application Amount $213,072
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $42,469
Highest Applicant Income $6,552,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank F/K/A/ Gmac Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank F/K/A/ Gmac Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 6,472 $ 1,423,430,000 $ 219,936 $ 39,000
Cook, Illinois 5,678 $ 1,500,174,000 $ 264,208 $ 80,000
Los Angeles, California 5,085 $ 1,651,824,000 $ 324,842 $ 66,000
Middlesex, Massachusetts 2,514 $ 785,628,000 $ 312,501 $ 41,000
Pima, Arizona 2,274 $ 446,772,000 $ 196,469 $ 21,000
Riverside, California 1,994 $ 507,494,000 $ 254,510 $ 50,000
Harris, Texas 1,817 $ 291,469,000 $ 160,412 $ 51,000
Clark, Nevada 1,790 $ 377,700,000 $ 211,005 $ 25,000
King, Washington 1,784 $ 575,263,000 $ 322,456 $ 62,000
San Bernardino, California 1,773 $ 419,549,000 $ 236,632 $ 52,000
San Diego, California 1,720 $ 530,508,000 $ 308,434 $ 58,000
Orange, California 1,661 $ 576,938,000 $ 347,343 $ 80,000
El Paso, Colorado 1,613 $ 335,438,000 $ 207,959 $ 17,000
St. Louis, Missouri 1,601 $ 303,406,000 $ 189,510 $ 27,000
Miami-Dade, Florida 1,489 $ 358,630,000 $ 240,852 $ 65,000
Essex, Massachusetts 1,408 $ 403,592,000 $ 286,642 $ 43,000
DuPage, Illinois 1,347 $ 363,048,000 $ 269,523 $ 73,000
Salt Lake, Utah 1,303 $ 287,620,000 $ 220,736 $ 44,000
Norfolk, Massachusetts 1,290 $ 401,996,000 $ 311,624 $ 34,000
Wayne, Michigan 1,287 $ 154,215,000 $ 119,825 $ 38,000
Bexar, Texas 1,286 $ 185,720,000 $ 144,416 $ 16,000
Philadelphia, Pennsylvania 1,191 $ 190,068,000 $ 159,586 $ 39,000
Dallas, Texas 1,161 $ 188,759,000 $ 162,583 $ 39,000
Snohomish, Washington 1,154 $ 317,436,000 $ 275,074 $ 37,000
Prince George's, Maryland 1,150 $ 311,675,000 $ 271,021 $ 31,000
Denver, Colorado 1,115 $ 257,397,000 $ 230,849 $ 55,000
Utah, Utah 1,097 $ 256,778,000 $ 234,072 $ 54,000
Oakland, Michigan 1,065 $ 215,885,000 $ 202,708 $ 75,000
Baltimore, Maryland 1,050 $ 236,623,000 $ 225,355 $ 29,000
Pierce, Washington 1,045 $ 257,086,000 $ 246,015 $ 40,000
Tarrant, Texas 1,004 $ 159,925,000 $ 159,287 $ 34,000
Will, Illinois 999 $ 234,704,000 $ 234,938 $ 58,000
Milwaukee, Wisconsin 968 $ 164,728,000 $ 170,173 $ 50,000
Marion, Indiana 964 $ 119,890,000 $ 124,367 $ 47,000
Johnson, Kansas 936 $ 193,163,000 $ 206,370 $ 34,000
Sacramento, California 923 $ 212,327,000 $ 230,040 $ 48,000
Lake, Illinois 903 $ 247,095,000 $ 273,637 $ 73,000
Arapahoe, Colorado 896 $ 199,209,000 $ 222,331 $ 49,000
Suffolk, Massachusetts 891 $ 262,940,000 $ 295,106 $ 45,000
Jefferson, Colorado 884 $ 201,224,000 $ 227,628 $ 44,000
Worcester, Massachusetts 879 $ 216,526,000 $ 246,332 $ 40,000
Wake, North Carolina 867 $ 197,373,000 $ 227,650 $ 46,000
Kane, Illinois 842 $ 197,278,000 $ 234,296 $ 59,000
New Castle, Delaware 834 $ 178,752,000 $ 214,330 $ 38,000
Broward, Florida 832 $ 180,671,000 $ 217,152 $ 50,000
Jackson, Missouri 830 $ 122,288,000 $ 147,334 $ 30,000
Waukesha, Wisconsin 809 $ 199,913,000 $ 247,111 $ 75,000
Baltimore City, Maryland 789 $ 126,345,000 $ 160,133 $ 26,000
Hennepin, Minnesota 784 $ 178,648,000 $ 227,867 $ 57,000
Mecklenburg, North Carolina 766 $ 152,117,000 $ 198,586 $ 42,000
Anne Arundel, Maryland 754 $ 214,038,000 $ 283,870 $ 26,000
Montgomery, Maryland 749 $ 237,883,000 $ 317,600 $ 38,000
Mesa, Colorado 747 $ 162,867,000 $ 218,028 $ 30,000
Fairfax, Virginia 747 $ 239,558,000 $ 320,693 $ 46,000
Contra Costa, California 733 $ 246,805,000 $ 336,705 $ 55,000
Travis, Texas 726 $ 148,165,000 $ 204,084 $ 38,000
New Haven, Connecticut 721 $ 157,793,000 $ 218,852 $ 50,000
Alameda, California 720 $ 258,320,000 $ 358,777 $ 49,000
Hartford, Connecticut 711 $ 155,179,000 $ 218,254 $ 41,000
Camden, New Jersey 711 $ 134,120,000 $ 188,635 $ 35,000
St. Charles, Missouri 710 $ 141,628,000 $ 199,476 $ 24,000
El Paso, Texas 702 $ 92,180,000 $ 131,310 $ 47,000
Douglas, Colorado 701 $ 201,669,000 $ 287,687 $ 60,000
Montgomery, Pennsylvania 698 $ 170,550,000 $ 244,340 $ 54,000
Ocean, New Jersey 684 $ 166,174,000 $ 242,944 $ 48,000
Burlington, New Jersey 683 $ 157,881,000 $ 231,158 $ 46,000
Plymouth, Massachusetts 682 $ 193,163,000 $ 283,230 $ 43,000
Fresno, California 678 $ 149,182,000 $ 220,032 $ 43,000
Middlesex, New Jersey 656 $ 178,633,000 $ 272,306 $ 64,000
Adams, Colorado 636 $ 116,400,000 $ 183,018 $ 39,000
Monmouth, New Jersey 628 $ 181,469,000 $ 288,963 $ 69,000
Orange, Florida 627 $ 129,763,000 $ 206,958 $ 55,000
Kern, California 622 $ 118,697,000 $ 190,831 $ 33,000
Pinal, Arizona 619 $ 105,415,000 $ 170,298 $ 35,000
Bucks, Pennsylvania 612 $ 156,339,000 $ 255,455 $ 62,000
Hillsborough, Florida 602 $ 116,015,000 $ 192,715 $ 49,000
Franklin, Ohio 601 $ 92,637,000 $ 154,138 $ 18,000
Santa Clara, California 591 $ 247,915,000 $ 419,483 $ 79,000
Multnomah, Oregon 586 $ 145,067,000 $ 247,554 $ 40,000
Whatcom, Washington 584 $ 141,132,000 $ 241,664 $ 11,000
Cumberland, Maine 575 $ 133,743,000 $ 232,596 $ 63,000
Macomb, Michigan 566 $ 84,986,000 $ 150,151 $ 43,000
Rockingham, New Hampshire 561 $ 142,661,000 $ 254,297 $ 44,000
Shelby, Tennessee 560 $ 74,943,000 $ 133,826 $ 46,000
Collin, Texas 557 $ 108,731,000 $ 195,208 $ 43,000
Hillsborough, New Hampshire 544 $ 124,032,000 $ 228,000 $ 39,000
Bergen, New Jersey 540 $ 183,578,000 $ 339,959 $ 73,000
Chester, Pennsylvania 538 $ 138,950,000 $ 258,271 $ 61,000
Denton, Texas 528 $ 94,378,000 $ 178,746 $ 40,000
Bernalillo, New Mexico 520 $ 101,273,000 $ 194,755 $ 36,000
Suffolk, New York 497 $ 141,434,000 $ 284,575 $ 80,000
Virginia Beach, Virginia 487 $ 117,775,000 $ 241,837 $ 18,000
Fulton, Georgia 476 $ 103,189,000 $ 216,783 $ 58,000
Spokane, Washington 476 $ 90,519,000 $ 190,165 $ 22,000
Essex, New Jersey 471 $ 137,522,000 $ 291,978 $ 58,000
Palm Beach, Florida 469 $ 107,790,000 $ 229,829 $ 86,000
Delaware, Pennsylvania 467 $ 92,986,000 $ 199,113 $ 39,000
Hamilton, Indiana 464 $ 98,990,000 $ 213,340 $ 67,000
Cuyahoga, Ohio 463 $ 62,602,000 $ 135,209 $ 20,000
Prince William, Virginia 453 $ 119,166,000 $ 263,059 $ 32,000
Jefferson, Alabama 452 $ 65,373,000 $ 144,630 $ 30,000
Fairfield, Connecticut 451 $ 136,727,000 $ 303,164 $ 54,000
Larimer, Colorado 448 $ 101,208,000 $ 225,910 $ 45,000
Dane, Wisconsin 441 $ 96,427,000 $ 218,655 $ 52,000
Ventura, California 440 $ 149,332,000 $ 339,390 $ 62,000
Barnstable, Massachusetts 438 $ 124,313,000 $ 283,819 $ 53,000
San Joaquin, California 436 $ 97,214,000 $ 222,967 $ 49,000
Lake, Indiana 436 $ 67,169,000 $ 154,057 $ 30,000
Bristol, Massachusetts 434 $ 107,810,000 $ 248,410 $ 42,000
Gloucester, New Jersey 428 $ 95,222,000 $ 222,481 $ 45,000
McHenry, Illinois 420 $ 96,194,000 $ 229,033 $ 65,000
St. Louis City, Missouri 416 $ 58,695,000 $ 141,093 $ 25,000
Jefferson, Missouri 414 $ 66,098,000 $ 159,657 $ 13,000
District of Columbia, District Of Columbia 413 $ 123,177,000 $ 298,249 $ 46,000
Bell, Texas 412 $ 51,912,000 $ 126,000 $ 10,000
Washington, Oregon 400 $ 103,956,000 $ 259,890 $ 30,000
Harford, Maryland 394 $ 92,389,000 $ 234,489 $ 30,000
Honolulu, Hawaii 392 $ 141,805,000 $ 361,747 $ 55,000
Boulder, Colorado 388 $ 105,515,000 $ 271,945 $ 62,000
Scott, Iowa 385 $ 65,185,000 $ 169,311 $ 11,000
Morris, New Jersey 383 $ 120,726,000 $ 315,211 $ 61,000
Pinellas, Florida 377 $ 67,571,000 $ 179,233 $ 56,000
Clark, Washington 374 $ 92,630,000 $ 247,673 $ 31,000
Cobb, Georgia 373 $ 74,372,000 $ 199,388 $ 30,000
Gwinnett, Georgia 372 $ 70,416,000 $ 189,290 $ 32,000
DeKalb, Georgia 364 $ 63,833,000 $ 175,365 $ 33,000
Providence, Rhode Island 364 $ 76,758,000 $ 210,873 $ 41,000
Lee, Florida 362 $ 75,730,000 $ 209,198 $ 72,000
York, Pennsylvania 360 $ 62,635,000 $ 173,986 $ 36,000
Greenville, South Carolina 357 $ 65,376,000 $ 183,126 $ 20,000
Davis, Utah 357 $ 80,996,000 $ 226,879 $ 37,000
Clay, Missouri 356 $ 56,309,000 $ 158,171 $ 21,000
Williamson, Texas 356 $ 58,797,000 $ 165,160 $ 26,000
Oklahoma, Oklahoma 354 $ 48,019,000 $ 135,646 $ 31,000
Monroe, Indiana 350 $ 54,576,000 $ 155,931 $ 39,000
Pueblo, Colorado 349 $ 48,236,000 $ 138,212 $ 28,000
Duval, Florida 349 $ 59,548,000 $ 170,624 $ 29,000
Queens, New York 348 $ 125,017,000 $ 359,244 $ 66,000
Richland, South Carolina 347 $ 58,744,000 $ 169,291 $ 23,000
Howard, Maryland 342 $ 103,312,000 $ 302,081 $ 45,000
Fort Bend, Texas 339 $ 61,690,000 $ 181,976 $ 57,000
Summit, Ohio 335 $ 50,791,000 $ 151,614 $ 30,000
Thurston, Washington 335 $ 78,584,000 $ 234,579 $ 38,000
Hampden, Massachusetts 334 $ 62,555,000 $ 187,290 $ 39,000
Union, New Jersey 329 $ 96,532,000 $ 293,410 $ 62,000
Hidalgo, Texas 329 $ 43,748,000 $ 132,972 $ 56,000
Sedgwick, Kansas 326 $ 46,435,000 $ 142,438 $ 44,000
Mercer, New Jersey 326 $ 81,712,000 $ 250,650 $ 63,000
Atlantic, New Jersey 322 $ 72,965,000 $ 226,599 $ 62,000
Montgomery, Texas 322 $ 56,399,000 $ 175,152 $ 47,000
Charleston, South Carolina 319 $ 81,342,000 $ 254,990 $ 52,000
Hudson, New Jersey 317 $ 98,291,000 $ 310,066 $ 74,000
Cumberland, North Carolina 316 $ 44,162,000 $ 139,753 $ 8,000
Kitsap, Washington 315 $ 78,983,000 $ 250,739 $ 29,000
Solano, California 313 $ 86,645,000 $ 276,821 $ 46,000
Washoe, Nevada 311 $ 71,438,000 $ 229,704 $ 34,000
Allen, Indiana 308 $ 39,127,000 $ 127,035 $ 42,000
Chesterfield, Virginia 308 $ 72,244,000 $ 234,558 $ 44,000
Yuma, Arizona 306 $ 53,059,000 $ 173,395 $ 19,000
Dakota, Minnesota 304 $ 68,609,000 $ 225,687 $ 52,000
York, Maine 300 $ 64,998,000 $ 216,660 $ 41,000
Ada, Idaho 297 $ 59,677,000 $ 200,932 $ 38,000
Somerset, New Jersey 297 $ 87,123,000 $ 293,343 $ 63,000
Clackamas, Oregon 297 $ 83,340,000 $ 280,606 $ 38,000
Lane, Oregon 294 $ 60,812,000 $ 206,843 $ 58,000
East Baton Rouge, Louisiana 293 $ 47,026,000 $ 160,498 $ 53,000
Lancaster, Pennsylvania 293 $ 49,852,000 $ 170,143 $ 23,000
Sonoma, California 290 $ 95,381,000 $ 328,900 $ 50,000
Kendall, Illinois 290 $ 68,532,000 $ 236,317 $ 58,000
Ramsey, Minnesota 290 $ 58,632,000 $ 202,179 $ 61,000
Allegheny, Pennsylvania 289 $ 37,170,000 $ 128,615 $ 44,000
Yavapai, Arizona 288 $ 65,690,000 $ 228,090 $ 35,000
Passaic, New Jersey 287 $ 82,889,000 $ 288,811 $ 45,000
Mobile, Alabama 284 $ 39,056,000 $ 137,521 $ 28,000
Polk, Florida 284 $ 46,348,000 $ 163,197 $ 54,000
Nassau, New York 284 $ 94,042,000 $ 331,133 $ 86,000
Skagit, Washington 284 $ 68,411,000 $ 240,883 $ 11,000
Berks, Pennsylvania 283 $ 46,291,000 $ 163,572 $ 28,000
Davidson, Tennessee 283 $ 48,837,000 $ 172,568 $ 47,000
Weld, Colorado 280 $ 57,833,000 $ 206,546 $ 33,000
Chesapeake, Virginia 279 $ 69,635,000 $ 249,587 $ 14,000
Winnebago, Illinois 272 $ 36,454,000 $ 134,022 $ 10,000
Stanislaus, California 270 $ 53,749,000 $ 199,070 $ 48,000
Kings, New York 270 $ 102,158,000 $ 378,362 $ 77,000
Placer, California 268 $ 85,085,000 $ 317,481 $ 63,000
Horry, South Carolina 268 $ 52,813,000 $ 197,063 $ 57,000
Loudoun, Virginia 267 $ 90,987,000 $ 340,775 $ 42,000
Guilford, North Carolina 264 $ 46,914,000 $ 177,704 $ 45,000
San Luis Obispo, California 263 $ 81,502,000 $ 309,893 $ 37,000
Sussex, Delaware 260 $ 61,745,000 $ 237,480 $ 47,000
Johnson, Indiana 258 $ 41,218,000 $ 159,759 $ 58,000
Hamilton, Ohio 256 $ 39,591,000 $ 154,652 $ 23,000
Lehigh, Pennsylvania 255 $ 47,189,000 $ 185,054 $ 30,000
Washtenaw, Michigan 250 $ 49,701,000 $ 198,804 $ 39,000
Anoka, Minnesota 249 $ 52,392,000 $ 210,409 $ 44,000
Beaufort, South Carolina 249 $ 84,973,000 $ 341,257 $ 46,000
Seminole, Florida 248 $ 54,471,000 $ 219,641 $ 56,000
Mohave, Arizona 240 $ 47,811,000 $ 199,212 $ 80,000
Volusia, Florida 238 $ 38,735,000 $ 162,752 $ 42,000
Ingham, Michigan 238 $ 33,535,000 $ 140,903 $ 42,000
Durham, North Carolina 238 $ 44,663,000 $ 187,659 $ 47,000
Genesee, Michigan 237 $ 27,172,000 $ 114,649 $ 41,000
Yakima, Washington 237 $ 37,450,000 $ 158,016 $ 16,000
San Mateo, California 235 $ 95,800,000 $ 407,659 $ 74,000
Merrimack, New Hampshire 232 $ 47,979,000 $ 206,806 $ 47,000
Kent, Delaware 230 $ 47,150,000 $ 205,000 $ 35,000
Madison, Alabama 229 $ 40,612,000 $ 177,344 $ 17,000
Polk, Iowa 228 $ 34,754,000 $ 152,429 $ 52,000
Island, Washington 227 $ 55,450,000 $ 244,273 $ 14,000
Cabarrus, North Carolina 223 $ 45,676,000 $ 204,825 $ 66,000
New London, Connecticut 222 $ 50,133,000 $ 225,824 $ 50,000
Weber, Utah 222 $ 41,463,000 $ 186,770 $ 37,000
Forsyth, North Carolina 220 $ 35,984,000 $ 163,563 $ 30,000
Tulsa, Oklahoma 220 $ 32,237,000 $ 146,531 $ 30,000
Tulare, California 218 $ 42,941,000 $ 196,977 $ 37,000
Washington, Wisconsin 218 $ 49,908,000 $ 228,935 $ 72,000
Anchorage, Alaska 216 $ 56,445,000 $ 261,319 $ 47,000
Henrico, Virginia 215 $ 46,661,000 $ 217,027 $ 35,000
Union, North Carolina 214 $ 51,998,000 $ 242,981 $ 59,000
St. Clair, Illinois 211 $ 35,097,000 $ 166,336 $ 22,000
York, South Carolina 211 $ 43,592,000 $ 206,597 $ 35,000
Brevard, Florida 209 $ 35,884,000 $ 171,693 $ 30,000
Monongalia, West Virginia 209 $ 38,697,000 $ 185,153 $ 7,000
Dauphin, Pennsylvania 208 $ 29,031,000 $ 139,572 $ 40,000
Marion, Oregon 207 $ 40,640,000 $ 196,328 $ 27,000
El Dorado, California 206 $ 65,016,000 $ 315,611 $ 73,000
Tippecanoe, Indiana 205 $ 27,494,000 $ 134,117 $ 55,000
Charles, Maryland 205 $ 59,237,000 $ 288,960 $ 28,000
Montgomery, Ohio 202 $ 25,660,000 $ 127,029 $ 23,000
Pasco, Florida 201 $ 30,971,000 $ 154,084 $ 42,000
Hendricks, Indiana 201 $ 31,277,000 $ 155,606 $ 54,000
Strafford, New Hampshire 201 $ 40,573,000 $ 201,855 $ 40,000
Galveston, Texas 200 $ 31,683,000 $ 158,415 $ 65,000
Pulaski, Arkansas 198 $ 28,412,000 $ 143,494 $ 15,000
Norfolk, Virginia 198 $ 40,502,000 $ 204,555 $ 15,000
Laramie, Wyoming 196 $ 34,227,000 $ 174,627 $ 21,000
Frederick, Maryland 194 $ 51,971,000 $ 267,891 $ 36,000
Midland, Texas 194 $ 31,448,000 $ 162,103 $ 18,000
Clayton, Georgia 193 $ 24,132,000 $ 125,036 $ 11,000
Orleans, Louisiana 193 $ 32,646,000 $ 169,150 $ 58,000
Cochise, Arizona 192 $ 32,641,000 $ 170,005 $ 12,000
Deschutes, Oregon 192 $ 46,269,000 $ 240,984 $ 56,000
Chatham, Georgia 191 $ 30,993,000 $ 162,267 $ 25,000
St. Joseph, Indiana 189 $ 20,794,000 $ 110,021 $ 35,000
Jefferson, Kentucky 189 $ 30,269,000 $ 160,153 $ 40,000
Kent, Michigan 189 $ 28,463,000 $ 150,597 $ 37,000
Rock Island, Illinois 188 $ 24,732,000 $ 131,553 $ 14,000
Osceola, Florida 187 $ 35,879,000 $ 191,866 $ 81,000
Linn, Iowa 186 $ 26,417,000 $ 142,026 $ 14,000
Northampton, Pennsylvania 186 $ 38,756,000 $ 208,365 $ 39,000
Brown, Wisconsin 186 $ 30,312,000 $ 162,967 $ 53,000
Washington, Minnesota 185 $ 49,708,000 $ 268,691 $ 65,000
Santa Barbara, California 184 $ 51,822,000 $ 281,641 $ 74,000
Lexington, South Carolina 184 $ 27,401,000 $ 148,918 $ 27,000
Lake, Florida 183 $ 36,570,000 $ 199,836 $ 51,000
Sussex, New Jersey 181 $ 47,478,000 $ 262,309 $ 63,000
Black Hawk, Iowa 180 $ 20,873,000 $ 115,961 $ 46,000
Johnson, Texas 179 $ 22,277,000 $ 124,452 $ 14,000
Greene, Missouri 177 $ 26,833,000 $ 151,598 $ 49,000
Nueces, Texas 177 $ 26,683,000 $ 150,751 $ 42,000
Montgomery, Tennessee 176 $ 23,896,000 $ 135,772 $ 10,000
Brazoria, Texas 175 $ 27,144,000 $ 155,108 $ 32,000
Stark, Ohio 174 $ 24,959,000 $ 143,442 $ 16,000
Parker, Texas 174 $ 25,059,000 $ 144,017 $ 19,000
Henry, Georgia 173 $ 29,918,000 $ 172,936 $ 14,000
Iredell, North Carolina 171 $ 34,859,000 $ 203,853 $ 52,000
Johnston, North Carolina 171 $ 29,013,000 $ 169,666 $ 20,000
Lubbock, Texas 171 $ 20,673,000 $ 120,894 $ 9,000
Sarasota, Florida 170 $ 33,624,000 $ 197,788 $ 69,000
Onslow, North Carolina 170 $ 27,593,000 $ 162,311 $ 7,000
Cape May, New Jersey 169 $ 46,204,000 $ 273,396 $ 57,000
Platte, Missouri 167 $ 32,686,000 $ 195,724 $ 23,000
Cass, Missouri 166 $ 27,216,000 $ 163,951 $ 23,000
Richmond, New York 165 $ 51,227,000 $ 310,466 $ 74,000
Fayette, Kentucky 161 $ 25,397,000 $ 157,745 $ 48,000
Cleveland, Oklahoma 161 $ 22,058,000 $ 137,006 $ 25,000
Middlesex, Connecticut 160 $ 36,236,000 $ 226,475 $ 41,000
Jefferson, Louisiana 160 $ 25,178,000 $ 157,362 $ 57,000
Benton, Washington 160 $ 27,879,000 $ 174,243 $ 30,000
Dutchess, New York 159 $ 37,375,000 $ 235,062 $ 70,000
Carroll, Maryland 157 $ 43,707,000 $ 278,388 $ 37,000
Porter, Indiana 156 $ 28,043,000 $ 179,762 $ 36,000
St. Tammany, Louisiana 156 $ 28,599,000 $ 183,326 $ 36,000
Cecil, Maryland 156 $ 35,939,000 $ 230,378 $ 23,000
Livingston, Michigan 156 $ 31,970,000 $ 204,935 $ 49,000
Erie, New York 156 $ 19,610,000 $ 125,705 $ 59,000
Dorchester, South Carolina 156 $ 27,441,000 $ 175,903 $ 23,000
Marin, California 155 $ 66,764,000 $ 430,735 $ 59,000
St. Louis, Minnesota 154 $ 24,376,000 $ 158,285 $ 13,000
Marion, Florida 153 $ 25,328,000 $ 165,542 $ 25,000
Newport News, Virginia 153 $ 29,020,000 $ 189,673 $ 12,000
Escambia, Florida 152 $ 24,568,000 $ 161,631 $ 32,000
Buncombe, North Carolina 151 $ 29,251,000 $ 193,715 $ 48,000
Houston, Georgia 149 $ 22,100,000 $ 148,322 $ 4,000
Coconino, Arizona 148 $ 39,567,000 $ 267,344 $ 36,000
Leon, Florida 148 $ 27,637,000 $ 186,736 $ 17,000
New Hanover, North Carolina 148 $ 31,707,000 $ 214,236 $ 40,000
Knox, Tennessee 148 $ 23,444,000 $ 158,405 $ 32,000
San Francisco, California 147 $ 64,226,000 $ 436,911 $ 73,000
Richmond City, Virginia 147 $ 25,413,000 $ 172,877 $ 40,000
Cherokee, Georgia 146 $ 30,846,000 $ 211,273 $ 39,000
Muscogee, Georgia 146 $ 21,549,000 $ 147,595 $ 10,000
Bannock, Idaho 145 $ 22,033,000 $ 151,951 $ 5,000
Guadalupe, Texas 145 $ 23,792,000 $ 164,082 $ 13,000
Orange, New York 144 $ 34,763,000 $ 241,409 $ 61,000
Gaston, North Carolina 144 $ 21,848,000 $ 151,722 $ 24,000
Hampton, Virginia 143 $ 26,179,000 $ 183,069 $ 16,000
Calcasieu, Louisiana 142 $ 21,585,000 $ 152,007 $ 55,000
Anderson, South Carolina 142 $ 24,935,000 $ 175,598 $ 22,000
Cameron, Texas 142 $ 17,648,000 $ 124,281 $ 42,000
Collier, Florida 141 $ 34,964,000 $ 247,971 $ 62,000
Caddo, Louisiana 141 $ 19,813,000 $ 140,517 $ 37,000
Westchester, New York 141 $ 49,203,000 $ 348,957 $ 96,000
Monroe, Pennsylvania 141 $ 28,297,000 $ 200,687 $ 53,000
Chelan, Washington 140 $ 32,934,000 $ 235,242 $ 42,000
Santa Cruz, California 139 $ 49,567,000 $ 356,597 $ 64,000
Flathead, Montana 139 $ 31,715,000 $ 228,165 $ 47,000
Monterey, California 138 $ 43,212,000 $ 313,130 $ 56,000
Bonneville, Idaho 138 $ 22,556,000 $ 163,449 $ 12,000
Spartanburg, South Carolina 138 $ 19,340,000 $ 140,144 $ 20,000
Kenosha, Wisconsin 138 $ 27,894,000 $ 202,130 $ 45,000
Litchfield, Connecticut 137 $ 30,087,000 $ 219,613 $ 29,000
Santa Rosa, Florida 135 $ 24,206,000 $ 179,303 $ 21,000
Washington, Utah 135 $ 31,754,000 $ 235,214 $ 57,000
Calvert, Maryland 134 $ 35,116,000 $ 262,059 $ 33,000
Rock, Wisconsin 134 $ 17,997,000 $ 134,305 $ 41,000
Missoula, Montana 133 $ 28,122,000 $ 211,443 $ 26,000
Garfield, Colorado 132 $ 39,676,000 $ 300,575 $ 38,000
Cumberland, Pennsylvania 132 $ 24,807,000 $ 187,931 $ 33,000
Bay, Florida 131 $ 29,233,000 $ 223,152 $ 46,000
Hawaii, Hawaii 131 $ 37,285,000 $ 284,618 $ 76,000
Jackson, Oregon 131 $ 29,398,000 $ 224,412 $ 47,000
Scott, Minnesota 130 $ 31,873,000 $ 245,176 $ 75,000
Berkeley, West Virginia 130 $ 23,113,000 $ 177,792 $ 20,000
Racine, Wisconsin 130 $ 23,278,000 $ 179,061 $ 50,000
Canyon, Idaho 129 $ 21,451,000 $ 166,286 $ 35,000
DeKalb, Illinois 129 $ 23,207,000 $ 179,899 $ 38,000
Shelby, Alabama 128 $ 25,072,000 $ 195,875 $ 40,000
Butler, Ohio 128 $ 20,145,000 $ 157,382 $ 17,000
Berkeley, South Carolina 128 $ 21,309,000 $ 166,476 $ 27,000
Merced, California 127 $ 24,662,000 $ 194,188 $ 36,000
Hunterdon, New Jersey 127 $ 39,926,000 $ 314,377 $ 65,000
Bedford, Virginia 127 $ 25,263,000 $ 198,921 $ 43,000
Madison, Illinois 126 $ 16,554,000 $ 131,380 $ 14,000
San Juan, New Mexico 126 $ 21,724,000 $ 172,412 $ 14,000
Stafford, Virginia 126 $ 36,277,000 $ 287,912 $ 37,000
Ozaukee, Wisconsin 126 $ 34,694,000 $ 275,349 $ 106,000
Harnett, North Carolina 125 $ 21,633,000 $ 173,064 $ 8,000
Ellis, Texas 125 $ 17,855,000 $ 142,840 $ 33,000
Bronx, New York 124 $ 39,845,000 $ 321,330 $ 53,000
Paulding, Georgia 123 $ 21,157,000 $ 172,008 $ 27,000
Olmsted, Minnesota 123 $ 24,656,000 $ 200,455 $ 35,000
Butte, California 122 $ 27,119,000 $ 222,286 $ 41,000
Liberty, Georgia 122 $ 16,802,000 $ 137,721 $ 4,000
St. Lucie, Florida 121 $ 19,308,000 $ 159,570 $ 41,000
Riley, Kansas 121 $ 21,079,000 $ 174,206 $ 51,000
Dona Ana, New Mexico 121 $ 23,344,000 $ 192,925 $ 47,000
Delaware, Ohio 121 $ 29,105,000 $ 240,537 $ 19,000
Clay, Florida 120 $ 22,437,000 $ 186,975 $ 15,000
Cumberland, New Jersey 120 $ 20,022,000 $ 166,850 $ 29,000
Hays, Texas 120 $ 20,466,000 $ 170,550 $ 26,000
Kaufman, Texas 120 $ 14,871,000 $ 123,925 $ 14,000
Okaloosa, Florida 119 $ 24,825,000 $ 208,613 $ 32,000
Bossier, Louisiana 119 $ 18,736,000 $ 157,445 $ 26,000
St. Mary's, Maryland 119 $ 32,206,000 $ 270,638 $ 37,000
Spotsylvania, Virginia 119 $ 28,611,000 $ 240,428 $ 37,000
Montgomery, Alabama 118 $ 14,009,000 $ 118,720 $ 21,000
Broomfield, Colorado 118 $ 28,595,000 $ 242,330 $ 50,000
Forsyth, Georgia 118 $ 29,466,000 $ 249,711 $ 47,000
Onondaga, New York 118 $ 16,287,000 $ 138,025 $ 52,000
Navajo, Arizona 117 $ 25,333,000 $ 216,521 $ 63,000
Washington, Maryland 117 $ 24,787,000 $ 211,854 $ 26,000
Baldwin, Alabama 116 $ 19,425,000 $ 167,456 $ 44,000
Lafayette, Louisiana 116 $ 18,072,000 $ 155,793 $ 45,000
Smith, Texas 116 $ 16,632,000 $ 143,379 $ 30,000
La Plata, Colorado 114 $ 31,817,000 $ 279,096 $ 50,000
Manatee, Florida 114 $ 24,439,000 $ 214,377 $ 87,000
Arlington, Virginia 113 $ 38,415,000 $ 339,955 $ 66,000
Summit, Colorado 112 $ 39,503,000 $ 352,705 $ 146,000
Wyandotte, Kansas 112 $ 11,835,000 $ 105,669 $ 11,000
Berrien, Michigan 112 $ 19,023,000 $ 169,848 $ 56,000
Lewis and Clark, Montana 112 $ 21,946,000 $ 195,946 $ 21,000
Kent, Rhode Island 112 $ 23,848,000 $ 212,928 $ 38,000
Rutherford, Tennessee 112 $ 18,657,000 $ 166,580 $ 30,000
Grant, Washington 112 $ 19,108,000 $ 170,607 $ 22,000
DeSoto, Mississippi 111 $ 19,843,000 $ 178,765 $ 39,000
Santa Fe, New Mexico 111 $ 28,977,000 $ 261,054 $ 55,000
Brunswick, North Carolina 111 $ 25,554,000 $ 230,216 $ 47,000
Craven, North Carolina 111 $ 19,762,000 $ 178,036 $ 11,000
Washington, Rhode Island 111 $ 29,461,000 $ 265,414 $ 48,000
Portsmouth, Virginia 111 $ 19,013,000 $ 171,288 $ 22,000
Kootenai, Idaho 110 $ 22,974,000 $ 208,854 $ 43,000
LaPorte, Indiana 110 $ 15,748,000 $ 143,163 $ 39,000
Geary, Kansas 110 $ 16,063,000 $ 146,027 $ 13,000
Christian, Missouri 110 $ 16,796,000 $ 152,690 $ 44,000
Warren, New Jersey 110 $ 25,201,000 $ 229,100 $ 47,000
Georgetown, South Carolina 109 $ 27,032,000 $ 248,000 $ 38,000
Sandoval, New Mexico 108 $ 24,304,000 $ 225,037 $ 49,000
Hinds, Mississippi 107 $ 12,273,000 $ 114,700 $ 45,000
Tolland, Connecticut 106 $ 23,412,000 $ 220,867 $ 49,000
Monroe, New York 106 $ 13,838,000 $ 130,547 $ 57,000
Lorain, Ohio 106 $ 15,374,000 $ 145,037 $ 14,000
Columbia, Georgia 105 $ 17,154,000 $ 163,371 $ 5,000
Suffolk, Virginia 105 $ 25,618,000 $ 243,980 $ 14,000
Nevada, California 104 $ 28,672,000 $ 275,692 $ 52,000
Charlotte, Florida 104 $ 19,210,000 $ 184,711 $ 62,000
Cascade, Montana 104 $ 15,820,000 $ 152,115 $ 18,000
Comanche, Oklahoma 104 $ 12,822,000 $ 123,288 $ 15,000
Sumter, South Carolina 104 $ 14,818,000 $ 142,480 $ 8,000
Hamilton, Tennessee 104 $ 15,089,000 $ 145,086 $ 17,000
Montgomery, Virginia 104 $ 20,806,000 $ 200,057 $ 53,000
Saginaw, Michigan 103 $ 11,360,000 $ 110,291 $ 36,000
St. Clair, Michigan 103 $ 15,673,000 $ 152,165 $ 20,000
Belknap, New Hampshire 103 $ 21,254,000 $ 206,349 $ 52,000
Catawba, North Carolina 103 $ 16,407,000 $ 159,291 $ 20,000
Pickens, South Carolina 103 $ 16,390,000 $ 159,126 $ 15,000
Taylor, Texas 103 $ 13,270,000 $ 128,834 $ 13,000
Hernando, Florida 101 $ 15,101,000 $ 149,514 $ 44,000
Douglas, Nebraska 101 $ 15,291,000 $ 151,396 $ 47,000
Pitt, North Carolina 101 $ 15,933,000 $ 157,752 $ 21,000
Rowan, North Carolina 101 $ 16,138,000 $ 159,782 $ 41,000
Medina, Ohio 101 $ 17,683,000 $ 175,079 $ 22,000
Humboldt, California 100 $ 22,438,000 $ 224,380 $ 50,000
Saratoga, New York 100 $ 19,277,000 $ 192,770 $ 53,000
Cowlitz, Washington 100 $ 18,812,000 $ 188,120 $ 38,000
Tuscaloosa, Alabama 99 $ 17,062,000 $ 172,343 $ 33,000
Kalamazoo, Michigan 99 $ 15,221,000 $ 153,747 $ 42,000
Comal, Texas 99 $ 19,194,000 $ 193,878 $ 33,000
Penobscot, Maine 98 $ 14,433,000 $ 147,275 $ 39,000
Wright, Minnesota 98 $ 21,071,000 $ 215,010 $ 38,000
Orange, North Carolina 98 $ 24,214,000 $ 247,081 $ 70,000
Benton, Arkansas 97 $ 15,926,000 $ 164,185 $ 24,000
Madison, Indiana 97 $ 10,277,000 $ 105,948 $ 28,000
Yellowstone, Montana 97 $ 16,693,000 $ 172,092 $ 17,000
Elkhart, Indiana 96 $ 12,887,000 $ 134,239 $ 35,000
Sarpy, Nebraska 96 $ 16,845,000 $ 175,468 $ 10,000
St. Johns, Florida 95 $ 25,037,000 $ 263,547 $ 54,000
Fayette, Georgia 95 $ 22,061,000 $ 232,221 $ 22,000
Davidson, North Carolina 95 $ 14,211,000 $ 149,589 $ 44,000
Warren, Ohio 95 $ 18,843,000 $ 198,347 $ 31,000
Luzerne, Pennsylvania 95 $ 12,017,000 $ 126,494 $ 37,000
Madera, California 94 $ 21,184,000 $ 225,361 $ 50,000
Teller, Colorado 94 $ 18,727,000 $ 199,223 $ 8,000
Morgan, Indiana 94 $ 13,793,000 $ 146,734 $ 49,000
Harrison, Mississippi 94 $ 15,210,000 $ 161,808 $ 41,000
Calhoun, Alabama 93 $ 10,989,000 $ 118,161 $ 34,000
Queen Anne's, Maryland 93 $ 27,957,000 $ 300,612 $ 19,000
Tooele, Utah 93 $ 19,165,000 $ 206,075 $ 24,000
Jackson, Michigan 92 $ 11,546,000 $ 125,500 $ 28,000
Carver, Minnesota 92 $ 23,529,000 $ 255,750 $ 75,000
Greene, Ohio 92 $ 15,040,000 $ 163,478 $ 18,000
Linn, Oregon 91 $ 16,491,000 $ 181,219 $ 27,000
Alexandria, Virginia 91 $ 27,378,000 $ 300,857 $ 35,000
Yuba, California 90 $ 18,185,000 $ 202,055 $ 44,000
Eagle, Colorado 90 $ 37,088,000 $ 412,088 $ 119,000
Alachua, Florida 90 $ 17,770,000 $ 197,444 $ 41,000
Howard, Indiana 90 $ 7,523,000 $ 83,588 $ 43,000
Rockland, New York 90 $ 28,218,000 $ 313,533 $ 88,000
Pike, Pennsylvania 90 $ 16,291,000 $ 181,011 $ 64,000
Brazos, Texas 90 $ 13,758,000 $ 152,866 $ 17,000
Roanoke, Virginia 90 $ 17,633,000 $ 195,922 $ 28,000
Winnebago, Wisconsin 90 $ 12,805,000 $ 142,277 $ 43,000
Hunt, Texas 89 $ 11,430,000 $ 128,426 $ 14,000
Douglas, Kansas 88 $ 15,616,000 $ 177,454 $ 36,000
Hancock, Mississippi 87 $ 10,417,000 $ 119,735 $ 73,000
Jefferson, Wisconsin 87 $ 16,500,000 $ 189,655 $ 71,000
Outagamie, Wisconsin 87 $ 14,607,000 $ 167,896 $ 46,000
Walworth, Wisconsin 87 $ 17,859,000 $ 205,275 $ 86,000
Albemarle, Virginia 86 $ 23,328,000 $ 271,255 $ 39,000
Walla Walla, Washington 86 $ 15,230,000 $ 177,093 $ 27,000
Richmond, Georgia 85 $ 10,192,000 $ 119,905 $ 26,000
Ascension, Louisiana 85 $ 15,759,000 $ 185,400 $ 62,000
Westmoreland, Pennsylvania 85 $ 11,617,000 $ 136,670 $ 33,000
Sumner, Tennessee 85 $ 16,354,000 $ 192,400 $ 46,000
Marathon, Wisconsin 85 $ 12,245,000 $ 144,058 $ 50,000
Natrona, Wyoming 85 $ 15,229,000 $ 179,164 $ 44,000
Hancock, Indiana 84 $ 13,844,000 $ 164,809 $ 42,000
Grafton, New Hampshire 84 $ 20,635,000 $ 245,654 $ 47,000
Chittenden, Vermont 84 $ 20,086,000 $ 239,119 $ 44,000
York, Virginia 84 $ 22,297,000 $ 265,440 $ 24,000
Douglas, Washington 84 $ 16,992,000 $ 202,285 $ 35,000
Matanuska-Susitna, Alaska 83 $ 18,382,000 $ 221,469 $ 59,000
Douglas, Georgia 83 $ 14,609,000 $ 176,012 $ 11,000
Wichita, Texas 83 $ 10,682,000 $ 128,698 $ 2,000
Wise, Texas 83 $ 11,593,000 $ 139,674 $ 24,000
Yolo, California 82 $ 20,941,000 $ 255,378 $ 50,000
Carroll, New Hampshire 82 $ 18,127,000 $ 221,060 $ 71,000
Carteret, North Carolina 82 $ 17,530,000 $ 213,780 $ 26,000
Florence, South Carolina 82 $ 12,837,000 $ 156,548 $ 20,000
Lynchburg, Virginia 82 $ 11,651,000 $ 142,085 $ 47,000
Sauk, Wisconsin 82 $ 13,553,000 $ 165,280 $ 39,000
Muskegon, Michigan 81 $ 7,916,000 $ 97,728 $ 17,000
Jackson, Mississippi 81 $ 10,868,000 $ 134,172 $ 30,000
Shawnee, Kansas 80 $ 9,929,000 $ 124,112 $ 22,000
Sherburne, Minnesota 80 $ 15,869,000 $ 198,362 $ 47,000
Albany, New York 80 $ 14,195,000 $ 177,437 $ 42,000
Franklin, Pennsylvania 80 $ 15,081,000 $ 188,512 $ 19,000
Williamson, Tennessee 80 $ 22,327,000 $ 279,087 $ 55,000
Hanover, Virginia 80 $ 18,971,000 $ 237,137 $ 39,000
Boone, Indiana 79 $ 15,579,000 $ 197,202 $ 62,000
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Mortgage Loan Application Detail Totals for Ally Bank F/K/A/ Gmac Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 124,230 $27,025,132,000 $217,000 $2,275,000 $47,000 $6,249,000
Home Purchase 90,221 $18,695,772,000 $207,000 $3,000,000 $36,000 $6,552,000
Home Improvement 889 $162,153,000 $182,000 $900,000 $66,000 $649,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 115,596 $24,109,853,000 $208,000 $1,080,000 $0 $137,000
White 64,784 $14,338,897,000 $221,000 $2,275,000 $98,000 $6,552,000
Not Provided 14,626 $3,049,205,000 $208,000 $3,000,000 $85,000 $2,598,000
Hispanic 9,011 $1,945,986,000 $215,000 $1,840,000 $78,000 $5,813,000
Black or African American 6,937 $1,236,397,000 $178,000 $2,000,000 $70,000 $1,300,000
Asian 3,615 $1,028,199,000 $284,000 $1,950,000 $112,000 $1,353,000
American Indian or Alaskan Native 400 $76,101,000 $190,000 $780,000 $81,000 $503,000
Native Hawaiian or Other Pacific Islander 371 $98,419,000 $265,000 $1,238,000 $96,000 $523,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 152,621 $34,649,554,000 $227,000 $3,000,000 $55,000 $6,552,000
FHA-insured (Federal Housing Administration) 52,441 $9,259,757,000 $176,000 $1,175,000 $14,000 $983,000
VA-guaranteed (Veterans Administration) 10,278 $1,973,746,000 $192,000 $763,000 $6,000 $226,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 115,596 $24,109,853,000 $208,000 $1,080,000 $0 $137,000
Loan Originated 55,151 $11,774,197,000 $213,000 $2,000,000 $92,000 $6,249,000
Application Denied By Financial Institution 21,451 $4,759,098,000 $221,000 $2,000,000 $94,000 $6,552,000
Application Approved But Not Accepted 21,433 $4,864,417,000 $226,000 $3,000,000 $93,000 $3,600,000
Application Withdrawn By Applicant 1,647 $365,230,000 $221,000 $2,000,000 $98,000 $960,000
File Closed For Incompleteness 62 $10,262,000 $165,000 $417,000 $74,000 $400,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank F/K/A/ Gmac Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank F/K/A/ Gmac Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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