Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2015
In 2015, Goldwater Bank, N.A. of Phoenix, AZ reported 1,905 mortgage applications totaling $444.0 million, up 9% from 2014. The average application was for $233,078, and applicants reported an average income of $61,094. 8% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (137), Albuquerque, NM (96) and Des Moines-West Des Moines, IA (68) (applications in parentheses).
| Mortgage Company & Address | Goldwater Bank, N.A. 2525 East Camelback Road Suite 1100 Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,905 |
| Total Mortgage Loan Application Amount | $444,015,000 |
| Average Mortgage Loan Application Amount | $233,078 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $61,094 |
| Highest Applicant Income | $1,599,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver-Aurora-Lakewood, CO | 137 | $ 37,200,000 | $ 271,532 | $ 98,000 |
| Albuquerque, NM | 96 | $ 14,689,000 | $ 153,010 | $ 71,000 |
| Des Moines-West Des Moines, IA | 68 | $ 10,119,000 | $ 148,808 | $ 59,000 |
| Phoenix-Mesa-Scottsdale, AZ | 66 | $ 14,617,000 | $ 221,469 | $ 65,000 |
| New York-Jersey City-White Plains, NY-NJ | 58 | $ 18,499,000 | $ 318,948 | $ 90,896 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 52 | $ 17,284,000 | $ 332,384 | $ 71,480 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 37 | $ 8,118,000 | $ 219,405 | $ 35,594 |
| Atlanta-Sandy Springs-Roswell, GA | 31 | $ 7,057,000 | $ 227,645 | $ 94,000 |
| Fort Collins, CO | 31 | $ 7,903,000 | $ 254,935 | $ 84,000 |
| Houston-The Woodlands-Sugar Land, TX | 31 | $ 6,055,000 | $ 195,322 | $ 63,000 |
| Cleveland-Elyria, OH | 27 | $ 4,481,000 | $ 165,962 | $ 94,000 |
| Los Angeles-Long Beach-Glendale, CA | 27 | $ 11,864,000 | $ 439,407 | $ 99,000 |
| Riverside-San Bernardino-Ontario, CA | 27 | $ 7,267,000 | $ 269,148 | $ 52,000 |
| Chicago-Naperville-Arlington Heights, IL | 25 | $ 5,565,000 | $ 222,600 | $ 51,000 |
| Greeley, CO | 24 | $ 6,340,000 | $ 264,166 | $ 118,000 |
| Las Vegas-Henderson-Paradise, NV | 24 | $ 5,436,000 | $ 226,500 | $ 28,000 |
| Boston, MA | 23 | $ 6,121,000 | $ 266,130 | $ 32,000 |
| Baltimore-Columbia-Towson, MD | 20 | $ 5,459,000 | $ 272,950 | $ 71,000 |
| Boulder, CO | 20 | $ 5,197,000 | $ 259,850 | $ 66,000 |
| Cambridge-Newton-Framingham, MA | 20 | $ 6,252,000 | $ 312,600 | $ 59,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 19 | $ 4,927,000 | $ 259,315 | $ 30,947 |
| Sacramento--Roseville--Arden-Arcade, CA | 18 | $ 4,952,000 | $ 275,111 | $ 61,000 |
| Providence-Warwick, RI-MA | 17 | $ 4,756,000 | $ 279,764 | $ 51,000 |
| Dallas-Plano-Irving, TX | 16 | $ 3,476,000 | $ 217,250 | $ 37,000 |
| Oakland-Hayward-Berkeley, CA | 15 | $ 5,025,000 | $ 335,000 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 4,082,000 | $ 272,133 | $ 50,000 |
| Boise City, ID | 14 | $ 2,820,000 | $ 201,428 | $ 15,000 |
| Cedar Rapids, IA | 14 | $ 1,876,000 | $ 134,000 | $ 51,000 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 3,090,000 | $ 220,714 | $ 90,000 |
| Colorado Springs, CO | 13 | $ 2,874,000 | $ 221,076 | $ 100,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 2,381,000 | $ 183,153 | $ 28,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 2,185,000 | $ 168,076 | $ 50,615 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 3,065,000 | $ 235,769 | $ 33,000 |
| Anaheim-Santa Ana-Irvine, CA | 11 | $ 4,052,000 | $ 368,363 | $ 99,000 |
| New Orleans-Metairie, LA | 11 | $ 2,031,000 | $ 184,636 | $ 56,000 |
| Austin-Round Rock, TX | 10 | $ 2,399,000 | $ 239,900 | $ 42,000 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 1,968,000 | $ 196,800 | $ 25,000 |
| Nassau County-Suffolk County, NY | 10 | $ 3,081,000 | $ 308,100 | $ 54,000 |
| Salt Lake City, UT | 10 | $ 2,400,000 | $ 240,000 | $ 14,000 |
| St. Louis, MO-IL | 10 | $ 1,772,000 | $ 177,200 | $ 42,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 1,637,000 | $ 181,888 | $ 32,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 1,773,000 | $ 197,000 | $ 77,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 2,138,000 | $ 237,555 | $ 63,000 |
| Worcester, MA-CT | 9 | $ 2,156,000 | $ 239,555 | $ 73,000 |
| Cincinnati, OH-KY-IN | 8 | $ 1,699,000 | $ 212,375 | $ 48,625 |
| Fort Worth-Arlington, TX | 8 | $ 1,546,000 | $ 193,250 | $ 51,000 |
| Kansas City, MO-KS | 8 | $ 1,420,000 | $ 177,500 | $ 45,875 |
| Memphis, TN-MS-AR | 8 | $ 1,708,000 | $ 213,500 | $ 39,500 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,779,000 | $ 222,375 | $ 64,000 |
| Newark, NJ-PA | 8 | $ 2,535,000 | $ 316,875 | $ 85,750 |
| Port St. Lucie, FL | 8 | $ 1,431,000 | $ 178,875 | $ 61,000 |
| San Diego-Carlsbad, CA | 8 | $ 2,910,000 | $ 363,750 | $ 81,000 |
| Tacoma-Lakewood, WA | 8 | $ 1,684,000 | $ 210,500 | $ 50,000 |
| Tucson, AZ | 8 | $ 1,546,000 | $ 193,250 | $ 60,000 |
| Urban Honolulu, HI | 8 | $ 3,638,000 | $ 454,750 | $ 67,000 |
| Akron, OH | 7 | $ 958,000 | $ 136,857 | $ 24,000 |
| Baton Rouge, LA | 7 | $ 1,552,000 | $ 221,714 | $ 53,000 |
| Birmingham-Hoover, AL | 7 | $ 1,089,000 | $ 155,571 | $ 48,000 |
| Camden, NJ | 7 | $ 1,871,000 | $ 267,285 | $ 87,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 1,627,000 | $ 232,428 | $ 14,000 |
| Rapid City, SD | 7 | $ 1,413,000 | $ 201,857 | $ 74,000 |
| Silver Spring-Frederick-Rockville, MD | 7 | $ 2,469,000 | $ 352,714 | $ 31,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 1,871,000 | $ 267,285 | $ 124,000 |
| Anchorage, AK | 6 | $ 1,728,000 | $ 288,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 1,748,000 | $ 291,333 | $ 54,000 |
| Charleston-North Charleston, SC | 6 | $ 1,352,000 | $ 225,333 | $ 29,000 |
| Oklahoma City, OK | 6 | $ 930,000 | $ 155,000 | $ 30,000 |
| San Antonio-New Braunfels, TX | 6 | $ 1,241,000 | $ 206,833 | $ 58,000 |
| Bend-Redmond, OR | 5 | $ 1,298,000 | $ 259,600 | $ 43,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 649,000 | $ 129,800 | $ 18,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 787,000 | $ 157,400 | $ 36,000 |
| Dutchess County-Putnam County, NY | 5 | $ 1,243,000 | $ 248,600 | $ 84,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 883,000 | $ 176,600 | $ 38,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,111,000 | $ 222,200 | $ 41,000 |
| Jacksonville, FL | 5 | $ 1,371,000 | $ 274,200 | $ 68,000 |
| Kahului-Wailuku-Lahaina, HI | 5 | $ 1,746,000 | $ 349,200 | $ 64,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 1,452,000 | $ 290,400 | $ 72,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 905,000 | $ 181,000 | $ 98,000 |
| New Haven-Milford, CT | 5 | $ 1,629,000 | $ 325,800 | $ 79,000 |
| Philadelphia, PA | 5 | $ 710,000 | $ 142,000 | $ 16,000 |
| Pittsburgh, PA | 5 | $ 1,064,000 | $ 212,800 | $ 16,000 |
| Provo-Orem, UT | 5 | $ 1,090,000 | $ 218,000 | $ 37,000 |
| Richmond, VA | 5 | $ 1,241,000 | $ 248,200 | $ 48,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 894,000 | $ 223,500 | $ 37,000 |
| Bakersfield, CA | 4 | $ 779,000 | $ 194,750 | $ 63,000 |
| Burlington-South Burlington, VT | 4 | $ 870,000 | $ 217,500 | $ 58,000 |
| Cheyenne, WY | 4 | $ 995,000 | $ 248,750 | $ 48,000 |
| Columbia, SC | 4 | $ 762,000 | $ 190,500 | $ 64,000 |
| Columbus, OH | 4 | $ 729,000 | $ 182,250 | $ 8,000 |
| Dubuque, IA | 4 | $ 560,000 | $ 140,000 | $ 40,000 |
| Eugene, OR | 4 | $ 836,000 | $ 209,000 | $ 20,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,259,000 | $ 314,750 | $ 130,000 |
| Gary, IN | 4 | $ 967,000 | $ 241,750 | $ 26,000 |
| Iowa City, IA | 4 | $ 1,085,000 | $ 271,250 | $ 104,000 |
| Jackson, MS | 4 | $ 1,049,000 | $ 262,250 | $ 49,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 727,000 | $ 181,750 | $ 15,750 |
| Modesto, CA | 4 | $ 1,067,000 | $ 266,750 | $ 61,000 |
| Montgomery, AL | 4 | $ 779,000 | $ 194,750 | $ 83,000 |
| Ogden-Clearfield, UT | 4 | $ 1,104,000 | $ 276,000 | $ 0 |
| Portland-South Portland, ME | 4 | $ 887,000 | $ 221,750 | $ 48,000 |
| Prescott, AZ | 4 | $ 1,079,000 | $ 269,750 | $ 72,000 |
| Raleigh, NC | 4 | $ 700,000 | $ 175,000 | $ 45,000 |
| Reno, NV | 4 | $ 1,133,000 | $ 283,250 | $ 85,000 |
| Rochester, NY | 4 | $ 638,000 | $ 159,500 | $ 43,000 |
| Rockingham County-Strafford County, NH | 4 | $ 963,000 | $ 240,750 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 2,839,000 | $ 709,750 | $ 208,000 |
| Santa Fe, NM | 4 | $ 1,057,000 | $ 264,250 | $ 94,000 |
| Spokane-Spokane Valley, WA | 4 | $ 793,000 | $ 198,250 | $ 29,000 |
| St. George, UT | 4 | $ 960,000 | $ 240,000 | $ 23,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,278,000 | $ 319,500 | $ 53,000 |
| Visalia-Porterville, CA | 4 | $ 711,000 | $ 177,750 | $ 68,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,024,000 | $ 256,000 | $ 22,000 |
| Casper, WY | 3 | $ 718,000 | $ 239,333 | $ 45,000 |
| Charlottesville, VA | 3 | $ 555,000 | $ 185,000 | $ 11,000 |
| Chattanooga, TN-GA | 3 | $ 574,000 | $ 191,333 | $ 0 |
| Coeur D'Alene, ID | 3 | $ 660,000 | $ 220,000 | $ 20,000 |
| Farmington, NM | 3 | $ 415,000 | $ 138,333 | $ 45,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 471,000 | $ 157,000 | $ 32,000 |
| Greensboro-High Point, NC | 3 | $ 807,000 | $ 269,000 | $ 22,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 655,000 | $ 218,333 | $ 56,000 |
| Lansing-East Lansing, MI | 3 | $ 474,000 | $ 158,000 | $ 11,000 |
| Merced, CA | 3 | $ 476,000 | $ 158,666 | $ 27,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 729,000 | $ 243,000 | $ 56,000 |
| Olympia-Tumwater, WA | 3 | $ 864,000 | $ 288,000 | $ 51,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 909,000 | $ 303,000 | $ 80,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 527,000 | $ 175,666 | $ 59,000 |
| Salem, OR | 3 | $ 718,000 | $ 239,333 | $ 28,000 |
| Shreveport-Bossier City, LA | 3 | $ 628,000 | $ 209,333 | $ 35,000 |
| Stockton-Lodi, CA | 3 | $ 609,000 | $ 203,000 | $ 30,000 |
| Tulsa, OK | 3 | $ 512,000 | $ 170,666 | $ 11,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 363,000 | $ 121,000 | $ 29,000 |
| Ann Arbor, MI | 2 | $ 482,000 | $ 241,000 | $ 156,000 |
| Barnstable Town, MA | 2 | $ 448,000 | $ 224,000 | $ 98,000 |
| Billings, MT | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 722,000 | $ 361,000 | $ 87,000 |
| Burlington, NC | 2 | $ 454,000 | $ 227,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 496,000 | $ 248,000 | $ 122,000 |
| Cleveland, TN | 2 | $ 437,000 | $ 218,500 | $ 57,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 696,000 | $ 348,000 | $ 62,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 442,000 | $ 221,000 | $ 0 |
| Dayton, OH | 2 | $ 260,000 | $ 130,000 | $ 26,000 |
| Dothan, AL | 2 | $ 383,000 | $ 191,500 | $ 105,000 |
| East Stroudsburg, PA | 2 | $ 399,000 | $ 199,500 | $ 14,000 |
| El Paso, TX | 2 | $ 332,000 | $ 166,000 | $ 68,000 |
| Fargo, ND-MN | 2 | $ 415,000 | $ 207,500 | $ 0 |
| Fort Wayne, IN | 2 | $ 409,000 | $ 204,500 | $ 75,000 |
| Greenville, NC | 2 | $ 240,000 | $ 120,000 | $ 87,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 279,000 | $ 139,500 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 768,000 | $ 384,000 | $ 77,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 843,000 | $ 421,500 | $ 228,000 |
| Homosassa Springs, FL | 2 | $ 283,000 | $ 141,500 | $ 118,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 262,000 | $ 131,000 | $ 36,000 |
| Huntsville, AL | 2 | $ 360,000 | $ 180,000 | $ 17,000 |
| Idaho Falls, ID | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 379,000 | $ 189,500 | $ 54,000 |
| Knoxville, TN | 2 | $ 353,000 | $ 176,500 | $ 79,000 |
| Lafayette, LA | 2 | $ 539,000 | $ 269,500 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 321,000 | $ 160,500 | $ 9,000 |
| Lakeland-Winter Haven, FL | 2 | $ 408,000 | $ 204,000 | $ 55,000 |
| Lancaster, PA | 2 | $ 310,000 | $ 155,000 | $ 16,000 |
| Laredo, TX | 2 | $ 377,000 | $ 188,500 | $ 0 |
| Las Cruces, NM | 2 | $ 425,000 | $ 212,500 | $ 22,000 |
| Lawrence, KS | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 475,000 | $ 237,500 | $ 40,000 |
| Lincoln, NE | 2 | $ 405,000 | $ 202,500 | $ 51,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 635,000 | $ 317,500 | $ 27,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 569,000 | $ 284,500 | $ 83,000 |
| New Bern, NC | 2 | $ 1,178,000 | $ 589,000 | $ 71,000 |
| Pocatello, ID | 2 | $ 671,000 | $ 335,500 | $ 46,000 |
| Redding, CA | 2 | $ 498,000 | $ 249,000 | $ 68,000 |
| Salisbury, MD-DE | 2 | $ 599,000 | $ 299,500 | $ 85,000 |
| San Rafael, CA | 2 | $ 2,875,000 | $ 1,437,500 | $ 291,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 394,000 | $ 197,000 | $ 61,000 |
| Sioux City, IA-NE-SD | 2 | $ 339,000 | $ 169,500 | $ 26,000 |
| Sioux Falls, SD | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Tallahassee, FL | 2 | $ 354,000 | $ 177,000 | $ 83,000 |
| Vineland-Bridgeton, NJ | 2 | $ 336,000 | $ 168,000 | $ 32,000 |
| Warner Robins, GA | 2 | $ 473,000 | $ 236,500 | $ 93,000 |
| Winston-Salem, NC | 2 | $ 446,000 | $ 223,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 218,000 | $ 109,000 | $ 56,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 184,000 | $ 184,000 | $ 76,000 |
| Ames, IA | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Appleton, WI | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 327,000 | $ 327,000 | $ 110,000 |
| Auburn-Opelika, AL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 238,000 | $ 238,000 | $ 52,000 |
| Beckley, WV | 1 | $ 264,000 | $ 264,000 | $ 95,000 |
| Bellingham, WA | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Bismarck, ND | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Bowling Green, KY | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 216,000 | $ 216,000 | $ 67,000 |
| Charleston, WV | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Columbus, IN | 1 | $ 269,000 | $ 269,000 | $ 82,000 |
| Decatur, AL | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Dover, DE | 1 | $ 396,000 | $ 396,000 | $ 63,000 |
| Duluth, MN-WI | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| El Centro, CA | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Elgin, IL | 1 | $ 126,000 | $ 126,000 | $ 74,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 274,000 | $ 274,000 | $ 14,000 |
| Fayetteville, NC | 1 | $ 267,000 | $ 267,000 | $ 82,000 |
| Flint, MI | 1 | $ 68,000 | $ 68,000 | $ 12,000 |
| Florence, SC | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Fresno, CA | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Gadsden, AL | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 300,000 | $ 300,000 | $ 156,000 |
| Great Falls, MT | 1 | $ 186,000 | $ 186,000 | $ 35,000 |
| Green Bay, WI | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Hammond, LA | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 208,000 | $ 208,000 | $ 67,000 |
| Harrisburg-Carlisle, PA | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Hinesville, GA | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 336,000 | $ 336,000 | $ 116,000 |
| Lawton, OK | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Lima, OH | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Logan, UT-ID | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Longview, WA | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Lubbock, TX | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Macon, GA | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Madera, CA | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Madison, WI | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Manchester-Nashua, NH | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Michigan City-La Porte, IN | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Midland, TX | 1 | $ 300,000 | $ 300,000 | $ 175,000 |
| Missoula, MT | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Morgantown, WV | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 227,000 | $ 227,000 | $ 104,000 |
| Norwich-New London, CT | 1 | $ 279,000 | $ 279,000 | $ 54,000 |
| Ocala, FL | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Odessa, TX | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Rockford, IL | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Salinas, CA | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 480,000 | $ 480,000 | $ 102,000 |
| Santa Rosa, CA | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 194,000 | $ 194,000 | $ 63,000 |
| Sebastian-Vero Beach, FL | 1 | $ 208,000 | $ 208,000 | $ 46,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Spartanburg, SC | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Springfield, MA | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Topeka, KS | 1 | $ 39,000 | $ 39,000 | $ 93,000 |
| Trenton, NJ | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Walla Walla, WA | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Wilmington, NC | 1 | $ 222,000 | $ 222,000 | $ 95,000 |
| Yakima, WA | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| Yuba City, CA | 1 | $ 410,000 | $ 410,000 | $ 98,000 |
| Yuma, AZ | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,605 | $383,877,000 | $239,000 | $1,500,000 | $57,000 | $1,599,000 |
| Home Purchase | 300 | $60,138,000 | $200,000 | $1,348,000 | $83,000 | $900,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,241 | $289,354,000 | $233,000 | $1,500,000 | $66,000 | $1,599,000 |
| Not Provided | 259 | $63,557,000 | $245,000 | $1,021,000 | $48,000 | $900,000 |
| Hispanic | 168 | $34,630,000 | $206,000 | $805,000 | $53,000 | $198,000 |
| Black or African American | 166 | $36,832,000 | $221,000 | $578,000 | $46,000 | $216,000 |
| Asian | 49 | $12,845,000 | $262,000 | $643,000 | $52,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,313,000 | $359,000 | $589,000 | $85,000 | $173,000 |
| American Indian or Alaskan Native | 10 | $2,484,000 | $248,000 | $413,000 | $80,000 | $183,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 837 | $180,707,000 | $215,000 | $643,000 | $26,000 | $220,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 768 | $183,454,000 | $238,000 | $1,500,000 | $98,000 | $1,599,000 |
| VA-guaranteed (Veterans Administration) | 293 | $78,713,000 | $268,000 | $826,000 | $64,000 | $548,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,141,000 | $163,000 | $246,000 | $52,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 871 | $212,599,000 | $244,000 | $1,500,000 | $54,000 | $1,059,000 |
| Application Denied By Financial Institution | 359 | $80,208,000 | $223,000 | $826,000 | $62,000 | $548,000 |
| Application Approved But Not Accepted | 358 | $78,892,000 | $220,000 | $762,000 | $74,000 | $897,000 |
| Loan Originated | 161 | $34,769,000 | $215,000 | $621,000 | $88,000 | $1,599,000 |
| File Closed For Incompleteness | 155 | $37,306,000 | $240,000 | $571,000 | $35,000 | $900,000 |
| Preapproval Approved but not Accepted | 1 | $241,000 | $241,000 | $241,000 | $104,000 | $104,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 128 | $27,694,000 | $216,000 | $608,000 | $66,000 | $195,000 |
| Debt-To-Income Ratio | 109 | $26,256,000 | $240,000 | $729,000 | $54,000 | $137,000 |
| Collateral | 49 | $11,616,000 | $237,000 | $826,000 | $79,000 | $548,000 |
| Other | 45 | $9,121,000 | $202,000 | $417,000 | $56,000 | $225,000 |
| Unverifiable Information | 12 | $2,363,000 | $196,000 | $449,000 | $53,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,014,000 | $183,000 | $256,000 | $50,000 | $127,000 |
| Employment History | 5 | $1,144,000 | $228,000 | $417,000 | $88,000 | $127,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldwater Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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