Gms Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Gms Funding, Llc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gms Funding, Llc 824 Meeting Street West Columbia, SC 29169 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 512 |
| Total Mortgage Loan Application Amount | $72,400,000 |
| Average Mortgage Loan Application Amount | $132,500 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $35,500 |
| Highest Applicant Income | $333,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Gms Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gms Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Gms Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gms Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Gms Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gms Funding, Llc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 85 | $ 11,336,000 | $ 133,000 | $ 33,000 |
| Lexington County South Carolina | 77 | $ 10,379,000 | $ 134,000 | $ 41,000 |
| Greenville County South Carolina | 28 | $ 3,689,000 | $ 131,000 | $ 40,000 |
| Horry County South Carolina | 26 | $ 3,563,000 | $ 137,000 | $ 42,000 |
| Charleston County South Carolina | 18 | $ 2,878,000 | $ 159,000 | $ 35,000 |
| Spartanburg County South Carolina | 18 | $ 2,149,000 | $ 119,000 | $ 26,000 |
| Anderson County South Carolina | 17 | $ 2,721,000 | $ 160,000 | $ 46,000 |
| Dorchester County South Carolina | 15 | $ 2,166,000 | $ 144,000 | $ 40,000 |
| Berkeley County South Carolina | 14 | $ 1,771,000 | $ 126,000 | $ 67,000 |
| Jefferson County Alabama | 13 | $ 1,806,000 | $ 138,000 | $ 26,000 |
| York County South Carolina | 13 | $ 2,271,000 | $ 174,000 | $ 53,000 |
| Sumter County South Carolina | 12 | $ 1,450,000 | $ 120,000 | $ 25,000 |
| Aiken County South Carolina | 9 | $ 1,102,000 | $ 122,000 | $ 58,000 |
| Beaufort County South Carolina | 9 | $ 1,525,000 | $ 169,000 | $ 53,000 |
| Orangeburg County South Carolina | 8 | $ 1,157,000 | $ 144,000 | $ 50,000 |
| Shelby County Alabama | 7 | $ 1,352,000 | $ 193,000 | $ 82,000 |
| Mobile County Alabama | 6 | $ 742,000 | $ 123,000 | $ 28,000 |
| Georgetown County South Carolina | 6 | $ 973,000 | $ 162,000 | $ 36,000 |
| Lancaster County South Carolina | 6 | $ 832,000 | $ 138,000 | $ 43,000 |
| Madison County Alabama | 5 | $ 585,000 | $ 117,000 | $ 10,000 |
| Darlington County South Carolina | 5 | $ 571,000 | $ 114,000 | $ 36,000 |
| Kershaw County South Carolina | 5 | $ 747,000 | $ 149,000 | $ 71,000 |
| Baldwin County Alabama | 4 | $ 494,000 | $ 123,000 | $ 46,000 |
| Chilton County Alabama | 4 | $ 580,000 | $ 145,000 | $ 33,000 |
| Russell County Alabama | 4 | $ 632,000 | $ 158,000 | $ 22,000 |
| Tuscaloosa County Alabama | 4 | $ 849,000 | $ 212,000 | $ 15,000 |
| Oconee County South Carolina | 4 | $ 643,000 | $ 160,000 | $ 38,000 |
| Pickens County South Carolina | 4 | $ 651,000 | $ 162,000 | $ 9,000 |
| Calhoun County Alabama | 3 | $ 359,000 | $ 119,000 | $ 41,000 |
| Coffee County Alabama | 3 | $ 698,000 | $ 232,000 | $ 52,000 |
| Etowah County Alabama | 3 | $ 398,000 | $ 132,000 | $ 58,000 |
| Lee County Alabama | 3 | $ 486,000 | $ 162,000 | $ 32,000 |
| Clarendon County South Carolina | 3 | $ 420,000 | $ 140,000 | $ 26,000 |
| Florence County South Carolina | 3 | $ 406,000 | $ 135,000 | $ 47,000 |
| Williamsburg County South Carolina | 3 | $ 352,000 | $ 117,000 | $ 24,000 |
| Elmore County Alabama | 2 | $ 216,000 | $ 108,000 | $ 19,000 |
| Montgomery County Alabama | 2 | $ 279,000 | $ 139,000 | $ 72,000 |
| Pike County Alabama | 2 | $ 200,000 | $ 100,000 | $ 19,000 |
| St. Clair County Alabama | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| Talladega County Alabama | 2 | $ 361,000 | $ 180,000 | $ 62,000 |
| Walker County Alabama | 2 | $ 273,000 | $ 136,000 | $ 40,000 |
| Winston County Alabama | 2 | $ 642,000 | $ 321,000 | $ 76,000 |
| Chester County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Chesterfield County South Carolina | 2 | $ 351,000 | $ 175,000 | $ 59,000 |
| Edgefield County South Carolina | 2 | $ 216,000 | $ 108,000 | $ 35,000 |
| Robertson County Tennessee | 2 | $ 344,000 | $ 172,000 | $ 74,000 |
| Blount County Alabama | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Butler County Alabama | 1 | $ 110,000 | $ 110,000 | $ 98,000 |
| Clay County Alabama | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Cleburne County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Dale County Alabama | 1 | $ 56,000 | $ 56,000 | $ 73,000 |
| DeKalb County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Franklin County Alabama | 1 | $ 174,000 | $ 174,000 | $ 58,000 |
| Greene County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Houston County Alabama | 1 | $ 221,000 | $ 221,000 | $ 121,000 |
| Lauderdale County Alabama | 1 | $ 171,000 | $ 171,000 | $ 135,000 |
| Lawrence County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Limestone County Alabama | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Macon County Alabama | 1 | $ 178,000 | $ 178,000 | $ 120,000 |
| Marengo County Alabama | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Marshall County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Morgan County Alabama | 1 | $ 191,000 | $ 191,000 | $ 98,000 |
| Randolph County Alabama | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Escambia County Florida | 1 | $ 78,000 | $ 78,000 | $ 73,000 |
| Walton County Florida | 1 | $ 167,000 | $ 167,000 | $ 225,000 |
| Barnwell County South Carolina | 1 | $ 242,000 | $ 242,000 | $ 47,000 |
| Calhoun County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Cherokee County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Fairfield County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Hampton County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 64,000 |
| Laurens County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Marion County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 133,000 |
| Newberry County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Saluda County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Botetourt County Virginia | 1 | $ 197,000 | $ 197,000 | $ 50,000 |
| Charles City County Virginia | 1 | $ 156,000 | $ 156,000 | $ 68,000 |
| Chesterfield County Virginia | 1 | $ 241,000 | $ 241,000 | $ 73,000 |
| Danville County Virginia | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Fairfax County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Halifax County Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Henrico County Virginia | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Isle of Wight County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
| Virginia Beach County Virginia | 1 | $ 725,000 | $ 725,000 | $ 240,000 |
| Washington County Virginia | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Winchester County Virginia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Gms Funding, Llc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 458 | $65,798,000 | $143,000 | $725,000 | $43,000 | $333,000 |
| Home Purchase | 54 | $6,602,000 | $122,000 | $271,000 | $28,000 | $184,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 315 | $40,238,000 | $127,000 | $524,000 | $23,000 | $246,000 |
| White | 175 | $29,093,000 | $166,000 | $725,000 | $73,000 | $333,000 |
| Black or African American | 21 | $2,982,000 | $142,000 | $345,000 | $45,000 | $122,000 |
| Hispanic | 1 | $87,000 | $87,000 | $87,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 422 | $59,289,000 | $140,000 | $725,000 | $39,000 | $333,000 |
| FHA-insured (Federal Housing Administration) | 71 | $9,788,000 | $137,000 | $253,000 | $48,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,994,000 | $176,000 | $382,000 | $60,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $329,000 | $164,000 | $229,000 | $26,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 233 | $36,617,000 | $157,000 | $725,000 | $51,000 | $246,000 |
| Application Denied By Financial Institution | 195 | $21,795,000 | $111,000 | $522,000 | $12,000 | $88,000 |
| Loan Originated | 84 | $13,988,000 | $166,000 | $417,000 | $80,000 | $333,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 143 | $15,120,000 | $105,000 | $522,000 | $5,000 | $73,000 |
| Collateral | 24 | $3,104,000 | $129,000 | $417,000 | $33,000 | $88,000 |
| Other | 13 | $1,414,000 | $108,000 | $154,000 | $23,000 | $67,000 |
| Debt-To-Income Ratio | 9 | $1,207,000 | $134,000 | $239,000 | $45,000 | $56,000 |
| Unverifiable Information | 2 | $408,000 | $204,000 | $253,000 | $51,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $276,000 | $138,000 | $165,000 | $23,000 | $28,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gms Funding, Llc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gms Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.