Goldwater Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Goldwater Bank, N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,905
Total Mortgage Loan Application Amount $444,015,000
Average Mortgage Loan Application Amount $219,500
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $70,000
Highest Applicant Income $1,599,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Goldwater Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Goldwater Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Goldwater Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Goldwater Bank, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Goldwater Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Goldwater Bank, N.A.'s mortgage activity for 2015.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bernalillo County New Mexico 77 $ 11,532,000 $ 149,000 $ 72,000
Maricopa County Arizona 61 $ 14,005,000 $ 229,000 $ 64,000
Polk County Iowa 59 $ 8,185,000 $ 138,000 $ 54,000
Larimer County Colorado 31 $ 7,903,000 $ 254,000 $ 84,000
Douglas County Colorado 29 $ 7,742,000 $ 266,000 $ 94,000
Jefferson County Colorado 29 $ 7,688,000 $ 265,000 $ 128,000
Los Angeles County California 27 $ 11,864,000 $ 439,000 $ 99,000
Arapahoe County Colorado 26 $ 6,865,000 $ 264,000 $ 84,000
Adams County Colorado 25 $ 6,732,000 $ 269,000 $ 68,000
Weld County Colorado 24 $ 6,340,000 $ 264,000 $ 118,000
Clark County Nevada 24 $ 5,436,000 $ 226,000 $ 28,000
Denver County Colorado 21 $ 5,733,000 $ 273,000 $ 101,000
Boulder County Colorado 20 $ 5,197,000 $ 259,000 $ 66,000
Sandoval County New Mexico 18 $ 3,005,000 $ 166,000 $ 67,000
San Bernardino County California 16 $ 4,204,000 $ 262,000 $ 55,000
Cook County Illinois 16 $ 3,579,000 $ 223,000 $ 66,000
Prince George's County Maryland 16 $ 4,677,000 $ 292,000 $ 73,000
Cuyahoga County Ohio 16 $ 2,253,000 $ 140,000 $ 77,000
Plymouth County Massachusetts 15 $ 3,743,000 $ 249,000 $ 29,000
Harris County Texas 15 $ 2,810,000 $ 187,000 $ 85,000
Contra Costa County California 14 $ 4,775,000 $ 341,000 $ 72,000
El Paso County Colorado 13 $ 2,874,000 $ 221,000 $ 100,000
Ada County Idaho 13 $ 2,624,000 $ 201,000 $ 16,000
Linn County Iowa 13 $ 1,808,000 $ 139,000 $ 52,000
Orange County California 11 $ 4,052,000 $ 368,000 $ 99,000
Riverside County California 11 $ 3,063,000 $ 278,000 $ 48,000
Middlesex County Massachusetts 11 $ 3,631,000 $ 330,000 $ 60,000
Bristol County Massachusetts 10 $ 2,638,000 $ 263,000 $ 37,000
King County Washington 10 $ 2,839,000 $ 283,000 $ 59,000
District of Columbia County District Of Columbia 9 $ 3,085,000 $ 342,000 $ 133,000
Essex County Massachusetts 9 $ 2,621,000 $ 291,000 $ 58,000
Worcester County Massachusetts 9 $ 2,156,000 $ 239,000 $ 73,000
Hennepin County Minnesota 9 $ 2,014,000 $ 223,000 $ 48,000
Salt Lake County Utah 9 $ 2,187,000 $ 243,000 $ 16,000
Pima County Arizona 8 $ 1,546,000 $ 193,000 $ 60,000
San Diego County California 8 $ 2,910,000 $ 363,000 $ 81,000
Honolulu County Hawaii 8 $ 3,638,000 $ 454,000 $ 67,000
Queens County New York 8 $ 2,931,000 $ 366,000 $ 85,000
Pierce County Washington 8 $ 1,684,000 $ 210,000 $ 50,000
Placer County California 7 $ 2,308,000 $ 329,000 $ 92,000
Palm Beach County Florida 7 $ 1,871,000 $ 267,000 $ 124,000
Baltimore County Maryland 7 $ 2,041,000 $ 291,000 $ 78,000
Douglas County Nebraska 7 $ 1,073,000 $ 153,000 $ 35,000
Bergen County New Jersey 7 $ 3,012,000 $ 430,000 $ 102,000
Kings County New York 7 $ 3,073,000 $ 439,000 $ 110,000
Montgomery County Texas 7 $ 1,301,000 $ 185,000 $ 81,000
Travis County Texas 7 $ 1,657,000 $ 236,000 $ 60,000
Fairfax County Virginia 7 $ 3,024,000 $ 432,000 $ 52,000
Virginia Beach County Virginia 7 $ 1,567,000 $ 223,000 $ 28,000
Sacramento County California 6 $ 1,258,000 $ 209,000 $ 17,000
Fairfield County Connecticut 6 $ 1,748,000 $ 291,000 $ 54,000
Gwinnett County Georgia 6 $ 1,794,000 $ 299,000 $ 333,000
Anne Arundel County Maryland 6 $ 1,758,000 $ 293,000 $ 52,000
Anoka County Minnesota 6 $ 1,213,000 $ 202,000 $ 15,000
Dakota County Minnesota 6 $ 1,258,000 $ 209,000 $ 36,000
St. Louis County Missouri 6 $ 941,000 $ 156,000 $ 30,000
Ocean County New Jersey 6 $ 1,546,000 $ 257,000 $ 57,000
Bronx County New York 6 $ 1,559,000 $ 259,000 $ 77,000
Suffolk County New York 6 $ 1,534,000 $ 255,000 $ 39,000
Pennington County South Dakota 6 $ 1,227,000 $ 204,000 $ 87,000
Dallas County Texas 6 $ 1,337,000 $ 222,000 $ 33,000
Clark County Washington 6 $ 1,288,000 $ 214,000 $ 20,000
Milwaukee County Wisconsin 6 $ 1,401,000 $ 233,000 $ 85,000
Pinal County Arizona 5 $ 612,000 $ 122,000 $ 72,000
El Dorado County California 5 $ 1,386,000 $ 277,000 $ 70,000
New Haven County Connecticut 5 $ 1,629,000 $ 325,000 $ 79,000
Miami-Dade County Florida 5 $ 905,000 $ 181,000 $ 98,000
Orange County Florida 5 $ 1,242,000 $ 248,000 $ 128,000
Pinellas County Florida 5 $ 1,178,000 $ 235,000 $ 94,000
St. Lucie County Florida 5 $ 665,000 $ 133,000 $ 52,000
DeKalb County Georgia 5 $ 1,027,000 $ 205,000 $ 54,000
Maui County Hawaii 5 $ 1,746,000 $ 349,000 $ 64,000
DuPage County Illinois 5 $ 1,155,000 $ 231,000 $ 15,000
Scott County Iowa 5 $ 649,000 $ 129,000 $ 18,000
Warren County Iowa 5 $ 838,000 $ 167,000 $ 72,000
St. Tammany County Louisiana 5 $ 1,009,000 $ 201,000 $ 62,000
Charles County Maryland 5 $ 1,461,000 $ 292,000 $ 11,000
Montgomery County Maryland 5 $ 1,871,000 $ 374,000 $ 33,000
Oakland County Michigan 5 $ 1,185,000 $ 237,000 $ 36,000
Wayne County Michigan 5 $ 787,000 $ 157,000 $ 36,000
Middlesex County New Jersey 5 $ 1,314,000 $ 262,000 $ 94,000
Monmouth County New Jersey 5 $ 1,257,000 $ 251,000 $ 108,000
Lake County Ohio 5 $ 607,000 $ 121,000 $ 47,000
Summit County Ohio 5 $ 652,000 $ 130,000 $ 28,000
Deschutes County Oregon 5 $ 1,298,000 $ 259,000 $ 43,000
Washington County Oregon 5 $ 1,185,000 $ 237,000 $ 12,000
Montgomery County Pennsylvania 5 $ 1,137,000 $ 227,000 $ 1,000
Greenville County South Carolina 5 $ 883,000 $ 176,000 $ 38,000
Bexar County Texas 5 $ 1,081,000 $ 216,000 $ 53,000
Collin County Texas 5 $ 1,150,000 $ 230,000 $ 58,000
Fort Bend County Texas 5 $ 1,152,000 $ 230,000 $ 23,000
Tarrant County Texas 5 $ 866,000 $ 173,000 $ 12,000
Utah County Utah 5 $ 1,090,000 $ 218,000 $ 37,000
Prince William County Virginia 5 $ 1,770,000 $ 354,000 $ 45,000
Snohomish County Washington 5 $ 1,243,000 $ 248,000 $ 31,000
Jefferson County Alabama 4 $ 657,000 $ 164,000 $ 53,000
Yavapai County Arizona 4 $ 1,079,000 $ 269,000 $ 72,000
Kern County California 4 $ 779,000 $ 194,000 $ 63,000
San Mateo County California 4 $ 2,839,000 $ 709,000 $ 208,000
Solano County California 4 $ 1,278,000 $ 319,000 $ 53,000
Stanislaus County California 4 $ 1,067,000 $ 266,000 $ 61,000
Tulare County California 4 $ 711,000 $ 177,000 $ 68,000
New Castle County Delaware 4 $ 1,024,000 $ 256,000 $ 22,000
Broward County Florida 4 $ 1,259,000 $ 314,000 $ 130,000
Marion County Indiana 4 $ 702,000 $ 175,000 $ 39,000
Boone County Iowa 4 $ 455,000 $ 113,000 $ 51,000
Dallas County Iowa 4 $ 1,096,000 $ 274,000 $ 120,000
Dubuque County Iowa 4 $ 560,000 $ 140,000 $ 40,000
Hamilton County Iowa 4 $ 537,000 $ 134,000 $ 64,000
Johnson County Iowa 4 $ 1,085,000 $ 271,000 $ 104,000
Livingston County Louisiana 4 $ 706,000 $ 176,000 $ 53,000
Norfolk County Massachusetts 4 $ 1,288,000 $ 322,000 $ 62,000
Suffolk County Massachusetts 4 $ 1,090,000 $ 272,000 $ 14,000
Burlington County New Jersey 4 $ 1,185,000 $ 296,000 $ 96,000
Santa Fe County New Mexico 4 $ 1,057,000 $ 264,000 $ 94,000
Nassau County New York 4 $ 1,547,000 $ 386,000 $ 76,000
Mecklenburg County North Carolina 4 $ 835,000 $ 208,000 $ 24,000
Wake County North Carolina 4 $ 700,000 $ 175,000 $ 45,000
Geauga County Ohio 4 $ 1,278,000 $ 319,000 $ 267,000
Clackamas County Oregon 4 $ 940,000 $ 235,000 $ 36,000
Lane County Oregon 4 $ 836,000 $ 209,000 $ 20,000
Northampton County Pennsylvania 4 $ 894,000 $ 223,000 $ 37,000
Philadelphia County Pennsylvania 4 $ 543,000 $ 135,000 $ 15,000
Berkeley County South Carolina 4 $ 947,000 $ 236,000 $ 31,000
Richland County South Carolina 4 $ 762,000 $ 190,000 $ 64,000
Davidson County Tennessee 4 $ 632,000 $ 158,000 $ 15,000
Rutherford County Tennessee 4 $ 696,000 $ 174,000 $ 36,000
Sevier County Tennessee 4 $ 778,000 $ 194,000 $ 26,000
Shelby County Tennessee 4 $ 782,000 $ 195,000 $ 61,000
Washington County Utah 4 $ 960,000 $ 240,000 $ 23,000
Laramie County Wyoming 4 $ 995,000 $ 248,000 $ 48,000
Anchorage County Alaska 3 $ 908,000 $ 302,000 $ 0
Matanuska-Susitna County Alaska 3 $ 820,000 $ 273,000 $ 0
Pulaski County Arkansas 3 $ 1,016,000 $ 338,000 $ 90,000
Merced County California 3 $ 476,000 $ 158,000 $ 27,000
San Joaquin County California 3 $ 609,000 $ 203,000 $ 30,000
Ventura County California 3 $ 909,000 $ 303,000 $ 80,000
Broomfield County Colorado 3 $ 1,076,000 $ 358,000 $ 178,000
Gilpin County Colorado 3 $ 960,000 $ 320,000 $ 111,000
Summit County Colorado 3 $ 752,000 $ 250,000 $ 138,000
Hillsborough County Florida 3 $ 512,000 $ 170,000 $ 56,000
Lake County Florida 3 $ 460,000 $ 153,000 $ 64,000
Martin County Florida 3 $ 766,000 $ 255,000 $ 77,000
Osceola County Florida 3 $ 865,000 $ 288,000 $ 104,000
Seminole County Florida 3 $ 523,000 $ 174,000 $ 37,000
Forsyth County Georgia 3 $ 930,000 $ 310,000 $ 61,000
Kootenai County Idaho 3 $ 660,000 $ 220,000 $ 20,000
Marshall County Iowa 3 $ 311,000 $ 103,000 $ 39,000
Pottawattamie County Iowa 3 $ 652,000 $ 217,000 $ 54,000
Jefferson County Kentucky 3 $ 523,000 $ 174,000 $ 21,000
Jefferson County Louisiana 3 $ 484,000 $ 161,000 $ 53,000
York County Maine 3 $ 677,000 $ 225,000 $ 30,000
Baltimore City County Maryland 3 $ 656,000 $ 218,000 $ 51,000
Ingham County Michigan 3 $ 474,000 $ 158,000 $ 11,000
Carver County Minnesota 3 $ 894,000 $ 298,000 $ 48,000
Ramsey County Minnesota 3 $ 557,000 $ 185,000 $ 18,000
Scott County Minnesota 3 $ 754,000 $ 251,000 $ 48,000
Washington County Minnesota 3 $ 523,000 $ 174,000 $ 0
DeSoto County Mississippi 3 $ 691,000 $ 230,000 $ 24,000
Hinds County Mississippi 3 $ 832,000 $ 277,000 $ 66,000
Clay County Missouri 3 $ 602,000 $ 200,000 $ 46,000
Humboldt County Nevada 3 $ 348,000 $ 116,000 $ 65,000
Washoe County Nevada 3 $ 796,000 $ 265,000 $ 81,000
Rockingham County New Hampshire 3 $ 781,000 $ 260,000 $ 0
Passaic County New Jersey 3 $ 686,000 $ 228,000 $ 25,000
Colfax County New Mexico 3 $ 435,000 $ 145,000 $ 70,000
San Juan County New Mexico 3 $ 415,000 $ 138,000 $ 45,000
Dutchess County New York 3 $ 585,000 $ 195,000 $ 73,000
Monroe County New York 3 $ 466,000 $ 155,000 $ 42,000
Orange County New York 3 $ 906,000 $ 302,000 $ 91,000
Westchester County New York 3 $ 943,000 $ 314,000 $ 124,000
Guilford County North Carolina 3 $ 807,000 $ 269,000 $ 22,000
Halifax County North Carolina 3 $ 710,000 $ 236,000 $ 90,000
Williams County North Dakota 3 $ 820,000 $ 273,000 $ 45,000
Franklin County Ohio 3 $ 425,000 $ 141,000 $ 11,000
Hamilton County Ohio 3 $ 402,000 $ 134,000 $ 78,000
Oklahoma County Oklahoma 3 $ 576,000 $ 192,000 $ 20,000
Providence County Rhode Island 3 $ 953,000 $ 317,000 $ 101,000
Washington County Rhode Island 3 $ 895,000 $ 298,000 $ 66,000
Hamilton County Tennessee 3 $ 574,000 $ 191,000 $ 0
Denton County Texas 3 $ 554,000 $ 184,000 $ 23,000
Chesapeake County Virginia 3 $ 714,000 $ 238,000 $ 51,000
Spokane County Washington 3 $ 633,000 $ 211,000 $ 38,000
Thurston County Washington 3 $ 864,000 $ 288,000 $ 51,000
Natrona County Wyoming 3 $ 718,000 $ 239,000 $ 45,000
Sweetwater County Wyoming 3 $ 720,000 $ 240,000 $ 12,000
Baldwin County Alabama 2 $ 442,000 $ 221,000 $ 0
Houston County Alabama 2 $ 383,000 $ 191,000 $ 105,000
Montgomery County Alabama 2 $ 381,000 $ 190,000 $ 115,000
Shelby County Alabama 2 $ 332,000 $ 166,000 $ 24,000
Mohave County Arizona 2 $ 321,000 $ 160,000 $ 9,000
Marin County California 2 $ 2,875,000 $ 1,437,000 $ 291,000
Santa Barbara County California 2 $ 394,000 $ 197,000 $ 61,000
Shasta County California 2 $ 498,000 $ 249,000 $ 68,000
Hartford County Connecticut 2 $ 296,000 $ 148,000 $ 23,000
Middlesex County Connecticut 2 $ 517,000 $ 258,000 $ 42,000
Sussex County Delaware 2 $ 599,000 $ 299,000 $ 85,000
Citrus County Florida 2 $ 283,000 $ 141,000 $ 118,000
Collier County Florida 2 $ 569,000 $ 284,000 $ 83,000
Escambia County Florida 2 $ 335,000 $ 167,000 $ 89,000
Lee County Florida 2 $ 496,000 $ 248,000 $ 122,000
Leon County Florida 2 $ 354,000 $ 177,000 $ 83,000
Monroe County Florida 2 $ 414,000 $ 207,000 $ 110,000
Nassau County Florida 2 $ 388,000 $ 194,000 $ 111,000
Okeechobee County Florida 2 $ 201,000 $ 100,000 $ 31,000
Polk County Florida 2 $ 408,000 $ 204,000 $ 55,000
Sarasota County Florida 2 $ 510,000 $ 255,000 $ 62,000
St. Johns County Florida 2 $ 420,000 $ 210,000 $ 27,000
Douglas County Georgia 2 $ 281,000 $ 140,000 $ 10,000
Fulton County Georgia 2 $ 525,000 $ 262,000 $ 24,000
Henry County Georgia 2 $ 407,000 $ 203,000 $ 0
Newton County Georgia 2 $ 418,000 $ 209,000 $ 25,000
Paulding County Georgia 2 $ 499,000 $ 249,000 $ 0
Hawaii County Hawaii 2 $ 482,000 $ 241,000 $ 46,000
Bannock County Idaho 2 $ 671,000 $ 335,000 $ 46,000
Bonneville County Idaho 2 $ 340,000 $ 170,000 $ 0
Teton County Idaho 2 $ 348,000 $ 174,000 $ 51,000
Kendall County Illinois 2 $ 405,000 $ 202,000 $ 29,000
Lake County Illinois 2 $ 366,000 $ 183,000 $ 58,000
Will County Illinois 2 $ 426,000 $ 213,000 $ 45,000
Hamilton County Indiana 2 $ 384,000 $ 192,000 $ 31,000
Lake County Indiana 2 $ 543,000 $ 271,000 $ 0
Porter County Indiana 2 $ 424,000 $ 212,000 $ 52,000
Black Hawk County Iowa 2 $ 224,000 $ 112,000 $ 44,000
Cerro Gordo County Iowa 2 $ 218,000 $ 109,000 $ 24,000
Jefferson County Iowa 2 $ 224,000 $ 112,000 $ 84,000
Woodbury County Iowa 2 $ 339,000 $ 169,000 $ 26,000
Douglas County Kansas 2 $ 330,000 $ 165,000 $ 0
Fayette County Kentucky 2 $ 475,000 $ 237,000 $ 40,000
Taylor County Kentucky 2 $ 340,000 $ 170,000 $ 21,000
Bossier County Louisiana 2 $ 394,000 $ 197,000 $ 23,000
East Baton Rouge County Louisiana 2 $ 723,000 $ 361,000 $ 59,000
Orleans County Louisiana 2 $ 334,000 $ 167,000 $ 56,000
St. Martin County Louisiana 2 $ 539,000 $ 269,000 $ 0
Carroll County Maryland 2 $ 525,000 $ 262,000 $ 135,000
Frederick County Maryland 2 $ 598,000 $ 299,000 $ 26,000
Washington County Maryland 2 $ 768,000 $ 384,000 $ 77,000
Barnstable County Massachusetts 2 $ 448,000 $ 224,000 $ 98,000
Kalamazoo County Michigan 2 $ 379,000 $ 189,000 $ 54,000
Macomb County Michigan 2 $ 288,000 $ 144,000 $ 72,000
Ottawa County Michigan 2 $ 376,000 $ 188,000 $ 14,000
Washtenaw County Michigan 2 $ 482,000 $ 241,000 $ 156,000
Jackson County Missouri 2 $ 283,000 $ 141,000 $ 41,000
St. Charles County Missouri 2 $ 335,000 $ 167,000 $ 60,000
Taney County Missouri 2 $ 609,000 $ 304,000 $ 114,000
Flathead County Montana 2 $ 346,000 $ 173,000 $ 68,000
Gallatin County Montana 2 $ 336,000 $ 168,000 $ 44,000
Mineral County Montana 2 $ 546,000 $ 273,000 $ 26,000
Yellowstone County Montana 2 $ 408,000 $ 204,000 $ 0
Lancaster County Nebraska 2 $ 405,000 $ 202,000 $ 51,000
Sarpy County Nebraska 2 $ 369,000 $ 184,000 $ 65,000
Cumberland County New Jersey 2 $ 336,000 $ 168,000 $ 32,000
Essex County New Jersey 2 $ 837,000 $ 418,000 $ 128,000
Gloucester County New Jersey 2 $ 474,000 $ 237,000 $ 49,000
Hudson County New Jersey 2 $ 406,000 $ 203,000 $ 42,000
Hunterdon County New Jersey 2 $ 865,000 $ 432,000 $ 94,000
Union County New Jersey 2 $ 429,000 $ 214,000 $ 33,000
Dona Ana County New Mexico 2 $ 425,000 $ 212,000 $ 22,000
Eddy County New Mexico 2 $ 324,000 $ 162,000 $ 91,000
Putnam County New York 2 $ 658,000 $ 329,000 $ 99,000
Richmond County New York 2 $ 498,000 $ 249,000 $ 51,000
Alamance County North Carolina 2 $ 454,000 $ 227,000 $ 0
Brunswick County North Carolina 2 $ 635,000 $ 317,000 $ 27,000
Craven County North Carolina 2 $ 1,178,000 $ 589,000 $ 71,000
Forsyth County North Carolina 2 $ 446,000 $ 223,000 $ 0
Harnett County North Carolina 2 $ 433,000 $ 216,000 $ 47,000
Pitt County North Carolina 2 $ 240,000 $ 120,000 $ 87,000
Stark County North Dakota 2 $ 423,000 $ 211,000 $ 0
Columbiana County Ohio 2 $ 307,000 $ 153,000 $ 22,000
Lorain County Ohio 2 $ 343,000 $ 171,000 $ 0
Montgomery County Ohio 2 $ 260,000 $ 130,000 $ 26,000
Portage County Ohio 2 $ 306,000 $ 153,000 $ 13,000
Trumbull County Ohio 2 $ 218,000 $ 109,000 $ 56,000
Warren County Ohio 2 $ 490,000 $ 245,000 $ 0
McClain County Oklahoma 2 $ 194,000 $ 97,000 $ 60,000
Osage County Oklahoma 2 $ 344,000 $ 172,000 $ 3,000
Klamath County Oregon 2 $ 563,000 $ 281,000 $ 51,000
Marion County Oregon 2 $ 497,000 $ 248,000 $ 42,000
Multnomah County Oregon 2 $ 1,026,000 $ 513,000 $ 101,000
Yamhill County Oregon 2 $ 488,000 $ 244,000 $ 30,000
Bucks County Pennsylvania 2 $ 490,000 $ 245,000 $ 46,000
Butler County Pennsylvania 2 $ 454,000 $ 227,000 $ 0
Lancaster County Pennsylvania 2 $ 310,000 $ 155,000 $ 16,000
Monroe County Pennsylvania 2 $ 399,000 $ 199,000 $ 14,000
Westmoreland County Pennsylvania 2 $ 429,000 $ 214,000 $ 0
Beaufort County South Carolina 2 $ 843,000 $ 421,000 $ 228,000
Charleston County South Carolina 2 $ 405,000 $ 202,000 $ 27,000
York County South Carolina 2 $ 375,000 $ 187,000 $ 61,000
Minnehaha County South Dakota 2 $ 308,000 $ 154,000 $ 0
Blount County Tennessee 2 $ 353,000 $ 176,000 $ 79,000
Bradley County Tennessee 2 $ 437,000 $ 218,000 $ 57,000
Williamson County Tennessee 2 $ 426,000 $ 213,000 $ 35,000
El Paso County Texas 2 $ 332,000 $ 166,000 $ 68,000
Galveston County Texas 2 $ 378,000 $ 189,000 $ 0
Johnson County Texas 2 $ 188,000 $ 94,000 $ 73,000
Kaufman County Texas 2 $ 435,000 $ 217,000 $ 19,000
Webb County Texas 2 $ 377,000 $ 188,000 $ 0
Williamson County Texas 2 $ 452,000 $ 226,000 $ 0
Davis County Utah 2 $ 588,000 $ 294,000 $ 0
Weber County Utah 2 $ 516,000 $ 258,000 $ 0
Chittenden County Vermont 2 $ 331,000 $ 165,000 $ 16,000
Franklin County Vermont 2 $ 539,000 $ 269,000 $ 100,000
Culpeper County Virginia 2 $ 658,000 $ 329,000 $ 122,000
Loudoun County Virginia 2 $ 865,000 $ 432,000 $ 78,000
Richmond City County Virginia 2 $ 482,000 $ 241,000 $ 122,000
Spotsylvania County Virginia 2 $ 656,000 $ 328,000 $ 76,000
Kitsap County Washington 2 $ 722,000 $ 361,000 $ 87,000
Waukesha County Wisconsin 2 $ 378,000 $ 189,000 $ 0
Autauga County Alabama 1 $ 199,000 $ 199,000 $ 56,000
Cherokee County Alabama 1 $ 116,000 $ 116,000 $ 81,000
Elmore County Alabama 1 $ 199,000 $ 199,000 $ 47,000
Etowah County Alabama 1 $ 292,000 $ 292,000 $ 0
Lee County Alabama 1 $ 225,000 $ 225,000 $ 0
Limestone County Alabama 1 $ 176,000 $ 176,000 $ 35,000
Madison County Alabama 1 $ 184,000 $ 184,000 $ 0
Morgan County Alabama 1 $ 122,000 $ 122,000 $ 45,000
St. Clair County Alabama 1 $ 100,000 $ 100,000 $ 74,000
Juneau County Alaska 1 $ 346,000 $ 346,000 $ 0
Kenai Peninsula County Alaska 1 $ 201,000 $ 201,000 $ 0
Gila County Arizona 1 $ 139,000 $ 139,000 $ 63,000
Navajo County Arizona 1 $ 215,000 $ 215,000 $ 0
Santa Cruz County Arizona 1 $ 250,000 $ 250,000 $ 69,000
Yuma County Arizona 1 $ 96,000 $ 96,000 $ 41,000
Conway County Arkansas 1 $ 149,000 $ 149,000 $ 0
Crittenden County Arkansas 1 $ 235,000 $ 235,000 $ 0
Grant County Arkansas 1 $ 205,000 $ 205,000 $ 89,000
Newton County Arkansas 1 $ 81,000 $ 81,000 $ 19,000
Saline County Arkansas 1 $ 231,000 $ 231,000 $ 0
Alameda County California 1 $ 250,000 $ 250,000 $ 56,000
Fresno County California 1 $ 184,000 $ 184,000 $ 0
Humboldt County California 1 $ 237,000 $ 237,000 $ 0
Imperial County California 1 $ 247,000 $ 247,000 $ 0
Kings County California 1 $ 208,000 $ 208,000 $ 67,000
Madera County California 1 $ 169,000 $ 169,000 $ 0
Monterey County California 1 $ 100,000 $ 100,000 $ 41,000
Nevada County California 1 $ 212,000 $ 212,000 $ 0
Santa Clara County California 1 $ 480,000 $ 480,000 $ 102,000
Sonoma County California 1 $ 109,000 $ 109,000 $ 37,000
Yuba County California 1 $ 410,000 $ 410,000 $ 98,000
Archuleta County Colorado 1 $ 153,000 $ 153,000 $ 90,000
Elbert County Colorado 1 $ 404,000 $ 404,000 $ 166,000
Garfield County Colorado 1 $ 247,000 $ 247,000 $ 0
Logan County Colorado 1 $ 125,000 $ 125,000 $ 53,000
Litchfield County Connecticut 1 $ 76,000 $ 76,000 $ 17,000
New London County Connecticut 1 $ 279,000 $ 279,000 $ 54,000
Tolland County Connecticut 1 $ 298,000 $ 298,000 $ 75,000
Kent County Delaware 1 $ 396,000 $ 396,000 $ 63,000
Brevard County Florida 1 $ 83,000 $ 83,000 $ 0
Duval County Florida 1 $ 563,000 $ 563,000 $ 65,000
Indian River County Florida 1 $ 208,000 $ 208,000 $ 46,000
Manatee County Florida 1 $ 219,000 $ 219,000 $ 44,000
Marion County Florida 1 $ 177,000 $ 177,000 $ 61,000
Okaloosa County Florida 1 $ 279,000 $ 279,000 $ 0
Pasco County Florida 1 $ 83,000 $ 83,000 $ 51,000
Santa Rosa County Florida 1 $ 192,000 $ 192,000 $ 0
Volusia County Florida 1 $ 159,000 $ 159,000 $ 45,000
Walton County Florida 1 $ 417,000 $ 417,000 $ 125,000
Barrow County Georgia 1 $ 139,000 $ 139,000 $ 138,000
Bibb County Georgia 1 $ 57,000 $ 57,000 $ 42,000
Clayton County Georgia 1 $ 105,000 $ 105,000 $ 25,000
Cobb County Georgia 1 $ 236,000 $ 236,000 $ 0
Columbia County Georgia 1 $ 238,000 $ 238,000 $ 52,000
Coweta County Georgia 1 $ 140,000 $ 140,000 $ 60,000
Houston County Georgia 1 $ 155,000 $ 155,000 $ 44,000
Liberty County Georgia 1 $ 201,000 $ 201,000 $ 0
Morgan County Georgia 1 $ 167,000 $ 167,000 $ 35,000
Peach County Georgia 1 $ 318,000 $ 318,000 $ 143,000
Rockdale County Georgia 1 $ 138,000 $ 138,000 $ 28,000
Walton County Georgia 1 $ 251,000 $ 251,000 $ 65,000
Blaine County Idaho 1 $ 215,000 $ 215,000 $ 60,000
Elmore County Idaho 1 $ 91,000 $ 91,000 $ 49,000
Gem County Idaho 1 $ 196,000 $ 196,000 $ 0
Jerome County Idaho 1 $ 185,000 $ 185,000 $ 36,000
Fulton County Illinois 1 $ 144,000 $ 144,000 $ 65,000
Kane County Illinois 1 $ 126,000 $ 126,000 $ 74,000
Whiteside County Illinois 1 $ 125,000 $ 125,000 $ 53,000
Winnebago County Illinois 1 $ 191,000 $ 191,000 $ 0
Allen County Indiana 1 $ 227,000 $ 227,000 $ 94,000
Bartholomew County Indiana 1 $ 269,000 $ 269,000 $ 82,000
Clark County Indiana 1 $ 204,000 $ 204,000 $ 0
Franklin County Indiana 1 $ 240,000 $ 240,000 $ 0
Johnson County Indiana 1 $ 256,000 $ 256,000 $ 0
LaPorte County Indiana 1 $ 176,000 $ 176,000 $ 0
Madison County Indiana 1 $ 206,000 $ 206,000 $ 0
Putnam County Indiana 1 $ 89,000 $ 89,000 $ 71,000
St. Joseph County Indiana 1 $ 83,000 $ 83,000 $ 66,000
Whitley County Indiana 1 $ 182,000 $ 182,000 $ 57,000
Benton County Iowa 1 $ 68,000 $ 68,000 $ 43,000
Bremer County Iowa 1 $ 139,000 $ 139,000 $ 0
Butler County Iowa 1 $ 136,000 $ 136,000 $ 48,000
Davis County Iowa 1 $ 83,000 $ 83,000 $ 22,000
Delaware County Iowa 1 $ 124,000 $ 124,000 $ 64,000
Fayette County Iowa 1 $ 81,000 $ 81,000 $ 39,000
Floyd County Iowa 1 $ 97,000 $ 97,000 $ 36,000
Hardin County Iowa 1 $ 103,000 $ 103,000 $ 42,000
Harrison County Iowa 1 $ 91,000 $ 91,000 $ 120,000
Iowa County Iowa 1 $ 191,000 $ 191,000 $ 79,000
Mahaska County Iowa 1 $ 100,000 $ 100,000 $ 132,000
Marion County Iowa 1 $ 122,000 $ 122,000 $ 48,000
Monroe County Iowa 1 $ 67,000 $ 67,000 $ 82,000
Palo Alto County Iowa 1 $ 185,000 $ 185,000 $ 102,000
Shelby County Iowa 1 $ 77,000 $ 77,000 $ 55,000
Story County Iowa 1 $ 76,000 $ 76,000 $ 35,000
Tama County Iowa 1 $ 99,000 $ 99,000 $ 89,000
Union County Iowa 1 $ 207,000 $ 207,000 $ 87,000
Wapello County Iowa 1 $ 194,000 $ 194,000 $ 0
Webster County Iowa 1 $ 68,000 $ 68,000 $ 32,000
Atchison County Kansas 1 $ 198,000 $ 198,000 $ 86,000
Crawford County Kansas 1 $ 129,000 $ 129,000 $ 0
Franklin County Kansas 1 $ 101,000 $ 101,000 $ 57,000
Johnson County Kansas 1 $ 189,000 $ 189,000 $ 0
Leavenworth County Kansas 1 $ 191,000 $ 191,000 $ 106,000
Miami County Kansas 1 $ 155,000 $ 155,000 $ 43,000
Shawnee County Kansas 1 $ 39,000 $ 39,000 $ 93,000
Barren County Kentucky 1 $ 178,000 $ 178,000 $ 60,000
Boyd County Kentucky 1 $ 138,000 $ 138,000 $ 0
Calloway County Kentucky 1 $ 95,000 $ 95,000 $ 14,000
Edmonson County Kentucky 1 $ 92,000 $ 92,000 $ 62,000
Hardin County Kentucky 1 $ 274,000 $ 274,000 $ 14,000
Kenton County Kentucky 1 $ 449,000 $ 449,000 $ 116,000
Laurel County Kentucky 1 $ 172,000 $ 172,000 $ 0
Rowan County Kentucky 1 $ 202,000 $ 202,000 $ 45,000
Ascension County Louisiana 1 $ 123,000 $ 123,000 $ 40,000
Beauregard County Louisiana 1 $ 220,000 $ 220,000 $ 0
Caddo County Louisiana 1 $ 234,000 $ 234,000 $ 59,000
Claiborne County Louisiana 1 $ 76,000 $ 76,000 $ 56,000
La Salle County Louisiana 1 $ 189,000 $ 189,000 $ 87,000
St. John the Baptist County Louisiana 1 $ 204,000 $ 204,000 $ 39,000
Tangipahoa County Louisiana 1 $ 230,000 $ 230,000 $ 0
Vernon County Louisiana 1 $ 228,000 $ 228,000 $ 60,000
Cumberland County Maine 1 $ 210,000 $ 210,000 $ 104,000
Lincoln County Maine 1 $ 110,000 $ 110,000 $ 40,000
Waldo County Maine 1 $ 250,000 $ 250,000 $ 65,000
Howard County Maryland 1 $ 117,000 $ 117,000 $ 43,000
Queen Anne's County Maryland 1 $ 362,000 $ 362,000 $ 97,000
Hampden County Massachusetts 1 $ 186,000 $ 186,000 $ 0
Allegan County Michigan 1 $ 215,000 $ 215,000 $ 0
Genesee County Michigan 1 $ 68,000 $ 68,000 $ 12,000
Kent County Michigan 1 $ 95,000 $ 95,000 $ 67,000
Livingston County Michigan 1 $ 275,000 $ 275,000 $ 50,000
St. Clair County Michigan 1 $ 390,000 $ 390,000 $ 195,000
Blue Earth County Minnesota 1 $ 225,000 $ 225,000 $ 0
Clay County Minnesota 1 $ 259,000 $ 259,000 $ 0
Isanti County Minnesota 1 $ 180,000 $ 180,000 $ 60,000
Kandiyohi County Minnesota 1 $ 114,000 $ 114,000 $ 16,000
Sherburne County Minnesota 1 $ 282,000 $ 282,000 $ 119,000
St. Louis County Minnesota 1 $ 82,000 $ 82,000 $ 27,000
Wright County Minnesota 1 $ 231,000 $ 231,000 $ 0
Hancock County Mississippi 1 $ 73,000 $ 73,000 $ 0
Jackson County Mississippi 1 $ 206,000 $ 206,000 $ 0
Madison County Mississippi 1 $ 217,000 $ 217,000 $ 0
Walthall County Mississippi 1 $ 125,000 $ 125,000 $ 0
Franklin County Missouri 1 $ 259,000 $ 259,000 $ 125,000
Lawrence County Missouri 1 $ 158,000 $ 158,000 $ 4,000
Lincoln County Missouri 1 $ 237,000 $ 237,000 $ 0
Morgan County Missouri 1 $ 317,000 $ 317,000 $ 45,000
Cascade County Montana 1 $ 186,000 $ 186,000 $ 35,000
Lewis and Clark County Montana 1 $ 193,000 $ 193,000 $ 83,000
Missoula County Montana 1 $ 187,000 $ 187,000 $ 0
Sanders County Montana 1 $ 206,000 $ 206,000 $ 59,000
Douglas County Nevada 1 $ 299,000 $ 299,000 $ 71,000
Elko County Nevada 1 $ 263,000 $ 263,000 $ 0
Nye County Nevada 1 $ 207,000 $ 207,000 $ 97,000
Storey County Nevada 1 $ 337,000 $ 337,000 $ 100,000
Hillsborough County New Hampshire 1 $ 216,000 $ 216,000 $ 0
Merrimack County New Hampshire 1 $ 260,000 $ 260,000 $ 93,000
Strafford County New Hampshire 1 $ 182,000 $ 182,000 $ 0
Atlantic County New Jersey 1 $ 327,000 $ 327,000 $ 110,000
Camden County New Jersey 1 $ 212,000 $ 212,000 $ 128,000
Mercer County New Jersey 1 $ 242,000 $ 242,000 $ 0
Morris County New Jersey 1 $ 238,000 $ 238,000 $ 86,000
McKinley County New Mexico 1 $ 197,000 $ 197,000 $ 90,000
San Miguel County New Mexico 1 $ 260,000 $ 260,000 $ 69,000
Valencia County New Mexico 1 $ 152,000 $ 152,000 $ 58,000
Erie County New York 1 $ 145,000 $ 145,000 $ 125,000
Fulton County New York 1 $ 167,000 $ 167,000 $ 0
Ontario County New York 1 $ 172,000 $ 172,000 $ 48,000
Rockland County New York 1 $ 368,000 $ 368,000 $ 405,000
Saratoga County New York 1 $ 184,000 $ 184,000 $ 76,000
Cabarrus County North Carolina 1 $ 220,000 $ 220,000 $ 0
Clay County North Carolina 1 $ 387,000 $ 387,000 $ 50,000
Cumberland County North Carolina 1 $ 267,000 $ 267,000 $ 82,000
Gaston County North Carolina 1 $ 171,000 $ 171,000 $ 0
Iredell County North Carolina 1 $ 73,000 $ 73,000 $ 38,000
Moore County North Carolina 1 $ 257,000 $ 257,000 $ 105,000
New Hanover County North Carolina 1 $ 222,000 $ 222,000 $ 95,000
Perquimans County North Carolina 1 $ 232,000 $ 232,000 $ 144,000
Robeson County North Carolina 1 $ 190,000 $ 190,000 $ 0
Union County North Carolina 1 $ 294,000 $ 294,000 $ 0
Burleigh County North Dakota 1 $ 171,000 $ 171,000 $ 0
Cass County North Dakota 1 $ 156,000 $ 156,000 $ 0
Grand Forks County North Dakota 1 $ 300,000 $ 300,000 $ 156,000
Ward County North Dakota 1 $ 217,000 $ 217,000 $ 0
Allen County Ohio 1 $ 210,000 $ 210,000 $ 0
Butler County Ohio 1 $ 144,000 $ 144,000 $ 42,000
Carroll County Ohio 1 $ 108,000 $ 108,000 $ 42,000
Clermont County Ohio 1 $ 214,000 $ 214,000 $ 0
Delaware County Ohio 1 $ 304,000 $ 304,000 $ 0
Logan County Ohio 1 $ 159,000 $ 159,000 $ 73,000
Stark County Ohio 1 $ 82,000 $ 82,000 $ 51,000
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Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,605 $383,877,000 $239,000 $1,500,000 $57,000 $1,599,000
Home Purchase 300 $60,138,000 $200,000 $1,348,000 $83,000 $900,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,241 $289,354,000 $233,000 $1,500,000 $66,000 $1,599,000
Not Provided 259 $63,557,000 $245,000 $1,021,000 $48,000 $900,000
Hispanic 168 $34,630,000 $206,000 $805,000 $53,000 $198,000
Black or African American 166 $36,832,000 $221,000 $578,000 $46,000 $216,000
Asian 49 $12,845,000 $262,000 $643,000 $52,000 $159,000
Native Hawaiian or Other Pacific Islander 12 $4,313,000 $359,000 $589,000 $85,000 $173,000
American Indian or Alaskan Native 10 $2,484,000 $248,000 $413,000 $80,000 $183,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 837 $180,707,000 $215,000 $643,000 $26,000 $220,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 768 $183,454,000 $238,000 $1,500,000 $98,000 $1,599,000
VA-guaranteed (Veterans Administration) 293 $78,713,000 $268,000 $826,000 $64,000 $548,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,141,000 $163,000 $246,000 $52,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 871 $212,599,000 $244,000 $1,500,000 $54,000 $1,059,000
Application Denied By Financial Institution 359 $80,208,000 $223,000 $826,000 $62,000 $548,000
Application Approved But Not Accepted 358 $78,892,000 $220,000 $762,000 $74,000 $897,000
Loan Originated 161 $34,769,000 $215,000 $621,000 $88,000 $1,599,000
File Closed For Incompleteness 155 $37,306,000 $240,000 $571,000 $35,000 $900,000
Preapproval Approved but not Accepted 1 $241,000 $241,000 $241,000 $104,000 $104,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 128 $27,694,000 $216,000 $608,000 $66,000 $195,000
Debt-To-Income Ratio 109 $26,256,000 $240,000 $729,000 $54,000 $137,000
Collateral 49 $11,616,000 $237,000 $826,000 $79,000 $548,000
Other 45 $9,121,000 $202,000 $417,000 $56,000 $225,000
Unverifiable Information 12 $2,363,000 $196,000 $449,000 $53,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,014,000 $183,000 $256,000 $50,000 $127,000
Employment History 5 $1,144,000 $228,000 $417,000 $88,000 $127,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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