Golden Empire Mortgage Inc
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Golden Empire Mortgage Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Golden Empire Mortgage Inc 1200 Discovery Drive - Third Floor Bakesrfield, CA 93309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,168 |
| Total Mortgage Loan Application Amount | $1,670,194,000 |
| Average Mortgage Loan Application Amount | $248,000 |
| Highest Mortgage Loan Application Amount | $1,538,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $2,712,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,288 | $ 595,687,000 | $ 260,000 | $ 86,000 |
| San Bernardino County California | 1,124 | $ 206,583,000 | $ 183,000 | $ 63,000 |
| Riverside County California | 691 | $ 143,607,000 | $ 207,000 | $ 76,000 |
| Kern County California | 580 | $ 89,154,000 | $ 153,000 | $ 66,000 |
| Orange County California | 458 | $ 152,291,000 | $ 332,000 | $ 109,000 |
| San Diego County California | 297 | $ 89,142,000 | $ 300,000 | $ 98,000 |
| Washington County Oregon | 246 | $ 57,888,000 | $ 235,000 | $ 77,000 |
| Fresno County California | 197 | $ 32,324,000 | $ 164,000 | $ 60,000 |
| Multnomah County Oregon | 160 | $ 38,467,000 | $ 240,000 | $ 90,000 |
| Madera County California | 147 | $ 17,168,000 | $ 116,000 | $ 36,000 |
| Ventura County California | 135 | $ 40,069,000 | $ 296,000 | $ 69,000 |
| Contra Costa County California | 107 | $ 23,556,000 | $ 220,000 | $ 73,000 |
| Clackamas County Oregon | 105 | $ 27,729,000 | $ 264,000 | $ 96,000 |
| Sacramento County California | 78 | $ 16,101,000 | $ 206,000 | $ 59,000 |
| Tulare County California | 66 | $ 12,762,000 | $ 193,000 | $ 88,000 |
| San Luis Obispo County California | 37 | $ 12,075,000 | $ 326,000 | $ 118,000 |
| Columbia County Oregon | 31 | $ 5,896,000 | $ 190,000 | $ 65,000 |
| San Joaquin County California | 30 | $ 5,400,000 | $ 180,000 | $ 59,000 |
| Honolulu County Hawaii | 24 | $ 8,605,000 | $ 358,000 | $ 69,000 |
| Clark County Washington | 19 | $ 4,033,000 | $ 212,000 | $ 71,000 |
| Alameda County California | 17 | $ 5,428,000 | $ 319,000 | $ 87,000 |
| Placer County California | 17 | $ 5,051,000 | $ 297,000 | $ 69,000 |
| Sonoma County California | 15 | $ 3,195,000 | $ 213,000 | $ 74,000 |
| Marion County Oregon | 15 | $ 3,364,000 | $ 224,000 | $ 64,000 |
| Maricopa County Arizona | 14 | $ 2,551,000 | $ 182,000 | $ 62,000 |
| Santa Clara County California | 14 | $ 5,648,000 | $ 403,000 | $ 115,000 |
| Hawaii County Hawaii | 14 | $ 4,193,000 | $ 299,000 | $ 68,000 |
| Yamhill County Oregon | 14 | $ 3,636,000 | $ 259,000 | $ 86,000 |
| King County Washington | 14 | $ 4,913,000 | $ 350,000 | $ 92,000 |
| Santa Barbara County California | 13 | $ 4,031,000 | $ 310,000 | $ 68,000 |
| Solano County California | 13 | $ 2,104,000 | $ 161,000 | $ 71,000 |
| Clark County Nevada | 12 | $ 2,461,000 | $ 205,000 | $ 68,000 |
| El Dorado County California | 11 | $ 4,039,000 | $ 367,000 | $ 126,000 |
| Pierce County Washington | 10 | $ 2,658,000 | $ 265,000 | $ 114,000 |
| Coconino County Arizona | 9 | $ 2,043,000 | $ 227,000 | $ 48,000 |
| Deschutes County Oregon | 8 | $ 1,649,000 | $ 206,000 | $ 49,000 |
| Yavapai County Arizona | 7 | $ 2,038,000 | $ 291,000 | $ 54,000 |
| Stanislaus County California | 6 | $ 1,446,000 | $ 241,000 | $ 98,000 |
| Yolo County California | 6 | $ 1,227,000 | $ 204,000 | $ 71,000 |
| Coos County Oregon | 6 | $ 1,304,000 | $ 217,000 | $ 79,000 |
| Kings County California | 5 | $ 760,000 | $ 152,000 | $ 70,000 |
| Merced County California | 5 | $ 1,077,000 | $ 215,000 | $ 61,000 |
| Lane County Oregon | 5 | $ 960,000 | $ 192,000 | $ 76,000 |
| Lincoln County Oregon | 5 | $ 943,000 | $ 188,000 | $ 139,000 |
| Polk County Oregon | 5 | $ 1,408,000 | $ 281,000 | $ 82,000 |
| Mohave County Arizona | 4 | $ 725,000 | $ 181,000 | $ 113,000 |
| Napa County California | 4 | $ 942,000 | $ 235,000 | $ 82,000 |
| San Francisco County California | 4 | $ 1,334,000 | $ 333,000 | $ 71,000 |
| San Mateo County California | 4 | $ 2,056,000 | $ 514,000 | $ 126,000 |
| Tuolumne County California | 4 | $ 989,000 | $ 247,000 | $ 139,000 |
| Pinal County Arizona | 3 | $ 449,000 | $ 149,000 | $ 74,000 |
| Butte County California | 3 | $ 581,000 | $ 193,000 | $ 39,000 |
| Calaveras County California | 3 | $ 1,036,000 | $ 345,000 | $ 90,000 |
| Nevada County California | 3 | $ 1,072,000 | $ 357,000 | $ 148,000 |
| Santa Cruz County California | 3 | $ 1,343,000 | $ 447,000 | $ 102,000 |
| Yuba County California | 3 | $ 699,000 | $ 233,000 | $ 39,000 |
| Kauai County Hawaii | 3 | $ 1,205,000 | $ 401,000 | $ 23,000 |
| Snohomish County Washington | 3 | $ 1,016,000 | $ 338,000 | $ 98,000 |
| Thurston County Washington | 3 | $ 795,000 | $ 265,000 | $ 105,000 |
| Humboldt County California | 2 | $ 730,000 | $ 365,000 | $ 74,000 |
| Imperial County California | 2 | $ 239,000 | $ 119,000 | $ 41,000 |
| Marin County California | 2 | $ 660,000 | $ 330,000 | $ 78,000 |
| Mendocino County California | 2 | $ 412,000 | $ 206,000 | $ 89,000 |
| Monterey County California | 2 | $ 600,000 | $ 300,000 | $ 130,000 |
| Benton County Oregon | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Clatsop County Oregon | 2 | $ 301,000 | $ 150,000 | $ 71,000 |
| Jackson County Oregon | 2 | $ 579,000 | $ 289,000 | $ 77,000 |
| Tillamook County Oregon | 2 | $ 366,000 | $ 183,000 | $ 81,000 |
| Navajo County Arizona | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Pima County Arizona | 1 | $ 246,000 | $ 246,000 | $ 47,000 |
| Amador County California | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Mariposa County California | 1 | $ 278,000 | $ 278,000 | $ 107,000 |
| Modoc County California | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Mono County California | 1 | $ 491,000 | $ 491,000 | $ 135,000 |
| Shasta County California | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Elmore County Idaho | 1 | $ 166,000 | $ 166,000 | $ 73,000 |
| Carson City County Nevada | 1 | $ 166,000 | $ 166,000 | $ 25,000 |
| Elko County Nevada | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Baker County Oregon | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Jefferson County Oregon | 1 | $ 246,000 | $ 246,000 | $ 58,000 |
| Klamath County Oregon | 1 | $ 77,000 | $ 77,000 | $ 12,000 |
| Wasco County Oregon | 1 | $ 144,000 | $ 144,000 | $ 38,000 |
| Davis County Utah | 1 | $ 346,000 | $ 346,000 | $ 135,000 |
| Summit County Utah | 1 | $ 487,000 | $ 487,000 | $ 358,000 |
| Utah County Utah | 1 | $ 270,000 | $ 270,000 | $ 84,000 |
| Benton County Washington | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| Cowlitz County Washington | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Grays Harbor County Washington | 1 | $ 148,000 | $ 148,000 | $ 22,000 |
| Jefferson County Washington | 1 | $ 225,000 | $ 225,000 | $ 34,000 |
| Kitsap County Washington | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Klickitat County Washington | 1 | $ 259,000 | $ 259,000 | $ 480,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Golden Empire Mortgage Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,992 | $1,044,490,000 | $209,000 | $1,538,000 | $77,000 | $2,712,000 |
| Refinancing | 2,176 | $625,704,000 | $287,000 | $1,000,000 | $83,000 | $2,477,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,597 | $886,398,000 | $246,000 | $1,538,000 | $90,000 | $2,477,000 |
| Hispanic | 2,424 | $491,105,000 | $202,000 | $743,000 | $59,000 | $564,000 |
| Not Provided | 533 | $140,663,000 | $263,000 | $1,000,000 | $90,000 | $1,495,000 |
| Asian | 304 | $78,515,000 | $258,000 | $653,000 | $80,000 | $360,000 |
| Black or African American | 228 | $53,207,000 | $233,000 | $579,000 | $72,000 | $287,000 |
| Native Hawaiian or Other Pacific Islander | 60 | $15,699,000 | $261,000 | $550,000 | $67,000 | $269,000 |
| American Indian or Alaskan Native | 22 | $4,607,000 | $209,000 | $417,000 | $185,000 | $2,712,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,867 | $866,543,000 | $224,000 | $838,000 | $61,000 | $2,712,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,986 | $732,997,000 | $245,000 | $1,538,000 | $102,000 | $2,477,000 |
| VA-guaranteed (Veterans Administration) | 315 | $70,654,000 | $224,000 | $582,000 | $69,000 | $261,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,471 | $1,264,387,000 | $231,000 | $1,000,000 | $78,000 | $2,477,000 |
| Application Withdrawn By Applicant | 1,056 | $256,786,000 | $243,000 | $1,538,000 | $78,000 | $560,000 |
| Application Approved But Not Accepted | 337 | $78,565,000 | $233,000 | $753,000 | $84,000 | $1,730,000 |
| Application Denied By Financial Institution | 229 | $52,668,000 | $229,000 | $840,000 | $67,000 | $311,000 |
| File Closed For Incompleteness | 75 | $17,788,000 | $237,000 | $730,000 | $119,000 | $2,712,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 59 | $14,667,000 | $248,000 | $840,000 | $59,000 | $146,000 |
| Other | 32 | $7,561,000 | $236,000 | $558,000 | $87,000 | $198,000 |
| Collateral | 24 | $5,702,000 | $237,000 | $457,000 | $74,000 | $175,000 |
| Employment History | 12 | $1,700,000 | $141,000 | $289,000 | $43,000 | $90,000 |
| Credit History | 12 | $2,895,000 | $241,000 | $499,000 | $58,000 | $114,000 |
| Unverifiable Information | 6 | $1,323,000 | $220,000 | $481,000 | $78,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $762,000 | $190,000 | $349,000 | $41,000 | $60,000 |
| Mortgage Insurance Denied | 1 | $504,000 | $504,000 | $504,000 | $87,000 | $87,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.