Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Great Southern Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,285 |
| Total Mortgage Loan Application Amount | $158,721,000 |
| Average Mortgage Loan Application Amount | $91,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $57,333 |
| Highest Applicant Income | $1,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 494 | $ 59,329,000 | $ 120,000 | $ 51,000 |
| Christian County Missouri | 105 | $ 16,196,000 | $ 154,000 | $ 62,000 |
| Taney County Missouri | 64 | $ 8,535,000 | $ 133,000 | $ 71,000 |
| Stone County Missouri | 49 | $ 10,197,000 | $ 208,000 | $ 71,000 |
| Camden County Missouri | 29 | $ 7,161,000 | $ 246,000 | $ 61,000 |
| Jasper County Missouri | 25 | $ 1,914,000 | $ 76,000 | $ 59,000 |
| Webster County Missouri | 25 | $ 3,357,000 | $ 134,000 | $ 51,000 |
| Polk County Missouri | 17 | $ 1,677,000 | $ 98,000 | $ 45,000 |
| Lawrence County Missouri | 14 | $ 1,228,000 | $ 87,000 | $ 34,000 |
| Newton County Missouri | 14 | $ 2,770,000 | $ 197,000 | $ 100,000 |
| Laclede County Missouri | 13 | $ 931,000 | $ 71,000 | $ 54,000 |
| Howell County Missouri | 11 | $ 764,000 | $ 69,000 | $ 32,000 |
| Dallas County Missouri | 9 | $ 667,000 | $ 74,000 | $ 36,000 |
| Benton County Arkansas | 7 | $ 1,455,000 | $ 207,000 | $ 73,000 |
| Plaquemines County Louisiana | 7 | $ 256,000 | $ 36,000 | $ 39,000 |
| Baldwin County Alabama | 6 | $ 172,000 | $ 28,000 | $ 46,000 |
| Calcasieu County Louisiana | 6 | $ 186,000 | $ 31,000 | $ 55,000 |
| Barry County Missouri | 6 | $ 603,000 | $ 100,000 | $ 44,000 |
| Benton County Missouri | 6 | $ 290,000 | $ 48,000 | $ 365,000 |
| Douglas County Missouri | 6 | $ 305,000 | $ 50,000 | $ 23,000 |
| Texas County Missouri | 6 | $ 415,000 | $ 69,000 | $ 32,000 |
| Ouachita County Louisiana | 5 | $ 145,000 | $ 29,000 | $ 38,000 |
| Clark County Nevada | 5 | $ 330,000 | $ 66,000 | $ 77,000 |
| Dale County Alabama | 4 | $ 269,000 | $ 67,000 | $ 53,000 |
| Mobile County Alabama | 4 | $ 149,000 | $ 37,000 | $ 38,000 |
| Maricopa County Arizona | 4 | $ 5,714,000 | $ 1,428,000 | $ 41,000 |
| Columbia County Florida | 4 | $ 200,000 | $ 50,000 | $ 39,000 |
| Ascension County Louisiana | 4 | $ 149,000 | $ 37,000 | $ 37,000 |
| Lafayette County Louisiana | 4 | $ 195,000 | $ 48,000 | $ 46,000 |
| Tangipahoa County Louisiana | 4 | $ 228,000 | $ 57,000 | $ 50,000 |
| Terrebonne County Louisiana | 4 | $ 306,000 | $ 76,000 | $ 59,000 |
| Jackson County Missouri | 4 | $ 739,000 | $ 184,000 | $ 45,000 |
| Geneva County Alabama | 3 | $ 85,000 | $ 28,000 | $ 27,000 |
| Mohave County Arizona | 3 | $ 129,000 | $ 43,000 | $ 55,000 |
| Cleburne County Arkansas | 3 | $ 164,000 | $ 54,000 | $ 91,000 |
| Putnam County Florida | 3 | $ 124,000 | $ 41,000 | $ 65,000 |
| Suwannee County Florida | 3 | $ 270,000 | $ 90,000 | $ 90,000 |
| Livingston County Louisiana | 3 | $ 180,000 | $ 60,000 | $ 69,000 |
| Vernon County Louisiana | 3 | $ 74,000 | $ 24,000 | $ 36,000 |
| Boone County Missouri | 3 | $ 217,000 | $ 72,000 | $ 84,000 |
| Oregon County Missouri | 3 | $ 164,000 | $ 54,000 | $ 32,000 |
| Tulsa County Oklahoma | 3 | $ 130,000 | $ 43,000 | $ 35,000 |
| Covington County Alabama | 2 | $ 128,000 | $ 64,000 | $ 36,000 |
| Elmore County Alabama | 2 | $ 63,000 | $ 31,000 | $ 48,000 |
| Jefferson County Alabama | 2 | $ 103,000 | $ 51,000 | $ 31,000 |
| Monroe County Alabama | 2 | $ 105,000 | $ 52,000 | $ 57,000 |
| Pike County Alabama | 2 | $ 88,000 | $ 44,000 | $ 53,000 |
| Garland County Arkansas | 2 | $ 135,000 | $ 67,000 | $ 24,000 |
| Grant County Arkansas | 2 | $ 106,000 | $ 53,000 | $ 41,000 |
| Greene County Arkansas | 2 | $ 79,000 | $ 39,000 | $ 42,000 |
| Jefferson County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Washington County Arkansas | 2 | $ 691,000 | $ 345,000 | $ 125,000 |
| Santa Rosa County Florida | 2 | $ 54,000 | $ 27,000 | $ 18,000 |
| St. Johns County Florida | 2 | $ 141,000 | $ 70,000 | $ 39,000 |
| Walton County Florida | 2 | $ 115,000 | $ 57,000 | $ 43,000 |
| Dodge County Georgia | 2 | $ 102,000 | $ 51,000 | $ 35,000 |
| Cherokee County Kansas | 2 | $ 154,000 | $ 77,000 | $ 62,000 |
| Wyandotte County Kansas | 2 | $ 3,666,000 | $ 1,833,000 | $ 0 |
| Cameron County Louisiana | 2 | $ 98,000 | $ 49,000 | $ 54,000 |
| Grant County Louisiana | 2 | $ 58,000 | $ 29,000 | $ 54,000 |
| Lafourche County Louisiana | 2 | $ 94,000 | $ 47,000 | $ 60,000 |
| Rapides County Louisiana | 2 | $ 68,000 | $ 34,000 | $ 32,000 |
| St. John the Baptist County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 32,000 |
| Webster County Louisiana | 2 | $ 70,000 | $ 35,000 | $ 44,000 |
| Hancock County Mississippi | 2 | $ 83,000 | $ 41,000 | $ 79,000 |
| Lincoln County Mississippi | 2 | $ 84,000 | $ 42,000 | $ 70,000 |
| Lowndes County Mississippi | 2 | $ 112,000 | $ 56,000 | $ 39,000 |
| Walthall County Mississippi | 2 | $ 79,000 | $ 39,000 | $ 33,000 |
| Cedar County Missouri | 2 | $ 151,000 | $ 75,000 | $ 43,000 |
| Crawford County Missouri | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Hickory County Missouri | 2 | $ 55,000 | $ 27,000 | $ 50,000 |
| Pulaski County Missouri | 2 | $ 204,000 | $ 102,000 | $ 44,000 |
| St. Charles County Missouri | 2 | $ 963,000 | $ 481,000 | $ 137,000 |
| Vernon County Missouri | 2 | $ 270,000 | $ 135,000 | $ 34,000 |
| Wright County Missouri | 2 | $ 249,000 | $ 124,000 | $ 26,000 |
| Craven County North Carolina | 2 | $ 86,000 | $ 43,000 | $ 35,000 |
| Onslow County North Carolina | 2 | $ 83,000 | $ 41,000 | $ 38,000 |
| Robeson County North Carolina | 2 | $ 93,000 | $ 46,000 | $ 47,000 |
| Lincoln County Oklahoma | 2 | $ 118,000 | $ 59,000 | $ 56,000 |
| Muskogee County Oklahoma | 2 | $ 43,000 | $ 21,000 | $ 20,000 |
| Pottawatomie County Oklahoma | 2 | $ 136,000 | $ 68,000 | $ 97,000 |
| Sequoyah County Oklahoma | 2 | $ 69,000 | $ 34,000 | $ 25,000 |
| Woodward County Oklahoma | 2 | $ 61,000 | $ 30,000 | $ 35,000 |
| Orangeburg County South Carolina | 2 | $ 54,000 | $ 27,000 | $ 26,000 |
| Blount County Alabama | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Butler County Alabama | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Calhoun County Alabama | 1 | $ 71,000 | $ 71,000 | $ 39,000 |
| Clay County Alabama | 1 | $ 46,000 | $ 46,000 | $ 41,000 |
| Coffee County Alabama | 1 | $ 38,000 | $ 38,000 | $ 51,000 |
| Conecuh County Alabama | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Dallas County Alabama | 1 | $ 36,000 | $ 36,000 | $ 57,000 |
| Escambia County Alabama | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Jackson County Alabama | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Marengo County Alabama | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Marion County Alabama | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Marshall County Alabama | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Montgomery County Alabama | 1 | $ 31,000 | $ 31,000 | $ 90,000 |
| Russell County Alabama | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Talladega County Alabama | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Tuscaloosa County Alabama | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Winston County Alabama | 1 | $ 38,000 | $ 38,000 | $ 44,000 |
| Cochise County Arizona | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
| Ashley County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 58,000 |
| Boone County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Carroll County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 11,000 |
| Crawford County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Crittenden County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Desha County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 36,000 |
| Faulkner County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Fulton County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Hot Spring County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Howard County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 21,000 |
| Izard County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Lee County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Lonoke County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Miller County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| Ouachita County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Poinsett County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 81,000 |
| Scott County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 95,000 |
| Sharp County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 72,000 |
| White County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 19,000 |
| Yell County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Denver County Colorado | 1 | $ 730,000 | $ 730,000 | $ 0 |
| Eagle County Colorado | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Baker County Florida | 1 | $ 76,000 | $ 76,000 | $ 25,000 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Bradford County Florida | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Citrus County Florida | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Escambia County Florida | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Hillsborough County Florida | 1 | $ 120,000 | $ 120,000 | $ 160,000 |
| Jackson County Florida | 1 | $ 72,000 | $ 72,000 | $ 98,000 |
| Jefferson County Florida | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Lake County Florida | 1 | $ 34,000 | $ 34,000 | $ 122,000 |
| Leon County Florida | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Miami-Dade County Florida | 1 | $ 49,000 | $ 49,000 | $ 29,000 |
| Orange County Florida | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Polk County Florida | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| St. Lucie County Florida | 1 | $ 167,000 | $ 167,000 | $ 100,000 |
| Sumter County Florida | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Carroll County Georgia | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Coffee County Georgia | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Dougherty County Georgia | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Gordon County Georgia | 1 | $ 23,000 | $ 23,000 | $ 23,000 |
| Grady County Georgia | 1 | $ 63,000 | $ 63,000 | $ 50,000 |
| Irwin County Georgia | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Jeff Davis County Georgia | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Lanier County Georgia | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Lowndes County Georgia | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Turner County Georgia | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Ware County Georgia | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Washington County Georgia | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Greene County Indiana | 1 | $ 84,000 | $ 84,000 | $ 86,000 |
| Johnson County Kansas | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Montgomery County Kansas | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Knox County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Pulaski County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 37,000 |
| Acadia County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Avoyelles County Louisiana | 1 | $ 18,000 | $ 18,000 | $ 13,000 |
| Caddo County Louisiana | 1 | $ 19,000 | $ 19,000 | $ 28,000 |
| Caldwell County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 50,000 |
| Concordia County Louisiana | 1 | $ 29,000 | $ 29,000 | $ 20,000 |
| East Baton Rouge County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| East Feliciana County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Evangeline County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Iberia County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 60,000 |
| Jefferson County Louisiana | 1 | $ 17,000 | $ 17,000 | $ 24,000 |
| Jefferson Davis County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 63,000 |
| Morehouse County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Natchitoches County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Richland County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| St. Tammany County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 108,000 |
| Union County Louisiana | 1 | $ 28,000 | $ 28,000 | $ 21,000 |
| Vermilion County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 27,000 |
| Washington County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 62,000 |
| West Carroll County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Mille Lacs County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 58,000 |
| George County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 22,000 |
| Lee County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Monroe County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Pike County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Rankin County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Wayne County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 38,000 |
| Webster County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Callaway County Missouri | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Clay County Missouri | 1 | $ 274,000 | $ 274,000 | $ 115,000 |
| Morgan County Missouri | 1 | $ 178,000 | $ 178,000 | $ 366,000 |
| New Madrid County Missouri | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| St. Louis County Missouri | 1 | $ 867,000 | $ 867,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 38,000 | $ 38,000 | $ 72,000 |
| Grant County New Mexico | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Beaufort County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Bladen County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 65,000 |
| Brunswick County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 40,000 |
| Cumberland County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 28,000 |
| Halifax County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 82,000 |
| Hoke County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Jones County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 125,000 |
| Pender County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Pitt County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 36,000 |
| Sampson County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 81,000 |
| Warren County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Wayne County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Blaine County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Carter County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 33,000 |
| Creek County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 65,000 |
| Custer County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Garvin County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Haskell County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Kay County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 83,000 |
| Le Flore County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 63,000 |
| Oklahoma County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 54,000 |
| Osage County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| Ottawa County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 84,000 |
| Payne County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Wagoner County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| Yamhill County Oregon | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Berkeley County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Georgetown County South Carolina | 1 | $ 49,000 | $ 49,000 | $ 65,000 |
| Greenwood County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Lexington County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Marlboro County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Spartanburg County South Carolina | 1 | $ 27,000 | $ 27,000 | $ 21,000 |
| Benton County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Fayette County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 98,000 |
| Houston County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| Loudon County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 19,000 |
| Meigs County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 86,000 |
| Monroe County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Morgan County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 20,000 |
| Isle of Wight County Virginia | 1 | $ 44,000 | $ 44,000 | $ 61,000 |
| Skagit County Washington | 1 | $ 82,000 | $ 82,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 828 | $98,057,000 | $118,000 | $6,000,000 | $49,000 | $1,020,000 |
| Refinancing | 412 | $60,239,000 | $146,000 | $2,589,000 | $64,000 | $564,000 |
| Home Improvement | 45 | $425,000 | $9,000 | $70,000 | $59,000 | $525,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,156 | $117,635,000 | $101,000 | $1,080,000 | $56,000 | $1,020,000 |
| Not applicable | 47 | $35,070,000 | $746,000 | $6,000,000 | $0 | $0 |
| Black or African American | 33 | $1,873,000 | $56,000 | $218,000 | $42,000 | $180,000 |
| Hispanic | 25 | $2,309,000 | $92,000 | $192,000 | $44,000 | $120,000 |
| Not Provided | 11 | $595,000 | $54,000 | $137,000 | $101,000 | $525,000 |
| Asian | 8 | $886,000 | $110,000 | $410,000 | $91,000 | $364,000 |
| American Indian or Alaskan Native | 4 | $270,000 | $67,000 | $112,000 | $43,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $83,000 | $83,000 | $83,000 | $65,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,060 | $137,238,000 | $129,000 | $6,000,000 | $57,000 | $1,020,000 |
| FHA-insured (Federal Housing Administration) | 209 | $19,929,000 | $95,000 | $192,000 | $38,000 | $145,000 |
| VA-guaranteed (Veterans Administration) | 15 | $1,499,000 | $99,000 | $152,000 | $42,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $55,000 | $55,000 | $55,000 | $64,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 735 | $117,229,000 | $159,000 | $6,000,000 | $60,000 | $1,020,000 |
| Loan Purchased By The Institution | 287 | $13,869,000 | $48,000 | $167,000 | $48,000 | $180,000 |
| Application Withdrawn By Applicant | 114 | $13,149,000 | $115,000 | $1,080,000 | $47,000 | $431,000 |
| Application Denied By Financial Institution | 59 | $5,620,000 | $95,000 | $700,000 | $41,000 | $132,000 |
| Preapproval Denied by Financial Institution | 57 | $5,450,000 | $95,000 | $300,000 | $35,000 | $101,000 |
| File Closed For Incompleteness | 27 | $2,808,000 | $104,000 | $417,000 | $53,000 | $145,000 |
| Application Approved But Not Accepted | 6 | $596,000 | $99,000 | $159,000 | $37,000 | $69,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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