Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2018

In 2018, Goldwater Bank, N.A. of Phoenix, AZ reported 6,765 mortgage applications totaling $1.7 billion, down 13% from 2017. The average application was for $245,094, and applicants reported an average income of $94,585. 58% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (456), Houston-The Woodlands-Sugar Land, TX (383) and Oakland-Hayward-Berkeley, CA (366) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 6,765
Total Mortgage Loan Application Amount $1,658,065,000
Average Mortgage Loan Application Amount $245,094
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $94,585
Highest Applicant Income $9,810,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Contra Costa, California 279 $ 121,935,000 $ 437,043 $ 121,000
Pierce, Washington 269 $ 82,525,000 $ 306,784 $ 95,000
Marion, Florida 220 $ 30,480,000 $ 138,545 $ 62,000
Carroll, Georgia 160 $ 28,850,000 $ 180,312 $ 75,000
Cuyahoga, Ohio 153 $ 23,095,000 $ 150,947 $ 85,000
Harris, Texas 152 $ 33,000,000 $ 217,105 $ 106,000
Anoka, Minnesota 108 $ 27,300,000 $ 252,777 $ 94,000
Montgomery, Texas 107 $ 25,125,000 $ 234,813 $ 118,000
Clark, Nevada 101 $ 25,315,000 $ 250,643 $ 87,000
Hennepin, Minnesota 92 $ 23,740,000 $ 258,043 $ 95,000
Alameda, California 87 $ 44,845,000 $ 515,459 $ 155,000
Bossier, Louisiana 81 $ 15,055,000 $ 185,864 $ 80,000
Sacramento, California 78 $ 22,720,000 $ 291,282 $ 109,000
Caddo, Louisiana 73 $ 13,225,000 $ 181,164 $ 87,000
Thurston, Washington 73 $ 21,865,000 $ 299,520 $ 91,000
Calcasieu, Louisiana 70 $ 12,530,000 $ 179,000 $ 76,000
Ada, Idaho 69 $ 17,595,000 $ 255,000 $ 94,000
King, Washington 65 $ 23,095,000 $ 355,307 $ 98,000
Gwinnett, Georgia 62 $ 14,420,000 $ 232,580 $ 100,000
Tarrant, Texas 62 $ 12,140,000 $ 195,806 $ 94,000
Oklahoma, Oklahoma 59 $ 11,335,000 $ 192,118 $ 102,000
Travis, Texas 59 $ 16,275,000 $ 275,847 $ 131,000
Etowah, Alabama 56 $ 8,840,000 $ 157,857 $ 65,000
Chambers, Texas 56 $ 16,580,000 $ 296,071 $ 202,000
Solano, California 55 $ 18,685,000 $ 339,727 $ 108,000
DeKalb, Georgia 54 $ 11,710,000 $ 216,851 $ 89,000
Jefferson, Alabama 53 $ 8,065,000 $ 152,169 $ 117,000
Canyon, Idaho 52 $ 10,640,000 $ 204,615 $ 66,000
Hernando, Florida 50 $ 7,110,000 $ 142,200 $ 59,000
Dallas, Texas 49 $ 11,185,000 $ 228,265 $ 125,000
Maricopa, Arizona 47 $ 13,935,000 $ 296,489 $ 104,000
Summit, Ohio 46 $ 6,750,000 $ 146,739 $ 95,000
Madison, Alabama 43 $ 8,045,000 $ 187,093 $ 68,000
San Joaquin, California 43 $ 14,525,000 $ 337,790 $ 84,000
Prince George's, Maryland 43 $ 13,335,000 $ 310,116 $ 87,000
Collier, Florida 42 $ 13,100,000 $ 311,904 $ 77,000
Lake, Ohio 40 $ 5,780,000 $ 144,500 $ 64,000
Collin, Texas 40 $ 11,970,000 $ 299,250 $ 129,000
Shelby, Tennessee 38 $ 3,550,000 $ 93,421 $ 116,000
Fulton, Georgia 37 $ 8,485,000 $ 229,324 $ 102,000
Ramsey, Minnesota 35 $ 7,385,000 $ 211,000 $ 74,000
Citrus, Florida 34 $ 4,780,000 $ 140,588 $ 60,000
St. Louis, Missouri 34 $ 4,450,000 $ 130,882 $ 113,000
Montgomery, Maryland 33 $ 13,995,000 $ 424,090 $ 413,000
Williamson, Texas 33 $ 8,825,000 $ 267,424 $ 115,000
Wright, Minnesota 30 $ 7,810,000 $ 260,333 $ 103,000
Starr, Texas 29 $ 4,325,000 $ 149,137 $ 60,000
Los Angeles, California 28 $ 12,660,000 $ 452,142 $ 122,000
Medina, Ohio 28 $ 5,170,000 $ 184,642 $ 75,000
Shelby, Alabama 26 $ 5,350,000 $ 205,769 $ 87,000
El Paso, Colorado 26 $ 6,200,000 $ 238,461 $ 70,000
Denton, Texas 26 $ 7,670,000 $ 295,000 $ 117,000
Washington, Utah 26 $ 7,920,000 $ 304,615 $ 121,000
Dakota, Minnesota 25 $ 5,305,000 $ 212,200 $ 95,000
Cameron, Texas 24 $ 4,940,000 $ 205,833 $ 111,000
Bernalillo, New Mexico 23 $ 5,315,000 $ 231,086 $ 89,000
St. Clair, Alabama 22 $ 2,940,000 $ 133,636 $ 53,000
Jefferson, Missouri 22 $ 3,590,000 $ 163,181 $ 59,000
Fairfax, Virginia 22 $ 8,120,000 $ 369,090 $ 108,000
Snohomish, Washington 22 $ 7,960,000 $ 361,818 $ 94,000
Duval, Florida 21 $ 4,685,000 $ 223,095 $ 76,000
Cobb, Georgia 21 $ 5,005,000 $ 238,333 $ 85,000
Navarro, Texas 21 $ 3,495,000 $ 166,428 $ 86,000
Riverside, California 20 $ 6,480,000 $ 324,000 $ 94,000
Lee, Florida 20 $ 3,780,000 $ 189,000 $ 58,000
Douglas, Georgia 20 $ 3,370,000 $ 168,500 $ 65,000
Haralson, Georgia 20 $ 3,310,000 $ 165,500 $ 67,000
Galveston, Texas 20 $ 5,050,000 $ 252,500 $ 140,000
Prince William, Virginia 20 $ 6,550,000 $ 327,500 $ 98,000
Grays Harbor, Washington 20 $ 3,670,000 $ 183,500 $ 104,000
Santa Clara, California 19 $ 13,885,000 $ 730,789 $ 219,000
Cook, Illinois 19 $ 3,655,000 $ 192,368 $ 117,000
Anne Arundel, Maryland 19 $ 7,215,000 $ 379,736 $ 131,000
Canadian, Oklahoma 19 $ 3,745,000 $ 197,105 $ 95,000
Buncombe, North Carolina 18 $ 4,860,000 $ 270,000 $ 102,000
Fort Bend, Texas 18 $ 4,060,000 $ 225,555 $ 127,000
Broward, Florida 17 $ 5,205,000 $ 306,176 $ 117,000
Pasco, Florida 17 $ 3,205,000 $ 188,529 $ 97,000
St. Lucie, Florida 17 $ 3,715,000 $ 218,529 $ 72,000
Washington, Minnesota 17 $ 5,265,000 $ 309,705 $ 117,000
Titus, Texas 17 $ 3,945,000 $ 232,058 $ 101,000
Stanislaus, California 16 $ 3,900,000 $ 243,750 $ 72,000
Jefferson, Kentucky 16 $ 2,830,000 $ 176,875 $ 68,000
Bexar, Texas 16 $ 3,490,000 $ 218,125 $ 123,000
Hays, Texas 16 $ 3,880,000 $ 242,500 $ 102,000
Liberty, Texas 16 $ 3,360,000 $ 210,000 $ 93,000
Orange, Florida 15 $ 4,295,000 $ 286,333 $ 105,000
De Soto, Louisiana 15 $ 2,095,000 $ 139,666 $ 83,000
Geauga, Ohio 15 $ 4,685,000 $ 312,333 $ 146,000
Coos, Oregon 15 $ 3,015,000 $ 201,000 $ 58,000
Webster, Louisiana 14 $ 1,590,000 $ 113,571 $ 61,000
Sherburne, Minnesota 14 $ 3,640,000 $ 260,000 $ 77,000
Eddy, New Mexico 14 $ 1,930,000 $ 137,857 $ 87,000
Calhoun, Alabama 13 $ 1,625,000 $ 125,000 $ 67,000
Placer, California 13 $ 5,415,000 $ 416,538 $ 120,000
San Diego, California 13 $ 6,365,000 $ 489,615 $ 115,000
San Francisco, California 13 $ 10,595,000 $ 815,000 $ 208,000
Frederick, Maryland 13 $ 5,005,000 $ 385,000 $ 117,000
Isanti, Minnesota 13 $ 2,625,000 $ 201,923 $ 73,000
St. Louis City, Missouri 13 $ 1,835,000 $ 141,153 $ 82,000
Lorain, Ohio 13 $ 1,905,000 $ 146,538 $ 83,000
Davis, Utah 13 $ 3,745,000 $ 288,076 $ 80,000
San Mateo, California 12 $ 6,930,000 $ 577,500 $ 153,000
Polk, Florida 12 $ 1,890,000 $ 157,500 $ 60,000
Volusia, Florida 12 $ 2,160,000 $ 180,000 $ 80,000
Paulding, Georgia 12 $ 1,730,000 $ 144,166 $ 48,000
Johnson, Kansas 12 $ 2,360,000 $ 196,666 $ 80,000
Oakland, Michigan 12 $ 2,970,000 $ 247,500 $ 73,000
Stark, Ohio 12 $ 1,630,000 $ 135,833 $ 60,000
Cleveland, Oklahoma 12 $ 1,720,000 $ 143,333 $ 89,000
DeKalb, Alabama 11 $ 1,345,000 $ 122,272 $ 48,000
Mohave, Arizona 11 $ 2,065,000 $ 187,727 $ 65,000
San Bernardino, California 11 $ 3,245,000 $ 295,000 $ 86,000
Pueblo, Colorado 11 $ 2,275,000 $ 206,818 $ 99,000
Brevard, Florida 11 $ 1,725,000 $ 156,818 $ 93,000
Hillsborough, Florida 11 $ 3,735,000 $ 339,545 $ 89,000
Wayne, Michigan 11 $ 1,995,000 $ 181,363 $ 72,000
Washoe, Nevada 11 $ 3,385,000 $ 307,727 $ 105,000
Brazoria, Texas 11 $ 2,135,000 $ 194,090 $ 105,000
Orange, California 10 $ 9,360,000 $ 936,000 $ 371,000
Forsyth, Georgia 10 $ 2,410,000 $ 241,000 $ 73,000
Henry, Georgia 10 $ 2,000,000 $ 200,000 $ 78,000
Baltimore, Maryland 10 $ 4,150,000 $ 415,000 $ 166,000
Worcester, Massachusetts 10 $ 2,230,000 $ 223,000 $ 77,000
Chisago, Minnesota 10 $ 2,290,000 $ 229,000 $ 88,000
Salt Lake, Utah 10 $ 2,740,000 $ 274,000 $ 97,000
Mason, Washington 10 $ 2,020,000 $ 202,000 $ 89,000
Cherokee, Alabama 9 $ 1,085,000 $ 120,555 $ 46,000
Limestone, Alabama 9 $ 1,855,000 $ 206,111 $ 69,000
District of Columbia, District Of Columbia 9 $ 4,105,000 $ 456,111 $ 151,000
Miami-Dade, Florida 9 $ 2,535,000 $ 281,666 $ 98,000
Pinellas, Florida 9 $ 2,115,000 $ 235,000 $ 100,000
Clayton, Georgia 9 $ 1,215,000 $ 135,000 $ 64,000
Honolulu, Hawaii 9 $ 4,155,000 $ 461,666 $ 95,000
Baltimore City, Maryland 9 $ 1,315,000 $ 146,111 $ 51,000
Howard, Maryland 9 $ 4,595,000 $ 510,555 $ 122,000
Plymouth, Massachusetts 9 $ 2,265,000 $ 251,666 $ 66,000
Macomb, Michigan 9 $ 1,545,000 $ 171,666 $ 66,000
Jackson, Missouri 9 $ 1,375,000 $ 152,777 $ 73,000
Mecklenburg, North Carolina 9 $ 2,755,000 $ 306,111 $ 142,000
Portage, Ohio 9 $ 2,325,000 $ 258,333 $ 152,000
Trumbull, Ohio 9 $ 1,375,000 $ 152,777 $ 60,000
Logan, Oklahoma 9 $ 1,905,000 $ 211,666 $ 84,000
Knox, Tennessee 9 $ 1,835,000 $ 203,888 $ 71,000
Burnet, Texas 9 $ 2,215,000 $ 246,111 $ 92,000
Comal, Texas 9 $ 2,025,000 $ 225,000 $ 99,000
Loudoun, Virginia 9 $ 3,395,000 $ 377,222 $ 103,000
Kitsap, Washington 9 $ 3,235,000 $ 359,444 $ 80,000
Denver, Colorado 8 $ 3,120,000 $ 390,000 $ 106,000
Hendry, Florida 8 $ 1,380,000 $ 172,500 $ 83,000
Palm Beach, Florida 8 $ 1,620,000 $ 202,500 $ 46,000
Orleans, Louisiana 8 $ 1,620,000 $ 202,500 $ 79,000
Wake, North Carolina 8 $ 1,790,000 $ 223,750 $ 61,000
Philadelphia, Pennsylvania 8 $ 1,260,000 $ 157,500 $ 65,000
Providence, Rhode Island 8 $ 1,440,000 $ 180,000 $ 68,000
Bell, Texas 8 $ 1,250,000 $ 156,250 $ 53,000
Caldwell, Texas 8 $ 1,350,000 $ 168,750 $ 77,000
Camp, Texas 8 $ 1,450,000 $ 181,250 $ 129,000
Newport News, Virginia 8 $ 1,840,000 $ 230,000 $ 66,000
Lewis, Washington 8 $ 2,270,000 $ 283,750 $ 82,000
St. Croix, Wisconsin 8 $ 1,580,000 $ 197,500 $ 112,000
Baldwin, Alabama 7 $ 1,195,000 $ 170,714 $ 65,000
Mobile, Alabama 7 $ 1,065,000 $ 152,142 $ 49,000
Yuma, Arizona 7 $ 1,055,000 $ 150,714 $ 44,000
Manatee, Florida 7 $ 2,665,000 $ 380,714 $ 80,000
Rockdale, Georgia 7 $ 1,125,000 $ 160,714 $ 47,000
Marion, Indiana 7 $ 915,000 $ 130,714 $ 70,000
York, Maine 7 $ 1,625,000 $ 232,142 $ 60,000
Middlesex, Massachusetts 7 $ 2,255,000 $ 322,142 $ 104,000
Suffolk, Massachusetts 7 $ 3,065,000 $ 437,857 $ 79,000
Hillsdale, Michigan 7 $ 985,000 $ 140,714 $ 48,000
St. Charles, Missouri 7 $ 1,495,000 $ 213,571 $ 72,000
Ravalli, Montana 7 $ 1,695,000 $ 242,142 $ 212,000
Sandoval, New Mexico 7 $ 1,695,000 $ 242,142 $ 110,000
Santa Fe, New Mexico 7 $ 2,815,000 $ 402,142 $ 134,000
Jackson, Oregon 7 $ 1,825,000 $ 260,714 $ 88,000
Horry, South Carolina 7 $ 1,325,000 $ 189,285 $ 82,000
Richland, South Carolina 7 $ 1,425,000 $ 203,571 $ 74,000
Kaufman, Texas 7 $ 1,195,000 $ 170,714 $ 74,000
Lubbock, Texas 7 $ 1,405,000 $ 200,714 $ 155,000
Spokane, Washington 7 $ 1,705,000 $ 243,571 $ 99,000
Talladega, Alabama 6 $ 980,000 $ 163,333 $ 76,000
Tuscaloosa, Alabama 6 $ 1,140,000 $ 190,000 $ 79,000
El Dorado, California 6 $ 2,290,000 $ 381,666 $ 158,000
Fairfield, Connecticut 6 $ 1,100,000 $ 183,333 $ 84,000
Okaloosa, Florida 6 $ 1,590,000 $ 265,000 $ 81,000
Santa Rosa, Florida 6 $ 1,360,000 $ 226,666 $ 116,000
Latah, Idaho 6 $ 1,430,000 $ 238,333 $ 95,000
Carroll, Maryland 6 $ 2,200,000 $ 366,666 $ 105,000
Charles, Maryland 6 $ 1,640,000 $ 273,333 $ 75,000
Scott, Minnesota 6 $ 1,640,000 $ 273,333 $ 114,000
Hillsborough, New Hampshire 6 $ 1,480,000 $ 246,666 $ 112,000
Burlington, New Jersey 6 $ 1,050,000 $ 175,000 $ 78,000
Hudson, New Jersey 6 $ 1,520,000 $ 253,333 $ 100,000
Haywood, North Carolina 6 $ 990,000 $ 165,000 $ 100,000
New Hanover, North Carolina 6 $ 1,530,000 $ 255,000 $ 85,000
Lane, Oregon 6 $ 1,590,000 $ 265,000 $ 87,000
Davidson, Tennessee 6 $ 1,390,000 $ 231,666 $ 57,000
Calhoun, Texas 6 $ 1,190,000 $ 198,333 $ 88,000
Hidalgo, Texas 6 $ 1,130,000 $ 188,333 $ 81,000
Polk, Texas 6 $ 610,000 $ 101,666 $ 113,000
Clallam, Washington 6 $ 1,630,000 $ 271,666 $ 74,000
Clark, Washington 6 $ 1,830,000 $ 305,000 $ 101,000
Montgomery, Alabama 5 $ 815,000 $ 163,000 $ 102,000
Fresno, California 5 $ 1,055,000 $ 211,000 $ 83,000
Clay, Florida 5 $ 845,000 $ 169,000 $ 36,000
Sarasota, Florida 5 $ 1,295,000 $ 259,000 $ 62,000
Barrow, Georgia 5 $ 845,000 $ 169,000 $ 52,000
Chatham, Georgia 5 $ 1,035,000 $ 207,000 $ 62,000
Columbia, Georgia 5 $ 1,025,000 $ 205,000 $ 89,000
Heard, Georgia 5 $ 935,000 $ 187,000 $ 62,000
Clark, Indiana 5 $ 795,000 $ 159,000 $ 77,000
Leavenworth, Kansas 5 $ 1,055,000 $ 211,000 $ 30,000
Jefferson, Louisiana 5 $ 1,145,000 $ 229,000 $ 82,000
Jefferson Davis, Louisiana 5 $ 995,000 $ 199,000 $ 64,000
Harford, Maryland 5 $ 1,515,000 $ 303,000 $ 67,000
Norfolk, Massachusetts 5 $ 1,435,000 $ 287,000 $ 81,000
Washtenaw, Michigan 5 $ 1,075,000 $ 215,000 $ 53,000
St. Louis, Minnesota 5 $ 1,295,000 $ 259,000 $ 101,000
Madison, Mississippi 5 $ 1,695,000 $ 339,000 $ 83,000
St. Francois, Missouri 5 $ 555,000 $ 111,000 $ 48,000
Sarpy, Nebraska 5 $ 1,215,000 $ 243,000 $ 85,000
Cumberland, North Carolina 5 $ 765,000 $ 153,000 $ 85,000
Henderson, North Carolina 5 $ 1,015,000 $ 203,000 $ 47,000
Delaware, Ohio 5 $ 1,415,000 $ 283,000 $ 79,000
Franklin, Ohio 5 $ 1,155,000 $ 231,000 $ 99,000
Multnomah, Oregon 5 $ 1,515,000 $ 303,000 $ 69,000
Delaware, Pennsylvania 5 $ 1,445,000 $ 289,000 $ 105,000
Montgomery, Pennsylvania 5 $ 1,685,000 $ 337,000 $ 111,000
Northampton, Pennsylvania 5 $ 1,065,000 $ 213,000 $ 136,000
Brazos, Texas 5 $ 1,305,000 $ 261,000 $ 137,000
Ellis, Texas 5 $ 1,485,000 $ 297,000 $ 160,000
Hood, Texas 5 $ 1,965,000 $ 393,000 $ 140,000
Llano, Texas 5 $ 1,215,000 $ 243,000 $ 94,000
Nueces, Texas 5 $ 3,355,000 $ 671,000 $ 138,000
Victoria, Texas 5 $ 725,000 $ 145,000 $ 55,000
Benton, Washington 5 $ 1,245,000 $ 249,000 $ 89,000
Tallapoosa, Alabama 4 $ 1,660,000 $ 415,000 $ 208,000
Matanuska-Susitna, Alaska 4 $ 840,000 $ 210,000 $ 80,000
Pima, Arizona 4 $ 760,000 $ 190,000 $ 67,000
Pinal, Arizona 4 $ 740,000 $ 185,000 $ 52,000
Calaveras, California 4 $ 890,000 $ 222,500 $ 62,000
Monterey, California 4 $ 1,260,000 $ 315,000 $ 99,000
Tulare, California 4 $ 900,000 $ 225,000 $ 66,000
Ventura, California 4 $ 2,310,000 $ 577,500 $ 115,000
Adams, Colorado 4 $ 1,090,000 $ 272,500 $ 70,000
Boulder, Colorado 4 $ 1,260,000 $ 315,000 $ 60,000
Douglas, Colorado 4 $ 2,480,000 $ 620,000 $ 171,000
Jefferson, Colorado 4 $ 1,410,000 $ 352,500 $ 54,000
Flagler, Florida 4 $ 830,000 $ 207,500 $ 114,000
Lake, Florida 4 $ 1,080,000 $ 270,000 $ 83,000
Levy, Florida 4 $ 720,000 $ 180,000 $ 56,000
Fayette, Georgia 4 $ 1,770,000 $ 442,500 $ 105,000
Newton, Georgia 4 $ 640,000 $ 160,000 $ 57,000
Walton, Georgia 4 $ 550,000 $ 137,500 $ 56,000
Hawaii, Hawaii 4 $ 2,170,000 $ 542,500 $ 100,000
Kootenai, Idaho 4 $ 1,050,000 $ 262,500 $ 136,000
Lake, Illinois 4 $ 1,110,000 $ 277,500 $ 116,000
Madison, Illinois 4 $ 860,000 $ 215,000 $ 121,000
St. Clair, Illinois 4 $ 440,000 $ 110,000 $ 115,000
Lake, Indiana 4 $ 1,120,000 $ 280,000 $ 92,000
Anderson, Kansas 4 $ 310,000 $ 77,500 $ 43,000
East Baton Rouge, Louisiana 4 $ 740,000 $ 185,000 $ 93,000
Livingston, Louisiana 4 $ 1,000,000 $ 250,000 $ 105,000
St. Charles, Louisiana 4 $ 880,000 $ 220,000 $ 106,000
Tangipahoa, Louisiana 4 $ 1,070,000 $ 267,500 $ 96,000
Bristol, Massachusetts 4 $ 1,040,000 $ 260,000 $ 59,000
Livingston, Michigan 4 $ 670,000 $ 167,500 $ 50,000
Crow Wing, Minnesota 4 $ 840,000 $ 210,000 $ 137,000
Stearns, Minnesota 4 $ 530,000 $ 132,500 $ 47,000
Clay, Missouri 4 $ 660,000 $ 165,000 $ 90,000
Greene, Missouri 4 $ 780,000 $ 195,000 $ 52,000
Lincoln, Montana 4 $ 950,000 $ 237,500 $ 49,000
Union, New Jersey 4 $ 960,000 $ 240,000 $ 53,000
Valencia, New Mexico 4 $ 840,000 $ 210,000 $ 79,000
Lucas, Ohio 4 $ 600,000 $ 150,000 $ 48,000
Mahoning, Ohio 4 $ 290,000 $ 72,500 $ 52,000
Warren, Ohio 4 $ 1,160,000 $ 290,000 $ 64,000
Wood, Ohio 4 $ 1,020,000 $ 255,000 $ 210,000
Deschutes, Oregon 4 $ 1,110,000 $ 277,500 $ 95,000
Marion, Oregon 4 $ 880,000 $ 220,000 $ 64,000
Allegheny, Pennsylvania 4 $ 1,050,000 $ 262,500 $ 129,000
Lancaster, Pennsylvania 4 $ 530,000 $ 132,500 $ 38,000
Georgetown, South Carolina 4 $ 750,000 $ 187,500 $ 50,000
York, South Carolina 4 $ 660,000 $ 165,000 $ 42,000
Blount, Tennessee 4 $ 790,000 $ 197,500 $ 83,000
Hamilton, Tennessee 4 $ 590,000 $ 147,500 $ 82,000
Angelina, Texas 4 $ 630,000 $ 157,500 $ 81,000
Bastrop, Texas 4 $ 910,000 $ 227,500 $ 75,000
Bowie, Texas 4 $ 600,000 $ 150,000 $ 41,000
Franklin, Texas 4 $ 650,000 $ 162,500 $ 75,000
Hunt, Texas 4 $ 1,050,000 $ 262,500 $ 101,000
McLennan, Texas 4 $ 790,000 $ 197,500 $ 90,000
Morris, Texas 4 $ 340,000 $ 85,000 $ 60,000
Smith, Texas 4 $ 670,000 $ 167,500 $ 54,000
Wood, Texas 4 $ 690,000 $ 172,500 $ 117,000
Utah, Utah 4 $ 1,470,000 $ 367,500 $ 124,000
Suffolk, Virginia 4 $ 1,550,000 $ 387,500 $ 133,000
Milwaukee, Wisconsin 4 $ 970,000 $ 242,500 $ 81,000
Jackson, Alabama 3 $ 565,000 $ 188,333 $ 101,000
Lee, Alabama 3 $ 425,000 $ 141,666 $ 32,000
Morgan, Alabama 3 $ 365,000 $ 121,666 $ 49,000
Juneau, Alaska 3 $ 1,145,000 $ 381,666 $ 154,000
Sonoma, California 3 $ 1,355,000 $ 451,666 $ 95,000
Yuba, California 3 $ 875,000 $ 291,666 $ 77,000
Arapahoe, Colorado 3 $ 1,655,000 $ 551,666 $ 126,000
Middlesex, Connecticut 3 $ 785,000 $ 261,666 $ 113,000
Alachua, Florida 3 $ 275,000 $ 91,666 $ 61,000
Bay, Florida 3 $ 445,000 $ 148,333 $ 57,000
Leon, Florida 3 $ 485,000 $ 161,666 $ 98,000
St. Johns, Florida 3 $ 845,000 $ 281,666 $ 90,000
Cherokee, Georgia 3 $ 565,000 $ 188,333 $ 100,000
Coweta, Georgia 3 $ 455,000 $ 151,666 $ 96,000
Monroe, Georgia 3 $ 265,000 $ 88,333 $ 29,000
DuPage, Illinois 3 $ 1,375,000 $ 458,333 $ 80,000
Will, Illinois 3 $ 705,000 $ 235,000 $ 74,000
Floyd, Indiana 3 $ 575,000 $ 191,666 $ 71,000
Reno, Kansas 3 $ 605,000 $ 201,666 $ 62,000
Hardin, Kentucky 3 $ 375,000 $ 125,000 $ 68,000
Shelby, Kentucky 3 $ 535,000 $ 178,333 $ 91,000
Ascension, Louisiana 3 $ 665,000 $ 221,666 $ 111,000
Beauregard, Louisiana 3 $ 575,000 $ 191,666 $ 56,000
Claiborne, Louisiana 3 $ 515,000 $ 171,666 $ 56,000
Lafayette, Louisiana 3 $ 565,000 $ 188,333 $ 72,000
Hampden, Massachusetts 3 $ 575,000 $ 191,666 $ 54,000
Genesee, Michigan 3 $ 485,000 $ 161,666 $ 102,000
Kent, Michigan 3 $ 475,000 $ 158,333 $ 203,000
Lapeer, Michigan 3 $ 435,000 $ 145,000 $ 42,000
Cass, Minnesota 3 $ 825,000 $ 275,000 $ 128,000
Pearl River, Mississippi 3 $ 465,000 $ 155,000 $ 72,000
Douglas, Nebraska 3 $ 545,000 $ 181,666 $ 115,000
Nye, Nevada 3 $ 385,000 $ 128,333 $ 85,000
Essex, New Jersey 3 $ 415,000 $ 138,333 $ 82,000
Middlesex, New Jersey 3 $ 995,000 $ 331,666 $ 93,000
Ocean, New Jersey 3 $ 795,000 $ 265,000 $ 95,000
Passaic, New Jersey 3 $ 1,265,000 $ 421,666 $ 158,000
Dona Ana, New Mexico 3 $ 825,000 $ 275,000 $ 132,000
Alamance, North Carolina 3 $ 525,000 $ 175,000 $ 69,000
Forsyth, North Carolina 3 $ 605,000 $ 201,666 $ 146,000
Randolph, North Carolina 3 $ 795,000 $ 265,000 $ 99,000
Clackamas, Oregon 3 $ 475,000 $ 158,333 $ 62,000
Washington, Oregon 3 $ 605,000 $ 201,666 $ 54,000
Greene, Pennsylvania 3 $ 405,000 $ 135,000 $ 47,000
Washington, Rhode Island 3 $ 1,205,000 $ 401,666 $ 91,000
Charleston, South Carolina 3 $ 1,205,000 $ 401,666 $ 85,000
Spartanburg, South Carolina 3 $ 795,000 $ 265,000 $ 80,000
McMinn, Tennessee 3 $ 295,000 $ 98,333 $ 28,000
Rutherford, Tennessee 3 $ 1,175,000 $ 391,666 $ 79,000
Cass, Texas 3 $ 505,000 $ 168,333 $ 55,000
Colorado, Texas 3 $ 925,000 $ 308,333 $ 76,000
Ector, Texas 3 $ 945,000 $ 315,000 $ 116,000
Freestone, Texas 3 $ 415,000 $ 138,333 $ 115,000
Gregg, Texas 3 $ 805,000 $ 268,333 $ 80,000
Grimes, Texas 3 $ 465,000 $ 155,000 $ 80,000
Guadalupe, Texas 3 $ 445,000 $ 148,333 $ 184,000
Hardin, Texas 3 $ 495,000 $ 165,000 $ 73,000
Jefferson, Texas 3 $ 405,000 $ 135,000 $ 71,000
Marion, Texas 3 $ 495,000 $ 165,000 $ 64,000
Medina, Texas 3 $ 525,000 $ 175,000 $ 78,000
Parker, Texas 3 $ 385,000 $ 128,333 $ 47,000
Rockwall, Texas 3 $ 685,000 $ 228,333 $ 80,000
Waller, Texas 3 $ 715,000 $ 238,333 $ 120,000
Cache, Utah 3 $ 635,000 $ 211,666 $ 48,000
Weber, Utah 3 $ 435,000 $ 145,000 $ 53,000
Henrico, Virginia 3 $ 835,000 $ 278,333 $ 79,000
Richmond City, Virginia 3 $ 485,000 $ 161,666 $ 52,000
Surry, Virginia 3 $ 645,000 $ 215,000 $ 61,000
Island, Washington 3 $ 1,025,000 $ 341,666 $ 106,000
Yakima, Washington 3 $ 595,000 $ 198,333 $ 84,000
Bayfield, Wisconsin 3 $ 445,000 $ 148,333 $ 42,000
Green, Wisconsin 3 $ 995,000 $ 331,666 $ 80,000
Coffee, Alabama 2 $ 250,000 $ 125,000 $ 38,000
Cullman, Alabama 2 $ 460,000 $ 230,000 $ 74,000
Marshall, Alabama 2 $ 210,000 $ 105,000 $ 37,000
Navajo, Arizona 2 $ 250,000 $ 125,000 $ 46,000
Garland, Arkansas 2 $ 300,000 $ 150,000 $ 78,000
Hot Spring, Arkansas 2 $ 280,000 $ 140,000 $ 43,000
Washington, Arkansas 2 $ 260,000 $ 130,000 $ 41,000
Butte, California 2 $ 490,000 $ 245,000 $ 36,000
Mendocino, California 2 $ 680,000 $ 340,000 $ 54,000
Merced, California 2 $ 580,000 $ 290,000 $ 53,000
Nevada, California 2 $ 580,000 $ 290,000 $ 79,000
Shasta, California 2 $ 530,000 $ 265,000 $ 51,000
Siskiyou, California 2 $ 510,000 $ 255,000 $ 123,000
Fremont, Colorado 2 $ 440,000 $ 220,000 $ 52,000
Garfield, Colorado 2 $ 1,240,000 $ 620,000 $ 120,000
Mesa, Colorado 2 $ 460,000 $ 230,000 $ 73,000
Weld, Colorado 2 $ 500,000 $ 250,000 $ 45,000
Sussex, Delaware 2 $ 650,000 $ 325,000 $ 108,000
Charlotte, Florida 2 $ 450,000 $ 225,000 $ 68,000
Columbia, Florida 2 $ 160,000 $ 80,000 $ 69,000
Escambia, Florida 2 $ 460,000 $ 230,000 $ 78,000
Hamilton, Florida 2 $ 150,000 $ 75,000 $ 40,000
Indian River, Florida 2 $ 510,000 $ 255,000 $ 85,000
Osceola, Florida 2 $ 510,000 $ 255,000 $ 86,000
Seminole, Florida 2 $ 390,000 $ 195,000 $ 37,000
Fannin, Georgia 2 $ 350,000 $ 175,000 $ 126,000
Hall, Georgia 2 $ 180,000 $ 90,000 $ 25,000
Jones, Georgia 2 $ 610,000 $ 305,000 $ 325,000
Morgan, Georgia 2 $ 650,000 $ 325,000 $ 76,000
Richmond, Georgia 2 $ 550,000 $ 275,000 $ 132,000
Maui, Hawaii 2 $ 640,000 $ 320,000 $ 82,000
Boise, Idaho 2 $ 410,000 $ 205,000 $ 121,000
Elmore, Idaho 2 $ 330,000 $ 165,000 $ 96,000
Franklin, Idaho 2 $ 450,000 $ 225,000 $ 75,000
McHenry, Illinois 2 $ 700,000 $ 350,000 $ 106,000
DeKalb, Indiana 2 $ 490,000 $ 245,000 $ 65,000
Porter, Indiana 2 $ 340,000 $ 170,000 $ 73,000
Pottawattamie, Iowa 2 $ 340,000 $ 170,000 $ 76,000
Butler, Kansas 2 $ 290,000 $ 145,000 $ 78,000
Riley, Kansas 2 $ 380,000 $ 190,000 $ 52,000
Sedgwick, Kansas 2 $ 500,000 $ 250,000 $ 75,000
Wyandotte, Kansas 2 $ 220,000 $ 110,000 $ 26,000
Boyd, Kentucky 2 $ 290,000 $ 145,000 $ 75,000
Bullitt, Kentucky 2 $ 360,000 $ 180,000 $ 57,000
Oldham, Kentucky 2 $ 480,000 $ 240,000 $ 128,000
Rapides, Louisiana 2 $ 250,000 $ 125,000 $ 83,000
Sabine, Louisiana 2 $ 310,000 $ 155,000 $ 121,000
St. James, Louisiana 2 $ 360,000 $ 180,000 $ 68,000
St. John the Baptist, Louisiana 2 $ 310,000 $ 155,000 $ 26,000
St. Tammany, Louisiana 2 $ 400,000 $ 200,000 $ 24,000
Washington, Louisiana 2 $ 440,000 $ 220,000 $ 64,000
West Feliciana, Louisiana 2 $ 390,000 $ 195,000 $ 106,000
Cumberland, Maine 2 $ 450,000 $ 225,000 $ 62,000
Dorchester, Maryland 2 $ 510,000 $ 255,000 $ 81,000
Washington, Maryland 2 $ 270,000 $ 135,000 $ 72,000
Worcester, Maryland 2 $ 540,000 $ 270,000 $ 107,000
Barnstable, Massachusetts 2 $ 560,000 $ 280,000 $ 48,000
Cass, Michigan 2 $ 410,000 $ 205,000 $ 119,000
Lenawee, Michigan 2 $ 280,000 $ 140,000 $ 52,000
Montcalm, Michigan 2 $ 110,000 $ 55,000 $ 65,000
St. Joseph, Michigan 2 $ 250,000 $ 125,000 $ 49,000
Aitkin, Minnesota 2 $ 530,000 $ 265,000 $ 108,000
Freeborn, Minnesota 2 $ 430,000 $ 215,000 $ 76,000
Goodhue, Minnesota 2 $ 300,000 $ 150,000 $ 61,000
Kanabec, Minnesota 2 $ 300,000 $ 150,000 $ 106,000
Mille Lacs, Minnesota 2 $ 350,000 $ 175,000 $ 46,000
Pine, Minnesota 2 $ 300,000 $ 150,000 $ 43,000
Hancock, Mississippi 2 $ 600,000 $ 300,000 $ 113,000
Warren, Mississippi 2 $ 260,000 $ 130,000 $ 42,000
Cape Girardeau, Missouri 2 $ 380,000 $ 190,000 $ 77,000
Franklin, Missouri 2 $ 260,000 $ 130,000 $ 42,000
Pettis, Missouri 2 $ 270,000 $ 135,000 $ 42,000
Platte, Missouri 2 $ 500,000 $ 250,000 $ 157,000
Randolph, Missouri 2 $ 250,000 $ 125,000 $ 19,000
Cascade, Montana 2 $ 430,000 $ 215,000 $ 74,000
Flathead, Montana 2 $ 490,000 $ 245,000 $ 83,000
Missoula, Montana 2 $ 480,000 $ 240,000 $ 104,000
Lyon, Nevada 2 $ 320,000 $ 160,000 $ 52,000
Carroll, New Hampshire 2 $ 450,000 $ 225,000 $ 81,000
Bergen, New Jersey 2 $ 1,140,000 $ 570,000 $ 294,000
Cape May, New Jersey 2 $ 340,000 $ 170,000 $ 55,000
Gloucester, New Jersey 2 $ 730,000 $ 365,000 $ 135,000
Monmouth, New Jersey 2 $ 1,570,000 $ 785,000 $ 197,000
Lea, New Mexico 2 $ 290,000 $ 145,000 $ 82,000
Lincoln, New Mexico 2 $ 510,000 $ 255,000 $ 207,000
Otero, New Mexico 2 $ 250,000 $ 125,000 $ 54,000
Alexander, North Carolina 2 $ 290,000 $ 145,000 $ 62,000
Davie, North Carolina 2 $ 680,000 $ 340,000 $ 77,000
Harnett, North Carolina 2 $ 250,000 $ 125,000 $ 37,000
Pitt, North Carolina 2 $ 170,000 $ 85,000 $ 43,000
Union, North Carolina 2 $ 610,000 $ 305,000 $ 53,000
Cass, North Dakota 2 $ 380,000 $ 190,000 $ 56,000
Ashtabula, Ohio 2 $ 230,000 $ 115,000 $ 25,000
Champaign, Ohio 2 $ 370,000 $ 185,000 $ 65,000
Guernsey, Ohio 2 $ 290,000 $ 145,000 $ 39,000
Holmes, Ohio 2 $ 440,000 $ 220,000 $ 22,000
Huron, Ohio 2 $ 340,000 $ 170,000 $ 41,000
Montgomery, Ohio 2 $ 580,000 $ 290,000 $ 125,000
Richland, Ohio 2 $ 220,000 $ 110,000 $ 36,000
Hughes, Oklahoma 2 $ 270,000 $ 135,000 $ 45,000
Rogers, Oklahoma 2 $ 210,000 $ 105,000 $ 39,000
Polk, Oregon 2 $ 490,000 $ 245,000 $ 63,000
Yamhill, Oregon 2 $ 850,000 $ 425,000 $ 94,000
Bucks, Pennsylvania 2 $ 370,000 $ 185,000 $ 84,000
Chester, Pennsylvania 2 $ 660,000 $ 330,000 $ 134,000
Dauphin, Pennsylvania 2 $ 320,000 $ 160,000 $ 63,000
Fayette, Pennsylvania 2 $ 270,000 $ 135,000 $ 47,000
Franklin, Pennsylvania 2 $ 350,000 $ 175,000 $ 47,000
Monroe, Pennsylvania 2 $ 440,000 $ 220,000 $ 41,000
Northumberland, Pennsylvania 2 $ 290,000 $ 145,000 $ 72,000
Schuylkill, Pennsylvania 2 $ 210,000 $ 105,000 $ 51,000
Beaufort, South Carolina 2 $ 380,000 $ 190,000 $ 138,000
Cherokee, South Carolina 2 $ 230,000 $ 115,000 $ 64,000
Clarendon, South Carolina 2 $ 340,000 $ 170,000 $ 68,000
Dorchester, South Carolina 2 $ 400,000 $ 200,000 $ 47,000
Edgefield, South Carolina 2 $ 330,000 $ 165,000 $ 44,000
Greenville, South Carolina 2 $ 330,000 $ 165,000 $ 55,000
Bradley, Tennessee 2 $ 380,000 $ 190,000 $ 87,000
DeKalb, Tennessee 2 $ 250,000 $ 125,000 $ 41,000
Greene, Tennessee 2 $ 350,000 $ 175,000 $ 47,000
Madison, Tennessee 2 $ 240,000 $ 120,000 $ 50,000
Monroe, Tennessee 2 $ 210,000 $ 105,000 $ 41,000
Sevier, Tennessee 2 $ 570,000 $ 285,000 $ 81,000
Sumner, Tennessee 2 $ 630,000 $ 315,000 $ 146,000
DeWitt, Texas 2 $ 210,000 $ 105,000 $ 46,000
Gillespie, Texas 2 $ 450,000 $ 225,000 $ 71,000
Harrison, Texas 2 $ 490,000 $ 245,000 $ 176,000
Henderson, Texas 2 $ 260,000 $ 130,000 $ 40,000
Hill, Texas 2 $ 270,000 $ 135,000 $ 72,000
Page:

Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,386 $1,024,800,000 $233,000 $2,005,000 $93,000 $2,400,000
Cash-out Refinancing 1,720 $450,820,000 $262,000 $2,305,000 $95,000 $9,810,000
Refinancing 647 $178,805,000 $276,000 $3,005,000 $104,000 $1,526,000
Other Purpose 12 $3,640,000 $303,000 $575,000 $107,000 $176,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,499 $1,048,545,000 $233,000 $3,005,000 $94,000 $2,400,000
Black or African American 667 $154,965,000 $232,000 $1,005,000 $81,000 $308,000
Hispanic 647 $156,865,000 $242,000 $755,000 $82,000 $708,000
Not Provided 515 $138,795,000 $269,000 $1,505,000 $95,000 $589,000
Asian 356 $134,750,000 $378,000 $1,975,000 $146,000 $9,810,000
Native Hawaiian or Other Pacific Islander 31 $10,525,000 $339,000 $635,000 $95,000 $326,000
American Indian or Alaskan Native 28 $6,340,000 $226,000 $485,000 $79,000 $234,000
Not applicable 5 $985,000 $197,000 $275,000 $69,000 $105,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,456 $917,910,000 $265,000 $3,005,000 $114,000 $9,810,000
FHA-insured (Federal Housing Administration) 2,069 $433,855,000 $209,000 $695,000 $72,000 $647,000
VA-guaranteed (Veterans Administration) 1,072 $281,610,000 $262,000 $995,000 $82,000 $782,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 168 $24,690,000 $146,000 $335,000 $50,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,903 $941,365,000 $241,000 $2,005,000 $92,000 $1,974,000
Application Withdrawn By Applicant 2,147 $542,375,000 $252,000 $3,005,000 $103,000 $9,810,000
Application Denied By Financial Institution 611 $144,635,000 $236,000 $2,305,000 $78,000 $782,000
File Closed For Incompleteness 65 $21,285,000 $327,000 $1,505,000 $109,000 $549,000
Application Approved But Not Accepted 39 $8,405,000 $215,000 $665,000 $102,000 $397,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,154 $1,513,430,000 $245,000 $3,005,000 $96,000 $9,810,000
Debt-To-Income Ratio 209 $55,415,000 $265,000 $1,205,000 $64,000 $244,000
Credit History 198 $42,380,000 $214,000 $1,975,000 $79,000 $782,000
Collateral 95 $22,025,000 $231,000 $2,305,000 $87,000 $300,000
Other 53 $10,315,000 $194,000 $575,000 $94,000 $644,000
Unverifiable Information 23 $6,835,000 $297,000 $1,185,000 $105,000 $347,000
Employment History 17 $4,935,000 $290,000 $1,245,000 $78,000 $331,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,440,000 $174,000 $295,000 $88,000 $215,000
Mortgage Insurance Denied 1 $55,000 $55,000 $55,000 $89,000 $89,000
Credit Application Incomplete 1 $235,000 $235,000 $235,000 $313,000 $313,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arizona Lender List