Ally Bank F/K/A/ Gmac Bank Mortgage Lending & HMDA Data, 2008
In 2008, Ally Bank F/K/A/ Gmac Bank of Ft. Washington, PA reported 215,340 mortgage applications totaling $45.9 billion, up 15% from 2007. The average application was for $213,072, and applicants reported an average income of $42,469. 26% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (9,779), Phoenix-Mesa-Scottsdale, AZ (7,091) and Los Angeles-Long Beach-Glendale, CA (5,085) (applications in parentheses).
| Mortgage Company & Address | Ally Bank F/K/A/ Gmac Bank 1100 Virginia Drive Ft. Washington, PA 19034 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 215,340 |
| Total Mortgage Loan Application Amount | $45,883,057,000 |
| Average Mortgage Loan Application Amount | $213,072 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $42,469 |
| Highest Applicant Income | $6,552,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank F/K/A/ Gmac Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 9,779 | $ 2,496,967,000 | $ 255,339 | $ 73,000 |
| Phoenix-Mesa-Scottsdale, AZ | 7,091 | $ 1,528,845,000 | $ 215,603 | $ 39,000 |
| Los Angeles-Long Beach-Glendale, CA | 5,085 | $ 1,651,824,000 | $ 324,842 | $ 66,000 |
| Denver-Aurora, CO | 4,503 | $ 1,041,062,000 | $ 231,192 | $ 49,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,107 | $ 1,181,803,000 | $ 287,753 | $ 38,764 |
| Riverside-San Bernardino-Ontario, CA | 3,767 | $ 927,043,000 | $ 246,095 | $ 51,000 |
| St. Louis, MO-IL | 3,711 | $ 656,823,000 | $ 176,993 | $ 23,479 |
| Baltimore-Towson, MD | 3,579 | $ 844,371,000 | $ 235,923 | $ 29,000 |
| Philadelphia, PA | 3,506 | $ 748,893,000 | $ 213,603 | $ 49,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3,052 | $ 568,308,000 | $ 186,208 | $ 32,000 |
| Houston-Sugar Land-Baytown, TX | 3,013 | $ 488,609,000 | $ 162,166 | $ 50,000 |
| Seattle-Bellevue-Everett, WA | 2,938 | $ 892,699,000 | $ 303,845 | $ 52,000 |
| Boston-Quincy, MA | 2,863 | $ 858,099,000 | $ 299,720 | $ 40,000 |
| Kansas City, MO-KS | 2,832 | $ 484,233,000 | $ 170,986 | $ 27,292 |
| Dallas-Plano-Irving, TX | 2,643 | $ 450,016,000 | $ 170,267 | $ 38,000 |
| Cambridge-Newton-Framingham, MA | 2,514 | $ 785,628,000 | $ 312,501 | $ 41,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,392 | $ 537,425,000 | $ 224,676 | $ 56,304 |
| New York-White Plains-Wayne, NY-NJ | 2,377 | $ 800,868,000 | $ 336,923 | $ 74,299 |
| Tucson, AZ | 2,274 | $ 446,772,000 | $ 196,469 | $ 21,000 |
| Edison-New Brunswick, NJ | 2,265 | $ 613,399,000 | $ 270,816 | $ 60,000 |
| Indianapolis-Carmel, IN | 2,253 | $ 348,777,000 | $ 154,805 | $ 54,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,121 | $ 449,243,000 | $ 211,807 | $ 65,000 |
| Warren-Troy-Farmington Hills, MI | 1,945 | $ 357,080,000 | $ 183,588 | $ 59,000 |
| Camden, NJ | 1,822 | $ 387,223,000 | $ 212,526 | $ 41,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,819 | $ 459,454,000 | $ 252,586 | $ 34,716 |
| Las Vegas-Paradise, NV | 1,790 | $ 377,700,000 | $ 211,005 | $ 25,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,762 | $ 400,185,000 | $ 227,119 | $ 17,099 |
| San Diego-Carlsbad-San Marcos, CA | 1,720 | $ 530,508,000 | $ 308,434 | $ 58,000 |
| Colorado Springs, CO | 1,707 | $ 354,165,000 | $ 207,478 | $ 16,000 |
| San Antonio, TX | 1,700 | $ 257,401,000 | $ 151,412 | $ 18,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,661 | $ 576,938,000 | $ 347,343 | $ 80,000 |
| Newark-Union, NJ-PA | 1,581 | $ 458,475,000 | $ 289,990 | $ 61,170 |
| Charlotte-Gastonia-Concord, NC-SC | 1,564 | $ 315,990,000 | $ 202,039 | $ 45,381 |
| Miami-Miami Beach-Kendall, FL | 1,489 | $ 358,630,000 | $ 240,852 | $ 65,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,479 | $ 383,369,000 | $ 259,208 | $ 54,000 |
| Oakland-Fremont-Hayward, CA | 1,453 | $ 505,125,000 | $ 347,642 | $ 52,000 |
| Fort Worth-Arlington, TX | 1,440 | $ 218,854,000 | $ 151,981 | $ 29,000 |
| Salt Lake City, UT | 1,440 | $ 324,971,000 | $ 225,674 | $ 45,000 |
| Peabody, MA | 1,408 | $ 403,592,000 | $ 286,642 | $ 43,000 |
| Austin-Round Rock, TX | 1,293 | $ 239,475,000 | $ 185,208 | $ 32,000 |
| Detroit-Livonia-Dearborn, MI | 1,287 | $ 154,215,000 | $ 119,825 | $ 38,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,281 | $ 229,658,000 | $ 179,280 | $ 49,000 |
| Orlando-Kissimmee, FL | 1,245 | $ 256,683,000 | $ 206,171 | $ 59,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,111 | $ 266,077,000 | $ 239,493 | $ 42,000 |
| Provo-Orem, UT | 1,108 | $ 258,928,000 | $ 233,689 | $ 54,000 |
| Raleigh-Cary, NC | 1,088 | $ 234,783,000 | $ 215,793 | $ 41,000 |
| Wilmington, DE-MD-NJ | 1,062 | $ 226,571,000 | $ 213,343 | $ 36,000 |
| Richmond, VA | 1,048 | $ 221,159,000 | $ 211,029 | $ 39,000 |
| Tacoma, WA | 1,045 | $ 257,086,000 | $ 246,015 | $ 40,000 |
| Lake County-Kenosha County, IL-WI | 1,041 | $ 274,989,000 | $ 264,158 | $ 69,288 |
| Hartford-West Hartford-East Hartford, CT | 977 | $ 214,827,000 | $ 219,884 | $ 42,000 |
| Bethesda-Frederick-Gaithersburg, MD | 943 | $ 289,854,000 | $ 307,374 | $ 37,000 |
| Columbus, OH | 922 | $ 151,396,000 | $ 164,203 | $ 18,000 |
| Portland-South Portland-Biddeford, ME | 922 | $ 207,975,000 | $ 225,569 | $ 54,000 |
| Worcester, MA | 879 | $ 216,526,000 | $ 246,332 | $ 40,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 832 | $ 180,671,000 | $ 217,152 | $ 50,000 |
| Nassau-Suffolk, NY | 781 | $ 235,476,000 | $ 301,505 | $ 82,000 |
| Memphis, TN-MS-AR | 778 | $ 110,264,000 | $ 141,727 | $ 44,841 |
| Cleveland-Elyria-Mentor, OH | 766 | $ 113,502,000 | $ 148,174 | $ 20,000 |
| Rockingham County-Strafford County, NH | 762 | $ 183,234,000 | $ 240,464 | $ 43,000 |
| Cincinnati-Middletown, OH-KY-IN | 749 | $ 120,697,000 | $ 161,144 | $ 27,611 |
| Grand Junction, CO | 747 | $ 162,867,000 | $ 218,028 | $ 30,000 |
| Birmingham-Hoover, AL | 741 | $ 111,416,000 | $ 150,358 | $ 31,000 |
| New Haven-Milford, CT | 721 | $ 157,793,000 | $ 218,852 | $ 50,000 |
| El Paso, TX | 702 | $ 92,180,000 | $ 131,310 | $ 47,000 |
| Albuquerque, NM | 693 | $ 136,693,000 | $ 197,248 | $ 37,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 686 | $ 127,062,000 | $ 185,221 | $ 43,000 |
| Fresno, CA | 678 | $ 149,182,000 | $ 220,032 | $ 43,000 |
| Oklahoma City, OK | 664 | $ 89,861,000 | $ 135,332 | $ 29,000 |
| Davenport-Moline-Rock Island, IA-IL | 635 | $ 97,891,000 | $ 154,159 | $ 13,755 |
| San Jose-Sunnyvale-Santa Clara, CA | 634 | $ 261,720,000 | $ 412,807 | $ 79,000 |
| Gary, IN | 626 | $ 100,068,000 | $ 159,853 | $ 31,000 |
| Bakersfield, CA | 622 | $ 118,697,000 | $ 190,831 | $ 33,000 |
| Jacksonville, FL | 605 | $ 114,809,000 | $ 189,766 | $ 31,000 |
| New Orleans-Metairie-Kenner, LA | 604 | $ 102,421,000 | $ 169,571 | $ 49,000 |
| Charleston-North Charleston-Summerville, SC | 603 | $ 130,092,000 | $ 215,741 | $ 40,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 600 | $ 117,948,000 | $ 196,580 | $ 36,383 |
| Columbia, SC | 600 | $ 97,817,000 | $ 163,028 | $ 23,000 |
| Pittsburgh, PA | 596 | $ 82,469,000 | $ 138,370 | $ 39,000 |
| Ogden-Clearfield, UT | 592 | $ 125,984,000 | $ 212,810 | $ 38,000 |
| Bellingham, WA | 584 | $ 141,132,000 | $ 241,664 | $ 11,000 |
| Manchester-Nashua, NH | 544 | $ 124,032,000 | $ 228,000 | $ 39,000 |
| San Francisco-San Mateo-Redwood City, CA | 537 | $ 226,790,000 | $ 422,327 | $ 69,000 |
| Madison, WI | 526 | $ 111,347,000 | $ 211,686 | $ 49,000 |
| Killeen-Temple-Fort Hood, TX | 502 | $ 61,681,000 | $ 122,870 | $ 9,000 |
| Baton Rouge, LA | 492 | $ 80,929,000 | $ 164,489 | $ 55,000 |
| Greenville-Mauldin-Easley, SC | 487 | $ 84,841,000 | $ 174,211 | $ 19,000 |
| Spokane, WA | 476 | $ 90,519,000 | $ 190,165 | $ 22,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 469 | $ 107,790,000 | $ 229,829 | $ 86,000 |
| Bridgeport-Stamford-Norwalk, CT | 451 | $ 136,727,000 | $ 303,164 | $ 54,000 |
| Fort Collins-Loveland, CO | 448 | $ 101,208,000 | $ 225,910 | $ 45,000 |
| Boise City-Nampa, ID | 446 | $ 85,163,000 | $ 190,948 | $ 37,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 440 | $ 149,332,000 | $ 339,390 | $ 62,000 |
| Barnstable Town, MA | 438 | $ 124,313,000 | $ 283,819 | $ 53,000 |
| Stockton, CA | 436 | $ 97,214,000 | $ 222,967 | $ 49,000 |
| Springfield, MA | 414 | $ 80,185,000 | $ 193,683 | $ 38,000 |
| Akron, OH | 406 | $ 61,824,000 | $ 152,275 | $ 29,000 |
| Louisville-Jefferson County, KY-IN | 406 | $ 65,243,000 | $ 160,697 | $ 36,081 |
| Durham, NC | 399 | $ 83,062,000 | $ 208,175 | $ 56,000 |
| Bloomington, IN | 397 | $ 59,327,000 | $ 149,438 | $ 36,000 |
| Wichita, KS | 393 | $ 54,736,000 | $ 139,277 | $ 42,000 |
| Honolulu, HI | 392 | $ 141,805,000 | $ 361,747 | $ 55,000 |
| Fayetteville, NC | 391 | $ 54,249,000 | $ 138,744 | $ 8,000 |
| Boulder, CO | 388 | $ 105,515,000 | $ 271,945 | $ 62,000 |
| Lansing-East Lansing, MI | 387 | $ 57,287,000 | $ 148,028 | $ 38,000 |
| Little Rock-North Little Rock-Conway, AR | 384 | $ 53,980,000 | $ 140,572 | $ 12,000 |
| Harrisburg-Carlisle, PA | 364 | $ 57,829,000 | $ 158,870 | $ 38,000 |
| Cape Coral-Fort Myers, FL | 362 | $ 75,730,000 | $ 209,198 | $ 72,000 |
| Greensboro-High Point, NC | 361 | $ 60,527,000 | $ 167,664 | $ 40,000 |
| York-Hanover, PA | 360 | $ 62,635,000 | $ 173,986 | $ 36,000 |
| Pueblo, CO | 349 | $ 48,236,000 | $ 138,212 | $ 28,000 |
| Dayton, OH | 346 | $ 46,971,000 | $ 135,754 | $ 23,000 |
| Lynchburg, VA | 341 | $ 56,069,000 | $ 164,425 | $ 41,000 |
| Tulsa, OK | 341 | $ 48,433,000 | $ 142,032 | $ 28,000 |
| Springfield, MO | 337 | $ 49,944,000 | $ 148,201 | $ 45,000 |
| Fort Wayne, IN | 336 | $ 42,547,000 | $ 126,627 | $ 41,000 |
| Olympia, WA | 335 | $ 78,584,000 | $ 234,579 | $ 38,000 |
| McAllen-Edinburg-Mission, TX | 329 | $ 43,748,000 | $ 132,972 | $ 56,000 |
| Trenton-Ewing, NJ | 326 | $ 81,712,000 | $ 250,650 | $ 63,000 |
| Rockford, IL | 323 | $ 45,847,000 | $ 141,941 | $ 12,000 |
| Atlantic City-Hammonton, NJ | 322 | $ 72,965,000 | $ 226,599 | $ 62,000 |
| Reno-Sparks, NV | 319 | $ 72,713,000 | $ 227,940 | $ 34,000 |
| Bremerton-Silverdale, WA | 315 | $ 78,983,000 | $ 250,739 | $ 29,000 |
| Vallejo-Fairfield, CA | 313 | $ 86,645,000 | $ 276,821 | $ 46,000 |
| Yuma, AZ | 306 | $ 53,059,000 | $ 173,395 | $ 19,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 303 | $ 72,138,000 | $ 238,079 | $ 66,000 |
| Anchorage, AK | 299 | $ 74,827,000 | $ 250,257 | $ 50,000 |
| Wilmington, NC | 297 | $ 65,588,000 | $ 220,835 | $ 42,000 |
| Eugene-Springfield, OR | 294 | $ 60,812,000 | $ 206,843 | $ 58,000 |
| Lancaster, PA | 293 | $ 49,852,000 | $ 170,143 | $ 23,000 |
| Santa Rosa-Petaluma, CA | 290 | $ 95,381,000 | $ 328,900 | $ 50,000 |
| Prescott, AZ | 288 | $ 65,690,000 | $ 228,090 | $ 35,000 |
| Pensacola-Ferry Pass-Brent, FL | 287 | $ 48,774,000 | $ 169,944 | $ 27,000 |
| Albany-Schenectady-Troy, NY | 286 | $ 50,907,000 | $ 177,996 | $ 46,000 |
| Bradenton-Sarasota-Venice, FL | 284 | $ 58,063,000 | $ 204,447 | $ 76,000 |
| Lakeland-Winter Haven, FL | 284 | $ 46,348,000 | $ 163,197 | $ 54,000 |
| Mobile, AL | 284 | $ 39,056,000 | $ 137,521 | $ 28,000 |
| Mount Vernon-Anacortes, WA | 284 | $ 68,411,000 | $ 240,883 | $ 11,000 |
| Reading, PA | 283 | $ 46,291,000 | $ 163,572 | $ 28,000 |
| Winston-Salem, NC | 282 | $ 46,673,000 | $ 165,507 | $ 30,000 |
| Greeley, CO | 280 | $ 57,833,000 | $ 206,546 | $ 33,000 |
| Huntsville, AL | 280 | $ 49,907,000 | $ 178,239 | $ 20,000 |
| Augusta-Richmond County, GA-SC | 278 | $ 40,955,000 | $ 147,320 | $ 15,989 |
| Des Moines-West Des Moines, IA | 278 | $ 44,403,000 | $ 159,723 | $ 52,000 |
| Roanoke, VA | 275 | $ 48,887,000 | $ 177,770 | $ 25,000 |
| Shreveport-Bossier City, LA | 272 | $ 40,084,000 | $ 147,367 | $ 32,000 |
| Asheville, NC | 271 | $ 49,805,000 | $ 183,782 | $ 42,000 |
| Modesto, CA | 270 | $ 53,749,000 | $ 199,070 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 269 | $ 39,352,000 | $ 146,289 | $ 38,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 268 | $ 52,813,000 | $ 197,063 | $ 57,000 |
| San Luis Obispo-Paso Robles, CA | 263 | $ 81,502,000 | $ 309,893 | $ 37,000 |
| Hagerstown-Martinsburg, MD-WV | 262 | $ 50,195,000 | $ 191,583 | $ 23,786 |
| Knoxville, TN | 262 | $ 41,832,000 | $ 159,664 | $ 23,000 |
| Savannah, GA | 259 | $ 43,973,000 | $ 169,779 | $ 23,000 |
| Ann Arbor, MI | 250 | $ 49,701,000 | $ 198,804 | $ 39,000 |
| Salem, OR | 250 | $ 50,925,000 | $ 203,700 | $ 29,000 |
| Lexington-Fayette, KY | 247 | $ 40,829,000 | $ 165,299 | $ 44,000 |
| Omaha-Council Bluffs, NE-IA | 247 | $ 39,455,000 | $ 159,736 | $ 30,530 |
| Columbus, GA-AL | 240 | $ 36,010,000 | $ 150,041 | $ 15,000 |
| Green Bay, WI | 240 | $ 38,172,000 | $ 159,050 | $ 53,000 |
| Lake Havasu City-Kingman, AZ | 240 | $ 47,811,000 | $ 199,212 | $ 80,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 238 | $ 38,735,000 | $ 162,752 | $ 42,000 |
| Flint, MI | 237 | $ 27,172,000 | $ 114,649 | $ 41,000 |
| Yakima, WA | 237 | $ 37,450,000 | $ 158,016 | $ 16,000 |
| Morgantown, WV | 233 | $ 41,382,000 | $ 177,605 | $ 7,000 |
| Jackson, MS | 231 | $ 33,128,000 | $ 143,411 | $ 39,000 |
| Corpus Christi, TX | 230 | $ 34,321,000 | $ 149,221 | $ 44,000 |
| Dover, DE | 230 | $ 47,150,000 | $ 205,000 | $ 35,000 |
| Lafayette, IN | 227 | $ 29,625,000 | $ 130,506 | $ 52,000 |
| Wenatchee, WA | 224 | $ 49,926,000 | $ 222,883 | $ 39,000 |
| Norwich-New London, CT | 222 | $ 50,133,000 | $ 225,824 | $ 50,000 |
| Kennewick-Pasco-Richland, WA | 221 | $ 36,414,000 | $ 164,769 | $ 28,000 |
| Visalia-Porterville, CA | 218 | $ 42,941,000 | $ 196,977 | $ 37,000 |
| Waterloo-Cedar Falls, IA | 218 | $ 26,057,000 | $ 119,527 | $ 47,000 |
| South Bend-Mishawaka, IN-MI | 217 | $ 25,779,000 | $ 118,797 | $ 36,290 |
| Hickory-Lenoir-Morganton, NC | 216 | $ 34,202,000 | $ 158,342 | $ 21,000 |
| Tallahassee, FL | 213 | $ 39,870,000 | $ 187,183 | $ 17,000 |
| Buffalo-Niagara Falls, NY | 209 | $ 25,728,000 | $ 123,100 | $ 58,000 |
| Montgomery, AL | 209 | $ 30,152,000 | $ 144,267 | $ 22,000 |
| Palm Bay-Melbourne-Titusville, FL | 209 | $ 35,884,000 | $ 171,693 | $ 30,000 |
| Cedar Rapids, IA | 208 | $ 28,878,000 | $ 138,836 | $ 16,000 |
| Clarksville, TN-KY | 203 | $ 27,643,000 | $ 136,172 | $ 9,216 |
| Duluth, MN-WI | 198 | $ 30,802,000 | $ 155,565 | $ 12,393 |
| Cheyenne, WY | 196 | $ 34,227,000 | $ 174,627 | $ 21,000 |
| Midland, TX | 194 | $ 31,448,000 | $ 162,103 | $ 18,000 |
| Bend, OR | 192 | $ 46,269,000 | $ 240,984 | $ 56,000 |
| Gulfport-Biloxi, MS | 191 | $ 26,638,000 | $ 139,465 | $ 54,000 |
| Port St. Lucie, FL | 185 | $ 33,538,000 | $ 181,286 | $ 54,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 184 | $ 51,822,000 | $ 281,641 | $ 74,000 |
| Canton-Massillon, OH | 183 | $ 26,103,000 | $ 142,639 | $ 15,000 |
| Charlottesville, VA | 181 | $ 44,428,000 | $ 245,458 | $ 43,000 |
| Chattanooga, TN-GA | 173 | $ 23,915,000 | $ 138,236 | $ 17,942 |
| Syracuse, NY | 172 | $ 22,264,000 | $ 129,441 | $ 50,000 |
| Lubbock, TX | 171 | $ 20,673,000 | $ 120,894 | $ 9,000 |
| Jacksonville, NC | 170 | $ 27,593,000 | $ 162,311 | $ 7,000 |
| Ocean City, NJ | 169 | $ 46,204,000 | $ 273,396 | $ 57,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 166 | $ 25,545,000 | $ 153,885 | $ 23,421 |
| Rochester, NY | 165 | $ 21,317,000 | $ 129,193 | $ 54,000 |
| Idaho Falls, ID | 164 | $ 27,669,000 | $ 168,713 | $ 13,000 |
| Blacksburg-Christiansburg-Radford, VA | 162 | $ 28,726,000 | $ 177,320 | $ 51,000 |
| Scranton--Wilkes-Barre, PA | 158 | $ 20,651,000 | $ 130,702 | $ 37,000 |
| Youngstown-Warren-Boardman, OH-PA | 156 | $ 17,638,000 | $ 113,064 | $ 31,544 |
| Ocala, FL | 153 | $ 25,328,000 | $ 165,542 | $ 25,000 |
| Yuba City, CA | 153 | $ 31,551,000 | $ 206,215 | $ 46,000 |
| Lake Charles, LA | 151 | $ 22,981,000 | $ 152,192 | $ 55,000 |
| Warner Robins, GA | 149 | $ 22,100,000 | $ 148,322 | $ 4,000 |
| Flagstaff, AZ | 148 | $ 39,567,000 | $ 267,344 | $ 36,000 |
| Pocatello, ID | 148 | $ 22,522,000 | $ 152,175 | $ 5,000 |
| Amarillo, TX | 147 | $ 17,971,000 | $ 122,251 | $ 15,000 |
| Lafayette, LA | 143 | $ 21,966,000 | $ 153,608 | $ 45,000 |
| Anderson, SC | 142 | $ 24,935,000 | $ 175,598 | $ 22,000 |
| Brownsville-Harlingen, TX | 142 | $ 17,648,000 | $ 124,281 | $ 42,000 |
| Hinesville-Fort Stewart, GA | 142 | $ 19,381,000 | $ 136,485 | $ 4,000 |
| Naples-Marco Island, FL | 141 | $ 34,964,000 | $ 247,971 | $ 62,000 |
| Santa Cruz-Watsonville, CA | 139 | $ 49,567,000 | $ 356,597 | $ 64,000 |
| Salinas, CA | 138 | $ 43,212,000 | $ 313,130 | $ 56,000 |
| Spartanburg, SC | 138 | $ 19,340,000 | $ 140,144 | $ 20,000 |
| Rochester, MN | 137 | $ 27,453,000 | $ 200,386 | $ 38,000 |
| St. George, UT | 135 | $ 31,754,000 | $ 235,214 | $ 57,000 |
| Janesville, WI | 134 | $ 17,997,000 | $ 134,305 | $ 41,000 |
| Missoula, MT | 133 | $ 28,122,000 | $ 211,443 | $ 26,000 |
| Kalamazoo-Portage, MI | 131 | $ 19,634,000 | $ 149,877 | $ 46,000 |
| Medford, OR | 131 | $ 29,398,000 | $ 224,412 | $ 47,000 |
| Panama City-Lynn Haven, FL | 131 | $ 29,233,000 | $ 223,152 | $ 46,000 |
| Racine, WI | 130 | $ 23,278,000 | $ 179,061 | $ 50,000 |
| Toledo, OH | 130 | $ 17,794,000 | $ 136,876 | $ 40,000 |
| Macon, GA | 129 | $ 19,976,000 | $ 154,852 | $ 15,000 |
| Merced, CA | 127 | $ 24,662,000 | $ 194,188 | $ 36,000 |
| Farmington, NM | 126 | $ 21,724,000 | $ 172,412 | $ 14,000 |
| Abilene, TX | 125 | $ 15,987,000 | $ 127,896 | $ 13,000 |
| Chico, CA | 122 | $ 27,119,000 | $ 222,286 | $ 41,000 |
| Las Cruces, NM | 121 | $ 23,344,000 | $ 192,925 | $ 47,000 |
| Vineland-Millville-Bridgeton, NJ | 120 | $ 20,022,000 | $ 166,850 | $ 29,000 |
| Fort Walton Beach-Crestview-Destin, FL | 119 | $ 24,825,000 | $ 208,613 | $ 32,000 |
| Tyler, TX | 116 | $ 16,632,000 | $ 143,379 | $ 30,000 |
| Niles-Benton Harbor, MI | 112 | $ 19,023,000 | $ 169,848 | $ 56,000 |
| Florence, SC | 111 | $ 16,482,000 | $ 148,486 | $ 37,000 |
| Santa Fe, NM | 111 | $ 28,977,000 | $ 261,054 | $ 55,000 |
| Winchester, VA-WV | 111 | $ 22,719,000 | $ 204,675 | $ 59,000 |
| Coeur D'Alene, ID | 110 | $ 22,974,000 | $ 208,854 | $ 43,000 |
| College Station-Bryan, TX | 110 | $ 16,414,000 | $ 149,218 | $ 17,000 |
| Michigan City-La Porte, IN | 110 | $ 15,748,000 | $ 143,163 | $ 39,000 |
| Beaumont-Port Arthur, TX | 109 | $ 11,983,000 | $ 109,935 | $ 46,000 |
| Burlington-South Burlington, VT | 109 | $ 24,631,000 | $ 225,972 | $ 44,000 |
| Appleton, WI | 105 | $ 17,265,000 | $ 164,428 | $ 46,000 |
| Evansville, IN-KY | 105 | $ 12,660,000 | $ 120,571 | $ 18,952 |
| Great Falls, MT | 104 | $ 15,820,000 | $ 152,115 | $ 18,000 |
| Lawton, OK | 104 | $ 12,822,000 | $ 123,288 | $ 15,000 |
| Punta Gorda, FL | 104 | $ 19,210,000 | $ 184,711 | $ 62,000 |
| Sumter, SC | 104 | $ 14,818,000 | $ 142,480 | $ 8,000 |
| Billings, MT | 103 | $ 18,161,000 | $ 176,320 | $ 17,000 |
| Greenville, NC | 103 | $ 16,423,000 | $ 159,446 | $ 22,000 |
| Kokomo, IN | 103 | $ 8,737,000 | $ 84,825 | $ 42,000 |
| Longview, TX | 103 | $ 12,213,000 | $ 118,572 | $ 21,000 |
| Saginaw-Saginaw Township North, MI | 103 | $ 11,360,000 | $ 110,291 | $ 36,000 |
| Topeka, KS | 102 | $ 12,979,000 | $ 127,245 | $ 21,000 |
| Tuscaloosa, AL | 101 | $ 17,355,000 | $ 171,831 | $ 33,000 |
| Longview, WA | 100 | $ 18,812,000 | $ 188,120 | $ 38,000 |
| Peoria, IL | 99 | $ 12,911,000 | $ 130,414 | $ 23,000 |
| Bangor, ME | 98 | $ 14,433,000 | $ 147,275 | $ 39,000 |
| Anderson, IN | 97 | $ 10,277,000 | $ 105,948 | $ 28,000 |
| Elkhart-Goshen, IN | 96 | $ 12,887,000 | $ 134,239 | $ 35,000 |
| Charleston, WV | 94 | $ 12,838,000 | $ 136,574 | $ 28,000 |
| Madera, CA | 94 | $ 21,184,000 | $ 225,361 | $ 50,000 |
| Anniston-Oxford, AL | 93 | $ 10,989,000 | $ 118,161 | $ 34,000 |
| Gainesville, FL | 93 | $ 18,093,000 | $ 194,548 | $ 39,000 |
| Wheeling, WV-OH | 93 | $ 9,412,000 | $ 101,204 | $ 7,322 |
| Jackson, MI | 92 | $ 11,546,000 | $ 125,500 | $ 28,000 |
| Salisbury, MD | 92 | $ 15,093,000 | $ 164,054 | $ 26,000 |
| Eau Claire, WI | 90 | $ 13,634,000 | $ 151,488 | $ 45,000 |
| Oshkosh-Neenah, WI | 90 | $ 12,805,000 | $ 142,277 | $ 43,000 |
| Lawrence, KS | 88 | $ 15,616,000 | $ 177,454 | $ 36,000 |
| Wichita Falls, TX | 87 | $ 11,255,000 | $ 129,367 | $ 3,000 |
| Johnson City, TN | 86 | $ 13,030,000 | $ 151,511 | $ 12,000 |
| Kingsport-Bristol-Bristol, TN-VA | 86 | $ 13,075,000 | $ 152,034 | $ 28,755 |
| Valdosta, GA | 86 | $ 12,819,000 | $ 149,058 | $ 14,000 |
| Casper, WY | 85 | $ 15,229,000 | $ 179,164 | $ 44,000 |
| Dothan, AL | 85 | $ 10,560,000 | $ 124,235 | $ 18,000 |
| Pascagoula, MS | 85 | $ 11,259,000 | $ 132,458 | $ 30,000 |
| Wausau, WI | 85 | $ 12,245,000 | $ 144,058 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 83 | $ 9,745,000 | $ 117,409 | $ 28,795 |
| Muskegon-Norton Shores, MI | 81 | $ 7,916,000 | $ 97,728 | $ 17,000 |
| Bay City, MI | 79 | $ 9,210,000 | $ 116,582 | $ 45,000 |
| Monroe, MI | 78 | $ 11,387,000 | $ 145,987 | $ 28,000 |
| Springfield, OH | 78 | $ 8,859,000 | $ 113,576 | $ 29,000 |
| Waco, TX | 78 | $ 8,799,000 | $ 112,807 | $ 14,000 |
| Fairbanks, AK | 77 | $ 14,554,000 | $ 189,012 | $ 50,000 |
| Logan, UT-ID | 77 | $ 13,525,000 | $ 175,649 | $ 35,000 |
| Laredo, TX | 76 | $ 9,200,000 | $ 121,052 | $ 26,000 |
| Napa, CA | 76 | $ 26,726,000 | $ 351,657 | $ 46,000 |
| Burlington, NC | 75 | $ 12,477,000 | $ 166,360 | $ 49,000 |
| Redding, CA | 75 | $ 15,164,000 | $ 202,186 | $ 37,000 |
| Lewiston-Auburn, ME | 73 | $ 11,436,000 | $ 156,657 | $ 33,000 |
| Fort Smith, AR-OK | 72 | $ 8,810,000 | $ 122,361 | $ 48,000 |
| Utica-Rome, NY | 72 | $ 8,314,000 | $ 115,472 | $ 41,000 |
| Athens-Clarke County, GA | 71 | $ 11,252,000 | $ 158,478 | $ 22,000 |
| Holland-Grand Haven, MI | 71 | $ 10,257,000 | $ 144,464 | $ 30,000 |
| Gainesville, GA | 70 | $ 13,001,000 | $ 185,728 | $ 29,000 |
| Elizabethtown, KY | 69 | $ 9,135,000 | $ 132,391 | $ 21,000 |
| Hanford-Corcoran, CA | 69 | $ 13,330,000 | $ 193,188 | $ 36,000 |
| Auburn-Opelika, AL | 68 | $ 10,680,000 | $ 157,058 | $ 21,000 |
| San Angelo, TX | 66 | $ 7,663,000 | $ 116,106 | $ 13,000 |
| Victoria, TX | 65 | $ 8,092,000 | $ 124,492 | $ 12,000 |
| St. Joseph, MO-KS | 64 | $ 8,492,000 | $ 132,687 | $ 10,000 |
| Florence-Muscle Shoals, AL | 63 | $ 7,479,000 | $ 118,714 | $ 37,000 |
| Harrisonburg, VA | 63 | $ 10,701,000 | $ 169,857 | $ 38,000 |
| Iowa City, IA | 62 | $ 10,110,000 | $ 163,064 | $ 28,000 |
| Joplin, MO | 62 | $ 8,033,000 | $ 129,564 | $ 31,000 |
| Cumberland, MD-WV | 61 | $ 8,448,000 | $ 138,491 | $ 20,770 |
| Lincoln, NE | 61 | $ 8,697,000 | $ 142,573 | $ 22,000 |
| Monroe, LA | 61 | $ 8,375,000 | $ 137,295 | $ 27,000 |
| Terre Haute, IN | 61 | $ 6,638,000 | $ 108,819 | $ 26,000 |
| Lebanon, PA | 60 | $ 9,989,000 | $ 166,483 | $ 15,000 |
| Pittsfield, MA | 60 | $ 13,179,000 | $ 219,650 | $ 33,000 |
| Albany, GA | 59 | $ 7,957,000 | $ 134,864 | $ 25,000 |
| Columbia, MO | 59 | $ 8,236,000 | $ 139,593 | $ 22,000 |
| Decatur, AL | 58 | $ 6,766,000 | $ 116,655 | $ 27,000 |
| Goldsboro, NC | 58 | $ 8,274,000 | $ 142,655 | $ 20,000 |
| Muncie, IN | 58 | $ 5,098,000 | $ 87,896 | $ 39,000 |
| Sebastian-Vero Beach, FL | 57 | $ 12,352,000 | $ 216,701 | $ 87,000 |
| Alexandria, LA | 56 | $ 8,358,000 | $ 149,250 | $ 49,000 |
| Kankakee-Bradley, IL | 56 | $ 8,434,000 | $ 150,607 | $ 44,000 |
| Kingston, NY | 56 | $ 11,903,000 | $ 212,553 | $ 53,000 |
| Battle Creek, MI | 53 | $ 5,866,000 | $ 110,679 | $ 22,000 |
| Brunswick, GA | 53 | $ 10,127,000 | $ 191,075 | $ 16,000 |
| Houma-Bayou Cane-Thibodaux, LA | 53 | $ 7,418,000 | $ 139,962 | $ 28,000 |
| Odessa, TX | 53 | $ 6,646,000 | $ 125,396 | $ 23,000 |
| Palm Coast, FL | 53 | $ 11,248,000 | $ 212,226 | $ 71,000 |
| Rapid City, SD | 53 | $ 9,198,000 | $ 173,547 | $ 10,000 |
| Sherman-Denison, TX | 53 | $ 6,570,000 | $ 123,962 | $ 36,000 |
| El Centro, CA | 52 | $ 8,852,000 | $ 170,230 | $ 44,000 |
| Gadsden, AL | 52 | $ 6,771,000 | $ 130,211 | $ 30,000 |
| Sioux City, IA-NE-SD | 52 | $ 6,099,000 | $ 117,288 | $ 52,038 |
| Hot Springs, AR | 51 | $ 7,735,000 | $ 151,666 | $ 26,000 |
| Jackson, TN | 51 | $ 5,729,000 | $ 112,333 | $ 36,000 |
| State College, PA | 51 | $ 8,387,000 | $ 164,450 | $ 17,000 |
| Morristown, TN | 50 | $ 7,282,000 | $ 145,640 | $ 36,000 |
| Binghamton, NY | 49 | $ 5,928,000 | $ 120,979 | $ 41,000 |
| Elmira, NY | 49 | $ 4,937,000 | $ 100,755 | $ 59,000 |
| Jefferson City, MO | 49 | $ 5,708,000 | $ 116,489 | $ 23,000 |
| La Crosse, WI-MN | 49 | $ 7,291,000 | $ 148,795 | $ 39,571 |
| Columbus, IN | 48 | $ 6,609,000 | $ 137,687 | $ 38,000 |
| Glens Falls, NY | 48 | $ 8,120,000 | $ 169,166 | $ 48,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 47 | $ 5,008,000 | $ 106,553 | $ 19,851 |
| Fond Du Lac, WI | 46 | $ 7,462,000 | $ 162,217 | $ 44,000 |
| Rome, GA | 46 | $ 7,591,000 | $ 165,021 | $ 27,000 |
| Sheboygan, WI | 46 | $ 7,950,000 | $ 172,826 | $ 45,000 |
| Corvallis, OR | 45 | $ 9,947,000 | $ 221,044 | $ 30,000 |
| Fargo, ND-MN | 45 | $ 6,075,000 | $ 135,000 | $ 39,800 |
| Rocky Mount, NC | 45 | $ 5,844,000 | $ 129,866 | $ 16,000 |
| Bloomington-Normal, IL | 44 | $ 7,527,000 | $ 171,068 | $ 20,000 |
| Carson City, NV | 44 | $ 10,784,000 | $ 245,090 | $ 27,000 |
| St. Cloud, MN | 44 | $ 7,877,000 | $ 179,022 | $ 41,000 |
| Champaign-Urbana, IL | 43 | $ 6,171,000 | $ 143,511 | $ 21,000 |
| Texarkana, Tx-Texarkana, AR | 43 | $ 4,911,000 | $ 114,209 | $ 23,232 |
| Altoona, PA | 42 | $ 5,059,000 | $ 120,452 | $ 27,000 |
| Cleveland, TN | 42 | $ 5,820,000 | $ 138,571 | $ 2,000 |
| Danville, VA | 41 | $ 4,409,000 | $ 107,536 | $ 21,000 |
| Dalton, GA | 40 | $ 6,048,000 | $ 151,200 | $ 32,000 |
| Hattiesburg, MS | 40 | $ 5,966,000 | $ 149,150 | $ 30,000 |
| Lewiston, ID-WA | 37 | $ 5,565,000 | $ 150,405 | $ 17,054 |
| Williamsport, PA | 35 | $ 4,850,000 | $ 138,571 | $ 44,000 |
| Sioux Falls, SD | 32 | $ 5,486,000 | $ 171,437 | $ 44,000 |
| Bowling Green, KY | 29 | $ 3,920,000 | $ 135,172 | $ 49,000 |
| Decatur, IL | 29 | $ 3,655,000 | $ 126,034 | $ 15,000 |
| Lima, OH | 29 | $ 3,046,000 | $ 105,034 | $ 42,000 |
| Johnstown, PA | 28 | $ 2,848,000 | $ 101,714 | $ 20,000 |
| Erie, PA | 27 | $ 3,111,000 | $ 115,222 | $ 16,000 |
| Springfield, IL | 27 | $ 3,870,000 | $ 143,333 | $ 15,000 |
| Mansfield, OH | 26 | $ 2,336,000 | $ 89,846 | $ 11,000 |
| Weirton-Steubenville, WV-OH | 26 | $ 2,314,000 | $ 89,000 | $ 7,615 |
| Sandusky, OH | 24 | $ 2,989,000 | $ 124,541 | $ 45,000 |
| Jonesboro, AR | 23 | $ 2,919,000 | $ 126,913 | $ 23,000 |
| Ames, IA | 20 | $ 3,441,000 | $ 172,050 | $ 73,000 |
| Grand Forks, ND-MN | 20 | $ 2,805,000 | $ 140,250 | $ 22,200 |
| Bismarck, ND | 19 | $ 3,383,000 | $ 178,052 | $ 35,000 |
| Dubuque, IA | 18 | $ 2,773,000 | $ 154,055 | $ 38,000 |
| Ithaca, NY | 16 | $ 2,537,000 | $ 158,562 | $ 32,000 |
| Pine Bluff, AR | 16 | $ 1,574,000 | $ 98,375 | $ 21,000 |
| Owensboro, KY | 12 | $ 1,217,000 | $ 101,416 | $ 10,000 |
| Danville, IL | 11 | $ 1,068,000 | $ 97,090 | $ 51,000 |
Mortgage Loan Application Detail Totals for Ally Bank F/K/A/ Gmac Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 124,230 | $27,025,132,000 | $217,000 | $2,275,000 | $47,000 | $6,249,000 |
| Home Purchase | 90,221 | $18,695,772,000 | $207,000 | $3,000,000 | $36,000 | $6,552,000 |
| Home Improvement | 889 | $162,153,000 | $182,000 | $900,000 | $66,000 | $649,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 115,596 | $24,109,853,000 | $208,000 | $1,080,000 | $0 | $137,000 |
| White | 64,784 | $14,338,897,000 | $221,000 | $2,275,000 | $98,000 | $6,552,000 |
| Not Provided | 14,626 | $3,049,205,000 | $208,000 | $3,000,000 | $85,000 | $2,598,000 |
| Hispanic | 9,011 | $1,945,986,000 | $215,000 | $1,840,000 | $78,000 | $5,813,000 |
| Black or African American | 6,937 | $1,236,397,000 | $178,000 | $2,000,000 | $70,000 | $1,300,000 |
| Asian | 3,615 | $1,028,199,000 | $284,000 | $1,950,000 | $112,000 | $1,353,000 |
| American Indian or Alaskan Native | 400 | $76,101,000 | $190,000 | $780,000 | $81,000 | $503,000 |
| Native Hawaiian or Other Pacific Islander | 371 | $98,419,000 | $265,000 | $1,238,000 | $96,000 | $523,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 152,621 | $34,649,554,000 | $227,000 | $3,000,000 | $55,000 | $6,552,000 |
| FHA-insured (Federal Housing Administration) | 52,441 | $9,259,757,000 | $176,000 | $1,175,000 | $14,000 | $983,000 |
| VA-guaranteed (Veterans Administration) | 10,278 | $1,973,746,000 | $192,000 | $763,000 | $6,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 115,596 | $24,109,853,000 | $208,000 | $1,080,000 | $0 | $137,000 |
| Loan Originated | 55,151 | $11,774,197,000 | $213,000 | $2,000,000 | $92,000 | $6,249,000 |
| Application Denied By Financial Institution | 21,451 | $4,759,098,000 | $221,000 | $2,000,000 | $94,000 | $6,552,000 |
| Application Approved But Not Accepted | 21,433 | $4,864,417,000 | $226,000 | $3,000,000 | $93,000 | $3,600,000 |
| Application Withdrawn By Applicant | 1,647 | $365,230,000 | $221,000 | $2,000,000 | $98,000 | $960,000 |
| File Closed For Incompleteness | 62 | $10,262,000 | $165,000 | $417,000 | $74,000 | $400,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank F/K/A/ Gmac Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank F/K/A/ Gmac Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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