Gms Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Gms Funding, Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gms Funding, Llc 824 Meeting Street West Columbia, SC 29169 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,570 |
| Total Mortgage Loan Application Amount | $309,195,000 |
| Average Mortgage Loan Application Amount | $114,500 |
| Highest Mortgage Loan Application Amount | $1,386,000 |
| Average Applicant Income | $29,500 |
| Highest Applicant Income | $840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Gms Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gms Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Gms Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gms Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Gms Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gms Funding, Llc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 206 | $ 23,972,000 | $ 116,000 | $ 27,000 |
| Lexington County South Carolina | 191 | $ 23,269,000 | $ 121,000 | $ 31,000 |
| Greenville County South Carolina | 90 | $ 10,788,000 | $ 119,000 | $ 27,000 |
| Anderson County South Carolina | 63 | $ 7,668,000 | $ 121,000 | $ 14,000 |
| Shelby County Tennessee | 62 | $ 6,695,000 | $ 107,000 | $ 51,000 |
| Jefferson County Alabama | 59 | $ 6,675,000 | $ 113,000 | $ 38,000 |
| Horry County South Carolina | 48 | $ 8,192,000 | $ 170,000 | $ 47,000 |
| Spartanburg County South Carolina | 42 | $ 4,338,000 | $ 103,000 | $ 32,000 |
| Mobile County Alabama | 40 | $ 4,098,000 | $ 102,000 | $ 34,000 |
| Charleston County South Carolina | 39 | $ 6,727,000 | $ 172,000 | $ 46,000 |
| Beaufort County South Carolina | 27 | $ 5,982,000 | $ 221,000 | $ 59,000 |
| Dorchester County South Carolina | 27 | $ 3,916,000 | $ 145,000 | $ 41,000 |
| Sumter County South Carolina | 26 | $ 2,327,000 | $ 89,000 | $ 26,000 |
| Berkeley County South Carolina | 25 | $ 2,793,000 | $ 111,000 | $ 42,000 |
| Montgomery County Alabama | 24 | $ 2,385,000 | $ 99,000 | $ 26,000 |
| Madison County Alabama | 23 | $ 2,929,000 | $ 127,000 | $ 46,000 |
| Pickens County South Carolina | 23 | $ 2,519,000 | $ 109,000 | $ 34,000 |
| York County South Carolina | 23 | $ 3,240,000 | $ 140,000 | $ 45,000 |
| Florence County South Carolina | 21 | $ 1,973,000 | $ 93,000 | $ 23,000 |
| Kershaw County South Carolina | 21 | $ 2,332,000 | $ 111,000 | $ 24,000 |
| Orangeburg County South Carolina | 20 | $ 1,821,000 | $ 91,000 | $ 20,000 |
| Baldwin County Alabama | 19 | $ 2,347,000 | $ 123,000 | $ 56,000 |
| Fairfield County South Carolina | 19 | $ 1,873,000 | $ 98,000 | $ 20,000 |
| Aiken County South Carolina | 18 | $ 2,823,000 | $ 156,000 | $ 38,000 |
| Sullivan County Tennessee | 17 | $ 2,710,000 | $ 159,000 | $ 35,000 |
| Calhoun County Alabama | 16 | $ 1,791,000 | $ 111,000 | $ 26,000 |
| Tuscaloosa County Alabama | 16 | $ 1,590,000 | $ 99,000 | $ 40,000 |
| Oconee County South Carolina | 16 | $ 2,250,000 | $ 140,000 | $ 25,000 |
| Fairfax County Virginia | 16 | $ 3,070,000 | $ 191,000 | $ 99,000 |
| Davidson County Tennessee | 15 | $ 1,292,000 | $ 86,000 | $ 30,000 |
| Dale County Alabama | 13 | $ 1,028,000 | $ 79,000 | $ 41,000 |
| Hamilton County Tennessee | 13 | $ 1,555,000 | $ 119,000 | $ 40,000 |
| Knox County Tennessee | 13 | $ 1,368,000 | $ 105,000 | $ 30,000 |
| Chesterfield County Virginia | 12 | $ 1,874,000 | $ 156,000 | $ 35,000 |
| Shelby County Alabama | 11 | $ 1,679,000 | $ 152,000 | $ 64,000 |
| Talladega County Alabama | 11 | $ 1,250,000 | $ 113,000 | $ 45,000 |
| Newberry County South Carolina | 11 | $ 988,000 | $ 89,000 | $ 11,000 |
| Houston County Alabama | 10 | $ 815,000 | $ 81,000 | $ 45,000 |
| Henrico County Virginia | 10 | $ 1,342,000 | $ 134,000 | $ 40,000 |
| Elmore County Alabama | 9 | $ 1,085,000 | $ 120,000 | $ 47,000 |
| Abbeville County South Carolina | 9 | $ 1,032,000 | $ 114,000 | $ 17,000 |
| Clarendon County South Carolina | 9 | $ 948,000 | $ 105,000 | $ 11,000 |
| Lee County South Carolina | 9 | $ 759,000 | $ 84,000 | $ 22,000 |
| Maury County Tennessee | 9 | $ 1,062,000 | $ 118,000 | $ 48,000 |
| Rutherford County Tennessee | 9 | $ 947,000 | $ 105,000 | $ 37,000 |
| Colbert County Alabama | 8 | $ 840,000 | $ 105,000 | $ 39,000 |
| Dallas County Alabama | 8 | $ 1,016,000 | $ 127,000 | $ 30,000 |
| Lauderdale County Alabama | 8 | $ 903,000 | $ 112,000 | $ 37,000 |
| Colleton County South Carolina | 8 | $ 862,000 | $ 107,000 | $ 41,000 |
| Greenwood County South Carolina | 8 | $ 714,000 | $ 89,000 | $ 35,000 |
| Blount County Tennessee | 8 | $ 777,000 | $ 97,000 | $ 45,000 |
| Greene County Tennessee | 8 | $ 746,000 | $ 93,000 | $ 28,000 |
| Norfolk County Virginia | 8 | $ 918,000 | $ 114,000 | $ 48,000 |
| Limestone County Alabama | 7 | $ 667,000 | $ 95,000 | $ 39,000 |
| Morgan County Alabama | 7 | $ 749,000 | $ 107,000 | $ 47,000 |
| St. Clair County Alabama | 7 | $ 664,000 | $ 94,000 | $ 38,000 |
| Georgetown County South Carolina | 7 | $ 971,000 | $ 138,000 | $ 38,000 |
| Cumberland County Tennessee | 7 | $ 563,000 | $ 80,000 | $ 20,000 |
| White County Tennessee | 7 | $ 834,000 | $ 119,000 | $ 57,000 |
| Chesapeake County Virginia | 7 | $ 1,108,000 | $ 158,000 | $ 49,000 |
| Hanover County Virginia | 7 | $ 998,000 | $ 142,000 | $ 52,000 |
| Cullman County Alabama | 6 | $ 512,000 | $ 85,000 | $ 33,000 |
| DeKalb County Alabama | 6 | $ 441,000 | $ 73,000 | $ 34,000 |
| Etowah County Alabama | 6 | $ 511,000 | $ 85,000 | $ 39,000 |
| Lee County Alabama | 6 | $ 776,000 | $ 129,000 | $ 54,000 |
| Tallapoosa County Alabama | 6 | $ 672,000 | $ 112,000 | $ 59,000 |
| Chester County South Carolina | 6 | $ 541,000 | $ 90,000 | $ 31,000 |
| Lancaster County South Carolina | 6 | $ 659,000 | $ 109,000 | $ 31,000 |
| Hardeman County Tennessee | 6 | $ 1,158,000 | $ 193,000 | $ 22,000 |
| McNairy County Tennessee | 6 | $ 750,000 | $ 125,000 | $ 57,000 |
| Sevier County Tennessee | 6 | $ 679,000 | $ 113,000 | $ 37,000 |
| Washington County Tennessee | 6 | $ 979,000 | $ 163,000 | $ 43,000 |
| Williamson County Tennessee | 6 | $ 873,000 | $ 145,000 | $ 34,000 |
| Campbell County Virginia | 6 | $ 480,000 | $ 80,000 | $ 41,000 |
| Newport News County Virginia | 6 | $ 722,000 | $ 120,000 | $ 60,000 |
| Roanoke City County Virginia | 6 | $ 646,000 | $ 107,000 | $ 24,000 |
| Stafford County Virginia | 6 | $ 801,000 | $ 133,000 | $ 70,000 |
| Barbour County Alabama | 5 | $ 382,000 | $ 76,000 | $ 47,000 |
| Chilton County Alabama | 5 | $ 561,000 | $ 112,000 | $ 42,000 |
| Coffee County Alabama | 5 | $ 541,000 | $ 108,000 | $ 48,000 |
| Fayette County Alabama | 5 | $ 396,000 | $ 79,000 | $ 41,000 |
| Jackson County Alabama | 5 | $ 454,000 | $ 90,000 | $ 72,000 |
| Macon County Alabama | 5 | $ 484,000 | $ 96,000 | $ 45,000 |
| Walker County Alabama | 5 | $ 464,000 | $ 92,000 | $ 46,000 |
| Los Angeles County California | 5 | $ 615,000 | $ 123,000 | $ 0 |
| San Diego County California | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Darlington County South Carolina | 5 | $ 355,000 | $ 71,000 | $ 27,000 |
| Lawrence County Tennessee | 5 | $ 360,000 | $ 72,000 | $ 36,000 |
| Montgomery County Tennessee | 5 | $ 383,000 | $ 76,000 | $ 45,000 |
| Putnam County Tennessee | 5 | $ 406,000 | $ 81,000 | $ 31,000 |
| Roane County Tennessee | 5 | $ 461,000 | $ 92,000 | $ 21,000 |
| Wilson County Tennessee | 5 | $ 746,000 | $ 149,000 | $ 37,000 |
| Fauquier County Virginia | 5 | $ 835,000 | $ 167,000 | $ 68,000 |
| Hampton County Virginia | 5 | $ 526,000 | $ 105,000 | $ 38,000 |
| Petersburg County Virginia | 5 | $ 529,000 | $ 105,000 | $ 36,000 |
| Portsmouth County Virginia | 5 | $ 618,000 | $ 123,000 | $ 17,000 |
| Richmond City County Virginia | 5 | $ 452,000 | $ 90,000 | $ 35,000 |
| Roanoke County Virginia | 5 | $ 540,000 | $ 108,000 | $ 36,000 |
| Virginia Beach County Virginia | 5 | $ 1,062,000 | $ 212,000 | $ 43,000 |
| Blount County Alabama | 4 | $ 435,000 | $ 108,000 | $ 30,000 |
| Clarke County Alabama | 4 | $ 418,000 | $ 104,000 | $ 33,000 |
| Lawrence County Alabama | 4 | $ 320,000 | $ 80,000 | $ 50,000 |
| Randolph County Alabama | 4 | $ 493,000 | $ 123,000 | $ 29,000 |
| Brevard County Florida | 4 | $ 641,000 | $ 160,000 | $ 9,000 |
| Broward County Florida | 4 | $ 884,000 | $ 221,000 | $ 119,000 |
| Cherokee County South Carolina | 4 | $ 297,000 | $ 74,000 | $ 29,000 |
| Chesterfield County South Carolina | 4 | $ 387,000 | $ 96,000 | $ 47,000 |
| Dillon County South Carolina | 4 | $ 459,000 | $ 114,000 | $ 42,000 |
| Edgefield County South Carolina | 4 | $ 394,000 | $ 98,000 | $ 78,000 |
| Hampton County South Carolina | 4 | $ 240,000 | $ 60,000 | $ 13,000 |
| Laurens County South Carolina | 4 | $ 345,000 | $ 86,000 | $ 39,000 |
| Marlboro County South Carolina | 4 | $ 320,000 | $ 80,000 | $ 33,000 |
| Anderson County Tennessee | 4 | $ 347,000 | $ 86,000 | $ 20,000 |
| Cheatham County Tennessee | 4 | $ 474,000 | $ 118,000 | $ 48,000 |
| Gibson County Tennessee | 4 | $ 338,000 | $ 84,000 | $ 7,000 |
| Hamblen County Tennessee | 4 | $ 406,000 | $ 101,000 | $ 43,000 |
| Hawkins County Tennessee | 4 | $ 263,000 | $ 65,000 | $ 42,000 |
| Madison County Tennessee | 4 | $ 303,000 | $ 75,000 | $ 63,000 |
| McMinn County Tennessee | 4 | $ 577,000 | $ 144,000 | $ 32,000 |
| Sumner County Tennessee | 4 | $ 682,000 | $ 170,000 | $ 64,000 |
| Tipton County Tennessee | 4 | $ 381,000 | $ 95,000 | $ 21,000 |
| Warren County Tennessee | 4 | $ 304,000 | $ 76,000 | $ 26,000 |
| Utah County Utah | 4 | $ 446,000 | $ 111,000 | $ 0 |
| Alexandria County Virginia | 4 | $ 1,270,000 | $ 317,000 | $ 68,000 |
| Bedford County Virginia | 4 | $ 729,000 | $ 182,000 | $ 30,000 |
| Giles County Virginia | 4 | $ 385,000 | $ 96,000 | $ 9,000 |
| Loudoun County Virginia | 4 | $ 1,242,000 | $ 310,000 | $ 125,000 |
| Pittsylvania County Virginia | 4 | $ 379,000 | $ 94,000 | $ 31,000 |
| Pulaski County Virginia | 4 | $ 473,000 | $ 118,000 | $ 36,000 |
| Shenandoah County Virginia | 4 | $ 728,000 | $ 182,000 | $ 39,000 |
| Washington County Virginia | 4 | $ 342,000 | $ 85,000 | $ 20,000 |
| Chambers County Alabama | 3 | $ 279,000 | $ 93,000 | $ 13,000 |
| Cherokee County Alabama | 3 | $ 282,000 | $ 94,000 | $ 28,000 |
| Covington County Alabama | 3 | $ 228,000 | $ 76,000 | $ 29,000 |
| Geneva County Alabama | 3 | $ 279,000 | $ 93,000 | $ 14,000 |
| Marengo County Alabama | 3 | $ 377,000 | $ 125,000 | $ 27,000 |
| Marion County Alabama | 3 | $ 356,000 | $ 118,000 | $ 50,000 |
| Marshall County Alabama | 3 | $ 288,000 | $ 96,000 | $ 24,000 |
| Pike County Alabama | 3 | $ 272,000 | $ 90,000 | $ 33,000 |
| Russell County Alabama | 3 | $ 198,000 | $ 66,000 | $ 30,000 |
| Washington County Alabama | 3 | $ 234,000 | $ 78,000 | $ 34,000 |
| Palm Beach County Florida | 3 | $ 535,000 | $ 178,000 | $ 35,000 |
| Crawford County Ohio | 3 | $ 369,000 | $ 123,000 | $ 0 |
| Barnwell County South Carolina | 3 | $ 330,000 | $ 110,000 | $ 64,000 |
| Calhoun County South Carolina | 3 | $ 276,000 | $ 92,000 | $ 12,000 |
| Jasper County South Carolina | 3 | $ 463,000 | $ 154,000 | $ 57,000 |
| Saluda County South Carolina | 3 | $ 338,000 | $ 112,000 | $ 75,000 |
| Williamsburg County South Carolina | 3 | $ 270,000 | $ 90,000 | $ 55,000 |
| Bedford County Tennessee | 3 | $ 281,000 | $ 93,000 | $ 29,000 |
| Campbell County Tennessee | 3 | $ 185,000 | $ 61,000 | $ 20,000 |
| Coffee County Tennessee | 3 | $ 248,000 | $ 82,000 | $ 29,000 |
| Dickson County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 18,000 |
| Jefferson County Tennessee | 3 | $ 287,000 | $ 95,000 | $ 26,000 |
| Wayne County Tennessee | 3 | $ 178,000 | $ 59,000 | $ 25,000 |
| Albemarle County Virginia | 3 | $ 476,000 | $ 158,000 | $ 78,000 |
| Augusta County Virginia | 3 | $ 409,000 | $ 136,000 | $ 74,000 |
| Bland County Virginia | 3 | $ 501,000 | $ 167,000 | $ 34,000 |
| Franklin County Virginia | 3 | $ 297,000 | $ 99,000 | $ 43,000 |
| Frederick County Virginia | 3 | $ 412,000 | $ 137,000 | $ 35,000 |
| Halifax County Virginia | 3 | $ 307,000 | $ 102,000 | $ 63,000 |
| Hopewell County Virginia | 3 | $ 308,000 | $ 102,000 | $ 41,000 |
| Middlesex County Virginia | 3 | $ 299,000 | $ 99,000 | $ 12,000 |
| Montgomery County Virginia | 3 | $ 333,000 | $ 111,000 | $ 19,000 |
| Nottoway County Virginia | 3 | $ 176,000 | $ 58,000 | $ 38,000 |
| Prince George County Virginia | 3 | $ 466,000 | $ 155,000 | $ 78,000 |
| Prince William County Virginia | 3 | $ 650,000 | $ 216,000 | $ 62,000 |
| Russell County Virginia | 3 | $ 206,000 | $ 68,000 | $ 27,000 |
| Smyth County Virginia | 3 | $ 307,000 | $ 102,000 | $ 20,000 |
| Tazewell County Virginia | 3 | $ 206,000 | $ 68,000 | $ 0 |
| Autauga County Alabama | 2 | $ 175,000 | $ 87,000 | $ 26,000 |
| Crenshaw County Alabama | 2 | $ 215,000 | $ 107,000 | $ 30,000 |
| Escambia County Alabama | 2 | $ 266,000 | $ 133,000 | $ 22,000 |
| Henry County Alabama | 2 | $ 161,000 | $ 80,000 | $ 14,000 |
| Contra Costa County California | 2 | $ 246,000 | $ 123,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Santa Clara County California | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Collier County Florida | 2 | $ 1,007,000 | $ 503,000 | $ 172,000 |
| Duval County Florida | 2 | $ 123,000 | $ 61,000 | $ 52,000 |
| Lee County Florida | 2 | $ 583,000 | $ 291,000 | $ 273,000 |
| Pasco County Florida | 2 | $ 749,000 | $ 374,000 | $ 67,000 |
| Sarasota County Florida | 2 | $ 295,000 | $ 147,000 | $ 32,000 |
| St. Lucie County Florida | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Fulton County Georgia | 2 | $ 229,000 | $ 114,000 | $ 0 |
| Wayne County Michigan | 2 | $ 195,000 | $ 97,000 | $ 22,000 |
| Greene County Missouri | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Washington County Nebraska | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Davidson County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Union County North Carolina | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Wayne County North Carolina | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Stark County Ohio | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Marion County Oregon | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Lancaster County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Allendale County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 28,000 |
| Marion County South Carolina | 2 | $ 145,000 | $ 72,000 | $ 27,000 |
| Bradley County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 21,000 |
| Carter County Tennessee | 2 | $ 137,000 | $ 68,000 | $ 44,000 |
| Fayette County Tennessee | 2 | $ 111,000 | $ 55,000 | $ 17,000 |
| Giles County Tennessee | 2 | $ 207,000 | $ 103,000 | $ 22,000 |
| Hardin County Tennessee | 2 | $ 122,000 | $ 61,000 | $ 16,000 |
| Henderson County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Lauderdale County Tennessee | 2 | $ 127,000 | $ 63,000 | $ 103,000 |
| Loudon County Tennessee | 2 | $ 398,000 | $ 199,000 | $ 8,000 |
| Weakley County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 29,000 |
| Bexar County Texas | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Tarrant County Texas | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Travis County Texas | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Amelia County Virginia | 2 | $ 225,000 | $ 112,000 | $ 27,000 |
| Bristol County Virginia | 2 | $ 141,000 | $ 70,000 | $ 49,000 |
| Carroll County Virginia | 2 | $ 133,000 | $ 66,000 | $ 17,000 |
| Danville County Virginia | 2 | $ 149,000 | $ 74,000 | $ 45,000 |
| Dickenson County Virginia | 2 | $ 198,000 | $ 99,000 | $ 20,000 |
| Grayson County Virginia | 2 | $ 238,000 | $ 119,000 | $ 56,000 |
| Greene County Virginia | 2 | $ 273,000 | $ 136,000 | $ 30,000 |
| Louisa County Virginia | 2 | $ 288,000 | $ 144,000 | $ 63,000 |
| Madison County Virginia | 2 | $ 672,000 | $ 336,000 | $ 49,000 |
| Nelson County Virginia | 2 | $ 308,000 | $ 154,000 | $ 49,000 |
| Orange County Virginia | 2 | $ 363,000 | $ 181,000 | $ 24,000 |
| Wise County Virginia | 2 | $ 243,000 | $ 121,000 | $ 29,000 |
| York County Virginia | 2 | $ 282,000 | $ 141,000 | $ 26,000 |
| Bibb County Alabama | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Bullock County Alabama | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Butler County Alabama | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Clay County Alabama | 1 | $ 76,000 | $ 76,000 | $ 15,000 |
| Conecuh County Alabama | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Lamar County Alabama | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Lowndes County Alabama | 1 | $ 239,000 | $ 239,000 | $ 45,000 |
| Monroe County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Wilcox County Alabama | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Winston County Alabama | 1 | $ 575,000 | $ 575,000 | $ 80,000 |
| Maricopa County Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pima County Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Sacramento County California | 1 | $ 123,000 | $ 123,000 | $ 0 |
| San Bernardino County California | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Larimer County Colorado | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 123,000 | $ 123,000 | $ 0 |
| New London County Connecticut | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Sussex County Delaware | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hardee County Florida | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Orange County Florida | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Pinellas County Florida | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| St. Johns County Florida | 1 | $ 376,000 | $ 376,000 | $ 138,000 |
| Volusia County Florida | 1 | $ 215,000 | $ 215,000 | $ 161,000 |
| Liberty County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Troup County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Walker County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Walton County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Champaign County Illinois | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Kendall County Illinois | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bremer County Iowa | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Cherokee County Kansas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Douglas County Kansas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Franklin County Kansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 194,000 | $ 194,000 | $ 50,000 |
| Worcester County Massachusetts | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bay County Michigan | 1 | $ 101,000 | $ 101,000 | $ 31,000 |
| Eaton County Michigan | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Oakland County Michigan | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Scott County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Franklin County Missouri | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hall County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Clark County Nevada | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bronx County New York | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Queens County New York | 1 | $ 137,000 | $ 137,000 | $ 84,000 |
| Westchester County New York | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Nash County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Wake County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 297,000 |
| Delaware County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Fulton County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Lake County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Lorain County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Grant County Oregon | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Linn County Oregon | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bamberg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| McCormick County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Union County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 64,000 |
| Carroll County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Cocke County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
| Decatur County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Dyer County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
| Grundy County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Henry County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Hickman County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
| Jackson County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Macon County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Marion County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Marshall County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| Meigs County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Morgan County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Obion County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 17,000 |
| Overton County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| Pickett County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Polk County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 12,000 |
| Rhea County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Scott County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 180,000 |
| Sequatchie County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Smith County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Unicoi County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cameron County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Wise County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Accomack County Virginia | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Alleghany County Virginia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Amherst County Virginia | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Appomattox County Virginia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Arlington County Virginia | 1 | $ 311,000 | $ 311,000 | $ 95,000 |
| Botetourt County Virginia | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Brunswick County Virginia | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Charles City County Virginia | 1 | $ 88,000 | $ 88,000 | $ 89,000 |
| Colonial Heights County Virginia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| Galax County Virginia | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Gloucester County Virginia | 1 | $ 122,000 | $ 122,000 | $ 22,000 |
| Greensville County Virginia | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Henry County Virginia | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| King and Queen County Virginia | 1 | $ 190,000 | $ 190,000 | $ 42,000 |
| Lee County Virginia | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Lunenburg County Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Mecklenburg County Virginia | 1 | $ 81,000 | $ 81,000 | $ 20,000 |
| Northumberland County Virginia | 1 | $ 100,000 | $ 100,000 | $ 19,000 |
| Page County Virginia | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Patrick County Virginia | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Poquoson County Virginia | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Powhatan County Virginia | 1 | $ 199,000 | $ 199,000 | $ 55,000 |
| Prince Edward County Virginia | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| Rockingham County Virginia | 1 | $ 69,000 | $ 69,000 | $ 36,000 |
| Southampton County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 146,000 | $ 146,000 | $ 73,000 |
| Staunton County Virginia | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Suffolk County Virginia | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Warren County Virginia | 1 | $ 121,000 | $ 121,000 | $ 17,000 |
| Waynesboro County Virginia | 1 | $ 73,000 | $ 73,000 | $ 15,000 |
| Westmoreland County Virginia | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Winchester County Virginia | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Gms Funding, Llc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,081 | $257,021,000 | $123,000 | $1,386,000 | $35,000 | $840,000 |
| Home Purchase | 489 | $52,174,000 | $106,000 | $700,000 | $24,000 | $210,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,438 | $177,950,000 | $123,000 | $687,000 | $38,000 | $840,000 |
| Black or African American | 662 | $71,497,000 | $108,000 | $610,000 | $22,000 | $196,000 |
| Not Provided | 447 | $56,883,000 | $127,000 | $1,386,000 | $32,000 | $486,000 |
| Hispanic | 11 | $1,394,000 | $126,000 | $330,000 | $22,000 | $84,000 |
| Asian | 7 | $875,000 | $125,000 | $238,000 | $25,000 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $596,000 | $119,000 | $163,000 | $16,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,936 | $237,750,000 | $122,000 | $1,386,000 | $30,000 | $840,000 |
| FHA-insured (Federal Housing Administration) | 604 | $68,236,000 | $112,000 | $409,000 | $41,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $1,924,000 | $106,000 | $187,000 | $35,000 | $58,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,285,000 | $107,000 | $211,000 | $39,000 | $56,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,439 | $180,950,000 | $125,000 | $1,386,000 | $37,000 | $840,000 |
| Application Denied By Financial Institution | 905 | $100,664,000 | $111,000 | $700,000 | $21,000 | $240,000 |
| Loan Originated | 216 | $26,313,000 | $121,000 | $403,000 | $52,000 | $192,000 |
| Preapproval Denied by Financial Institution | 6 | $763,000 | $127,000 | $145,000 | $46,000 | $72,000 |
| Application Approved But Not Accepted | 2 | $207,000 | $103,000 | $135,000 | $46,000 | $56,000 |
| File Closed For Incompleteness | 2 | $298,000 | $149,000 | $175,000 | $33,000 | $67,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 693 | $73,479,000 | $106,000 | $626,000 | $17,000 | $134,000 |
| Debt-To-Income Ratio | 80 | $9,890,000 | $123,000 | $664,000 | $33,000 | $120,000 |
| Collateral | 57 | $7,405,000 | $129,000 | $528,000 | $41,000 | $240,000 |
| Other | 21 | $2,535,000 | $120,000 | $330,000 | $35,000 | $85,000 |
| Unverifiable Information | 10 | $1,037,000 | $103,000 | $180,000 | $41,000 | $180,000 |
| Employment History | 5 | $484,000 | $96,000 | $156,000 | $11,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $787,000 | $157,000 | $315,000 | $36,000 | $84,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gms Funding, Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gms Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.