Gmfs, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Gmfs, Llc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gmfs, Llc 7389 Florida Blvd, Ste 200-A Baton Rouge, LA 70806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,948 |
| Total Mortgage Loan Application Amount | $1,359,998,000 |
| Average Mortgage Loan Application Amount | $169,666 |
| Highest Mortgage Loan Application Amount | $2,303,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $5,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Gmfs, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gmfs, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Gmfs, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gmfs, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Gmfs, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gmfs, Llc's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BATON ROUGE, LA | 2,923 | $ 502,444,000 | $ 171,000 | $ 76,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 999 | $ 174,176,000 | $ 174,000 | $ 72,000 |
| LAFAYETTE, LA | 364 | $ 64,729,000 | $ 177,000 | $ 79,000 |
| MOBILE, AL | 262 | $ 41,044,000 | $ 156,000 | $ 70,000 |
| BIRMINGHAM-HOOVER, AL | 189 | $ 32,463,000 | $ 171,000 | $ 72,000 |
| LAKE CHARLES, LA | 182 | $ 27,486,000 | $ 151,000 | $ 72,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 171 | $ 25,744,000 | $ 150,000 | $ 77,000 |
| SHREVEPORT-BOSSIER CITY, LA | 161 | $ 27,203,000 | $ 168,000 | $ 72,000 |
| HUNTSVILLE, AL | 157 | $ 29,147,000 | $ 185,000 | $ 78,000 |
| MONROE, LA | 116 | $ 17,963,000 | $ 154,000 | $ 68,000 |
| JACKSON, MS | 92 | $ 17,840,000 | $ 193,000 | $ 80,000 |
| MONTGOMERY, AL | 90 | $ 13,690,000 | $ 152,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 84 | $ 16,106,000 | $ 191,000 | $ 89,000 |
| ALEXANDRIA, LA | 74 | $ 12,737,000 | $ 172,000 | $ 69,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 63 | $ 13,188,000 | $ 209,000 | $ 79,000 |
| MEMPHIS, TN-MS-AR | 63 | $ 10,318,000 | $ 168,000 | $ 74,666 |
| GULFPORT-BILOXI, MS | 41 | $ 7,768,000 | $ 189,000 | $ 71,000 |
| PASCAGOULA, MS | 33 | $ 5,862,000 | $ 177,000 | $ 75,000 |
| DECATUR, AL | 32 | $ 4,977,000 | $ 155,000 | $ 70,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 32 | $ 5,469,000 | $ 170,000 | $ 102,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 31 | $ 9,862,000 | $ 292,500 | $ 87,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 30 | $ 5,762,000 | $ 192,000 | $ 85,000 |
| JONESBORO, AR | 29 | $ 4,767,000 | $ 164,000 | $ 109,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 27 | $ 5,610,000 | $ 207,000 | $ 119,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 26 | $ 6,113,000 | $ 235,000 | $ 77,000 |
| HOT SPRINGS, AR | 25 | $ 6,017,000 | $ 240,000 | $ 86,000 |
| HATTIESBURG, MS | 18 | $ 3,236,000 | $ 179,000 | $ 84,000 |
| TUSCALOOSA, AL | 17 | $ 2,890,000 | $ 170,000 | $ 84,000 |
| FORT SMITH, AR-OK | 16 | $ 2,673,000 | $ 153,500 | $ 50,000 |
| RICHMOND, VA | 16 | $ 2,556,000 | $ 159,000 | $ 53,000 |
| FLORENCE-MUSCLE SHOALS, AL | 14 | $ 2,058,000 | $ 147,000 | $ 64,000 |
| DALLAS-PLANO-IRVING, TX | 13 | $ 2,836,000 | $ 218,000 | $ 188,000 |
| KNOXVILLE, TN | 12 | $ 3,062,000 | $ 255,000 | $ 65,000 |
| MACON, GA | 12 | $ 1,634,000 | $ 136,000 | $ 61,000 |
| AUBURN-OPELIKA, AL | 11 | $ 1,800,000 | $ 163,000 | $ 54,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 1,652,000 | $ 165,000 | $ 76,000 |
| GADSDEN, AL | 10 | $ 1,418,000 | $ 141,000 | $ 41,000 |
| OKLAHOMA CITY, OK | 9 | $ 1,321,000 | $ 146,000 | $ 73,000 |
| CHATTANOOGA, TN-GA | 8 | $ 1,493,000 | $ 186,000 | $ 71,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 8 | $ 891,000 | $ 111,000 | $ 46,000 |
| TULSA, OK | 8 | $ 1,092,000 | $ 136,000 | $ 65,000 |
| DOTHAN, AL | 7 | $ 1,170,000 | $ 167,000 | $ 64,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 7 | $ 1,184,000 | $ 169,000 | $ 47,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 7 | $ 1,901,000 | $ 271,000 | $ 60,000 |
| BALTIMORE-TOWSON, MD | 6 | $ 1,017,000 | $ 169,000 | $ 71,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 6 | $ 919,000 | $ 153,000 | $ 51,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 834,000 | $ 139,000 | $ 42,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 6 | $ 969,000 | $ 161,000 | $ 57,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 805,000 | $ 134,000 | $ 44,000 |
| ANNISTON-OXFORD, AL | 5 | $ 632,000 | $ 126,000 | $ 64,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 5 | $ 1,002,000 | $ 200,000 | $ 106,000 |
| INDIANAPOLIS-CARMEL, IN | 5 | $ 406,000 | $ 81,000 | $ 59,000 |
| PINE BLUFF, AR | 5 | $ 531,000 | $ 106,000 | $ 82,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 5 | $ 805,000 | $ 161,000 | $ 50,000 |
| SAVANNAH, GA | 5 | $ 1,319,000 | $ 263,000 | $ 51,000 |
| TALLAHASSEE, FL | 5 | $ 473,000 | $ 94,000 | $ 31,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 4 | $ 603,000 | $ 150,000 | $ 58,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 4 | $ 594,000 | $ 148,000 | $ 229,000 |
| JACKSONVILLE, FL | 4 | $ 334,000 | $ 83,000 | $ 44,000 |
| JOHNSON CITY, TN | 4 | $ 1,125,000 | $ 281,000 | $ 84,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4 | $ 1,553,000 | $ 388,000 | $ 62,000 |
| MODESTO, CA | 4 | $ 431,000 | $ 107,000 | $ 36,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 404,000 | $ 101,000 | $ 33,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4 | $ 981,000 | $ 245,000 | $ 85,000 |
| CHARLOTTESVILLE, VA | 3 | $ 561,000 | $ 187,000 | $ 68,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 280,000 | $ 93,000 | $ 57,000 |
| CLARKSVILLE, TN-KY | 3 | $ 462,000 | $ 154,000 | $ 93,000 |
| COLUMBUS, GA-AL | 3 | $ 655,000 | $ 209,500 | $ 96,000 |
| FLORENCE, SC | 3 | $ 641,000 | $ 213,000 | $ 68,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 279,000 | $ 93,000 | $ 163,000 |
| LYNCHBURG, VA | 3 | $ 447,000 | $ 149,000 | $ 56,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 3 | $ 501,000 | $ 167,000 | $ 55,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3 | $ 1,999,000 | $ 666,000 | $ 152,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 335,000 | $ 111,000 | $ 84,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3 | $ 462,000 | $ 154,000 | $ 51,000 |
| ANDERSON, SC | 2 | $ 236,000 | $ 118,000 | $ 28,000 |
| BAKERSFIELD-DELANO, CA | 2 | $ 222,000 | $ 111,000 | $ 34,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 2 | $ 457,000 | $ 228,000 | $ 65,000 |
| CHICO, CA | 2 | $ 835,000 | $ 417,000 | $ 104,000 |
| CLEVELAND, TN | 2 | $ 412,000 | $ 206,000 | $ 75,000 |
| COLUMBIA, SC | 2 | $ 275,000 | $ 137,000 | $ 83,000 |
| FAYETTEVILLE, NC | 2 | $ 703,000 | $ 351,000 | $ 106,000 |
| FRESNO, CA | 2 | $ 393,000 | $ 196,000 | $ 65,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 596,000 | $ 298,000 | $ 65,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 219,000 | $ 109,000 | $ 69,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 369,000 | $ 184,000 | $ 62,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 183,000 | $ 91,000 | $ 35,000 |
| MORRISTOWN, TN | 2 | $ 224,000 | $ 112,000 | $ 42,000 |
| OCALA, FL | 2 | $ 277,000 | $ 138,000 | $ 40,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 201,000 | $ 100,000 | $ 39,000 |
| RALEIGH-CARY, NC | 2 | $ 546,000 | $ 273,000 | $ 85,000 |
| ROANOKE, VA | 2 | $ 314,000 | $ 157,000 | $ 35,000 |
| SHERMAN-DENISON, TX | 2 | $ 318,000 | $ 159,000 | $ 196,000 |
| SPARTANBURG, SC | 2 | $ 423,000 | $ 211,000 | $ 114,000 |
| WACO, TX | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
| ALBANY, GA | 1 | $ 134,000 | $ 134,000 | $ 31,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1 | $ 400,000 | $ 400,000 | $ 586,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 196,000 | $ 196,000 | $ 102,000 |
| BURLINGTON, NC | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| COLUMBUS, OH | 1 | $ 73,000 | $ 73,000 | $ 31,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 230,000 | $ 230,000 | $ 103,000 |
| DALTON, GA | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| DANVILLE, VA | 1 | $ 169,000 | $ 169,000 | $ 78,000 |
| DENVER-AURORA-BROOMFIELD, CO | 1 | $ 269,000 | $ 269,000 | $ 157,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 59,000 | $ 59,000 | $ 19,000 |
| FORT WAYNE, IN | 1 | $ 133,000 | $ 133,000 | $ 144,000 |
| GAINESVILLE, GA | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| GOLDSBORO, NC | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 222,000 | $ 222,000 | $ 79,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| LONGVIEW, TX | 1 | $ 85,000 | $ 85,000 | $ 139,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| MUNCIE, IN | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 183,000 | $ 183,000 | $ 31,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| ROCKFORD, IL | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 645,000 | $ 645,000 | $ 108,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 552,000 | $ 552,000 | $ 119,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 310,000 | $ 310,000 | $ 113,000 |
| SUMTER, SC | 1 | $ 127,000 | $ 127,000 | $ 62,000 |
| VICTORIA, TX | 1 | $ 62,000 | $ 62,000 | $ 77,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| WINCHESTER, VA-WV | 1 | $ 421,000 | $ 421,000 | $ 111,000 |
| WINSTON-SALEM, NC | 1 | $ 104,000 | $ 104,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Gmfs, Llc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,683 | $995,291,000 | $175,000 | $2,303,000 | $81,000 | $5,400,000 |
| Home Purchase | 1,892 | $298,332,000 | $157,000 | $825,000 | $63,000 | $840,000 |
| Home Improvement | 373 | $66,375,000 | $177,000 | $1,000,000 | $55,000 | $919,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,507 | $774,669,000 | $171,000 | $2,000,000 | $81,000 | $2,268,000 |
| Not Provided | 2,670 | $468,638,000 | $175,000 | $2,303,000 | $70,000 | $5,400,000 |
| Black or African American | 623 | $92,934,000 | $149,000 | $413,000 | $56,000 | $402,000 |
| Hispanic | 77 | $11,465,000 | $148,000 | $590,000 | $60,000 | $209,000 |
| Asian | 62 | $10,662,000 | $171,000 | $402,000 | $63,000 | $316,000 |
| American Indian or Alaskan Native | 6 | $862,000 | $143,000 | $233,000 | $57,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $768,000 | $256,000 | $290,000 | $211,000 | $362,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,056 | $745,651,000 | $183,000 | $2,303,000 | $89,000 | $5,400,000 |
| FHA-insured (Federal Housing Administration) | 3,330 | $530,170,000 | $159,000 | $1,475,000 | $62,000 | $667,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 525 | $77,072,000 | $146,000 | $373,000 | $46,000 | $840,000 |
| VA-guaranteed (Veterans Administration) | 37 | $7,105,000 | $192,000 | $397,000 | $71,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 4,069 | $715,926,000 | $175,000 | $2,000,000 | $75,000 | $5,400,000 |
| Loan Originated | 3,358 | $553,779,000 | $164,000 | $945,000 | $77,000 | $2,268,000 |
| Application Denied By Financial Institution | 520 | $90,144,000 | $173,000 | $2,303,000 | $64,000 | $1,700,000 |
| File Closed For Incompleteness | 1 | $149,000 | $149,000 | $149,000 | $47,000 | $47,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 272 | $45,631,000 | $167,000 | $2,303,000 | $59,000 | $1,700,000 |
| Other | 112 | $19,395,000 | $173,000 | $720,000 | $69,000 | $316,000 |
| Debt-To-Income Ratio | 58 | $11,343,000 | $195,000 | $714,000 | $52,000 | $180,000 |
| Collateral | 54 | $8,784,000 | $162,000 | $417,000 | $80,000 | $402,000 |
| Employment History | 16 | $4,021,000 | $251,000 | $1,280,000 | $118,000 | $1,217,000 |
| Unverifiable Information | 5 | $668,000 | $133,000 | $231,000 | $45,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $302,000 | $100,000 | $133,000 | $64,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gmfs, Llc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gmfs, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.