Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2015

In 2015, Goldwater Bank, N.A. of Phoenix, AZ reported 1,905 mortgage applications totaling $444.0 million, up 9% from 2014. The average application was for $233,078, and applicants reported an average income of $61,094. 8% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (137), Albuquerque, NM (96) and Des Moines-West Des Moines, IA (68) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,905
Total Mortgage Loan Application Amount $444,015,000
Average Mortgage Loan Application Amount $233,078
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $61,094
Highest Applicant Income $1,599,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bernalillo, New Mexico 77 $ 11,532,000 $ 149,766 $ 72,000
Maricopa, Arizona 61 $ 14,005,000 $ 229,590 $ 64,000
Polk, Iowa 59 $ 8,185,000 $ 138,728 $ 54,000
Larimer, Colorado 31 $ 7,903,000 $ 254,935 $ 84,000
Douglas, Colorado 29 $ 7,742,000 $ 266,965 $ 94,000
Jefferson, Colorado 29 $ 7,688,000 $ 265,103 $ 128,000
Los Angeles, California 27 $ 11,864,000 $ 439,407 $ 99,000
Arapahoe, Colorado 26 $ 6,865,000 $ 264,038 $ 84,000
Adams, Colorado 25 $ 6,732,000 $ 269,280 $ 68,000
Weld, Colorado 24 $ 6,340,000 $ 264,166 $ 118,000
Clark, Nevada 24 $ 5,436,000 $ 226,500 $ 28,000
Denver, Colorado 21 $ 5,733,000 $ 273,000 $ 101,000
Boulder, Colorado 20 $ 5,197,000 $ 259,850 $ 66,000
Sandoval, New Mexico 18 $ 3,005,000 $ 166,944 $ 67,000
San Bernardino, California 16 $ 4,204,000 $ 262,750 $ 55,000
Cook, Illinois 16 $ 3,579,000 $ 223,687 $ 66,000
Prince George's, Maryland 16 $ 4,677,000 $ 292,312 $ 73,000
Cuyahoga, Ohio 16 $ 2,253,000 $ 140,812 $ 77,000
Plymouth, Massachusetts 15 $ 3,743,000 $ 249,533 $ 29,000
Harris, Texas 15 $ 2,810,000 $ 187,333 $ 85,000
Contra Costa, California 14 $ 4,775,000 $ 341,071 $ 72,000
El Paso, Colorado 13 $ 2,874,000 $ 221,076 $ 100,000
Ada, Idaho 13 $ 2,624,000 $ 201,846 $ 16,000
Linn, Iowa 13 $ 1,808,000 $ 139,076 $ 52,000
Orange, California 11 $ 4,052,000 $ 368,363 $ 99,000
Riverside, California 11 $ 3,063,000 $ 278,454 $ 48,000
Middlesex, Massachusetts 11 $ 3,631,000 $ 330,090 $ 60,000
Bristol, Massachusetts 10 $ 2,638,000 $ 263,800 $ 37,000
King, Washington 10 $ 2,839,000 $ 283,900 $ 59,000
District of Columbia, District Of Columbia 9 $ 3,085,000 $ 342,777 $ 133,000
Essex, Massachusetts 9 $ 2,621,000 $ 291,222 $ 58,000
Worcester, Massachusetts 9 $ 2,156,000 $ 239,555 $ 73,000
Hennepin, Minnesota 9 $ 2,014,000 $ 223,777 $ 48,000
Salt Lake, Utah 9 $ 2,187,000 $ 243,000 $ 16,000
Pima, Arizona 8 $ 1,546,000 $ 193,250 $ 60,000
San Diego, California 8 $ 2,910,000 $ 363,750 $ 81,000
Honolulu, Hawaii 8 $ 3,638,000 $ 454,750 $ 67,000
Queens, New York 8 $ 2,931,000 $ 366,375 $ 85,000
Pierce, Washington 8 $ 1,684,000 $ 210,500 $ 50,000
Placer, California 7 $ 2,308,000 $ 329,714 $ 92,000
Palm Beach, Florida 7 $ 1,871,000 $ 267,285 $ 124,000
Baltimore, Maryland 7 $ 2,041,000 $ 291,571 $ 78,000
Douglas, Nebraska 7 $ 1,073,000 $ 153,285 $ 35,000
Bergen, New Jersey 7 $ 3,012,000 $ 430,285 $ 102,000
Kings, New York 7 $ 3,073,000 $ 439,000 $ 110,000
Montgomery, Texas 7 $ 1,301,000 $ 185,857 $ 81,000
Travis, Texas 7 $ 1,657,000 $ 236,714 $ 60,000
Fairfax, Virginia 7 $ 3,024,000 $ 432,000 $ 52,000
Virginia Beach, Virginia 7 $ 1,567,000 $ 223,857 $ 28,000
Sacramento, California 6 $ 1,258,000 $ 209,666 $ 17,000
Fairfield, Connecticut 6 $ 1,748,000 $ 291,333 $ 54,000
Gwinnett, Georgia 6 $ 1,794,000 $ 299,000 $ 333,000
Anne Arundel, Maryland 6 $ 1,758,000 $ 293,000 $ 52,000
Anoka, Minnesota 6 $ 1,213,000 $ 202,166 $ 15,000
Dakota, Minnesota 6 $ 1,258,000 $ 209,666 $ 36,000
St. Louis, Missouri 6 $ 941,000 $ 156,833 $ 30,000
Ocean, New Jersey 6 $ 1,546,000 $ 257,666 $ 57,000
Bronx, New York 6 $ 1,559,000 $ 259,833 $ 77,000
Suffolk, New York 6 $ 1,534,000 $ 255,666 $ 39,000
Pennington, South Dakota 6 $ 1,227,000 $ 204,500 $ 87,000
Dallas, Texas 6 $ 1,337,000 $ 222,833 $ 33,000
Clark, Washington 6 $ 1,288,000 $ 214,666 $ 20,000
Milwaukee, Wisconsin 6 $ 1,401,000 $ 233,500 $ 85,000
Pinal, Arizona 5 $ 612,000 $ 122,400 $ 72,000
El Dorado, California 5 $ 1,386,000 $ 277,200 $ 70,000
New Haven, Connecticut 5 $ 1,629,000 $ 325,800 $ 79,000
Miami-Dade, Florida 5 $ 905,000 $ 181,000 $ 98,000
Orange, Florida 5 $ 1,242,000 $ 248,400 $ 128,000
Pinellas, Florida 5 $ 1,178,000 $ 235,600 $ 94,000
St. Lucie, Florida 5 $ 665,000 $ 133,000 $ 52,000
DeKalb, Georgia 5 $ 1,027,000 $ 205,400 $ 54,000
Maui, Hawaii 5 $ 1,746,000 $ 349,200 $ 64,000
DuPage, Illinois 5 $ 1,155,000 $ 231,000 $ 15,000
Scott, Iowa 5 $ 649,000 $ 129,800 $ 18,000
Warren, Iowa 5 $ 838,000 $ 167,600 $ 72,000
St. Tammany, Louisiana 5 $ 1,009,000 $ 201,800 $ 62,000
Charles, Maryland 5 $ 1,461,000 $ 292,200 $ 11,000
Montgomery, Maryland 5 $ 1,871,000 $ 374,200 $ 33,000
Oakland, Michigan 5 $ 1,185,000 $ 237,000 $ 36,000
Wayne, Michigan 5 $ 787,000 $ 157,400 $ 36,000
Middlesex, New Jersey 5 $ 1,314,000 $ 262,800 $ 94,000
Monmouth, New Jersey 5 $ 1,257,000 $ 251,400 $ 108,000
Lake, Ohio 5 $ 607,000 $ 121,400 $ 47,000
Summit, Ohio 5 $ 652,000 $ 130,400 $ 28,000
Deschutes, Oregon 5 $ 1,298,000 $ 259,600 $ 43,000
Washington, Oregon 5 $ 1,185,000 $ 237,000 $ 12,000
Montgomery, Pennsylvania 5 $ 1,137,000 $ 227,400 $ 1,000
Greenville, South Carolina 5 $ 883,000 $ 176,600 $ 38,000
Bexar, Texas 5 $ 1,081,000 $ 216,200 $ 53,000
Collin, Texas 5 $ 1,150,000 $ 230,000 $ 58,000
Fort Bend, Texas 5 $ 1,152,000 $ 230,400 $ 23,000
Tarrant, Texas 5 $ 866,000 $ 173,200 $ 12,000
Utah, Utah 5 $ 1,090,000 $ 218,000 $ 37,000
Prince William, Virginia 5 $ 1,770,000 $ 354,000 $ 45,000
Snohomish, Washington 5 $ 1,243,000 $ 248,600 $ 31,000
Jefferson, Alabama 4 $ 657,000 $ 164,250 $ 53,000
Yavapai, Arizona 4 $ 1,079,000 $ 269,750 $ 72,000
Kern, California 4 $ 779,000 $ 194,750 $ 63,000
San Mateo, California 4 $ 2,839,000 $ 709,750 $ 208,000
Solano, California 4 $ 1,278,000 $ 319,500 $ 53,000
Stanislaus, California 4 $ 1,067,000 $ 266,750 $ 61,000
Tulare, California 4 $ 711,000 $ 177,750 $ 68,000
New Castle, Delaware 4 $ 1,024,000 $ 256,000 $ 22,000
Broward, Florida 4 $ 1,259,000 $ 314,750 $ 130,000
Marion, Indiana 4 $ 702,000 $ 175,500 $ 39,000
Boone, Iowa 4 $ 455,000 $ 113,750 $ 51,000
Dallas, Iowa 4 $ 1,096,000 $ 274,000 $ 120,000
Dubuque, Iowa 4 $ 560,000 $ 140,000 $ 40,000
Hamilton, Iowa 4 $ 537,000 $ 134,250 $ 64,000
Johnson, Iowa 4 $ 1,085,000 $ 271,250 $ 104,000
Livingston, Louisiana 4 $ 706,000 $ 176,500 $ 53,000
Norfolk, Massachusetts 4 $ 1,288,000 $ 322,000 $ 62,000
Suffolk, Massachusetts 4 $ 1,090,000 $ 272,500 $ 14,000
Burlington, New Jersey 4 $ 1,185,000 $ 296,250 $ 96,000
Santa Fe, New Mexico 4 $ 1,057,000 $ 264,250 $ 94,000
Nassau, New York 4 $ 1,547,000 $ 386,750 $ 76,000
Mecklenburg, North Carolina 4 $ 835,000 $ 208,750 $ 24,000
Wake, North Carolina 4 $ 700,000 $ 175,000 $ 45,000
Geauga, Ohio 4 $ 1,278,000 $ 319,500 $ 267,000
Clackamas, Oregon 4 $ 940,000 $ 235,000 $ 36,000
Lane, Oregon 4 $ 836,000 $ 209,000 $ 20,000
Northampton, Pennsylvania 4 $ 894,000 $ 223,500 $ 37,000
Philadelphia, Pennsylvania 4 $ 543,000 $ 135,750 $ 15,000
Berkeley, South Carolina 4 $ 947,000 $ 236,750 $ 31,000
Richland, South Carolina 4 $ 762,000 $ 190,500 $ 64,000
Davidson, Tennessee 4 $ 632,000 $ 158,000 $ 15,000
Rutherford, Tennessee 4 $ 696,000 $ 174,000 $ 36,000
Sevier, Tennessee 4 $ 778,000 $ 194,500 $ 26,000
Shelby, Tennessee 4 $ 782,000 $ 195,500 $ 61,000
Washington, Utah 4 $ 960,000 $ 240,000 $ 23,000
Laramie, Wyoming 4 $ 995,000 $ 248,750 $ 48,000
Anchorage, Alaska 3 $ 908,000 $ 302,666 $ 0
Matanuska-Susitna, Alaska 3 $ 820,000 $ 273,333 $ 0
Pulaski, Arkansas 3 $ 1,016,000 $ 338,666 $ 90,000
Merced, California 3 $ 476,000 $ 158,666 $ 27,000
San Joaquin, California 3 $ 609,000 $ 203,000 $ 30,000
Ventura, California 3 $ 909,000 $ 303,000 $ 80,000
Broomfield, Colorado 3 $ 1,076,000 $ 358,666 $ 178,000
Gilpin, Colorado 3 $ 960,000 $ 320,000 $ 111,000
Summit, Colorado 3 $ 752,000 $ 250,666 $ 138,000
Hillsborough, Florida 3 $ 512,000 $ 170,666 $ 56,000
Lake, Florida 3 $ 460,000 $ 153,333 $ 64,000
Martin, Florida 3 $ 766,000 $ 255,333 $ 77,000
Osceola, Florida 3 $ 865,000 $ 288,333 $ 104,000
Seminole, Florida 3 $ 523,000 $ 174,333 $ 37,000
Forsyth, Georgia 3 $ 930,000 $ 310,000 $ 61,000
Kootenai, Idaho 3 $ 660,000 $ 220,000 $ 20,000
Marshall, Iowa 3 $ 311,000 $ 103,666 $ 39,000
Pottawattamie, Iowa 3 $ 652,000 $ 217,333 $ 54,000
Jefferson, Kentucky 3 $ 523,000 $ 174,333 $ 21,000
Jefferson, Louisiana 3 $ 484,000 $ 161,333 $ 53,000
York, Maine 3 $ 677,000 $ 225,666 $ 30,000
Baltimore City, Maryland 3 $ 656,000 $ 218,666 $ 51,000
Ingham, Michigan 3 $ 474,000 $ 158,000 $ 11,000
Carver, Minnesota 3 $ 894,000 $ 298,000 $ 48,000
Ramsey, Minnesota 3 $ 557,000 $ 185,666 $ 18,000
Scott, Minnesota 3 $ 754,000 $ 251,333 $ 48,000
Washington, Minnesota 3 $ 523,000 $ 174,333 $ 0
DeSoto, Mississippi 3 $ 691,000 $ 230,333 $ 24,000
Hinds, Mississippi 3 $ 832,000 $ 277,333 $ 66,000
Clay, Missouri 3 $ 602,000 $ 200,666 $ 46,000
Humboldt, Nevada 3 $ 348,000 $ 116,000 $ 65,000
Washoe, Nevada 3 $ 796,000 $ 265,333 $ 81,000
Rockingham, New Hampshire 3 $ 781,000 $ 260,333 $ 0
Passaic, New Jersey 3 $ 686,000 $ 228,666 $ 25,000
Colfax, New Mexico 3 $ 435,000 $ 145,000 $ 70,000
San Juan, New Mexico 3 $ 415,000 $ 138,333 $ 45,000
Dutchess, New York 3 $ 585,000 $ 195,000 $ 73,000
Monroe, New York 3 $ 466,000 $ 155,333 $ 42,000
Orange, New York 3 $ 906,000 $ 302,000 $ 91,000
Westchester, New York 3 $ 943,000 $ 314,333 $ 124,000
Guilford, North Carolina 3 $ 807,000 $ 269,000 $ 22,000
Halifax, North Carolina 3 $ 710,000 $ 236,666 $ 90,000
Williams, North Dakota 3 $ 820,000 $ 273,333 $ 45,000
Franklin, Ohio 3 $ 425,000 $ 141,666 $ 11,000
Hamilton, Ohio 3 $ 402,000 $ 134,000 $ 78,000
Oklahoma, Oklahoma 3 $ 576,000 $ 192,000 $ 20,000
Providence, Rhode Island 3 $ 953,000 $ 317,666 $ 101,000
Washington, Rhode Island 3 $ 895,000 $ 298,333 $ 66,000
Hamilton, Tennessee 3 $ 574,000 $ 191,333 $ 0
Denton, Texas 3 $ 554,000 $ 184,666 $ 23,000
Chesapeake, Virginia 3 $ 714,000 $ 238,000 $ 51,000
Spokane, Washington 3 $ 633,000 $ 211,000 $ 38,000
Thurston, Washington 3 $ 864,000 $ 288,000 $ 51,000
Natrona, Wyoming 3 $ 718,000 $ 239,333 $ 45,000
Sweetwater, Wyoming 3 $ 720,000 $ 240,000 $ 12,000
Baldwin, Alabama 2 $ 442,000 $ 221,000 $ 0
Houston, Alabama 2 $ 383,000 $ 191,500 $ 105,000
Montgomery, Alabama 2 $ 381,000 $ 190,500 $ 115,000
Shelby, Alabama 2 $ 332,000 $ 166,000 $ 24,000
Mohave, Arizona 2 $ 321,000 $ 160,500 $ 9,000
Marin, California 2 $ 2,875,000 $ 1,437,500 $ 291,000
Santa Barbara, California 2 $ 394,000 $ 197,000 $ 61,000
Shasta, California 2 $ 498,000 $ 249,000 $ 68,000
Hartford, Connecticut 2 $ 296,000 $ 148,000 $ 23,000
Middlesex, Connecticut 2 $ 517,000 $ 258,500 $ 42,000
Sussex, Delaware 2 $ 599,000 $ 299,500 $ 85,000
Citrus, Florida 2 $ 283,000 $ 141,500 $ 118,000
Collier, Florida 2 $ 569,000 $ 284,500 $ 83,000
Escambia, Florida 2 $ 335,000 $ 167,500 $ 89,000
Lee, Florida 2 $ 496,000 $ 248,000 $ 122,000
Leon, Florida 2 $ 354,000 $ 177,000 $ 83,000
Monroe, Florida 2 $ 414,000 $ 207,000 $ 110,000
Nassau, Florida 2 $ 388,000 $ 194,000 $ 111,000
Okeechobee, Florida 2 $ 201,000 $ 100,500 $ 31,000
Polk, Florida 2 $ 408,000 $ 204,000 $ 55,000
Sarasota, Florida 2 $ 510,000 $ 255,000 $ 62,000
St. Johns, Florida 2 $ 420,000 $ 210,000 $ 27,000
Douglas, Georgia 2 $ 281,000 $ 140,500 $ 10,000
Fulton, Georgia 2 $ 525,000 $ 262,500 $ 24,000
Henry, Georgia 2 $ 407,000 $ 203,500 $ 0
Newton, Georgia 2 $ 418,000 $ 209,000 $ 25,000
Paulding, Georgia 2 $ 499,000 $ 249,500 $ 0
Hawaii, Hawaii 2 $ 482,000 $ 241,000 $ 46,000
Bannock, Idaho 2 $ 671,000 $ 335,500 $ 46,000
Bonneville, Idaho 2 $ 340,000 $ 170,000 $ 0
Teton, Idaho 2 $ 348,000 $ 174,000 $ 51,000
Kendall, Illinois 2 $ 405,000 $ 202,500 $ 29,000
Lake, Illinois 2 $ 366,000 $ 183,000 $ 58,000
Will, Illinois 2 $ 426,000 $ 213,000 $ 45,000
Hamilton, Indiana 2 $ 384,000 $ 192,000 $ 31,000
Lake, Indiana 2 $ 543,000 $ 271,500 $ 0
Porter, Indiana 2 $ 424,000 $ 212,000 $ 52,000
Black Hawk, Iowa 2 $ 224,000 $ 112,000 $ 44,000
Cerro Gordo, Iowa 2 $ 218,000 $ 109,000 $ 24,000
Jefferson, Iowa 2 $ 224,000 $ 112,000 $ 84,000
Woodbury, Iowa 2 $ 339,000 $ 169,500 $ 26,000
Douglas, Kansas 2 $ 330,000 $ 165,000 $ 0
Fayette, Kentucky 2 $ 475,000 $ 237,500 $ 40,000
Taylor, Kentucky 2 $ 340,000 $ 170,000 $ 21,000
Bossier, Louisiana 2 $ 394,000 $ 197,000 $ 23,000
East Baton Rouge, Louisiana 2 $ 723,000 $ 361,500 $ 59,000
Orleans, Louisiana 2 $ 334,000 $ 167,000 $ 56,000
St. Martin, Louisiana 2 $ 539,000 $ 269,500 $ 0
Carroll, Maryland 2 $ 525,000 $ 262,500 $ 135,000
Frederick, Maryland 2 $ 598,000 $ 299,000 $ 26,000
Washington, Maryland 2 $ 768,000 $ 384,000 $ 77,000
Barnstable, Massachusetts 2 $ 448,000 $ 224,000 $ 98,000
Kalamazoo, Michigan 2 $ 379,000 $ 189,500 $ 54,000
Macomb, Michigan 2 $ 288,000 $ 144,000 $ 72,000
Ottawa, Michigan 2 $ 376,000 $ 188,000 $ 14,000
Washtenaw, Michigan 2 $ 482,000 $ 241,000 $ 156,000
Jackson, Missouri 2 $ 283,000 $ 141,500 $ 41,000
St. Charles, Missouri 2 $ 335,000 $ 167,500 $ 60,000
Taney, Missouri 2 $ 609,000 $ 304,500 $ 114,000
Flathead, Montana 2 $ 346,000 $ 173,000 $ 68,000
Gallatin, Montana 2 $ 336,000 $ 168,000 $ 44,000
Mineral, Montana 2 $ 546,000 $ 273,000 $ 26,000
Yellowstone, Montana 2 $ 408,000 $ 204,000 $ 0
Lancaster, Nebraska 2 $ 405,000 $ 202,500 $ 51,000
Sarpy, Nebraska 2 $ 369,000 $ 184,500 $ 65,000
Cumberland, New Jersey 2 $ 336,000 $ 168,000 $ 32,000
Essex, New Jersey 2 $ 837,000 $ 418,500 $ 128,000
Gloucester, New Jersey 2 $ 474,000 $ 237,000 $ 49,000
Hudson, New Jersey 2 $ 406,000 $ 203,000 $ 42,000
Hunterdon, New Jersey 2 $ 865,000 $ 432,500 $ 94,000
Union, New Jersey 2 $ 429,000 $ 214,500 $ 33,000
Dona Ana, New Mexico 2 $ 425,000 $ 212,500 $ 22,000
Eddy, New Mexico 2 $ 324,000 $ 162,000 $ 91,000
Putnam, New York 2 $ 658,000 $ 329,000 $ 99,000
Richmond, New York 2 $ 498,000 $ 249,000 $ 51,000
Alamance, North Carolina 2 $ 454,000 $ 227,000 $ 0
Brunswick, North Carolina 2 $ 635,000 $ 317,500 $ 27,000
Craven, North Carolina 2 $ 1,178,000 $ 589,000 $ 71,000
Forsyth, North Carolina 2 $ 446,000 $ 223,000 $ 0
Harnett, North Carolina 2 $ 433,000 $ 216,500 $ 47,000
Pitt, North Carolina 2 $ 240,000 $ 120,000 $ 87,000
Stark, North Dakota 2 $ 423,000 $ 211,500 $ 0
Columbiana, Ohio 2 $ 307,000 $ 153,500 $ 22,000
Lorain, Ohio 2 $ 343,000 $ 171,500 $ 0
Montgomery, Ohio 2 $ 260,000 $ 130,000 $ 26,000
Portage, Ohio 2 $ 306,000 $ 153,000 $ 13,000
Trumbull, Ohio 2 $ 218,000 $ 109,000 $ 56,000
Warren, Ohio 2 $ 490,000 $ 245,000 $ 0
McClain, Oklahoma 2 $ 194,000 $ 97,000 $ 60,000
Osage, Oklahoma 2 $ 344,000 $ 172,000 $ 3,000
Klamath, Oregon 2 $ 563,000 $ 281,500 $ 51,000
Marion, Oregon 2 $ 497,000 $ 248,500 $ 42,000
Multnomah, Oregon 2 $ 1,026,000 $ 513,000 $ 101,000
Yamhill, Oregon 2 $ 488,000 $ 244,000 $ 30,000
Bucks, Pennsylvania 2 $ 490,000 $ 245,000 $ 46,000
Butler, Pennsylvania 2 $ 454,000 $ 227,000 $ 0
Lancaster, Pennsylvania 2 $ 310,000 $ 155,000 $ 16,000
Monroe, Pennsylvania 2 $ 399,000 $ 199,500 $ 14,000
Westmoreland, Pennsylvania 2 $ 429,000 $ 214,500 $ 0
Beaufort, South Carolina 2 $ 843,000 $ 421,500 $ 228,000
Charleston, South Carolina 2 $ 405,000 $ 202,500 $ 27,000
York, South Carolina 2 $ 375,000 $ 187,500 $ 61,000
Minnehaha, South Dakota 2 $ 308,000 $ 154,000 $ 0
Blount, Tennessee 2 $ 353,000 $ 176,500 $ 79,000
Bradley, Tennessee 2 $ 437,000 $ 218,500 $ 57,000
Williamson, Tennessee 2 $ 426,000 $ 213,000 $ 35,000
El Paso, Texas 2 $ 332,000 $ 166,000 $ 68,000
Galveston, Texas 2 $ 378,000 $ 189,000 $ 0
Johnson, Texas 2 $ 188,000 $ 94,000 $ 73,000
Kaufman, Texas 2 $ 435,000 $ 217,500 $ 19,000
Webb, Texas 2 $ 377,000 $ 188,500 $ 0
Williamson, Texas 2 $ 452,000 $ 226,000 $ 0
Davis, Utah 2 $ 588,000 $ 294,000 $ 0
Weber, Utah 2 $ 516,000 $ 258,000 $ 0
Chittenden, Vermont 2 $ 331,000 $ 165,500 $ 16,000
Franklin, Vermont 2 $ 539,000 $ 269,500 $ 100,000
Culpeper, Virginia 2 $ 658,000 $ 329,000 $ 122,000
Loudoun, Virginia 2 $ 865,000 $ 432,500 $ 78,000
Richmond City, Virginia 2 $ 482,000 $ 241,000 $ 122,000
Spotsylvania, Virginia 2 $ 656,000 $ 328,000 $ 76,000
Kitsap, Washington 2 $ 722,000 $ 361,000 $ 87,000
Waukesha, Wisconsin 2 $ 378,000 $ 189,000 $ 0
Autauga, Alabama 1 $ 199,000 $ 199,000 $ 56,000
Cherokee, Alabama 1 $ 116,000 $ 116,000 $ 81,000
Elmore, Alabama 1 $ 199,000 $ 199,000 $ 47,000
Etowah, Alabama 1 $ 292,000 $ 292,000 $ 0
Lee, Alabama 1 $ 225,000 $ 225,000 $ 0
Limestone, Alabama 1 $ 176,000 $ 176,000 $ 35,000
Madison, Alabama 1 $ 184,000 $ 184,000 $ 0
Morgan, Alabama 1 $ 122,000 $ 122,000 $ 45,000
St. Clair, Alabama 1 $ 100,000 $ 100,000 $ 74,000
Juneau, Alaska 1 $ 346,000 $ 346,000 $ 0
Kenai Peninsula, Alaska 1 $ 201,000 $ 201,000 $ 0
Gila, Arizona 1 $ 139,000 $ 139,000 $ 63,000
Navajo, Arizona 1 $ 215,000 $ 215,000 $ 0
Santa Cruz, Arizona 1 $ 250,000 $ 250,000 $ 69,000
Yuma, Arizona 1 $ 96,000 $ 96,000 $ 41,000
Conway, Arkansas 1 $ 149,000 $ 149,000 $ 0
Crittenden, Arkansas 1 $ 235,000 $ 235,000 $ 0
Grant, Arkansas 1 $ 205,000 $ 205,000 $ 89,000
Newton, Arkansas 1 $ 81,000 $ 81,000 $ 19,000
Saline, Arkansas 1 $ 231,000 $ 231,000 $ 0
Alameda, California 1 $ 250,000 $ 250,000 $ 56,000
Fresno, California 1 $ 184,000 $ 184,000 $ 0
Humboldt, California 1 $ 237,000 $ 237,000 $ 0
Imperial, California 1 $ 247,000 $ 247,000 $ 0
Kings, California 1 $ 208,000 $ 208,000 $ 67,000
Madera, California 1 $ 169,000 $ 169,000 $ 0
Monterey, California 1 $ 100,000 $ 100,000 $ 41,000
Nevada, California 1 $ 212,000 $ 212,000 $ 0
Santa Clara, California 1 $ 480,000 $ 480,000 $ 102,000
Sonoma, California 1 $ 109,000 $ 109,000 $ 37,000
Yuba, California 1 $ 410,000 $ 410,000 $ 98,000
Archuleta, Colorado 1 $ 153,000 $ 153,000 $ 90,000
Elbert, Colorado 1 $ 404,000 $ 404,000 $ 166,000
Garfield, Colorado 1 $ 247,000 $ 247,000 $ 0
Logan, Colorado 1 $ 125,000 $ 125,000 $ 53,000
Litchfield, Connecticut 1 $ 76,000 $ 76,000 $ 17,000
New London, Connecticut 1 $ 279,000 $ 279,000 $ 54,000
Tolland, Connecticut 1 $ 298,000 $ 298,000 $ 75,000
Kent, Delaware 1 $ 396,000 $ 396,000 $ 63,000
Brevard, Florida 1 $ 83,000 $ 83,000 $ 0
Duval, Florida 1 $ 563,000 $ 563,000 $ 65,000
Indian River, Florida 1 $ 208,000 $ 208,000 $ 46,000
Manatee, Florida 1 $ 219,000 $ 219,000 $ 44,000
Marion, Florida 1 $ 177,000 $ 177,000 $ 61,000
Okaloosa, Florida 1 $ 279,000 $ 279,000 $ 0
Pasco, Florida 1 $ 83,000 $ 83,000 $ 51,000
Santa Rosa, Florida 1 $ 192,000 $ 192,000 $ 0
Volusia, Florida 1 $ 159,000 $ 159,000 $ 45,000
Walton, Florida 1 $ 417,000 $ 417,000 $ 125,000
Barrow, Georgia 1 $ 139,000 $ 139,000 $ 138,000
Bibb, Georgia 1 $ 57,000 $ 57,000 $ 42,000
Clayton, Georgia 1 $ 105,000 $ 105,000 $ 25,000
Cobb, Georgia 1 $ 236,000 $ 236,000 $ 0
Columbia, Georgia 1 $ 238,000 $ 238,000 $ 52,000
Coweta, Georgia 1 $ 140,000 $ 140,000 $ 60,000
Houston, Georgia 1 $ 155,000 $ 155,000 $ 44,000
Liberty, Georgia 1 $ 201,000 $ 201,000 $ 0
Morgan, Georgia 1 $ 167,000 $ 167,000 $ 35,000
Peach, Georgia 1 $ 318,000 $ 318,000 $ 143,000
Rockdale, Georgia 1 $ 138,000 $ 138,000 $ 28,000
Walton, Georgia 1 $ 251,000 $ 251,000 $ 65,000
Blaine, Idaho 1 $ 215,000 $ 215,000 $ 60,000
Elmore, Idaho 1 $ 91,000 $ 91,000 $ 49,000
Gem, Idaho 1 $ 196,000 $ 196,000 $ 0
Jerome, Idaho 1 $ 185,000 $ 185,000 $ 36,000
Fulton, Illinois 1 $ 144,000 $ 144,000 $ 65,000
Kane, Illinois 1 $ 126,000 $ 126,000 $ 74,000
Whiteside, Illinois 1 $ 125,000 $ 125,000 $ 53,000
Winnebago, Illinois 1 $ 191,000 $ 191,000 $ 0
Allen, Indiana 1 $ 227,000 $ 227,000 $ 94,000
Bartholomew, Indiana 1 $ 269,000 $ 269,000 $ 82,000
Clark, Indiana 1 $ 204,000 $ 204,000 $ 0
Franklin, Indiana 1 $ 240,000 $ 240,000 $ 0
Johnson, Indiana 1 $ 256,000 $ 256,000 $ 0
LaPorte, Indiana 1 $ 176,000 $ 176,000 $ 0
Madison, Indiana 1 $ 206,000 $ 206,000 $ 0
Putnam, Indiana 1 $ 89,000 $ 89,000 $ 71,000
St. Joseph, Indiana 1 $ 83,000 $ 83,000 $ 66,000
Whitley, Indiana 1 $ 182,000 $ 182,000 $ 57,000
Benton, Iowa 1 $ 68,000 $ 68,000 $ 43,000
Bremer, Iowa 1 $ 139,000 $ 139,000 $ 0
Butler, Iowa 1 $ 136,000 $ 136,000 $ 48,000
Davis, Iowa 1 $ 83,000 $ 83,000 $ 22,000
Delaware, Iowa 1 $ 124,000 $ 124,000 $ 64,000
Fayette, Iowa 1 $ 81,000 $ 81,000 $ 39,000
Floyd, Iowa 1 $ 97,000 $ 97,000 $ 36,000
Hardin, Iowa 1 $ 103,000 $ 103,000 $ 42,000
Harrison, Iowa 1 $ 91,000 $ 91,000 $ 120,000
Iowa, Iowa 1 $ 191,000 $ 191,000 $ 79,000
Mahaska, Iowa 1 $ 100,000 $ 100,000 $ 132,000
Marion, Iowa 1 $ 122,000 $ 122,000 $ 48,000
Monroe, Iowa 1 $ 67,000 $ 67,000 $ 82,000
Palo Alto, Iowa 1 $ 185,000 $ 185,000 $ 102,000
Shelby, Iowa 1 $ 77,000 $ 77,000 $ 55,000
Story, Iowa 1 $ 76,000 $ 76,000 $ 35,000
Tama, Iowa 1 $ 99,000 $ 99,000 $ 89,000
Union, Iowa 1 $ 207,000 $ 207,000 $ 87,000
Wapello, Iowa 1 $ 194,000 $ 194,000 $ 0
Webster, Iowa 1 $ 68,000 $ 68,000 $ 32,000
Atchison, Kansas 1 $ 198,000 $ 198,000 $ 86,000
Crawford, Kansas 1 $ 129,000 $ 129,000 $ 0
Franklin, Kansas 1 $ 101,000 $ 101,000 $ 57,000
Johnson, Kansas 1 $ 189,000 $ 189,000 $ 0
Leavenworth, Kansas 1 $ 191,000 $ 191,000 $ 106,000
Miami, Kansas 1 $ 155,000 $ 155,000 $ 43,000
Shawnee, Kansas 1 $ 39,000 $ 39,000 $ 93,000
Barren, Kentucky 1 $ 178,000 $ 178,000 $ 60,000
Boyd, Kentucky 1 $ 138,000 $ 138,000 $ 0
Calloway, Kentucky 1 $ 95,000 $ 95,000 $ 14,000
Edmonson, Kentucky 1 $ 92,000 $ 92,000 $ 62,000
Hardin, Kentucky 1 $ 274,000 $ 274,000 $ 14,000
Kenton, Kentucky 1 $ 449,000 $ 449,000 $ 116,000
Laurel, Kentucky 1 $ 172,000 $ 172,000 $ 0
Rowan, Kentucky 1 $ 202,000 $ 202,000 $ 45,000
Ascension, Louisiana 1 $ 123,000 $ 123,000 $ 40,000
Beauregard, Louisiana 1 $ 220,000 $ 220,000 $ 0
Caddo, Louisiana 1 $ 234,000 $ 234,000 $ 59,000
Claiborne, Louisiana 1 $ 76,000 $ 76,000 $ 56,000
La Salle, Louisiana 1 $ 189,000 $ 189,000 $ 87,000
St. John the Baptist, Louisiana 1 $ 204,000 $ 204,000 $ 39,000
Tangipahoa, Louisiana 1 $ 230,000 $ 230,000 $ 0
Vernon, Louisiana 1 $ 228,000 $ 228,000 $ 60,000
Cumberland, Maine 1 $ 210,000 $ 210,000 $ 104,000
Lincoln, Maine 1 $ 110,000 $ 110,000 $ 40,000
Waldo, Maine 1 $ 250,000 $ 250,000 $ 65,000
Howard, Maryland 1 $ 117,000 $ 117,000 $ 43,000
Queen Anne's, Maryland 1 $ 362,000 $ 362,000 $ 97,000
Hampden, Massachusetts 1 $ 186,000 $ 186,000 $ 0
Allegan, Michigan 1 $ 215,000 $ 215,000 $ 0
Genesee, Michigan 1 $ 68,000 $ 68,000 $ 12,000
Kent, Michigan 1 $ 95,000 $ 95,000 $ 67,000
Livingston, Michigan 1 $ 275,000 $ 275,000 $ 50,000
St. Clair, Michigan 1 $ 390,000 $ 390,000 $ 195,000
Blue Earth, Minnesota 1 $ 225,000 $ 225,000 $ 0
Clay, Minnesota 1 $ 259,000 $ 259,000 $ 0
Isanti, Minnesota 1 $ 180,000 $ 180,000 $ 60,000
Kandiyohi, Minnesota 1 $ 114,000 $ 114,000 $ 16,000
Sherburne, Minnesota 1 $ 282,000 $ 282,000 $ 119,000
St. Louis, Minnesota 1 $ 82,000 $ 82,000 $ 27,000
Wright, Minnesota 1 $ 231,000 $ 231,000 $ 0
Hancock, Mississippi 1 $ 73,000 $ 73,000 $ 0
Jackson, Mississippi 1 $ 206,000 $ 206,000 $ 0
Madison, Mississippi 1 $ 217,000 $ 217,000 $ 0
Walthall, Mississippi 1 $ 125,000 $ 125,000 $ 0
Franklin, Missouri 1 $ 259,000 $ 259,000 $ 125,000
Lawrence, Missouri 1 $ 158,000 $ 158,000 $ 4,000
Lincoln, Missouri 1 $ 237,000 $ 237,000 $ 0
Morgan, Missouri 1 $ 317,000 $ 317,000 $ 45,000
Cascade, Montana 1 $ 186,000 $ 186,000 $ 35,000
Lewis and Clark, Montana 1 $ 193,000 $ 193,000 $ 83,000
Missoula, Montana 1 $ 187,000 $ 187,000 $ 0
Sanders, Montana 1 $ 206,000 $ 206,000 $ 59,000
Douglas, Nevada 1 $ 299,000 $ 299,000 $ 71,000
Elko, Nevada 1 $ 263,000 $ 263,000 $ 0
Nye, Nevada 1 $ 207,000 $ 207,000 $ 97,000
Storey, Nevada 1 $ 337,000 $ 337,000 $ 100,000
Hillsborough, New Hampshire 1 $ 216,000 $ 216,000 $ 0
Merrimack, New Hampshire 1 $ 260,000 $ 260,000 $ 93,000
Strafford, New Hampshire 1 $ 182,000 $ 182,000 $ 0
Atlantic, New Jersey 1 $ 327,000 $ 327,000 $ 110,000
Camden, New Jersey 1 $ 212,000 $ 212,000 $ 128,000
Mercer, New Jersey 1 $ 242,000 $ 242,000 $ 0
Morris, New Jersey 1 $ 238,000 $ 238,000 $ 86,000
McKinley, New Mexico 1 $ 197,000 $ 197,000 $ 90,000
San Miguel, New Mexico 1 $ 260,000 $ 260,000 $ 69,000
Valencia, New Mexico 1 $ 152,000 $ 152,000 $ 58,000
Erie, New York 1 $ 145,000 $ 145,000 $ 125,000
Fulton, New York 1 $ 167,000 $ 167,000 $ 0
Ontario, New York 1 $ 172,000 $ 172,000 $ 48,000
Rockland, New York 1 $ 368,000 $ 368,000 $ 405,000
Saratoga, New York 1 $ 184,000 $ 184,000 $ 76,000
Cabarrus, North Carolina 1 $ 220,000 $ 220,000 $ 0
Clay, North Carolina 1 $ 387,000 $ 387,000 $ 50,000
Cumberland, North Carolina 1 $ 267,000 $ 267,000 $ 82,000
Gaston, North Carolina 1 $ 171,000 $ 171,000 $ 0
Iredell, North Carolina 1 $ 73,000 $ 73,000 $ 38,000
Moore, North Carolina 1 $ 257,000 $ 257,000 $ 105,000
New Hanover, North Carolina 1 $ 222,000 $ 222,000 $ 95,000
Perquimans, North Carolina 1 $ 232,000 $ 232,000 $ 144,000
Robeson, North Carolina 1 $ 190,000 $ 190,000 $ 0
Union, North Carolina 1 $ 294,000 $ 294,000 $ 0
Burleigh, North Dakota 1 $ 171,000 $ 171,000 $ 0
Cass, North Dakota 1 $ 156,000 $ 156,000 $ 0
Grand Forks, North Dakota 1 $ 300,000 $ 300,000 $ 156,000
Ward, North Dakota 1 $ 217,000 $ 217,000 $ 0
Allen, Ohio 1 $ 210,000 $ 210,000 $ 0
Butler, Ohio 1 $ 144,000 $ 144,000 $ 42,000
Carroll, Ohio 1 $ 108,000 $ 108,000 $ 42,000
Clermont, Ohio 1 $ 214,000 $ 214,000 $ 0
Delaware, Ohio 1 $ 304,000 $ 304,000 $ 0
Logan, Ohio 1 $ 159,000 $ 159,000 $ 73,000
Stark, Ohio 1 $ 82,000 $ 82,000 $ 51,000
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Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,605 $383,877,000 $239,000 $1,500,000 $57,000 $1,599,000
Home Purchase 300 $60,138,000 $200,000 $1,348,000 $83,000 $900,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,241 $289,354,000 $233,000 $1,500,000 $66,000 $1,599,000
Not Provided 259 $63,557,000 $245,000 $1,021,000 $48,000 $900,000
Hispanic 168 $34,630,000 $206,000 $805,000 $53,000 $198,000
Black or African American 166 $36,832,000 $221,000 $578,000 $46,000 $216,000
Asian 49 $12,845,000 $262,000 $643,000 $52,000 $159,000
Native Hawaiian or Other Pacific Islander 12 $4,313,000 $359,000 $589,000 $85,000 $173,000
American Indian or Alaskan Native 10 $2,484,000 $248,000 $413,000 $80,000 $183,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 837 $180,707,000 $215,000 $643,000 $26,000 $220,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 768 $183,454,000 $238,000 $1,500,000 $98,000 $1,599,000
VA-guaranteed (Veterans Administration) 293 $78,713,000 $268,000 $826,000 $64,000 $548,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,141,000 $163,000 $246,000 $52,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 871 $212,599,000 $244,000 $1,500,000 $54,000 $1,059,000
Application Denied By Financial Institution 359 $80,208,000 $223,000 $826,000 $62,000 $548,000
Application Approved But Not Accepted 358 $78,892,000 $220,000 $762,000 $74,000 $897,000
Loan Originated 161 $34,769,000 $215,000 $621,000 $88,000 $1,599,000
File Closed For Incompleteness 155 $37,306,000 $240,000 $571,000 $35,000 $900,000
Preapproval Approved but not Accepted 1 $241,000 $241,000 $241,000 $104,000 $104,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 128 $27,694,000 $216,000 $608,000 $66,000 $195,000
Debt-To-Income Ratio 109 $26,256,000 $240,000 $729,000 $54,000 $137,000
Collateral 49 $11,616,000 $237,000 $826,000 $79,000 $548,000
Other 45 $9,121,000 $202,000 $417,000 $56,000 $225,000
Unverifiable Information 12 $2,363,000 $196,000 $449,000 $53,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,014,000 $183,000 $256,000 $50,000 $127,000
Employment History 5 $1,144,000 $228,000 $417,000 $88,000 $127,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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