Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2017

In 2017, Goldwater Bank, N.A. of Phoenix, AZ reported 7,737 mortgage applications totaling $1.7 billion, down 26% from 2016. The average application was for $225,230, and applicants reported an average income of $87,326. 61% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (594), Port St. Lucie, FL (388) and Tacoma-Lakewood, WA (334) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 7,737
Total Mortgage Loan Application Amount $1,742,610,000
Average Mortgage Loan Application Amount $225,230
Highest Mortgage Loan Application Amount $2,259,000
Average Applicant Income $87,326
Highest Applicant Income $1,692,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pierce, Washington 334 $ 91,635,000 $ 274,356 $ 91,000
St. Lucie, Florida 324 $ 50,090,000 $ 154,598 $ 64,000
Harris, Texas 274 $ 55,778,000 $ 203,569 $ 111,000
Marion, Florida 217 $ 27,622,000 $ 127,290 $ 55,000
Mohave, Arizona 212 $ 36,130,000 $ 170,424 $ 74,000
Sacramento, California 205 $ 57,610,000 $ 281,024 $ 96,000
Clark, Nevada 181 $ 38,208,000 $ 211,093 $ 69,000
Montgomery, Texas 140 $ 29,720,000 $ 212,285 $ 103,000
Thurston, Washington 133 $ 35,678,000 $ 268,255 $ 87,000
Contra Costa, California 111 $ 44,861,000 $ 404,153 $ 133,000
Cuyahoga, Ohio 106 $ 17,044,000 $ 160,792 $ 81,000
Calcasieu, Louisiana 103 $ 18,424,000 $ 178,873 $ 80,000
Bossier, Louisiana 101 $ 18,335,000 $ 181,534 $ 74,000
Frederick, Maryland 98 $ 26,417,000 $ 269,561 $ 87,000
Caddo, Louisiana 97 $ 15,767,000 $ 162,546 $ 73,000
St. John the Baptist, Louisiana 93 $ 14,310,000 $ 153,870 $ 69,000
King, Washington 76 $ 27,450,000 $ 361,184 $ 113,000
Placer, California 75 $ 28,008,000 $ 373,440 $ 144,000
Travis, Texas 67 $ 18,868,000 $ 281,611 $ 149,000
Fort Bend, Texas 65 $ 14,651,000 $ 225,400 $ 133,000
Martin, Florida 64 $ 14,394,000 $ 224,906 $ 100,000
Jefferson, Kentucky 63 $ 10,403,000 $ 165,126 $ 67,000
Ouachita, Louisiana 62 $ 8,594,000 $ 138,612 $ 57,000
Maricopa, Arizona 59 $ 15,310,000 $ 259,491 $ 131,000
St. Charles, Louisiana 57 $ 12,400,000 $ 217,543 $ 86,000
Ada, Idaho 55 $ 13,588,000 $ 247,054 $ 93,000
Hernando, Florida 53 $ 7,503,000 $ 141,566 $ 67,000
Clark, Indiana 50 $ 8,409,000 $ 168,180 $ 69,000
Montgomery, Maryland 50 $ 15,459,000 $ 309,180 $ 97,000
Prince George's, Maryland 50 $ 15,701,000 $ 314,020 $ 97,000
Cook, Illinois 49 $ 10,260,000 $ 209,387 $ 95,000
Polk, Iowa 49 $ 7,271,000 $ 148,387 $ 60,000
Los Angeles, California 43 $ 18,776,000 $ 436,651 $ 113,000
Chambers, Texas 43 $ 13,044,000 $ 303,348 $ 142,000
Oklahoma, Oklahoma 42 $ 7,873,000 $ 187,452 $ 70,000
Tarrant, Texas 42 $ 8,211,000 $ 195,500 $ 114,000
Etowah, Alabama 41 $ 5,817,000 $ 141,878 $ 62,000
Alameda, California 37 $ 21,946,000 $ 593,135 $ 164,000
Collier, Florida 37 $ 9,599,000 $ 259,432 $ 76,000
Fairfax, Virginia 37 $ 16,606,000 $ 448,810 $ 135,000
Lake, Ohio 36 $ 5,445,000 $ 151,250 $ 65,000
Palm Beach, Florida 35 $ 9,264,000 $ 264,685 $ 111,000
Snohomish, Washington 35 $ 11,842,000 $ 338,342 $ 95,000
Solano, California 34 $ 11,381,000 $ 334,735 $ 97,000
Summit, Ohio 34 $ 5,487,000 $ 161,382 $ 74,000
Jefferson, Louisiana 33 $ 5,765,000 $ 174,696 $ 68,000
Anne Arundel, Maryland 32 $ 10,687,000 $ 333,968 $ 95,000
Bernalillo, New Mexico 32 $ 5,461,000 $ 170,656 $ 86,000
Jefferson, Alabama 31 $ 6,682,000 $ 215,548 $ 92,000
Pearl River, Mississippi 31 $ 3,872,000 $ 124,903 $ 52,000
Galveston, Texas 31 $ 6,814,000 $ 219,806 $ 116,000
Starr, Texas 31 $ 4,694,000 $ 151,419 $ 69,000
Douglas, Colorado 30 $ 10,552,000 $ 351,733 $ 121,000
District of Columbia, District Of Columbia 30 $ 12,454,000 $ 415,133 $ 103,000
Brazoria, Texas 30 $ 6,386,000 $ 212,866 $ 100,000
Lee, Florida 29 $ 4,893,000 $ 168,724 $ 60,000
Arapahoe, Colorado 28 $ 7,958,000 $ 284,214 $ 95,000
Fulton, Georgia 27 $ 4,434,000 $ 164,222 $ 63,000
Williamson, Texas 26 $ 7,285,000 $ 280,192 $ 113,000
Citrus, Florida 24 $ 3,406,000 $ 141,916 $ 91,000
DeKalb, Georgia 24 $ 4,705,000 $ 196,041 $ 84,000
San Joaquin, California 23 $ 6,758,000 $ 293,826 $ 102,000
Gwinnett, Georgia 23 $ 4,733,000 $ 205,782 $ 82,000
Orleans, Louisiana 23 $ 4,355,000 $ 189,347 $ 103,000
Riverside, California 22 $ 7,097,000 $ 322,590 $ 94,000
San Diego, California 22 $ 10,069,000 $ 457,681 $ 118,000
Canyon, Idaho 22 $ 3,977,000 $ 180,772 $ 63,000
Johnson, Kansas 21 $ 4,450,000 $ 211,904 $ 80,000
Carroll, Georgia 20 $ 3,305,000 $ 165,250 $ 102,000
Cobb, Georgia 20 $ 5,193,000 $ 259,650 $ 110,000
St. James, Louisiana 20 $ 4,053,000 $ 202,650 $ 72,000
Plymouth, Massachusetts 20 $ 6,960,000 $ 348,000 $ 110,000
Canadian, Oklahoma 20 $ 3,595,000 $ 179,750 $ 77,000
El Paso, Texas 20 $ 2,300,000 $ 115,000 $ 63,000
El Dorado, California 19 $ 6,938,000 $ 365,157 $ 107,000
Anderson, Kansas 19 $ 1,945,000 $ 102,368 $ 51,000
Baltimore, Maryland 19 $ 5,111,000 $ 269,000 $ 105,000
Charles, Maryland 19 $ 5,155,000 $ 271,315 $ 107,000
Washington, Maryland 19 $ 3,615,000 $ 190,263 $ 59,000
Floyd, Indiana 18 $ 2,829,000 $ 157,166 $ 68,000
East Baton Rouge, Louisiana 18 $ 3,317,000 $ 184,277 $ 63,000
Shelby, Alabama 17 $ 3,529,000 $ 207,588 $ 86,000
Union, Louisiana 17 $ 2,564,000 $ 150,823 $ 60,000
Bexar, Texas 17 $ 3,656,000 $ 215,058 $ 121,000
Grays Harbor, Washington 17 $ 2,681,000 $ 157,705 $ 72,000
Orange, California 16 $ 7,156,000 $ 447,250 $ 114,000
Broward, Florida 16 $ 4,460,000 $ 278,750 $ 93,000
Howard, Maryland 16 $ 4,949,000 $ 309,312 $ 108,000
Washoe, Nevada 16 $ 4,101,000 $ 256,312 $ 93,000
St. Clair, Alabama 15 $ 1,998,000 $ 133,200 $ 49,000
Adams, Colorado 15 $ 3,508,000 $ 233,866 $ 77,000
Pasco, Florida 15 $ 3,146,000 $ 209,733 $ 79,000
Tangipahoa, Louisiana 15 $ 2,493,000 $ 166,200 $ 71,000
Jackson, Missouri 15 $ 2,766,000 $ 184,400 $ 77,000
Geauga, Ohio 15 $ 3,208,000 $ 213,866 $ 94,000
Prince William, Virginia 15 $ 4,924,000 $ 328,266 $ 101,000
Kitsap, Washington 15 $ 3,694,000 $ 246,266 $ 75,000
Lewis, Washington 15 $ 2,995,000 $ 199,666 $ 64,000
San Bernardino, California 14 $ 4,298,000 $ 307,000 $ 131,000
Alachua, Florida 14 $ 1,365,000 $ 97,500 $ 56,000
St. Louis, Missouri 14 $ 2,086,000 $ 149,000 $ 83,000
Franklin, Ohio 14 $ 2,631,000 $ 187,928 $ 47,000
Medina, Ohio 14 $ 2,596,000 $ 185,428 $ 69,000
Hays, Texas 14 $ 4,106,000 $ 293,285 $ 110,000
Santa Clara, California 13 $ 8,313,000 $ 639,461 $ 171,000
Indian River, Florida 13 $ 5,026,000 $ 386,615 $ 99,000
Pinellas, Florida 13 $ 2,733,000 $ 210,230 $ 84,000
Polk, Florida 13 $ 2,638,000 $ 202,923 $ 73,000
Shelby, Kentucky 13 $ 2,828,000 $ 217,538 $ 98,000
Webster, Louisiana 13 $ 1,256,000 $ 96,615 $ 57,000
Baltimore City, Maryland 13 $ 2,428,000 $ 186,769 $ 63,000
Trumbull, Ohio 13 $ 1,438,000 $ 110,615 $ 50,000
Parker, Texas 13 $ 2,962,000 $ 227,846 $ 89,000
Madison, Alabama 12 $ 2,463,000 $ 205,250 $ 72,000
Jefferson, Colorado 12 $ 4,411,000 $ 367,583 $ 119,000
DuPage, Illinois 12 $ 3,308,000 $ 275,666 $ 77,000
Oakland, Michigan 12 $ 2,747,000 $ 228,916 $ 86,000
Wake, North Carolina 12 $ 3,444,000 $ 287,000 $ 81,000
Hidalgo, Texas 12 $ 2,211,000 $ 184,250 $ 72,000
Miami-Dade, Florida 11 $ 2,985,000 $ 271,363 $ 104,000
St. Tammany, Louisiana 11 $ 2,496,000 $ 226,909 $ 84,000
Jefferson, Missouri 11 $ 1,739,000 $ 158,090 $ 59,000
Eddy, New Mexico 11 $ 1,280,000 $ 116,363 $ 58,000
Cleveland, Oklahoma 11 $ 1,656,000 $ 150,545 $ 80,000
Liberty, Texas 11 $ 1,909,000 $ 173,545 $ 91,000
Wise, Texas 11 $ 1,951,000 $ 177,363 $ 79,000
Loudoun, Virginia 11 $ 3,707,000 $ 337,000 $ 100,000
Spokane, Washington 11 $ 2,524,000 $ 229,454 $ 88,000
Denver, Colorado 10 $ 3,338,000 $ 333,800 $ 174,000
Hillsborough, Florida 10 $ 2,259,000 $ 225,900 $ 71,000
Sarasota, Florida 10 $ 2,545,000 $ 254,500 $ 97,000
Bristol, Massachusetts 10 $ 2,834,000 $ 283,400 $ 88,000
Suffolk, Massachusetts 10 $ 4,379,000 $ 437,900 $ 114,000
Nye, Nevada 10 $ 1,429,000 $ 142,900 $ 62,000
Sandoval, New Mexico 10 $ 1,946,000 $ 194,600 $ 69,000
Mecklenburg, North Carolina 10 $ 2,400,000 $ 240,000 $ 95,000
Lorain, Ohio 10 $ 1,327,000 $ 132,700 $ 79,000
Logan, Oklahoma 10 $ 1,510,000 $ 151,000 $ 58,000
Coos, Oregon 10 $ 1,816,000 $ 181,600 $ 63,000
Collin, Texas 10 $ 2,089,000 $ 208,900 $ 107,000
Dallas, Texas 10 $ 2,054,000 $ 205,400 $ 71,000
Johnson, Texas 10 $ 1,346,000 $ 134,600 $ 68,000
Salt Lake, Utah 10 $ 2,752,000 $ 275,200 $ 110,000
Mason, Washington 10 $ 2,177,000 $ 217,700 $ 87,000
Mobile, Alabama 9 $ 1,615,000 $ 179,444 $ 104,000
Yolo, California 9 $ 3,686,000 $ 409,555 $ 179,000
Yuba, California 9 $ 2,290,000 $ 254,444 $ 84,000
Hartford, Connecticut 9 $ 2,127,000 $ 236,333 $ 71,000
Duval, Florida 9 $ 1,920,000 $ 213,333 $ 110,000
Levy, Florida 9 $ 989,000 $ 109,888 $ 54,000
Hall, Georgia 9 $ 2,197,000 $ 244,111 $ 61,000
Miami, Kansas 9 $ 1,320,000 $ 146,666 $ 63,000
Beauregard, Louisiana 9 $ 1,643,000 $ 182,555 $ 78,000
Lincoln, Louisiana 9 $ 1,765,000 $ 196,111 $ 80,000
Livingston, Louisiana 9 $ 1,416,000 $ 157,333 $ 52,000
Carroll, Maryland 9 $ 2,503,000 $ 278,111 $ 170,000
Harford, Maryland 9 $ 2,920,000 $ 324,444 $ 121,000
Worcester, Massachusetts 9 $ 2,327,000 $ 258,555 $ 89,000
Wayne, Michigan 9 $ 1,299,000 $ 144,333 $ 79,000
Portage, Ohio 9 $ 1,779,000 $ 197,666 $ 94,000
Denton, Texas 9 $ 1,614,000 $ 179,333 $ 101,000
San Francisco, California 8 $ 5,966,000 $ 745,750 $ 135,000
Stanislaus, California 8 $ 2,257,000 $ 282,125 $ 99,000
Hamilton, Florida 8 $ 695,000 $ 86,875 $ 51,000
Lake, Florida 8 $ 760,000 $ 95,000 $ 58,000
Manatee, Florida 8 $ 1,819,000 $ 227,375 $ 93,000
Henry, Georgia 8 $ 1,232,000 $ 154,000 $ 70,000
Kootenai, Idaho 8 $ 2,084,000 $ 260,500 $ 52,000
Dallas, Iowa 8 $ 1,852,000 $ 231,500 $ 81,000
Linn, Iowa 8 $ 1,361,000 $ 170,125 $ 65,000
Claiborne, Louisiana 8 $ 649,000 $ 81,125 $ 39,000
Morehouse, Louisiana 8 $ 1,315,000 $ 164,375 $ 89,000
Hillsdale, Michigan 8 $ 751,000 $ 93,875 $ 35,000
Platte, Missouri 8 $ 1,704,000 $ 213,000 $ 71,000
Monmouth, New Jersey 8 $ 2,122,000 $ 265,250 $ 82,000
Multnomah, Oregon 8 $ 2,212,000 $ 276,500 $ 106,000
Washington, Oregon 8 $ 2,869,000 $ 358,625 $ 106,000
Philadelphia, Pennsylvania 8 $ 1,045,000 $ 130,625 $ 85,000
Walker, Texas 8 $ 947,000 $ 118,375 $ 62,000
Clark, Washington 8 $ 2,492,000 $ 311,500 $ 87,000
Tallapoosa, Alabama 7 $ 2,229,000 $ 318,428 $ 198,000
San Mateo, California 7 $ 4,988,000 $ 712,571 $ 416,000
El Paso, Colorado 7 $ 1,672,000 $ 238,857 $ 66,000
Paulding, Georgia 7 $ 998,000 $ 142,571 $ 73,000
Oldham, Kentucky 7 $ 1,342,000 $ 191,714 $ 56,000
Ascension, Louisiana 7 $ 1,492,000 $ 213,142 $ 59,000
Calvert, Maryland 7 $ 2,901,000 $ 414,428 $ 135,000
Essex, Massachusetts 7 $ 1,606,000 $ 229,428 $ 54,000
Hancock, Mississippi 7 $ 1,363,000 $ 194,714 $ 64,000
Clay, Missouri 7 $ 1,137,000 $ 162,428 $ 69,000
Allegheny, Pennsylvania 7 $ 1,354,000 $ 193,428 $ 54,000
Horry, South Carolina 7 $ 1,155,000 $ 165,000 $ 64,000
Rutherford, Tennessee 7 $ 1,758,000 $ 251,142 $ 62,000
Hardin, Texas 7 $ 778,000 $ 111,142 $ 52,000
Marshall, Alabama 6 $ 583,000 $ 97,166 $ 41,000
Pinal, Arizona 6 $ 1,280,000 $ 213,333 $ 82,000
Boulder, Colorado 6 $ 1,942,000 $ 323,666 $ 99,000
Weld, Colorado 6 $ 1,956,000 $ 326,000 $ 102,000
Brevard, Florida 6 $ 1,104,000 $ 184,000 $ 118,000
Orange, Florida 6 $ 1,276,000 $ 212,666 $ 67,000
Santa Rosa, Florida 6 $ 1,732,000 $ 288,666 $ 77,000
Leavenworth, Kansas 6 $ 1,090,000 $ 181,666 $ 102,000
Nelson, Kentucky 6 $ 976,000 $ 162,666 $ 65,000
De Soto, Louisiana 6 $ 969,000 $ 161,500 $ 68,000
Jackson, Louisiana 6 $ 717,000 $ 119,500 $ 75,000
St. Bernard, Louisiana 6 $ 1,149,000 $ 191,500 $ 49,000
St. Mary's, Maryland 6 $ 1,361,000 $ 226,833 $ 70,000
Kent, Michigan 6 $ 864,000 $ 144,000 $ 54,000
Carter, Missouri 6 $ 1,462,000 $ 243,666 $ 125,000
Missoula, Montana 6 $ 1,645,000 $ 274,166 $ 92,000
Hillsborough, New Hampshire 6 $ 1,500,000 $ 250,000 $ 92,000
Cumberland, North Carolina 6 $ 1,133,000 $ 188,833 $ 89,000
Lucas, Ohio 6 $ 838,000 $ 139,666 $ 27,000
McClain, Oklahoma 6 $ 1,320,000 $ 220,000 $ 94,000
Tulsa, Oklahoma 6 $ 859,000 $ 143,166 $ 27,000
Berkeley, South Carolina 6 $ 1,274,000 $ 212,333 $ 72,000
Bell, Texas 6 $ 994,000 $ 165,666 $ 89,000
Grimes, Texas 6 $ 672,000 $ 112,000 $ 59,000
Blount, Alabama 5 $ 945,000 $ 189,000 $ 62,000
Navajo, Arizona 5 $ 1,292,000 $ 258,400 $ 256,000
Yavapai, Arizona 5 $ 921,000 $ 184,200 $ 121,000
Calaveras, California 5 $ 742,000 $ 148,400 $ 60,000
Merced, California 5 $ 1,405,000 $ 281,000 $ 82,000
Napa, California 5 $ 2,354,000 $ 470,800 $ 153,000
Tulare, California 5 $ 1,039,000 $ 207,800 $ 51,000
Ventura, California 5 $ 2,290,000 $ 458,000 $ 130,000
Sumter, Florida 5 $ 667,000 $ 133,400 $ 116,000
Honolulu, Hawaii 5 $ 1,494,000 $ 298,800 $ 65,000
Will, Illinois 5 $ 1,043,000 $ 208,600 $ 89,000
Lake, Indiana 5 $ 730,000 $ 146,000 $ 61,000
Warren, Iowa 5 $ 1,019,000 $ 203,800 $ 102,000
Wyandotte, Kansas 5 $ 465,000 $ 93,000 $ 40,000
Jefferson Davis, Louisiana 5 $ 908,000 $ 181,600 $ 81,000
Middlesex, Massachusetts 5 $ 1,678,000 $ 335,600 $ 102,000
Norfolk, Massachusetts 5 $ 1,557,000 $ 311,400 $ 123,000
Macomb, Michigan 5 $ 795,000 $ 159,000 $ 75,000
Monroe, Michigan 5 $ 793,000 $ 158,600 $ 52,000
Douglas, Nebraska 5 $ 926,000 $ 185,200 $ 90,000
Essex, New Jersey 5 $ 1,032,000 $ 206,400 $ 86,000
Santa Fe, New Mexico 5 $ 653,000 $ 130,600 $ 118,000
Onslow, North Carolina 5 $ 1,432,000 $ 286,400 $ 51,000
Deschutes, Oregon 5 $ 1,480,000 $ 296,000 $ 49,000
Douglas, Oregon 5 $ 1,010,000 $ 202,000 $ 82,000
Bucks, Pennsylvania 5 $ 1,050,000 $ 210,000 $ 65,000
Delaware, Pennsylvania 5 $ 1,286,000 $ 257,200 $ 105,000
York, Pennsylvania 5 $ 763,000 $ 152,600 $ 65,000
Charleston, South Carolina 5 $ 2,101,000 $ 420,200 $ 135,000
Aransas, Texas 5 $ 806,000 $ 161,200 $ 60,000
Guadalupe, Texas 5 $ 1,125,000 $ 225,000 $ 143,000
Tyler, Texas 5 $ 547,000 $ 109,400 $ 87,000
Utah, Utah 5 $ 1,574,000 $ 314,800 $ 94,000
Alexandria, Virginia 5 $ 1,638,000 $ 327,600 $ 104,000
Grant, Washington 5 $ 1,063,000 $ 212,600 $ 169,000
Juneau, Wisconsin 5 $ 447,000 $ 89,400 $ 46,000
Milwaukee, Wisconsin 5 $ 699,000 $ 139,800 $ 33,000
Calhoun, Alabama 4 $ 689,000 $ 172,250 $ 93,000
Cherokee, Alabama 4 $ 627,000 $ 156,750 $ 74,000
DeKalb, Alabama 4 $ 485,000 $ 121,250 $ 44,000
Gila, Arizona 4 $ 632,000 $ 158,000 $ 66,000
Pima, Arizona 4 $ 5,028,000 $ 1,257,000 $ 256,000
Fresno, California 4 $ 736,000 $ 184,000 $ 81,000
Marin, California 4 $ 2,233,000 $ 558,250 $ 131,000
Nevada, California 4 $ 1,061,000 $ 265,250 $ 60,000
Shasta, California 4 $ 1,118,000 $ 279,500 $ 85,000
Sonoma, California 4 $ 2,362,000 $ 590,500 $ 118,000
Pueblo, Colorado 4 $ 1,257,000 $ 314,250 $ 114,000
Fairfield, Connecticut 4 $ 3,977,000 $ 994,250 $ 395,000
Clay, Florida 4 $ 412,000 $ 103,000 $ 50,000
Cherokee, Georgia 4 $ 1,101,000 $ 275,250 $ 88,000
Douglas, Georgia 4 $ 511,000 $ 127,750 $ 55,000
Kauai, Hawaii 4 $ 3,492,000 $ 873,000 $ 513,000
Cumberland, Illinois 4 $ 1,226,000 $ 306,500 $ 97,000
St. Clair, Illinois 4 $ 583,000 $ 145,750 $ 87,000
Cass, Indiana 4 $ 367,000 $ 91,750 $ 33,000
Lee, Iowa 4 $ 343,000 $ 85,750 $ 33,000
Story, Iowa 4 $ 560,000 $ 140,000 $ 69,000
Franklin, Kansas 4 $ 306,000 $ 76,500 $ 38,000
Lafayette, Louisiana 4 $ 779,000 $ 194,750 $ 55,000
Lafourche, Louisiana 4 $ 846,000 $ 211,500 $ 71,000
Barnstable, Massachusetts 4 $ 1,649,000 $ 412,250 $ 127,000
Genesee, Michigan 4 $ 664,000 $ 166,000 $ 79,000
Muskegon, Michigan 4 $ 635,000 $ 158,750 $ 68,000
DeSoto, Mississippi 4 $ 910,000 $ 227,500 $ 60,000
Hinds, Mississippi 4 $ 516,000 $ 129,000 $ 47,000
Johnson, Missouri 4 $ 672,000 $ 168,000 $ 74,000
St. Louis City, Missouri 4 $ 601,000 $ 150,250 $ 40,000
Union, New Jersey 4 $ 1,017,000 $ 254,250 $ 133,000
Lea, New Mexico 4 $ 885,000 $ 221,250 $ 109,000
Valencia, New Mexico 4 $ 771,000 $ 192,750 $ 106,000
Gaston, North Carolina 4 $ 708,000 $ 177,000 $ 45,000
Johnston, North Carolina 4 $ 886,000 $ 221,500 $ 60,000
Clermont, Ohio 4 $ 982,000 $ 245,500 $ 88,000
Stark, Ohio 4 $ 724,000 $ 181,000 $ 42,000
Clackamas, Oregon 4 $ 932,000 $ 233,000 $ 64,000
Greenville, South Carolina 4 $ 967,000 $ 241,750 $ 50,000
Montgomery, Tennessee 4 $ 555,000 $ 138,750 $ 53,000
Shelby, Tennessee 4 $ 566,000 $ 141,500 $ 78,000
Bowie, Texas 4 $ 496,000 $ 124,000 $ 54,000
Burnet, Texas 4 $ 610,000 $ 152,500 $ 71,000
Cameron, Texas 4 $ 631,000 $ 157,750 $ 81,000
Jasper, Texas 4 $ 610,000 $ 152,500 $ 97,000
Llano, Texas 4 $ 427,000 $ 106,750 $ 50,000
Nueces, Texas 4 $ 677,000 $ 169,250 $ 121,000
Rockwall, Texas 4 $ 965,000 $ 241,250 $ 128,000
San Jacinto, Texas 4 $ 520,000 $ 130,000 $ 66,000
Chesterfield, Virginia 4 $ 1,213,000 $ 303,250 $ 88,000
Spotsylvania, Virginia 4 $ 1,348,000 $ 337,000 $ 109,000
Yakima, Washington 4 $ 785,000 $ 196,250 $ 51,000
Berkeley, West Virginia 4 $ 642,000 $ 160,500 $ 41,000
Jefferson, West Virginia 4 $ 891,000 $ 222,750 $ 55,000
Grant, Wisconsin 4 $ 437,000 $ 109,250 $ 67,000
Cochise, Arizona 3 $ 379,000 $ 126,333 $ 66,000
Kern, California 3 $ 733,000 $ 244,333 $ 112,000
Sutter, California 3 $ 808,000 $ 269,333 $ 109,000
Las Animas, Colorado 3 $ 557,000 $ 185,666 $ 74,000
New Haven, Connecticut 3 $ 916,000 $ 305,333 $ 65,000
Kent, Delaware 3 $ 455,000 $ 151,666 $ 55,000
Bay, Florida 3 $ 520,000 $ 173,333 $ 64,000
Leon, Florida 3 $ 734,000 $ 244,666 $ 109,000
Walton, Florida 3 $ 951,000 $ 317,000 $ 93,000
Bartow, Georgia 3 $ 675,000 $ 225,000 $ 67,000
Walker, Georgia 3 $ 216,000 $ 72,000 $ 46,000
Hawaii, Hawaii 3 $ 611,000 $ 203,666 $ 53,000
Maui, Hawaii 3 $ 1,482,000 $ 494,000 $ 110,000
Kane, Illinois 3 $ 526,000 $ 175,333 $ 64,000
Lake, Illinois 3 $ 397,000 $ 132,333 $ 108,000
Madison, Illinois 3 $ 682,000 $ 227,333 $ 79,000
Delaware, Indiana 3 $ 611,000 $ 203,666 $ 69,000
Harrison, Indiana 3 $ 427,000 $ 142,333 $ 58,000
Boone, Iowa 3 $ 542,000 $ 180,666 $ 124,000
Madison, Iowa 3 $ 428,000 $ 142,666 $ 61,000
Marshall, Kansas 3 $ 252,000 $ 84,000 $ 57,000
Bullitt, Kentucky 3 $ 519,000 $ 173,000 $ 45,000
Henry, Kentucky 3 $ 436,000 $ 145,333 $ 53,000
Cameron, Louisiana 3 $ 832,000 $ 277,333 $ 88,000
La Salle, Louisiana 3 $ 300,000 $ 100,000 $ 132,000
Richland, Louisiana 3 $ 226,000 $ 75,333 $ 48,000
Cumberland, Maine 3 $ 446,000 $ 148,666 $ 45,000
Washtenaw, Michigan 3 $ 845,000 $ 281,666 $ 62,000
McLeod, Minnesota 3 $ 526,000 $ 175,333 $ 67,000
Bates, Missouri 3 $ 190,000 $ 63,333 $ 47,000
St. Charles, Missouri 3 $ 570,000 $ 190,000 $ 64,000
Lancaster, Nebraska 3 $ 661,000 $ 220,333 $ 133,000
Belknap, New Hampshire 3 $ 571,000 $ 190,333 $ 69,000
Rockingham, New Hampshire 3 $ 764,000 $ 254,666 $ 80,000
Bergen, New Jersey 3 $ 1,616,000 $ 538,666 $ 124,000
Middlesex, New Jersey 3 $ 852,000 $ 284,000 $ 101,000
Dona Ana, New Mexico 3 $ 764,000 $ 254,666 $ 156,000
San Miguel, New Mexico 3 $ 566,000 $ 188,666 $ 41,000
Buncombe, North Carolina 3 $ 421,000 $ 140,333 $ 51,000
Carteret, North Carolina 3 $ 488,000 $ 162,666 $ 34,000
Cherokee, North Carolina 3 $ 341,000 $ 113,666 $ 46,000
Clay, North Carolina 3 $ 656,000 $ 218,666 $ 57,000
Durham, North Carolina 3 $ 586,000 $ 195,333 $ 27,000
Gates, North Carolina 3 $ 907,000 $ 302,333 $ 78,000
Henderson, North Carolina 3 $ 843,000 $ 281,000 $ 73,000
Ashtabula, Ohio 3 $ 568,000 $ 189,333 $ 65,000
Hamilton, Ohio 3 $ 602,000 $ 200,666 $ 84,000
Josephine, Oregon 3 $ 621,000 $ 207,000 $ 69,000
Montgomery, Pennsylvania 3 $ 615,000 $ 205,000 $ 108,000
Pike, Pennsylvania 3 $ 511,000 $ 170,333 $ 135,000
Anderson, South Carolina 3 $ 389,000 $ 129,666 $ 52,000
Spartanburg, South Carolina 3 $ 610,000 $ 203,333 $ 81,000
Davidson, Tennessee 3 $ 573,000 $ 191,000 $ 64,000
Fayette, Tennessee 3 $ 752,000 $ 250,666 $ 66,000
Bastrop, Texas 3 $ 603,000 $ 201,000 $ 64,000
Comal, Texas 3 $ 899,000 $ 299,666 $ 94,000
Henderson, Texas 3 $ 287,000 $ 95,666 $ 68,000
Hood, Texas 3 $ 285,000 $ 95,000 $ 54,000
Jefferson, Texas 3 $ 220,000 $ 73,333 $ 52,000
Midland, Texas 3 $ 815,000 $ 271,666 $ 154,000
Orange, Texas 3 $ 318,000 $ 106,000 $ 75,000
Polk, Texas 3 $ 336,000 $ 112,000 $ 46,000
Taylor, Texas 3 $ 406,000 $ 135,333 $ 47,000
Trinity, Texas 3 $ 330,000 $ 110,000 $ 66,000
Wharton, Texas 3 $ 342,000 $ 114,000 $ 37,000
Arlington, Virginia 3 $ 1,475,000 $ 491,666 $ 155,000
Chesapeake, Virginia 3 $ 926,000 $ 308,666 $ 130,000
Newport News, Virginia 3 $ 549,000 $ 183,000 $ 70,000
Virginia Beach, Virginia 3 $ 626,000 $ 208,666 $ 78,000
Island, Washington 3 $ 622,000 $ 207,333 $ 69,000
Okanogan, Washington 3 $ 446,000 $ 148,666 $ 57,000
Whatcom, Washington 3 $ 658,000 $ 219,333 $ 81,000
Iowa, Wisconsin 3 $ 724,000 $ 241,333 $ 74,000
Laramie, Wyoming 3 $ 722,000 $ 240,666 $ 63,000
Chambers, Alabama 2 $ 345,000 $ 172,500 $ 32,000
Cullman, Alabama 2 $ 256,000 $ 128,000 $ 89,000
Montgomery, Alabama 2 $ 482,000 $ 241,000 $ 65,000
Russell, Alabama 2 $ 390,000 $ 195,000 $ 37,000
Talladega, Alabama 2 $ 332,000 $ 166,000 $ 49,000
Anchorage, Alaska 2 $ 631,000 $ 315,500 $ 148,000
Fairbanks North Star, Alaska 2 $ 377,000 $ 188,500 $ 73,000
Matanuska-Susitna, Alaska 2 $ 710,000 $ 355,000 $ 75,000
Benton, Arkansas 2 $ 648,000 $ 324,000 $ 123,000
Craighead, Arkansas 2 $ 304,000 $ 152,000 $ 58,000
Garland, Arkansas 2 $ 968,000 $ 484,000 $ 88,000
Miller, Arkansas 2 $ 499,000 $ 249,500 $ 48,000
Pulaski, Arkansas 2 $ 298,000 $ 149,000 $ 0
Kings, California 2 $ 392,000 $ 196,000 $ 40,000
Monterey, California 2 $ 1,414,000 $ 707,000 $ 125,000
Santa Barbara, California 2 $ 945,000 $ 472,500 $ 90,000
Santa Cruz, California 2 $ 974,000 $ 487,000 $ 100,000
Garfield, Colorado 2 $ 260,000 $ 130,000 $ 121,000
Litchfield, Connecticut 2 $ 620,000 $ 310,000 $ 86,000
Sussex, Delaware 2 $ 447,000 $ 223,500 $ 56,000
Flagler, Florida 2 $ 353,000 $ 176,500 $ 85,000
Gilchrist, Florida 2 $ 131,000 $ 65,500 $ 55,000
Seminole, Florida 2 $ 271,000 $ 135,500 $ 54,000
Suwannee, Florida 2 $ 305,000 $ 152,500 $ 42,000
Barrow, Georgia 2 $ 391,000 $ 195,500 $ 69,000
Clarke, Georgia 2 $ 170,000 $ 85,000 $ 23,000
Coweta, Georgia 2 $ 342,000 $ 171,000 $ 81,000
Fayette, Georgia 2 $ 458,000 $ 229,000 $ 176,000
Forsyth, Georgia 2 $ 535,000 $ 267,500 $ 116,000
Meriwether, Georgia 2 $ 317,000 $ 158,500 $ 52,000
Muscogee, Georgia 2 $ 419,000 $ 209,500 $ 38,000
Newton, Georgia 2 $ 531,000 $ 265,500 $ 102,000
Rockdale, Georgia 2 $ 376,000 $ 188,000 $ 40,000
Towns, Georgia 2 $ 489,000 $ 244,500 $ 65,000
Walton, Georgia 2 $ 303,000 $ 151,500 $ 313,000
Whitfield, Georgia 2 $ 202,000 $ 101,000 $ 35,000
Bannock, Idaho 2 $ 597,000 $ 298,500 $ 135,000
Bonner, Idaho 2 $ 445,000 $ 222,500 $ 78,000
Teton, Idaho 2 $ 300,000 $ 150,000 $ 75,000
Kendall, Illinois 2 $ 390,000 $ 195,000 $ 39,000
Monroe, Illinois 2 $ 437,000 $ 218,500 $ 95,000
Peoria, Illinois 2 $ 158,000 $ 79,000 $ 31,000
Rock Island, Illinois 2 $ 369,000 $ 184,500 $ 69,000
Winnebago, Illinois 2 $ 566,000 $ 283,000 $ 68,000
Boone, Indiana 2 $ 426,000 $ 213,000 $ 39,000
Dearborn, Indiana 2 $ 219,000 $ 109,500 $ 42,000
Hamilton, Indiana 2 $ 1,242,000 $ 621,000 $ 146,000
Jennings, Indiana 2 $ 372,000 $ 186,000 $ 66,000
Ripley, Indiana 2 $ 334,000 $ 167,000 $ 83,000
Adair, Iowa 2 $ 232,000 $ 116,000 $ 56,000
Benton, Iowa 2 $ 299,000 $ 149,500 $ 67,000
Jasper, Iowa 2 $ 187,000 $ 93,500 $ 67,000
Plymouth, Iowa 2 $ 166,000 $ 83,000 $ 43,000
Pottawattamie, Iowa 2 $ 238,000 $ 119,000 $ 54,000
Woodbury, Iowa 2 $ 383,000 $ 191,500 $ 79,000
Jefferson, Kansas 2 $ 210,000 $ 105,000 $ 48,000
Sedgwick, Kansas 2 $ 139,000 $ 69,500 $ 173,000
Kenton, Kentucky 2 $ 269,000 $ 134,500 $ 50,000
Madison, Kentucky 2 $ 422,000 $ 211,000 $ 91,000
Bienville, Louisiana 2 $ 408,000 $ 204,000 $ 82,000
Madison, Louisiana 2 $ 120,000 $ 60,000 $ 39,000
Washington, Louisiana 2 $ 99,000 $ 49,500 $ 59,000
Androscoggin, Maine 2 $ 291,000 $ 145,500 $ 59,000
Garrett, Maryland 2 $ 666,000 $ 333,000 $ 218,000
Hampden, Massachusetts 2 $ 311,000 $ 155,500 $ 60,000
Hampshire, Massachusetts 2 $ 539,000 $ 269,500 $ 157,000
Chippewa, Michigan 2 $ 459,000 $ 229,500 $ 99,000
Eaton, Michigan 2 $ 590,000 $ 295,000 $ 87,000
Houghton, Michigan 2 $ 463,000 $ 231,500 $ 110,000
Jackson, Michigan 2 $ 286,000 $ 143,000 $ 20,000
Livingston, Michigan 2 $ 336,000 $ 168,000 $ 59,000
Mackinac, Michigan 2 $ 515,000 $ 257,500 $ 62,000
Tuscola, Michigan 2 $ 144,000 $ 72,000 $ 40,000
Van Buren, Michigan 2 $ 186,000 $ 93,000 $ 43,000
Dakota, Minnesota 2 $ 569,000 $ 284,500 $ 83,000
Hennepin, Minnesota 2 $ 584,000 $ 292,000 $ 125,000
Ramsey, Minnesota 2 $ 458,000 $ 229,000 $ 64,000
Washington, Minnesota 2 $ 369,000 $ 184,500 $ 85,000
Wright, Minnesota 2 $ 407,000 $ 203,500 $ 55,000
Harrison, Mississippi 2 $ 403,000 $ 201,500 $ 69,000
Lamar, Mississippi 2 $ 360,000 $ 180,000 $ 69,000
Madison, Mississippi 2 $ 302,000 $ 151,000 $ 40,000
Rankin, Mississippi 2 $ 524,000 $ 262,000 $ 134,000
Simpson, Mississippi 2 $ 244,000 $ 122,000 $ 44,000
Yazoo, Mississippi 2 $ 430,000 $ 215,000 $ 102,000
Camden, Missouri 2 $ 260,000 $ 130,000 $ 98,000
Cass, Missouri 2 $ 427,000 $ 213,500 $ 93,000
Christian, Missouri 2 $ 379,000 $ 189,500 $ 62,000
Clinton, Missouri 2 $ 442,000 $ 221,000 $ 36,000
Cole, Missouri 2 $ 350,000 $ 175,000 $ 78,000
Dallas, Missouri 2 $ 303,000 $ 151,500 $ 57,000
Greene, Missouri 2 $ 306,000 $ 153,000 $ 46,000
Lake, Montana 2 $ 606,000 $ 303,000 $ 63,000
Lewis and Clark, Montana 2 $ 545,000 $ 272,500 $ 59,000
Sarpy, Nebraska 2 $ 252,000 $ 126,000 $ 66,000
Washington, Nebraska 2 $ 654,000 $ 327,000 $ 115,000
Morris, New Jersey 2 $ 823,000 $ 411,500 $ 83,000
Ocean, New Jersey 2 $ 1,351,000 $ 675,500 $ 130,000
Passaic, New Jersey 2 $ 401,000 $ 200,500 $ 113,000
Sussex, New Jersey 2 $ 729,000 $ 364,500 $ 228,000
Warren, New Jersey 2 $ 656,000 $ 328,000 $ 70,000
San Juan, New Mexico 2 $ 376,000 $ 188,000 $ 69,000
Brunswick, North Carolina 2 $ 179,000 $ 89,500 $ 46,000
Rockingham, North Carolina 2 $ 283,000 $ 141,500 $ 68,000
Union, North Carolina 2 $ 428,000 $ 214,000 $ 112,000
Ramsey, North Dakota 2 $ 400,000 $ 200,000 $ 48,000
Clark, Ohio 2 $ 295,000 $ 147,500 $ 49,000
Fairfield, Ohio 2 $ 276,000 $ 138,000 $ 40,000
Greene, Ohio 2 $ 332,000 $ 166,000 $ 109,000
Jackson, Ohio 2 $ 328,000 $ 164,000 $ 84,000
Knox, Ohio 2 $ 204,000 $ 102,000 $ 75,000
Miami, Ohio 2 $ 424,000 $ 212,000 $ 107,000
Montgomery, Ohio 2 $ 547,000 $ 273,500 $ 101,000
Muskingum, Ohio 2 $ 1,128,000 $ 564,000 $ 450,000
Warren, Ohio 2 $ 506,000 $ 253,000 $ 156,000
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Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,160 $1,083,950,000 $210,000 $1,241,000 $85,000 $1,685,000
Refinancing 2,576 $658,457,000 $255,000 $2,259,000 $92,000 $1,692,000
Home Improvement 1 $203,000 $203,000 $203,000 $52,000 $52,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,967 $1,083,059,000 $218,000 $2,259,000 $87,000 $1,634,000
Not Provided 807 $209,877,000 $260,000 $1,280,000 $97,000 $1,692,000
Black or African American 806 $174,224,000 $216,000 $1,229,000 $82,000 $1,685,000
Hispanic 766 $159,408,000 $208,000 $687,000 $75,000 $695,000
Asian 309 $96,748,000 $313,000 $1,241,000 $111,000 $542,000
Native Hawaiian or Other Pacific Islander 48 $12,597,000 $262,000 $586,000 $89,000 $217,000
American Indian or Alaskan Native 33 $6,470,000 $196,000 $564,000 $60,000 $183,000
Not applicable 1 $227,000 $227,000 $227,000 $55,000 $55,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,697 $859,022,000 $232,000 $1,570,000 $104,000 $1,685,000
FHA-insured (Federal Housing Administration) 2,629 $509,470,000 $193,000 $647,000 $67,000 $598,000
VA-guaranteed (Veterans Administration) 1,130 $332,533,000 $294,000 $2,259,000 $89,000 $1,692,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 281 $41,585,000 $147,000 $415,000 $50,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,697 $1,037,239,000 $220,000 $1,156,000 $86,000 $836,000
Application Withdrawn By Applicant 1,400 $336,769,000 $240,000 $2,252,000 $94,000 $1,685,000
Application Approved But Not Accepted 718 $158,873,000 $221,000 $1,601,000 $89,000 $900,000
Application Denied By Financial Institution 636 $134,811,000 $211,000 $1,240,000 $72,000 $1,166,000
File Closed For Incompleteness 286 $74,918,000 $261,000 $2,259,000 $97,000 $1,692,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 219 $50,189,000 $229,000 $1,229,000 $58,000 $275,000
Credit History 195 $39,313,000 $201,000 $1,240,000 $73,000 $483,000
Collateral 98 $19,873,000 $202,000 $740,000 $86,000 $360,000
Other 62 $11,399,000 $183,000 $925,000 $73,000 $382,000
Employment History 27 $5,264,000 $194,000 $384,000 $65,000 $228,000
Unverifiable Information 23 $5,607,000 $243,000 $1,230,000 $129,000 $1,166,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,555,000 $255,000 $489,000 $87,000 $153,000
Credit Application Incomplete 2 $611,000 $305,000 $312,000 $105,000 $174,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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